All about Mutual Fund SIP

Inflation making Life Difficult

Cost in year, in Rs
Dream

Inflation
rate 2000s

1991

2001

2011

2021

2031

Marriage

14.9%

75 Thousand

2.50 Lacs

10.03 Lacs

40.23 Lacs

1.61Crore

Higher Education

16.2%

50 Thousand

2.01 Lacs

9 Lacs

40.39 Lacs

1.81 Crore

Buying car

2.3%

55 Thousand

2 Lacs

2.25 Lacs

3.16 Lacs

3.96 Lacs

Buying house

14.9%

2 Lacs

50.08 Lacs

2.01 Crore

12.49 Lacs

*Assuming inflation rate of 2000s for cost of goals after 2011

Cost of goal is rounded to the nearest thousand
Source- AdviseSure.com Research

8.05 Crore

Savings Required to meet Goals

Monthly Amount
Investment
Required @ 8%
Rate of Return

Amount
Required Rs

Total Amount
Required Rs
Post Inflation.

600000

672,248

457,521

9,149

Higher Education- Yearly

15

900000

8,557,254

2,697,603

24,729

Retirement - Monthly

20

50000

52,895,286

1,13,48,588

89,802

Goals

In How Many
Years from
Now

Lump Sum
Investment
Required @ 8%
Rate of Return

Vehicle- One time

Assumptions:
Inflation -> Vehicle: 2.3% ; Higher Education: 16.2% ; Annual Retirement Expenses: 6%
Amount required for retirement goal is the sum total of all future retirement expenses
Source- AdviseSure.com Research

Start Early- Live Life KingSize

Start Early

Invest to
Beat
Inflation

Well If not Planned you Should

Equity is best Asset to beat Inflation!

Invest
Regularly

Invest for Long term

Power Of Compounding
Starting Early with Regular Savings , we can create Wealth
in Long term

Source- AdviseSure.com Research

Return of Equity- Comparison

30000

Rs. 100 monthly Invested, Since April 2008

24209

25000
20000

14373

15000

11363

10000
8400

5000

ICICI Pru Growth Fund (IRR-31.0%)

Return calculated as on 2nd March 2015
Source- AdviseSure.com Research

BSE Sensex (IRR-15.7%)

Amount invested

Jan-15

Oct-14

Jul-14

Apr-14

Jan-14

Oct-13

Jul-13

Apr-13

Jan-13

Oct-12

Jul-12

Apr-12

Jan-12

Oct-11

Jul-11

Apr-11

Jan-11

Oct-10

Jul-10

Apr-10

Jan-10

Oct-09

Jul-09

Apr-09

Jan-09

Oct-08

Jul-08

Apr-08

Bank RD (IRR- 8.9%)

Regular Savings- Suggested Portfolio

Age 25-30

Age 30-40

Age 40-55

Age 55 and Above

Sundaram S.M.I.L.E40%

SBI Magnum MIDCAP

-30%

Birla Sun Life MNC30%

Reliance Dynamic
Bond -40%

Kotak Mid-Cap-40%

ICICI Exports &

Services-40%

Reliance Dynamic
Bond Fund-40%

Birla Sun Life Pure

Value-40%

HDFC Mid-Cap
Opportunities-20%

DSP BlackRock Micro

Cap -30%

HDFC Top 200-30%

HDFC Top 200-20%

For More Visit www.advisesure.com

Portfolio Suggestion as on 1st May 2015

Past Performance- Suggested Portfolio

Last 5 Yrs.

Last 3 Yrs

Last 1 Yrs

Birla Sun Life MNC Fund

27%

36%

90%

Reliance Dynamic Bond

10%

11%

17%

DSP BlackRock Micro Cap Fund

24%

38%

99%

HDFC Mid-Cap Opportunities Fund

23%

31%

63%

ICICI Prud. Exports &Services Fund

22%

39%

59%

SBI Magnum Midcap Fund

21%

38%

66%

Sundaram S.M.I.L.E. Fund

18%

35%

106%

Kotak Mid-Cap

18%

27%

66%

Fund Name

Return is Compounded Annual Growth Rate as on 30 April 2015

Source- AdviseSure.com Research

We Offer

Advisory Fees Rs. 365 Per Annum

ear
Customized advise only for you
Regular Review and Rebalancing
Unlimited Long Term Investment Advise
Tax efficient portfolio design
No Minimum investment

Substantial Savings in Commission

( Optional)

Customized , unbiased Wealth Management

@Rs. 1 per day

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