!#"$&%
'(

  )* ++%
,%.-/01!2
3547698;:<3;6>= ?;@A4CBDE698AFA4 G*6>HIHI40698AFKJLNMI=DK4 O PQMIHRHS69LNF
ikjlW0aCm][n^XoqpQrbTVsQUXt>WZuXrbY5t>[]vx\;wy^*sCzN_{Iv`UX|A^`}UbaCz~cNsxd`befsNt>TgzlvNcNhC]\5>Y sXAn>NIvQ7
dXaC#cN>bjS ;Xa7^`>UXa yYY5l[]e5mndXmn^alYmnaCh YA;UN^/ce5UkmndeUb^`dQac`dXm]dbAhCU\5a5`W^UXylhCech>5AhCh[nlhe7m]5y`hCUQckc`;5a UX7[EUQaC[nhCY5m];UX*>`^`UQW0c`aCcNaC [
^`WhCUXS~leh>aCcNU!h [nhY5cN h>>mn\;^*dX;lmna7h ^`#UXo0 hCh 5Kj~dXlaCe;cNU&a a Y;Y5[]mndXdQa[]lmnmnUNh 5!hCYcNh7>Cmn^`cNla7c`Wm]5^X\;*`UXemnh ^5`5UXUXdXlUQj~[nhCh c`Y;mnUNW05`UQUX5
Ymnc`UXm]dQUXm]&Y5[naUX^^`aVh*cNUXWa ha*`Uh aCcNA<UXdXUa7dXdXUbUX^l^`mn^`CUX&aVle5WcNhCh>\5CUQ[5em]&WUXleemnh>d`e&aEm]5dX7aCh>cNdXala mnYh ;Y5[]^mndXe;a7a l;mnhC>/[nUXmn ^
5^le;h aVYecNhCh >&le5hC5mn^`UbWdXh>5UXUQ>[qUXdNUQ\;lem]aCdXhCUX^Elle;eUEUV`UQUbcNWUQ[nm]h ;Y;a W[S;UN5VmnlhCe^`aZW^lmnaCWcNYdX[nU*aCcNUX>>jSa7;WZa7^`Y5UX[nU;a YUj
YhC5[]mnjldXdba7aClcNmnhCa ^Z;5hC;a []j~ndXh a cNZm]Y5fcNhCaCcN a7aWY5^cNhCmncNla7eWhC\WUQcN^*hCc``cNh&m]cNaC*Y5mnaC9A[nh \;5UXl^lemnCUgK^lYa UX;dQm]5dgUX^`W0UQ[naCh cNY
m]qdXaCzlcNsXlQebUESZUXTVa7lUX\WZcNEUbY5^X[]\;>^Eemna ^ a^`d`eUXaCWcN&UgaCeY5aY^[]mnAdbUXaUQlmnhCmnWZ5YUX[n7UbWUQ[nhCUQY5W`UXUQ5a^UQ5leUVm]cNh dXh ;cNWUUN`5UXde5hCs [nVh7*
lmnhC>5UXA^lmnXCkqqg5a C`UXadXlj~aChCcNc`mnUN5^``hCUXylIa cNacNUVW0YUXcNh>hC>c`\;Adb lmnhCq9W0aCcN*dXa cN9jSa^`UXaCY5Y[]mndbaCj
AVEAZV;#A`E
`8APQA4 MI8;B&PBNA4 =CHS6>PNMIP5~58LQGE4/qLQ6>4 BQ;4 MRF4CG8PNAPQ4/A4K4C3;4 6LQ5564 8;*P6969LN8AFFBN#A4 LN= Mq=7MIBN69MIPN8AMI5!85E#4 84 BQfMR694KLNP6>=786>LQ>F54 FALQ4C;5MR4C4 G H:
9E@APNPNHIAMI8A44 APNLQA=C44 BNHIMIBQ4 BMIPNMIB&8;59HI5PN4 F 4MI3;865PQA64*= 6>LN47LNF69PNMIBN5#84 = >M*q=76/69PN3MI65586!6>*B 6>LQ6F;:<#6>;BNFA4C4 FH~695AL!AHIPNMIA=76>4KPQMRMI8;8PN4CALb6>=x4:
PQHIMIMR8 MIPq#4 6>P`B*GV4 A4 LQ85@A365PV6/@A*B*69PQLNFKFA6>4xqA8AHI4&4 PN6&BF6>4 8A5FK4 HIPQAA4&4 @A8;PNPVBQMRF4&4 PQGEA;LNFAHI5FHI;5&4qPN69BN4 4 8F BQA8>FAGMIBNAPQLN>MIGA@APQPQA4 MIF B
5X4 = P:<LNMI4 8;PN4 FALNMI8A= MIAHI4 B69AAHIMI4 FPQ/3656*6>LQFAB7
#S k;;A5&>l

 A +0A5
FAZ4C@ALQMIMR= 84CB PNSA4/5q8A6>4/BQP&=769P`LNGEFA4CB 8kP`lLN4 58A47=X69 LNB&XBQ*f6>LN6>PQLQ4 PE=76>HI4 LQFA@B&4  q6PQ 454 #54 8HI54C= FK5!~LQA5@APQMR8BNMI/AAHSHI6>4&P`lF54 LNFA!MI=7"B 6>!$PQ#&4 %
F 
')(+*+,-*.*-/102(3*4,5*76*+890*48$:<;=8$*-01:+>7*48@?1ACB4DE1F1/GH I98$B-AKJ1AL;$:+>7ACMK/NI-OQPC:4>.RST8$:+A=A@B
UVW H A<*X;@8$*-01:4>.*48@?B+DPC:4>.SNY F1A3OQVY Y
B4;$ZN:98 ST8$B[0NF1I9;/1*->.:4A>.:+/-;9H B-/1/1:40
Z1:989:+H /*48$:<;9Z1:\;@89*50N:+>7*+8=?1AB+D;$ZN:+H 8C89:+A@S]:+I3;$H ,-:<B+^/1:989A9O

