Beruflich Dokumente
Kultur Dokumente
-4%
->SLR
-21.5%
->MSF
-8.25%
:6.25%
->the twelfth five year plan (2012-17) was approved by the NDC (national
development council) in 2011, has set to a target of 9% average growth of
GDP over the plan period (2012-17). The 12th plan sets an target of one lakh
MW in power generations
->nationalization of 14 banks
-1972 to 73
->the reserve bank of india was established on 1st april 1935 and it was
established on 1st january 1949
->the finance ministry issues currency notes and coins of rupee one, all other
currency notes are issued by the reserve bank of india
->the first bank of limited liability managed by Indians was oudh commercial
bank founded in 1881, subsequently Punjab national bank was established in
1894
->swadeshi movement which began in 1906 encouraged the formation of
number of commercial banks
->the banking companies Act was passed in february 1949, which was
amended to read as banking regulation act, 1949
->commercial banks mobilise savings in urban areas and make them
available for large and small industrial and trading units mainly for working
capital requirements
->the indian banking system consists of commercial banks both in public
sector and private sector and RRbs and cooperative banks
->as on june 30th ,2009 commercial banking system in india consisted of 171
scheduled commercial banks out of which 113 were public sector including
rrbs,the remaining 27 banks, other than RRBs in the public sector consists of
19 nationalized banks, 7 banks of SBI and IDBI. The public sector banks
->direct taxes
->indirect taxes
-mumbai
->HPCL
->GAIL
->NMDC
->CIL
->PSE
->
->the government of india constituted the disinvestment commission with
Mr.G.V.ramakrishna as the chairman in 1996
->golden hand shake scheme: to minimize the financial burden on the public
sector enterprises
->textile industry is the largest industry in the country, the shares and
clothing industry in total industrial production is 14%
->there are 112 cotton mills in Gujarat
->district industry centres were established in 1977
->abid husian committee is related to reforms in small industries
->the industries in which maximum 1 crore is invested are called small
industries
->IFCI (industrial finance corporation of india) was established on 1st july,
1948
->IDBI was established on 1st july, 1964
->india is the second largest manufacture of cement in the world cement
industry is one of the most advanced industries in the country
->auto mobile industry was declined in 1993
->first iron and steel industry in 1870 when Bengal iron works company
established its plant at kulti, west Bengal
->large scale iron and steel production was started in 1907 by TISCO
established at Jamshedpur (jharkhand)
->india is the 7th largest producer of steel in the world
->india is 9th largest producer of crude steel
->india is 1st in largest producer of sponge iron in the world
->OECD countries (USA, EU, japan)
->VAT
->EPCG
->EEFA
->SEZ
->DGFT
->MAI
->ASIDE
->reduction in the eligibility for getting export house status from 15 crore to
5 crore
->FEMA
->
->IMF (international monetary fund) was established on 27th December, 1945
->the total member countries of IMF in 2002 were 183
->GATT
-general agreement on tariffs and trade came into being on
30th October, 1947
->india is on the first position in the production of milk
->india is first as a producer of pulses
->urbanization is highest in goa in india
->Asian development bank was established in 1966 (head office-manila)
->central agmark laboratory is in Nagpur
->first cotton industry on the country was established in Kolkata in 1818
->TRIFED
->NAFED
->FERA
->HYVS
->floor broker
-a member of the stock exchange who execute
orders on the floor of the exchange to buy or sell any listed securities
->greshans law -if not limited in quantity
->GDP
->IMF
->IRA
->MoU
->Nasdaq
-memorandom of understanding
-an automated information network
->NYFE
->NYSE
->
->the wealth of nations -adam smith
->money illusion
-irwin fisher
-hicks
-vishveshwaraiya
-marshall
-rodon
->inflation in the theory occurs when money supply grows at a higher rate
than GDP in real terms
->the existence of a large parallel economy fluctuates in agricultural and
industrial output and indirect taxation are the reasons for
-cost push
inflation
->among the supply side measures to contain inflation is
the supply of products or commodities
-to increase
->one of the disadvantage of the wholesale price index in india -it does not
cover the service sector
->check off system refers to the verification of membership through
deduction of subscription from pay
->direct taxation is a better form of taxation because -it allows for taxation
according to means
->multi fibre agreement deals with
-textiles
-chakravarthy
-inadequate productive
-participatory notes
-stock exchange
-USA
-USA
-south Africa
-real account
->the most important ratio for the sales tax department from the control
point of view is -gross profit ratio
->the most important ratio for the income tax department from the control
point of view
-net profit ratio
->depreciation account is called
-nominal account
->the development process of RRB started on 2nd oct,1975 with the forming
of first RRB Prathama bank
->also on 2nd October 1976 five regional banks were set up with the total
authorized capital of 100 crore which later augemented to 500 crore
->the RRB were owned by the central government the state government and
the sponsor banks
->central government:50%, state government :15% and sponsor banks:35%
->from 1996 the RRB have been granted freedom to fix rates of interest
which is usually in the range of 14-18%
->RRBs are started for regional inequalities
->concept of RRBs BRD balanced regional development
->ariel awareness for RRBs report given by D.R.gadgil 1962
->lead bank scheme
-narasimhan-1969
-7
->the regional rural bank (amendement bill 2014) the increased authorized
capital from 5 crore to 2000 crore
->going to merge then total RRBS are 56 as per the bill 2014
->2006 -133 ,2011-82
,2013-64,
2014-56
-commercial banks
->the combined capital of the centre state govt and sponsor banks willnot
come down below 51%
->committee for recapitalization of regional rural banks headed by
-KC chakrabarty-2010
->K mitra committee -to offer higher salary and perquisites to attract
talented and competent officers
RRB commitees:
->narasimham committee 1975
->CRAFICARD,1981
-committee to review arrangements for institutional
credit for agriculture and rural development
->kelkar committee 1984
-ACRC 1989
->narasimham committee
->bhandri committee
->misra committee
RRB
->basu committee
->thingalaya committee
->narasimham committee
->Agarwal committee
->dr.vyas committee
-2004
agriculture and related activities
-1882
-1961
-1984
->sponsor bank has the meaning assigned to it in the regional bank act,1976
->
NABARD:
->it is an apex development bank in india and headquarters in Mumbai,
founded in 12th july 1982
->
->indian banks can be divided into 1)RBI 2)commercial banks 3)cooperative
banks.then divided into 1)scheduled 2)non scheduled
->all scheduled banks must maintain a reverse capital of 5 lakh rupees in the
RBI. These are registered under the second schedule of RBI act 1934
->scheduled banks divided into 1)commercial banks 2)cooperative banks
RBI roles:
->rbi is the central bank of india and controls the entire money issue and
circulation the entire money issue by its monetary policies and lending
policies by periodical updates or corrections to discipline the economy
->the reserve bank of india was established on 1st april, 1935 in accordance
with the provisions of the reserve bank of india act, 1934. The central bank
of india was initially established in Calcutta but permanently moved to
Mumbai in 1937.
