HDFC Bank Ltd.

Balance Sheet
Rs. Cr
Period & months 2009/03 2008/03 2007/03 2006/03 2005/03

CAPITAL & LIABILITIES

Owned Funds
Equity Share Capital 425.38 354.43 319.39 313.14 309.88

Share Application Money 400.92 0.00 0.00 0.07 0.43

Preferential Share Capital 0.00 0.00 0.00 0.00 0.00

Reserves & Surplus 14,226.43 11,142.80 6,113.76 4,986.39 4,209.97

Loan Funds
Deposits 142,811.58 100,768.60 68,297.94 55,796.82 36,354.25

Borrowings made by the bank 2,685.84 4,478.86 2,815.39 4,560.48 5,290.01

TOTAL 160,550.15 116,744.69 77,546.48 65,656.90 46,164.54

ASSETS
Cash & Balances with RBI 13,527.21 12,553.18 5,182.48 3,306.61 2,650.13

Money at call and Short Notice 3,979.41 2,225.16 3,971.40 3,612.39 1,823.87

Investments 58,817.55 49,393.54 30,564.80 28,393.96 19,349.81

Advances 98,883.05 63,426.90 46,944.78 35,061.26 25,566.30

Fixed Assets
Gross Block 3,956.63 2,386.99 1,917.56 1,589.47 1,290.51

Accumulated Depreciation 2,249.90 1,211.86 950.89 734.39 582.19

Less: Revaluation Reserve 0.00 0.00 0.00 0.00 0.00

Net Block 1,706.73 1,175.13 966.67 855.08 708.32

Capital Work-in-progress 0.00 0.00 0.00 0.00 0.00

Net Current Assets 6,356.83 4,402.69 3,605.48 2,277.09 1,330.57

Miscellaneous Expenses not written off 0.00 0.00 0.00 0.00 0.00

TOTAL 160,550.15 116,744.69 77,546.48 65,656.90 46,164.54

Number of Equity shares outstanding (Cr.) 42.54 35.44 31.94 31.31 30.99

Bonus component in Equity Capital 0.00 0.00 0.00 0.00 0.00

Notes:
Contingent liabilities 414,533.93 599,928.79 209,338.61 144,137.86 89,928.65

Book Value of Unquoted Investments 0.00 0.00 0.00 0.00 0.00

Market Value of Quoted Investments

PROFIT AND LOSS A/C

 HDFC Bank Ltd.

 
Half - yearly results
Rs. Cr
year 2009/09 2008/09 var 2009/03 2008/03 var 2009/03 2008/03 Var
period 1st Half 1st Half % 2nd Half 2nd Half % Full Year Full Year %
 
Sales Income 8,084.99 7,612.94 6.20 8,719.33 5,683.08 53.43 16,332.27 10,115.00 61.47
Other Income 2,051.05 1,236.53 65.87 2,054.08 1,228.23 67.24 3,290.61 2,283.15 44.13
Total Expenditure 4,003.70 3,366.59 18.92 4,045.93 3,041.13 33.04 7,412.52 5,230.40 41.72
Interest 4,273.65 4,023.02 6.23 4,888.08 2,603.40 87.76 8,911.10 4,887.12 82.34
Gross Profit 3,111.65 2,150.36 44.70 3,028.60 2,155.05 40.54 5,178.96 3,765.41 37.54
Depreciation 0.00 0.00 NA 0.00 0.00 NA 0.00 0.00 NA
Tax Charges 565.12 467.53 20.87 586.78 366.31 60.19 1,054.31 690.45 52.70
Extra Ordinary Items 0.00 0.00 NA 0.00 0.00 NA 0.00 0.00 NA
Reported PAT 1,293.57 992.33 30.36 1,252.62 900.47 39.11 2,244.95 1,590.18 41.18
Prior Year Adjustment 0.00 0.00 NA 0.00 0.00 NA 0.00 0.00 NA
Reswritten Back 0.00 0.00 NA 0.00 0.00 NA 0.00 0.00 NA
Equity Capital 427.36 425.03 0.55 425.38 354.43 20.02 425.38 354.43 20.02
Res & Surplus 0.00 0.00 NA 0.00 0.00 NA 14,220.95 1,142.80 1,144.40

QUARTERLY

 HDFC Bank Ltd.

