INTERNSHIP REPORT

ON
FUNCTION OF DEPARTMENT
AND
APPRAISAL OF PAYMENT PROCEDURE
OF

NATIONAL BANK LIMITED

(A STUDY ON UTTARA BRANCH)

SUBMITTED BY
JAMILUR RASHID PALASH

INTERNSHIP REPORT
ON
FUNCTION OF DEPARTMENT
AND
APPRAISAL OF PAYMENT PROCEDURE
OF NATIONAL BANK LIMITED

SUBMITTED TO
NITAI CHANDRA DEBNATH
LECTURER
BBA Program
DAFFODIL INTERNATIONAL UNIVERSITY
PREPARED & SUBMITTED BY
JAMILUR RASHID PALASH
ID# 053-11-972
DEPARTMENT- BBA
DAFFODIL INTERNATIONAL UNIVERSITY

10 f, 2008

The Chairman
Internship Program
Department of Business Administration
Daffodil International University of Bangladesh
Sukarabad, Dhaka.
Sub: Submission of internship Report
Dear Sir,
With due respect, I the undersigned student, is submitting this internship report on the
National Bank Limited It was undoubtedly a marvelous, rare opportunity for me to
work on this assigned area to actualize my practical knowledge gathered throughout my
last three months on National Bank, uttara branch, Dhaka. This is the internship program
report about FUNCTION OF DEPARTMENT AND APPRAISAL OF PAYMENT
PROCEDURE was conferred upon me. At the end of my program performance. I do
here by express my deepest gratitude and appreciation to your esteemed concern as you
asked me to submit this report, as a part of my academic. This program report enlightens
a prospective description of overall FUNCTION OF DEPARTMENT AND APPRAISAL
OF PAYMENT PROCEDURE. On the internship period of my experience; I had a
study on Over all activities of National Bank Limited and share my ideas on this topic
through this report.
I sincerely hope and pray that my program report will meet your requirement and kind
approval eventually. I would be highly glad and it would be my pleasure to famish you
with any further clarification, if required.
Sincerely yours,
Jamilur Rashid Palash
ID# 053-11-972

Acknowledgme
nt
The internship program about

conferred on me, help me a lot to understand the overall

situation of National Bank Limited.

I do hereby express my deepest thanks and appreciation to Nitai chandra debnath my
honorable supervisor, for giving me his valuable time and sincere guidance during the
study period, which has inspired me in preparing this report.

I am indebted to MD JASHIM UDDIN (Senior Vice President) and others officers,

whose provide required information, necessary assistance, valuable suggestion and
advice through their long working experience and intellectual effort to prepare this report.
I have special thanks to AYUB KHAN, (Principal Officer), A.N.M SERAZUL KARIM,
(Principal Officer), and ASMA AKTR, (Officer) of National Bank Limited. With out
their support I could not have meet to a complete form of this report. I would be remiss if
I failed to acknowledge the unflagging support of our friends. To complete this internship
successfully I anticipated my instructors deep aspiration and assist.
Finally thanks Allah for all that He has given me as blessings.

Report Structure
Chapter: 01

Introduction

Origin and objective of Report

Rational & Scope of the Study

Methodology of the study
Limitations of the report

Chapter: 02

Overview of National Bank LTD

Chapter: 03

An Appraisal of National Bank Ltd

Chapter: 04

About General Banking of NBL

Chapter: 05

Product & Services of NBL

Chapter: 06

Function of Department on NBL

Chapter: 07

Appraisal of Payment Procedure of NBL

Chapter: 08

Other activities of National Bank Ltd

Chapter: 09

Recommendation & Conclusion.

CONTENTS
CHAPTER:-01
1.1 Introduction
1.2 Origin of Report
1.2.1. Methodology applied to prepare report
1.2.2. Source of Data
1.3 Objective of the Study
1.4 Rational Of the Study
1.5 Scope of the study
1.6 Methodology of the study
1.7Limitations of the report

CHAPTER:-02
2.0 An overview of National Bank Ltd
2.1 Traditional Heritage of NBL
2.2 Mission of NBL

2.3 Goal and Objective

2.4 Vision
2.5 Management and Organization structure
2.5.1 Board of Directors
2.5.2 Management
2.5.3 Organogram

2.5.4 Hierarchy of NBL

2.5.5 Division of NBL

CHAPTER:-03
3.0 An appraisal of NBL
3.1 Balance Sheet on 2006/05
3.2 Off balance sheet on 2006/05
3.3 Statement of changes in Equity
3.4 Statement of disposal of fixed assets
3.5 Profit and Loss Account on 2006/05
3.6 Cash Flow Statement on 2006/05
3.7 Liquidity Statement
3.8 Notes
3.9 Five years performance at a glance
3.10 3 yrs performance of Uttara branch

CHAPTER:-04
4.0 About General Banking of NBL
4.1 Receiving/ Collecting Deposits
4.1.1 Current Account
4.1.2 Saving Account
4.1.3 Time deposits account:
4.1.4 Fixed Deposits (FD)
4.1.4 Short-Term-Deposit (STD)
4.1.5 Special Deposit Scheme
4.1.6 Monthly Savings Scheme
4.1.5.1 NMS (National Bank monthly saving scheme)

4.1.5.2 NDS (National deposit scheme)

4.1.7 Saving Insurance Scheme
4.2 Issuance of Cheque Book & deposit book

4.3 Issuance of DD, TT & PO

4.4 BILLS

CHAPTER:-05
5.0 Product & service of National Bank limited
5.1 Consumer Credit Scheme
5.2 Special Deposit Scheme
5.3 Monthly Savings Scheme
5.4 Credit Card
5.4.1 NBL ATM Service
5.4.2 NBL POWER CARD
5.5 Western Union Money Transfer
5.6 Saving Insurance Scheme

CHAPTER:-06
6.0 Function of Account opening & cheque book issue department

6.1 Function of Remittance department

6.2 Function of Bills Department
6.3 Function of Advance & credit department
6.4 Function of CIBTA department
6.5 Function of Accounts Department
6.6 Function of counter (Receive & payment)
6.7 Function of Clearing
6.8 Function of Foreign Exchange

6.9 Function of Card department

6.10 Function Of Western Union counter

CHAPTER:-07
7.1 To take payment against cheque
7.2 To take payment against pay order
7.3 To take payment against Demand Draft
7.4 To take payment against Pay Slip
7.5 To take payment against Cash debit voucher
7.6 To take payment against FDR receipt
7.7 To take payment against Credit advice
7.8 To take payment against M.T.C.A

CHAPTER:-08
8.1 Rural Credit Programs:
8.2 National Bank Training Institute
8.3 National Bank Foundation:
8.4 Sports and Cultural Activities:

CHAPTER:-09
9.1 Recommendation
9.2 Conclusion