Fresh Articles 4

by jagadish

10000 hours and its benefits to INDIA

I picked up the concept from Robin s sharma 10000 hours as it is very vital for human excellence
do read his books for improvement in life

benefits

excellence in any department if put application personally

financial independence as confidence increases with efforts made personally
intellectual intellect increases as individual becomes more prone to knowledge personally
vital health increases with knowledge about insights are gained on behavior when judged personally
insight into life is gained when internet is browsed personally
applied science of anything put forward is gained when done personally
knowledge of law is gained when fought cases personally
insight into parental guidance with child is gained when done personally
holistic approach and its intricacies are relished by individuals when done personally
jnana yoga of wealth is accumulated in times of crisis when science of reasoning is done personally

nothing comes easy in life unless applied personally

thought of the day

personal knowledge of 10000 hours of effort is required to gain insight into life issues

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fight for opportunities in INDIAN scenario

how ???
by being knowledgeable about society and education
by being abreast with 30000 books in your lifetime
by being abreast with internet
by being abreast with current affairs
by being interested in welfare of the family for finance opportunities
by being abreast with job enlargement roles to satisfy desires of learning curve
by being allrounder in every aspect to know yourself as a human being
by being face in the crowd in the world so that you can give inspiration for millions to emulate you
by being respected in the family even though your age is 60 plus
by being healthy and fit to understand the changing society in and around yours every day
by being aware of terminologies which are fast evaporating and difficult to replace unless contributed

thought of the day

opportunities knock once ,

money is earned for knowledge ,
work is taken up for passion to contribute
books are read to garner support from society
networking is taken up for self protection from evil
wise living is done with mind mapping

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Encyclopedia knowledge and research in INDIA for finance

the more you are knowledgeable more is your finance as more amount of intricacies knowledge of
foresight can be known with the knowledge of encyclopedias
the more you are aware of terminologies associated with factual knowledge of concepts associated with
your job the more number of years the company can sit down without tension
the more you are aware of your society and its well being the better your strategies would be in
generating finance for your family
promotions are acceptable only when company sees you as an asset to company . that is only possible if
you show results in solving their issues pertaining sociology . this is possible when you are a bookworm
fortune 500 companies are also available in our country stationed in Gurgaon and haven't shifted from
their as gurgaon is the belt of financial belt and knowledgeable belt under the shelter of New Delhi NCR
I am able to write this much amount of literature because of awareness of concepts associated with
subject knowledge of proficiency

thought of the day

fortune 500 companies in INDIA and their growth for jobs opportunity for students under knowledge

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If interest rates in INDIA is less

money in circulation is possible

utility production increases with availability of finance for set up of companies
entrepreneurship opportunities would increase as bank gets back its loans offered
students can go to abroad and return back as money with Non banking finance corporation is h uge
farmers can never die as money return back policy is never a tension
farming women can do entrepreneurship as mortgages can easily be settled with return back guarantee
economy is stable and runs without stumbling blocks as benefits take its place in the community
financial instruments can easily be introduced into the market as availability of finance can be reutilized
banking reconciliation statement with companies can be got back as financial packages are measurable
demand for rare products can easily be controlled as money with economic man is not want but need
more number of children are required in colleges as money in supply is less leading to entrepreneurship

thought of the day

entrepreneurship benefits when interest rates is less

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Customer Information Officers and their uses in INDIA

knowledge gatherers used for intranet purpose

knowledge gatherers useful to give feedback through employees
knowledge gatherers used for research purpose
knowledge gatherers used for advertising knowledge
knowledge gatherers used for conflict management removal
knowledge gatherers used for training and development
knowledge gatherers used for career counseling
knowledge gatherers use for holistic management purpose

how many they should be depends upon how many would like to contribute every month evaluation
done on potential appraisal and experience certificate

thought of the day

experience certificate and knowledge gathering equation

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100 % autonomy college institutions in INDIA and its benefits

no answerability to each other between institutions

confidence level of students is their own choice on judging colleges
course curriculum and its repercussions is their own choice of success and failure
track record of teachers and their welfare becomes important and high priority
entrepreneurship comes into play also if proper knowledge is grasped by promoters
knowledgeable institutions tie up with each other on the basis of goodwill can be achieved
introduction of bold concepts and daringness awards can be accomplished in our country
excess amount of students in any state can be removed and given education on basis of empowerment
issues regarding college is accomplished through cooperation on exchange of view - point & debate

thought of the day

educational entrepreneurship and autonomy given to run as per knowledge in INDIA

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interest rate determination in INDIA (TO BE DEBATED)

