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Ao 0
1,171
1500
1,756,125
18.00%
2,072,228
Ao 1
1,241
6%
1500
0.00%
1,861,493
18.00%
2,196,561
Ao 2
1,864
50%
1500
0.00%
2,796,117
18.00%
3,299,418
Ao 3
2,337
25%
1500
0.00%
3,506,005
18.00%
4,137,086
Ao 1
Ao 2
Ao 3
80
60
0
7
70
60
0
7
70
60
15
7
70
45
15
7
EXISTENCIAS Y COMPRAS
Ao 0
Coste Medio unitario
% alza media
Coste de Ventas
das de vehculos
vehculos
Importe de las existencias
compras en das alquiler
Importe de las compras
Ao 1
700
819,525
257
9
179,622
1,427
999,147
700
0.00%
868,697
238
8
166,599
1,479
1,035,296
Ao 2
702
0.25%
1,308,117
357
12
250,872
1,984
1,391,973
Ao 3
707
0.75%
1,652,528
448
15
316,923
2,428
1,716,697
GASTOS DE PERSONAL
Ao 0
Plantilla fija Produccin
Plantilla fija Comercial
Plantilla Estructura
Plantilla Total
Media Coste Salarial P
Media Coste Salarial C
Media Coste Salarial E
Coste Fijo
incremento salarial
crecimiento lmite
necesidades de m.o.d.
plantilla contratada
suplemento de coste
Coste Var. Produccin
comisin
Comisiones Comercial
Coste Variable
TOTAL COSTE
1
2
2
5
26,000
28,000
33,000
148,000
1,427.35
93,075
94,502
242,502
04/26/2015
Ao 1
1
2
2
5
26,000
28,000
33,000
148,000
0.00%
0.0
0.0
20%
1,129
5.00%
93,075
94,204
242,204
Ao 2
1
2
2
5
26,780
28,840
33,990
152,440
3.00%
0.00%
0.4
0.0
20%
12,523
4.50%
125,825
138,349
290,789
Ao 3
1
2
2
5
27,583
29,705
35,010
157,013
3.00%
0.00%
0.7
1.0
20%
17,690
4.00%
140,240
157,933
314,946
1/101
04/26/2015
2/101
DEUDAS NO COMERCIALES
IVA
Retenciones a cuenta IRPF
Impuesto sobre sociedades
Seguridad Social
TOTAL
Ao 0
45,419
16,167
Ao 1
49,572
16,147
Ao 2
84,249
19,386
Ao 3
107,358
20,996
6,063
67,648
6,055
71,774
7,270
110,904
7,874
136,228
GASTOS AMORTIZABLES
Ao 0
Importe
coeficiente
Gastos del ejercicio
Ao 1
Ao 2
Ao 3
0
20.00%
0
0
20.00%
0
0
20.00%
0
Ao 0
106,000
35,100
52,650
12
87,762
193,762
10
Ao 1
108,000
42,120
63,180
14
105,314
213,314
10
Ao 2
110,856
63,300
94,950
21
158,271
269,127
10
Ao 3
113,687
79,380
119,070
26
198,476
312,164
10
Ao 0
5.00%
103,611
103,611
Ao 1
5.00%
109,828
109,828
Ao 2
5.00%
164,971
274,799
Ao 3
4.50%
186,169
460,968
Ao 1
166,599
361,079
(109,828)
8,736
0
6,896
71,774
347,916
Ao 2
250,872
542,370
(274,799)
10,738
67,501
8,701
110,904
342,075
Ao 3
316,923
510,052
(460,968)
12,027
83,248
10,092
136,228
148,465
GASTOS GENERALES
Coste Fijo
publicidad
comisiones a la red
reparaciones y mantenimiento
Coste Variable
Importes
plazo de pago (das)
PROVISIONES
coeficiente s/ventas
Dotacin
Fondo de Provisin
179,622
340,640
(103,611)
8,367
0
6,264
67,648
351,105
04/26/2015
3/101
INMOVILIZADO Y AMORTIZACIONES
Ao 0
Inmovilizado inmaterial
coeficiente
Dotacin
Edificios
coeficiente
Dotacin
Maquinaria
coeficiente
Dotacin
Instalaciones
coeficiente
Dotacin
Utillaje
coeficiente
Dotacin
Equipos de oficina
coeficiente
Dotacin
Dotacin total
Amortiz. acumulada
Inmovilizado Bruto
Inmovilizado Neto
Ao 1
Ao 2
Ao 3
1,957,000
1,957,000
0.00%
0
1,000,000
3.00%
30,000
650,000
10.00%
65,000
300,000
15.00%
45,000
0
0.00%
0
7,000
25.00%
1,750
141,750
141,750
1,957,000
1,815,250
0.00%
0
1,000,000
3.00%
30,000
650,000
10.00%
65,000
300,000
15.00%
45,000
0
0.00%
0
7,000
25.00%
1,750
141,750
283,500
1,957,000
1,673,500
0.00%
0
1,000,000
3.00%
30,000
650,000
10.00%
65,000
300,000
15.00%
45,000
0
0.00%
0
7,000
25.00%
1,750
141,750
425,250
1,957,000
1,531,750
Ao 0
1,957,000
351,105
2,308,105
Ao 1
1,815,250
347,916
2,163,166
Ao 2
1,673,500
342,075
2,015,575
Ao 3
1,531,750
148,465
1,680,215
Ao 0
180,000
1,786,017
Ao 1
180,000
150,266
1,680,957
Ao 2
180,000
395,733
1,575,897
Ao 3
180,000
620,460
1,470,837
105,060
237,029
2,308,105
105,060
251,250
2,367,534
105,060
377,399
2,634,089
105,060
323,883
2,700,240
Ao 0
1,957,000
9,017
1,966,017
1,966,017
0
Ao 1
1,815,250
(8,395)
1,806,855
2,011,223
(204,368)
Ao 2
1,673,500
(140,384)
1,533,116
2,151,630
(618,514)
Ao 3
1,531,750
(280,477)
1,251,273
2,271,297
(1,020,024)
1,000,000
3.00%
650,000
10.00%
300,000
15.00%
7,000
25.00%
0
INVERSIONES
Activo Fijo
NOF
Total
FINANCIACIONES
Capital
Autofinanciacin
Endeudamiento LP
Acreedores LP
Parte de LP a CP
Endeudamiento CP
Financiacin total
1,891,077
EQUILIBRIO FINANCIERO
Activo Fijo
Capital Circulante
Total inversiones
Capitales Permanentes
Inversiones - Financiaciones
04/26/2015
4/101
Ao 1
3.00%
8.00%
52,005
19,531
71,536
Ao 2
4.00%
8.00%
65,137
25,146
90,283
Ao 3
5.00%
8.00%
76,168
28,051
104,220
Ao 1
Ao 2
Ao 3
INVERSIONES FINANCIERAS
Inmovilizado financiero
Excedentes de fondos
Tesorera
tipo de inters
Ingresos financieros
0
8,367
204,368
8,736
6.00%
502
618,514
10,738
6.00%
12,786
1,020,024
12,027
6.00%
37,755
Ao 1
1,861,493
Ao 2
2,796,117
Ao 3
3,506,005
Gastos variables
Coste de ventas
Gastos de personal
Gastos generales
Provisiones
Impuesto sobre sociedades
868,697
94,204
105,314
109,828
64,400
1,308,117
138,349
158,271
164,971
163,160
1,652,528
157,933
198,476
186,169
249,595
Gastos fijos
Gastos de personal
Gastos generales
Amortizaciones
Financieros netos
148,000
108,000
141,750
71,034
152,440
110,856
141,750
77,497
157,013
113,687
141,750
66,464
BDT
150,266
380,707
582,389
Ao 2
621,363
543,866
30.00%
380,707
8%
10,800
135,240
395,733
Ao 3
898,449
831,984
30.00%
582,389
10%
14,400
357,663
620,460
Ao 4
1,065,276
1,014,381
30.00%
710,067
12%
18,000
562,221
768,306
Ao 1
1,861,493
1,364,834
496,658
Ao 2
2,796,117
1,374,508
1,421,609
Ao 3
3,506,005
1,713,047
1,792,958
ANLISIS DE LA EXPLOTACIN
Ventas
Ao 1
285,700
214,666
30.00%
150,266
6%
18,000
150,266
UMBRAL DE RENTABILIDAD
Ventas realizadas
Ventas de umbral
diferencia
04/26/2015
5/101
Unidades vendidas
Unidades de umbral
diferencia
1,241
886
355
04/26/2015
1,864
893
971
2,337
1,112
1,225
6/101
EVALUACIN DE LA INVERSIN
Ao 0
Activo
Exigible
Aportaciones de Capital
Dividendos
Flujos netos de caja
tasa de descuento
VAN
TIR
(180,000)
(180,000)
10.00%
924,962
84%
Ao 1
2,446,204
2,010,877
0
0
0
Ao 2
2,821,195
2,140,402
0
135,240
135,240
Ao 3
2,929,808
2,024,288
0
357,663
357,663
Ao 1
Ao 2
Ao 3
CAPACIDAD DE ENDEUDAMIENTO
Rendimiento del Activo (ROI)
Rentabilidad de las Ventas
Rotacin del Activo
Coste del exigible
Rentabilidad Financiera del Activo
Grado de Apalancamiento
Coste del apalancamiento
Factor de apalancamiento
Factor Fiscal
Coeficiente de apalancamiento
Rentabilidad de los Fondos Propios
Sentido del apalancamiento (>1)
Cobertura de la deuda (>1)
Distancia a la suspensin de pagos (>1)
0.12
0.15
0.76
0.04
0.08
7.41
0.75
5.57
0.70
3.90
0.83
0.53
0.82
1.45
04/26/2015
0.22
0.22
0.99
0.04
0.18
4.90
0.88
4.29
0.70
3.00
2.12
0.61
1.08
1.71
0.31
0.26
1.20
0.05
0.26
3.66
0.93
3.39
0.70
2.37
3.24
0.65
1.69
2.12
7/101
Ao 4
2,664
14%
1500
0.00%
3,995,563
18.00%
4,714,764
Ao 5
2,930
10%
1500
0.00%
4,395,119
18.00%
5,186,240
Ao 4
Ao 5
70
45
30
7
Ao 4
716
1.25%
1,906,818
511
18
365,691
2,726
1,951,624
Ao 4
70
45
30
7
Ao 5
728
1.75%
2,134,206
562
19
409,300
2,981
2,171,415
Ao 5
2
2
2
6
28,411
30,596
36,060
190,134
3.00%
0.00%
-0.1
0.0
20%
-3,067
3.50%
139,845
136,778
326,912
04/26/2015
2
2
2
6
29,263
31,514
37,142
195,839
3.00%
0.00%
0.1
0.0
20%
3,111
3.00%
131,854
134,965
330,804
8/101
04/26/2015
9/101
Ao 4
122,636
21,794
Ao 5
133,422
22,054
8,173
152,603
8,270
163,746
Ao 4
Ao 5
0
20.00%
0
0
20.00%
0
Ao 4
116,487
90,450
135,675
30
226,155
342,642
10
Ao 5
119,249
102,090
153,135
34
255,259
374,508
10
Ao 4
4.50%
212,164
673,132
Ao 5
4.50%
233,381
906,513
Ao 4
365,691
581,272
(673,132)
12,841
189,281
11,077
152,603
(66,289)
Ao 5
409,300
639,400
(906,513)
13,527
210,598
12,107
163,746
(230,738)
04/26/2015
10/101
Ao 4
Ao 5
0.00%
0
1,000,000
3.00%
30,000
650,000
10.00%
65,000
300,000
15.00%
45,000
0
0.00%
0
7,000
25.00%
1,750
141,750
567,000
1,957,000
1,390,000
0.00%
0
1,000,000
3.00%
30,000
650,000
10.00%
65,000
300,000
15.00%
45,000
0
0.00%
0
7,000
25.00%
Ao 4
1,390,000
-66,289
1,323,711
Ao 5
1,250,000
-230,738
1,019,262
Ao 4
180,000
768,306
1,365,777
Ao 5
180,000
905,446
140,000
707,000
1,957,000
1,250,000
105,060
369,108
2,788,251
406,019
1,491,465
Ao 4
1,390,000
(540,457)
849,543
2,314,083
(1,464,540)
Ao 5
1,250,000
(636,757)
613,243
1,085,446
(472,203)
04/26/2015
11/101
Ao 4
6.00%
8.00%
85,098
27,720
112,818
Ao 5
7.00%
8.00%
47,802
31,005
78,807
Ao 4
Ao 5
1,464,540
12,841
6.00%
61,923
472,203
13,527
6.00%
88,643
Ao 4
3,995,563
Ao 5
4,395,119
1,906,818
136,778
226,155
212,164
304,314
2,134,206
134,965
255,259
233,381
357,617
190,134
116,487
141,750
50,895
195,839
119,249
140,000
(9,836)
710,067
834,439
Ao 5
1,182,221
1,192,056
30.00%
834,439
14%
21,600
697,299
905,446
Ao 6
Ao 4
3,995,563
2,004,445
1,991,118
Ao 5
4,395,119
1,972,566
2,422,553
10%
822,002
83,444
04/26/2015
12/101
2,664
1,301
1,363
04/26/2015
2,930
1,280
1,651
13/101
Ao 4
3,141,212
2,087,847
0
562,221
562,221
Ao 5
1,877,915
792,469
0
697,299
697,299
Ao 4
Ao 5
0.34
0.27
1.27
0.05
0.29
3.31
0.95
3.15
0.70
2.21
3.94
0.67
1.80
2.12
04/26/2015
0.63
0.27
2.34
0.10
0.53
1.73
1.01
1.74
0.70
1.22
4.64
0.71
2.40
0.79
14/101
04/26/2015
15/101
04/26/2015
16/101
04/26/2015
17/101
1,891,077
18
6%
0
04/26/2015
18/101
04/26/2015
19/101
04/26/2015
20/101
04/26/2015
21/101
CONCEPTOS
osicin vehculo nuevo ( basado en una planificacin de necesidades trimestral)
sta a punto
ta
culo alquilado
ro
xplotacin
o
uracin
RIO FINANCIERO
inversiones
za total
nancieros
final
es LP
RIO FINANCIERO
04/26/2015
22/101
del circulante
ao 0
