Beruflich Dokumente
Kultur Dokumente
DOMESTIC BANKING
S.NO.
A.
i)
RATE OF CHARGES
PL CATEGORY
(T24)
REMITTANCES
Service Charges:
Issuance of DDs/ Allied Banker Cheque (ABC)
Payable at any Branch in Pakistan
52101
Issuance of TTs
52102
Rs.250/- (Flat)
52106
52107
52114
iv)
Rs.600/- (Flat)
52108
52115
v)
52113
iii)
a) Issuance
b) Cancellation
c) Issuance of Duplicate Payorder /ABC
payable at issuing branch
Rs.200/- (Flat)
Rs.300/- (Flat)
Note:
Charges should be Rs.21.55 plus FED Rs.3.45. In
case of charges recovered @ 0.50%, the service
charges amount should be inclusive of FED.
vi)
52103
52109
52110
52662
52014
52116
52027
6 Balance Enquiry
52019
52066
2 Cash Deposit
vii)
52015
52112
Page 2
DOMESTIC BANKING
S.NO.
RATE OF CHARGES
PL CATEGORY
(T24)
viii)
52066
ix)
52067
52065
xi)
Upto Rs.50(M)
Upto Rs.75(M)
Upto Rs.100(M)
Above Rs.100(M)
xii)
Days
Monday
9.00 AM to 1.00 PM
Rs.220/to
1.00 PM to 3.00 PM
Rs.330/Friday
3.00 PM to 3.30 PM
Rs.550/_________________________________________
For Multiple Credit Transfers Using MT-102
(Non Time Critical)
Monday to Friday 9.00 AM to 3.30 PM
Rs.50.00
First
Each
quarter
subsequent
or part
quarter or
thereof
part thereof
Minimum
0.40%
0.35%
Rs.2000/- per LC
0.35%
0.30%
Rs.2000/- per LC
0.30%
0.25%
Rs.2000/- per LC
Negotiable
Rs.2000/- per LC
Letter of business commitment be obtained
52121
52328
Amendment Charges:
a) Without increase in amount / extension in period of
shipment
52328
52328
xiii)
Advising/Amendment/ charges of (inward) inland L/C. Rs.1500/- (Flat). Plus applicable Courier charges
52328
xiv)
Confirmation Charges
52328
xv)
Rs.2500/- (Flat)
52310
a) Documentary
52363
52071
B.
BILLS
i)
Collections :-
Note:- i(a) & (b) Charges recovered by other collecting Banks are recoverable.
c) Express Collection through IBR
C.
52111
Page 3
DOMESTIC BANKING
S.NO.
RATE OF CHARGES
i)
Actual
ii)
Actual
Actual
d) Delivery Charges :
If a Godown Keeper is not posted, conveyance
charges will be recovered.
e) Other incidental expenses:
Legal Charges etc.
PL CATEGORY
(T24)
52153
52154
52155
Actual
52157
Actual
Note:i) While recovering the Miscellaneous Charges like godown rent, godown staff salary, etc., the amount
recovered from the borrowers shall not exceed the total rent of the godown, salary of the godown
staff etc. In other words miscellaneous charges should be levied as per actual and should not
become a source of profit to the bank.
D.
E.
GUARANTEES
i)
Rs.2500/- (Flat)
ii)
52017
52361
52371
iii)
iv)
Back to back guarantees including guarantees issued As per applicable slab given in Annexure - III
against counter guarantee of our foreign
correspondent bank and Performance Bonds, Bid
Bonds, Advance Payment Guarantees etc.
52372
52373
Page 4
DOMESTIC BANKING
S.NO.
v)
RATE OF CHARGES
PL CATEGORY
(T24)
52381
Actual
12615
52003
Note:a. Where 100% cash margin or lien on returnfree deposits is provided, service charges may
be waived. (See Note for waivers at the
end of Schedule of Charges).
b. Where 50% cash margin or lien on returnfree deposit is provided, service charges may
be charged at half of the above rate.
c. Quarter will start from the date of issuance of
guarantee.
d. All Guarantees issued by bank must contain
specific amount and expiry date and a date by
which the claim is to be lodged.
e. Service Charges on Guarantees is to be charged
from the date of issue till expiry of the
Guarantee including claim's periord or
till such time the bank is realeased from
its Liabilites under the Guarantee,
whichever is later.
F.
LEGAL CHARGES
Legal fees and charges paid to advocates for
consultation/ opinion/examination of documents.
