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Investment in stock
In this semester our teacher are assigned to invest $ 50, 000 in the stock market to see
that how the students are mange the stock market and what behaviors they adopt in response to
the stock investment. In the stock market we invest in different types of stock whether the
investment is in the equity market and the debt market. There are multiple companies are present
that works in these stocks markets or their shares are traded in these market. It depends on the
students in which ever company they want to invest. There are different rating companies which
rate the stock of these markets. But other elements that are associated with this stock investment
are the risk taker and the risk averse. It also depends upon the choice of the students whether
they invest in eth risk taking company or the risk adverse company.
By taking in consideration of all the companies and by analyzing the data and the past
trends of different companies I choose the four different companies that I would like to invest.
These companies are Apple Inc, Samsung, Hire, and LG. the share which I purchases of these
companies are also varied I purchases 100 share of Apple company at the share price of $145.99
and I buy 120 share of Samsung company at the share price of $139.14. The share price of Hire
is $106.78 therefore I purchased 100 share as well of this company. At the end 100 share of LG

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Company

are

also

purchased

at

the

rate

of

$72.11

share.

Increase and decrease in share prices of different companies.

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From the above mentioned table we can see that we invest in the share of different companies but
the share prices of all the companies falls rather than the share price of Hire Company that is
increased by $9.72 than the preceding quarter.
Retirement assignment:
1. this plan should include at what age you plan to retire.
This plan should include at the age of 55 to 60 years because this is the age when most the
people get retired from their jobs so retirement plans should be at the age of 55 to 60.
2. How much you think you will need for retirement? On what do you base this estimate?
On the basis of different things I think that I need this retirement plans because the expenses now
a days are increasing day by day and a time comes when the people think that what they can go if
they are retired how they can manage their expenses. On the basis of these factors people think
of the retirement plans and estimates about it

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3. How will you accumulate assets to help fund your retirement?
Some of the saving of the people that they are saved firm their expenses can be used to
accumulate the retirements plans.
4. What type of investments do you intend to use to provide retirement income?
There are different kinds of investment that the people do in their life some invest in different
countries some like to purchase the property so according to the type of saving which the people
do they provide income for the investment plans.
5. What are some of the risks or challenges that current or future retirees face?
When people are retired they face different challenges because they know that they are now not
able to earn so they spend on the expenses very carefully. In this way they are able to save the
money. These are expense challenges are faced by the future and current employees.

6. What impact will Social Security & Medicare have on future generations and what
challenges confront these and other retirement plans?
Retirement plans are facing many challenges because the expectations that are related with these
retirement plans are more. So the company demands more premiums from the side of the
customers. In this way they are able to provide best retirement plans to customers.
7. How will inflation impact your retirement income?
inflation have badly affected the retirement plans in the inflation days the companies are not
giving comprehensive facilities to the customers the rules and regulations of these companies are
also restricted.
8. What other steps can you take to protect yourself in retirement?
4

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We have not to be sole depend on the retirement plan but we must plan for ourselves so that I
could help us in the retirement time. Some of the people are invest in the money and capital
markets.