Functions:
1)monetary authority 2)regulator and supervisor of the financial 3)manager
of foreign exchange 4)issuer of currency 5)development role 6)bankers to the
government 7)bankers to banks
Cheque:
->it is an instrument in writing containing an unconditional order
Types of cheque:
1)bearer cheque or open cheque (not cancelled)
2)order cheque (cancelled)
3)crossed cheque
4)ante dated cheque (valid upto 3 months)
5)post dated cheque (future date)
6)stale cheque (after 3 months)
7)a self cheque
-one lakh
->there are a total of 27 public sector banks in india (21 nationalized banks
+ 6 state bank group)
->at present there are 22 private banks in india
->at present there are 56 RRBs
->at present there are 41 foreign banks
->the loan limit for the educational under priority sector
studies in india and 20 lakh for studies in abroad
->NOSTRO account
countries
->VOSTRO account
corresponding bank
->bank of india
->bank of Maharashtra
->canara bank
-together we can
->central bank
->dena bank
->indian bank
->syndicate bank
->vijaya bank
-mumbai
-pune
-bangalore
-mangalore
->dena bank
-mumbai
->indian bank
-chennai
-chennai
-new delhi
-new delhi
-mumbai
->syndicate bank
->UCO
-manipal
-kolkata
-mumbai
-kolkata
->vijaya bank
-bangalore
->Andhra bank
-hyderabad
Banking abbreviations:
->PSBS
->SNBCS
->KYC
->RTGS
->NEFT
->EFT
->CBS
->LIBOR
->MIBOR
->MIBID
->CAR
->FIIS
->FDI
->IPO
->MICR
->BIRD
->ICICI
INDIA
->HDFC
->IRDA
->FERA
-RBI
-70
->two new savings bank products for children namely pehlakadam and
pehliudaan introduced by -state bank of india
->financial exclusion is
-SEBI
-axis bank
-equator
->the instrument can not be presented for the payment in the clearing house
is
-fixed deposit receipt
->bharatiya mahila bank limited on 19th November 2014 launched its
internet banking facility name of it was
-BMB smart banking
->apex institution which handles refinance for agriculture and rural
development in india is -NABARD
->the private sector bank which recently allowed children above 10 years to
open savings bank accounts after SBI
-ICICI bank
->IMF stands for -international monetary fund
->the private sector bank which launched FACEBOOK based instant fund
transfer service to enable users to send money to friends on social media
network
-kotak Mahindra bank
->first multi-currency international debit cards are issued in india by
bank of india
-state
->IT company which will set up local data centres in india by the end of 2015
is
-microsoft
->the foreign exchange reserves of india are kept in the custody of
reserve bank of india
->bank of rajasthan merged with which bank
-ICICI bank
-union bank
-> in 1976, narang bank of india was acquired which of the following bank
-united bank of india
->initially there are how many associate banks of state bank of india in 1959
-seven
->during the period of inflation tax rate should -increase
->biggest tax paying sector in india-industrial sector
->which indian bank became the first to touch a market capitalization of
1lakh crore in india
-SBI
->insurance sector is regulated by which of the following institution
->expand form of UCO bank is
->IRDA
-IRDA
-1955
-ICICI bank
-1944
-washington DC
-advancing
-interest
->NHB established in
->the share of NDTL which bank maintain in cash with RBI is termed as
-SLR
->the account that allows you to buy sell as well as transact without the
need of any paperwork is
-demat account
*->KYC
means
->increase in the general level of prices for goods and services are known as
-inflation
->a cheque which is payable to any person who presents it for payment at
the bank counter is called
-bearer cheque
->barometer of indian market is
-NIFTY, SENSEX
-hyderabad
-1972
->which of the following bank is the first universal bank established in the
country
-ICICI bank limited
->scheduled commercial banks got licensed under
1949
->laxmi commercial bank merged with
-canara bank
-credit risk
->when the bank products fail to survive in the market it is called -market
risk
->when the banks are not able to pay the amount to the depositors it is
called-liquidity risk
->IFSC denotes
->IFSC consists of
-11 digits
-jammu &
->which was the first indian bank to open the branch outside india at London
in 1946
-bank of india
->NRI deposits are called as -hot money
->LAB means
-1967
-NABARD
-bank rate
-reverse
-immovable property
->when the purchasing power of money decreases then the rate of inflation
-increases
->DICGC
limited
->the credit risk to the bank is high from which of these cards
cards
-credit
-daily
-SBI
-mumbai,
-14
-14
-regional rural
-24.08.1996
->local area banks were registered as public limited companies under which
act -companies act, 1956
->full form of NBFC
-1956
-01.09.1956
-1963, by act of
-insurance
-foreign government
-1988
->what is the minimum age to become the manager in private sector bank is
-21
->what is the maximum age for MD and CEO in private sector banks set up
by RBI
-70
->who is the chairman of SEBI
->who is the CEO of NITI aayog
->the extended date for BASEL 3 norms which was earlier 31st march 2018 is
-31.03.2019
->what is tagline of SBI
-with you all the way, pure banking, nothing
else, the nations bank on us
->the headquarters of Punjab national bank is
-new delhi
-9
->which among the following is the oldest public sector bank of india
allahabad bank
->name the 5 cities where RBI issued plastic notes
bhubhaneswar, Shimla
->a bank account which does not require any minimum balance is termed as
-zero balanced account
->bank deposits that can be withdrawn without notice are called -demand
deposits
->contemporary currency notes have how many languages -15
->mutilated notes are -notes which are in pieces and which the essential
portions are missing
->minimum limit for sending money to Nepal through NEFT (national
electronic fund transfer) in a single day -50000
->notice money is a money land for a period of
days
-between 2 and 14
-RBI
->HDFC
->RBI established in
->imperial bank of india is the former name of which of the following bank
-SBI
->RAND is currency of
->SLR stands for
-south Africa
-face
-SEBI
-geneva
-washington DC
->world bank
-washington DC
-national development
-mumbai
->the market in which long term securities such as stocks and bonds are
bought and sold is commonly known as -capital market
->when aggregate supply is less than aggregate demand is then
inflation occurs
->first bank in india to launch EMI facility on debt cards
-ICICI banks
-cheque number
-RBI
-mumbai
->the market in which long term securities such as stocks and bonds are
bought and sold is commonly known as -capital market
->when aggregate supply is less than aggregate demand is then
inflation occurs
-food
->R Gandhi is deputy governor of RBI and also a part of board member of
-SEBI
->conversion of physical form of share into electronic form is called
DEMAT
-micro
->an index financial inclusion has been launched for first time in 2008 by
-ICRIER
-10 years
-basel committee
->a general increase in prices and fall in the purchasing value of money
-inflation
->FII stands for
->SEBI is a
->what is the rate of interest which is levied on long term loans and
advances taken by commercial banks from RBI
-bank rate
->the amount of cash funds that the banks have to maintain with RBI is
known as -cash reserve ratio
->reserve bank of india was nationalized in
-1949
->those amounts due to vendors or suppliers that must be paid within one
year is known as -account payable
->the maximum compensation by banking ombudsman for a compliant is
-10 lakhs
->which cheque is not honoured by the bank
*->banking comes under