G.
i)
MISCELLANEOUS CHARGES
Issuance of Cheque Book.
iii)
iv)
52002
52058
52056
52057
Page 5
DOMESTIC BANKING
S.NO.
RATE OF CHARGES
PL CATEGORY
(T24)
v)
52020
vi)
55559
vii)
Free
Free
52021
eCIB Charges.
ix)
Printing of duplicate/ additional Statement of Account. Rs.30.17 plus FED Rs.4.83 = Rs.35/- per statement
For FCY Accounts, rupee equivalent of charges will be
deducted from FCY Accounts
x)
xi)
52152
52016
52023
52005
xii)
Rs.50/- P.M
52714
xiii)
Rs.300/- Annually
52719
Page 6
DOMESTIC BANKING
S.NO.
H.
RATE OF CHARGES
PL CATEGORY
(T24)
i)
52159
ii)
52160
iii)
Commitment Fee.
52163
iv)
52164
v)
vi)
Rs.10,000/- (Flat)
52207
52193 52194
Note:Recovery of these charges shall be negotiable from clients having total facilities exceeding Rs.100 Million with the
approval of Chief IBG.
I.
ALLIED CASH + SHOP VISA DEBIT CARD/ CASH + ATM DEBIT CARD
i)
BASIC CHARGES:
ii)
a) Annual Fees
Rs.600/-
52736
Rs.100/-
52737
52738
52739
POS CHARGES:
a) Charges on Purchase Transactions
(Domestic)
NIL (On-Net)
NIL (Off-Net)
iii)
ATM CHARGES:
a) Charges on Cash Withdrawal Transactions
(Domestic)
b) Charges on Cash Withdrawal Transactions
(Domestic)
NIL (On-Net)
NIL
65052
Page 7
DOMESTIC BANKING
S.NO.
iv)
RATE OF CHARGES
PL CATEGORY
(T24)
Free
52744
52743 52751
52752
NOTE:a) No joining fee, Annual fee is to be recovered in advance. No refund on account closure. All charges
/fees are applicable on per-card basis.
b) In addition to above, service charges, recovery of Rs.100/- on account of courier/
postage /telex /fax/cable charges will also be recovered, wherever applicable
c) The exchange rate between the transaction currency and the billing currency used for
processing foreign currency transactions is a wholesale market rate selected by Visa
from within a range of wholesale rates in effect plus the percentage that Allied Bank
charges on account of Foreign Currency Conversion.
d) No Annual Fee only for salary account of ABL Employee.
J.
LOCKERS
Safe Deposit Lockers Fee for Safe Deposit Lockers.
To be recovered in advance on the yearly basis:
a)
Upto 0.40 cft
From 0.41 to 0.80 cft &
From 0.81 to 1.35 cft
From 1.36 to 1.75 cft &
From 1.76 to 2.00 cft
From 2.01 to 2.50 cft &
From 2.51 to 3.00 cft
Description
Small
Medium
Rent
OR
Rs.3000/- p.a.
Rs.4000/- p.a.
Security Deposit
Rs.35000/Rs.60000/-
Large
Rs.5500/- p.a.
Rs.85000/-
Extra Large
Rs.7000/- p.a.
Rs.110000/-
55511
Note:Security Deposit inclusive of key deposit, which is refundable at the time of vacation of Locker.
b) Key Deposit (Refundable).
Rs.4500/Rs.5000/-
c) Breaking Charges.
Note:The current/ savings account holders maintaining minimum balance (for last year) as follows will be entitled for one
rent free Locker in the next year subject to availability:
Balance of Rs.1 M to Rs.2.5 M
One Small Locker
Greater than Rs. 2.5 M upto Rs.5 M One Medium Locker
Greater than Rs. 5 M
One Large Locker
Free locker will be allowed only once minimum balance during last year is maintained as per respective slab
otherwise locker facility will be subject to full charge as per SOC.
Staff members are exempted from one Locker Rent / Security Deposit.
55512
Page 8
DOMESTIC BANKING
S.NO.
RATE OF CHARGES
PL CATEGORY
(T24)
Note:i) Security Deposit amount should remain fixed for 05 years & would not be changed as a result of
any subsequent revision in SOC until 05 years.
ii) The subsequent enhancement in Security Deposit (if any) would be applicable to only
new customer(s) and would not affect existing customer(s).
iii) The security deposit is inclusive of Key Deposit and refundable at the time of vacation of the locker
even before completion of 05 years without recovering any rent.
