1.

4
1.

ZTBL LOANABLE ITEMS

Production/Seasonal Loans
Seeds
Fertilizers
Pesticides/Insecticides, Herbicides (Weedicides), Manual Sprayers.
P.O.L.
Poultry Feed, Chicks, Medicines.
Artificial Insemination Unit/Services.
Effective Microbes Technology (EMT).
Hire charges of farm power.
Water charges/Electric charges for tube well.
Production loan for growth of Mushroom.
Hired Labour.
Fuel wood for Tobacco curing.
Fuel, Ration, Ice for Marine Fisheries.
Water rates.
a) Storage Hire Charges.
b) Transportation Hire Charges.
c) Cost of Packing material.
d) Working Capital for storage of raw agricultural/farm produce.
xvi. Feeds, Raising and Veterinary expenses of livestock (Goat, Sheep & Cattle)
xvii. Working Capital for Sulphuric Acid Generator for treatment of saline water
i.
ii.
iii.
iv.
v.
vi.
vii.
viii.
ix.
x.
xi.
xii.
xiii.
xiv.
xv.

2.

Development Loans
i.
ii.
iii.
iv.

v.
vi.
vii.
viii.
ix.
x.
xi.

xii.
xiii.
xiv.
xv.
xvi.

Installation of tube wells (including cost of power lines up to 8 poles and

transformer)/Ancillary Structure.
Pumping sets/lift irrigation pumps (including peter engines).
Open wells.
Purchase of improved farm machinery(including tractors, power tillers,
implements, cutter binders (reaper wind rover), threshers, trolley, spraying
equipment, cane crusher, and miscellaneous agricultural equipment, tractor
pulled harvesters, self propelled combines.
Sprinkler irrigation.
Drip irrigation.
Orchards and Fruit Nurseries.
Poultry & Hatchery farms Structures & Equipments.
Minor Crops (Mentha Arvensis, Asparagus etc.)
Seasonal & Development loans for tea plantation.
Fattening of livestock for meat purposes.
Farm Forestry/Plantation of trees and nurseries including hybrid poplar
cultivation.
Desilting, alignment and lining of water courses
Cold Storage.
Bamboo Cultivation.
Sericulture.

-2xvii.
xviii.
xix.
xx.
xxi.
xxii.
xxiii.
xxiv.
xxv.
xxvi.
xxvii.
xxviii.
xxix.
xxx.
xxxi.
xxxii.
xxxiii.
xxxiv.
xxxv.

xxxvi.
xxxvii.
xxxviii.
xxxix.
xl.
xli.
xlii.
xliii.
xliv.
xlv.
xlvi.
xlvii.
xlviii.
xlix.
l.
li.
lii.

Bee keeping.
Bio-Gas plant.
Levelling, lay out, terracing, fencing, soil improvement & embankments
Repair of Tube well/Tractor/Fishing Boat & Engine
Goat/Sheep farming excluding structures.
Construction of Pacca Water Courses
Tobacco Barns
Fisheries (inland and marine) including purchase of trawlers/
boats/equipments nets/twins, marine engines (outboard/inboard) etc.
Saw Machine for Crate Making for Fruits (for Northern Areas only)
Drilling equipment
Boring rig
Trucks.
Wind mill.
Reclamation of land.
Jungle clearance.
Loan for personal computer for farm management to progressive farmers
owning at least 25 acres of irrigated or 50 acres of rain fed land.
Marketing Loans for crops and other agricultural products to be allowed with
respective Zonal Chiefs prior permission.
Bulldozers.
Stocking of Agricultural Machinery, implements and equipment, seeds,
fertilizers and chemicals used in agriculture (with prior approval of respective
Zonal Chief).
Animals driven Carts with prior approval of respective Zonal Chief.
Solar Energy Pumps.
Providing Spraying services/tube well water services.
Purchase of motorcycles for milkmen.
Construction of Godowns/Warehouses on farm.
Green House, mini-tunnels, walk in tunnels.
Construction of Modules and Culverts.
Cotton Pickers, (with the prior approval of respective Zonal Chief),
Groundnut Diggers, Potato Diggers.
Farm construction (sheds for animal and equipments and other farm requisites
etc.)
Opening of private veterinary clinics
Opening of Private Diagnostic Veterinary Laboratories in private sector.
Opening of private artificial insemination centers
Opening of veterinary medical stores
Replacement of engine and spare parts for Marine Fisheries
Sulphuric Acid Generator
Construction of Mini Dams/Check Karez/water Reservoirs/water catchments
for Rain fed (Barani Areas).
Milk Chilling Units

-3liii.
liv.
lv.
lvi.
lvii.
lviii.
lix.