-stale cheque
-service sector
-sohan roy
-global indian inclusive
-home loans
-india
-paris
-infosys
-ATM, credit card,
-1972
-SBI
->name the commission which distributes the taxes between centre and
states
-finance commission
->in india all external payments are channeled through the -RBI
->industrial exit refers to
->3 years ban on which of these real estate majors has been put by SEBI
-DLF
->loan taken by the person not telling the purpose of taking loan is called
-personal account
->which of the following will setup core banking infrastructure for rural banks
-NABARD
->UNCTAD -united nations conference on trade and development
->name the first bank to receive approval for getting full back license in
Singapore is
-SBI
->rupiya in our country was introduced by
-9
-2010
->BSBDA
->when a person publicly announces that he can not repay loans it is called
in banking language
-bankruptcy
->swabhiman the financial inclusion scheme comes under the purview of
which ministry
-ministry of finance
->unrestricted exchange of goods and service is called
->IFRS
-free trade
-UCO bank
-national rural
->the higher denomination bank notes were introduced by RBI in the year
-1954
->the denomination of higher bank notes were again demonetized by RBI in
-1978
->the higher denomination note of 10000 was printed first time by RBI in
-1938
->number of languages appear on the bank note are -15
->which language is prominently displayed in the centre where other
languages are also appeared in the note -hindi
->which language is appeared on the reverse of the banknote
->GAAR
->cheque is a
-negotiable instrument
-english
-11
-31.12.15
-K.V.kamath
->who is the author of the book my years with rajiv and Sonia
R.D.pradhan
-SEBI
-nikesh arora
-ali smith
-1st june
->effective from 1june 2015 service tax was increased from 12.36% to -14%
->who has resigned as FIFA president
-sepp blatter
-0.25%
->what is the current repo rate effective from 2nd june 2015-7.25%
->name the countrys youngest state which celebrates its formation on 2nd
june 2015 -telangana
-hero moto
->name the new web portal launched by the union government to track
missing children -khoya paya
->which mobile operator announced the free roaming service
-BSNL
-Italy
-IT industry
-31st may,2015
->which country recently developed the worlds first facial recognition ATM
-china
->an advance version of the indigenously developed rocket tested from
armys chandan firing near pokhran
-pinaka mark-2
->name first semi high speed train service between delhi and agra with 160
kmph -gatimaan express
->president pranab mukharjee has recently given assent to re-promulgation
of land ordinance for third time
-article 123
->gurpreet singh who has recently secured a berth in the 2016 rio Olympics
is related to which sport
-shooting
->indian archer deepika kumara recently won bronze in archery world cup
held at
-antalya,turkey
-gujarat
->who was recently appointed as the next cabinet secretary of the union
government
-pradeep kumar Sinha
->which bank on 29th may launches online customer can get loans
-SBI
->US in a landmark decision has recently removed which country from its list
of state sponser of terrorism -cuba
->who was the chairman of the panel on net neutrality that submitted its
report recently
-AK Bhargava
->who was on 29th may 2015 appointed as the director general (news) in
doordarshan
-veena jain
->alastair cook has recently surpassed whose record to become england
leading test run scorer -graham gooch
->which state government lifted the armed forces act, from the state after
18 years
-tripura
->trevor bayliss was recently appointed as new head coach of which country
-england
->nation on 27th may 2015 remembered Jawaharlal Nehru on his which death
anniversary-51st
->who among the following is all set to become indias first transgender
college principal
-manabi bandhopadhyay
->world health organization announced which state honouring about tobacco
campaign -punjab
->S Christopher was appointed as director general of -DRDO
->who has recently appointed as new director of vikram sarabhai space
centre, thumba -K sivan
->yaduveer krishnadatta chamaraja wadiyar recently crowned as the new
Maha raja of
-mysuru
->who has recently become the fourth indian shooter to win a quota place
for the 2016 rio Olympics
-abhinav bindra
->which club recently won record 4th europa league trophy -sevilla
->which bank recently launched voice password
-ICICI bank
->who won the CEAT international cricketer of the year award recently kumar sangakkara
->which e-commerce major has recently acquire Hyderabad-based mobile
technology named martmobi -snapdeal
->which among the following body recently launched a cybersecurity task
force
-NASSCOM
->union government has constituted a 10 member committee to review PPP
chairman is
-vijay kelkar
->name the indian navys latest anti-submarine warfare class stealth
corvette which was launched on 19th may 2015
-INS kavaratti
->the driest place on the earth in the Atacama desert
-chile
-novak Djokovic
-ulaan baatar
->PM modi inaugurated which banks first Chinese branch in shanghai -ICICI
bank
->Mohamed morsi who has sentenced to death by countrys court recently,
was the former president of which country
-egypt
->government has recently allocated 5000 crore for development of AYUSH
name the the union minister of AYUSH ministry -shri shripad yesso naik
->which country won their sixth consecutive sudirman cup (for badminton)
on 17th may 2015 -china
->vikas gowda recently won a bronze medal in the second leg of the
prestigious IAAF diamond league .vikas gowda is related to which sport
-discus throw
->indian technology major Infosys on 17th may 2015 announced establishing
its first overseas centre outside india in which country
-china
->who was recently appointed as the new chairman of national safety council
-satish reddy
->union minister ravi Shankar Prasad has recently launched india posts first
android app recently named
-postinfo
->Kolkata born writer neel Mukherjee recently won the UKs encore award for
his novel
-the lives of others
->Bangladesh abul hassan Mahmood land boundary issue
->Bhutan -maiden foreign tour to the Himalayan kingdom of Bhutan with
which india shares a special relation from decades
->Nepal -co-chaired the indo-nepal joint commission
->Vietnam -cooperation in offshore on south china sea
->afganistan
->Tajikistan
cooperation
->USA
->UK -she has inaugurated the regional pravasi bharatiya divas in London
->MAURITUS
-celebrate pravasi divas marking 180 years since the first
indian indentured arrived
-centralized
->whenever a bank returns a cheque unpaid what that cheque is calleddishonour cheque
->BMB (bhartiya mahila bank) is established on
->what is t-bills
day)
->MSME
-treasury bills are zero coupon (91 day, 182 day, 364
->BCSBI
->MSE
-individual bank
-no
-the
-credit card
-100
-dematerialization
-> what is the name of the first women bank of india -bharatiya mahila bank
->what is the full form of ECGC
corporation
->FRBM
-RBI
-RBI
->central bank of india was the first public bank to introduce credit card
->repo rate -the rate at which RBI lends money to other banks
->deflation -products looses the value
->NEFT
-uttar Pradesh
-prathama bank
-mumbai, india
->what is the rate under which commercial bank do not lend credit to
customers
-base rate
->cheque
->goal of SHGs
-self-help groups
-2003
-crop
-actor
-=
-f7
-herman Hollerith
-seven
-field name
->one of more recent e-mail scams which lures internet users into revealing
personal information referred as
-phishing
