LIC Policy Status by Policy

Number Online
Policy Highlights [hide]

1 LIC Policy Status

2 Registration process for new users
3 LIC policy status procedure for Registered users
4 Procedure to check LIC Policy Status by calling
customer care
5 Procedure to check LIC Policy Status by SMS
6 Procedure to check LIC Policy Status by using
Comments
7 LIC Surrender status
8 LIC maturity Status
9 LIC loan Status
LIC Policy Status

Life Insurance Corporation (LIC) of India is the only public sector Life
Insurance Company in India. LIC is the largest life insurance company
in India. Life insurance corporation of India has provided different
methods to customers to know about their LIC policy status. For
viewing the policy related information, new customers are required to
go through a Registration procedure, and already registered customers
need to login with their respective IDs.
Following are the different methods through which LIC customers can
check their LIC policy status by giving your Policy Number

1. LIC Online service for Registered Users and new user option
for new users.
2. By calling LIC Customer Care Center.
3. Using SMS Service.
4. Commenting policy number at end of the page.
Life Insurance Corporation (LIC) of India had made life simple to all
LIC

customers by providing different procedures to know information

regarding their policies.

Nowadays it has become very simple to Check their LIC policy status
Online. We have explained step by step in detailed procedure for
checking your LIC policy status online .

Registration process for new users

1. Log on to LIC Official website http://www.licindia.in/
2. Click on New User option as shown in below image.
3. For registration as New user you need to provide information like
Policy number
Premium amount
Date of Birth
E-mail I.D
Note: Give premium amount and date of birth details as per
the policy document.

http://www.lic24.in/lic-policy-status/

1. After filling these details click on proceed option, Which

directs to a new page.
2. In that new page, create a User I.D and Password of your
choice,
The username can be alpha, numeric, with characters dot
and underscore
Make sure that Password is at least of 8 characters long and
Password need to have at least one numeric character (Ex: 0-9)

i.e.

Password must be alphanumeric (Ex: naveen1990)

The user-id chosen should be unique.
Password should be unique and should be kept confidential.

By completing this process an auto generated message will be sent

through mail containing your Login details. By using the Login Details
you can view LIC policy status and other policy related information.
1. Now you can login as a Registered user.
To login Enter User I.D and Password details. After entering the login
details the Go button will take you to the fresh page where you need
to click on View enrolled policies.

1. View enrolled policies will be in the list of options on the

left side of your screen, chooseview enrolled policies
among them.
2. It will ask you to enter the text shown in the image, so enter
it and then click on the submit button.

9. Then it will direct to a page containing your policy number. Click on

Policy Number .
10. Then you will get all the details about your lic policy like lic policy
status, maturity date, Premium due date, loan amount, loan interest
amount.
On successful registration, the customer will have access to know
information regarding status of policies, loan, revival, premium due/
policy calendar, maturity calendar etc.

LIC policy status procedure for Registered users

Login facility is provided on the Homepage for the use of registered
users
Already Registered users can follow the below procedure to know LIC
policy status.
1. Log on to LIC website http://www.licindia.in/
2. Click on Online Services as shown in Below Image

3. This will redirect to a new page as shown below. Click on the

Registered User . This click enables you to go into new page.

4. Then enter Login Id and password of your LIC account. After

entering the details, click on Go as shown in image given below, then
after successful login, you will have access to check the policy details.

5. The Entered login details will take you to the fresh page where you
need to click on View enrolled policies.

6. This click will take you to the page where a image with text
appears. Enter the same text and click on Submit.

7. After that your policy enrolled policy number will be viewed, Click on
policy number.

8. After clicking on Policy number, policy status will be displayed as

shown in below image.

