Chrtk is a world leading property-casualry and general insuranc€

organi2ationse.vingmo.ethan40 millionrlientsinovef160count.iesrnd
j:rrisdictions.Wth a 9o-yearhistory.one ofthe industry\ most€xtensive
.ang€so, productsand seruices,deep claims exge.tiseand excellent
financialstrength.Ch.rtis enablesits conrme.cialand personalinsurance
clients alikelo managevirtuallyanyriskwith confidenc€.

Chartisis the marketingnamefor the worldwideproperty-casualty

and
gener:{insuranreoperations
of ChartisInc.

HEADOFFICE

CustomerSetulc.Grc!p
679tAyaiaAlenuecorner
rooC.Palan.al.,corDelaRosaSts.
Legaspl
V!llage,1229
MakatiCity

ProvinciallollFreeNo-i1
8oo r 333 5923

BRANCHNI'WOR(

UnirTo4TthFloorKeppelCente.
DelaRosasrre.r, L.gaspiVillage SamarLoopcornerCardinalRosales
ave.
cebu BusinesPark,5@oaebuciry

Meuzanine
Floor,Cr€n 3idg.
V.A.RufinoStreet,Salc.doVlllnge

U.itIN.2, io/F TimesPlaza,TaftAve. Unit3o4CarirasBuildiiS

co.neru.N. ave.!e, Ma ate LegasPi
Street.co.n.r P.Pelayo

k'

Cha isPhiiipplnesl6urance.Inc.
Forn€rlykn.wnasAlUlnsunnce(PhilippiietCompany,
nc.

a"o*r,16
Yourworld,insured
C h a d kP h i l i p p i n eI nss u r a n cIen,c .

6795AyalaAve.,co..,V.A.Rufino

. . . t u ,n
r226MakatiCity,Phiilppines
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lravelcuardDomertic SCHEDULE (PhllippinePeso)
OFPREMIUMS
Providesprotectio. when you need lt most so you can enjcy yolr travel
anywherein the Philippines. Upto4days 5108days gloVdays rEto3l days
I lo4 trs" tr 8i8 Cr,3r5 fl76
BASICCOVCRAGES
AND BINEFIIS
nYes!
Aa.ld€ntrl D.rth & DBrblom.nt
Provides.overagefor accidentaldeath and EnrolI me/us under the option ch6€n .bove.
(?lee.heckthepGmiua@ftspondinSioiietripduEtton3id
ptaryou<h@)
dlsablementoccurringwlthlngodaysaft6ran
accldentd!rlngthejourney.
IMPORTANTPOLICYCONDITIONS

COMMGIiCEMENTOFCOVERAG€
AccldantM.dlarlExpana.R.lmbuBrnrnt
Coveragecommence!one (1) hour before the insured! sch€dll€d
R€:mb! rsesthemedlt€texpenseg incurredas
yvhilekaveling. departureand ceas€supor the o.currenceof the followingwhichever
, res!lt ofanlnju/ysuffered
1. Theexpirydatespe€lfiedinthePollcy;
2. Youretum loyou r permanentplac€of residence;
Ev|cu bnA Rapatrlatlon
R e l m b u r s € st h e € m e r g e n c y m e d i t a l 3. On€(i)houraftersched!ledarrival.
evaauationexpenses as a r€sultofan inj!ry
IMPORTANT MATTERS
sufferldbythe InsuredwhiletGveltng.
r. Adultsupto the a8eofToyearsandac€ompanied chtldrenfrom1to 18
y€arsold are enlilled lo roo% of all beneflts.For unaclompanied
Relmbu6esthe expensesincur€d to return
thlldren,theagelimlt isfromro to rByearsold andcov€rage ls llmited
the r€malnsdf the deceasadlnsuredto the
tolo% ofthe AccldentalD€ath bener:LAll oth€rbenefitsrematntle
usualplaceofrcsldence.
2. Youcanonlybecoveredlnder on€policyforthe sametrlp.
14.Hourlraval A{lrten.a 3. This Poi;cy:snot renewable.However,if you $,lshXoextendyour
Unlirnited journeyb€yondthe per:odstatedin the Policy,we will €xt€ndthe
ProvideJ24-hour hotllneto alslstyou duri.g
p€riod of insuranceupon your wiitten advic€for an addltlonal
yourtrip.
CallCollect {632)878-'28o(Phlllppines)
(6oj) 2n 2- 5612 (Malaysla) 4. Them (lmumperiodforth'sPollcyls r8odays.
Assist6fteservicesinclude: 5. Refund!s notallowedoncecoveraS€ t]nderanysfftion ofthe Pollcy
. TrrvelMedicallners€ncy becomeioreratlve.
6. YoumustcontactTravelGuardAsiaPariffcbeforeanyexpenses are
Ass:stanc€Service
incuffedforevacuationor r€patriationcasesunderthispolicyoryour
!mergenayTlavelAssistenc€ SeNlce
abilitytoclaimcouldb€j€opardized.
Em€r8ency LegalAssktan€6 Service
Eme€eng,MessageAsslsbrce
EXCLUSIONS
5ervlce
(Please refertothePolicyfor{omplete listof excl!sions)
Medlcal€vacuationard Repatrlatlon
1. Any act of war, act of a foreign enemy, civil war, revolution,
Aslltanc€Sewlce
insurreclion or mllilarypoly€rl
2. lhe InsuredPerson€ngagingin naval,militaryor aj. force 'ervice
ThisteNla€lsprovided
byTrav€l
Guard operatlonortestingofany klndofconveyancs, belng employedasa
manualwork€r, orwhileengagingin otrshoredrllling,mining,aerial
photographyorhalldllngof exploslves.
I. Ai. tiavel(otherthanaspassenger on asch€dul€d.ommercialfl tght)
4. Thls plan shsll not cover any loss resultlng from chlldbirth,
m i s r a r r i a S eo r c o l n p l l c a t i o n st h e r e f r o m , r o u t ; n e p h y s i c a l
TAMILYCOVERAGEAISOAVAILAELEI examlna:ion, cosmeticor plastiasurgeryexcopt asa resulfoflnjury,
any mentalor netuousdlsoders,congenitalanomaltes, sulcideor
Yourspouseandacconpaniedchlldrenareroveredfonoo%of all self-inflicted inj!rles, war, m;lltary service rnd pre-existin8
Eeneflt!.ForunaccomDarled children.the benefitforAccldental conditions.Thi! pollcywll,not cov€ranyloss,injury,denageorlegal
Deathis reducedto Proo.oooonlv. liabllityarislngdirectlyor indkectlyifthe In5uredPersonis aterrorlsl,
a rnemberof a terrodst organizat'on,a narcofiakafrjcker, or a
purveyorofnuclear,chemicalor blologjcal weapons.

Thisbrochurecontalnsonlya gefieraldes(rlptionof coverages

a,|dh rct
a statementof contrect.Allcoveragesaresubjecttothe exclurionsand
(ondltionsofthe actualDolicv.