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IINITED STATES DISTRICT COURT
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SOUTHERN DISTRICT OF NEW YORK
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RICHMOND MCCOY :
Plaintift
Index No::
- agarnst -
i-;i --:-*
Defendant. :
li JAN 14 2010
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follows:
TIIE PARTIES
1. At all tirnes relevant hereto, Mr. McCoy was and is an individual and
resident ofthe State of Texas with an address at7937 BlerflLeim Place, Fort Worth, Texas 76120.
2. Upon information and belief, at all times relevant hereto, Defendant was
and is an individual and a resident of the St¿te of New York, with an address at 47 Columbia
U.S.C. $ 1332, tn that the parties are citizens of different states and the matter in controversy
exceeds $75,000.
ñ'{:3999277v1
Case 1:10-cv-00333-SHS Document 1 Filed 01/14/2010 Page 2 of 8
4. Venue is properþ located in the United States District Court for the
Soutlem District of New York, pursuant to 28 U.S.C. $ 139 i, because a substantial part of the
events and decision-rnaking giving rìse to this action occurred in New York, New York.
THEF'ACTS
for value received, a certain promissory note in writing, whereby Defendant promised to repay to
Mr: McCoy the sum of one hundred fifty thousand dollars ($150,000.00), together with all
McCoy that he would repay the one hundred fifty thousand dollar loan, and requested an
extension on the repayment term of the Initial Note and a loan of an additional one hundred
and replaced by a second promissory note ('Note"), whereby Defendant promised to pay to Mr.
McCoy the sum of two hundred fifty thousand dollars ($250,000.00), together witl all accrued
and unpaid interest on or before September 30, 2O0g- A copy of the Note is annexed, marked
9. Under the terms of the Note, all sums owed by Defendant rmder the Note
became due and payable forthwith on September 30, 2009, with interest accruing on all unpaid
NY:3999277v1
Case 1:10-cv-00333-SHS Document 1 Filed 01/14/2010 Page 3 of 8
10. Defendant failed to pay Mr. McCoy the two hundred fifty thousand dollars
($250,000.00), together with all accrued and unpaid interest owed by September 30,2009, as
11. Thereafte¡ on or about December 29, 2009, Mr. McCoy, through his
attomeys, sent a letter to Defendant demaading payment of all sums due under the Note and
advising that Defendant was in default ofhis obligations under the Note.
12. Despite Mr. McCoy's demand for payment from Defendant for the
outstanding balance due, Defendant has failed to pay the same or any pa¡t thereof.
13. Under the terms of the Note, Mr. McCoy is entitled to payment from
Defendant of all reasonable costs and expenses incurred in enforcing Defendant's obligations
under the Note, and in connection with collection efforts related thereto, including Mr. McCoy's
X'IRST COTJNT
(Bre*ch of Contract)
14. Mr. McCoy repeats and realleges the allegations listed in paragraphs I
15. The Note constitutes a valid and enforceable contract between I\,4r. McCoy
16. Under the Note, Ðefendant agreed to pay Mr. McCoy two hundred fifry
thousand dollars ($250,000.00), together with all accrued and unpaid inte¡est on or before
September 30,2009.
17. Despite l\zlr. McCoy's demand, Defendant faileal to pay Mr. McCoy two
hundred fifty thousand dollars ($250,000.00), togetle¡ with all accrued and unpaid interest that is
NY:3999277v1 -3 -
Case 1:10-cv-00333-SHS Document 1 Filed 01/14/2010 Page 4 of 8
18. Defendant has breached his agreement with Mr. McCoy by failing to make
determined at trial, but not less than the sum of$250,000, plus inter€st, attorrìeys' fees and costs.
SECONDCOT]NT
(Uniust Enrichment)
20. Mr. McCoy repeats and realleges the allegations listed in pangaphs 12
21. Mr. McCoy's loan to Defendant has increased the financial resources
Defendant has had to spend for his living expenses, including expenses for Defendant's personal
22. Although Defendant promised to repay the loan under the terms agreed to
23. It is against equity and good conscience for Defendant to retain the fruits
24. As a result of Defendant's failure to repay the loan, Defendant has been
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Case 1:10-cv-00333-SHS Document 1 Filed 01/14/2010 Page 5 of 8
WHEREFORE, the plaintiff respectfully requests that the Court enter judgrnent
against Defendant fur: (a) the sum of two hundred fifty thousand dollars ($250,000.00), plus
interest since September 30,2009 at aa eight percent (8%) interest rate; (b) all reasonable costs
and expenses incuned in this proceeding arìd in connection ìÀ/itl collection efforts related thereto,
including without limitation, plaintiffs reasonable attomeys fees and disbursements; and (c)
llV:3999277vl -5-
Case 1:10-cv-00333-SHS Document 1 Filed 01/14/2010 Page 6 of 8
Exhibit A
Case 1:10-cv-00333-SHS Document 1 Filed 01/14/2010 Page 7 of 8
I¡tprcs¡¡&ail be c¡lçul:ded on ue.basls. of'ü¡ee hua&e.d ¡r¡d sixty (360) dåys p€r yefi ftr
rha aetual ar¡¡rbet ofdays elapoed.
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,to¡ebæ¿aess 's*s¡y evi<irnced by the.Prior Notþ, Bo¡ìrowor aóhôì.Ylsdgë âDd aßröe6 ùâf tho
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Case 1:10-cv-00333-SHS Document 1 Filed 01/14/2010 Page 8 of 8