Procedure to check LIC Policy Status by calling customer

care

LIC has provided another easy option to know your policy status. That
is by calling LIC customer care. Those who dont have access to
internet they can easily find out their policy status through phone.
LIC is providing 24* 7 facility in cities. You need to dial 1251 if you are
MTNL/BSNL user or type your city code before the IVR number to use
this facility
You can use respective helpline number of your city.
LIC customer care number of each city are given below.

phone numbers

capital

state

city

S.
no

0562-2527755

Lucknow

Uttar
Pradesh

Agra

079-27456848

Gandhinaga

Gujarat

Ahmedab

ad

0183-2564561

Chandigarh

Punjab

Amritsar

080-26659230

Bangalore

Karnataka

Bangalor

080-22966836080-

Bangalore

Karnataka

22966896

0831 24388560831

Bang alor

e-II

Bangalore

Karnataka

Belgaum

patna

Bihar

Bhagalpu

2438857

0641-2610011064126100330641-2610099

0674 2573996

Bhubanesh

Orissa

war

0755-2550242

Bhopal

Bhubanes 8
hwar

Madhya

Bhopal

Haryana &

Chandiga

10

Punjab

rh

Pradesh

0172-2678107

Chandigarh

044-25300030

Chennai

Tamilnadu

Chennai

11

044-24747535

Chennai

Tamilnadu

Chennai-

12

II

0422-2300300

Chennai

Tamilnadu

Coimbato
re

13

0671-2307085

former

Orissa

Cuttack

14

capital
Cuttack

011-23762681

New Delhi

Delhi

15

011-22785930

New Delhi

Delhi-II

16

Jharkhand

Dhanbad

17

011-28042585

Gujarat

Dwarka

18

0484-2383883

Kerala

Ernakula

19

0326-222534403262225345

0832-2490100

Panaji

Maharashtr Goa

20

08472 23303008472

Karnataka

Gulbarga

21

0863-22114760863-

Andhra

Guntur

22

2211562

Pradesh

0361-2460003

Assam

Guwahati

23

0751-2448641

Madhya

Gwalior

24

Haryana

Gurgaon

25

Karnataka

Hubli

26

243030

Pradesh

0124-2576060012425780600124-2570060

0836-22643330836-

22642330836- 2264833

033-2637-4387

West

Howrah

27

Hyderaba

28

Bengal

040-23437997 040-

Telangana

23420730

0731-1251

Madhya

Indore

29

Jabalpur

30

Rajasthan

Jaipur

31

Punjab

Jalandhar 32

Pradesh

0761-2407283

Madhya
Pradesh

0141-2712606

0181-2480918

Chandigarh

0657-2320600

Jharkhand

Jamshedp 33
ur

01912479717

Jammu and Jammu

34

Kashmir

0291-2620079

Rajasthan

Jodhpur

35

0512-2307443

Uttar

Kanpur

36

Haryana

Karnal

37

West

Kolkata

38

Pradesh

018422660241842208400

033-22545454

Bengal

033-2337-0642

033 2419-8476

0481 23074220481

West

Kolkata(S 39

Bengal

West

Kolkata-

Bengal

II

Kerala

Kottayam 41

Kerala

Kozhikod

40

23024080481 2307411

0495 272558104952725583

42

0522-2627470

Uttar

Lucknow

43

Ludhiana

44

Pradesh

0161-2424074

Chandigarh

Punjab

0452-2370361

Tamil nadu

Madurai

45

1251

Karnataka

Mangalor

46

022-26766221022

Maharashtr Mumbai-I

26788943

022-27725968

Maharashtr Mumbaia

022-28912605

48

II

Maharashtr Mumbaia

47

49

III

022 2848290798201-

Maharashtr Mumbai-

23004

IV

50

0621-22710830621-

Bihar

2281023

Muzaffarp 51
ur

0821-2346900

Karnataka

Mysore

52

0712-2250306

Maharashtr Nagpur

53

27725968

Maharashtr Nerul

54

0120-2444026

Uttar

Noida

55

Patna

56

Pradesh

0612-2201795

Bihar

020-25514248

Maharashtr Pune

57

0771-2210010

Madhya

Raipur

58

Gujarat

Rajkot

59

0427- 2440588

Tamil nadu

Salem

60

040-27820146

Telangana

Secunder

61

pradesh

0281-258131802812581319

abad

(0353) 1251(0353)

West

Siliguri

2216000

Bengal

0261-12510261- 2770004

Maharashtr Thane

62

63

0462-2577070

Tamil nadu

Tirunelvel 64
li

0431-2741000

Tamil nadu

Trichy

65

0471-2335222

Kerala

Trivendru

66

0542-2220457, 0542-

Uttar

Varanasi

67

2500412

Pradesh

0416-2252202

Tamil nadu

Vellore

68

0866-2484803

Andhra

Vijaywad

69

pradesh

0891-2523473

0870-2544460

Andhra

Visakhap

pradesh

atnam

Telangana

Warangal

70

71

Procedure to check LIC Policy Status by SMS

LIC of India has introduced SMS service SMS services for

policyholders. Now you can get LIC policy status just by sending a text
message using Mobile phone. This is a free SMS information system
which will be helpful to all the LIC policy holders to get policy and
servicing details.
Through SMS service you can enquire about
1. LIC Individual Policy
2. LIC Pension Policy
1. To enquire about LIC Individual policy through SMS, type
ASKLIC < POLICY NO > PREMIUM/REVIVAL/BONUS/LOAN/NOM and
send to 9222492224.
Premium- Installment premium under policy
Revival If policy is lapsed, Revival amount payable
Bonus Amount of bonus Vested

 Loan Amount available as loan

NOM Details of Nomination
1. To enquire about LIC Pension policy through SMS, type
LICPension<PolicyNumber>[STAT/ECDUE/ANNPD/PDTHRU/AMOUNT/C
HQRET]) and send to 9222492224

IPP Policy Status (STAT)

Existence Certificate Due (ECDUE)
Last Annuity Released Date (ANNPD)
Annuity Payment through CHQ/ECS/NEFT) (PDTHRU)
Annuity Amount (AMOUNT)
Cheque Return Information (CHQRET)

Procedure to check LIC Policy Status by using Comments

Please leave a Comment with your policy Number with what

information you want to know like premium amount, surrender value
or bonus amount acquired. We will post you the information on your
Queries.

LIC Surrender status

Surrender Value: The value payable to the policy holder when the
policy holder decides to terminate the policy before the maturity of the
policy.
Surrender value is payable when full premiums are paid for Minimum
of three years.

If you have paid premiums for 3 or more years but less than 4 years
and wanted to surrender the policy, 80% of Maturity Sum Assured will
be paid as surrender value.
If you have paid premiums for 4 or more years but less than 5 years,
then 90% of the Maturity Sum Assured will be paid as surrender value.
100% of the Maturity Sum Assured will be paid when 5 or more years
premiums have been paid.
If the policy holder want to surrender the policy before 3 years from
date of commencement of policy, nothing will be given to the policy
holder. That is the reason Surrender of policy is not recommended.
Maturity Sum Assured: Maturity Sum Assured means the Sum Assured
corresponding to the term for which premiums have been paid under
the policy.
LIC is providing 24* 7 facility in cities. Please refer the above LIC
customer care numbers table to get LIC Policy Surrender Status.

LIC maturity Status

LIC Maturity status depends on survival benefits, Maturity benefits and
Disables benefits. LIC Maturity status depends on type of plan opted

To take the maturity one needs to submit the following documents to

his home branch only. They are as follows:
1. Original policy bond of the policy.
2. NEFT form (duly filled along with a cancel cheque) so that the
maturity proceeds can directly be transfered to the policyholders
account.
3. Revenue stamp of Rs1/-.
LIC is providing 24* 7 facility in cities. Please refer the above LIC
customer care numbers table to get LIC Policy Maturity Status.

LIC loan Status

The Life insurance Corporation of India can grant a loan to the
policyholder against his policy as per the terms and conditions
applicable to the policy.
The requirements for granting a loan are as under :
a) Application for loan.
b) Policy to be assigned absolutely in favour of the Corporation
c) A receipt for the loan amount

The maximum loan amount available under the policy is 90% of the
Surrender Value of the policy (85% in case of paid up policies)
including cash value of bonus.
The rate of interest charged on loans is at 9% to be paid half-yearly.
The minimum period for which a loan can be granted is six months
from the date of its payment.
In case the policy becomes a claim either by maturity or death within
six months from the date of loan, interest will be charged only upto
the date of maturity/death.
LIC loan status can be known through calling LIC customer care and
through LIC SMS procedure.
LIC is providing 24* 7 facility in cities. Please refer the above LIC
customer care numbers table to get LIC Policy Loan Status.
LIC loan status through SMS type
ASKLIC <policy number> LOAN and send to 9222492224.