->to move to the previous cell in a worksheet we press
->which keys enable the input of numbers quickly
-shift + tab
-mens tennis
-dinar
->which of the following trophies is associated with the game of cricket rothman trophy
->a banking ombudsman does not entertain credit card complaints after how
much time
-12 months
->which is the following is the full form of C.R.A in banking -credit rating
agency
->the loan taken for the purpose of doing business is called -commercial loan
->normally governments fiscal policy is related to
government spending
-taxation and
-paris
-SBI
->the campaign start-up india, stand-up india is associated with which field
-entrepreneurship
->which of the following public sector company has signed pacts with NSDF
and NSDC for skill development training projects in eastern states and bihar
-NTPC
->india has signed MOU with which country recently for technical
cooperation in railway sector
-solvak republic
->which union ministry of india has recently launched indradhanush to
revamp functioning of public sector banks (PSBs)
-ministry of finance
->which bank has launched multicurrency contactless card in partnership
with VISA -AXIS bank
->om Prakash munjal who passed away recently was founder and the current
chairman of
-hero cycles limited
->who has been appointed as the election commissioner of india recently
-om Prakash rawat
->which state government of india has recently banned on the use of plastic
in the state
-gujarat
->which historical monument in india recently got its twitter account
mahal
-taj
->in which state of india the All india institute of Ayurveda will be set up
-new delhi
->the international climate e variability and predictability project office will
be in which city of india -pune
->which indian organization has been accredited by green climate fund as
national implemented entity recently
-NABARD
->the prem bhatia memorial award for the best political reporting2015 has
won by which indian journalist recently -suhasini haider
->who has been appointed as the social ambassador of coca cola recently
-sourav ganguly
->which scheme of government of india (GOI) has been recognized by the
Guinness book of records recently -direct benefit transfer of LPG
->
->inda signed the finance agreement with which organization for national
cyclone risk mitigation projects recently - worldbank
->which state government of india banned the sale of aspirin and ibuprofen
without prescription recently -delhi
->state bank of india with a history of
-200 years
-SBI
->in 1955 the RBI acquired the controlling interests of the which bank and
SBI -imperial bank of india
->state bank of india Antwerp was opened on the
->slogan of the SBI are -the nation on us, pure banking nothing else, with
you all the way, the banker to every indian
->SBI was established on
-mumbai
-8
-1988
-to protect
->what is PLR (prime lending rate) -the rate which banks lend to their best
customers
->define call money
->cheque is a
-negotiable instrument
->ATM
-11
-KV Kamath
->who is the author of the book my years with rajiv and Sonia
pradhan
-RD
-SEBI
-pehli
-general insurance
-9
->BSBDA
->which among the oldest public sector bank of india -allahabad bank
->name the 5 cities where RBI issues plastic notes
bhubhaneswar, Shimla
->mutilated notes are -notes which are in pieces and/ or which the essential
portions are missing
->notice money is a money lend for a period of -between 2 and 14 days
->what Is the minimum age to became the manager in private sector bank is
-21
->what is the maximum age for MD and CEO in private sector banks set by
RBI -70
->NBFC
->the extended date for BASEL 3 norms which was earlier 31st march 2018 is
-31st march 2019
->the headquarters of Punjab national bank is -new delhi
->what is the FDI limit in insurance -49
->who is on the top rank in ease of doing business 2014 report by world
bank -singapore, india at 149th among 189 countries
->KVP (kisan vikas patra) which is launched by finance minister arun jaitly
the monet will double in
-100 months
->MICR (magnetic Ink character recognition) code consist of
characters
-9
-mumbai,
-3% of their
-no limit
-14
-14
- 24-8-1996
->local area banks were registered as public limited companies under which
act
-companies act, 1956
->NBFC
-1956
->NABARD established on
->LIC established on
-1963, by act of
-insurance
-foreign government
-1988
-immovable property
->when the purchasing power of money decrease then rate of inflation increases
->DICGC
limited
-1972
-hyderabad
-SBI act,1955
->which of the following is the first universal bank established in the country
-ICICI bank limited
->scheduled commercial banks got licence under
act,1949
->laxmi commercial bank merged with
-banking regulation
-canara bank
-credit risk
->when the bank products fail to survive in the market it is called -market
risk
->when the banks are not able to pay the amount to the depositors it is
called
-liquidity risk
->IFSC denotes
-jammu
->which was the first indian bank to open the branch outside india at
London in 1946 -bank of india
->NRI deposits called as
->LAB means
-hot money
-1967
-NABARD
-SBI act,1955
-bank
-reverse
-ICICI bank
-washington DC
-advancing of
-interest
->NHB
-9th july,1988
->the share of NDTL which bank maintain in cash with RBI is termed as -CRR
->the account that allows you to buy sell as well as transact without the
need of any paperwork is
-demat account
->increase in the general level of prices for goods and services are known as
-inflation
->a cheque which is payable to any person who presents it for payment at
the bank counter is called
-bearer cheque
->cooperative enterprises entered into two or more business entities known
as
-joint venture
->the foreign exchange reserves of india are kept in the custody of
reserve bank of india
->bank of rajasthan merged with which bank
-ICICI bank
-union bank
->in 1976 narang bank of india was acquired by which of the following bank
-united bank of india
->initially there are how many associate banks of state bank of india in 1959
-seven
->during the period of inflation tax rates should
-increases
->IRDA
-WTO
->which of the first two banks allowed to open branches in august, 2012
-SBI and bank of india
->which bank celebrates 147th the year dedicated service to the nation
introduced interactive voice response -allahabad bank
->universal bank is one which
-undertakes the functions of a
development financial institution as well as a commercial bank
->the merchant banking activities in india are governed by which of the
following
-SEBI
->banking ombudsman is appointed by
-RBI
->name the of union territory which as recently presented a tax free budget
6100 crore for the union territory -puducherry
->two new savings bank products for children namely pehla kadam and
pelhi udaan introduced by -SBI
->financial exclusion is
->bharatiya mahila bank limited on 19th November 2014 launched its internet service facility
-BMB smartbanking
->apex institution which handles refinance for agriculture and rural
development in india is -NABARD
->IMF-international monetary fund
->which private sector bank launched facebook based fund transfer
service to enable users to send money
-kotak Mahindra bank
->first multi-currency international debit cards are issued in india by
-SBI
->IT company which will set up local data centres in india by the end of 2015
-microsoft
->excess of supply over demand denotes -buyers market
->regulator of capital market -SEBI
->NREGA was renamed with the name of -mahatma Gandhi
->WTO geneva
->IMF-washington DC
->world bank
-washington DC
-national development
-mumbai
->the market in which long term securities such as stocks and bonds are
bought and sold is commonly known as
-capital market
->when aggregate supply is less than the aggregate demand is then
inflation occurs
->first bank in india to launch EMI facility on debit cards
-ICICI banks
-cheque number
-RBI
-food for
-closed
->HDFC
->FCCB
->MICR
->RBI established on
->CPI refers to
->RAND is currency of
->SLR
-south Africa
->REC
->PSU
-face
-sohan roy
-tata consultancy
-credit cards
-home loans
->an index of financial inclusion has been launched for first time in 2008 by
-ICRIER
->ICRIER
-10 years
-HDFC bank
-basel committee
-deflation
->a general increase In prices and fall in the purchasing value of money
-inflation
->FII -foreign institutional investor
->the amount of cash funds that the banks have to maintain with RBI known
as
-cash reserve ratio
->those amounts due to vendors or suppliers that must be paid within one
year is known as -accounts payable
->the maximum compensation by banking ombudsman for a compliant is
-10 lakh
->which of the following cheque is not honoured by the bank
cheque
-stale
-1972
->name the commission which distributes the taxes between centre and
states
-finance commission
->in india all external payments are channeled through the
->industrial exit refers to
-RBI
->2 years ban on which of these real estate majors has been put by SEBI
-DLF
->example of non-commercial bank is
->which of the following will set up core banking infrastructure for rural
banks-NABARD
->UNCTAD stands for
development
->name the first bank to receive approval for getting full bank licence in
Singapore is
-SBI
->Rupiya in our country was introduced by
-new delhi
-9
->CRYPTO-CURRENCY is
->FATF
-2010
-free trade
->the bank that began with you is slogan of -united bank of india
->world bank is refers to as
development
-UCO bank
-NABARD
->SWIFT
-open cheque
-mumbai
->which bank in which 50% of their capital is provided by central govt, 15%
by concerned state govt, 35% by sponsored commercial banks
-RRB
->money value of total goods and services + income from abroad is called
-GNP
->which is the money value of all goods and services producted in a country
during a year
-national income
->NOW stands for
-non business
-check
-1949
->the banks which are involved in international lending and foreign currency
trading in addition to the more typical banking service are known as
global banks
->in which among the following state of india RTI week 2012 was launched
-nagaland
->where every individual is committed is punchline of which bank
oriental bank of commerce
->your faithful and friendly financial partner is slogan of
bank
->the worlds local bank is slogan of
-HSDC
-syndicate
-serving to empower
-chanda kochhar
-corporation bank
->recently HDFC bank ties up with which company for cobranded credit card
-snapdeal
->recently haryanas CM Manohar lal khattar launched which scheme
pension, thare pass
-thari
->which of the following state became the first state in the country to launch
RBIs e-payment system for commercial tax payers -karnataka
->CSR stands for -corporate social responsibility
->the scheme SBI buddy was launched by
jailtey
->IDBI was constituted on
->NDTL
-bank of Maharashtra
-state bank
-shanghai,china
->which bank was founded by lala lajpat rai -punjab national bank
->headquarters of Punjab national abank is situated at
->PNB was registered on
->CAR
-19th may,1894
-lahore
-new delhi
-jalianwala bigh
-SBI
-mumbai, Maharashtra
->a loan to pay for home, business or other real estate over a period of time
is
-mortgage
->MZM
->NIBM
->NIBM located at
-pune
-90 days
->ways and means such power to lend on which RBI act -17(5)
->CAC stands for -capital account convertibility
->ULIP stands for -unit linked insurance plan
->the first ULIP was launched in india
-1971
->AMC
->SWF
->BIS
-basel 1
-1988
->basel is located in
-switzerland
->RWA
->CTS
-oriental
-corporation bank
->according to the change the world list released by fortune magazine which
company ranked at no1 position
-vodafone UK and safaricom of kenya
->which organization launched sports promotion foundation
authority of india
-sports
->
-27th
->IFSC
CURRENT AFFRAIRS:
->closed economy is one in which -neither export nor import takes place
->concept of service area approach
-rv gupta
-reverse repo
-capital market
-1st july
-mumbai
-SBI
-national
-indian bank
-banking
-HDFC bank
-electronic
-mumbai
-national housing
-IRDA
-retail loan
-service sector
-master card
->which of the following categories of advance accounts is not an NPA standard account
->credit risk to the bank is high in which of the following cards
cards
-credit
-bahrain
->on 6th august union government gives nod to direct release of wages into
banks accounts of MNREGA workers
->union cabinet gives nod to hiving off BSNL towers to a new company on 6th
august
->on 5th august ministry of rural development launches SAMANVAY portal
for gram panchayats
->union government extends term of rajan s katoch as director of
enforcement directorate for 3rd time
->species board launches subsidy scheme to boost production and exports
->union government gives nod to consumer protection bill 2015
->national handloom day
-7th august
-central govt-
->who regulates RRBs -national bank for agriculture and rural development
(NABARD)
->which indian states dont have any RRB as of now -56
->which indian states dont have any RRB as of now -goa & Sikkim
->at present how many states are having state level RRBs -7
->the regional rural banks (amendment bill 2014) increased authorized
capital from rs 5crore to
-2,000 crore
->the first fully computerized RRB in the country
grameen bank (malappuramnear kozhikode)
-south Malabar
->minimum capital risk weighted assets ratio (CRAR) of RRBs which they
have to maintain -9%
-15
-commercial banks
->the combined capital of the centre state govt and sponser banks will not
come down below
-51%
->RRBs are formed by which act
-KC
->
August:
->president pranab mukharjees visit to Sweden:india and Sweden to resume
strategic talks, on june 1st agreed to restart the bilateral strategic dialogue
after a gap of four years
->Sweden PM
-stefan lofven
->Sweden backs indias entry bid into missile technology control regime
->president visits Belarus: india Belarus agree on road map for stronger ties
->india signs pact on automatic exchange of tax informations, prior to 3rd
june agreement 54 countries had joined the MCAA
->india and the US sign defence agrements
->US defence secretary ashton carter
->national security advisor
-ak.doval
-manohar parrikar
-mark ruttle
-K.v.chowdary
-vijai sharma
-t.m.bhasin
-a.m.a.muhith
->on 19th june 2015 tanzanian president jakaya kikwete visits india in new
delhi,and an agreement on hudrography was described by modi
->on 21st june nation celebrates international yoga day and 84 countries
were present,as many as 35,985 persons took part in yoga at the rajpath
->secretary general of UN
-ban ki-moon
->Japanese PM
-shinzo abe
->Canada PM
-stephen harper
->US president
-barack Obama
->german chancellor
-angela merkel
->French president
-francosis hollande
->british PM
-david Cameron
->on june 10th African summit: 26 nation free trade pact signed
->TFTA
-benin
-m.venkaiah naidu
->CRS
->FSSAI
->MCAA
->USAFA
->NNPT
->NSA
Appointments:
->new chief justice of Orissa high court
-justice waghela
-dr.savita
->NSG chief
-tayal
->srilanka president
-maithripala sirisena
Persons in news:
->raheel sharif
->rick perry
->our enemies no longer fear us and our friends no longer trust us. Its time
we re engage
->jeb bush
Deaths:
->Charles kennedy
-turkish ex-president
->Sheila kaul
->sister nirmala
Awards / honours:
->Ramachandra guha and two others choosen for fukuoka prize
->CNR rao gets japans top civilian honour
->16th IIFA awards 2015-5th june in kuala lumpur, Malaysia
->shahid Kapoor won the IIFA best actor award, haider director-vishal
Bhardwaj, best actress- kangana ranaut (queen), best supporting role- tabu
(haider),best negative actor- kay kay menon
Bollywood showman subhash ghai was honoured with IIFA outstanding
contribution
->kalmadi honoured with top Asian athletics award
->himachal Pradesh university confers honorary D.lit four persons
->ISRO wins US national space society honour
->vishwanath tripathi has been selected for 28th moortidevi award
Human rights:
->LGBT people among most violently abused across the world
->location survey to begin soon for railline upto china border (378 km)
-seema alder
:AC grayling
-CP surendran
-jhumpa Mukherjee
-c.raj amohan
-annie Zaidi
-christaphe jaddrelot
-r.n.p.singh
Cricket:
->sundaram ravi inducted into ICC elite umpire panel
->Wesley hall inducted into ICC hall of fame
->zaheer abbas takes over as icc president
->Tendulkar voted best test player
->ICC introduce new rules in ODI cricket with scrapping of batting powerplay
Football:
->Serbia wins under-20 football world cup
->Barcelona win champions league crown
->sunil chhetri scores 50 international goals
Chess:
Tennis:
->Federer claims halle crown
->andy murray claims aegon championship at queens club
->kerbar wins aegon classic title
->French open 2015 wins by serena Williams(USA) on safarova (Czech
republic)
->mens singles -stan wawrinka (switzerland), on novak Djokovic(serbia)
Badminton:
->Indonesia open badminton championship by kento momota
->lee chong clinches US open crown
->chen long and Carolina win Australian open badminton crowns
->Gomez wins US PGA tour crown
->madappa claims Taiwan amateur golf championship
->rosberg wins Australian grand prix 2015
->satnam singh becomes first indian to join NBA
->who has been appointed as brand ambassador of kerala Ayurveda
graf(german)
-steffi
-R.C.tayal
-architect
->who has been appointed the coach of india A and U-19 cricket team
-dravid
->who has been reelected president of nationalist congress party -sharad
pawar
-mogens
-bhutan,
-kruen, Germany
-ammeenah gurib
-nico rosberg
-serbia
-serena
->the NASA and the national nuclear security administration of USA sealed
an agreement to start working on planetary defence
->there are 31 countries that posses ballistic missiles
->minimum support prices for kharif crops for 2015-16 season
->CSO estimates economys growth at 7.3% in FY 2015
->reserve bank of india on 2nd june announced the second bi-monthly policy
statement
->SLR
-21.5%
-lithuania
->a writ issued by the supreme court compelling a quasi judicial public
authority to perform its mandatory duty is
- mandamus
->which article of the constitution deals with the power of the president to
promulgate ordinance during recess of parliament
-article 123
->who is the first law officer of government of india
india)
-attorney (general of
-right
-ambedkar
-farid
-2012
-insider trading
-24th feb
-service sector
-shivaraman
-hyderabad
-april
-chopan
-shimla
-panaji
->any wind blowing down the slope of a mountain is called -katabatic wind
->the oldest mountain ranges In india are-the aravalli hills
->which part of the india receives rain when the summer monsoon recedes
-tamil nadu
->equatorial forests are also known as
-the selves
->Parkinsons disease is characterized by the loss of nerve cells in the cerebral cortex
->plants living in acid soils are
-oxolophytes
->a person presses the earth least when he is -lying on the ground
->light energy is converted into chemical by
-photosynthesis
-ferrous oxide
-bengaluru
-vitamin E
-wheat
-kolkata
-jodhpur (rajasthan)
-football
-arena
-five
->name the winner of the French open mens singles title 2015
wawrinka (switzerland)
->ICC cricket world cup 2019 will be organized in
-stan
-amir
-3rd may
-25th may
-palakkad (kerala)
->which planets of the solar system do not have any moon -mercury and
venus
->who is considered as the prophet of indian nationalism -raja rammohan
roy
->the sun temple of konark is also known as
->what is the other name of vitamin B2
-black pagoda
-riboflavin
->
->the food corporation of india under the food corporation act 1964 was set
up on the 14th January -1965
->in india during the year 2013-14 the total food grains production was
achieved highest ever -264.77
->IGMRI (indian grain storage management and research) is located at hapur (uttar pradesh)
->international maritime organization is established in
-march 1948
->as per CSOs provisional estimates the GVA growth at basic constant prices
for the year 2014-15
-7.2%
->which of the private sector bank has opened its first branch in china in
may 2015 -ICICI bank
->as per third estimates of food grains for the year 2014-15 the total food
grain production has estimated at -251 MT
->what is the foreign debt as percentage of GDP at the end December 2014
-23%
->what is the share percentage of oil imports in total merchandise imports
during 2014-15 -about 30%
->what is the maximum age of eligible for Pradhan mantri jeevan jyoti bima
yojana
-50 years
->what is the maximum age of eligible person to be included in Pradhan
mantri suraksha bima yojana -70 years
->what is the maximum age of eligible person to be included in atal pension
yojana
-40 years
->what is the annual premium in Pradhan mantri jeevan jyothi bima yojana
for getting 2 lakh life insurance coverage -330/->what is the amount of annual premium in Pradhan mantra suraksha bima
yojana for getting 2 lakh insurance against accidental death
-12/->which of the following nation has attained the top rank in world happiness
index 2015
-switzerland
->the authorized capital of new development bank of BRICS nation is
crore
->which of the following is a life insurance policy
jeevan jyoti bima yojana
-$100
-pradhan mantra
-$137 billion
->according to the times of india IPSOS survey may 2015 which which
programme of modi government is on the top -swachh bharat abhiyan
->jai marg vikas project is under progress.the project is related to river -the
ganges
->as on 2nd june,2015 repo rate in india is-7.25%
->statutory liquidity ratio increased to 23% from 21.5%
->a new bus service has been introduced from Kolkata to agarthala via
Dhaka the bus service is being provided by
-tripura road transport,west
Bengal surface transport
->indias average applied import tariffs during 2014-15 is
->international yoga day was celebrated on
-13%
-21st june,2015
->GOI announced an interest free loan 6000 to sugar mills the loan is being
given by
-payment of dues of sugar cane growers
->according to RBIs report current deficit of india in 2014-15 is
27.5 billion
->online employment exchange has been launched by
MSME
-US $
-ministry of
->government of rajasthan signed a pact on june 16th 2015 with which to set
up a 10000MW solar park
-adani group
->financial condition index has been developed by
industry and indian bank association
->the apex bank for all central bank is
settlement
-confederation of indian
->which of the following site has been provided with free wi-fi service with
effect from 16th june 2015
-taj mahal
->who has been appointed as cabinet secretary
Sinha
-pradeep kumar
-queen
-5th june
-developing
-manipur
-debit cards
-MUDRA bank
-70th
->prime minister narendra modi launched the following schemes on 25th june
