INSTA-CASH FACILITY APPLICATION FORM

Merchant No.: 00094000200

TMA NAME: DREY 784-5600 LOCAL 5144

FAX :
830-8999 / 830-8988
__________________
CARDHOLDERS SIGNATURE

Installment Payment Term

Cardholders Name:

GLADYLYN A MACAPAGAL
First

Middle

Please check your preferred term of payment.

3 mos. at 1.50%
6 mos. at 1.50%
12 mos. at 0.95%
18 mos. at 0.90%
24 mos. at 0.88%
36 mos. at 0.85%
48 mos. at 0.80%

Last

EastWest Credit Card Number:

FACTOR RATE TABLE

Term
(in months)

3
6
12
18
24
36
48

Add-on
Rate per
Month

Factor
Rate

Effective
Interest Rate

1.50%
1.50%
0.95%
0.90%
0.88%
0.85%
0.80%

0.3483333
0.1816667
0.0928333
0.0645556
0.0504667
0.0362778
0.0288333

26.8027%
30.2306%
20.4152%
19.5677%
19.1194%
18.2497%
16.9580%

Claiming of Insta-Cash Loan Proceeds

Please deliver the check to my:
_____ Billing Address

_____ Home Address

I authorize EastWest to deposit the check to my Personal Deposit

Account, which I maintain under my name with a depository bank, which
operates a branch within Makati or Ortigas Business Centers. (Land Bank
deposit account, Cash Deposits Only accounts, payroll accounts and
ATM Card numbers cannot be processed or accepted.)
The details of my Personal Deposit Account are as follows:

How to compute for your Fixed Monthly Installment:

Name of Bank: _________________ Branch: _________________

Account Name: _________________________________________
Bank Account Number: ___________________________________

(Note that add-on rate will depend on your chosen term.)

Total Amount for Installment

x Applicable Factor Rate
= Fixed Monthly Installment

Savings

Current

Note: In case my depository bank charges an inter-branch transaction fee, I understand

that EastWest shall charge the said fee to my EastWest Credit Card.

Sample Computation:

Insta-Cash Amount Applied for (A): ____________

(Amount must be at least Php10,000)

Php30,000.00
x 0.0288333
Php 865.00

Factor Rate for Selected Installment Payment Term (B): ____________

Your Fixed Monthly Installment (C) = (A) x (B): ____________

Total Amount for Installment

Note: Please refer to Factor Rate Table when computing for your
Fixed Monthly Installment Amount.
Should the approved Insta-Cash amount be less than the applied
amount, would you still like to proceed with the application?

Factor Rate for 48 months

Fixed Monthly Installment Amount

PROMO MECHANICS
1.
2.
3.
4.

5.

Yes
No

Simply fill-out and fax the Insta-Cash Facility application form to 830-8988 or 830-8999, or send to EastWest Call Center Support at 38/F PBCom Tower, 6795 Ayala Avenue corner V. A.
Rufino Street, Salcedo Village, Makati City. Only applications received on or before March 31, 2015 shall be processed.
The amount applied for must be at least Php10,000.
EastWest has the sole discretion to approve or reject the Cardholders Insta-Cash application and, if such application is denied, EastWest has no obligation to furnish the Cardholder a notice
or reason of such rejection. EastWest also has the sole discretion to approve only a portion of the installment amount applied for.
Upon approval, the Principal Cardholder is considered to have availed of his credit limit corresponding to the approved Insta-Cash Installment Loan. The first monthly amortization thereof
shall be automatically posted to the Principal Cardholders account and will be reflected in his Statement of Account at its nearest cut-off date, regardless of when the proceeds of the InstaCash Installment Loan are received by the Principal Cardholder.
A check will be prepared in the name of the Principal Cardholder which:

a. May be delivered to the Cardholders billing or home address (Metro Manila addresses only).
b. May be deposited to the Principal Cardholders Personal Deposit Account.
6.
7.

8.
9.

For check delivery, the Cardholder must personally receive the check upon presentation of any valid identification card with photo and signature (e.g. company ID, government-issued IDs
such as drivers license, SSS or GSIS photocard, passport, senior citizens ID, etc.). Check delivery is free of charge.
Should the Principal Cardholder wish to have the check deposited to a Personal Deposit Account maintained in the Cardholders name, the Cardholders depository bank must have a
branch within Makati or Ortigas Business Centers. Land Bank deposit accounts, Cash Deposits Only accounts, payroll accounts and ATM card numbers will not be processed or accepted.
Cardholder must allow three (3) working days for check clearing.
The Cardholder shall attest to the correctness of the Personal Deposit Account number indicated on this application form and that EastWest shall not be held liable for erroneous deposit/s
made as a result of the Cardholder providing an incorrect Personal Deposit Account number.
Terms and conditions on installment loan transactions apply.

Apply Now! Fax this application form TODAY to 830-8988 or 830-8999, or send to 38/F PBCom Tower, 6795 Ayala Avenue corner
Rufino Street, Salcedo Village, Makati City. Only applications received on or before March 31, 2015 shall be processed.

V. A.

PLEASE AFFIX YOUR SIGNATURE TO INDICATE ACCEPTANCE OF THE TERMS AND CONDITIONS

By signing this Insta-Cash Installment Loan application, I understand and agree that: (1) I shall pay the fixed monthly installment for the whole payment term I chose, which fixed monthly installment shall form
part of the total statement balance on my EastWest Credit Card; (2) I may opt to pay only the Minimum Payment Due on my total statement balance wherein only a percentage of my monthly installment is paid,
in which case I will be imposed a finance charge in addition to the installment interest; (3) In case my EastWest Credit Card is suspended, revoked or cancelled, all my unbilled monthly installment transactions
shall immediately become due and demandable and form part of my total outstanding balance; (4) In case of pre-termination, I agree to pay an Installment Pre-termination Processing Fee equivalent to

5% of

Php500

the remaining principal balance or

, whichever is higher; (5) In case my application is disapproved, I acknowledge that EastWest is not obliged to advise me of the disapproval and the reasons
thereof; (6) I attest to the correctness of the Personal Deposit Account number indicated on this application form and I agree to hold EastWest free and harmless and without liability for any erroneous deposit/s
made as a result of my providing an incorrect Personal Deposit Account number; (7) I shall continue to be bound by and comply with the Terms and Conditions Governing the Issuance and Use of EastWest
Credit Cards which are incorporated herein by reference and of which I was furnished copies by EastWest as well as the Terms and Conditions and Promo Mechanics of this Insta-Cash Installment Loan Offer.

_________________________________
CARDHOLDERS SIGNATURE

_________________________
DATE

FOR EASTWEST USE ONLY

SC _________________________________________________ Approval Code _____________________________ Date ____________________________________
Authorizer ___________________________________________ Total Installment Amount ___________________ Monthly Installment Amount __________________