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Disability
Disability benefits are benefits granted to a member due to the loss or reduction in earning capacity caused by a
loss or impairment of the normal functions of the employee's physical and/or mental faculties as a result of an
injury or disease.
The loss in earning capacity shall be determined on the basis of the following:
1. The employee's actual loss of income from the usual occupation
2. The capacity to engage in any other gainful occupation because of impairment
A disability may either be:
Permanent Total
Permanent Partial
Temporary Total
Injuries resulting in any of the following are deemed Permanent Total Disability (PTD)
a. Complete loss of sight of both eyes
b. Loss of two limbs at one or above the ankle or wrist
c. Permanent complete paralysis of two limbs
d. Brain injury resulting in incurable imbecility, insanity or other irreversible conditions
The benefits for Partial Total Disability are as follows.
1. If the member is in the service with less than 15 years of service, benefit can be either:
a. Basic Monthly Pension
2. If the member is in the service with at least 15 years of service, benefit can be either:
a. Basic Monthly Pension
b. Cash payment of 18 times the Basic Monthly Pension
3. If the member is separated from service with 36 monthly contributions within the 5-year period immediately
preceding PTD, benefit can be either: