Beruflich Dokumente
Kultur Dokumente
MEDICAL
FACILITY
MOTIVATION
JOB
SATISFACTION
Effect of
welfare
SAFETY
INFRA
STRUCTURE
WELFARE
MEASURES
CREDIT
FACILITY
measure on
morale
EMPLOYEE
MORALE
INTER
RELATIOSHIP
WORK
ENVIRONMENT
Temperature
Ventilation
Lighting
Dust
Smoke
Noise
Humidity
Posture simple
Provision of spittoons
3) Welfare Amenities
Canteen services
Lunch
Rest room
Crches
Cloak rooms
Other amenities
2) Recreation
3) Workers education
Literacy
4) Economic Services
Factories Act
Family Planning
Employee counseling
the design of the organizations structure which facilities the flow of work and
Workers perception of the past awards and future opportunities for rewards
TYPES OF MORALE
Morale is generally referred to as high morale. According to McFarland,
high morale exists when employee attitudes are favorable to the total situation of a
group and to the attainment of its objectives low morale exists when attitudes inhibit the
willingness and ability of an organization to attain its objectives
High morale is represented by the use of such term spirit, zest,
enthusiasm, loyalty, dependability and resistance to frustration. Low morale, on the other
hand, is described by such words and phrases as apathy, bickering, jealously, pessimism,
fighting, disloyalty to the organization, disobedience of the orders of the leaders, dislike
of, or lack of interest in, ones job, and laziness.
MORALE AND PERFORMANCE
It has been pointed that there is a little evidence in the available
literature that employee attitudes bear any relationship to performance on the job.
First, there are some who assert that high satisfaction leads to high
performance. The Hawthorne studies of 1930s seem to support this view, as do findings
of other studies.
Second, others take an opposite view. For example, Lyman Porter and
Lawler say that satisfaction results from high performance, because most people
experience satisfaction by accomplishing more tasks, like building a radio, or clinching a
sale.
Third, still others claim that there is no consistent relationship between
morale and performance. Vroom found significant relationship between morale and
performance in only 5 out of 22 studies undertaken by him.
Tardiness
IMPROVING MORALE
A three-fold action may be initiated. In the first place, it is essential to
change the policy or to correct it immediately. Employees do not lose their respect for the
boss who admits his mistakes but they cannot respect one who makes too many, and they
may have contempt for one who refuses to admit his mistakes.
Second, misconceptions should be removed, and the correct position
should be explained to the employees.
Third, a reasonable attempt should be made to educate and convince the
employees.
To study and analyze the safety and welfare measures of the employee.
Secondary objective
To find the level of satisfaction of employee about the facilities given by the
company.
Secondary data
Company profiles, websites, magazines, articles were used widely as a
support to primary data.
10
11
Here
XW represents the weighted average
X represents the value of variable
W represents the weight given to the variable.
Chi-square analysis
Chi-square analysis in statistics is to test the goodness of fit to verify the
distribution of observed data with assumed theoretical distribution. Therefore it is a
measure to study the divergence of actual and expected frequencies.
The formula for computing chi-square is as follows.
Chi-square = {(O-E)2 / E}
The calculated value of chi-square is compared with the table of chisquare for the given degrees of freedom at the specified level of significance. If the
calculated value is greater than the tabulated value then the difference between the
observed frequency and the expected frequency are significant. The degrees of freedom is
(n-2) where n is number of observed frequencies and in case of contingency table the
degrees of freedom is (C-1)
rows.
It is used to find the relation between communication in work place and
work satisfaction. It is used to find the relation between welfare satisfaction and work
12
satisfaction it is used to find the relation between experience of respondents and work
satisfaction
Correlation
The correlation analysis deals with association between two or more
variables. The correlation does not necessary imply causation or functional relationship
though the existence of causation always implies correlation. By itself it establishes only
co- variance. It is used to find the degree of relationship between motivation and work
satisfaction.
Cov(x, y) = 1/n x y x
y
x = 1/n x2 x 2
y = 1/n y2 y 2
Cov(x, y)
r=
x X y
Here,
r = co-efficient of correlation
Regression
13
The time period of the study is very short, so elaborate study was not made.
Only certain factors are considered in this study to measure the effect of welfare
measure on employee morale.
The conclusions and suggestions were formed based on employees spot response.
14
1.1.7 CHAPTERISATION
CHAPTER I
1.1 Introduction
1.1.1 Introduction To The Study
O Need For The Study
O Significance Of The Study
O Diagrammatic Representation Of The Study
O Morale And Performance
O Warning Signs Of Low Morale
O Improving Morale
1.1.4 Objectives Of The Study
o Primary Objective
o Secondary Objective
1.1.5 Research Methodology
o Research Meaning
o Research Design
15
16
o Products
o Markets
o Fenner Schemes
1.3 Product Profile
Ancient Rubber
Vulcanized Rubber
Modern Rubber
o Technology And Innovation
o Change Drivers
CHAPTER II
2.1 REVIEW OF LITERATURE FROM JOURNALS AND ARTICLES
o Preserving Employee Morale during Downsizing
o How to Boost Employee Morale
o Boost Employee Morale with an Employee Incentive Program
o Employee Welfare
NATIONAL COMMISSION (1969)
NATIONAL COMMISSION (1972)
o EMPLOYEE WELFARE IN INDIA
CHAPTER III
DATA ANALYSIS AND INTERPRETATION
3.1.1
EXPERIENCE OF RESPONDENT
3.1.2
3.1.3
3.1.4
3.1.5
3.1.6
3.1.7
3.1.8
3.1.9
STATUS OF GRIEVANCE HANDLING IN THE COMPANY
3.1.10 WORK SATISFACTION LEVELOF THE EMPLOYEE
3.1.11 SATISFACTION OF EMPLOYEES ABOUT WELFARE MEASURES
3.2.1
3.2.2
3.2.3
3.2.4
3.2.5
3.2.6
CHAPTER IV
4.1
4.2
4.3
CONCLUSION
18
Fenner Indias product lines include Industrial and Automotive Belts, Oil
Seals, Power Transmission Accessories for the OE and Replacement Markets and Textile
Yarn.
19
international markets. Today eight out of ten automobiles in India have at least one
Fenner Belt or Oil Seal in it.
Apart from being the domestic market leader, Fenner India is also one of
the big exporters of V-Belts and Auto Belts in the country with products being exported
to over 40 countries, including North and South America, Europe, Australia and South
Africa.
VISION
To Position Fenner (India) Limited as a globally competitive player in
Belts and Oil seals.
20
In-process
Quality
control,
careful
choice
of
raw
materials,
technological up gradation has ensured complete product reliability and high levels of
customer satisfaction.
TECHNOLOGY:
21
Wrapped Belts, Raw Edge Cogged Belts, Poly-V belts, Timing Belts and various types of
Oil Seals.
Apart from product development, our experts also work closely with
OEMs for Continuous Upgradation of belt drive system and provide sealing solutions.
PRODUCTS:
FOR THE INDIAN MARKET
Belts
Automotive Products
OEM
Replacement Market
Automotive Belts
Oil seals
22
Belts
Agricultural Products
Belts
Automotive Products
Belts
Oilseals
INDIAN BRANDS
FOREIGN BRANDS
Power flexes
F&F
Pioneer,fenner
Top drive.
fenner
Multi pull
Power Tran
Eco drive
Polv-f plus
TEXTILES
23
and
3plyYarn.
Products :
Cotton Yarn : 18 TPD carded and combed ring spurn, hosiery, warp yarn
and 5 TPD OE yarn. Specialty Textiles : Knit Fabrics : Grey/White for ready use in
garment manufacturing Woven Fabrics: Industrial fabrics for belt and abrasive
manufacturers
Markets:
Apart from catering to the domestic market, Fenner India textiles
division exports to the Middle East, Asia Pacific, and Europe.
Fenner Schemes
24
Scratch Card Scheme for Maruti, Tata, Moped, Poly-V and Ecodrive Cogged
belts.
Monsoon Hungama Scheme was launched for sub-dealers in the industrial belts
segment.
Fenner Celebrations Scheme was launched for retailers in the Replacement
market.
Flights of Fantasy scheme was introduced for Dealers in.
ANCIENT RUBBER
Until recently modern thinkers believed rubber originated in 19th
century Europe. According to a Tech Talk article published by Massachusetts Institute of
25
Technology on Wednesday, July 14, 1999, Professor Dorothy Hosler, Assistant Professor
Sandra Burkett and an undergraduate named Michael Tarkanian learned that the Mayan
people in ancient Mesoamerica made and used rubber as long ago as 1600 BCE.
The ancient Mayan people used latex to make rubber balls, hollow
human figures, and as bindings used to secure axe heads to their handles and other
functions. Latex is the sap of various plants, most notably the rubber tree. When it is
exposed to the air it hardens into a springy mass. The Mayans learned to mix the rubber
sap with the juice from morning glory vines so that it became more durable and elastic,
and didn't get quite as brittle. Both the rubber tree and the morning glory were important
plants to the Mayan people- the latter being a hallucinogen as well as a healing herb.
They two plants tended to grow close together. Combining their juices, a black substance
about the texture of a gum-type pencil eraser was formed.
The rubber balls were about the size of a beach ball and weighed over 15
pounds (7 kilograms). These were used in an important ritual game called Tlachtlic. The
game was a cross between football and basketball, but had religious significance as
recorded in the Popul Vuh, a Mayan religious document. Spanish invaders in the
sixteenth century reported that the game also involved gambling for various possessions
including land and slaves. It is believed that the game ended in a human sacrifice at least
some of the time. Versions of the game were played in the middle American region
ranging from southern Arizona to northern South America. Native peoples in the region
still make rubber in the same way.
VULCANIZED RUBBER
26
MODERN RUBBER
Today about three quarters of the rubber in production is a synthetic
product made from crude oil. World War II cut the United States off from rubber supplies
worldwide, and they stepped up production of synthetic rubber for use in the war effort.
There are about 20 grades of synthetic rubber and the intended end use determines
selection. In general, to make synthetic rubber, byproducts of petroleum refining called
butadiene and styrene are combined in a reactor containing soap suds. A milky looking
liquid latex results. The latex is coagulated from the liquid and results in rubber "crumbs"
that are purchased by manufacturersand melted into numerous products.
There is only one kind of natural rubber. Because the rubber plant only
thrives in hot, damp regions near the equator, so 90% of true rubber production today
27
occurs in the Southeast Asian countries of Malaysia and Thailand and in Indonesia.
Indonesia's production has dropped in recent years and new plantations were started in
Africa to take up the slack.
28
Concordance between the SIC and NAICS classification systems is not exact. SIC 15
includes the following NAICS codes:
NAICS 322220 Paper bag and coated & treated paper manufacturing
(Cellophane adhesive tape, Manufacturing)
CHANGE DRIVERS
Economic/Market
The domestic and international rubber tire and tube market has
increasingly become a global one. This has led to a drive for greater efficiency and cost
containment, which in turn has been responsible for greater integration of domestic
producers with international markets.
Petrochemical feedstock price has a direct impact on the cost of rubber
products manufacturing. Increasing energy costs result in significant pressure on profit
margins.
30
CHAPTER II
2.1 REVIEW OF LITERATURE FROM JOURNALS AND ARTICLES
Preserving Employee Morale during Downsizing
Karen E. Mishra, Gretchen M. Spreitzer and Aneil K. Mishra
Topic: Human Resource Management and Industrial Relations
Reprint 3927; winter 1998, Vol. 39, No. 2, pp. 8395
Mishra propose a four-stage approach to downsizing, gleaned from
interviews and surveys that will retain workers' trust and sense of empowerment. The
company should consider all stakeholders' needs survivors, laid-off employees, the
32
community, local and national press, and any affected government agencies. The
implementation of all the above, is the most important. Management should communicate
frequently and be open and honest.
How to Boost Employee Morale
By Betsy Gallup
April 9, 2006
The following are the ways to boost the employee morale.
Allow your employees to gain ownership of their jobs by being part of the
decision-making process
33
34
35
c). That the operation of the economic system does not result in the concentration of
wealth and means of protection to the common determine.
d). That there is equal work for both men and women, and Article 42. The State shall
make provision for securing just and human condition for work and for maternity
relief.
36
CHAPTER III
DATA ANALYSIS AND INTERPRETATION
3.1.1 EXPERIENCE OF RESPONDENT
Experience
Frequency
Percentage (%)
0-1
4.0
2-5
10.0
6-10
17
34.0
Above 10
26
52.0
Total
50
100.0
Inference:
From the table it infers that 52% of respondent are experienced above
10 years and 4% are less than one year.
3.1.2 EXPERIENCE OF RESPONDENT
60
50
Percentage
40
30
20
10
0
0-1
2-5
6-10
Experience
37
above 10
Frequency
Percentage (%)
Highly satisfied
2.0
Satisfied
12
24.0
Neutral
12
24.0
Dissatisfied
19
38.0
Highly dissatisfied
12.0
Total
50
100.0
Inference:
From the table it infers that 38%of respondent are dissatisfied with the
safety measures and 24% of respondent are satisfied.
3.1.4 LEVEL OF SATISFACTION OF SAFETY MEASURES
38
50
Percentage
40
30
20
10
0
Highly Satisfied
neutral
Highly dissatisfied
Satisfied
Dissatisfied
Safety Measures
Opinion
Frequency
Percentage (%)
Highly satisfied
10
20.0
Satisfied
28
56.0
Neutral
6.0
Dissatisfied
12.0
Highly dissatisfied
6.0
Total
50
100.0
Inference:
From the table it infers that 56%of respondent are satisfied with
the medical facility and 12% of respondent are dissatisfied.
39
60
50
Percentage
40
30
20
10
0
Highly satisfied
Neutral
Highly dissatisfied
Satisfied
Dissatisfied
Opinion
Frequency
Percent
Satisfied
40
80.0
Neutral
16.0
Dissatisfied
4.0
50
100.0
Total
Inference:
From the table it infers that 80%of respondent are satisfied with the
working condition and 4% of respondent are dissatisfied.
40
100
Percentage
80
60
40
20
0
Satisfied
Neutral
Dissatisfied
Opinion
Frequency
Percentage (%)
Cordial
39
78.0
Moderate
10
20.0
Indifference
2.0
Total
50
100.0
Inference:
From the table it infers that 78%of respondent are satisfied with the
supervisor and 2% of respondent are dissatisfied.
3.1.10 LEVEL OF SATISFACTION OF RELATIONSHIP BETWEEN
SUPERVISOR AND WORKER
41
100
Percentage
80
60
40
20
0
cordial
moderate
indifference
Frequency
Percentage (%)
41
82.0
16.0
2.0
50
100.0
Cordial
Moderate
Indifference
Total
Inference:
From the table it infers that 82%of respondent are satisfied with the
workers and 2% of respondent are dissatisfied.
42
100
Percentage
80
60
40
20
0
Cordial
Moderate
Indifference
Frequency
7
17
12
10
4
50
Percentage (%)
14.0
34.0
24.0
20.0
8.0
100.0
Inference:
From the table it infers that 14%of respondent are highly motivated and
8% of respondent are not motivated.
3.1.14 LEVEL OF MOTIVATION GIVEN TO EMPLOYEE
43
40
Percentage
30
20
10
0
very high
high
moderate
low
very low
Frequency
2
11
15
18
4
50
Percentage (%)
4
22
30
36
8
100
Inference:
From the table it infers that 22% of the respondent feels that freedom
given to them to express their ideas is high and 36% of the feel as low.
44
40
Percentage
30
20
10
0
Very high
High
Moderate
Low
Very low
Frequency
10
20
13
7
Percentage
20
40
26
14
50
100
Inference:
From the table we infer that 40% of the respondents are satisfied with
the grievance handling and 14% of the respondents are dissatisfied.
45
50
Percentage
40
30
20
10
0
alw ays
sometimes
rarely
never
Opinion
Frequency
Percent
Always
23
46.0
Sometimes
23
46.0
Rarely
8.0
Total
50
100.0
Inference:
From the table it infers that 46%of respondent are always satisfied with
work and 8% of respondent are rarely satisfied.
3.1.20 WORK SATISFACTION LEVEL OF THE EMPLOYEE
46
60
50
Percentage
40
30
20
10
0
alw ays
sometimes
rarely
Opinion
Yes
No
Total
Frequency
Percentage (%)
33
66.0
17
34.0
50
100.0
Inference:
From the table it infers that 33%of respondent are always satisfied with
welfare and 34% of respondent are not satisfied.
3.1.22 SATISFACTION OF EMPLOYEES ABOUT WELFARE MEASURES
47
70
60
Percentage
50
40
30
20
10
0
yes
no
Observed count
Opinion
Cordial
Moderate
Indifference
Total
Always
9
9
7
25
Sometimes
5
6
7
18
Rarely
0
6
1
7
Total
14
21
15
50
Expected count
Opinion
Always
Sometimes
48
Rarely
Total
Cordial
Moderate
Indifference
Total
7
10.5
7.5
25
5
7.6
5.4
18
2
2.9
2.1
7
14
21
15
50
Null Hypothesis:
H0: There is no significant difference between communication in work place
and work satisfaction.
CHI-SQUARE TESTS
O
9
5
0
9
6
6
7
7
1
(O-E)2
4
0
4
2.25
2.56
9.61
0.25
2.56
1.21
E
7
5
2
10.5
7.6
2.9
7.5
5.4
2.1
(O-E)2/E
0.57
0
2
0.21
0.34
3.31
0.03
0.47
0.58
Inference:
The calculated value is less than the tabulated value. H0 is accepted.
Therefore there is no association between communication in work place and work
satisfaction.
49
Opinion
Yes
No
Total
Always
20
7
27
Sometimes
12
6
18
Rarely
1
4
5
Total
33
17
50
Always
Sometimes
Rarely
Total
17.8
9.2
27
11.9
6.1
18
3.3
1.7
5
33
17
50
Expected count:
Opinion
Yes
No
Total
Null Hypothesis:
50
CHI-SQUARE TESTS
O
20
12
1
7
6
4
(O-E)2
4.84
0.01
5.29
4.84
0.01
5.29
E
17.8
11.9
3.3
9.2
6.1
1.7
(O-E)2/E
0.27
0
1.60
0.53
0
3.11
Inference:
The calculated value is less than the tabulated value. H0 is accepted.
Therefore there is no association between welfare satisfaction and work satisfaction.
51
Observed count:
Opinion
0-1
2-5
6-10
Above 10
Total
Always
1
2
6
14
23
Sometimes
1
2
10
10
23
Rarely
0
1
1
2
4
Total
2
5
17
26
50
Always
0.9
2.3
7.8
12
23
Sometimes
0.9
2.3
7.8
12
23
Rarely
0.2
0.4
1.4
2.1
4
Total
2
5
17
26
50
Expected count:
Opinion
0-1
2-5
6-10
Above 10
Total
Null Hypothesis:
52
O
1
1
0
2
2
1
6
10
1
14
10
2
(O-E)2
0.01
0.01
0.04
0.09
0.09
0.36
3.24
4.8
0.16
4
4
0.01
E
0.9
0.9
0.2
2.3
2.3
0.4
7.8
7.8
1.4
12
12
2.1
(O-E)2/E
0.01
0.01
0.2
0.04
0.04
0.9
0.41
0.62
0.11
0.33
0.33
0.004
Inference:
The calculated value is less than the tabulated value. H 0 is accepted. Therefore
there is no association between experience of the respondent and work satisfaction
53
Observed Count
OPINION
ALWAYS
SOMETIMES
NEVER
TOTAL
FACTORS
MOTIVATION(X)
24
12
14
50
WORK
28
19
50
SATISFACTION(Y)
CORRELATION TABLE
X2
Y2
XY
24
28
576
784
672
12
19
144
361
228
14
196
42
Cov(x, y) = 1/n x y x y
= 1/3 (942-278)
54
= 35
x = 1/n x2 x 2
= 1/3(916-278)
= 5.14
y = 1/n y2 y 2
= 1/3(1154-278)
=10.28
Cov(x, y)
r=
x X y
= 0.66
Inference:
The motivation given to employees and work satisfaction are positively
correlated. The increase in motivation will increase the work satisfaction also.
55
Observed Count
OPINION
SATISFIED NEUTRAL DISSATISFIED
TOTAL
FACTORS
MEDICAL
35
11
50
FACILITY
INFRA
27
14
50
STRUCTURE
CANTEEN
21
14
50
FACILITY
CREDIT
26
10
14
50
FACILITY
56
FACTORS
Infra
Canteen
Medical
RANK
WEIGHTS
X
1
2
3
W
3
2
1
TOTAL
CW
RANK
Facility
X1
35
4
11
50
WX1
105
8
14
124
2.48
1
structures
Facility
X2
WX2
27
81
9
18
14
14
50
113
2.26
2
Facility
X3
21
14
15
50
WX3
63
28
15
106
2.12
4
Credit
Facility
X4
26
10
14
50
WX4
78
20
14
112
2.24
3
Inference:
From the table it is inferred that employees ranks medical facility
followed by infra structure with the canteen facility as last.