3.

Compound feed making industry

Construction of Cold Storages by Poultry Producers.
Construction of Cold Storages by Fishermen.
Arboriculture (Wind breaker, shelter belts, hedges)
Construction of Laboratory for Integrated Pest Management (IPM).
Hole Digger
Purchase of processing machinery including Seed Dryers, Vegetable Dryers
& Fruit Dryers for use at farms.

Items of Cottage Industry admissible under Micro Credit

Scheme (Short Term)
Food Processing
Processing of Grains
Processing of Fruits and Vegetables
Sugarcane Crushing Machine
Vermicelli & Noodles
Manufacturing of Confectionary and Sweets
Catering
Processing of Dairy Products
Ice Cream Making/Selling
Tandoor
Pop-corn machines (Street Hawker).
Rice Husking
Selling of Meat
Spices, Chillies & Salt
Edible Oil Extraction
Nuts Roasting & Spicing
Production of "Bidies".
Production of "Zarda" and "Qivam".
Corn Husking
ii. Textile and Clothing
Garments Making
Hats and Caps making
Carpet and Rugs Weaving
Cordage, Rope and Twine Production
Swati Pati/Shawl Weaving
Dyeing and Bleaching of Fabrics
Wool Knitting
Quilt Making
Silk Cloth Weaving
Nawar Making
Darree/Khais Making
i.

-4 Ajrak Making
Wool Corders
Lace Making
Azar Band Making
Overlocking Machine (for tailoring)
Looms for Coarse Cloth
Cotton Bandages/Gauze
Spinning Wheels
Block Printing
Tent Making
iii. Leather and Leather Products
Production of Foot Wear
Leather Garments Making
Production of Accessories e.g. Hand bags, Purses, Belts
iv. Wood/Cane Products
Wood Fences
Broom Making
Wood Carving, Toys
Chicks
Furniture Making
Basketry
Crate Making
Mat Making
Cane and Bamboo Furniture
Rope Making
Sarkanda Chairs (Mura)
Chairs Weaving
v. Chemical Products
Soap Making
Processing of Medicinal Crops (Herbs)
Cropping of Herbal/Medicinal crops
vi. Pottery/Earthenware
Pottery China and Ceramics (same as for earthenware)
Pottery-Earthenware (Utensils, Tableware, Containers,
Decorative items etc.)
Bricks, tiles and other structural clay products
Lime and Plaster
vii. Metal Production
Agricultural Implements Manufacture
Hand tools
Cutlery
Equipments for Small Scale Enterprises
Bolts, Nuts, Washers etc.
Fodder cutter
Selling of Surgical Instruments

-5 Surgical Instruments
Electric Motors
Steel/Aluminum Fabrication works
viii. Handicrafts Production
Brass/Marble/Stone Handicrafts
Paper-based Handicrafts
Wood, Cane Bamboo Handicrafts
Relhi Making
China Ceramics and Glass Handicrafts
Needle Embroidery
Camel Skin Lamp Shade
Hand made Toys and Tools
Artificial Flower Making
Artificial Jewellary (imitations)
Baluchi Embroidery
ix. General Services
Sports Goods
Walking Sticks
Polyethylene Bags Making
Bangle Making
Laundry
Candle Making
PCO
Fishing Net
Typewriters for Typists (Electronic)
Animal Feeds
Personal Computers
Picture Frames and Others
Photo Studio
Packing Materials
Tailoring Shop
Thread Balls and Reels
Manufacturing of Small Fishing Boats in Coastal areas
Musical Instruments
Number Plates and Name Plates Making
Kite and Thread Making
Flag Making
Shoe Repairing, Cobbler and Bag Repairing
Book Binding
Painters (sign boards)
Tinman
Key Making/Lock Smith
Carpenter (for tool and implements)
Barber Shop

-6 Floral Shop
Juice Centre (cold drinks)
Fruit and Vegetable Shops
Stationery/Book Shops
Khokha Shop
Auto Repair Workshop
Watch Repairing
Paper (Envelope Making)
Donkey/Horse Carts
Tea Corner
Radio/Television Workshop
Cycle Repairing Shop
Electrician/Plumbing Works/Small Scale Workshops
Puncture and Repairing of Auto Tyres Machine
Fridge, Freezer, A/C, Heater, Repairing Shop
Purchase of Tools for Gardening
x. Farming
Dairy Farming
Goat/Sheep Farming
Poultry Farming
Quail Farming
Fancy Birds Farming
Apiculture
Sericulture
Floriculture
Horticulture
Fish Farming
xi. Miscellaneous
Mushroom Cultivation