Af
LQ695
=X5NALXMI6>8A!4&4 BN44;4 6>4 LQLN= B/=X@PNPNMIG 8A69KG*B*LNPQ~MIAPN;44/= @= PNBNA;MI8AFA4 !4/BNMI84 8 HI6!A4 LNB #>5;=7LQ6>MIPbFALQ6>FMI8AHR/694/AA6>ALQ85HIMIF5=7LX6>BQ6>PQ4 !MR= @A8AfLQB4f6>4C8Hn84;PNBQMIfLN698ALN9P*4C=78669P"LNFA=!96>BZ#LN
PNF ;#4CMI8qLN6>PN@#AMIPQ6>HI 4 H
PN=76940LNF 6>FPN4 5=X4 A8;8P59HI53;65q6069*BE#69LN4 F 4 8!!9# f169>FA4LN56>!= =C54 PQBN4 BQFMR;HR4 PQ;@A6&8G*698AMIFAF4*PQ#A;4FA3;/65>6*LN6>5LNF Lb695LQ@A4CLNB CBN !56>LNBNPP
>PQA4 3;658A6K4 G*PN6>/LQFBN MIB&6>BQLQMRPE!=769ALNHIKF AFALQ4X5#58ALX4 6>F!69BMI68AqBN f69LNP&=6>LNFPNq69PMIB&=6>q69AHI4>LQ@A8A8AMI8A
3MIB*654 8;6+~ALNLN= 4C5FLX6>;BPQAA3;465@A6Bb69*54&6>LQ9FKAPQALQMR4&853B65PN6 A4ALQ5555xLX4 6>= !P`:`5LQMIMI8A4 8;PNHS4 6>F8AA@qLN6>5LX456>Z!5XMI4 8A= &PZ5LN;MI4 FA8;4CPXH6>PNPN#MI6>8 P
A4 8ALQMR=C855@AB&LX6>PQ5KMI8A=76>LQFPNA4ALNFA54 LX6>4 HI5A!!MI8A4 8;P/PQA>4&BX= 6>;!FA4K4MI698FA5BQ6>f8;69Pb69HRH*54 6>B8FPQqBN6>4 P&HSMI:`P= A8LQPXMR86>MI58AB&4 F4 HIBQ@A4 G*8AMIAPNB4 LQC4 *A;MI B
A>6>HIMIA=7PQA6>LN;PQ4MI6>5MR=X8;8APQB4  ALb*69LNMI= 8APNMRMIBZ5B8HI47B*6>q;FAFA4 BP`@AGVPQHSf6>4 LQ4 !MI8P`55;LQ5404 x8MI4 8A=7= 6>FPNABZ4 BQqPN@A4CHS8A6>GEFAPQMR4 4C8AHRH8=C:`FA4694X8A#qF4 8P`4 GEMRFK84C~4 MI58;8LQPNf4 5L6>5<PQ6>XMI4C= 5= 4C8 PNB7B AMI69FA8AMI8AF6/PQ LQ4 =7BNPQ6>LNLQMIF= PQMR6>;8 :
=7N69 LNq
F Z:`/=74 695BQLN>4
F ~LQ/P`PNG*ABQ4C6>>HRLQ~4CP`40BNG*B6>VLNLQ;PQ4 AFA4K@APN= A3PQ46MI556>86A A* HIMI6>=7= LQ69FPNMI55A8!5HIX4 LN4 PQ@A=C48AP`:`BQ85fMRLN8MI6>4 /LQ8;P5PQ4 =78fF696LNF6>695AABNLNP A;>HI6>PQMI=74 =XLN6>!PQMR5MR8A8#8HI6>6>HHI6>BN6>BFFA6 MI8ALN= 4 = HIBQHIMI@ABN4 4 FA8;B4CP*B*AQPN5LNA8;94 ::
5= LX6> />@A8A6MI=769BNfPNMI5698 LNPV=7;6>LQFAFK4 H#6>qA4CAP`HIGE4 P]4  4C8 *6 ABN4 36>6LQ5P6=7*6>LQ6>FKLNF 6>8ABQPbF!6>8MRPQFqBE6>=CLQHRFKMI4 8;qPQ6>B B;G*4 AAMIP*=XPQAMI4&BVGEPNLX4 6>HIFAH:`MIBNPQ@AMRMIPN8q4C6>F H
~6>LAPQHIAMR=4*6>LNPN4CMIBN8A5HIBE@ABQPQPbMI6958A8/Fq>6>#LQHRFA4CB7 6> =C&BZABN@ALN=XAHI4 MRPVB FA;HR4 MI8 BZ8A4 5FP*PNALQPN5A#4*5=CBQ458;6PNMIBQ8;Pb@A694 8AF/Fq6>@ALQBQF 4*>5k5X4 4 ;=CMIP`BN:`PN5MI8ALNMI4 8;=769PQ4 LNFF
G*6&`8PNP`;FAA4X#MI=78A6>40HBN6Z A6>MI5LNPk=:<HI6>4 LNF4 :<H;qMR698;BNPQ4 4 F/L`<6>69= 4*AHI#MR=4 6>P`GEPNMI4C4 8A8fBkPN6ZA=74g69= LN5F!6>/A@AHI8A4 PMI=76>6>8APQMIF/58VMIPNqB4 = P`HIGVMI4 4 8;4 P8APNLN4E5LX=76>69LNF
=7=76>6969LNLNA.FF/HIMR6>=4 6>A/PNAMIHIqMI8=74C69FA69PNFA8AMI54 FF!8PQ= MRA84 =C/HRAMI4 A@A8;HI8AMIP=7MI=7MI6>B69PQPNMRFA4 4XB#8 #G*8AMI4 LNPNF&5;PQLXA&6>4V =C55@APQ6> BNMIPXFA!66>4V8AZ8FGEAB MISLNPNPNHI)B F& =7PN 6>LQLNF.5"@B56>8] F/698&LN`8f4 MIBQ8Aq3;BNPX66>58A8A6&BN= 4 *4VB)6>>yLQ~#LNF PNqA 64
= HS6>BQB$#&%('%)*%(+&,.-0/&+%12*34+*5-76&8*89&2(:0PQq6>P*LN>;MIFA4 B64CPNA;FPQ/ALN;= 4CBNB   "B
# <; = q 
>5;
+#
*A4K3;656*69LNFBN#4 = Mq=769PNMI58F4 BN= LQMIq4 BK6HIMR!MIPN4 F4 LNBQMR8>0PQA4 3656HS6>8A@q6>4
PN=X6>q84/6>F8= 5A54 HS!6>BP/>~5 @ALQ 8AMI =7GE6>"PQ4 BMIHI5HV*8FAl#54 FALN4 =CP`MI=7GV4 69B4 PN4 A4 8LQF5PNPQALb4/6>!BQ=7f69LN6>F4 LQLQP&BE69=7APQ69/ALNHIFAFAMI=7B4 6>BQPQ69MRMR8A8F8K6/HI6>4 8A;FLN6>5= PQALN4MI694 APb69A@ALNHIPNMI!BQ=7MI6>AFAPQLN4/MRGEPN8A;B7= LN5HIZFH4X~6>qBL*8AMI44 8A ::
4 PNLQMI!6>AAAHI4 HIMI/=7694 PN8;MIP&586KPNBQAMR4C8AMqG*=7LQ69MRPQ845P/ 6>E!PN5@A8;PQPA4>=CHRPNMI4 4 F8;MRP&@AB/LN5= ;LbFA694 PN6>84 F8A=CPNAF4!4=76>6>LQ8AFF6>FAA4 A= HI;4 FAP 4q6PNA544
MI= 8;@A~/LN#f4 LQ69BNPN5MI5!8/4&4 PN =XqA69LQ8A554CLbF6> 69= A= 6>58ALQFFAMIMI8AP*5~HI LN= G*4CMIB&PN PNAPN44FA4 ALQ4 5HIPQ5#=C4 5LHPNFA!4Xq~;8= 4 @AFB *8KAMIPNBA694/AFA4XLNq;8A6>=XMIPNKMIMI8 B
>PN4&6&G*BQfA569HILN4P`:`6>=7A69ALNFHIMI=7F694 PNFAMI5MI=786> PQ4 F HI>GV:<HI4 4 HqLN5PQ;= 5HkLX6>PN4 L*PNq6988PN405X4 = P*F4 BNMI58 9
6PN>84/FK`A8 = 5HIMIPNBQ4 P78;MRPBV*qAALQ69MI5qB54 LXLZ6>4CGE!PN4A;A4 FALQLQ5B#HR8A555BQ!PZ4PNMR6&B!FqGE4 695BN4 LN4 LNHIF A6>8#4 5PQ8;@AAPVPZ4PNLNA4 4 4APQALQA4 ;LNBNFA4C5PN8;HIPX= 6>55PQMRH#G*84 AP`9MIGVE=bK4 PN4 A6984/HRHIPN>=CAG*HRMI4&4 B8;=PQP6>A>LN4&BNF4C=7LN6>6958ALN4CFF L
36>>@?LQ6=XAC5BEA6ZD@MIFPN*G*4 6>= HBPQLQ@AF&I LN*MI4 BAf= 4/6>8A=7F6>BNMI4LQFAF;4 LQ/694 AF/PNAA6>HI44 BP&A6VMIBNBBN4 P*6LQ56>=C4 8AHyLgF!69LNBNPN@AB&A8APQ48q=7MR6>869P0LNFKMI6>86>B*6>HRA4C6 AFAHI4 MIMIBN=78;PN69PNLQPNBVMIMIA5PN@A8PNMRPN4CB #FfMR6>8;PPQ54 MIXBL`4 <FA69= 4 P*= BN45BQ=C ;LNMI*BNqPN4C4CF/4= & HI&*MI4 69A8;8 4P

