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NOTICEOFTRUSTSE'.S. SALE
Trustee's Sale No. 02~FMB"89247

NOTICE IS HEREBY GIVEN that, PIQNEER LENDER lHUSTEE SERVICES. LLC, the duly appointed
Successor Trustee, wiUqnJl,Ine 4,201 P, at the hour of 02:00 PM, of said day, FRONT STEPS OF THE
ELMORE COUNTY COURTHOUSE, 150 SOUTH 4TH EAST, MOUNTAIN HOME, 10, sefJ at public
auction to the highest bidder, foreash, Ih lawfuJmoney of the United States, all payable at the time of
sale, the following described real aHdpersonal properly(here~fter re.fen-80 to collectively as the
"Property"), situated in the County of ELMORE, state of Idah(j, to-wit:

LOT 1, .8(OCK 1. EVERETT~SUaDIVISION ~O .. 2, MqUNTAJN .HOME, ELMORE


COUNTY, IDAHO. ACCORDING TO THEOFFICJAL PLAT THEREOF ONFI.LE AND
OF~ECdRO IN THE OFFfCE OF tHE COUNTY RECORDER OF ELMORE
COUNTY, IDAHO.

The Trustee hasnp knowledgeoJamorepartfculardescrfptionofthe abov~-referel1ced Property but, for


purposes of compliance with Section 60-113 of Idaho Code, the Trustee has. been informed that tile
address of 1250 EAST 5TH NORTH STREET,ALSO I~NOW AS, 1250 EAST 5TH NORTH. MOUNTAIN
HOME, ID83647. i~ sometimes assocf~tedWfth said real property.

Said sale will bernade without covenantor warranty regardingtitre,possesslohorencumbrances to


satisfy the obli9ationsecured by and pursuant to the power oftiale conferred In. the Deed of Trust
executed by WALTER ROGERS A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as
Grantor, to CHICAGO TITLE INSURANCE CO., as Trl1stee,f{)r the benefit and security of MORTGAGE
ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC .BANK, F.S.B., A
FEDERALLY CHARTERED SAVfNGS BANK, as 8eneficiary, dated .2116f2007, recorded 2128/2007,
under Instrument No. 3a4837, Mortgage records of ElMORE County, IDAHO; the beneficial inter~st in
which is prl3sently held by DeutSche Bank National Trust COlTlpany, as Trustee of the Home EqLJity
Mortgage Loan Asset-Backed Trust Series INAB"S2007.B, HorTIeEquit¥ Mortgage Loan Asset-Baoked
Certificates, Series INABS 2007-B underthe Pooling andServjcjngag~eement dated June 1,2007.

THE A80VE.GRANTO~S ARE NAMED TO COMPLY WITH SECTION 45-t506(4){A), IDAHO CODE.
NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE
FORTHIS OBLIGATION.

_. 'The ceraultfor whi2hissalirs


m~deis the f~ilure to paywhel1
due-under the-Deed of Trust Not~;d
2116/2007, THE MONTHLY PAYMENT WHICH 8ECAMEDPE ONtO/112009 AND ALL SUBSEQUENT
MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHERCOSTS AND.FEESAS SET FORTH.

Amount due as of
Janua..x:y
28, 2010

Delinquent Payments from October 01, 2009


-1 payments at$B20. 01 each
$ 3,280.04
(10-01-09 through 01-2B-10)
Late Charges:
~ 206.06
Beneficiary Advances: $ 64.00
Suspense Credit: $ 0.00
:::;;;===.=::========c
TOTAL: $ 3,55'0.10

All delinquencies are now due, tog ether with unpaid arid .aecrliiMg _ta~es,_a$$:ssJ1lents, trustee's Jees I
attorney's fees,cpst~ ~nd~dvf:lnces _rTJ~qe to protl:!ct_tlie ~lil(;qrity associatedINiIh thi~ foreclosure. The
principal balance js$~9,t71.63;tQgetherwjth interesftJ:'(erepn a16.875%per annum ffom9/1/2009,until
paid, -

The Beneficiary elects toseliorCaU$Eftlietr"Ust property to besQld tosatisfysaiclol:lligation.

Anyone having anY9bjection tothMlale on any grounds WhatsoeVer will be affordedanopportunitylo be


heard asIa thoseobjectiqns ifttley briI'l9-C) Iawsuitto restfain-tliesame.

- ..