ao 1
30
5
25
60
35
155
0
155
ao 2
ao 3
ao 4
ao 5
25
5
25
55
35
145
30
115
20
5
25
50
35
135
60
75
15
5
25
45
35
125
60
65
15
5
25
45
35
125
60
65
15
5
25
45
35
125
60
65
6,858
8,772
(354)
(21,524)
(58,118)
siones
ao 0
1,000,000
0
9%
1,000,000
ao 1
ao 2
ao 3
ao 4
ao 5
0
0
0
0
0
0
(8,318)
(1,561)
(5,659)
(21,840)
04/26/2015
(58,436)
23/101
notas
notas
04/26/2015
24/101
PREVISIONES A 31 DE DICIEMBRE
CONCEPTOS
unidades
prodcuto A
producto B
producto C
otros
total mercado
cuota de mercado
ventas
incremento de actividad
horas de trabajo anuales
euros
precio
incremento pvp
coste de ventas
incremento mp
publicidad
comisiones a la red
transporte de las ventas
tributos
servicios
gastos generales fijos
inflacin
das
p.m. materias primas
p.m. fabricacin
p.m. almacn
p.m. Venta
p.m. Cobro
ciclo de explotacin
p.m. Pago
p.m. Maduracin
ao 0
ao 1
ao 2
ao 3
6,500
6,600
31,000
112,000
156,100
0.75%
1,171
6,825
6,930
32,550
117,600
163,905
1.00%
1,405
20%
1,760
ao 1
1500.00
0.0%
700.00
0.0%
2%
3%
1%
6,000
6,000
102,000
2.0%
ao 1
30
15
10
25
60
140
0
140
7,166
7,277
34,178
123,480
172,100
1.50%
2,110
50%
1,760
ao 2
1500.00
0.0%
703.50
0.5%
2%
3%
1%
6,000
6,000
104,856
2.8%
ao 2
30
15
10
25
60
140
15
125
7,525
7,640
35,886
129,654
180,705
1.50%
2,646
25%
1,760
ao 3
1500.00
0.0%
710.54
1.0%
2%
3%
1%
6,000
6,000
107,687
2.7%
ao 3
30
15
10
25
45
125
15
110
1,760
ao 0
1500.00
700.00
2%
3%
1%
6,000
6,000
100,000
ao 0
30
15
10
25
60
140
0
140
04/26/2015
25/101
ONES A 31 DE DICIEMBRE
ao 4
ao 5
7,901
8,022
37,681
136,137
189,741
1.75%
3,016
14%
1,760
ao 4
1500.00
0.0%
721.19
1.5%
2%
3%
1%
6,000
6,000
110,487
2.6%
ao 4
30
15
10
25
45
125
30
95
8,296
8,423
39,565
142,944
199,228
1.75%
3,403
10%
1,760
ao 5
1500.00
0.0%
735.62
2.0%
2%
3%
1%
6,000
6,000
113,249
2.5%
ao 5
30
15
10
25
45
125
30
95
04/26/2015
26/101
notas
interanual
4%
4%
20%
72%
5%
0.25%
notas
0.0%
0.5%
0.0%
notas
04/26/2015
27/101
PLAN PRESUPUESTARIO
euros
INGRESOS
Unidades
% crecimiento
precio medio ()
% alza media
Ventas
% IVA
Facturacin
Ao 0
1,170
1,500.00
1,755,000
21.00%
2,123,550
Ao 1
1,404
20%
1,500.00
0.00%
2,106,000
21.00%
2,548,260
Ao 2
2,110
50%
1,500.00
0.00%
3,165,000
21.00%
3,829,650
Ao 3
2,646
25%
1,500.00
0.00%
3,969,000
21.00%
4,802,490
Ao 1
Ao 2
Ao 3
80
60
0
3
80
60
15
3
80
45
15
3
Ao 0
Ao 1
4.56
6.08
infinito
12.17
4.06
12.17
121.67
4.56
6.08
infinito
12.17
4.06
12.17
121.67
Ao 2
4.56
6.08
24
12.17
4.06
12.17
121.67
Ao 3
4.56
8.11
24
12.17
4.06
12.17
121.67
Ao 0
700.00
Ao 1
700.00
0.00%
982,800
5
215,408
308
1,018,701
1,232,629
Ao 2
703.50
0.25%
1,484,385
5
325,345
462
1,594,321
1,929,129
Ao 3
710.54
0.75%
1,880,076
5
412,071
580
1,966,802
2,379,831
Existencias
Clientes
Proveedores
Acreedores
Hacienda Pblica
Seguridad Social
Tesorera Operativa
EXISTENCIAS Y COMPRAS
Coste Medio unitario
% alza media
Coste de Ventas
rotacin existencias
importe de las existencias
n existencias en stock
compras sin IVA
Importe con IVA
819,000
5
179,507
256
998,507
1,208,193
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PLAN PRESUPUESTARIO
euros
179506.84932 215408.21918 325344.6575 412071.3666
GASTOS DE PERSONAL
Ao 0
Plantilla fija Produccin
Plantilla fija Comercial
Plantilla Estructura
Plantilla Total
Media Coste Empresa Salarial P
Media Coste Empresa Salarial
Media Coste Empresa Salarial E
Coste Fijo
incremento salarial
crecimiento lmite
necesidades de m.o.d.
plantilla contratada
suplemento de coste
Coste Var. Produccin
comisin
Comisiones Comercial
Coste Variable
TOTAL COSTE
2
1
2
5
50,000
60,000
45,000
250,000
Ao 1
Ao 2
Ao 3
52,650
52,650
302,650
0.00%
0.4
0.0
20%
24,000
3.00%
63,180
63,180
313,180
2
1
2
5
50,500
60,600
45,450
252,500
1.00%
0.00%
1.6
2.0
20%
77,174
3.00%
94,950
94,950
347,450
4
2
2
8
51,005
61,206
45,905
418,241
1.00%
0.00%
0.5
1.0
20%
21,814
3.00%
119,070
119,070
537,311
Ao 0
39,172
14,925
7,463
61,560
Ao 1
56,301
15,444
7,722
79,468
Ao 2
81,331
17,135
8,567
107,033
Ao 3
103,675
26,498
13,249
143,422
Ao 0
106,000
35,100
6,000
17,550
58,650
164,650
30
Ao 1
108,000
42,120
6,000
21,060
69,180
177,180
30
Ao 2
110,856
63,300
6,000
31,650
100,950
211,806
30
Ao 3
113,687
79,380
6,000
39,690
125,070
238,757
30
128.22
24,000
2
1
2
5
50,000
60,000
45,000
250,000
DEUDAS NO COMERCIALES
IVA
Retenciones a cuenta IRPF
Seguridad Social
TOTAL
GASTOS GENERALES
Coste Fijo
publicidad
servicios
transporte de las ventas
Coste Variable
Importes
plazo de pago (das)
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PLAN PRESUPUESTARIO
euros
PROVISIONES
coeficiente s/ventas
Dotacin
Fondo de Provisin
Ao 0
1.00%
21,236
21,236
Ao 1
1.00%
25,483
25,483
Ao 2
1.00%
38,297
63,779
Ao 3
1.00%
48,025
111,804
Ao 1
215,408
418,892
(25,483)
4,030
0
14,563
79,468
518,817
20.36%
Ao 2
325,345
629,532
(63,779)
4,597
79,279
17,409
107,033
691,973
18.07%
Ao 3
412,071
592,088
(111,804)
6,379
97,801
19,624
143,422
637,887
13.28%
Ao 1
100,000
15.00%
15,000
600,000
3.00%
18,000
1,000,000
10.00%
100,000
150,000
15.00%
22,500
40,000
0.00%
0
100,000
25.00%
25,000
180,500
180,500
1,990,000
1,809,500
Ao 2
100,000
15.00%
15,000
600,000
3.00%
18,000
1,000,000
10.00%
100,000
150,000
15.00%
22,500
40,000
0.00%
0
100,000
25.00%
25,000
180,500
361,000
1,990,000
1,629,000
Ao 3
100,000
15.00%
15,000
600,000
3.00%
18,000
1,000,000
10.00%
100,000
150,000
15.00%
22,500
40,000
0.00%
0
100,000
25.00%
25,000
180,500
541,500
1,990,000
1,448,500
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PLAN PRESUPUESTARIO
euros
INVERSIONES
Activo Fijo
NOF
Total
Ao 0
1,990,000
436,096
2,426,096
Ao 1
1,809,500
518,817
2,328,317
Ao 2
1,629,000
691,973
2,320,973
Ao 3
1,448,500
637,887
2,086,387
Ao 0
1,100,000
159,297
370,312
2,426,096
Ao 1
1,100,000
237,817
637,189
0
159,297
444,375
2,578,679
Ao 2
1,100,000
596,565
477,892
0
159,297
693,311
3,027,065
Ao 3
1,100,000
772,165
318,595
0
159,297
703,892
3,053,949
Ao 0
(93,513)
1,896,487
1,990,000
Ao 1
165,507
1,975,007
1,809,500
Ao 2
545,458
2,174,458
1,629,000
Ao 3
742,259
2,190,759
1,448,500
Ao 0
1,990,000
(93,513)
1,896,487
1,896,487
0
Ao 1
1,809,500
(84,855)
1,724,645
1,975,007
(250,361)
Ao 2
1,629,000
(160,635)
1,468,365
2,174,458
(706,093)
Ao 3
1,448,500
(225,302)
1,223,198
2,190,759
(967,562)
Ao 1
8.00%
6.00%
50,975
36,220
87,195
Ao 2
8.00%
6.00%
38,231
51,156
89,388
Ao 3
8.00%
6.00%
25,488
51,791
77,279
Ao 1
Ao 2
Ao 3
FINANCIACIONES
Capital
Autofinanciacin
Endeudamiento LP
Acreedores LP
Parte de LP a CP
descuento o factoring
Financiacin total
Fondo de Maniobra
Recursos permanentes
Inversiones permantentes
796,487
EQUILIBRIO FINANCIERO
Activo Fijo
Capital Circulante
Total inversiones
Capitales Permanentes
Financiaciones-Inversiones
INVERSIONES FINANCIERAS
Inmovilizado financiero
Excedentes de fondos
Liquidez de seguridad
tipo de inters
Ingresos financieros
0
3,841
250,361
4,030
2.00%
77
04/26/2015 00:26:03
706,093
4,597
2.00%
5,088
967,562
6,379
2.00%
14,214
31/101
PLAN PRESUPUESTARIO
euros
ANLISIS DE LA EXPLOTACIN
Ao 1
2,106,000
Ao 2
3,165,000
Ao 3
3,969,000
Gastos variables
Coste de ventas
Gastos de personal
Gastos generales
Provisiones
Impuesto sobre sociedades
982,800
63,180
69,180
25,483
101,922
1,484,385
94,950
100,950
38,297
245,479
1,880,076
119,070
125,070
48,025
306,380
Gastos fijos
Gastos de personal
Gastos generales
Amortizaciones
Financieros netos
250,000
108,000
180,500
87,119
252,500
110,856
180,500
84,300
418,241
113,687
180,500
63,065
Ventas
BDT
237,817
572,784
714,886
237817.11873 572783.7415 714886.3646
Ao 1
426,857
339,739
30.00%
237,817
632,840
16%
176,000
237,817
Ao 2
902,563
818,262
30.00%
572,784
1,121,359
16%
176,000
214,035
596,565
Ao 3
1,084,331
1,021,266
30.00%
714,886
1,312,856
16%
176,000
539,287
772,165
Ao 4
1,175,787
1,122,493
30.00%
785,745
1,418,510
16%
176,000
700,676
857,234
Ao 1
2,106,000
1,364,834
741,166
1,404
886
518
Ao 2
3,165,000
1,374,508
1,790,492
2,110
893
1,217
Ao 3
3,969,000
1,713,047
2,255,953
2,646
1,112
1,534
UMBRAL DE RENTABILIDAD
Ventas realizadas
Ventas de umbral
diferencia
Unidades vendidas
Unidades de umbral
diferencia
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PLAN PRESUPUESTARIO
euros
EVALUACIN DE LA INVERSIN
Ao 0
Activo
Exigible
Aportaciones de Capital
Dividendos
Flujos netos de caja
tasa de descuento
WACC
VAN
TIR
Valor residual empresa
(1,100,000)
(1,100,000)
16.00%
11.48%
139,887
20%
Ao 1
2,672,709
1,175,595
0
0
0
Ao 2
3,230,786
1,374,923
0
214,035
214,035
Ao 3
3,314,795
1,283,333
0
539,287
539,287
Ao 1
Ao 2
0.28
0.29
0.98
0.07
0.21
1.90
0.91
1.73
0.70
1.21
0.52
0.63
0.88
1.52
18.07%
Ao 3
0.33
0.27
1.20
0.06
0.27
1.77
0.94
1.67
0.70
1.17
0.65
0.66
1.04
1.66
13.28%
3,828,895
CAPACIDAD DE ENDEUDAMIENTO
Rendimiento del Activo (ROI)
Rentabilidad de las Ventas
Rotacin del Activo
Coste del exigible
Rentabilidad Financiera del Activo
Grado de Apalancamiento
Coste del apalancamiento
Factor de apalancamiento
Factor Fiscal
Coeficiente de apalancamiento
Rentabilidad de los Fondos Propios
Sentido del apalancamiento (>1)
Cobertura de la deuda (>1)
Distancia al concurso de acreedores (>1)
NOF/ventas
0.16
0.20
0.79
0.07
0.09
2.00
0.80
1.59
0.70
1.11
0.22
0.56
0.69
1.24
20.36%
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N PRESUPUESTARIO
euros
Ao 4
3,015
14%
1,500.00
0.00%
4,522,500
21.00%
5,472,225
Ao 5
3,403
10%
1,500.00
0.00%
5,104,500
21.00%
6,176,445
Ao 4
Ao 5
80
45
30
3
80
45
30
3
Ao 4
4.56
8.11
12