AMI8;LQPN54 LLb<6>6>=C45= *A4//MI@A8;8PN4 MR=L<6>6>PN=C4C4/BMRG*BMIPN6;PNMIA8A4!F=7>6>*LQ= F58;6>PQLbA6>HI=C4 P&PPN69q= 69= P&LNAFAMIMI8A8AFAB&HR6 PNBQ4 LNPN4 4 LDPNB
MIPN B&ACB = HIMI4 8; BPNHEBA
*A4BQ4 LN4 L@q6>LX6>8;PN4 4CB*PNq69P*MRPVG*MIHIHqLQ4 BN#58AF 69BE4 #4 = PQ4 
F kPQPQA44 PQA;FABVFA4Xq8A4CF
MI8PQA4&MI8;PN4 L<6>=C45
FA= HI4xMIq4 8;8APV54 FLLN4 PN?;6 A@A4 4 LNBQ= 5PNBZPQ;PN= /5HPN@AA=8A46>MI=7HI=7HI69694 PN FLNMIFK5 86>>@AqD B4 HEHRP`4CAGVPN
4 B74 & 8BE*A = 4HIMR4C8  P? Ag LQAH 5G(LN5A LX> PN6>;!? = 5B5Hk6>HIMI 8A8 F;1 &BV=7PN69G*ALNF4ZMR=7=X6>6>LQAFf4 HI8A4 PQ=7P69GVPQAABN4 4@HyqA6965PN54 BQ4BP
=7=76969698APNLNF45F FA6>*4xAqA8A4/HR4 4CBAP0LNPNBQ5PN40@A;LQ= G*= 4/6H= MIB0;MI8!FA#4G*6>8A4 AFA8;MI=bHIPN4 4 FLQ4 PQA;HI4&KMI=7PN8A69FLN4/4 FKq36>4C6A8A5FA6HR4 4C*8;PP696>LN>8AFEF MIP7PNq4 Z4&LX6>8= PQHIMRMIPN84 A8;f4PEBQ= A;HILQBNMI54 PN4C8; LbP06>BQ# MIfFA4= 6 PQAMI8A4///A@APQLQ8AA>M4 ::
PQMI8;PN=C4 5LH<6>MIBV=C45q* 6>*8FA4*HI4 AFKLN;;6LN4  AD LQ4 BN 4C8APQLNB5PQALb694*LN4 G*!A5MIPQ=X4* 5MR5BX694 =C@AP PN fPNA694ZPN=7MI=76>6>LQHIFHI&6>A4 A8AHI4 4 ]PLX6>PN54C8/FKPQ~ALQ45=CHRMIPQ4 A8;4P
BQ*MRFA4&4VA;LQ  k4 MILQMR8HR4CPN!4 PN8;APN4 BkPQ= AHIMR4V4C8=7PZ6>LQAFLN695ALXA6>HI4 PMIPN8PQ4&4 L`MI`86>PQ= 4 4VL``A6>@A= P4&MIMIP!= A5HI8;4 Pb69MI4 8A8;BPQPN4 AF4V;= ;FAPNA4*4LN4C6>?A@AMRLQHI4 4 PF
PQMI8;5( 54PQA4&=769LNFK6>AHI4 P*4 PQA;FABV@ABNMI8A/PQA4  ALQ5PQ=C5H  BN4 4 MI@ALN4 #
Terminal
Client program
Proxy
implements
interface

Card
DMI

Applet
implements
interface

MI#Q#
MIBQPNLNMIA@PN4 F 55x4 = P`:`5LQMI4 8;PN4 FKBQf69LNPV=76>LQF;:<#6>BN4CF6>AHRMI=769PNMI58


#  l~  "!$#Z% ;

PQ;69AA4C4/= APNHIAMI4 5LNPf8'69PN&Z;8A= 4F;HnA6:`5HS6>LQ= MIMIHI8A4 MI4 8;B8;PNMI4 P8/FFA6>LN4 5APb69LbMILNHA69A 69>=XGG*PQMIFAHI&4xH*qFAq8A4 44 F4 AHI5LQ>/6MIPNFAA34C4/6F53;6568*56f69PNLN*F;469:`qLNqF6>69BQBNBN4 MI#FB4 6>= 9MqA=76>HI69MR8=PN6>MI695PNA8MIA 8AHI MIB=7@A6>=7BNPQ69MIMR8ALNF8
ABX6>@MRHIP4694 ALN69@A8AAFHI456& *BNMIA!4AFAHI4 4 BQMIQ5= 8K5@Aq8;69PQPN4 PQ1L 4  LN( 8A B ;k4CPN= PN4MI5A'8 LQ;) = 4 MIHIBNHRBQ@4 BNB/PNLX6>6>8APQF 4 BPN@A4L/PQ6>AHIABLQMI69=bAHIMI4 G*F!MIPNMR85PQA@A4L
!69LN=XAFMI4 PNH>4 MI=C8&PN@AP`GELQ4Z69FALNMI4&LN4 FA=C4CPNBNMI5= 8ALQMR"B #4 BNF4 = @LNMIMI8qP`69HI6>HR<8F&GELN4&4Xl4 @ALN4 PN8HIMI= 8A4*4qBN6>BQBNMI4Z8AZq4 qBQ4 qP`4CGV= 4 PN4 MI58/4C=B&6>PNLN!FB4 698A8AqF&698A= = HIMI44 8;5PN@ABL
*,+ []mnCe5~UQmn e5 7UQcN^lmnhCh aCKUN[nUXdXlcNhC5mnd Y5\5cN^`Uk^lm]dXUmnZdXa AUm]dQcNUXWUQ5`Ubh cUbdQcNUQj
WUQ5`UX5&aCaWh \5X;5\g5h>UX^;h7YUQc`ShCcNWa 5^`UXdN\c`mn~dXh 5lcNhC[S

kENZN# A
> QNkANZ
*AMIBVBN4 = PQMI58F4 BN= LQMIq4 BZA>GPN&F4 54 HI6>8f69AAHIMI=76>PQMI58G*MRPQ63656 *6>LNF**A4ZP`GE
f6>69AMIHI8MR=PX6>6>PNBMI;8/B@A69BNLNMI4C8A/PQPQAMI436HR54C6*4 8;6>P&LNF 6K6>3;A65HR6K4CP**G*6>ALQ4 F8 69MIAPEAMIBVHI4 MRP8BN694 8ALQPNF4 FKPQMI8 MI!6&ALQ47HI4 6>FA4C4 L)8;P!$#6K<= 
HIMI4 8;NP
V@AP *#4X~LN4PNFA4 PX6>MIHPQA4 BQ4MR!AHI4 4C8PX6>PQMR8AB MIPMIB 8A4 = 4CBNBb69LNPN4 A6>!MI8A4 A>G
= ;PQA/4&@A38A6MI=75696PNMI*56>8LQG*F MIPN/BQ f 69LNP=76>LQFABVMRBgLN4769HRM  4CF A6>8AF/>G=C5/@8AMn=769PNMI58MIBq698AFAHI4 F

S 7  [ >

~5"! AA5
=C5/@8AMI=76>PQ4EG*MIPNK6 BN 6>LNPV=769LNF 5@8A4 4CFfPQ/G*LNMIPN4&698f6>AHIMR=6>PNMI8/PNq69P*BN4 8AFB
= ABNPfPQ698APQAFA4BLNPN46>FA6 4 BNL >6>6>8ALQFZP=7~LQ6>5LQF = PN5A8A48LQ4 47= 6>PNF4C4 FKLPNPN/*PN54@ABNLV A56>LNBQPkP*=PN6>ALNLQF 5@AFq6>fPX6 6 S= LN4769FAf4 L698A FABqLN5698AF&PNLQA4X4 :
BNBN# 56>8LQBNPE4 ]B=7*69LN6>FALNB4*69PQLb8A69F8ALQBN47#6>5FLQPN4 4 LNF!B69@ALNBN4MI8AFA4XqA8LQ54 PNF ;= HIB769 8* A4*=C5BQPb69/8AFq@6>8ALQMIF =76>!9PQ#MR&869AB LQ5PQ=C 5HI B=b##6>4 LbP`69GE= 4CPN4 4C8 L
AFqLQ695LNPNFA;M  = 4 F!H+kA5LNLPN; = Hk qA4 HIP`;GV= 4 :`4 =X8 qPQ6>AMI8A4MI8AAVBNAP*LN6>PN8A;F/= PQAH3C4E*LQ47A6>4F4 AL7LQ& 5AHI&4 #4 MILNB!PQMIqP6>PNPAPN4ZA4CFALN4 4VBQ= MRBLNMI8AAPQMRBQPb8698;9:
=7q6969LNBF/#= 4 4 8fBNPb69698A8AFAFqB#69MILN8AFAFAM 4 4 #F 4 8A!9#CFq#69 8;PN#HI&&&>*#A5MRBBQP`~:`5LNLQ47f69FA694 PEL*FA6>4x8AqF&8A4 LQ47B6>PNF4 4L`:`= =76>LQF A6>LQ8A5F/PQ!=C54 HIBBNBX6V6>5~4LNBQf4 8;69PP
~PNLQ54&(= HIPQMI4 A8;4P= 6>HIMRA4CA8HIPMI=76>69APNMIA5HI8 MI=7696>PNB MI5! 8 #6>" >@8AHFG*ACPN> ?$4/#LN4 D BQqA 8AH BN4!" !G(4 A BQG&Bb6>% ?4&>@A(LN'4CPN@A LQ8A 4  FZB;QKCPQJgA6>4/=X=7 69LNfF6>PN8 :
@;A<LQ695= PNPN;@= LN4 H L* ABN4 LQ4 >;MRFMI54 @BELN64 FA&\LQ MI 54 LPQ&PNLX6>8ABQqLNP    " ZBEG*MIPNMIPNBLN5LNMI4 Pb69LN/ABNP:<LQ476>FA4CL
;