the philosophy of money is

a rupee today is better than rupee tomorrow

if you invest 100 rs and charge an interest of 5 % annually at the end of the year amount becomes 105
if the amount was paid 100 rs after 6 months annual amount of money would be only 102.50
thats why rupee today is better than rupee tomorrow

to determine the interest rate you should determine the amount you want to get at the end of year
interest rate after 6 months to be exactly 105 has to be 10%
which means the interest rate of 100 rs should be 10% after 6 months passage to determine money to
be 105 when money appreciates with percentage

how to determine the interest rate whether it has to be 5% or 10% or more

to determine it the bank has to know how much of savings are being done by the economic man per
year based on which how much money would get accumulated at the e nd of the year if rate of interest
is charged on the principal money of all economic men working in the country is determined in the form
of survey done by the country of all banks balance sheets
once the savings of all accounts is determined be it current , fixed , savings or recurring in the form of
balance sheet report generated by the banks
automatically based upon requirement of the country growth of money needed determined by RBI
calculated by the end of year percentage of interest can be determined
example
suppose the country has 1 crore total amount in all banks combined and it is determined by the RBI that
money with public at end of year of next budget has to be 2 crores in the hands of public
that 2 crores was determined on the basis of inflation determined on amount of usage of utility
consumed by the public for that year and future requirement of them if continued by the public
percentage of interest can easily be determined once known how much would be consumed

thought of the day

interest rate calculation and requirement of utilities for the entire year to be known

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Risk spread and interest determination in INDIAN scenario ( TO BE DEBATED)

Risk spread is determined on the difference between two interest rate difference
one treasury bill is 2% and the corporate bond on the same amount is 4%
spread of risk on bond is 2% which is difference on the interest paid between the two on the same
amount measured

to determine interest rate how much the risk spread has to be

it can be determined as to how much of loss is being accrued on the total amount under account be it
individual current else individual savings else individual fixed etc etc per year in relation to previous year
else average loss accrued over period of certain years measured with individual year

can easily determine how much of difference between two variable components of current vs savings
else savings vs fixed else savings vs recurring deposits should be
if this loss or profit is determined automatically correction of risk spread can easily be altered to
determine how much of wealth is needed by the country under each current else fixed else savings

thought of the day

risk spread and loss else profit determined under each variable (fixed, savings, current) for year

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How to sanction loans to economic man when he doesnt have mortgage based security

provision of job and ask the economic man to pay it through salary for the loan taken
using annuity based method of provision where man pays through annuity for loan taken after settling
down annual payment for few years and rest of the remaining years pays through annuity for remaining
years
using stock exchange based index funding to get loans by predicting the futuristic growth through
emotions
royalty fees charged by the author with publisher for security on provision of report submitted to banks
bill of association type of provision made by citizens on each other to pick up loans in the society under
observation from financial institutions
medical insurance taken by citizens to be used in future under cash leave benefits submitted to banks
mutual fund hedging to be taken today to use it for loans at call up capital

thought of the day

think on above lines and judge the scenarios

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Leverage and depreciation of asset purchased on borrowed money in INDIAN scenario

leverage is defined as amount of money borrowed to purchase an asset for multiplying profits
the trick of the trade is that the asset purchased should have a depreciation at a snail pace else
maintenance cost should be nil or negligible or less to certain extent so that profits can be relished in
huge quantities
if this condition of leverage of depreciation is not satisfied doing leverage is always loss or negligible
profits were ultimately entering cash cow faster than normal pace asking for rejuvenation of products
produced on the asset purchased

thought of the day

depreciation of asset and leverage combinations

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when should company enter cash cow when it comes to products (INDIA)

when the product is well noted by the consumer

when the product is known to employees across the country
when the product is having secondary data to show
when the product has a competitor who can highlight it
when the product is able to finance itself in crisis
when the product can survive rejuvenation when cash cow ends
when the product cost is marginal and profits equation of sale to cost is huge
when the product research team is aware of its existence
when the product awareness to end user in the form of exchange of ideas and knowledge is known

thought of the day

95% of products produced get eliminated because of faster growth of company

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Social Networking websites and finance earning in INDIA

if you have an idea and want to earn finance learn to work in social networking
by spreading your idea and if it becomes popular automatically scope to earn finance can be relished
try networking through institution of yours and see what benefits you can earn if you have ideas
try inviting people into these websites and see the opportunities through cooperation
by sharing ideas and knowledge you can invited also to give presentations of your viewpoints
be associated with internet as source of income generation
take this as job enlargement opportunity apart from regular job
look for experience gaining opportunities instead of tackling these websites for fun

thought of the day

scribd and other websites for finance in social networking atmosphere

END OF ARTICLES WRITING