12.17
4.06
12.17
121.67
Ao 5
4.56
8.11
12
12.17
4.06
12.17
121.67
Ao 4
721.19
1.25%
2,174,397
5
476,580
661
2,238,906
2,709,076
Ao 5
735.62
1.75%
2,503,304
5
548,669
746
2,575,394
3,116,226
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N PRESUPUESTARIO
euros
476580.1579 548669.4271
Ao 4
Ao 5
5
3
2
10
51,515
61,818
46,364
535,757
1.00%
0.00%
0.2
0.0
20%
9,510
3.00%
135,675
135,675
671,432
5
3
2
10
52,545
63,054
47,291
546,472
2.00%
0.00%
0.8
1.0
20%
41,012
3.00%
153,135
153,135
699,607
Ao 4
118,246
33,112
16,556
167,914
Ao 5
130,959
34,501
17,251
182,711
Ao 4
116,487
90,450
6,000
45,225
141,675
258,162
30
Ao 5
119,249
102,090
6,000
51,045
159,135
278,384
30
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N PRESUPUESTARIO
euros
Ao 4
1.00%
54,722
166,526
Ao 5
1.00%
61,764
228,291
Ao 4
476,580
674,658
(166,526)
7,640
222,664
21,219
167,914
580,556
10.61%
Ao 5
548,669
761,480
(228,291)
8,038
256,128
22,881
182,711
628,177
10.17%
Ao 4
100,000
15.00%
15,000
600,000
3.00%
18,000
1,000,000
10.00%
100,000
200,000
15.00%
30,000
40,000
0.00%
0
100,000
25.00%
25,000
188,000
729,500
2,040,000
1,310,500
Ao 5
100,000
15.00%
15,000
600,000
3.00%
18,000
1,000,000
10.00%
100,000
200,000
15.00%
30,000
40,000
0.00%
0
100,000
25.00%
163,000
892,500
2,040,000
1,147,500
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N PRESUPUESTARIO
www.grupo-compass.es
euros
Ao 4
1,310,500
580,556
1,891,056
Ao 5
1,147,500
628,177
1,775,677
Ao 4
1,100,000
857,234
159,297
0
159,297
841,184
3,117,013
Ao 5
1,100,000
1,035,128
0
0
159,297
989,770
3,284,195
Ao 4
806,031
2,116,531
1,310,500
Ao 5
987,628
2,135,128
1,147,500
Ao 4
Ao 5
1,310,500
1,147,500
(419,926)
(520,891)
890,574
626,609
2,116,531
2,135,128
(1,225,957) (1,508,519)
Ao 4
8.00%
6.00%
12,744
60,029
72,773
Ao 5
8.00%
6.00%
0
68,944
68,944
Ao 4
Ao 5
1,225,957
7,640
2.00%
19,479
1,508,519
8,038
3.00%
37,008
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N PRESUPUESTARIO
euros
Ao 4
4,522,500
Ao 5
5,104,500
2,174,397
135,675
141,675
54,722
336,748
2,503,304
153,135
159,135
61,764
409,951
535,757
116,487
188,000
53,294
546,472
119,249
163,000
31,936
785,745
956,553
785745.3879 956553.0517
Ao 5
1,398,440
1,366,504
30.00%
956,553
1,623,205
16%
176,000
778,659
1,035,128
Ao 4
4,522,500
2,004,445
2,518,055
3,015
1,301
1,714
Ao 6
16%
939,472
95,655
Ao 5
5,104,500
1,972,566
3,131,934
3,403
1,280
2,123
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N PRESUPUESTARIO
euros
Ao 4
3,528,809
1,412,278
0
700,676
700,676
Ao 5
3,745,915
1,451,490
0
778,659
778,659
Ao 4
0.33
0.26
1.28
0.05
0.28
1.80
0.95
1.72
0.70
1.20
0.71
0.67
0.97
1.57
10.61%
Ao 5
0.37
0.27
1.36
0.05
0.33
1.75
0.98
1.71
0.70
1.20
0.87
0.68
0.97
1.61
10.17%
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04/26/2015 00:26:03
40/101
04/26/2015 00:26:03
41/101
04/26/2015 00:26:03
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ke
kd
%e
%d
955,784 t
6 wacc
5
17% rp/ra
0
###
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04/26/2015 00:26:03
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45/101
Ao 1
Ao 2
Ao 3
1.33
INGRESOS DE EXPLOTACIN
2,106,000
3,165,000
3,969,000
Compras
Variacin de inventarios
COSTE DE LAS VENTAS
1,018,701
35,901
982,800
1,594,321
109,936
1,484,385
1,966,802
86,727
1,880,076
MARGEN BRUTO
1,123,200
1,680,615
2,088,924
Gastos de personal
Gastos generales
Amortizaciones
Provisiones
GASTOS DE EXPLOTACIN
313,180
177,180
180,500
25,483
696,343
347,450
211,806
180,500
38,297
778,053
537,311
238,757
180,500
48,025
1,004,593
RESULTADO DE EXPLOTACIN
426,857
902,563
1,084,331
77
87,195
5,088
89,388
14,214
77,279
339,739
818,262
1,021,266
339,739
818,262
1,021,266
101,922
245,479
306,380
237,817
572,784
714,886
Ingresos financieros
Gastos financieros
RESULTADO ORDINARIO
Ingresos extraordinarios
Gastos extraordinarios
04/26/2015 00:26:03
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0
0
Ao 4
Ao 5
4,522,500
5,104,500
2,238,906
64,509
2,174,397
2,575,394
72,089
2,503,304
2,348,103
2,601,196
671,432
258,162
188,000
54,722
1,172,316
699,607
278,384
163,000
61,764
1,202,755
1,175,787
1,398,440
19,479
72,773
37,008
68,944
1,122,493
1,366,504
1,122,493
1,366,504
336,748
409,951
785,745
956,553
04/26/2015 00:26:03
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Ao 1
Ao 2
Ao 3
100.00%
100.00%
100.00%
Compras
Variacin de inventarios
COSTE DE LAS VENTAS
48.37%
1.70%
46.67%
50.37%
3.47%
46.90%
49.55%
2.19%
47.37%
MARGEN BRUTO
53.33%
53.10%
52.63%
Gastos de personal
Gastos generales
Amortizaciones
Provisiones
GASTOS DE EXPLOTACIN
14.87%
8.41%
8.57%
1.21%
33.06%
10.98%
6.69%
5.70%
1.21%
24.58%
13.54%
6.02%
4.55%
1.21%
25.31%
RESULTADO DE EXPLOTACIN
20.27%
28.52%
27.32%
0.00%
4.14%
0.16%
2.82%
0.36%
1.95%
16.13%
25.85%
25.73%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
16.13%
25.85%
25.73%
4.84%
7.76%
7.72%
11.29%
18.10%
18.01%
Ingresos financieros
Gastos financieros
RESULTADO ORDINARIO
Ingresos extraordinarios
Gastos extraordinarios
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51.92%
14.85%
5.71%
4.16%
1.21%
25.92%
26.00%
0.43%
1.61%
24.82%
0.00%
0.00%
24.82%
7.45%
17.37%
04/26/2015 00:26:03
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BALANCES DE SITUACIN
euros
Ao 1
Ao 2
Ao 3
Inmovilizado inmaterial
Inmovilizado material
Inmovilizado financiero
Amortizacin acumulada
Total Inmovilizado Neto
100,000
1,890,000
0
(180,500)
1,809,500
0
1,809,500
100,000
1,890,000
0
(361,000)
1,629,000
0
1,629,000
100,000
1,890,000
0
(541,500)
1,448,500
0
1,448,500
215,408
418,892
(25,483)
250,361
4,030
863,209
325,345
629,532
(63,779)
706,093
4,597
1,601,786
412,071
592,088
(111,804)
967,562
6,379
1,866,295
TOTAL ACTIVO
2,672,709
3,230,786
3,314,795
Capital Social
Reservas
Resultados del ejercicio
FONDOS PROPIOS
1,100,000
237,817
1,100,000
596,565
1,100,000
772,165
1,337,817
1,696,565
1,872,165
0
637,189
637,189
0
477,892
477,892
0
318,595
318,595
94,031
159,297
444,375
697,703
203,721
159,297
693,311
1,056,329
260,847
159,297
703,892
1,124,036
2,672,709
3,230,786
3,314,795
ACTIVO FIJO
Existencias
Clientes
Provisiones
Posicin colocacin financiera
Tesorera
ACTIVO CIRCULANTE
TOTAL PASIVO
necesidades de fondos
04/26/2015 00:26:03
50/101
0
Ao 4
Ao 5
100,000
1,940,000
0
(729,500)
1,310,500
0
1,310,500
100,000
1,940,000
0
(892,500)
1,147,500
0
1,147,500
476,580
674,658
(166,526)
1,225,957
7,640
2,218,309
548,669
761,480
(228,291)
1,508,519
8,038
2,598,415
3,528,809
3,745,915
1,100,000
857,234
1,100,000
1,035,128
1,957,234
2,135,128
0
159,297
159,297
0
0
0
411,796
159,297
841,184
1,412,278
461,720
159,297
989,770
1,610,788
3,528,809
3,745,915
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Ao 1
INGRESOS DE EXPLOTACIN
Ao 2
Ao 3
50.28%
25.40%
56.51%
206.22%
51.04%
23.36%
-21.11%
26.66%
MARGEN BRUTO
49.63%
24.30%
Gastos generales
Gastos de personal
Amortizaciones
Provisiones
GASTOS DE EXPLOTACIN
19.54%
10.94%
0.00%
50.28%
11.73%
12.72%
54.64%
0.00%
25.40%
29.12%
111.44%
20.14%
6,523.36%
2.51%
179.37%
-13.55%
140.85%
24.81%
140.85%
24.81%
140.85%
24.81%
140.85%
24.81%
Compras
Variacin de inventarios
COSTE DE LAS VENTAS
RESULTADO DE EXPLOTACIN
Ingresos financieros
Gastos financieros
RESULTADO ORDINARIO
Ingresos extraordinarios
Gastos extraordinarios
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12.41%
8.13%
24.96%
4.16%
13.95%
16.70%
8.43%
37.04%
-5.83%
9.91%
9.91%
9.91%
9.91%
04/26/2015 00:26:03
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Ao 2
Ao 3
902,563
38,297
180,500
1,121,359
1,084,331
48,025
180,500
1,312,856
Impuestos (-)
Variacin del capital circulante no financiero (-)
(245,479)
(210,886)
(306,380)
7,843
664,994
1,014,319
0
0
0
664,994
0
1,014,319
(84,300)
248,936
(159,297)
(63,065)
10,581
(159,297)
670,333
802,538
0
(214,035)
0
0
(539,287)
0
(208,697)
456,298
(751,068)
263,251
fondo de la explotacin
Ampliacin de capital
Dividendos
Resultados extraordinarios
Cash Flow Financiacin (CFF)
VARIACIN DE TESORERA
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54/101
Ao 4
Ao 5
1,175,787
54,722
188,000
1,418,510
1,398,440
61,764
163,000
1,623,205
(336,748)
3,871
(409,951)
(108,987)
1,085,632
1,104,266
(50,000)
(50,000)
1,035,632
0
1,104,266
(53,294)
137,292
(159,297)
(31,936)
148,586
(159,297)
960,333
1,061,619
0
(700,676)
0
0
(778,659)
0
(775,975)
259,657
(821,307)
282,959
04/26/2015 00:26:03
55/101
UMBRAL DE RENTABILIDAD
euros
Ao 1
Ao 2
Ao 3
INGRESOS DE EXPLOTACIN
2,106,000
3,165,000
3,969,000
982,800
63,180
69,180
25,483
1,140,643
1,484,385
94,950
100,950
38,297
1,718,582
1,880,076
119,070
125,070
48,025
2,172,241
Amortizaciones
Gastos de Personal
Gastos Generales
Financieros Netos
PARTIDAS DE GASTOS FIJOS
180,500
250,000
108,000
87,119
625,619
180,500
252,500
110,856
84,300
628,156
180,500
418,241
113,687
63,065
775,493
RESULTADO ORDINARIO
339,739
818,262
1,021,266
1,364,834
1,374,508
1,713,047
1,500
1,500
1,500
700
45
49
794
704
45
48
796
711
45
47
803
180,500
250,000
108,000
87,119
625,619
180,500
252,500
110,856
84,300
628,156
180,500
418,241
113,687
63,065
775,493
886
893
1,112
UMBRAL DE RENTABILIDAD ()
INGRESOS DE EXPLOTACIN un.
Coste de las ventas unitario
Gastos generales por unidad
Gastos de personal por unidad
GASTOS VARIABLES POR UNIDAD
Amortizaciones
Gastos de Personal
Gastos Generales
Financieros netos
PARTIDAS DE GASTOS FIJOS
UMBRAL DE RENTABILIDAD (un.)
