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If clause
A clause stating that coverage will be discontinued if the insured is found to be
doing certain things, for example, withholding pertinent information.
There are three types of the if-clauses.
type
condition
II
III
Form
type
if clause
main clause
Simple Present
II
Simple Past
would + infinitive *
III
Past Perfect
if clause
main clause
If I study,
II
If I studied,
III
If I had studied,
main clause
if-clause
if I study.
II
if I studied.
III
if I had studied.
type
Examples
long forms
+ If I study, I will pass the exam.
II
+
III
short/contracted forms
* We can substitute could or might for would (should, may or must are sometimes
possible, too).
Tense
It's all about time. Things can happen now, in the future or in the past.
The tenses simply show the time of an action or state of being as shown by a verb.
The verb ending is changed (conjugated) to show what time it is referring to.
Time can be split into three periods The Present (what you are doing), The Past (what you did)
and The Future (what you are going to do, or hope / plan to do ).
The tenses we use to show what time we are talking about are split into
the Simple, Continuous and Perfect tenses.
In English we use two tenses to talk about the present and six tenses to talk about the past.
There are several ways to talk about the future some of which use the present tenses, these
are:
Present
Simple Present
Present Continuous
Past
Simple Past
Past Continuous
Present Perfect Simple
Present Perfect Continuous
Past Perfect Simple
Past Perfect Continuous
Future
Simple Tenses
The simple tenses are used to show permanent characteristics of people and events or what
happens regularly, habitually or in a single completed action.
Continuous Tenses
The continuous tenses are used when talking about a particular point in time.
Perfect Tenses
Sometimes you need to give just a little bit more information about an action or state...and that
is where the perfect tenses come in.
The perfect tenses are used when an action or situation in the present is linked to a moment in
the past. It is often used to show things that have happened up to now but aren't finished yet or
to emphasize that something happened but is not true anymore. When they end determines
which of them you use.
Perfect tenses are never used when we say when something happened i.e. yesterday, last year
etc. but can be used when discussing the duration of something i.e. often, for, always, since
etc..
Indirect Speech
now
then
here
there
here after
there after
this
that
these
those
ago
before
thus
so
to-day
that day
to-night
that night
last night
yesterday
tomorrow
last week
next week
last month
next month
a month after
hither
thither
hence
thence
If the reporting verb is in the Present or Future tense (e.g., say, will say) there is no change
in the tense of the verb in the Indirect speech.
Antony says, I eat a mango. (D.S.)
Antony says, that he eats a mango. (I.S.)
If Reporting Verb is in the Past Tense. the tense of the verbs in the reported speech or
Indirect Speech must be generally changed.
1.
Present
Tense
in
the
Johnsi
said,
I
Johnsi
said
that
she
Direct
becomes
write
a
wrote
a
p.ast
tense.
letter. (D.S)
letter. (I.S)
Continuous in
said,
said
that
in
he
the
I
he
5.
Present
Perfect
Kamal
said,
I
Nelson
said
that
the
am
direct
becomes
past
continuous.
going
to
church. (D.S)
was
going
to
church. (I.S)
in
the
direct
becomes
past
perfect.
have
done
my
home
work. (D.S)
he
had
done
his
home
work. (I.S)
Will
and
said,
I
said
that
he
Shall
will
go
would
go
are
changed
to
London
to
London
the
to
would.
tomorrow. (D.S)
next
day. (I.S)
8.
may
might
can
could
must
Gerund
Gerunds are derived from verbs. That is. ing is added to verbs (Eg: walking,
smoking, sleeping). The forms of the Gerund are the same as that of the present
participle. No doubt, they are parts of a verb. A Gerund is a kind of Noun whereas a
participle is a kind of adjective. Hence, we can say Gerund is a verbal noun: a
Participle an Adjective.
Seeing is believing.
It is not worth reading.
Infinitive
When a verb is in its infinitive state, it has no subject or object. It is used to define
the action of the verb without tying it to a specific person. It is a verb acting
without
a
subject.
She went to the shop to buy some bread. (to + verb)
When to is added to a Noun or Pronoun, it is a preposition. But when to is
added
to
a
verb,
it
is
infinitive.
I
will
give
it
I am very glad to see you. (Infinitive)
to
you.
(Preposition)
Examples
He wants to go abroad.
Degrees of comparison
Comparison can be made using the three forms of the adjective.
Adjective is a word and it qualifies a noun. It gives more information about the noun.
eg. The
lion
is
a strong animal.
