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India is one of the hubs for CRM in APAC, in view of the strategic importance the Bank places on its
Indian operations. CRM in India is an independent function and reports to CRM Regional
Management in APAC.
Position purpose:
As an intern in CRM, you will develop skills in assessing and managing risks across loan products,
traded and operating products encompassing Trade finance, FX & Commodity hedging solutions,
External Commercial Borrowings, Syndicated loans and Traded Credit Positions. You'll have the
opportunity to discuss use of the bank's capital, analyze credit risks on a client and transactional basis
and contribute to setting strategies to manage the firm's overall credit exposure.
You will work in small teams alongside senior professionals and will develop a network of contacts
across the business. You will also be required to present your findings, articulate your opinions and
offer your solution to the issue in hand.
Key Roles & Responsibilities:
Develop basic functional knowledge of banking products across Trade finance, FX,
Commodities, Bonds and Syndicated loans and their corresponding systems to assist Risk
Management
Interact with clients, gather deal requirements, financial statements and other inputs for
performing quality analysis and due diligence.
Assist in the process of assignment/monitoring of counterparty ratings through systematic
use of financial forecasts, peer comparisons supported by other factors like assessment of
industry risk, management experience and transparency
Assist and/or independently perform client due diligence to facilitate and contribute to
providing timely credit decisions in line with DBs Global and local credit policy standards.
Assist in proactive detection of weakness and support in developing early stage action plans,
where relevant.
Participate in the coordinated efforts to prepare for internal and external audits/regulators.
The candidate should possess a positive attitude, excellent analytical skills, strong written and
verbal communication skills and have an eye for detail.
Quantitative aptitude with interest in finance and effective presentation skills; Ability to
effectively prioritize & handle multiple tasks;
Confidence to question data received and suggest solutions that are acceptable to the firm, the
client and the market place as a whole.
Ability to write concise and well-reasoned reports that explain and justify your results
Desire to work in a client-focused, fast-paced environment; ability to work under pressure
Plan activities to focus on material operational risks, operational decisions, change initiatives and
concerning trends/emerging risks
Perform independent oversight of the implementation and embedness of the Group's
Operational Risk Management Framework within the Business Divisions and Infrastructure
Functions
Monitor the Operational Risk Profile of the Business Divisions and Infrastructure Functions
Assess material risks and/or key controls (as required), providing challenge, approval or veto as
appropriate.
Develop basic functional knowledge of control framework, processes and systems to assist Risk
Management
Assist in ORM activities for India / APAC Region:
o Monitor the Operational Risk Profile e.g. Review E2E process risk assessments and
material operational risk information
o Assess key risks and controls e.g. Review lesson learned and approve risk acceptances
o Measure quality and timeliness of execution against Risk Priority Plan
Assist senior staff to conduct effective and demonstrable challenge to the risk owners
o Provide clear, demonstrable and risk-based challenge
o Measure evidence of effective challenge and resolution
Participate in the coordinated efforts to prepare materials for internal and external
audits/regulatory meetings
The candidate should possess a positive attitude, robust analytical skills and strong written
skills.
Be intellectually curious
Be assertive, confident and articulate
Have strong influencing, negotiation and interpersonal skills
Ability to work under pressure