Express Certificate on CITIGROUP

8% p.a. Quarterly Conditional Coupon - European Barrier at 100%

1 Year - USD

Details Redemption
Issuer EFG Financial Products On 17.03.2010 Client pays USD 1000 (Denomination)
Guarantor EFG International
Rating: Fitch A On each Observation date,

Underlying CITIGROUP INC If the Underlying closes above the Autocall Trigger Level
Bbg Ticker C US Equity The Investor will receive a 2% Coupon
Strike Level USD 3.96
Autocall Trigger Level (100%) USD 3.96 (100% of the Strike Level) On 17.03.2011 Client receiv es (if the product has not been early redeemed):
Coupon Trigger Level (100%) USD 3.96 (100% of the Strike Level)
Barrier Level (100%) USD 3.96 (100% of the Strike Level) Scenario 1: If the Underlying closes above the Autocall Trigger Level
Conversion Ratio 252.5253 the Investor will receive a Cash Settlement in the Settlement Currency
Payment Date 17.03.2010 equal to: Denomination + 2% Coupon
Valuation Date 10.03.2011 Scenario 2: If the Underlying closes at or below the Barrier Level
Maturity Date 17.03.2011 the Investor will receive a predefined round number (i.e. Conversion
Details Physical Settlement European Barrier Ratio) of the Underlying per Product.
Quarterly Autocall Observations
ISIN CH0111080245
Valoren 11108024
SIX Symbol not listed

Characteristics
Underlying___________________________________________________________________________________________________________________________________________________________________________________________
Citigroup Inc. is a diversified financial services holding company that provides a broad range of financial services to consumer and corporate customers around the world. The Company's services include
investment banking, retail brokerage, corporate banking, and cash management products and services.

Opportunities___________________________________________________________________________ Risks____________________________________________________________________________________________
1. On each Observ ation date, you hav e the opportunity to receiv e your Denomination 1. I f the product has not been early redeemed and if the Underlying closes below the
+ a 2% Coupon Barrier Lev el on the Maturity Date, the I nv estor will suffer a loss reflecting the performance
2. Secondary market as liquid as equity markets of the Underlying

Best case scenario________________________________________________________________________ Worst case scenario______________________________________________________________________________

The Underlying closes above the Autocall Trigger Level on the first observ ation date The Underlying closes below the Autocall Trigger Level on each quarterly Observ ation date
and closes below the Autocall Lev el on the Final Fixing Date.

Redemption: Denomination x 102% (1 Coupon of 2%) Redemption: Shares of the Underlying

Historical Chart
6
importer depuis la deuxieme feuille
5.5
Quarter-end scenario
5

4.5 Early Redemption: Denomination

+ 2% Coupon
Autocall Trigger and Barrier Level: 100% of Strike Level
4

3.5

3 Redemption on the Maturity Date:

Shares
2.5

1.5

1
Jan-09 Mar-09 May-09 Jul-09 Sep-09 Nov-09 Jan-10

Contacts
Filippo Colombo Christ ophe Spanier Nathanael Gabay
Bruno Frateschi +41 58 800 10 45 Sofiane Zaiem
Stanislas Perromat +41 22 918 70 05
Alejandro Pou Cuturi Live prices at www.efgfp.com
+377 93 15 11 66

This publication serves only fo r info rmation purpo ses and is not research; it co nstitutes neither a recommendation for the purchase o f financial instruments nor an offer o r an invitatio n fo r an o ffer. No respo nsibility is taken fo r the correctness o f this informatio n. The financial instruments mentio ned in this do cument are derivative
instruments. They do no t qualify as units o f a collective investment scheme pursuant to art. 7 et seqq. of the Swiss Federal A ct on Co llective Investment Schemes (CISA ) and are therefore neither registered no r supervised by the Swiss Financial M arket Supervisory A uthority FINM A . Investors bear the credit risk o f the issuer/guaranto r.
B efore investing in derivative instruments, Investo rs are highly recommended to ask their financial adviso r fo r advice specifically focused on the Investo r´s financial situatio n; the info rmation co ntained in this document do es not substitute such advice. This publicatio n do es not constitute a simplified pro spectus pursuant to art. 5 CISA ,
or a listing prospectus pursuant to art. 652a or 1156 of the Swiss Co de of Obligations. The relevant product do cumentatio n can be obtained directly at EFG Financial P ro ducts A G: Tel. +41(0)58 800 1111, Fax +41 (0)58 800 1010, or via e-mail: termsheet@efgfp.co m. Selling restrictions apply for Europe, Ho ng Kong, Singapo re, the USA , US
perso ns, and the United Kingdom (the issuance is subject to Swiss law). The Underlyings´ perfo rmance in the past does no t co nstitute a guarantee fo r their future perfo rmance.
The financial products' value is subject to market fluctuation, what can lead to a partial o r total loss o f the invested capital. The purchase of the financial products triggers costs and fees. EFG Financial P ro ducts A G and/or another related company may operate as market maker for the financial pro ducts, may trade as principal, and may
conclude hedging transactio ns. Such activity may influence the market price, the price mo vement, or the liquidity o f the financial pro ducts. © EFG Financial P roducts A G A ll rights reserved.