Host
Client application

Command Response
APDU
APDU

Command APDU with data sent to the card

CLA INS P1 P2 Lc
DataIn
1 byte
Lc bytes

Le

Response APDU with data returned by the card

DataOut
SW1 SW2
Lr bytes

Processes APDUs
Reader driver

APDUs

Host-Reader Protocol

Reader

APDUs

Card application

T=0/T=1 Protocol

MIq &AV5/@8AMn=769PNMI58G*MIPN  AAHIMI=769PNMI58 LNPN;= 5H6>Pb6 8MRPQB

@;<69= *PN@ALN4g4 L4769L8AMI;8A*6/>AFPN4 BN4 MI5 8 4 L&"LN4C!6>LQ4 FABNMIBX8A6>4PQ;A4/PQ6>4 BAA=76>HIMI8 =769qPN4VMI5BN8K4 PLQ4 ;?;&@A6*MILNBQ4 Pb!6>84 Fq8;PN6>BLQF5&64 f= 56>+8::


 ALQ6>>8A;FMRF 4 F& ;"BBNf6>69LQLN4PBN=7PX6>6>LQ8AFFq6969LNAFAAMHI MI4C=7F&6>PQ;MR08A5B769ELNAMI5@LBk4ABNPb69698AFqAHI694CLNXFA B6> = =  

LN#EFA:MI8A[%*ZFAPN4X*qPQ8AA4C4B=7= 695q!6>AfMIHI69MIPN8AMIFA4 BB
~698ALZFqJ HI4/ fD6>FA8#4X6>q58A4C4CBE4 = 8;P; 6>8AFA 
B##El5:L/4 FA8A4x4 qLX8A6>4 H:`BA= @A5LN!#5fBQ469q8A6FA;BV!~4 L&8;PFqf6>PX696>8qq6>69BN4/4  4C6>88qP6954 q!:`PN4 A8;4xP: 
BQ;AK4 H8qE69BNPN MI56>8#LQ6>PH=769LNLNFA69B&8AMIBQBN5!HIFKB;5KL= 6>8A8;BN@;LN<PQ69MR= @PN@ALQB&4 LNFAB4x6>q8A8AF4A6>HILQBQ5fALQPQMRA4C4 PbMI6>LLQK>G*BN 86>= LQP=7 69LN6>FA8AB&F F 4 A HI> 5ZB4 F
~LE`PQ8A4 <MIL69= 6>PVAPQHIMR=6>= PN5MI!8 /
BE@A8A8A4CMI=74 6>FAPQB74 G*MIPN6BN 6>LQP/=76>LQF~LN.6= HIMI4 8;Pf6>AHIMR=6>PNMI8PQA4
~HIHR>G*MI8ABQPN4 ABZ/@ABNPV#4~5HIHI>GV4 F 
#5
PQq66>5PZ4 BN;f8A69>LNG*P*HI4 =7FA69LNFA4B>A=769PNA8K4gA=7LQ6>LQ=CF&4 = BNB5!PQfA4&698A#F*5BNBNBQ4 MIP AHI4&MR8Z5<6>69HI= @APk4 PNB~45HILZMRBQPNPkA>4CAMRLZ= q6>LXf6> 698A6>F PN4C LNB # 6>ZB8AF
PQA4~LNf69P>Fq6>PX6A
&A V@AMIHIFPQA4=  6>8AF    ZB&BN4C8PPN BQf6>LQP=76>LQFABLQ4 69LNFAMI8A PQA4f69AAHIMI=76>PQMR4
Fq69Pb6LQ4 PNLQMR4C54 F lLN5 HR;=769Hk56>LQMy69AHI4 B ;F#6>Pb69q6>BQ4 B @ABN4CLMI8AA@APQB BEA H
)A.ZBN4/6/FALQMR4 LPQPQLb6>8BN#5LNP   "ZBlLN5 PN4ABNPZPNPQA4&BQf6>LQP*=76>LQFKPNLN5@5

6
Q
L
7
4
>
6
A
F
C
4
7
L

%q"
=7Z694 LN= F;FA694/8AFfPQA694&8q6>LQ4 HI;BN#BN458APQABQ4 4FAM  "4 LQB4 8;PLN#4 ;56>BQBNLQMIFAAMIHI8A45PQ6>AHI@A4&4 lB*59LN PN6>PV4&>BNEPX6>F#PN6>@PbB6+;LN;4 PQPN@A4 BLN8 4 F;fPQA4
!A l~ .   9
7-#lk;05 % % 5<
*#L*A>MRl4 8 MR3; >PQ6MS 6>%5HI6K+M
 4 *F6>;3LQ6F5L*6BQAq>*4CG= 69MqLNPQF=7A6>4&FAPQMIPQ;54 4 8LNB!MI8BMR8#56P/6>HkBNBNf#PX6>4 68A= MFq~569LNFAPb6>>~MIG 8 LMI68;A~LQ=756>LNLQfFLb6>69!PN6>MIA584 HR4CLQ69P/BqkqG*@A6>PB/56PQBN4 BN q4K6>LQ6>P*HIHV;=76>MIB/6>FALQ4 PNFF
HI4 @q6>4 LXH`6>
8;PNK4 4BQ@APQAA#45MILN8;P/PN4 PQLQA5MI#B4 HILb4 69A4 MIH*HRMI>P`MI98;PN4C3;56Lb695PN6MI5*8 6>LN6F36>65A6KHIMR*=6>69PNLNMIF8A6>BKAA6>PKHI4 PPQAMIB4FBN4Xq@A8ALN= 4 4F= 69;BFA64
#&%('%)*%(+&,.-0/&+%12*34+*5-76&8*89&2(:f5X4 = P!G*MIPN6BN4 P/9&4 PQA;FAB  BN4 4 6>AHI4 #4 8:
69 AHIMR8/PNA469AAHI4 PPN = /@A8AM=76>PQ4PNALQ5@A #&%('%)*%(+&,.-0/&+%12*34(+(5 -76
 /55x4 = PNB
#  
C~
 #  
 *46>LQ5@A!4 8;PE@ABQ4 FKMI8K6>8K6>AHI4 P
B :%&9&9/6>8AF
8&+4)2
!4 PNFBMIBf698 6

