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Banking Technology

MCQs JAIIB Principles & Practices of Banking MODULE C- BANKING TECHNOLOGY


1)
A)
B)
C)
D)

PIN in Smart Card is called ---

2)
A)
B)
C)
D)

The usage of word ATM in the banks connotes

Permanent Index Number


Personal Identification Number
Personal Index Number
Permanent Identification Number

Automated Teller Machine


Automated Teller Machine
Accounts Transacting Machine
Automated Tallying Machine

3) A collaborative network that uses Internet Technology to link business with their
suppliers is --A)
B)
C)
D)

Internet
Intranet
Extranet
WAN

4)
A)
B)
C)
D)

MICR technology used for clearance of cheques by banks refers to

5)
A)
B)
C)
D)

Buy Now Pay Now is commonly used for ---

6)
A)
B)
C)
D)

Open Systems Interconnection (OSI) Model consists of

7)
A)
B)
C)
D)

Internet is

Magnetic Ink Character Recognition


Magnetic Intelligence Character Recognition
Magnetic Information Cable Recognition
Magnetic Insurance Cases Recognition

Debit Cards
Vault Cards
Credit Cards
E-purse

5-layers
6-layers
7-layers
8-layers

Network of LAN
Network of ATMs
Network of ALPMs
Network of Networks

JAIIB- Principles & Practice of Banking

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Banking Technology
8)
A)
B)
C)
D)

A passive threat to computer security is :

9)
A)
B)
C)
D)

Threats of physical damage to the hardware is from

Malicious Intent
Sabotage
Accidental Errors
Espionage Agents

Natural Calamities
Power Fluctuations
Electro Magnetic Effects
All of these

10) DOS floppy disk does not have


A) A Boot Record
B) A File Allocation Table
C) A Root Directory
D )Virtual Memory
11) The network interface card of LAN is related to following layer of OSI Model
A)Transport
B)Network
C)Data Link
D)Physical
12) A result of a computer virus cannot lead to
A) Disk Crash
B) Mother Board Crash
C) Corruption of program
D) Deletion of files
13) irewalls are used to protect against
A) Unauthorised Attacks
B) Virus Attacks
C) Data Driven Attacks
D) Fire Attacks
14)
A)
B)
C)
D)

Data related crime does not incorporate


Data Didling
Data Spying
Data Leakage
Data Mining

15)
A)
B)
C)
D)

The highest percentage of victims of computer crime are in


Banks
Commercial Users
Government
University

JAIIB- Principles & Practice of Banking

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Banking Technology
16) The ____ converts digital signals to analog signals for the purpose of transmitting data
over telephone lines
A) Modem
B) Router
C) Gateway
D) Bridge
17) The ___ directory is mandatory for every disk
A) Root
B) Base
C) Sub
D) Case
18) The management level responsible for making long range strategic decisions

about which products and services to produce is the


A)
B)
C)
D)

Technology Level
Application Level
Operational Level
Top Level

19)
A)
B)
C)
D)

In the online world of electronic commerce, what do the initials CEM stands for ?
Costly E-Commerce Marketing
Customer Experience Management
Customer Experience Misleading
Cost Estimates are Mind Boggling

20) The fastest 1/0 of RAID (Redundant Arrays of Inexpensive Disks) is -A) Level 0
B) Level 1
C) Level 3
D) Level 4
21)
A)
B)
C)
D)

RSA is

22)
A)
B)
C)
D)

Compiler is a ---

Symmetric Cryptosystem
Asymmetric Cryptosystem
Block Cypher
Digital Signature

Package
System Software
Process
Application Software

JAIIB- Principles & Practice of Banking

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Banking Technology
23)
A)
B)
C)
D)

Smallest storage unit of a computer is ---

24)
A)
B)
C)
D)

Digital Signature consists of -

25)
A)
B)
C)
D)

The nucleus of all software activity is

Bit
Byte
Nibble
Pixel

Message Only
Random Number Only
Both (A) and (B)
None of these

Printer
Word Processing Application
Database Application
Operating System

26) A communication processor that connects dissimilar networks by providing the

translation from one set of protocol to another is


A)
B)
C)
D)

Bridge
Gateway
Router
Modem

27)
A)
B)
C)
D)

Any Crime accomplished through knowledge or use of computer technology is

28)
A)
B)
C)
D)

Smart Card is

29)
A)
B)
C)
D)

The word FTP stands for

Cyber Crime
Techno Theft
Computer Crime
Techno Crime

Special purpose Cards


Microprocessor Cards
Processing unit contains memory for storing data
Processing unit for software handling

File Translate Protocol


File Transit Protocol
File Typing Protocol
File Transfer Protocol

JAIIB- Principles & Practice of Banking

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Banking Technology
30)
A)
B)
C)
D)

A collection of raw facts is called


Output
Information
Bits
Data

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JAIIB- Principles & Practice of Banking

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