ASIAS FIRST INTERNATIONAL LINK INSTITUTE OF ARTS AND

TECHNOLOGY
(AFILIATE)

PROPOSED COMPUTERIZED MONEY LENDING SYSTEM OG TANGLAW

NG BUHAY INCORPORATION.

In partial fulfillment of the requirements for Computer Science

Program

SUBMITTED BY:
DAVE LORENZ DELGADO
DANICA PEREZ
JUVYLYN AMAMIO
ROY PELEGRINO
MELANIE CERVANTES

SUBMITTED TO:
JOSEPH LORINTO BEANIZA

MARCH 2015
AFILIATE
ADVISERS RECOMMENDED SHEET
THIS THESIS:
PROPOSED COMPUTERIZED MONEY LENDING SYSTEM OF
TANGALAW NG BUHAY INCORPORATION
Developed by:
Dave Lorenz Q. Delgado
Danica Q. Perez
Juvylyn Amamio
Roy J.Pelegrino
Melanie I. Cervantes

Is submitted in partial fulfillment of requirements fo Computer

Science Program was examined and recommended for acceptance
and approval.

Joseph Lornito R. Beaniza Jr.

Thesis Adviser

MARCH 2015
AFILIATE
PANELS APPROVAL SHEET
THIS THESIS:
PROPOSED COMPUTERIZED MONEY LENDING SYSTEM OF
TANGLAW NG BUHAY INCORPORATION

Developed by:
Dave Lorenz Q. Delgado
Danica Q. Perez
Juvylyn Amamio
Roy J.Pelegrino
Melanie I. Cervantes

After being represented is hereby approved by the following

members of Panel

__________________________________________________
__________________________________________________
__________________________________________________

MARCH 2015
ACKNOWLEDGEMENT

1.0 INTRODUCTION
The Computer is considered as the most important invention of the twentieth
century. Computer touches every part of our lives because of its rapid decreasing cost
of processor.
As a result, the researchers proposed The Lending System which refers to the
interaction between people, algorithmic process, data and technology. A
work system includes capturing, transmitting, storing, retrieving, manipulating and
displaying information.
Lending System consists of the process by which a business pays, its
Members for Paying performed during a specific period. A Lending system
allows businesses to follow a set series of processes in order to make timely,
correct payments in compliance . A system may be manual or automated
and handled in-house or outsourced to another provider.
We the students of Computer Science at Asias First International Link
Institute of Arts and Technology (AFILIATE) , We have tasked with building a
new system to Update the existing system which is hopelessly out of dated.

1.1 BACKGROUND OF THE STORY

Computers affected nearly every aspect of peoples daily lives for it has
given them easy access to up to date information in almost all areas.

Without a doubt, information system is virtually revolutionizing all aspects of

our human lives. Through this outstanding technological advancement, many
evolving automation of activities have taken place. In connection there is an
increase of demand for software designers and scientist who create quality
products. With the ability of the computer to process data accurately, with
speed and efficiency, no doubt it had evolved as one of the most significant
and important achievement of mankind ever.
The complete process of the development of the system of Tanglaw ng
Buhay Foundation Inc. is especially designed to facilitated and simplify the
monthly preparation of general loan and related reports as will as the
information for each customer. This study allows a faster and more accurate
computation of monthly interest. At the certain point, and this will lessen the
burden of work of the management as well as the customer. Tanglaw ng
Buhay Foundation established in the year of 2004 it engage livelihood
programs thru Service the urban poor Communities for ten years now and
they have 9 Branches in National Capital Region (NCR) The main office of
Tanglaw ng buhay Foundation at Rm. 203 Jemco Bldg., Bernal St. Cor. C.
Raymundo Ave., Pasig, Metro Manila .

1.2 OBJECTIVES OF THE STORY

1.2.1 GENERAL OBJECTIVES

The overall objective of the study was to assess the effectiveness of systems
on loan performance in system.
1.2.2 SPECIFIC OBJECTIVES

To establish the effect of credit terms of Lending on their loan

performance.

To evaluate the effect of credit risk controls measures adopted by on

their loan performance.

To evaluate the effect of credit collection policies on loan performance

of Lending

To create a module that will accept account and registration form

for the members.

To create a module for loans transaction of the association such as loan request,
renewal and approval

1.3 SIGNIFICANCE OF THE STUDY

The Importance of the study will focus on how to fast method of Correct
Payment of a Members.

1.4 SCOPE & LIMITATION OF THE SYSTEM

1.4.1 SCOPE
This study is designed to develop a System for a Completion of our
requirements to Accomplished our Thesis project. It covers the process of
preparing the Pay slip of each Member, the regular and Paying of Every
week, keeping of records safety and computing the exact Total Loan of each
Member. Including the stored report list of Member such as Weekly Payment,
Interest and Deduction of Insurance.
The proposed System is expected to generate Pay Slip of Member, Report list
of Members, Lending register of regular and paying order of Member, and
Recipient form for every pay period.
1.4.2 LIMITATION
The proposed System for Tanglaw ng Buhay Foundation Inc. does not support
network topology implementation and online program or online transaction
and focus on Money matters with dealing of members/ Customer.