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NOTICE REQUIRED BY THE
FAIR DEBT COLLECTION PRACTICE ACT
15 U.S.C. Section 1692

TS# 02-FMB-89247

2/2/2010

ATIENTION TRUSTORS:

1. You are hereby notified that REGIONAL TRUSTEE SERVICES CORPORATION is


attempting to collect a debt.
2. As of the date of this letter, you owe $103,397.66. Because of interest, late charges, and
other charges that may vary from day to day, or may apply only upon payoff, the amount due
n-theday you-pay-may-be-greater c-Hence-if-you-pay the-8moul"ltshownabovE,_an __ ---~ _
adjustment may be necessary after we receive your check, in which event we will inform you
before depositing the check for collection.
3. The original creditor to whom the debt is/was owed is MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A
FEDERALLY CHARTERED SAVINGS BANK. The current creditor is Deutsche Bank
National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust
Series INABS 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS
2007-B under the Pooling and Servicing agreement dated June 1, 2007.
4. The debt will be assumed to be valid by REGIONAL TRUSTEE SERVICES CORPORATION
unless WITHIN THIRTY DAYS AFTER THE RECEIPT OF THIS NOTICE, you dispute the
validity of the debt or some portion thereof.
5. If you notify REGIONAL TRUSTEE SERVICES CORPORATION within thirty days after the
receipt of this Notice that the debt or any portion thereof is disputed, REGIONAL TRUSTEE
SERVICES CORPORATION will provide a verification of the debt, and a copy of the
verification will be mailed to you by REGIONAL TRUSTEE SERVICES CORPORATION. In
attempting to collect the debt, any information obtained will be used for that purpose.
6. If the current creditor is not the original creditor, and if you make a request to REGIONAL
TRUSTEE SERVICES CORPORATION within thirty days after the receipt of this Notice, the
name and address of the original creditor will be mailed to you by REGIONAL TRUSTEE
SERVICES CORPORATION.
7-. Written-and/orverbal-requests-may-be-made-to-andfurther-information-can-be-obtained-fr-om.

REGIONAL TRUSTEE SERVICES CORPORATION


616 1st Avenue, Suite 500
Seattle, WA 98104
(206) 340-2550

FDCA Notice
SERVICEMEMBERS CIVIL RELIEF ACT NOTIFICATION

If you are on active duty in the armed services, or the dependent of a such a person,

and you believe that you are entitled to protections afforded under the Soldiers' and Sailors'

Relief Act, please contact the undersigned immediately. Failure to do so may result in loss of

your rights, if any, under the Act. To facilitate follow-up to any response to this notice, please

make any response in writing and describe the circumstances which you believe cause you to

be entitled to protection under the Act.

If you have any questions about the applicability of the Soldiers' and Sailors' Relief

Act, you should contact a lawyer immediately. The undersigned is not a lawyer and cannot

provide you legal advice.

REGIONAL TRUSTEE SERVICES CORPORATION


616 1st Avenue, Suite 500
Seattle, WA 98104
(206) 340-2550

~------------------------------------------------

#380095 / SOLDIER AND SAILOR RELIEF ACf / 60000-001


NOTJCE RE.QUJRED BY JDAJ-lO LA W

Mortgage foreclosure is' a legal proceeding where a lender fumina1es 'I borrower" s
inferest in properly 10 satisfy unpaid debt secured by llieproperty. This can mean
'that when :I bomeowDer gets bebind on his or ber mortgage p~yments, the lender
forces. 11 sale"of tbe bome on wbich tbe mortgage loan is b~sed . .some individuals OT
businesses may say they can "save') your bom.e froJuforecJosuTe. You should be .
(~mfious aboui such claims. ]t is imporlant that you un~ersiand all fh-eterms of ~
phn io."resrue" you from morigage forec;Josure and bow if will affect you. If may
Tes~lf in YOUTlosing valuable eguity th.af you may have in your borne. ]f possible"
you should cOD5u)1.wilhanaHoroty or financial professional fo find out ~baf 6th er
options you may bave .. Do~nol. delay S~~kjDg advice) because the l~mger you wait,
thefew~r options you may have.

YOU~JDa)'Jjnd~helpIuJ jDi~rm~~l:)~Q!11~pe.Oue oce)Jent so.u,Tce.j~fQc Depanwen i of


H~usjiJ g and lJrban Dey eJopm.ent (HlJD) '~~b~jt~wb)cli~o~belouDd'il'.: .....
"hf1P:/twww.blJd.govJforeclosuieJjnd~.clm').' Hl)D also maintai~s on its websj-i~ a
list of approved housing counsclors who .can provide fre.e infonnation fo assist
boroeowntn with fuianciaJ.problems. Another good source ofiniormation i~fo~n d
at the OffiC6 QftbeAHoniey General's website a1"ht!p://www2.sfate.id.us/agf'.

:Under ldllpo bw, ron have nve (5) days 10 rescind or undo cerhin coniracts or
agreements tbat rebte io 1T3nsfenjng in1erests in property or mODey in a
fOJ:ecJo~ure situatioD. Ali aHorney or.f"maDcial.professiolJaJ .caD tell YOllinore ab ou1
tbis option." ..'

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