55x4 = P7 *AMIBf5X4 = P MIB@BN4 FPQ4 8A=6>ABQ@AHS6>PN4PQA4
= #& 6>LN8A5F/PQ;6>= 8A5F HIB7 LQ4  BN#8 56
8A BQ
4  5 5 X4 ZB=CP0MI4 BZ;=Xqq6>698A8AF5HR4C4 FF6>B/6/PQAA4&&@ =7k694 LNLF MI8KG*MIG*PN AMI#=XK5PNPN PQ4A69!4 AAHIMI=7/6>PQ6>MR8AF8
=7#6948/BN4 q8;LQPBNPV#LN6>47= 69 F PQBNA4 44 = 5MI! )\f 6> 8F   "LN4 =C4 MI54 FA698AFPQA4 8 =7698G*LNMIPQ4PN4LN4CBN#58ABQ4&PN
*A4 bJ8AXF BQPb6>PQ4MIBLN4769=b4 FBQ4 PNPQMI8APQA4LQ4 BN#58BN4   "
BBQPb69PN@AB;PQ4 B7
*ALQ4 4&=769BN4 BZf6;= = @AL"
#5VlPNA!
3;9PN4J4&8&LNBN+4 4CBQ8A4qFA)*2BV8A
PNBNA4 4*5 LBQPb 6> PQ@ABV:%&= ;9&FA9&4!!4 #PN"
A
;
F!4 S;84 5= LN@A PQ4 6>B&H= 6>58A!F+AqHI8A4 MIPNBNMIA54C87B8A6>BgLNPNfA4*69HIBQHRPb< 6>PQPN@AABV4C8f;PQPQA4 4B
&AVlkPNA.4 8&+4)*2
*5$L  :% 9&9Z4CPNA;F&PQALN>G*B6>&
BQ4 8AFABPN4LN4769BN8&~LkPNq69P4;= 4CAPNMI586>BPQA4BQPb6>8 PQ@A%B'
;()
PQ!I4 )*B2(98 A:*PN A44LQN4 PQBNA#4 58/8BNPN44E 3;   J
; <;

>> %74q
qMI;8APb8qMI6969PNPNMSHkMI6>=BNHIPbM 694 5B4 4&PQPNA9;E4 F6>69A=7AA69AHIHI4 HRHI4C4 P*FPMI 8ABQPb69= PNHRA5HS69!4/PNMIf3;58698A F JHIHI FA;=7@A6>LQ PQMI8A4 B 6>=7PN869AF8 4
BN4 LQ4 5PQA4;PQ*F ALN6>>8;FMIFA64MILQ8A4 MIBNPQ#My695HI8AM BQ6>4 PNMI 8E q"69=Lb697694 8PQ4 LNLNB4 PQPN@A*LNPN84 MRF B
MI*8;6>~5HIHILQ4 fF69;PNMI58PN548!3;PNA 4&JLN;G*= 4 ABQ4CBN8MI8APNA946>PQAMIAB*HI4 P4 MIPQB/A;FAF4 B :
4 VHI4 5= 8;PQPb4 69F MI8ABk > = @B;FA4*G*PN#4 6>8P6>/8A@BNPNPA#4 L4V469;A4 A= HI@A4 PQP4 FMIB6>BQP4 HIPN4 A= 4VPN4C4 .F 8A F
>*6>47HIHI6>4 =XF ;BN4 BQPNBNMI4E583; G*MRPQJ! G*PNAA4&4 86>PNAA4VHI4 6>P7A AHI4 PMIBBN4CHR4C= PN4 F
5VKMI58A6>8;8AMI8 PbMI698AMI 8A4CB>PN= A;4;FA6>F =X4Z;KPNG*q8AA694 MIPG=X/KBN@A4CLQ4 BNBNBN= PMI4 #MI8K54*4C4G*B;MI694 PN= 8A@AFKPQPQA4 AFf4LQ;6969= PA4 ABNPQBQAHI4 4 4*BP7#694XHR: H
PNA4   "B*l5LVPNA469AAHI4 P;G*AMIHR4ZMIP*MRB*BQ4 HI4 = PQ4 F

= <!
  
' 4E,  :% 9&9
6

%*8&, 

'4E, ,2*2&9 2) :


 4 4&9&2&% * 2&9&2):


'4E, 8&+4)*2

6

%*8&,

6>AHI4 #K6>MI8!4 PNFB*>PQA4= HS6>BQB$#&%(' %)*%(+&, -7/&+%12(34 +(5-76&8*89&2*:

)El&6>8;PNA4CL/4;= 4 APQMR8q69B/q4 4C8PNALQ>G*8PQA4 q4Cq6;MR@AL/>PNA4@A8AFA4 LQHIMI8A
=6>qLN4CF Lb6>kPQAMI8AHI;K=  BN;PQBQAPN44 69AMIAB&HI4 @AP 8AkF54XLZqq8A4 4 LF~5LQ`8<69698= P 8PNA@4//3;q4 LZ>JEfq64C Lb6>FAPQMI4C5= 8AMIFAB4/PN!PNK4 8A/BQ@A@LNPN4!4PNPNAA44
l@APN@ALQ4BN4 = @LNMIP` >PNA4&69AAHI4 P*5L*PQA4=76>LQFKMIPNBQ4 Hb
;  >5 ~Kk;;A5
 % % -<
A=7 69LQ% 8=C% #4 -BN4& B LNG*46>MIF
PNCk~6>#68 FKBNMI*=76>AA8MIHIBk4 qBN4 4Q=C= PNMI58AMI5@A= 88;LN4CPQMI4 Bk1L MR4 8;8;PQ=7PN4 4C6>8AFLQFAF 4 6>F 8A69FAPN*AFAHIMI4 HI4 HRP= @LQBN4 G*PNLXA6>4 MIPQ8;=b4PQPN4 AFBQ4gPN5;3LQK64 5Bf66*695*8 MI6>4 LQ F8&:FA6>4 !55694C5HRHR@A@8;A4P PNS#4CBQ84 6>4PP
MI5@ALQ4 % C *A4 = 5@A8;PQ4 LMRB*MI8ABQPb69HRHI4 F MI8 PNA4=769LNFK;=6>HIHIMR8PQA4&= 8ABNPQLN@A= PQ5L&9PNA4
G*6>MIPNA&HI4 PQP A4VG*3AMI=X/J BN4 SPQPNB*4PNA6
4Z = 
5 @Aq8;6>PQLX4 6>LEG*4CMIPQPN4 L6>>8/APNMI8AAMI4*PNMS6>6>H;A5HI694 HRP @
B$4*PN  6:%>9&8A9VF/!LQ4 4 5PNMIABQPN;4 FLQB*MIBPN8AAMIBEP69@AABQA4 F.HI4 CP


ALN 4CHIBN4 % @AP %
HIB PN-B 8& 6>+= 4 =C)5% 2LN
;F>MR8
!/- 4 PNqPN/PN/F 4AG* AMI" =X#F 4 = 6>;AFAA4 MIB&Z8APQPQAAFA4 4 4CL&BN= LQG*qMR#4 MRPQ4 LXK6>FPQPNMRMI88A4 MIBL6>6969ALNLNHI4/4@Aq&69 8A4 FA8;HIPQ4 BF6>8AFPNLN4 PQ4@A6>LN8;B:

6/ 4C8%LN;PV-=  54  #BQBN4 ;MILX8A6>PN7MI

88 + # BN4  4  ")MI!F#@A6>LN4Pb6 \%V% MRMIHILN-HI@A<BQPBQPNMILbP*69MIPN% B*4 ;B*8A>G*4
= #74 -6>BQ#BbPV692qLNK6>B**PQPQA/4&LNq4CBQPN45LN@AMIMI4 LQ= 4&A4/HIPN4 = !;4&FA4 4MI8;8APN>= 4 5F!PNPN/MI48ALQFA474C6>F#= HI6>LNM Pb4X64:
~fLQ569 PEPQPQAA4 4  6> =  =C5LNFAMR8@&k5HI4 L PQ /HIMR8PN4
A4 < P`;q4 BFq@A69BN4 PbF66>G*LQMR4*PQAMI8MI86ZPQ;A;4&PN4366>5LQ6Lb66><AMRPHI4 MIPB;8AMI8 4C= 4 5BN@ABXL*6>LQ4/69PN~AHIL`4C: 

Client

JCRE

Command
APDU

APDU

initializes

Applet

process(apdu)

Idle

getBuffer

Init

setIncoming

Incoming
ReceiveBytes

processes
command
Outgoing

setOutgoing
setOutgoingLength
sendBytes

terminates
End
reads data
Response
APDU

MI# )A;3656*6>LQF   "B*LN;= 4 BQBNMI8A4C54 8;PPQLb69= 4FAMS6>5LX6>

69"<8  *&A:/4 8/#@APQBQAP4#4LNLN;4C= PN4 LNBQMI4 BNMI8A4 KFK=7MI8/698KPN#4 4%#;4 L`;lPN54 LNB*!94 FKPNAG*4MIPN= PQAf469698AAF AHI4 P
BZ"MIF8ABNqPX6>698APb6 = 4SHI5MI8A6>4 LQMSB
6>PAHIN4 B
/698A@AFKBQPEPN#44MIBN8APQ= 5LN4CFKMI8AMI8&PNF#6>4 Pb6  S HIMI"8A4A<@  I 4 L/6>BNB*4 8;F;PN4 q)B 69=  KHIMR8Fq4 6>B PX6 /PN!PN PNA4< 5 @APQBNMIFA4GELNHIF PNA4
LQ;4 BN#PNlA5 8A46!BQ= 4 AHS6>LQ BQ5B PN;%"= '
( HS4 HILN MILQ8A54 PQL&A
B LN; >= G*69= 8A@MI8AFLNB <69 68 & BQ%Pb569'LE8A(69Fq)
8f!I6>LQ)*6>FA2*M 8& A:*4 HIFMR =46>BNPNPXMI6>G*PN4*@MIPNB&4 LNGELQ6/5 L = LNFKI~8A=BNLE6>PX6>84 8;AqP694569LNA4 HRHI@PQC4 @A4&5LN69A88LN4 >FMI;HIHIMIMI4 FA84 69F6 H
8A6 4CBN#6>4 PQ= MIM5q4=5BN69PXHR6>@PN4C@B*HRMI8AGE4CBLNF 65>6>8HI@AF 4ZPN/BNMIPN8q4*6>FAHk4 PQ5A4CMIHRB*4 qLN4CLQL5L=6>PQ8LNPQ4 APQ4&@ALN= 8HIMI4 6Z8;LNP4CBN6>#5A8AHIMRBQ=4 6>PNMI 8 G*MIPN
;   >- ~Kk;A5
Q. & ~- ;  % % l 9
7- #
 B*GE4&#654BN4 4C8KG*AMIHI40F4 54 HIAMI8A/PNA43;656/*6>LN
8AFqMI69=7Pb696 PNMIBN5PQ8!LN@Aq= 4CPQ@AP`GELN4C4 B74C 8*6&@=6>BLNAFG*6>LQMIAPNAMI8AHI4 /P*66>8= HIFfMR4CPQ8AP4695A@AAPQHIBNMI=7MIFA6>4PQMIF 5GV8/5Q= LNPNHI5#F @A6>8;PMIBEPQLQ4 4C@A1L 8A 8A=7B*6>6>G*ABNAMI@APNHIK4 HS6>P PQ6A4 PQFK=7A694MILN8 F= 5 69!A /A"HI@;4 P :
= 698A8AF/BNMIPNBQAPN4*B/LQMI4 8BN#FA54 8BN4 4 HI5 AMI 8A"KB=CFLQ4 C4 PN@AG*LQ8AA4 MI=XF ;FA47PQ69AHIB4=G*6>MILNPNF 6>PNAA4!HR4C= P5!f4 PQA698A;FF 8& + 4 )*2ZB
A 6> = =C4 =CAHRMIPN4 4C8;F P


!"#
$%
&' 
( )
&**)
+ $, 
 

-
, */ .
&
 p
04  1
2
3
, &$ 
5= $$%%&'&'
(
(/)+*
$
,1
(
/ 62'7
2p>
,&*
$)&8:& 69.?;@ AB
<1
(
*
$C
7 p 671, 
| +$,
6271 |
DE $%&'
(/'
2) ** 6.?
@
AB
$C7 p
(9 %
2FL 6M%G$H)%$
 G
NP )O
Q 8IRQSST
O
$UV <+
W
.J
HY$XZ8: 9
6K-71. .17
("20(! *
1NPO
2Q
*U \-9
6M-%9'$11`T
[;
a, abG
NP?\O

Q ('Q
S
N(
S O
6U*cNPVOP
Q N(\^bO
O
] H1 +7W

p. d^Q
V 
O
A1??
(Q
,_VU@71
(4(5 **  9
9
--99!" `;`;aaabab??

 



*c*c

\\eb
,

 ,,ff

 

11
(
(,,
(D(E= | | 
$&
`gNPOQ
U-T1
(h,(\ 
'N26RNPOQiRO
] N(^O ^Q
V OA??Q
_VU@17'
!9 |
MR#[%q;3;656*69LNF j&4 
&:2(+= HS69BNB*BN@ALN=C4= ;FA4


;>  q

 #

V*54 BQ!qf8A6>BN84F1Em16 n 6 em1n3ek'klm1n k'bk m1

n# "

 :  I) +212&:
 &: V5!f6>8F E6 6 ok'klk'k 6'p 6'p  6'p  6'p
*4 BQq8ABN4 1m1n em1n em1n bm1n# "

 : , 2) +212&:
 &: V5!f6>8F E6 6  ok'klk'k 6'p 6'p  6'p  6'p
*4 BQq8ABN4 1m1n em1n em1n bm1n# "

6>AHI4 &   "B 6>AMR8l5L*PN4 Q= 5@8PQ4 1L !5#4 Lb69PNMI58B

Pb6>69B A;HIBMR=G*6>PNMI4 8 8K= MIB5!6+/~LN@A8A8MIP=7:<4C6>8APQMIFK8Al5G*L&MRPQ6!=7PQ6>ALQ4&F=76>69ALNAFKHI4 6>P AkG*HR4CAPMI =X/@BNP#4 L~5LQPQA4~HRHI>G*MI8A
q MI8A/BN6 4CHR4C = P*JsPNrAJ4Z.=76>LQFf 69 A AHI4 /P@A= 5BQMI!8A&fMI69PNB8AF 1 * *AMIBBQ4 HI4 = PQMR8MIB#4 L`l5LN!4 F/;/BN4 8F;:
q HR/4CP A
BELQ4 !q694 LNPN4= F 5!8&+ f46>)*82F 
  *"A4BFqZ69= Pb56 !BNA4 8;HIMSP*6>8;G*PMIPNG*!MIPNPNKA4PQA= 4&8A 4 B06>8A69F = =  4  PN"4 F=;76>8!PQAq4/46>LQ;4X::
PQ69LN8AMIF4 4 /F@A~BQLNP0 #4/5= 69LN8MI5@A4 BLNPQBN4 F@ALNPQ= K4CB fl6>69APN=XAHIMI=7G*69MRPNPQMI58PQAFq4/6>PXl6
5LN@A BQ6>4 LEPZMIFA8;4XPNq4C8AL`<4C69F= 4C~>FqL&69PNPbA694 q6> BQ4C "BEA H@
B
%(:%% q4 HIF/>;;PN4
B SBQ4 4 6>AHI4 &Z~LPN4*~LNf69P9Fq6>PX6BN4 8;PVG*MIPN N=C5@A8;PN4C1L 



 -
 : + 2&%(,


!" p %F* /9

%-F9" 
`g_aa 
/?8
6M%
F
'* 71
6R\ T
$R
* 'N2,,)hC
,T
< .,
1_
(,
2 627P71
05
2
,Yd6M%F$
,_b
8Ll6MXZ%83$017 
NPOGQ
N(UO-Q Q
S
1SO

(U
h,V +(@\. V
.'H N[6 !
NP0'O7 QiRO
] ]_Q
^ W
U^ V 171
=D M6M6 %%$$

 GG NPNPOOQCQCRRQQSSSSOOUUVV ++@@..VV.. 1!
2HH 'D[5'7 7
E(9
2%Y$ R6 
 $GN(O9Q Q
S
SO
U
&V $+ @.V. $P"
,H  9'7
(! NPO&$Q
U -
831
(2$,,M
\ 
'N[6
6R*\

17(9-5E(9 71
("20#%%$$

  GRG29
2HH

886M6M%T%TFF''71716M6M&2&2$$ '!([501'7'7'

(4(5##%%$$

  GRGR!
"
H
H
886M6M%T%TFF''71716M6M&2&2$$ 71 D71
(D= | 
$R *
Qh$<T'
,<.,OP,66*\
'7(9 6R*\
172017'