INTERNATIONAL BANKING
A.
IMPORTS
i)
First
quarter
or part
thereof
0.40%
0.35%
0.30%
Negotiable
Each
subsequent
quarter or
part thereof
0.30%
0.25%
0.25%
Minimum
Rs.2000/Rs.2000/Rs.2000/Rs.2000/-
52306
ii)
52306
52306
52306
52306
Page 9
DOMESTIC BANKING
S.NO.
iii)
iv)
v)
RATE OF CHARGES
DA. L/C: If bills are to be drawn at a usance under the 1) Rs.1000/- per bill (Flat) to be charged at the time of
above letters of credit other than PAYEES and
retirement of bills.
Suppliers /Buyers Credit and deferred payment letters 2) Service Charges @ 0.15% per month from the date of
of credit on yearly basis.
expiry of LC is to be recovered/charged for the
usance Import Bills Minimum Rs.1000/-.
Negotiable with the approval of Chief IBG.
Amendments
52306
52306
vi)
vii)
52354
viii)
Collections
52350
ix)
52349
x)
Service Charges against Import Transactions, i.e., 0.15% or Minimum Rs: 500/Import Bills / PAD / Collection / Consignment Basis.
52348
xi)
52353
xii)
52362
xiii)
xiv)
52346
xv)
52309
xvi)
Actual
52006
B.
EXPORTS:
Rs.1500/- (Flat) plus applicable courier charges
52368
i)
PL CATEGORY
(T24)
52307
52307
52347
Letters of Credit:
a) Advising
Page 10
DOMESTIC BANKING
S.NO.
ii)
RATE OF CHARGES
b) Amendment Advising
PL CATEGORY
(T24)
52368
52368
52368
Rs.1500/- (Flat)
52368
Rs.500/-
52368
Rs.1000/-
52368
52364
b) Documentary Bills
52329
iv)
52367
v)
52345
vi)
52374
iii)
Collections :
C.
TARIFF:
(Postage/ Cable/ Swift/ NIFT/ Fax/ Telephone and
courier).
a) Postage
52357 52691
52692
b) Courier
52357 52691
52692
Rs.100/-
d) Foreign:
D.
i)
52356
REMITTANCES:
Outward:
a) Foreign Traveller Cheques.
Note:
In addition to above, service charges /recovery of courier /postage /telex/fax /cable charges will also be made
according to prescribed tariff (wherever applicable)
52321
Page 11
DOMESTIC BANKING
S.NO.
RATE OF CHARGES
i) Min. US$ 5/- per item upto value of Rs.10,000/- or
its equivalent.
ii) 0.01% (Flat) per item for value of over Rs.10,000/or its equivalent Minimum US$10/- Max. US$75/(Telegraphic Transfer/Telex/Swift charges as per
tariff.)
PL CATEGORY
(T24)
52324
52325
52325
52763
ii)
e) Under general permission or specific approval of SBP PKR.500/- plus Telex/SWIFT charges as per tariff
(Correspondent charges to be recovered by the
correspondent while paying to beneficiary)
52325
52323
52322
a) Home Remittances
52761
b) Others
52762
52326 52054
52330::52055
52357 52691
52692
Inward:
E.
MISCELLANEOUS:
i)
Actual
ii)
Page 12
DOMESTIC BANKING
S.NO.
RATE OF CHARGES
iii)
iv)
v)
PL CATEGORY
(T24)
52330 52055
52320
52338
Note:In addition, service charges /recovery of courier /postage /fax /cable charges etc, will also be made according to
tariff (wherever applicable)
vi)
vii)
Within City
=
Intercity Charges:
Note:
Charge Amount Plus FED should be a Round Amount
as Charges are to be recovered from Walk in
Customer in Cash.
(b) Online FCY Cash Deposit
Within City
=
Intercity Charges:
Within City
=
Intercity Charges:
Free
52028
USD = 05
GBP = 03
EURO = 04
JPY
= 400
Free
52029
USD = 05
GBP = 03
EURO = 04
JPY
= 400
Free
52030
USD = 03
GBP = 02
EURO = 02
JPY
= 300
US$5.00 per instruction or its equivalent in other currencies
plus correspondent Bank Charges. (Permissible to new F.C. A/c. & Incremental deposits).
viii)
52017 52327
ix)
USD 5/- for collection upto USD 1000/USD 15/- for collection of above USD 1000/- (or equivalent
currency)
x)
52332 52753
xi)
Rs.600/- (Flat)
52333 52754
52755 52756
52331 52751
52752
Page 13
DOMESTIC BANKING
S.NO.