2.0 METHODOLOGY OF THE SYSTEM

The Waterfall Model illustrates the software development process in a
linear sequential flow; hence it is also referred to as a linear-sequential life
cycle model. This means that any phase in the development process begins
only if the previous phase is complete. In waterfall model phases do not
overlap.

Waterfall approach was first SDLC Model to be used widely in Software

Engineering to ensure success of the project. In "The Waterfall" approach,
the whole process of software development is divided into separate phases.
In Waterfall model, typically, the outcome of one phase acts as the input for
the next phase sequentially.

The sequential phases in Waterfall model are:

Requirement Gathering and Analysis: All possible requirements of

the system to be developed are captured in this phase and
documented in a requirement specification doc.
System Design: The requirement specifications from first phase are
studied in this phase and system design is prepared. System Design
helps in specifying hardware and system requirements and also helps
in defining overall system architecture. System Design Specification The
proposed Online Loan Application and Information System for
MuslimKristian Vendors Association Incorporated will help its mandated
vision. Carefulanalysis of the system is necessary for the transition
from the current system to the proposed online system to meet the
needs and expectation of the organization for

ane a s y v a l i d a t i o n a n d a t t a i n m e n t o f m a x i m u m e ffi c i e n c y.
I t i n c l u d e s s p e c i fi c operations that are prepared manually, such as
adding, filing, recording, retrieving,generating reports, tracking and
other function. The proposed system is done in Microsoft Access
environment where we use the Visual Basis 6.0.

Implementation: With inputs from system design, the system is first

developed in small programs called units, which are integrated in the
next phase. Each unit is developed and tested for its functionality
which is referred to as Unit Testing.

Integration and Testing: All the units developed in the

implementation phase are integrated into a system after testing of
each unit. Post integration the entire system is tested for any faults
and failures.

Deployment of System: Once the functional and non functional

testing is done, the product is deployed in the customer environment
or released into the market.

Maintenance: There are some issues which come up in the client

environment. To fix those issues patches are released. Also to enhance
the product some better versions are released. Maintenance is done to
deliver these changes in the customer environment.

Planning.
This method
Designates a plan in which a proposed project
identifies it goals and requirement before deciding for its implementation.
Analysis.
It can be considered as the most diffi cult phase because in this
phasemanuals, materials or informations must first examine thoroughly
before applying it for testing or experimentation.
Design.
This is a visualization of the outcome of a proposed project but
then inimplementing security, time, accuracy and focus is very essential

because of broadness of each aspect in network security. You need

enough space and time to design a securityinfrastructure based on
diff erent network requirement. It takes a long period of time
toensure efficiency, reliability, affectivity, integrity and manageability
of networks.
Testing.
At this stage or phase, proposed project will be given to a panel of critics and
end-users for testing. In this way, the researchers can determine
the response of the user whether the proposed project will work or not.

4.1 SYSTEM OVERVIEW

The system is based on the sequence of the current application of the new member
and the client who avail for loan. The requirements has become a member . For the
new loan application , it requires the recommendation from active member (qualified
for renewal) the following : latest cedula (original), Barangay clearance , recent 2x2 ID
picture, business permit (option), payslip employee interview(survey). The new
applicant must provide all the necessary requirements and 350 pesos for the
Application fee and Initial CBU Deposit . There is a form for new members to fillout necessary information. To become a member, there is a form for loan application.
When the client cant pay the amount borrowed on the due date, there is a 15%
penalty. Some gathered information about the components of these fields. The
organization conducts an orientation to new applicant to orient the rules and regulation
of the association and find out what is the organization all about. The personnel- incharge gives the copy of the requirements on the applicant on how to become a
member of the association and let them know that this requirement must
produce in order to become a member. In the current system, they conduct
interview to those applicant who are interested and survey the existing
business so that the operational officer can cite on how to help the applicant
improve their business. After conducting a survey to the applicant the association will
have the process of the said credit investigation which verify and attain a
borrowers identity, personal background, and financial capability and credit
history.
4.2 DATAFLOW DIAGRAM
Admin
Project Assistant

Project Officer

Processing

Approval
Release
Incode and Record
Weekly Payment

Receipt

4.2 SCOPE OF THE SYSTEM

END

http://www.scribd.com/doc/23715568/Manual-SDLC-Models-I
https://www.scribd.com/doc/13597449/AMA-Computer-LearningCenter-Mabalacat-Branch

4.2 DATAFLOW DIAGRAM