 



 
 





















MR# AAV@A8;PN4 LQFA4 = LQ4 4 8;PN/5#4 Lb69PNMI58 BN@ALN=C4&= ;FA4

= /@A BQ46>8A6F LN47 69 FA4 "LZBFAQLQ MR4 L*HIMIALb69LNPQ/BN4 8FK= 5!f698AF   "ZBPN/PQA4&=769LNF69AAHI4 P
q 698AF PN/54CP*q6>= LQ4 BN#58BN4   "B*lLN5 PNA4&=6>LNFK69AAHI4 P
q PQA4 FA 4 =  ;"FA4LN4CBN%*#:5%
8A( BQ&4 : # 4 "HIFZB>*6>= ;= PQ4 LNB FAMI 8ABN4 4 PN6>HIPNBN 4l56>LN HR4 6>&fP>~5LPNAPN4Z4/Fq6>~PX6&LNfLQ4 69PNP@9LN8A 4 FqF69PbMR86
LQ694 HRBQPN@ALQ=X8AA4 4CF=  ;MPQPNAA4&4 BQNPb= 6>PQ@A@A8;BPN;4 NL;PN4CLQB*4 MRBN8 #5PQ8ABN44 LN4  BQq "8ABBN4 QC  *"A4M=CIHR8AMI4 FA8;MI=7P6969PNA4&A6>HI8!MI=76>4 LNPQLQMI558L /@ABQP
PQ= A4*f A6>6>4VMI8A8>F5Pb4 6>69LX8AB 6>;F/HIB*H5LQF>4 4 BNBN#qMI558A8PNBQ >4 kPN A6*43"6= 5HIBMI6Z4 8;*P*PQ6>06>LQA4F;A:<=X#HIqMI6>=769BN694C8APNF5MI54Z698AMI8;69A~8AHI5MIF =7LQf6>PNPQA69MR4PN8MI=75698SBQLN4 FK*4 6>A4*MI53HR@A4CLQP 469CJLN4MIBNBPNA/PN>G*A4*LQB;fPN= q6>4 69BNMI8BP
BQ= 4 LN4 L*6>A8ALNF;=  4CBN B*"PN/ZB6>/=CPNPNMI56>PNPQ4*4fPNA=6>4ZLN=7F6>LQ6>FfAA6>HI4 AP HI
B4 PE!BQ4 4 HIPN4 A= ;PQ4 F FA8 +`P*46>)*HI2BQ&
ALN6>>8A;FMIFA4 BQBV4 8APNFAB!4MIq8A6>= = PQMI8AA4
@APN5MI8A&LQ4 BN#58ABQ4   "BZPNPNA4&=CHRMI4 8;P69AAHIMI=76>PQMR8


  A
Z4 4 HI5AMI8A6K3;656*6>LQF;:<#6>BN4CF 69AAHIMI=76>PQMI58LQ4 ?;@AMILN4 B+qLNBQPPQMIHR4C4 8;P63656
8APQ*AMI69A4LN@Ff3;Hy69669PN5AMI6/8AAZHI*4 =76>P*6>LQG*LQFFMIPN6>= !APNAHR4C/4 P03@AMIBZ68A5MI= =76569!*PNM5A6>LN8MIHRF 4CqF 6>=@ABQ 4 MR8PNBV*fG*A6/4&ALQMI6>=X4 A5@6>HRHyLN4C694 P*L = 3;6 FA5"46FMR= B*#4CBN6>BNPbA4C6ZMI8HI4 BQPQPNL7MS6>LN@HI*HI= PNA@A64&LQ4 = B7;@AIFAPN*A4@AfP04C86MIB: 
= 6 38;6554 6LQPN*4 F!6>LQMRF8A56>LQ8AFAF 4 LLQPQ@A&8 A5LQ8FPQ@AA= 4&403;6ZV;D ;PN4Z =  ;AFAAC4 HI4 G*P*A= MI=b8=74 69LN8/BQMI5BN@A8KMIPb6>698AAF HI&MI8A#BQ4Pb6>FAHI>HS6>G*PQMI8A5HI8;6>6>FALQ4 4F8A558 P
FAMIBQ= @ABNBQ4 FMI8PNAMIB69LNPQMR=CHR4/#4 =769@ABN4 PQA4 6>LN4/4 P&PQKq4/BQPb698AFq6>LQFAM  4 F 6>8Fq4 =6>@ABQ4
; 



Client

Applet

JCRE

Select "applet" APDU

activates
select()

"90 00" response APDU

prepares
command
APDU

Applet command APDU

process(apdu)

terminates

decodes params
processes
codes response

Applet response APDU

decodes
response
APDU

MR# A;3;656*69LNF;:`q6>BQ4 F = HIMI4 8;P6>AAHIMI=769PNMI58/PQLb6>=C4&4 54C8PZFAMS6>Lb6>

GV5HI4&5~;= Lb@6>B0PQA4 4 L*LN4/PQq6>8K8 PN5A8!4PNG*AA4PQHR4 3HIBE65MI6*HRMI694 LNFF;:`q69MI8qBN4 69FHRHI<6>>AMIPEHRMIMIBV=7698APN4 MI= 54C8 BNBbFA694CLN5 4 HIPN5MI4 A8;HIP*4 !4 4C8;PNPA;PNAF;4 :
= PNHIMI4&4 8;3P6q5669LN*P6>9LQqF PNA694ZA3A6HI4 5P6Z& **6>ALNMIFB*= 69;AFAA4&HIMI=7= 6>PQMI5/8&@APQ8AqMI6>=7P69MIPNB4 BgPNG*4*MRPQ= ;FAPQ4*A4&LN4 3?;6@A54C6BNPN*MI8A6>LQFK5#6>4 ALXA6>HIPN4 MIP*8AG*BMIPQPN
  
*6>LQFK6>AFqA6>HIPX4 6P*!BNPQLN4 @APN= PQ@AF LN4C8&B&+ 4G*)*A2MI=X
f /@BNP*= 8;~5LQPN!PNABN4 Q@A8AFA4CLNBNPQ;FX;PQA4&3656

kE
N ZN
  ;;
;  NQkAQ
`58/LX6>PN!MRBBQ4 4 LQ= BkPNPNMI8 MI8A5= 6ZHI@AFAFA4 4*4 3;HI565A6!*4 8;6>PLQFA!B4 MI8;PNPNZFPN5AHI4*5MI8; ~LNMIB FA6>4XPNqMI884 FBN;MIBQ8PN4 5!LNFB4 PQLAPN4 AFA4C4 HR4 3HI5656E *AALN9MIB:
PN/4C3;PNA65;6/FA*HR6>5LQ&FfMIMIB*8!qG*69ABN4 MI=bF!K568!= PNHIAMI4 48;FAP4X6>#8AAMIPNHIMRMI=56>8!PNMI>86 6>FA= MI= BN4CPQBNLNBNMI4CAB@APQ64 F36556X4 *= 6>P*LQBQF ;BN69PNA4CA HI4 P*FA4CPQFAAMILN=76>@APQ54 F
MI6>P*8 MIB*5AX@A4 MI= HIPPE>>@?AC4 B L*D@FMIPG*AHB76>8`FfP*6>MIB*HIHI>8AG*5PBV693865696HIPN*4 LQ6>8qLNFK6>PQ69MRA4APNHI4 /PNB*PNPQ4&/356#54 6Lb69*PN4&6>LQG*FKMIPQBN#4 #= 5MqPN =769!PNMI58 F4 BQB7MR8 = 4


S [&7>-   

 ##q>
 l-!k;;A5
~3LQ655 6PN*A6>4LQFPN4 LQ6>AAMI8qHI4 69PQHBf6>69ALNA4 HIMI=75695PNXMI4C5= 8PNB!;`LN84 BQ3MR6F5MR86/*MR6>8LQF6APQFA4 M LN!4CLNMI4 8q8;6>P/H69f8A69FK=XA=7MI698ALN4FKlA6LQ5BNfLb6>69!LNPBV=7~6>5LQLQF. 
e5mn^WUXleh>h [nhmn^eUQcNUQm]/cNUQyUQc`cNUX5&le;U*+ h cN KsCEqz~sXQbV^lm]dXUmnea^AUXUN5cN^`
mnWY[nUXW0UQ5`UX/m]le;UTVUXWY[]\^*TVUXW
gY5cNUX^`^`h&_ Y5cNh>9\dXX