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UMBRAL DE RENTABILIDAD
Ao 4
4,522,500
2,174,397
135,675
141,675
54,722
2,506,469
188,000
535,757
116,487
53,294
893,537
1,122,493
2,004,445
1,500
721
45
47
813
188,000
535,757
116,487
53,294
893,537
1,301
04/26/2015 00:26:03
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RATIOS FINANCIEROS
Ao 1
Rentabilidad
Rentabilidad de los Fondos Propios
Rendimiento del Activo (ROI)
Rentabilidad de las Ventas
Rotacin del Activo
Gestin
Margen Bruto
Productividad (>1)
Apalancamiento de Produccin
Adecuacin de Gastos Generales
Carga financiera
Estructura Financiera
Autonoma Financiera
Fondos gratuitos
Coste de la Deuda
Apalancamiento Financiero
Coste del exigible
Rentabilidad Financiera del Activo
Grado de Apalancamiento
Coste del apalancamiento
Factor de apalancamiento
Factor Fiscal
Coeficiente de apalancamiento
Sentido del apalancamiento (>1)
Liquidez
Fondo de maniobra
Distancia a la suspensin de pagos (>1)
Tesorera (Acid Test)
Crecimiento
Generacin de Fondos (a)
Necesidades de Tesorera (b)
Tasa de crecimiento autofinanciado
Rotacin
Periodo medio de Caja
Periodo medio de Cobro
Periodo medio de Almacn
Periodo medio de Pago
Periodo medio de Maduracin
04/26/2015 00:26:03
Ao 2
Ao 3
0.18
0.16
0.20
0.79
0.34
0.28
0.29
0.98
0.38
0.33
0.27
1.20
0.53
2.94
1.00
0.08
0.04
0.53
4.12
1.50
0.07
0.03
0.53
3.35
0.94
0.06
0.02
1.00
0.07
0.07
1.11
0.13
0.07
1.30
0.18
0.07
0.07
0.09
2.00
0.80
1.59
0.70
1.11
1.11
0.06
0.22
1.90
0.91
1.73
0.70
1.21
1.21
0.05
0.27
1.77
0.94
1.67
0.70
1.17
1.17
0.06
1.24
0.93
0.17
1.52
1.21
0.22
1.66
1.29
0.21
0.25
5.92
0.25
0.22
-7.95
0.24
0.16
-3.09
3
63
80
25
121
3
63
80
35
110
3
47
80
37
92
58/101
Ao 4
Ao 5
0.40
0.33
0.26
1.28
0.45
0.37
0.27
1.36
0.52
3.03
0.86
0.06
0.02
0.51
3.23
0.97
0.05
0.01
1.25
0.26
0.06
1.33
0.29
0.06
0.05
0.29
1.80
0.95
1.72
0.70
1.20
1.20
0.04
0.33
1.75
0.98
1.71
0.70
1.20
1.20
0.23
1.57
1.23
0.26
1.61
1.27
0.23
0.13
-2.30
0.23
0.12
-2.14
3
47
80
52
78
3
47
80
51
79
04/26/2015 00:26:03
59/101
04/26/2015 00:26:03
60/101
04/26/2015 00:26:03
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Alquiler local
Renting Inmovilizado Bbva Finanzia
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Reparacion de vehiculos
Reparaciones chapa y pintura
Neumticos alieneaciones y otros
Localizacin de vehculos
Recambios
Conservacin instalaciones
Conservacin informtica
Asesoria fiscal-contable
Asesoria laboral
Asesoria jurdica
Auditorias
Otras asesorias
Portes, gruas, etc
Seguros
Publicidad
Agua y vertido
Combustibles
Electricidad
Lubricantes
Gas
Material de oficina
Suministros diversos
Telefono y fax
Gestin de vehculos
Asociaciones
Gestoras
Sanciones y recargos
Notaras y registros
Desplazamientos
Gastos diversos
Impuestos circulacin
Otros tributos y tasas
Sueldos y salarios
Seguridad social
Gastos diversos
Intereses hipot. Caja Madrid
Cobertura tipo interes Caja Madrid
Intereses ptmo ICO Caixa
Intereses ptmo ICO Bsch
Intereses ptmo Multicaja
Intereses ptmo Bankinter
Intereses ptmo Banesto
Intereses cobertura tipos
Intereses leasing vehculos
Intereses financiacion vehiculos
Comisiones aval
Intereses cta de crdito Multicaja
Intereses tarjetas de crdito
Otros gastos financieros
Ctas contables
previsin de gasto
previsin de gasto
prevsin de gasto
prevsin de gasto
prevsin de gasto
prevsin de gasto
prevsin de gasto
prevsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
previsin de gasto
Semana 15
62100000
62200003
62200004
62200004
62200004
62200004
62200004
62200004
62200000
62200001
62200002
62200003
62800006
62250000
6227-1/623-4
62300000
62300001
62300002
62300003
62300009
62400000
625-0/ 1
62700000
62800000
62800001
62800002
62800003
62800004
62800005
62800999
62900000
62900001
62900002
62900004
629-5/678-0
62900007
62930000
62900999
63100002
631-6/-08
64000000
64200000
Plaza
Plaza
Plaza
66200000
66200004
66200003
66200005
66200006
662-2 / Plaza
662 / 36
6623-0/6691-4
66910002
66910003
66910005
6691-0/-1/-999/626
GASTOS
previsin vehculos
previsin de ingreso
previsin de ingreso
previsin de ingreso
previsin de ingreso
31
70000000
70000000
76910000
Semana 19
Semana 20
Semana 21
Semana 22
Semana 23
Semana 24
Semana 25
Semana 26
Total 2T
1,564
178
0
0
0
0
0
0
3,000
1,564
178
0
0
0
0
0
0
3,000
1,564
178
0
0
0
0
0
0
3,000
1,564
178
0
0
0
0
0
0
3,000
1,564
178
0
0
0
0
0
0
3,000
1,564
178
0
0
0
0
0
0
3,000
1,564
178
0
0
0
0
0
0
3,000
1,564
178
860
860
860
860
800
800
3,000
1,564
178
860
860
860
860
800
800
3,000
525
500
125
150
289
74
525
500
125
150
589
74
525
500
125
150
289
74
525
500
125
150
289
74
525
500
125
150
589
74
525
500
125
150
289
74
525
500
125
150
289
74
525
500
125
150
589
74
525
500
125
150
289
74
525
500
125
150
289
74
50
400
17
70
2,000
425
50
8,800
735
70
2,000
425
1,000
50
4,400
20
70
2,000
425
50
1,760
430
70
2,000
425
50
8,800
4,221
70
2,000
425
50
4,400
25
70
2,000
425
1,000
50
800
17
70
2,000
425
50
8,800
327
70
2,000
425
50
4,400
4,300
70
2,000
425
50
2,400
125
70
2,000
425
50
8,800
2,600
70
2,000
425
1,000
110
150
175
600
85
715
150
175
600
85
45
300
25
300
25
300
17,495
1,893
9,495
1,893
1,459
1,680
305
312
590
0
0
1,452
0
300
312
582
0
0
1,000
287
0
757
155
115
35,399
35,399
1,000
273
100
12
120
80
35,380
70,779
1,444
0
294
312
574
0
0
3,860
1,000
259
0
90
230
260
40,576
111,355
32
36,100
0
0
0
36,100
32,000
-3,399
-3,399
68,100
720
-2,679
750
150
175
600
85
150
175
600
85
45
25
300
10,525
2,125
32
32,000
0
0
0
32,000
INGRESOS
Acumulado
MARGEN
Acumulado
Semana 18
1,564
178
0
0
0
0
0
0
3,000
525
500
125
150
289
74
50
4,400
1,060
70
2,000
425
45
771/778/759/6092
Semana 17
1,564
178
0
0
0
0
0
0
3,000
525
500
125
150
589
74
150
175
600
85
Acumulado
n vehculos
Ingresos por VENTAS - Morea
Ingresos por VENTAS - Plaza
Ingresos financieros
Ingresos diversos
Semana 16
1,564
178
0
0
0
0
0
0
3,000
1,000
245
0
331
225
235
33,892
145,247
32
47,700
0
0
0
47,700
45
154,000
7,124
4,445
4,308
8,753
100
150
175
600
85
150
175
600
85
45
45
45
150
175
600
85
45
45
45
25
300
7,000
25
300
25
300
145
25
300
25
300
25
300
18,990
1,893
9,495
1,893
16,990
1,057
1,416
1,680
272
312
542
859
203
11,095
1,893
100
1,401
0
261
312
525
833
192
1,240
16,742
1,057
1,423
0
278
312
550
872
209
3,860
1,000
216
0
525
300
225
61,112
235,273
9,495
1,893
150
1,408
0
266
312
534
846
198
6,742
1,057
1,430
0
283
312
558
0
214
1,394
1,680
255
312
517
820
187
1,387
0
249
312
509
807
181
1,387
0
244
312
501
794
176
1,000
201
0
411
300
450
35,213
270,486
1,000
187
100
292
250
120
28,298
298,784
1,000
172
0
209
300
220
37,970
336,754
1,000
157
0
173
300
200
34,369
371,123
1,000
142
100
167
300
200
42,289
413,412
1,000
127
0
302
175
250
51,194
464,606
30
40,800
0
0
0
40,800
194,800
11,886
20,639
30
66,000
0
0
0
66,000
260,800
4,888
25,527
125
25
300
100
150
175
600
85
150
175
600
85
45
25
300
9,495
1,893
1,000
230
100
454
175
250
28,914
174,161
32
38,200
0
0
0
38,200
115,800
110
150
175
600
85
150
175
600
85
45
125
25
300
60
9,495
1,893
200
1,437
1,680
289
312
566
0
0
29
75,000
0
0
0
75,000
335,800
39,787
65,314
28
71,000
0
0
0
71,000
406,800
42,702
108,016
28
72,000
0
0
0
72,000
478,800
34,030
142,046
28
62,400
0
0
0
62,400
541,200
28,031
170,077
34
51,000
0
0
0
51,000
592,200
8,711
178,788
34
41,651
0
0
15,000
56,651
18,768
2,136
1,720
1,720
1,720
1,720
1,600
1,600
36,000
0
0
6,300
6,000
1,500
1,800
4,668
888
0
0
0
600
58,160
13,877
840
24,000
5,100
3,000
1,885
1,800
2,100
7,200
1,020
0
540
0
695
300
3,600
7,000
1,300
146,054
20,440
450
17,038
6,720
3,296
3,740
6,546
5,832
1,559
7,720
12,000
2,496
400
3,723
2,830
2,605
464,606
633,851
0
0
15,000
648,851
2T 2009
18,746
2,136
0
0
0
0
0
0
53,096
4,200
6,148
1,863
3,010
4,583
1,785
1,265
4,590
980
573
68,224
14,216
848
52,254
5,048
2,803
1,877
2,096
2,161
7,112
1,585
586
560
200
1,502
314
4,222
7,383
1,295
165,968
25,078
2,693
38,887
6,720
8,883
0
5,000
0
0
5,000
27,251
7,206
2,321
7,337
2,780
5,792
588,177
2T 2009
656,851
VARIACIN
-22
0
-1,720
-1,720
-1,720
-1,720
-1,600
-1,600
17,096
0
0
-2,100
148
363
1,210
-85
897
1,265
4,590
980
-27
10,064
339
8
28,254
-52
-197
-8
296
61
-88
565
586
20
200
807
14
622
383
-5
19,914
4,638
2,243
21,849
0
5,587
-3,740
-1,546
-5,832
-1,559
-2,720
15,251
4,710
1,921
3,614
-50
3,187
123,571
0
Diferencia
8,000
648,851
5,457
184,245
184,245
68,674
-115,571
0
CONCEPTO DEL GASTO
Alquiler local
Renting Inmovilizado Bbva Finanzia
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Reparacion de vehiculos
Reparaciones chapa y pintura
Neumticos alieneaciones y otros
Localizacin de vehculos
Recambios
Conservacin instalaciones
Conservacin informtica
Asesoria fiscal-contable
Asesoria laboral
Asesoria jurdica
Auditorias
Otras asesorias
Portes, gruas, etc
Seguros
Publicidad
Agua y vertido
Combustibles
Electricidad
Lubricantes
Gas
Material de oficina
Suministros diversos
Telefono y fax
Gestin de vehculos
Asociaciones
Gestoras
Sanciones y recargos
Notaras y registros
Desplazamientos
Gastos diversos
Impuestos circulacin
Otros tributos y tasas
Sueldos y salarios
Seguridad social
Gastos diversos
Intereses hipot. Caja Madrid
Cobertura tipo interes Caja Madrid
Intereses ptmo ICO Caixa
Intereses ptmo ICO Bsch
Intereses ptmo Multicaja
Intereses ptmo Bankinter
Intereses ptmo Banesto
Intereses cobertura tipos
Intereses leasing vehculos
Intereses financiacion vehiculos
Comisiones aval
Intereses cta de crdito Multicaja
