Dear Suvidha Customer,

Greetings from Citibank!

Exclusive offer for Citibank ATM/Debit card holders

Win a sparkling ORRA Diamond Pendant in 2 simple steps
Step 1: Spend a minimum total of Rs.10,000 on your Citibank ATM/Debit Card between Feb 14 and March 31,2008.
Step 2: Login to www.citibank.com/india and enter a slogan by choosing the keyword 'ORRA Diamond Offer'
Top 50 slogans will win a sparlking Diamond Pendant from ORRA - The Diamond Destination (Best Jewellery Retail Chain of the
Year - 2007)
Hurry! Offer valid from Feb 14th to March 31, 2008

CitiAlert On Demand - The most convenient way to bank just got better!!!
Introducing brand new services on CitiAlert on demand - Just for your convenience. Now you can request for a duplicate
statement or have a new chequebook dispatched to you, all at the stroke of a few buttons on your Mobile Phone. You can get
your Savings Account details conveniently on the move as well - whenever, wherever - with just an SMS. No more waiting in a
queue at ATMs or be kept on hold on the phone!!!
Below is a list of new services launched exclusively for your convenience SMS DUPSTAT XXXX to 52484 for a Duplicate Statement dispatch. We will send you the statement within 3 working
days. E.g. DUPSTAT 7504
SMS CHQBOOK XXXX to 52484 and a new chequebook with 50 leaves will be sent to your mailing address within 5
working days; E.g. CHQBOOK 8542
Also get all information you need about your account, instantaneously SMS BAL XXXX to 52484 for the Balance in your Savings Account; E.g. BAL 7504
SMS SAL XXXX to 52484 for information of your last Salary Credit; E.g. SAL 3549
Where XXXX are the Last 4 Digits of the your Debit Card Number.
For more information about the CitiAlert On Demand service, please click here You can also visit our website
www.citibank.com/india for more details and the Mobile Banking Terms and Conditions.
Warm Regards,
Saru Kaushal
Business Manager-Suvidha

IMPORTANT INFORMATION
You can redeem your Citibank Suvidha Loyalty Points on Citibank Online at www.citibank.com/india. As per the program,
all Loyalty points in your account as of 31st Dec 2007 will lapse by 31st March 2008.
Update your contact details: You can update your Contact Details with ease, in our website. Just login and edit your
Address in the 'My Profiles' section
For Ready Credit Customers: The Ready Credit facility has been extended to you on the basis of your existing
relationship with the bank and we would like to bring to your notice that the funds available under this line should not be
used for any antisocial, unlawful money laundering or speculative purposes
Please note that under Credit Information Companies (Regulation) Act we are required to share your credit history
with Credit Information Bureau (India) Ltd. Do keep your accounts current and pay the necessary dues in a timely manner
in order to maintain a fair credit history and enjoy benefits of other financial products.