2015 -smart city mission, AMRUT, housing for all by 2022
->what is the share of government debt in countrys total foreign debt at end
December 2014 -19.5%
->what is the percentage of concessional debt in countrys total foreign debt
at end December 2014 -9.2%
->who is the new chairman of CII (confederation of indian industry) for the
session 2015-16 -sumit mazumdar
->who has been named as BRICS bank president
-K.V.kamath
-corporate
-mauritius
-panchayati
->who among the following was the first tribal speaker of loksabha
P.A.sangma
->right to information
->who among the following was the member of lok sabha during his prime
ministership
-chandra sekhar
->who among the following was the chairman of the fourth state finance
commission of U.P
-atul gupta
->about a state finance commission
->the idea of preamble has been borrowed in india constitution from the
constitution of
-USA
->in which article of indian constitution provisions for fundamental duties has
been made by the 42nd constitutional amendment act
-article 51A
->caged parrot
-whole sale
->in the list of nationalized banks which bank was merged with Punjab
national bank in 1993 -central bank of india
->who said the nationalized of banks is the master stroke of political
sagacity -nehru
->regional rural banks have been set up with the basis objectives of
providing credit, deposit and other banking facilities to people in rural areas
->global market means market of
-interest
->in which part in india many banks are established which is called the
cardle of indian banking system
-westren Maharashtra
->scheduled banks are those
reserve bank of india act-1934
->the relationship between RBI and maintaining the currency chest is that of
-principal and agent
->which of the following committees are related to micro financing
committee
-vyas
->
->
-july:
->DTAA (double taxation avoidance agreement)
->ICES(international centre for earth simulation)
->MERS(middle east respiratory syndrome)
->NMCG (national mission for cleaning ganga)
->OROP (one rank one pension)
->RWB (reporters without borders)
->central government appoints new CVC -K.V.chowdary
->new information commissioner
-vijai sharma
-bhasin
-george yeo
-udaipur
-coconut
-prokopis pavlopoulous
-raul castro
-azarbaijan
-shakthi
-sardar
-rajiv Gandhi
-anita desai
-sanjeev
->which organization presented G.D birla award for scientific research k.K.birla foundation
->name the lady became 1st female judge of supreme court of afganisthan
-anisa rasouli
->which is the capital of afghanistan
-Kabul
-darshan jain an
-mumbai
->kim Campbell was the 1st woman prime minister of which country
canada
-okaramIbobi singh
-ch.vidyasagar rao
-SBI
->who was won the highest gold medals in Olympics individually -michel
phelps of USA (14 gold)
->who was the first recipient of dronacharya award
-OM nambiar
-1955
-kruti Tiwari
-USA
->which country remain at 3rd place in FIFA womens football cup 2015 england
->which bank became the 1st to launch MUDRA card -corporation bank
->who appointed as director of aeronautical development agency
balaji
->who awarded with world food prize 2015
Bangladesh
-lima
-australia
-china
G8 summit:
->G7 summit held at
-EU
-brussels
BRICS:
->7th BRICS summit held at
-Ufa, Russia
SAARC:
-new delhi
-kathmandu
BIMSTEC summit:
->2014 at -nay pyi taw
4th summit at
-nepal
NATO summit:
->head office
-brussels, Belgium
-hague (netherlands)
-united states
->first at
-washington
->
NAM summit:
->16th NAM -tehran ,iran
->17th summit 2015
-caracas, venezulea
->
->sourav ,sachin,laxman inducted into BCCI advisory panel
->17 new secretaries appointed in the centre govt
->army to inducts surface to air missile aakash on 5th may developed by
DRDO
->india and Bangladesh land boundary agreement on 5th may
->parliament passes bill to repeal 36 redundant laws
->juvenile justice bill passed according to this 16 years olds to be tried as
adults heinous crimes
->india home to 56 of the worlds 2k powerful companies according to forbes
report, US is top with 579 companies
->modi on 10th may dedicated to the nation at burnpur (west bengal) the
upgrated IISCO steel plant, with a cost of 18,000 crore
->clears the proposed sale of 10% stake in indian oil corporation and 5% in
NTPC
->PM narendra modi three nation tour : china, Mongolia, south korea
->twenty four key agreements inked between india and china on 15th may,
2015
->general elections in Britain: conservative party returns to power with a
clear majority (331)
->20 years youngest student mhairi black becomes the british MP in 300
years
->subtle china hints india to join xis grand sea trade plan
->Russia carries out WWII victory day march
->KV Kamath named BRICS bank president
->US approves oil and gas drilling in the arctic ocean
->100 US cities host yogathon on first world yoga day
->free medicine scheme niramaya launched in Odisha
->jayalalitha becomes the chief minister if tamilnadu
->Tripura government withdraws AFSPA
->ICES (international centre for earth simulation)
->ISA (international seabed authority)
->RWB (reports without borders)
->sanjitha Pradhan :IIT alluminus nominated by obama to key post on asia
panel
->new election committee commissioner -achal k.jyothi
->harbhajan kaur dheer : the indian origin woman first Asian elected mayor
in UK
->new Tripura governor :tathagata roy as 16th governor
->new chancellor of nalanda university
->new defence secretary
:geroge yeo
:mohan kumar
:P.K.sinha
->patel who won the british indian MP in prime minister david Camerons
new cabinet
Deaths:
->ruth Rendell
:writer (london)
Awards /honours:
->68th cannes film festival awards:
->dheepan was honoured with the palm dOr award
->son of saul
:Laszlo krasznahorkai
->indian-american wins the 2015 national geographic bee title (karan menon
14years)
->
Health:
->WHO declares Liberia ebola free
Wild life:
->Gujarat Asiatic lion population up by 27%
->in the world of press freedom india in the 136th position (180 countries)
->india ranks 100th position on human capital index (124 countries)
:peter schweizer
:jairam Ramesh
:CP surendran harper Collins
:M.J. akbar
:arupa patangia kalita
:tania james
:mohan rakesh
:Pradeep baijal
:amitav ghosh
-d.bravo (26)
Memorable points:
->indian navy launched its 4th anti-submarine corvette named
kavaratti
-INS
-defence
-madan lal
->who was honoured with the first TOISA lifetime achievement award
milkha singh
->which team won the inidian premier league
-mumbai Indians
-DR.s.christopher
-mohun bagan
-BRICS bank
-iran
->who has been honoured with the man booker international prize 2015
-laszlo krasznahorkai
->which African country was declared as ebola-free
->name the winner of Monaco grand prix 2015
-liberia
-nico roseberg
->name the winner of the 2015 national geographic bee competition of USA
-karan menon
->which countrys upper house of parliament has been named as house of
federation -pakistan
->which team won the cope deal rey title :Barcelona
->3rd advance estimates of production of major crops for 2014-15, the total
food grains production in country is 251.12 million tonnes and total
production of rice estimated at 102.54 million tonnes, production of wheat
estimates 90.78 million tonnes
->black money bill passes in the both houses of parliament
->india at 100th position in global human capital index 2015
->indias economic growth to surpass china in 2015-16 UN report
->on 6th may 2015 lok sabha passes GST (goods and sercives tax)
constitutional bill
->PM launches 3 social security schemes (Pradhan mantri jeevan jyoti bima
yojana, Pradhan mantri suraksha bima yojana, atal pension yojana)