Intereses tarjetas de crdito
Otros gastos financieros
SEMANA 15
Ctas contables
Previsto
62100000
62200003
62200004
62200004
62200004
62200004
62200004
62200004
62200000
62200001
62200002
62200003
62800006
62250000
6227-1/623-4
62300000
62300001
62300002
62300003
62300009
62400000
625-0/ 1
62700000
62800000
62800001
62800002
62800003
62800004
62800005
62800999
62900000
62900001
62900002
62900004
629-5/678-0
62300007/62900007
62930000
62900999
63100002
631-6/-08
64000000
64200000
Plaza
Plaza
Plaza
66200000
66200004
66200003
66200006
66200005
662-2 / Plaza
662 / 36
6623-0/6691-4
66910002
66910003
66910005
6691-0/-1/-999/626
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
589
74
0
0
0
50
4,400
1,060
70
2,000
425
0
0
150
175
600
85
0
45
0
0
25
300
0
0
10,525
2,125
0
1,459
1,680
305
312
590
0
0
0
1,000
287
0
757
155
115
GASTOS
70000000
70000000
76910000
MARGEN DE EXPLOTACION
35,399
32,000
771/778/759/6092
INGRESOS
32,000
Real
SEMANA 16
Desviacin
1,564
178
0
0
0
0
0
0
453
525
523
1,425
0
589
274
0
0
80
0
3,342
239
145
414
910
0
95
50
32
784
0
106
79
0
0
19
259
0
0
10,595
2,123
0
1,459
50
347
312
0
0
0
0
981
473
0
968
188
175
29,756
27,090
1,753
-284
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
289
74
0
0
0
50
400
17
70
2,000
425
0
715
150
175
600
85
0
45
0
300
25
300
0
0
17,495
1,893
0
1,452
0
300
312
582
0
0
0
1,000
273
100
12
120
80
-5,643
-4,910
1,753
629
29,472
-3,399
35,380
36,100
629
-2,528
36,100
3,115
SEMANA 17
Real
Previsto
0
0
0
0
0
0
0
0
-2,547
0
0
0
23
1,300
-150
0
200
0
0
80
-50
-1,058
-821
75
-1,586
485
0
95
-100
-143
184
-85
106
34
0
0
-6
-41
0
0
70
-2
0
0
-1,630
42
0
-590
0
0
0
-19
186
0
211
33
60
720
Desviacin
1,564
178
2,509
525
225
124
0
289
74
0
0
0
0
858
301
16
810
285
0
192
189
171
512
29
0
0
0
619
4
254
0
0
10,049
2,069
1,181
1,448
7
320
312
630
0
0
1,369
1,541
455
100
0
191
367
29,767
40,679
1,987
3
757
43,426
13,659
-5,613
4,579
1,987
3
757
7,326
12,939
SEMANA 18
Real
Previsto
0
0
0
0
0
0
0
0
-491
0
0
0
-275
-1
-150
0
0
0
0
0
-50
458
284
-54
-1,190
-140
0
-523
39
-4
-88
-56
0
-45
0
319
-21
-46
0
0
-7,446
176
1,181
-4
7
20
0
48
0
0
1,369
541
182
0
-12
71
287
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
289
74
0
0
0
50
8,800
735
70
2,000
425
1,000
0
150
175
600
85
0
45
0
0
25
300
0
0
9,495
1,893
0
1,444
0
294
312
574
0
0
3,860
1,000
259
0
90
230
260
525
377
80
321
289
74
0
0
0
0
7,967
143
60
2,113
841
0
223
74
3
573
264
0
0
401
0
4
792
0
0
10,313
2,123
0
1,414
52
311
312
1,157
0
0
0
695
436
0
1,685
310
138
40,715
46,743
3,832
139
-957
3,832
1,153
51,728
47,700
11,013
1,153
4,028
3,889
SEMANA 19
Real
Previsto
0
0
0
0
0
0
0
0
1,903
0
0
0
-123
-45
171
0
0
0
0
0
-50
-833
-592
-10
113
416
-1,000
223
-76
-172
-27
179
0
-45
401
0
-21
492
0
0
818
230
0
-30
52
17
0
583
0
0
-3,860
-305
177
0
1,595
80
-122
4,903
40,576
47,700
7,124
Desviacin
1,564
178
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
589
74
0
0
0
50
4,400
20
70
2,000
425
0
750
150
175
600
85
0
45
0
125
25
300
0
60
9,495
1,893
200
1,437
1,680
289
312
566
0
0
0
1,000
245
0
331
225
235
33,892
38,200
38,200
4,308
Desviacin
1,564
178
3,602
525
671
0
74
689
286
0
0
0
3,177
305
85
2,240
310
0
0
464
241
571
124
0
0
0
0
23
248
0
0
10,554
2,105
97
1,424
138
304
312
567
0
0
4,071
592
244
0
234
227
1,027
37,273
45,179
4,277
2,727
52,183
14,910
Previsto
0
0
0
0
0
0
0
0
602
0
0
0
171
-125
-76
100
212
0
0
0
-50
-1,223
285
15
240
-115
0
-750
314
66
-29
39
0
-45
0
-125
-2
-52
0
-60
1,059
212
-103
-13
-1,542
15
0
1
0
0
4,071
-408
-1
0
-97
2
792
3,381
6,979
4,277
2,727
13,983
10,602
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
289
74
0
0
0
50
1,760
430
70
2,000
425
0
0
150
175
600
85
0
45
0
0
25
300
0
0
9,495
1,893
0
1,430
0
283
312
558
0
214
0
1,000
230
100
454
175
250
28,914
40,800
Real
1,564
178
2,364
525
43
28
187
289
74
150
3,000
0
0
2,194
428
4
1,358
386
0
130
464
89
549
373
0
0
0
91
22
312
0
0
10,595
2,123
20
1,420
35
286
312
559
0
1,485
143
230
100
0
279
99
32,488
42,922
8,450
SEMANA 20
Desviacin
0
0
0
0
0
0
0
0
-636
0
0
0
-457
-97
37
0
0
150
3,000
0
-50
434
-2
-66
-642
-39
0
130
314
-86
-51
288
0
-45
0
91
-3
12
0
0
1,100
230
20
-10
35
3
0
1
0
-214
1,485
-857
0
0
-454
104
-151
3,574
2,122
8,450
Previsto
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
289
74
0
0
0
50
8,800
4,221
70
2,000
425
0
110
150
175
600
85
0
45
0
0
25
300
7,000
0
18,990
1,893
0
1,423
0
278
312
550
872
209
3,860
1,000
216
0
525
300
225
0
CONCEPTO DEL GASTO
Alquiler local
Renting Inmovilizado Bbva Finanzia
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Renting Vehculo 0000 XXX
Reparacion de vehiculos
Reparaciones chapa y pintura
Neumticos alieneaciones y otros
Localizacin de vehculos
Recambios
Conservacin instalaciones
Conservacin informtica
Asesoria fiscal-contable
Asesoria laboral
Asesoria jurdica
Auditorias
Otras asesorias
Portes, gruas, etc
Seguros
Publicidad
Agua y vertido
Combustibles
Electricidad
Lubricantes
Gas
Material de oficina
Suministros diversos
Telefono y fax
Gestin de vehculos
Asociaciones
Gestoras
Sanciones y recargos
Notaras y registros
Desplazamientos
Gastos diversos
Impuestos circulacin
Otros tributos y tasas
Sueldos y salarios
Seguridad social
Gastos diversos
Intereses hipot. Caja Madrid
Cobertura tipo interes Caja Madrid
Intereses ptmo ICO Caixa
Intereses ptmo ICO Bsch
Intereses ptmo Multicaja
Intereses ptmo Bankinter
Intereses ptmo Banesto
Intereses cobertura tipos
Intereses leasing vehculos
Intereses financiacion vehiculos
Comisiones Aval
Intereses cta de crdito Multicaja
Intereses tarjetas de crdito
Otros gastos financieros
Ctas contables
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
gasto
62100000
62200003
62200004
62200004
62200004
62200004
62200004
62200004
62200000
62200001
62200002
62200003
62800006
62250000
6227-1/623-4
62300000
62300001
62300002
62300003
62300009
62400000
625-0/ 1
62700000
62800000
62800001
62800002
62800003
62800004
62800005
62800999
62900000
62900001
62900002
62900004
629-5/678-0
62300007/62900007
62930000
62900999
63100002
631-6/-08
64000000
64200000
Plaza
Plaza
Plaza
66200000
66200004
66200003
66200006
66200006
662-2 / Plaza
662 / 36
6623-0/6691-4
66910002
66910003
66910005
6691-0/-1/-999/626
GASTOS
Acumulado
Ingresos por VENTAS - Morea
Ingresos por VENTAS - Plaza
Ingresos financieros
Ingresos diversos
ingreso
ingreso
ingreso
ingreso
70000000
70000000
76910000
771/778/759/6092
INGRESOS
Acumulado
MARGEN
Acumulado
29,756
27,090
1,753
0
629
29,472
29,472
-284
-284
59,523
40,679
1,987
3
757
43,426
72,898
13,659
13,375
100,238
46,743
3,832
0
1,153
51,728
137,511
45,179
4,277
0
2,727
52,183
124,626
176,809
11,013
24,388
14,910
39,298
169,999
42,922
8,450
0
0
51,372
228,181
18,884
58,182
234,499
64,587
0
2
0
64,589
292,770
89
58,271
266,621
46,429
0
0
0
46,429
339,200
14,307
72,578
291,681
57,742
0
51
0
57,793
396,993
32,734
105,312
326,382
46,982
0
0
0
46,982
443,974
12,280
117,592
360,752
73,465
0
0
0
73,465
517,440
39,096
156,688
403,040
49,440
49,440
566,879
7,151
163,839
Pagina 3
Ctas contables
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de balance
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
pago de gasto
521 / 551
170 / 520
170-4
170 / 52-10
17000001
52010001
52010003
170-3 / 520-3
170-6 / 520-6
26000001
26000002
26000003
26000004
26000005
26000006
17-205 / 52-205
17-206 / 52-206
17-207 / 52-207
17-208 / 52-208
174-1 / 524-1
174-2 / 524-2
174-3 / 524-3
174-4 / 524-4
174-5 / 524-5
174-6 / 524-6
174-7 / 524-7
174-8 / 524-8
174-13/524-13
174-18/524-18
174-19/524-19
174-20/524-20
174-21/524-21
174-22/524-22
174-23/524-23
174-24/524-24
174-25/524-25
174-26/524-26
174-27/524-27
174-28/524-28
174-29/524-29
174-30/524-30
174-31/524-31
174-33/524-33
174-98/524-98
17-209/52-209
174-34/524-34
174-35/524-35
174-36/524-36
62100000
62100001
62100002
62100003
62100004
62100005
62100006
62100007
62200000
62200001
62200002
62200003
62800006
62250000
6227-1/623-4
62300000
62300001
62300002
62300003
62300009
62400000
625-0/ 1
62700000
62800000
62800001
62800002
62800003
62800004
62800005
62800999
62900000
62900001
62900002
62900004
629-5/678-0
62900007
62930000
62900999
63100002
631-6/-08
64000000
64200000
Plaza
Plaza
Plaza
66200000
66200004
66200003
66200005
66200006
662-2 / Plaza
66200001
6623-0/6691-4
66910002
66910003
66910005
6691-0/-1/-999
47500000
47500000
47500000
47600000
47520000
47500000
PAGOS
Saldos 05/04/2010
187,402
971,842
0
226,244
108,852
51,305
100,000
0
39,500
0
0
0
0
0
0
8,122
8,122
8,122
8,122
13,477
11,296
13,477
13,477
13,477
13,477
13,477
11,997
20,735
12,650
12,650
12,650
13,039
13,039
14,041
14,041
14,225
14,225
13,290
14,225
14,225
12,553
10,431
19,294
12,066
20,564
20,801
21,519
21,519
multicaja
multicaja
multicaja
multicaja
multicaja
multicaja
multicaja
multicaja
57000000
57000000
57000000
57000000
57000000
57000000
57000000
multicaja
multicaja
multicaja
multicaja
multicaja
57000000
multicaja
multicaja
multicaja
multicaja
multicaja
multicaja
multicaja
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
57000000
ACUMULADO
Vehiculos e instalaciones
2,143,570
Semana 15
Semana 16
Semana 18
Semana 19
Semana 20
4,748
7,402
4,755
4,762
4,769
4,121
1,454
4,126
1,462
4,132
1,470
4,137
1,478
4,143
1,486
Semana 21
Semana 22
Semana 23
57,793
-13,207
72,000
46,982
-25,018
62,400
73,465
11,065
51,000
49,440
-1,560
51,194
41,651
0
0
