Kotak Mahindra Bank Ltd.

Financial Highlights-Standalone- [INR-Crore]

DESCRIPTION
Mar-15
Mar-14
Mar-13
Inc / Exp Performance
Interest Earned
9719.87 8767.12 8042.49
Total Income
11748.32 10166.83 9203.15
Total Expenditure
8915.36 7894.38 7231.10
Operating Profit
2832.96 2272.45 1972.06
PBT
2832.96 2272.45 1972.06
PAT
1865.98 1502.52 1360.72
Cash Profit
2058.98 1667.70 1493.25
Sources of Funds
Equity Paid Up
386.18
385.16
373.30
Reserves and Surplus
13754.91 11889.93 9073.65
Net Worth
14141.09 12275.08 9446.96
Deposits
74860.31 59072.33 51028.77
Borrowings
12149.71 12895.58 20410.62
Capital Employed
14144.08 12283.61 9464.49
Application of Funds
Gross Block
2145.81 1877.51 1090.05
Investments
30421.09 25484.55 28873.43
Cash and Bank balance
6262.36 5979.89 3689.16
Advances
66160.71 53027.63 48468.98
Total Assets
106012.07 87585.34 83693.69
Cash Flow
Cash Flow from Operations
5121.93 9001.63 -1405.46
Cash Flow from Investing activities
-4112.53
-549.06 -1478.16
Cash Flow from Finance activities
-726.93 -6161.84 3938.23
Free Cash flow
4624.87 8100.75 -1854.52
Key Ratios
Yield on Advances(%)
14.69
16.53
16.59
Yield on Investments(%)
8.32
8.76
7.01
ROCE(%)
14.57
12.73
12.72
RONW(%)
14.13
13.83
15.65
PBIDTM(%)
29.15
25.92
24.52
PATM(%)
19.20
17.14
16.92
CPM(%)
21.18
19.02
18.57
Market Cues
Close Price (Unit Curr.)
656.58
389.00
325.70
High Price (Unit Curr.)
728.30
402.00
347.20
Low Price (Unit Curr.)
355.68
294.00
262.50
Market Capitalization
101421.48 59930.20 48634.11
Adjusted EPS
12.08
9.75
9.11
Price / Book Value(x)
7.17
4.88
5.15
CEPS
13.33
10.82
10.00
Equity Dividend %
18.00
16.00
14.00

Mar-12
6180.24
7157.58
5557.65
1599.93
1599.93
1085.05
1201.81
370.34
7575.59
7945.94
38536.52
16595.52
7980.76
955.41
21566.81
2634.55
39079.23
65666.79
-3922.92
-841.95
4928.44
-4247.07
15.81
6.44
12.81
14.72
25.89
17.56
19.45
271.23
292.25
201.63
40178.71
7.32
5.06
8.11
12.00

Enterprise Value
Dividend Yield %
PE (x)

109642.90 69877.54 66836.83 54757.73

0.07
0.10
0.11
0.11
54.35
39.89
35.74
37.03

Source:AceEquity
Disclaimer : Accord Fintech Pvt Ltd has taken all the necessary steps and measures in compilation of
in the AceEquity and is not responsible for any errors or omissions or for the results obtained from the
for any direct or consequential loss arising from the use of the Data contained in the AceEquity or any

Mar-11

Mar-10

Mar-09

Mar-08

Mar-07

Mar-06

Mar-05

Mar-04

4189.75
4970.29
3782.58
1187.70
1187.70
818.18
916.45

3255.62
3883.86
3072.76
811.11
811.11
561.11
651.10

3065.14
3338.77
2912.72
426.06
426.06
276.10
345.65

2535.36
2998.83
2601.05
397.77
397.77
293.93
344.79

1319.10
1637.76
1434.51
203.25
203.25
141.37
176.10

718.89
936.95
763.36
173.60
173.60
118.23
147.83

420.30
552.38
433.99
118.39
118.39
84.89
108.35

288.33
383.14
262.34
120.80
120.80
78.73
94.78

368.44
348.14
345.67
344.67
326.16
6428.04 4136.97 3467.95 3190.82 1307.34
6796.47 4485.12 3813.62 3535.49 1633.50
29260.97 23886.47 15644.00 16423.65 11000.09
11723.95 6140.51 6734.01 5119.25 5099.75
6833.39 4539.92 3905.53 3593.71 1661.92

309.29 123.32
59.53
543.45 627.55 546.13
852.75 750.87 605.66
6565.92 4299.54 4459.34
1609.23 901.81 511.63
864.59 756.94 606.31

831.80
745.34
460.61
391.42
273.57
205.28 168.57 134.46
17121.44 12512.66 9110.18 9141.99 6861.96 2855.53 1826.97 2882.77
2470.98 2300.26 1140.67 2122.67 1295.97
592.51 420.39 678.42
29329.31 20775.05 16625.34 15552.22 10924.07 6348.31 4017.14 2097.02
50850.67 37436.32 28711.87 28312.36 19915.42 10175.53 6512.87 5816.94
-1474.47
-78.99
1724.19
-2086.13
14.29
6.12
12.19
14.50
28.35
19.53
21.87

1572.56 -1345.55
-667.02
-275.59
-95.40
-180.66
-137.38
476.62 1689.56
478.44 -1880.74 -1156.41
15.67
6.23
11.52
13.52
24.91
17.23
20.00

228.43
187.26
264.75
219.50
166.63
68.13
33663.98 26077.54
5.55
4.03
4.95
5.81
6.22
4.68
10.00
8.50