->law to deal with benami properties introduced in loksabha
->20,000 crore allocation for namami ganga scheme
->india crosses a billion telephone numbers in april, 2015
->cabinet approves stake sale in indian oil per 10% and NTPC on 5%
->india home to 56 of the worlds powerful companies :forbes 2015
->indias economy to grow 7.5% in financial year 2016 and 8% In the
financial year 2018
->RBI approves ING vysya and kotak manhindra merger
->money order service discontinued
->Andhra Pradesh is most likely to become the indias nuclear core
->indias first private airport at andal sarted flights at duragpur
->fiscal deficit for financial year 2014-15 at 4% and revenue deficit at 2.8%
->SEBI ropes in Narayana murthy to head panel on start-up
->public sector banks will closed on 2nd and 4th Saturdays from july, 2015
->ICICI launches voice recognition service
->india tops world hunger list with 194 million people in 2015
->the gandhian economy was based on the principles of
trusteeship
-service
-general price
-six
->what is the name of the device that connects two computers by means of
a telephone line -modem
->world tourism day was observed on
-27th September
-jamshedpur
-calyx
->NASSCOM
->SJSRY
->which country gets the credit of having the fastest train at present
france
->the refinance corpus of MUDRA yojana is
-25000 crore
-$461.90 billion
-$310.534
-89th
->the interest rate for the year 2015-16 on general provident fund (GPF) has
been declared to -8.5%
->index of
June:
-sushma swaraj
->APC
->AQI
->JCPOA
->NMCG
->SPI
-ukaranian journalist
Awards /honours:
->Chinese president xi jinping gets pakistans top civilains award
->
Notes about RRB:
->the narasimham working group (1975) proposed to establishment of a new
set of banks. RRB started development process on 2nd October 1975, with of
asingle bank (Prathama grammena bank) .as on 31st march 2006 there are
133 RRB (post merged) covering 525 districts with a network of 14,494
branches
RBI assistance:
->RBI gives direct access to refinance assistance at a concessional rate of
three percent can the below bank rate
-1894
-february 1949
->the largest bank imperial bank of india was taken over by the RBI in 1955
and change name to SBI
->SBI followed by inclusion of 7 associate banks in 1959,at present SBI have
five associate banks
->the government issued an ordinance on 19th july 1969 acquire ownership
and control 14 major banks and six more commercial banks were
nationalized
->bank is lawful organization which accepts deposits that can be withdrawn
on demand
->banks provides funds for business as well as personal needs of individuals
->types of banks:
Central bank (RBI)
Commercial banks
Public sector banks
central bank:
->which regulates the functions of guiding and regulating the banking
system
->it is known as bankers bank
->foreign exchange rates are also determined by central bank
->no other bank than central bank issue currency
Commercial banks:
->commercial banks are banking institutions that accept deposits and grant
short-term loans and advances
->(i)public sector banks :SBI, corporation bank, bank of baroda and dena
bank
->(ii)private sector banks: ICICI,axis bank,federal bank
->(iii)foreign banks :HSBC (hong kong and shanghai banking corporation),
Citibank, American express bank, standard & charted bank, grindlays bank
->according to RBI there are 47 foreign banks branches in india as on 31st
march, 2013
(4) development bank:shares and debenture issued by companies
ex:industrial finace corporation of india, SFC
->cooperative banks:
_->initially 186 gramin banks established all over india noe the banks
merged to 57 gramin banks as on November 2013
->
Financial inclusion:
->the government of india initiated a movement called swabhiman for
financial inclusion and have targeted all villages with population 2000 or
more above by march 2012 and villages with population of 1000 or above by
march 2015
->as per the campaign states or union territories like punducherry, himachal
Pradesh and kerala have announced 100% financial inclusion in all its
districts
->RBIs vision for 2020 is to open nearly 600 million new customers accounts
and service
->
Kisan credit card:
->for farmers
General purpose credit cards:
->small consumptions are given to landless people through general purpose
credit card having limits up to 15000 and carrying an interest rate of 4%
Rate of interest:
Above 1,00,000
-10% to 15%
->
Indirect instruments:
->LAF (liquidity adjustment facility)
->OMO (open market operations)
->MSS (market stabilization scheme): introduced in 2004
->repo / reverse repo rate
->
Know your customer:
->the RBI has advised to follow KYC guide lines
Camel rating of banks:
->first developed in 1970 by the 3 federal banking
c-capital adequacy
a-asset quality
m-management quality
e-earnings
l-liquidity
s- sensivity to market risk
money:
commodity money:
representative money:
flat money:
commercial bank money:
Public finance:
->budget system was introduced in 7th april, 1860,james Wilson the first
indian finance member delivered the budget speech
->article 112 of the indian constitution as annual finance statement and
article-110 describes money bill
->
Upkars book:
-> private banks are taken over by the government in 1969 these are
classified as nationalized.
->the present capital requirement for running a bank is 300 crore
->off shore banking :branch of an indian bank which is located in a special
economic zone
->green investing banking :with focus on environmental projects
->the reserve banks are established in 1975 and having 50:15:35
->according to as on 31st January total RRBs are 67
->
Imperial bank of india
->RBI
-1921
-april 1st 1935
->IFCI
-1948
->SBI
->UTI
->IDBI
->NABARD
-july, 1964
-july 12th 1982
->IRBI (IBLL)
->SIDBI
-1990
->EXIM bank
-july 1988
->GIC
-nov, 1972
-2nd oct,1975
->RRB
->HDFC
-1977
-start
->1949-nationalizartion
->1994-board of financial supervision BFS set up
->RBI having the power to print notes up to 10,000/->total 4 printing presses
Karnataka,west Bengal
-1969
-lucknow
-trading in
-decreed the as
->when did the rupee become a freely convertible currency in the current
account of india -1994
->ISO 4217 is the international standard describing 3 letter code for what
-currency codes
->cash balances held in the currency chests are the property of which of the
following
-reserve bank of india
->which of the following is true about RBIs recent branch licensing policy for
banks-banks are permitted to open branches freely in tier2 to tier6 centres
->what was achieved by passing the banking companies, 1969
nationalization of 14 commercial banks
->in case a public provident fund account does not have a nomination what
is the maximum amount that the legal heirs may get without a succession
certificate -1 lakh
->a very popular savings scheme of the post office has been withdrawn as
per the current provision what is the scheme
-kisan vikas patra
->the rate of interest banks charge to its customers on credit facilities is
linked to which benchmark rate
-base rate lending
->when a vehicle Is financed by a bank what kind of charge does the bank
have other the primary security
-hypothecation
->SIDBI has a scheme for providing seed capital to business enterprises what
is the seed capital
-initial funds required by an enterprise with
high potential for growth
->where substantial funds are required to be mobilized crowd funding as a
strategy is often adopted, in which of the following do you thing crowd
funding would be appropriate -for charity issues
->which of the following organization (page 50)
August:
->