15,000
56,651
71,000
-51,194
-41,651
0
0
-15,000
-56,651
336,754
478,800
0
0
0
478,800
325,535
418,354
20,299
56
5,266
443,974
-11,219
-60,446
20,299
56
5,266
-34,826
42,702
32,734
-9,969
34,030
13,128
-20,902
28,031
38,360
10,329
8,711
14,335
5,624
5,457
-5,457
142,046
118,440
-23,606
Semana 24
454,234
42,000
42,000
583,259
20,299
56
5,266
608,879
608,879
-9,194
154,645
Semana 25
154,645
Semana 26
Totales
4,798
4,805
4,812
4,820
4,149
1,494
4,154
1,502
4,160
1,510
4,165
1,519
4,171
1,527
4,177
1,535
4,182
1,543
51,305
997
2,917
1,002
2,930
1,008
2,943
1,013
2,969
1,024
2,982
1,030
416
416
416
416
400
350
400
419
419
419
419
400
350
400
422
422
422
422
400
350
400
424
424
424
424
400
350
400
2,956
1,018
1,500
1,500
1,500
1,500
1,500
1,500
427
427
427
427
400
350
400
430
430
430
430
400
350
400
433
433
433
433
400
350
400
Ptmo BK
403
403
403
403
650
492
650
650
650
650
650
650
609
547
547
547
543
543
412
412
562
625
584
625
625
369
306
586
567
547
444
460
460
1,517
206
0
0
0
0
0
0
4,650
0
0
609
607
1,653
0
638
318
0
0
93
0
3,342
277
168
480
1,056
0
110
58
37
909
0
106
92
0
0
22
300
0
0
8,614
2,123
0
1,459
50
347
312
0
0
0
0
981
473
0
968
188
175
0
0
0
0
0
0
60,829
60,829
406
406
406
406
650
492
650
650
650
650
650
650
20,126
547
547
547
543
543
412
412
562
625
584
625
625
369
306
589
571
408
408
408
408
411
411
411
411
574
543
543
412
412
562
625
584
625
625
369
306
592
578
446
461
461
1,517
206
0
0
0
0
0
0
525
0
0
609
261
144
0
335
86
0
0
0
0
858
349
19
940
331
0
223
219
198
594
34
0
0
0
625
5
295
0
0
8,170
2,069
1,370
1,448
7
320
312
630
0
0
1,369
1,541
455
100
0
191
367
0
0
0
0
0
0
73,623
134,452
447
462
462
1,517
206
0
0
0
0
0
0
2,910
0
0
609
437
93
372
335
86
0
0
0
0
7,967
166
70
2,451
976
0
259
86
3
665
306
0
0
401
0
5
919
0
0
8,384
2,123
0
1,414
52
311
312
1,157
0
0
0
695
436
0
1,685
310
138
0
0
0
0
0
0
66,442
200,894
448
464
464
1,517
206
0
0
0
0
0
0
5,687
0
0
609
778
0
86
754
332
0
0
0
0
3,177
354
99
2,598
360
0
0
538
280
662
144
0
0
0
0
27
288
0
0
8,580
2,105
113
1,424
138
304
312
567
0
0
4,071
592
244
0
234
227
1,027
0
0
0
0
0
0
58,607
259,501
414
414
414
414
ref MF
ref MF
ref MF
Vendido
Vendido
ref MF
400
400
400
400
400
400
400
400
400
400
400
400
400
253
253
412
412
368
368
342
368
368
369
306
17,019
586
253
18,566
19,207
19,207
1,517
0
0
0
0
0
0
0
2,742
0
0
609
811
0
0
800
86
0
0
0
0
11,186
16
80
2,596
529
0
0
80
78
666
444
0
0
0
44
5
143
4,689
0
16,330
2,105
0
1,425
0
283
312
566
872
209
3,860
1,392
396
0
2,410
213
3,088
0
0
0
0
0
0
154,269
463,445
400
253
253
412
412
368
368
342
368
368
369
306
253
253
412
412
368
368
342
368
368
369
306
253
253
412
412
368
368
342
368
368
369
306
253
253
412
412
368
368
342
368
368
369
306
253
253
412
412
368
368
342
368
368
369
306
589
253
593
253
597
253
601
253
605
253
609
253
1,548
207
0
0
0
0
0
0
3,087
0
1,339
620
346
283
0
296
338
0
0
0
0
0
20
75
2,589
370
0
0
521
65
552
650
0
0
0
258
0
511
0
0
8,960
2,123
0
1,420
0
288
312
543
872
209
0
549
3,008
0
0
293
1,851
0
0
0
0
0
0
56,748
520,193
1,548
207
0
0
0
0
0
0
239
0
1,502
0
672
0
0
341
0
0
0
0
0
728
18
140
1,562
0
0
0
100
322
456
0
0
0
0
0
0
199
0
0
6,122
2,031
195
1,408
65
280
312
0
859
203
0
534
1,956
100
0
343
1,573
0
0
0
0
0
0
46,713
566,907
1,548
0
0
0
0
0
0
0
47
0
2,321
620
0
0
310
472
429
0
0
1,000
0
6,899
81
138
2,615
331
0
0
257
160
418
0
0
0
0
0
0
0
0
0
6,257
1,820
148
1,410
50
442
312
527
846
203
0
519
866
0
847
160
71
0
0
0
0
0
0
54,876
621,782
1,548
210
0
0
0
0
0
0
3,543
55
1,779
620
590
148
177
650
87
0
0
0
59
4,400
5,074
83
2,360
502
0
118
177
207
708
100
0
53
0
149
30
354
0
0
5,481
1,057
0
1,394
1,680
255
312
517
820
187
0
1,000
157
0
173
300
200
0
0
0
0
0
5,346
74,470
696,252
1,548
210
1,015
1,015
1,015
1,015
944
944
3,540
0
0
620
590
148
177
341
87
0
0
0
59
2,400
148
83
2,360
502
0
0
177
207
708
100
0
53
0
0
30
354
0
1,240
13,611
1,057
0
1,387
0
249
312
509
807
181
0
1,000
142
100
167
300
200
0
0
0
0
4,742
2,745
72,001
768,254
1,548
210
1,015
1,015
1,015
1,015
944
944
3,540
0
0
620
590
148
177
341
87
0
0
0
59
8,800
3,068
83
2,360
502
1,180
130
177
207
708
100
0
53
0
0
30
354
0
0
13,813
1,057
0
1,387
0
244
312
501
794
176
0
1,000
127
0
302
175
250
0
0
0
0
4,742
2,745
132,866
901,120
Vendido
ref MF
547
547
547
543
543
412
412
562
625
584
625
625
369
306
Ptmo BK
Ptmo BK
Ptmo BK
ref MF
ref MF
412
412
369
306
508
582
ref MF
449
465
465
1,517
206
0
0
0
0
0
0
4,178
0
0
609
50
32
217
335
86
174
3,480
0
0
2,194
496
5
1,575
448
0
151
538
103
637
433
0
0
0
92
26
362
0
0
8,614
2,123
23
1,420
35
286
312
559
0
0
1,485
143
230
100
0
279
99
0
0
0
0
0
0
49,674
309,175
253
253
412
412
368
368
342
368
368
369
306
7,402
57,360
0
49,818
17,982
51,305
0
17,697
7,091
1,500
1,500
1,500
1,500
1,500
1,500
5,014
5,014
5,014
5,014
4,100
3,434
4,100
1,300
1,300
4,100
1,300
4,100
20,735
1,641
1,641
1,641
3,943
3,943
4,944
4,944
4,823
5,076
4,730
5,076
5,076
4,428
3,672
19,294
7,052
2,318
20,801
21,519
21,519
18,391
2,076
2,030
2,030
2,030
2,030
1,888
1,888
34,691
55
6,942
6,752
5,733
2,648
1,516
5,639
2,022
174
3,480
1,093
177
51,950
10,067
1,040
24,486
5,904
1,180
990
2,929
1,866
7,682
2,312
106
251
401
1,168
177
4,078
4,689
1,240
112,937
21,793
1,848
16,995
2,077
3,610
3,741
6,076
5,871
1,367
10,785
9,945
8,491
400
6,785
2,979
9,039
0
0
0
0
9,485
10,837
901,120
Saldo 02/08/2010
206,426
914,482
100,000
176,426
90,870
0
0
-17,697
32,409
-1,500
-1,500
-1,500
-1,500
-1,500
-1,500
3,108
3,108
3,108
3,108
9,377
7,862
9,377
12,177
12,177
9,377
12,177
7,897
0
0
0
0
9,096
9,096
9,097
9,097
9,402
9,149
8,560
9,149
9,149
8,125
6,759
0
5,014
18,246
0
0
0
1,706,709
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
30 das
30 das
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
trimestral
trimestral
trimestral
trimestral
fija
fija
total
436,861
34,369
62,400
0
0
35,105
73,465
0
0
736
11,065
0
0
42,289
51,000
0
0
35,105
49,440
0
0
-7,184
-1,560
0
0
Real
Desviacin
14,075
-1
1,240
-362
0
0
0
0
0
0
0
0
0
0
0
0
19,738
-7,262
47
47
5,903
5,903
4,200
-525
3,401
-1,099
1,897
772
845
-505
3,812
311
1,506
840
150
150
3,000
3,000
80
80
0
-450
36,350
-6,210
1,531
-5,321
678
48
14,906
-3,094
3,782
-43
0
-2,000
640
-1,035
2,054
704
1,066
-509
4,771
-629
1,724
959
106
106
79
-326
401
401
1,004
454
77
-149
2,590
-110
4,689
-2,311
0
-60
98,439
-7,141
18,622
1,353
1,588
1,138
12,828
-42
397
-4,643
2,861
313
2,806
1
4,549
-470
3,449
39
824
-192
10,785
3,065
6,945
-2,055
8,064
5,995
300
0
6,143
3,062
2,204
149
8,389
6,434
-28,571
4,791
-4,116
-25,018
0
0
14,076
1,602
0
0
0
0
0
0
27,000
0
0
4,725
4,500
1,125
1,350
3,501
666
0
0
0
450
42,560
6,852
630
18,000
3,825
2,000
1,675
1,350
1,575
5,400
765
0
405
0
550
225
2,700
7,000
60
105,580
17,269
450
12,870
5,040
2,548
2,805
5,019
3,410
1,016
7,720
9,000
2,069
300
3,081
2,055
1,955
-25,479
4,784
33,854
46,982
0
0
Previsto
46,429
4,776
37,970
72,000
0
0
Desviacin
-1,564
-178
-860
-860
-860
-860
-800
-800
-3,000
0
0
-525
-500
-125
-150
-289
-74
0
0
0
-50
-8,800
-2,600
-70
-2,000
-425
-1,000
-110
-150
-175
-600
-85
0
-45
0
0
-25
-300
0
0
-16,990
-1,057
0
-1,387
0
-244
-312
-501
-794
-176
0
-1,000
-127
0
-302
-175
-250
14,307
REFINANCIADO
Semana 17
4,741
-3,238
-13,258
0
51
Real
1,564
178
860
860
860
860
800
800
3,000
0
0
525
500
125
150
289
74
0
0
0
50
8,800
2,600
70
2,000
425
1,000
110
150
175
600
85
0
45
0
0
25
300
0
0
16,990
1,057
0
1,387
0
244
312
501
794
176
0
1,000
127
0
302
175
250
75,000
Pm pago
PAGOS DE DEUDAS
25,059
57,742
0
51
Previsto
35,213
75,000
0
0
18,767
1,774
1,720
1,720
1,720
1,720
1,600
1,600
28,738
47
5,903
5,775
4,901
2,272
1,295
4,979
1,728
150
3,000
927
150
51,950
8,556
888
20,906
5,057
1,000
850
2,504
1,591
6,571
1,979
106
214
401
1,149
152
3,490
4,689
1,240
138,913
21,793
1,588
16,995
2,077
3,610
3,741
6,076
5,871
1,367
10,785
9,945
8,491
400
6,785
2,979
9,039
454,234
28,298
71,000
0
0
SEMANA 26
Real
Desviacin
1,564
0
175
-3
-860
-860
-860
-860
-800
-800
526
-2,474
300
300
2,496
2,496
-525
2,454
1,954
-125
-150
-289
212
138
490
490
0
702
702
50
0
3,033
633
13
-112
-70
1,940
-60
-425
0
0
690
540
138
-37
973
373
11
-74
0
-45
0
1,279
1,279
90
65
-300
0
1,226
-14
10,435
-6,307
1,739
682
0
-1,387
0
263
13
312
0
504
-5
833
26
192
11
0
1,879
879
-142
42
-58
1
-166
405
105
138
-62
39,787
Total 2T
-3,091
-28,571
0
0
1,564
178
860
860
860
860
800
800
3,000
0
0
525
500
125
150
289
74
0
0
0
50
2,400
125
70
2,000
425
0
0
150
175
600
85
0
45
0
0
25
300
0
1,240
16,742
1,057
0
1,387
0
249
312
509
807
181
0
1,000
142
100
167
300
200
3,388
-1,413
0
2
0
-1,411
PREVISIN
SEMANA 26
32,122
46,429
0
0
Previsto
-4,799
PREVISIN
1,564
178
860
860
860
860
800
800
3,000
0
0
525
500
125
150
289
74
0
0
0
50
8,800
2,600
70
2,000
425
1,000
110
150
175
600
85
0
45
0
0
25
300
0
0
16,990
1,057
0
1,387
0
244
312
501
794
176
0
1,000
127
0
302
175
250
51,194
SEMANA 25
Real
Desviacin
1,564
0
175
-3
0
0
0
0
0
0
526
-2,474
300
300
2,496
2,496
-525
2,454
1,954
-125
-150
-589
212
138
490
490
0
702
702
50
0
3,033
-1,367
13
-4,287
-70
1,940
-60
-425
0
-100
690
540
138
-37
973
373
11
-74
0
-45
0
1,279
1,134
90
65
-300
0
1,226
1,226
10,435
3,693
1,739
682
0
-1,394
-1,680
263
8
312
0
504
-13
833
13
192
6
0
1,879
879
-157
42
42
1
-172
405
105
138
-62
89
REAL
SEMANA 25
1,564
178
860
860
860
860
800
800
3,000
0
0
525
500
125
150
289
74
0
0
0
50
2,400
125
70
2,000
425
0
0
150
175
600
85
0
45
0
0
25
300
0
1,240
16,742