57
OPINION
FACTORS
EMPLOYEE
MORALE(X)
WELFARE
SATISFIED
NEUTRAL
DISSATISFIED
116
36
48
28
19
13
MEASURES(Y)
REGRESSION TABLE
58
(X-X)
X
X-X
X-X2
Y-Y
Y-Y2
(Y-Y)
116
28
49
2440
11
130
563
36
-31
936
-8
58
233
48
13
-19
346
-4
13
67
Formula
bxy = ( x-x )( y-y )
( x-x )2
= 863/201
= 4.29
Regression Equation
X-X = bxy (Y-Y)
X = 4.3Y -6.1
Inference:
Excluding the constant, from the above equation we can infer that effect
of welfare measure on morale is measure is found as1:4. Therefore we can conclude that
the effect of welfare measure on employee morale is about 25%.
59
CHAPTER IV
4.1 FINDINGS OF THE STUDY
Most of the employees in the company are female. More than 50% of
respondent are working for more than 10 years. Most of the respondents are highly
satisfied with the medical facility. Most of the respondents are dissatisfied with the safety
measure and only few are satisfied.
Most of the employees are satisfied with the working condition. Most of
the respondents are satisfied with the motivation given by the company. Most of the
respondents are satisfied with the relation between supervisor and workers. Most of the
employees are satisfied with the relation between workers.
Most of the respondents are satisfied with the work. Most of the
respondents are satisfied with the welfare measures. Most of the respondents are satisfied
with the canteen facility. Most of the respondents are satisfied with the credit facility.
The communication in work place has no effect on work satisfaction.
The welfare measure satisfaction has no effect on work satisfaction. The increase in
employee motivation will increase the work satisfaction. The effect of welfare measures
is about 25% on employee morale.
4.2 SUGGESIONS AND RECOMMENDATIONS
Since most of the employees are married the company can concentrate on
crche facility.
The company can improve the grievance handling system so that they can
increase the employee satisfaction.
60
4.3 CONCLUSION
61
APPENDICES
A STUDY ON EFFECT OF WELFARE MEASURES ON EMPLOYEE MORALE
QUESTIONNAIRE
PERSONAL DATA
1. Name
2. Age
(a) 18-25
(b) 26-35
3. Gender
(c) 36-45
(d) Above 45
(a) Male
(b) Female
4. Educational Qualification
(a) Below Hr Sec
5. Experience
(b) Hr Sec
(c) UG
(d) PG
6. Total Salary
7. Designation
8. Safety Measures
8.1.
9. Medical Facility
9.1 Specify the level of satisfaction
a) Highly satisfied b) Satisfied c) Neutral d) Dissatisfied
e) Highly Dissatisfied
9.2 Is there any periodical medical check up given to you
(a) Yes
10. ESI Benefits
(b) No
:
(b) No
(b) No
62
Satisfied
Satisfied
Neutral
Dissatisfied
Highly
Dissatisfied
Cleanliness
Hygienic
Serving
Price
Satisfied
Transport allowance
Attendance allowance
Punctuality allowance
Education allowance
63
Neutral
Dissatisfied
Highly
Dissatisfied
Highly
Satisfied
Satisfied
Neutral
Dissatisfied
Rest room
Drinking water
Ventilation
Lighting
Toilets
Working
environment
Transportation
14. Inter-relationship:
14.1. Relationship between co-workers
(a) Cordial
(b) Moderate
(c) Indifferent
(b) Moderate
(c) Indifferent
(b) Sometimes
(c) Rarely
(d) Never
(b) Sometimes
(c) Rarely
(d) Never
64
Highly
Dissatisfied
(b) Sometimes
(c) Rarely
(d) Never
20. In general are you satisfied with the welfare and safety measures given by
Management?
(a) Yes
(b) No
BIBLIOGRAPHY
BOOKS
1. Kothari C.R., Research methodology, published by Tata Mc Graw-Hill Publishing
Company Ltd., 13th Edition, 1982.
65
2. Gupta, S.P., and Gupta, M.P., Business Statistics, Published by Sultan Chand & Sons,
7th Edition, 1989.
3. Personnel Management by C.B.Mamoria & S.V.Gankar, Published by Himalaya
Publishing House.
WEBSITES
1. www.ncr.com
66