RATE OF CHARGES
xii)
xiii)
52334 52757
xv)
52336 52759
xvi)
Rs.1000/- (Flat).
52337 52760
xiv)
PL CATEGORY
(T24)
52333 52754
52755 52756
52335 52758
Page 14
Annexure - I
Service Charges for Guarantees issued favouring Collector of Customs
Guarantee Amount Range (PKR)
From
1
500,001
1,000,001
1,500,001
2,000,001
2,500,001
3,000,001
3,500,001
4,000,001
4,500,001
5,000,001
5,500,001
6,000,001
6,500,001
7,000,001
7,500,001
8,000,001
8,500,001
9,000,001
9,500,001
10,000,001
12,500,001
15,000,001
17,500,001
20,000,001
22,500,001
25,000,001
27,500,001
30,000,001
32,500,001
35,000,001
37,500,001
40,000,001
42,500,001
45,000,001
47,500,001
To
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000
4,000,000
4,500,000
5,000,000
5,500,000
6,000,000
6,500,000
7,000,000
7,500,000
8,000,000
8,500,000
9,000,000
9,500,000
10,000,000
12,500,000
15,000,000
17,500,000
20,000,000
22,500,000
25,000,000
27,500,000
30,000,000
32,500,000
35,000,000
37,500,000
40,000,000
42,500,000
45,000,000
47,500,000
50,000,000
Note: All guarantees amount exceeding Rs. 50 Million shall attract additional service
charges of Rs. 6,000/- per each Million (per quarter or part thereof).
Page 15
Annexure - II
Other Guarantees including Bid-Bond Guarantees issued at the request of the A/c.
holder in Pakistan
Guarantee Amount Range (PKR)
From
1
500,001
1,000,001
1,500,001
2,000,001
2,500,001
3,000,001
3,500,001
4,000,001
4,500,001
5,000,001
5,500,001
6,000,001
6,500,001
7,000,001
7,500,001
8,000,001
8,500,001
9,000,001
9,500,001
10,000,001
12,500,001
15,000,001
17,500,001
20,000,001
22,500,001
25,000,001
27,500,001
30,000,001
32,500,001
35,000,001
37,500,001
40,000,001
42,500,001
45,000,001
47,500,001
To
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000
4,000,000
4,500,000
5,000,000
5,500,000
6,000,000
6,500,000
7,000,000
7,500,000
8,000,000
8,500,000
9,000,000
9,500,000
10,000,000
12,500,000
15,000,000
17,500,000
20,000,000
22,500,000
25,000,000
27,500,000
30,000,000
32,500,000
35,000,000
37,500,000
40,000,000
42,500,000
45,000,000
47,500,000
50,000,000
Note: All guarantees amount exceeding Rs. 50 Million shall attract additional service
charges of Rs. 2,500/- per each Million (per quarter or part thereof).
Page 16
Annexure - III
Back to back guarantees including guarantees issued against counter guarantee of
our foreign correspondent bank and Performance Bonds, Bid Bonds, Advance
Payment Guarantees etc.
Guarantee Amount Range (PKR)
From
1
500,001
1,000,001
1,500,001
2,000,001
2,500,001
3,000,001
3,500,001
4,000,001
4,500,001
5,000,001
5,500,001
6,000,001
6,500,001
7,000,001
7,500,001
8,000,001
8,500,001
9,000,001
9,500,001
10,000,001
12,500,001
15,000,001
17,500,001
20,000,001
22,500,001
25,000,001
27,500,001
30,000,001
32,500,001
35,000,001
37,500,001
40,000,001
42,500,001
45,000,001
47,500,001
To
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000
4,000,000
4,500,000
5,000,000
5,500,000
6,000,000
6,500,000
7,000,000
7,500,000
8,000,000
8,500,000
9,000,000
9,500,000
10,000,000
12,500,000
15,000,000
17,500,000
20,000,000
22,500,000
25,000,000
27,500,000
30,000,000
32,500,000
35,000,000
37,500,000
40,000,000
42,500,000
45,000,000
47,500,000
50,000,000
Note: All guarantees amount exceeding Rs. 50 Million shall attract additional service
charges of Rs. 4,000/- per each Million (per quarter or part thereof).