1,057
0
1,387
0
249
312
509
807
181
0
1,000
142
100
167
300
200
42,289
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
589
74
0
0
0
50
4,400
4,300
70
2,000
425
0
100
150
175
600
85
0
45
0
145
25
300
0
0
6,742
1,057
0
1,394
1,680
255
312
517
820
187
0
1,000
157
0
173
300
200
64,589
REAL
SEMANA 24
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
589
74
0
0
0
50
4,400
4,300
70
2,000
425
0
100
150
175
600
85
0
45
0
145
25
300
0
0
6,742
1,057
0
1,394
1,680
255
312
517
820
187
0
1,000
157
0
173
300
200
34,369
Previsto
64,500
64,587
0
2
REAL
SEMANA 23
1,564
0
0
0
0
0
0
0
3,003
47
1,508
525
0
0
263
400
363
0
0
847
0
6,899
68
117
2,216
280
0
0
218
135
354
0
0
0
0
0
0
0
0
0
7,697
1,820
125
1,410
50
442
312
527
846
203
0
519
866
0
847
160
71
34,702
SEMANA 24
Real
Desviacin
1,564
0
-178
0
0
0
0
0
0
3,003
3
47
47
1,508
1,508
525
0
-500
-125
263
113
400
111
363
289
0
0
0
-50
6,899
-1,901
68
-259
117
47
2,216
216
280
-145
0
0
218
68
135
-40
354
-246
-85
0
-45
0
0
-25
0
-300
0
0
7,697
-3,398
1,820
-73
125
25
1,410
9
50
50
442
181
312
0
527
1
846
13
203
11
0
519
-481
866
694
0
847
638
160
-140
71
-149
66,000
REAL
SEMANA 22
1,564
175
0
0
0
0
0
0
40
0
1,967
0
570
0
0
289
0
0
0
0
0
728
15
119
1,323
0
0
0
85
273
386
0
0
0
0
0
0
168
0
0
7,530
2,031
165
1,408
65
280
312
0
859
203
0
534
1,956
100
0
343
1,573
25,059
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
289
74
0
0
0
50
8,800
327
70
2,000
425
0
0
150
175
600
85
0
45
0
0
25
300
0
0
11,095
1,893
100
1,401
0
261
312
525
833
192
0
1,000
172
0
209
300
220
61,112
66,000
0
0
REAL
SEMANA 21
1,564
175
0
0
0
0
0
0
202
0
1,273
525
293
240
0
289
286
0
0
0
0
0
17
63
2,194
314
0
0
442
55
468
551
0
0
0
250
0
433
0
0
11,021
2,123
0
1,420
0
288
312
543
872
209
0
549
3,008
0
0
293
1,851
32,122
Previsto
4,888
REAL
SEMANA 20
1,564
0
0
0
0
0
0
0
2,662
0
1,155
525
699
0
0
689
74
0
0
0
0
11,186
14
69
2,238
456
0
0
69
67
574
383
0
0
0
43
5
123
4,689
0
20,086
2,105
0
1,425
0
283
312
566
872
209
3,860
1,392
396
0
2,410
213
3,088
64,500
SEMANA 23
Real
Desviacin
1,564
0
175
-3
0
0
0
0
0
0
40
-2,960
0
1,967
1,967
-525
570
70
-125
-150
289
0
-74
0
0
0
-50
728
-72
15
-2
119
49
1,323
-677
-425
0
-100
85
-65
273
98
386
-214
-85
0
-45
0
0
-25
168
-132
0
0
7,530
-1,965
2,031
138
165
15
1,408
0
65
65
280
14
312
0
-534
859
13
203
5
0
534
-466
1,956
1,769
100
0
-292
343
93
1,573
1,453
0
10,572
REAL
SEMANA 19
1,564
178
0
0
0
0
0
0
2,364
0
0
525
43
28
187
289
74
150
3,000
0
0
2,194
428
4
1,358
386
0
130
464
89
549
373
0
0
0
91
22
312
0
0
10,595
2,123
20
1,420
35
286
312
559
0
0
1,485
143
230
100
0
279
99
32,488
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
289
74
0
0
0
50
800
17
70
2,000
425
0
100
150
175
600
85
0
45
0
0
25
300
0
0
9,495
1,893
150
1,408
0
266
312
534
846
198
0
1,000
187
100
292
250
120
6,998
REAL
SEMANA 18
1,564
178
0
0
0
0
0
0
3,602
0
0
525
671
0
74
689
286
0
0
0
0
3,177
305
85
2,240
310
0
0
464
241
571
124
0
0
0
0
23
248
0
0
10,554
2,105
97
1,424
138
304
312
567
0
0
4,071
592
244
0
234
227
1,027
37,273
Previsto
51,372
REAL
SEMANA 17
1,564
178
0
0
0
0
0
0
4,903
0
0
525
377
80
321
289
74
0
0
0
0
7,967
143
60
2,113
841
0
223
74
3
573
264
0
0
401
0
4
792
0
0
10,313
2,123
0
1,414
52
311
312
1,157
0
0
0
695
436
0
1,685
310
138
40,715
SEMANA 22
Real
Desviacin
1,564
0
175
-3
0
0
0
0
0
0
0
0
0
0
0
0
202
-2,798
0
1,273
1,273
525
0
293
-207
240
115
-150
289
-300
286
212
0
0
0
0
0
0
0
-50
-4,400
17
-8
63
-7
2,194
194
314
-111
-1,000
0
0
442
292
55
-120
468
-132
551
466
0
0
-45
0
0
250
125
0
-25
433
133
0
0
0
0
11,021
1,526
2,123
230
0
1,420
4
-1,680
288
16
312
0
543
1
872
13
209
5
0
0
549
-451
3,008
2,807
0
0
0
-411
293
-7
1,851
1,401
18,884
REAL
SEMANA 16
1,564
178
0
0
0
0
0
0
2,509
0
0
525
225
124
0
289
74
0
0
0
0
858
301
16
810
285
0
192
189
171
512
29
0
0
0
619
4
254
0
0
10,049
2,069
1,181
1,448
7
320
312
630
0
0
1,369
1,541
455
100
0
191
367
29,767
1,564
178
0
0
0
0
0
0
3,000
0
0
525
500
125
150
589
74
0
0
0
50
4,400
25
70
2,000
425
1,000
0
150
175
600
85
0
45
0
125
25
300
0
0
9,495
1,893
0
1,416
1,680
272
312
542
859
203
0
1,000
201
0
411
300
450
40,800
REAL
SEMANA 15
1,564
178
0
0
0
0
0
0
453
0
0
525
523
1,425
0
589
274
0
0
80
0
3,342
239
145
414
910
0
95
50
32
784
0
106
79
0
0
19
259
0
0
10,595
2,123
0
1,459
50
347
312
0
0
0
0
981
473
0
968
188
175
29,756
Previsto
11,886
SEMANA 21
Real
Desviacin
1,564
0
-178
0
0
0
0
0
0
2,662
-338
0
1,155
1,155
525
0
699
199
-125
-150
689
400
74
0
0
0
0
-50
11,186
2,386
14
-4,207
69
-1
2,238
238
456
31
0
-110
69
-81
67
-108
574
-26
383
298
0
-45
0
43
43
5
-21
123
-177
4,689
-2,311
0
20,086
1,096
2,105
212
0
1,425
2
0
283
5
312
0
566
17
872
0
209
0
3,860
0
1,392
392
396
180
0
0
2,410
1,885
213
-87
3,088
2,863
Ctas contables
Cliente 00000001
Cliente 00000002
Cliente 00000003
Cliente 00000004
Cliente 00000005
Cliente 00000006
Cliente 00000007
Cliente 00000008
Cliente 00000009
Fianzas Acreedores
Crditos con empresas del grupo
Anticipo de proveedores
Crditos con socios
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
cobro de balance
43000001
43000002
43000003
43000004
43000005
43000006
43000007
43000008
43000009
43000010
43000011
40800000
43000012
cobro de ingreso
cobro de ingreso
cobro de ingreso
cobro de ingreso
70000000
70000001
70000002
70000003
COBROS
Saldos 05/04/2010
Semana 15
25
10,000
12,000
10,000
8,000
6,000
1,000
1,000
5,000
1,200
18
0
0
54,243
57000000
57000000
57000000
57000000
Semana 16
Semana 17
Semana 18
Semana 19
Semana 20
Semana 21
Semana 22
Semana 23
Semana 24
Semana 25
Semana 26
Totales
Saldo 02/08/2010
0
0
0
0
0
0
0
0
0
0
0
0
0
Semana 15
4,103
12,991
ACUMULADO
Semana 16
6,045
19,142
11,966
17,094
37,153
Semana 17
7,201
22,802
17,631
5,128
52,761
17,094
54,246
107,008
Semana 18
7,264
23,002
21,002
7,556
58,824
Semana 19
7,151
22,645
21,186
9,001
59,983
Semana 20
8,991
28,471
20,857
9,080
67,399
Semana 21
6,574
20,819
26,223
8,939
62,555
Semana 22
8,184
25,914
19,175
11,239
64,512
Semana 23
6,653
21,067
23,869
8,218
59,806
Semana 24
10,403
32,942
19,403
10,229
72,977
Semana 25
7,001
22,169
30,341
8,316
67,826
Semana 26
5,947
18,833
20,419
13,003
58,202
165,832
225,814
293,213
355,768
420,280
480,086
553,063
620,889
679,092
25
10,000
12,000
10,000
8,000
6,000
1,000
1,000
5,000
1,200
18
0
0
85,515
270,797
232,072
90,708
679,092
Semana 15
43,735
43,735
43,735
43,735
43,735
95,040
52,400
53,259
327
85
396
52
-
Semana 16
36,470
80,205
100,000
63,530
19,795
23,941
11,130
14,701
15,517
1,082
229
272
33
801
Semana 17
13,681
93,886
17,826
28,381
44,444
Semana 18
217
93,669
11,496
44,227
48,725
13,681
6,114
46,967
2
433
1,306
522
49
313
217
6,331
49,841
44
2
65
358
146
590
Semana 19
10,308
83,361
5,143
38,416
48,444
51,415
44
569
37
358
238
1,813
Semana 20
86,871
170,232
102,205
15,334
31,973
10,308
16,639
-
37,117
33,110
41,235
52,314
49
7,607
19
340
64
3,098
Semana 21
5,807
164,425
Semana 22
17,798
146,626
Semana 23
4,930
141,697
138,975
14,846
213,784
36,914
47,644
41,422
5,807
37,780
-
74,897
35,428
41,145
49,947
1,752
6,481
23
590
87
131
8,500
###
26,298
64,079
Semana 24
1,493
143,189
299,226
30,788
35,609
5,800
10,730
74,808
54,403
###
###
1,000
###
###
341
###
676
4,151
48,530
1,800
32
253
839
590
218
3,439
12,126
10,634
85,442
42,739
10
37
11
840
261
6,045
Semana 25
4,175
147,364
4,175
81,267
380,493
39,784
13,448
43,737
580
17
2,594
42
24,872
2,183
Semana 26
74,664
222,028
74,664
6,603
387,096
36,807
###
###
###
-
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
vista
total
54,243
-222,028
0
78,000
78,000
134,250
56,250
78,000
134,250
134,250
121,000
121,000
121,000
121,000
121,000
121,000
52,354
34,798
(30,315)
(15,000)
(2,556)
(60,000)
(5,112)
(66,000)
(7,669)
34,798
233,798
(30,315)
224,935
(103,983)
151,267
131,354
176,250
31,042
31,042
31,042
31,042
31,042
31,042
(276,562)
31,042
134,250
134,250
134,250
193,250
193,250
193,250
134,250
134,250
134,250
59,000
193,250
193,250
193,250
193,250
121,000
121,000
121,000
121,000
177,000
177,000
177,000
121,000
56,000
177,000
177,000
177,000
177,000
(103,983)
(121,096)
(221,652)
(224,208)
(224,208)
(45,000)
(12,000)
(5,112)
(98,000)
(2,556)
(2,556)
(121,096)
134,154
(221,652)
148,598
(224,208)
146,042
(224,208)
146,042
(269,208)
101,042
121,000
121,000
(103,983) (103,983)
(103,983) (103,983)
151,267 151,267
31,042
31,042
31,042
146,042
146,042
146,042
115,000
(45,000)
31,042
31,042
31,042
146,042
146,042
146,042
(56,000)
45,042
193,250
193,250
193,250
193,250
193,250
193,250
193,250
177,000
177,000
177,000
177,000
177,000
177,000
177,000
177,000
(269,208)
(269,208)
(269,208)
(269,208)
(269,208)
101,042
(269,208)
101,042
(269,208)
101,042
(56,000)
(325,208)
45,042
45,042
45,042
45,042
45,042
45,042
45,042
45,042
ACTIVO
Edificios
12,000
Terrenos
6,000
Elementos de transporte
3,000
Mobiliriario
1,800
Caja
360
Bancos
360
Clientes
240
Efectos Comerciales a cobra
570
Maquinaria
1,800
Existencias
2,160
Amortizacin Acumulada In (1,200)
TOTAL
27,090
3,677 K euros
2,500
Z- Altman
Factor
Valor
Fondo de maniobra / Activo
1.20
Reservas / Total Activo
1.40
Ebitda/total activo
3.30
Fondos Propios/Deudas
0.60
Cifra ventas / Total activo
1.00
Valor Z de Altman
0.05
0.12
0.11
1.51
0.63
miles de euros
PASIVO
Miles
Capital
Reserva Legal
Reserva Voluntaria
Proveedores
Efectos comerciales a pag
Acreedores diversos
Acreedores a largo plazo
Prstamos a largo plazo
12,966
1,800
1,524
1,020
1,200