18.44
5.19
9.05
7.51
13.90
9.01
11.28

16.30
8.54
9.60
11.37
15.69
11.59
13.60

23.14
-125.19
799.02
-208.12
12.08
4.45
8.25
11.37
15.41
10.72
13.35

70.74
157.14
119.91
221.75
358.89
132.25
52.01
111.25
52.50
9780.70 21664.41 15644.06
2.00
2.13
1.08
2.56
6.13
9.58
2.50
2.50
1.35
7.50
7.50
7.00

118.08 -263.22
55.96
-55.38
-11.75
61.78
10.02 -297.27
11.32
6.46
11.53
14.75
24.15
16.45
20.56

10.46
5.74
10.93
12.52
28.17
20.20
25.78

596.66
18.29
-12.43
562.80
13.75
3.55
13.20
13.73
41.90
27.30
32.87

69.50
34.05
20.21
73.25
40.00
20.75
28.84
14.29
7.06
8598.39 4199.17 2405.72
0.96
0.69
0.66
10.08
5.59
3.97
1.19
0.88
0.80
6.00
12.50
24.00

43280.20 30132.38 15519.36 25100.17 19992.59

0.11
0.11
0.27
0.12
0.15
41.14
46.48
35.42
73.71
110.66

9788.82 4862.24 2790.51

0.22
0.37
0.59
72.73
49.47
30.56

easures in compilation of the Data present in the AceEquity. We have tried our level best to provide data from r
e results obtained from the use of such Data. Accord Fintech especially states that it has no financial liability wh
ed in the AceEquity or any data generated from the AceEquity.

Mar-03

Mar-02

Mar-01

Mar-00

Mar-99

Mar-98

Mar-97

Mar-96

Mar-95

173.64
254.68
184.60
70.08
70.08
44.96
51.88

122.23
187.23
112.22
75.01
75.01
54.52
59.77

51.59
224.89
141.80
83.10
83.10
49.60
54.97

55.08
281.41
190.81
90.60
90.60
61.10
88.91

26.56
248.43
213.85
34.58
34.58
12.18
44.59

51.85
309.53
270.42
39.11
39.11
21.11
59.06

69.30
361.24
327.34
33.90
33.90
30.15
100.68

64.48
302.67
257.30
45.37
45.37
45.37
97.68

52.95
249.29
181.09
68.20
68.20
64.20
106.72

59.21
482.24
541.45
256.81
1140.36
541.47

59.21
451.27
510.48
176.51
587.39
510.48

44.21
443.93
488.14
218.45
301.11
503.14

45.91
431.64
477.55
187.63
414.54
477.55

36.73
295.04
331.77
223.20
389.53
331.77

36.72
287.74
324.47
251.52
493.33
324.47

36.72
36.72
273.91 251.03
310.63 287.75
304.17
69.64
829.43 1001.98
310.64 287.75

36.72
212.27
248.99
33.65
927.37
249.00

113.95
87.74 102.38 459.64 529.94 582.24 582.68 525.26 420.55
706.66 335.96 349.26 342.98 277.15 208.63 219.87 163.58 192.87
76.41
18.49
12.65
37.48
21.48
14.67
28.75
27.11
6.00
1240.58 1003.66 452.83 408.75 283.40 277.70 389.50 395.59 290.18
2152.61 1460.47 1216.05 1254.03 1079.80 1195.03 1541.43 1473.81 1353.52
101.49
-38.51
-12.43
69.86

-12.39
43.26
-24.80
-10.50

51.30
12.90
-89.65
46.87

-32.41 205.72 362.37

-28.14
-60.98
32.80
77.09 -139.13 -396.02
3.67 196.21 329.05

-6.61 -106.86 -412.57

-40.57
5.71 -128.80
55.37 102.06 540.94
-25.46 -112.18 -417.96

14.00
2.72
9.76
8.55
40.36
25.89
29.88

12.18
4.47
11.44
10.92
61.37
44.60
48.90

11.39
1.11
15.26
10.27
161.08
96.14
106.55

13.47
1.43
18.46
15.10
164.50
110.94
161.42

9.37
1.52
16.31
3.71
130.22
45.87
167.90

18.67
7.13
19.21
6.65
75.43
40.71
113.92

17.79
14.63
19.03
10.08
48.93
43.52
145.29

16.30
0.00
17.39
16.91
70.37
70.37
151.50

18.25
0.00
15.26
25.78
128.79
121.24
201.53

7.90
10.39
5.76
935.27
0.38
1.73
0.44
21.00

7.13
8.84
1.30
844.67
0.46
1.65
0.50
41.00

2.91
6.18
2.55
256.87
0.56
0.53
0.62
18.00

5.75
13.79
0.64
527.99
0.67
1.11
0.97
18.00

0.81
1.80
0.68
66.85
0.15
0.20
0.54
12.00

1.16
2.89
0.83
95.48
0.26
0.29
0.72
18.00

2.37
5.38
2.32
195.55
0.37
0.63
1.22
18.00

4.58
9.79
4.36
378.24
0.55
1.31
1.18
18.00

10.11
29.53
8.28
0.00
0.78
3.35
1.29
18.00

2022.06 1431.53
1.33
2.87
20.80
15.49

557.61
3.10
5.18

941.97
1.57
8.64

455.94
6.59
5.49

588.62 1024.87 1380.07

6.92
3.38
1.75
4.52
6.48
8.34

963.99
13.00

best to provide data from reliable source. However, Accord Fintech Pvt Ltd does not guarantee the accuracy,ad
has no financial liability whatsoever to the users of AceEquity.Accord or any of its directors/ employees/ represe

uarantee the accuracy,adequacy or completeness of any Data

ctors/ employees/ representatives does not accept any liability