FPL V Ap

S.No Questions

Which of the following is payable under Mediclaim policy if necessitated due to accident.

Which of the following statements is true? 1. Dental treatment is excluded unless requiring
hospitalization 2. Expenses on vitamins and tonics are excluded unless forming part of treatment

Claim under Maternity Extension in respect of any one insured person is payable only for

Which of the following is true under Maternity Benefit extension 1. The benefits are admissible
only if expenses are incurred in Hospital / Nursing home as in patients 2. Pre-natal and post-natal
expenses are admissible if admitted in Hospital / Nursing home for treatment.

Which of the following is not payable under Maternity Benefit extension

Overseas Medical Policy can be granted to Indian Resident undertaking bonafide trips for the
followingpurposes

Which of the following requisites apply for eligibility for Overseas Medical Policy of foreign
nationals working in India for Indian Employers of multi-national organization

Under Industrial Risks Public Liability policy which of the following ratios of Anyone accident and
any one year limits of indemnity are not allowed

In which of the following professions, professional negligence may result in financial loss to the
client

In which of the following professions, professional negligence may result in financial loss to the
client

10

Which of the following does not appear in the indemnity clause of Workmens compensation
insurance

11

Bonus (discount) and Malus (loading of premium) applies under P.A. insurance under

12

Relevant medical expenses incurred during up to _____ days prior to hospitalization are treated as
part of the claim

13

Which of the following types of specific treatment are exempted from minimum 24 hours stay in a
hospital

14

Which of the following statements is true Domiciliary hospitalization benefit does not include 1.
Pre-hospitalisation treatment 2. Post-hospitalisation treatment

15

Under Standard Mediclaim policy any disease contracted by the insured during the first ____ days
from the commencement of policy is excluded.

FPL V April 2014

Options
a) Cosmetic treatment
b) Aesthetic treatment
c) Plastic surgery
d) All the above
a) 1 is true
b) 2 is true
c) Both are true
d) Both are false
a) First child
b) First two children
c) First three children
d) First four children
a) 1 is true
b) 2 is true
c) Both are true
d) Both are false
a) Pre-natal expenses prior to hospitalisation
b) Caesarean section
c) Miscarriage due to accident
d) Abortion due to accident
a) Business
b) Official
c) Holiday
d) All the above purposes
a) Their salary must be in Indian Rupees
b) Visit abroad for official purposes
c) Visit abroad is undertaken on behalf of employer
d) All the above
a) 1:2
b) 1:3
c) 1:4
d) 1:5
a) Doctors
b) Medical practitioners

c) Medical establishments
d) Chartered Accountants
a) Employees State Insurance Act
b) Workmens compensation Act
c) Fatal Accidents Act
d) Common Law
a) Individual policies
b) Group policies
c) Both individual and group policies
d) Neither individual nor group policies
a) 15 days
b) 30 days
c) 45 days
d) 60 days
a) Chemotherapy
b) Radiotherapy
c) Lithotripsy
d) All the above
a) 1 is true
b) 2 is true
c) Both are true
d) Both are false
a) 15 days
b) 30 days
c) 45 days
d) 60 days

Answer
d) All the above

c) Both are true

b) First two children

c) Both are true

a) Pre-natal expenses prior to hospitalisation

d) All the above purposes

d) All the above

d) 1:5

d) Chartered Accountants

a) Employees State Insurance Act

a) Individual policies

b) 30 days

d) All the above

c) Both are true

b) 30 days