180
4,800
3,600
TOTAL
27,090
Margen bruto
Beneficio
Ebitda
INDICADOR
29.4%
8.24%
2,930
ASIGNACIN
27,090
MEDIA SECTOR
6
29%
8.24%
?/2160
2.51
1.67
1.11
2,709 10%
0
0%
813
3%
1,355
5%
446 1.65%
0
0%
2,709 10%
(1,355)
-5%
(1,355)
-5%
1.54
0.64
Total
0.057
0.172
0.357
0.905
0.628
2.118
2
1,355
0
6,677
5%
0%
VALORES
ACTIVO NETO
ACTIVO NETO
MORAL DE PAGO
>10% MEDIA
>5% MEDIA
MEDIA
<5% MEDIA
<10% MEDIA
+
+
+
-
>10
>5<=10
>3=<5
=<3
+
+
+
+
>50%
>25%0<50%
=<25%
+
+
+
POR CADA 1%
>10=<30
>5=>10
=<5
+
+
+
>2
>1=>2
=<1
+
+
-
>0,5=<1
AOS EN EL SECTOR
STOCK/FONDO DE MANIOBRA
>0,25=<0,5
>1=<0,25
+
-
>1
>0,65=<1
=<0,65
+
+
>2
>1,25=<2
>=1,25
+
+
+
>2
>1=<2
>0,8=<1
>0,5=<0,8
=<0,5
+
+
+
+
-
RDITO A ASIGNAR
LMITE DE CRDITO
10% ACTIVO NETO
10%
5%
0%
5%
10%
ACTIVO
ACTIVO
ACTIVO
ACTIVO
ACTIVO
NETO
NETO
NETO
NETO
NETO
5%
3%
2%
0%
ACTIVO
ACTIVO
ACTIVO
ACTIVO
NETO
NETO
NETO
NETO
ACTIVO NETO
5%
5%
ACTIVO NETO
ACTIVO NETO
5% ACTIVO NETO
0% ACTIVO NETO
10% ACTIVO NETO
10% ACTIVO NETO
5% ACTIVO NETO
0% ACTIVO NETO
15%
10%
5%
0%
5%
ACTIVO
ACTIVO
ACTIVO
ACTIVO
ACTIVO
NETO
NETO
NETO
NETO
NETO
DAS
D1
D2
D3
D4
D5
D6
D7
D8
D9
D10
D11
D12
D13
D14
D15
D16
D17
D18
D19
D20
D21
D22
D23
D24
D25
D26
ACCIN 1
530
(360)
(216)
(1,160)
(250)
(1,460)
(430)
(475)
(1,490)
(499)
(460)
(990)
(306)
(306)
(306)
1,130
1,130
1,130
(44)
(44)
(44)
(44)
(44)
(44)
(44)
0
ACCIN 2
530
1,140
1,284
340
1,250
40
1,070
1,025
10
1,001
1,040
10
694
694
694
2,130
2,130
2,130
956
956
956
956
956
956
956
0
operacin propuesta
Caso 1
importe
3,000
1,000
Caso 2
4,500
2,000
costes
descuento pagar 1
descuento pagar 2
descubierto
Total coste
forfatit
5%
5%
9/2/2012
9/12/2012
9/12/2012
9/26/2012
5%
5%
infra
4.17
1.94
1.75
7.86
sobre
6.25
3.89
0
10.14
tesorera cero
(50,016)
6.95
coste/abono
3.25
0.00
3.25
Caso infrafinanciacin
Nmeros acreedores
Nmeros deudores
Coste del error incurrido
coste/abono
0.47
0.50
0.97
FM<NOF
3,000
2,000
1,000
(1,000)
(2,000)
(3,000)
(4,000)
(5,000)
0%
0%
cuenta crdito
accin 1
accin 2
ACTIVOS
SALDOS MEDIOS
Crdito comercial
3,500
Cuenta Corriente
Descubiertos
200
IPFs y Pagars
crdito exportacin
600
Recurso al pool
4,300
Pasivo Bancario
Activo Bancario
ACTIVOS
SALDOS MEDIOS
Cuentas corrientes
Descubiertos
50
IPFs y Pagars
cesin al pool
7,950
Cdulas hipotecaria
Activo Bancario
8,000
Pasivo Bancario
ACTIVOS
SALDOS MEDIOS
Productos de Pasivo
Coeficiente de caja
Posible cesin al Pool
Recurso al pool
Activo Bancario
Pasivo Bancario
2,800
2,800
% interes
6.00%
6.50%
7.00%
6.39%
Intereses
24.0
22.8
14.0
60.8
% interes
0.75%
1.50%
1.00%
Intereses
0.9
0.9
1.9
COMISIONES
Apertura
Pagos exteriores
Cobros exteriores
Ingreso cheques
Efectos al cobro
Impagados
Transferencias
s/saldo no dispuesto
Mximo descubierto
Importe
0.0
120.0
256.1
56.8
230.0
129.3
253.0
200.0
120.0
1,365.2
Tipo %
0.00%
0.10%
1.40%
0.00%
0.60%
1.00%
0.75%
0.80%
1.50%
0.86%
Comisiones
0.0
0.1
3.6
0.0
1.4
1.3
1.9
1.6
1.8
11.7
NEGOCIO INDUCIDO
Cobros cheques en divisas
Ingresos cheques otros banc
Pagos por cheque bancario
Nminas
Seguridad Social
IRPF
IVA
Efectos en gestin de cobro
Volumen
128.0
233.1
566.0
875.6
259.1
155.0
224.0
473.3
2,914.1
Das
3
2
5
2
10
7
7
2
Saldo equ.
1.1
1.3
7.9
4.9
7.2
3.0
4.4
2.6
32.3
Vol*das/360
60.8
11.7
1.9
70.6
23/09/1X
24/09/1X
25/09/1X
9
(9,879)
12
(7,686)
8
(4,211)
(9,870)
(7,674)
(4,203)
52
(5,558)
47
(3,365)
39
110
(5,506)
(3,318)
149
(15,376)
(10,992)
(4,054)
7
(6,125)
10
(3,932)
6
(457)
TOTAL BANCO X
(6,118)
(3,922)
(451)
(4,891)
(4,891)
(2,698)
(2,698)
777
777
(11,009)
(6,620)
326
(26,385)
(17,612)
(3,728)
TOTAL BANCO X
CUENTA 1-BANCO Y
CTA CRDI 2 BANCO Y 4,10%
TOTAL BANCO Y
TOTAL COMPAA A
CUENTA 2-BANCO X
CTA CRD 3 BANCO X 4,50%
TOTAL COMPAA B
TOTAL GRUPO
23/09/1X
0
(15,000)
24/09/1X
0
(15,000)
25/09/1X
0
(3,728)
TOTAL BANCO X
(15,000)
(15,000)
(3,728)
0
(11,385)
0
(2,612)
0
0
(11,385)
(2,612)
(26,385)
(17,612)
(3,728)
0
0
0
0
0
0
TOTAL BANCO X
0
0
0
0
0
0
TOTAL COMPAA B
(26,385)
(17,612)
(3,728)
CUENTA 1-BANCO Y
CTA CRDI 2 BANCO Y 4,10%
TOTAL BANCO Y
TOTAL COMPAA A
CUENTA 2-BANCO X
CTA CRD 3 BANCO X 4,50%
TOTAL GRUPO
Cuando el saldo es negativo, se utiliza siempre que es posible la cuenta ms barata 3,90% hasta
el 28/09/0X tendremos posicin neta positiva que se aminora considerablemente al das siguiente
OSICIONES BANCARIAS
26/09/1X
27/09/1X
28/09/1X
29/09/1X
15
(5,345)
21
(4,325)
6
(63)
7
(2,459)
(5,330)
(4,304)
(57)
(2,452)
36
(1,024)
14
(4)
6
4,258
3
1,862
(988)
10
4,264
1,865
(6,318)
(4,294)
4,207
(587)
13
(1,591)
19
(571)
4
3,691
5
1,295
(1,578)
(552)
3,695
1,300
(357)
(357)
663
663
4,925
4,925
2,529
2,529
(1,935)
111
8,620
3,829
(8,253)
(4,183)
12,827
3,242
26/09/1X
0
(8,253)
27/09/1X
0
(4,183)
28/09/1X
29/09/1X
0
0
0
0
(8,253)
(4,183)
0
0
0
0
0
0
0
0
(8,253)
(4,183)
0
0
0
0
0
12,827
0
3,242
12,827
3,242
0
0
0
0
0
0
0
0
12,827
3,242
(8,253)
(4,183)
12,827
3,242
INTERESES
+2% y -4%
MOV. CASH
POOLING
SALDO
FINAL
INTERESES
+2% y -4%
AFILIADA 1
8,000
160
8,000
160
AFILIADA 2
(6,000)
(240)
(6,000)
(240)
AFILIADA 3
2,000
40
2,000
40
AFILIADA 4
(4,000)
(160)
(4,000)
(160)
AFILIADA 5
(12,000)
(480)
(12,000)
(480)
CENTRAL
10,000
200
10,000
200
TOTAL
(2,000)
(480)
(2,000)
(480)
INTERESES
+2% y -4%
MOV. CASH
POOLING
SALDO
FINAL
INTERESES
+2% y -4%
AFILIADA 1
8,000
160
(8,000)
AFILIADA 2
(6,000)
(240)
6,000
AFILIADA 3
2,000
40
(2,000)
AFILIADA 4
(4,000)
(160)
4,000
AFILIADA 5
(12,000)
(480)
12,000
CENTRAL
10,000
200
(12,000)
(2,000)
(80)
TOTAL
(2,000)
(480)
(2,000)
(80)
el barrido no optimiza movimientos y genera 5 prstamos por importe de 32.000 ret 268,8
nmero de prstamos
importe de los prstamos
retenciones fiscales
5
32,000
268.80
INTERESES
+2% y -4%
(480)
MOV. CASH
POOLING
a afil. 4
(8,000)
de afil. 1
6,000
a afil. 2
(2,000)
de central
4,000
de central
10,000
AFILIADA 1
8,000
160
AFILIADA 2
(6,000)
(240)
AFILIADA 3
2,000
40
AFILIADA 4
(4,000)
(160)
AFILIADA 5
(12,000)
CENTRAL
TOTAL
SALDO
FINAL
INTERESES
+2% y -4%
(2,000)
(80)
10,000
200
(10,000)
(2,000)
(480)
(2,000)
(80)
nmero de prstamos
importe de los prstamos
retenciones fiscales
intereses prstamos
un cash pool al ao
retenciones
4
20,000
168
4% anual
21%
movimiento
movimiento
movimiento
movimiento
de
de
de
de
la
la
la
la
1 6000 a la 2
1 2000 a la 4
3 2000 a la 4
central 10000 a la 5
Calculad la cuenta de explotacin mutua del banco empresa con los siguientes datos
El balance previsional para el periodo N ser;
Saldos medios en miles
BALANCE AO N DESPES DE PREVISIN DE COLOCACIN Y DESC
Inmovilizado
Amortizacin acumulada inmovilizado
Existencias
Clientes
Caja y bancos
Colocaciones en inversiones temporales
Total Activo
Capital
Reservas
Resultado del ejercicio
Deudas a largo plazo
Proveedores
HP Acreedora IRPF
HP Acreedora IS
HP Acreedora IVA Repecutido
HP Deudora IVA Soportado
HP Acreedora Tasa Fiscal
Seguridad Social Acreedora
Remuneraciones pendientes de pago
Dividendos pendientes de pago
Deuda con bancos por gastos financieros
Efectos descontados no vencidos
Cuenta de crdito
Total Pasivo y PN
IMPORTES
3,083.33
(1,502.50)
11,218.96
12,211.42
21.76
1,173.13
26,206.10
2,200.00
1,000.00
1,433.50
610.42
15,775.95
179.10
759.96
1,132.67
(922.13)
1,913.00
228.85
328.35
27.75
8.95
1,500.00
29.73
26,206.10
Paso 3
Costes de las transacciones al 50% de las comisiones
Ingresos por comisiones: 1 por mil del CBNS
Saldos medios en miles
CUENTA DE RESULTADOS DE LA RELACIN MUTUA
COSTE DEL PASIVO POR:
Saldos en cuenta corriente no remunerados
Saldos en inversiones temporales
Recurso al pool
Total coste
INGRESOS DEL ACTIVO POR:
Deuda a largo plazo
Efectos descontados no vencidos
IMPORTES
2.42%
3.77%
0.00
28.39
37.28
65.67
12.39%
8.06%
75.63
120.93
Cuenta de crdito
10.70%
Inversin coeficiente de caja (no remunerado)
Total ingresos
Resultado financiero de la relacin
Margen de intermediacin sobre Activos Totales Medios ATM
COSTE POR TRANSACCIONES AL 50% COMISIONES
INGRESOS POR COMISIONES
INGRESOS POR FLOAT
Total margen de explotacin
Margen de explotacin sobre CBNS
Resultado global del cliente
Rentabilidad sobre ATM
3.18
0.00
199.74
134.07
6.14%
96.69
193.38
33.71
130.40
0.07%
264.47
12.11%
iguientes datos
Coeficiente de caja exigido del 2%
Paso 1
Saldos medios en miles
BALANCE DE LA RELACIN MUTUA
Activo Bancario
Deuda a largo plazo
Efectos descontados no vencidos
Situacin de cuenta de crdito
Total inversin libre
Inversin coefciente de caja
Total Activo
Pasivo Bancario
Caja y Bancos
Colocaciones en inversiones temporales
Recurso al pool
Total Pasivo
IMPORTES
610.42
1,500.00
29.73
2,140.15
43.68
2,183.83
21.76
1,173.13
988.94
2,183.83
Paso 2
IMPORTES
Cobros a 60 das
Cobros a 30 das
Pago compras a 60 das
Pago compras a 90 das
Pago de salarios (14 pagas)
Pagos a la seguridad social
Pagos contado
Pagos tasas fiscales ao anterior
Pago del IRPF
Pago compra inmovilizado
Liquidacin del IVA
Pago dividendos ao anterior
Pago del impuesto de sociedades
TOTAL Cifra de Negocio Bancario por Servicios
46,719.00
47,995.00
51,432.08
19,382.88
9,193.80
2,746.20
4,454.40
6,034.00
2,149.20
500.00
2,408.00
47.34
318.60
193,380.50
Impuestos
tasas fiscales
IS
de IVA
8
8
8
8
10.4
10.4
10.4
10.4
2,149.20
6,034.00
318.60
2,408.00
15
8
1
2
4
euribor medio
19.5
10.4
1.3
2.6
5.2
0.00
2,746.20
9,193.80
28,414.20
18,942.80
total nmeros
total/365
3.77%
Nmeros
22,351.68
62,753.60
3,313.44
25,043.20
0.00
28,560.48
11,951.94
73,876.92
98,502.56
326,353.82
894.12
33.71