Rs. cr
  Quarter ended Year ended
year   2009/09 2008/09 var %   2009/03 2008/03 var %
Sales Income   3,991.89 3,991.21 0.02   16,332.27 10,115.00 61.47
Other Income   1,007.40 643.11 56.65   3,290.61 2,283.15 44.13
Expenditure   1,964.30 1,732.74 13.36   7,412.52 5,230.40 41.72
Interest   2,036.13 2,124.76 -4.17   8,911.10 4,887.12 82.34
Gross Profit   1,593.00 1,122.85 41.87   5,178.96 3,765.41 37.54
Depreciation   0.00 0.00 0.00   0.00 0.00 0.00
Tax   311.40 248.84 25.14   1,054.31 690.45 52.70
PAT   687.46 527.98 30.21   2,244.95 1,590.18 41.18
Equity   427.36 425.03 0.55   425.38 354.43 20.02
OPM (%)   50.79 56.59 -5.80   54.61 48.29 6.32
GPM (%)   -0.21 3.35 -3.56   0.05 -0.02 0.07
NPM (%)   17.22 13.22 4.00   13.74 15.72 -1.98

ANDHRA BANK

Andhra Bank
Balance Sheet
Rs. cr
Period & months 2009/03 2008/03 2007/03 2006/03 2005/03

CAPITAL & LIABILITIES

Owned Funds
Equity Share Capital 485.00 485.00 485.00 485.00 400.00

Share Application Money 0.00 0.00 0.00 0.00 0.00

Preferential Share Capital 0.00 0.00 0.00 0.00 0.00

Reserves & Surplus 3,161.99 2,764.29 2,671.28 2,408.94 1,437.00

Loan Funds
Deposits 59,390.02 49,436.55 41,454.02 33,922.41 27,550.71

Borrowings made by the bank 1,311.23 590.51 733.53 758.49 983.24

TOTAL 64,348.25 53,276.35 45,343.84 37,574.85 30,370.95

ASSETS
Cash & Balances with RBI 4,853.34 4,901.67 2,949.06 3,860.71 2,073.93

Money at call and Short Notice 434.16 792.65 1,075.12 1,278.69 1,449.36

Investments 16,911.11 14,898.24 14,300.72 11,444.15 10,646.28

Advances 44,139.26 34,238.38 27,889.07 22,100.43 17,516.84

Fixed Assets
Gross Block 778.32 600.73 545.65 504.85 450.85

Accumulated Depreciation 455.73 399.57 353.31 312.10 263.57

Less: Revaluation Reserve 0.00 0.00 0.00 0.00 0.00

Net Block 322.59 201.16 192.34 192.75 187.28

Capital Work-in-progress 12.71 18.30 0.00 0.00 0.00

Net Current Assets 1,796.04 1,541.99 1,134.69 1,792.61 854.99

Miscellaneous Expenses not written off 0.00 0.00 0.00 0.00 0.00

TOTAL 64,348.25 53,276.35 45,343.84 37,574.85 30,370.95

Number of Equity shares outstanding (Cr.) 48.50 48.50 48.50 48.50 40.00

Bonus component in Equity Capital 0.00 0.00 0.00 0.00 0.00

Notes:
Contingent liabilities 35,352.06 22,408.50 23,949.22 26,304.35 18,312.24

Book Value of Unquoted Investments 0.00 0.00 0.00 0.00 0.00

Market Value of Quoted Investments 0.00 0.00 0.00 0.00 0.00

 
Period & months 2009/03    
CAPITAL & LIABILITIES
Owned Funds
Equity Share Capital 425.38    
Share Application Money 400.92    
Preferential Share Capital 0    
Reserves & Surplus 14,226.43    
Loan Funds
Deposits 142,811.58    

Borrowings made by the bank 2,685.84    

TOTAL 160,550.15    
   
ASSETS
Cash & Balances with RBI 13,527.21    

Money at call and Short Notice 3,979.41    

Investments 58,817.55    
Advances 98,883.05    
Fixed Assets
Gross Block 3,956.63    
Accumulated Depreciation 2,249.90    
Less: Revaluation Reserve 0    
Net Block 1,706.73    
Capital Work-in-progress 0    
Net Current Assets 6,356.83    
Miscellaneous Expenses not
written off 0    
TOTAL 160,550.15    
   
Number of Equity shares
outstanding (Cr.) 42.54    
Bonus component in Equity
Capital 0    
Notes:
Contingent liabilities 414,533.93    
Book Value of Unquoted
Investments 0