SECURE

SOLUTIONS

Architecture
16-bit proprietary RISC architecture
48Kb ROM
1024 bytes RAM
Multi-application architecture
with dynamic MMU
3DES software

Form Factors
Wafers
Module packages
Inlays
ID-1 Card with half-size antenna,
Mini card, fob sticker

EEPROM
2 Kbytes
300,000 erase/write cycles
10-year data retention warranty

Security
EMVCo IC
MasterCard CAST
Visa VCSP
FDC STAR
Discover Network

For Contactless Payment and Loyalty

Applications

High Performance for Superior Cardholder

Experience

The MicroPass 4102 and 4103 contactless payment and loyalty microprocessors
are designed from the ground up for Visa payWave, including the Visa Contactless
Payment specication with Streamlined Online qVSDC; MasterCard PayPass
Magstripe; Discover ZIP; and STAR CertiFlash applications. Based on a 16-bit
reduced instruction set (RISC) architecture bundled with a native operating
system, MicroPass 4102 and 4103 offer low power, fast performance, and
excellent read distance. The MicroPass 4102 and 4103 are built on INSIDES
award-winning MicroPass intelligent contactless payment platform and enable
advanced security, convenience, and exibility for multiple applications. They
are also among the rst payment microprocessors to include a MicroLoyalty
application that can be congured by card issuers for their own loyalty and
reward programs.

Cardholders complete their Visa payWave, MasterCard PayPass, Discover

ZIP, or STAR CertiFlash transactions quickly and reliably with MicroPass
4102/4103-powered cards. With the industrys fastest transaction time and
outstanding read distance, there is no waiting. Powered by its reduced-size
antenna, MicroPass requires half the energy of general-purpose chips and delivers
superior transaction speed. Cardholders can present their MicroPass-enabled
credit or debit cards to a reader at any angle in the landing zone and ensure
fast, successful transactionsrst time, every time.

MicroPass 4102

MicroPass 4103

Visa payWave VCPS v2.0.2

Streamlined On-line qVSDC
and VCPS v1.4.2 MSD with dCVV

Visa payWave VCPS v2.0.2

Streamlined On-line qVSDC
and VCPS v1.4.2 MSD with dCVV

MasterCard PayPass Magstripe v3.3

MasterCard PayPass Magstripe v3.3

Discover ZIP v2.0.0

STAR CertiFlash v1.0.4

INSIDE MicroLoyalty

INSIDE MicroLoyalty

Compliant with Latest Contactless Standards

MicroPass 4102/4103 have been built to the latest payment card specications:
Visa payWave (VCPS v2.0.2 and Streamlined On-line qVSDC)
MasterCard PayPass Magstripe v3.3
Discover ZIP v2.00
STAR CertiFlash v1.04
Card manufacturers and issuers gain leading-edge capabilities while preserving
backwards compatibility with existing personalization, acquiring, and acceptance
devices.

Operation
Distance4cm (EMVCo, CCPSv1.1
and v2.0.1 test benches)
Temperature 20C to 70C

driving trust

Security Measures that Build Cardholder Trust

Software Digital Encryption Standard (DES) is built into the MicroPass 4102 and 4103. The chip incorporates
enhanced security features in response to customers growing needs to maintain protection against a dynamic
threat environment. It is designed to pass EMVCo IC, Visa VCSP, MasterCard CAST, STAR CertiFlash, and
Discover ZIP security certications.

Pre- and personalization support: INSIDE provides sheet-reader systems for:

Pre-personalization integration within a card manufacturing operation
Pre-personalization script development
Personalization support services

FLY_MCM_micropass-1011-4102 - Document non contractuel - zao+stratecrea

Features

MicroPass 4102/4103

Support for Secure MicroLoyalty Applications

Interface

Type B

One of the rst payment microprocessors to include a microloyalty application, MicroPass 4102 and 4103
enable card issuers to congure their own loyalty programs and create loyalty programs with retail partners.
The INSIDE MicroLoyalty application can be used to create applications for managing loyalty data. During
chip pre-personalization, card issuer can create relevant data containers and inject loyalty data. In the eld, a
dedicated reader device can read and update the loyalty data. Payment application data and microloyalty data
are separately stored in the chip EEPROM, with no possible interaction between the two.

EEPROM

2Kb

ROM

48Kb

RAM

1024 bytes

Processor

MicroPass 16 bit RISC

DES Support

Software

Contactless Protocol

Contactless: EMV CL Communication Protocol v1.1 and v2.0.1, type B

Unmatched Flexibility for Card Manufacturers and Issuers

Contact Protocol

None

INSIDE builds multi-brand, multi-application, and multi-form factor supportas well as advanced chip hardware,
native operating system, payment, and loyalty application softwareinto the MicroPass 4102/4103 platform for
maximum exibility. Card issuers gain a complete integrated package with a choice of form factors, including wafer,
module, card inlay, and mini, 2D, 3D, and fob stickers. With a common operating system across all MicroPass
products, customers can deliver a consistent brand experience to cardholders while retaining the exibility to
develop multiple proprietary incentive and loyalty applications that meet their business objectives.

Operating System

INSIDE Native OS v5.7

Application Load Support

Yes

Applications

Visa payWave VCPS v2.0.2

Streamlined Online, and v.1.4 MSD
with dCVV backward compatibility

Fast Time to Market

With built-in support for multiple payment brands, MicroPass 4102/4103-powered cards can be delivered to
market quickly and easily.

Discover ZIP v2.00

MasterCard PayPass Magstripe v3.3

INSIDE MicroLoyalty

STAR CertiFlash v 1.04

INSIDE MicroLoyalty

Platform Security Certication

EMVCo IC
MasterCard CAST
Visa VCSP
STAR CertiFlash
Discover

Tool Kits

SDK for MicroLoyalty application creation

MicroPass Services
INSIDE can accelerate integration and adoption of the MicroPass platform through its professional services:
Application development: INSIDE can help you specify, design, implement, and test new MicroPass-based
applications for co-existence with MicroPass 4102 and 4103 payment applications.
Alternative packaging: INSIDE can work with you to provide alternative form factors, including:
Full-size antennas for ID-1 cards
Half-size antennas for ID-1 cards (full 4-line embossing)
Designs for transparent and translucent cards
Mini-cards
2D and 3D fobs
Mobile handset sticker devices

MasterCard PayPass Magstripe v3.3

Visa payWave
VCPS v2.0.2 Streamlined Online, and
v.1.4.2 MSD with dCVV backward
compatibility

driving trust