Rita
is
a beautiful girl.
Adjectives are of three degrees. (1) Positive (2) Comparative (3) Superlative
Comparative
Superlative
class.
Adjective and Adverbs have three degrees, Positive, Comparative and Superlative.
The Pasitive Degree is used to denote the mere existence of quality.
The Positive Degree of an adjective in comparison is the adjective in its simple form. It is used to
denote the mere existence of some quality of what we speak about. It is used when no comparison
is made.
It is a tall building.
COMPARATIVE
SUPERLATIVE
bright
brighter
brightest
black
blacker
blackest
bold
bolder
boldest
clever
cleverer
cleverest
cold
colder
coldest
fast
faster
fastest
great
greater
greatest
high
higher
highest
kind
kinder
kindest
long
longer
longest
small
smaller
smallest
strong
stronger
strongest
sweet
sweeter
sweetest
tall
taller
tallest
young
younger
youngest
By adding r and st
POSITIVE
COMPARATIVE
SUPERLATIVE
brave
braver
bravest
fine
finer
finest
large
larger
largest
nice
nicer
nicest
noble
nobler
noblest
pale
paler
palest
simple
simpler
simplest
wise
wiser
wisest
white
whiter
whitest
COMPARATIVE
SUPERLATIVE
costly
costlier
costliest
dry
drier
driest
easy
easier
easiest
happy
happier
happiest
heavy
heavier
heaviest
lazy
lasier
lasiest
mercy
mercier
merciest
wealthy
wealthier
wealthiest
COMPARATIVE
SUPERLATIVE
big
bigger
biggest
dim
dimmer
dimmest
fat
fatter
fattest
hot
hotter
hottest
thin
thinner
thinnest
COMPARATIVE
SUPERLATIVE
active
more active
most active
attractive
more attractive
most attractive
beautiful
more beautiful
most beautiful
brilliant
more brilliant
most brilliant
careful
more careful
most careful
courageous
more courageous
most courageous
cunning
more cunning
most cunning
difficult
more difficult
most difficult
famous
more famous
most famous
faithful
more faithful
most faithful
proper
more proper
most proper
popular
more popular
most popular
splendid
more splendid
most splendid
Sentense Pattern
There are five important components in a sentence.
e.g.
Subject (S)
Verb (V)
Complement (C)
Adverbial (A)
Object (O)
1. SUBJECT (S)
Definition :
To get S ask the quesiton Who? before the verb.
e.g.
Nancy danced well
Subject (S)
2. VERB (V)
Definition :
In every sentence the most important word is the verb. A verb shows action or activity or work
done.
e.g.
He is a doctor
(Main verb)
Verb (V)
(a) Auxiliaries
e.g.
am, is, are ,was, were
Modals : can, could; will, would; shall, should; may, might; must
Semi-modals / Quasi Modals : dare to; need to; used to; ought to
3. OBJECT (O)
Definition :
To get the object O ask the question What or Whome. What is for things and Whome is for
persons. Persons may be nouns or pronouns.
e.g.
He bought a pen
(a pen = Object)
(computer = Object)
I saw him
(him = Object)
- direct object
(a) Do
e.g.
S
O (what)
likes
animals
- indirect object
(b) IO
e.g.
S
IO (whom)
DO
gave
Rosy
a pen
4. COMPLEMENT (C)
Definition :
The words required to complete the meaning of a sentence are called Complement of the
sentence.
e.g.
S
He
is
a dentist
She
became
a journalist
It
grew
dark
They
are
players
She
was
angry
It
seems
absurd
(ii) In S V O C pattern
- the complement tells about the object
They
called
David
a genius
found
her
crying
They
elected
Michle
leader
Types of Complement
1. Subject Complement
Definition :
The complement which expresses the quality or identity or condition of the subject is
calledSubject Complement.
e.g.
She is a doctor
2. Object Complement
Definition :
The complement which expresses the quality or identity or condition of an object is called Object
Complement.
e.g.
They made her angry
Adjunct or Adverbial
Definition :
To get A ask the question why, when, where or how.
The use of adverbial is optional whereas complement is essential. It has adverb phrase, adverbial
clause, noun-phrase and prepositional phrase.
e.g.
Why? (reason)
When? (Time)
Where? (Place)
How? (Manner)
due to cold
now, later
here, there
by bus / cycle
through floods
after 2 years
every where
through efforts
under compulsion
when young
in the sky
by mixing
carefully
in the morning
at home
by hard work
She
Comes
every day
Sit
here