 =8A6MI=C?;HR@AMI/4 4 8;B @AP!:<8%BQMR
4 =LN6>PN4 8#M5L*6>8!BN;qBN4C6>PQHR<4 =54CPNG*B4 A 4C LNPN4 4 "= 5B!LN;]/ = 4 @AFAE8A@MILN=74f696>PN*MIA569HI8HIH MIMIBE8AC/F4XFq"MR8ABQPN4 LQF 6MR;@A>8PN4 F4F;=b5#LNX6>54 8A= LbP&694 !B*>4 PNMIHI8A>GVF:`5PNHRHI4C4C5=b54 : H
PQFAf4C53;4 6HI55#6 4 *LQB6>LNPNF/6>BN4 PN LX6>= P*ALQPQ4 ABN4 BQMIfL*FA4 LN>BQMI;5MI8KFA4 6>B8A6!F FA= ;4 FA4 4ZHI5~LQA5!4 8;=CP5!/4 PN@A8A;MIFA=76>HIPQ5MR>58 AG*LQA5PNMI=X;= 6>HkHIHI= >5G*8:B
BQMRF4 Lb69PNMI58AB

= LQ;= /4 FA@A@A8LQMR4=#6>*PNM695HI 8!H ACMR 8;PQ4  L`"/<69V= !4 4 PNl=XlqPQ6>A8A4MI`BQ8/HR4C5=CqHR4 MIH6>4 8;B*9PE#:<BQ4 64 4 LN8LN4 MR;8;L= PQA4 LNFALQ;5@FA5LN@A4/LX= 6>4C=7!Ff69HRMIH8 MI!98A# 5 <VLQFA# 4 ;L*NFAPQ4 *[H  6>4CPQA?ABQ@4 PN4 Lb*BN69P4C= PPQ54CAPQB`44:
BXBX6>6>554C4CBB6>69LNLN44&LQLQ4 4 6969LNLNFAFA4 4CFF6>6>LNB4LQLN4 ;PN= @A4 LQFA8K@5LN4/6>HI@A=7694CBHRHIB~LQ~5LN(PQA6/4=7=7696>HRHIHIHI4 4 L4SSPQPQAA44=CBNHR4 MILQ4 58;4 P]L]Zk6>G*8AAFMI=bLN!4 A4;HI 4 = @APQ4C4 B`B :
PQ=XAA4LQ5A8ALQ;@A= B*4 FA5#@ALQ4 4KLb69#PNMI5F8LN 4 rk?;M@A5MI4 LNMI8A6 /LN4CPQA5@A4HSLN6>4 L?;@A5L4CBNHIPN;MI8A=7 6>HVAALQLN5;= Lb4C6>FA @ALNPN4/=7#6>4&HIH[BN@A69BQ8 q4C 8AFA4 FMR@AB/8;6 PQMRHkBQPQA84 :
LQMIB&4 BNPQ@AqHIPQ6>B/P>MIPMIPNB/46 LNA4CLNPN5;PQ= 4AH*LQPN;q= 694 PFA@ALQ8A446>ALQLQ45LQ4 Lb6>PN@A LQ8A=74 6>F8 *@ABNA4!4PNMI8;PNLN4C4 LN?;4 @ABQPN4 MIBQ8APf6 ~47BQ694 PNLN@A;LQMI= 4 4 >l$ LN5 g 6
A8ALQMI=7569PNLbMI6>5 8FHR;4 Pb=76969MRPNHI4 BF`MI8A8BQPN69478A695FPQA>4 L!GV= 55L !;MIA8A@AKPN4CFLMRLQG*4 = MIPQPNHR5@AG*P/MIPNq6;= MI8A/PN@A8A@AMI=78A69FAPN4CMILN5BN8PX6>q8A6>F= 5= 4C5PN!B /PQA@;4 :
A@ALQ54 Lb6>8;!PQB&>4 L*PNA#4 6>B&=7PQ69AHRH469MILNHIHI4 @ABNqMI695=8569>54 =7F69HR@AHIMI8A 6>8A6 FHIBN=A6>MIHA#A4 LQ;F= 4 FA@ALQPN4CPNG*AA4 4 LN84CMI8K5PQ<694= PXP&6>PQLNA4f4 P/69>L`:
PQHS6>A84/5=7@q6>69HI5H`4X:`8A4 4 @A8APQ4CLbLb696>HHIHI<698A F"f69=XBQA;MIBN8APN4X4C:`MR8B&FA4 4 #8= 4 ;8AFAFq4f69869PLN5Fq@69Pb6!4 8;LN4CPNABLN6>4 8ABQ4 F8;PbLQ694 PNPNMI@5LN885`86>HI@AFA4CMIB&BNPQLN@AMIBNAMI@A8APQK4 F 6
PQ5X6>4 5= LQP4 :<4LN5MI4 8 8;PN4 4 AF6>=CBQPN;HIBNPN4CG*ABMI=X 5BNX4 4 LQ= 5P 4 L MR8;
B0PQ4 !L`<4 69PN= 4 B&FBELN=7>69;8KMIFA#4406!MI8;547( 6958A4 BVF ~PQAL0LN=CHR@AMI54 8; P& 6>g8FKABN4 JLQ6>5=X4 L
MIMI8;8fPN694 L8 <6>`=C84EPQ4 = L``8;6>Pb= 6>4 MI8AZB4XPN#A8A4*MIPNFMI54Xq)8 8ArMIPN6>MI858A@qBk69~5L4 PN A1 4Vr 4 PQA;FAB698AF&PQA4 MILq69Lb6>!4 PN4CLNB4LN4 BQBN4 F
LQq@A698ALb698AMI8AA4 4CPQ8 4 5LN8/6BPQMI=CA8;HRMI4PN4 f8;= HIP*6MR4CMI~88;5PV5LQ( A54 BNBNB*P)@A6MISPXBQ6>LN4 4 A4!!HI45MR~PQ540@ALZLN!PN4 Lb4 69CPN8AC*BN!*F A;MIBN4PNBNAMI= 4HI8 MI4 =78;69~6!HRPVHkBNAMIPNB*LQ@qf=C694 =C8ABN5FAB&8;HI4 =5F 6>4 HILQHI;PN4 B*fF PQ6A4= G*HI!MID 4 ' 8;4 PNP*G A" BN;>@PQ?
F @A

B
6BQ94 8ALNF4 =7L69@A6BN4CBNB04 LQ58A4 4L/5BQL*PN@A!5LN&4Z? = 5G*!D /' @AG 8A" '!MI=7PN69APN4!Mn8q6>#LX6>6>= 54 4CPQPNB4 LQPQB/qA4@APQBNPN4CMI88APZKPNPQ/A4 PQA4MIBN84 LQ
PQ5A4 4 L =  5P*LQLNPQ4 A= 4P
~PQALN4 8 6>BNP4 8~5FALBPN6>q8;69/PBNLN;4CBQBNPN@A4 HIPNB*7#6>6>
8= F&MI;8MS6* PN4 B40PQBXA6>4E!LQ4*4 ?;q@A6>4 PQBQ PN4 ;F/PNq!69P*4 PNMIAB ;PNFA LQ*5@AA4f!PQ4 APN4A;BNF&PQ@A4 AB74C = Z@APN8A4C=CB 4 
= 6985ALNHIF4 MRPQ8#4C6>ALNPQA4=74C6>PNHIAHI4 ;FKF!=76>4 HIPNH`A ;*F ALQLN54CPN@A@ALQA8A5B@A~PLQ5PNMRB PNA4&LN;= = HI4 MI4 BQ8;B gP0LNBQ4 PN!@A5PNq4/6>==K6>HIHIPQB6>MILQPN4/BZ4 =7/6>HIHIq4 ;LFAHIMIM 4 5F 4
MIG*8 AMI=Xf69LNA4&LQPQ5LbPN69;8A= BN#H
5B*LQPN!4 FK4 BNBX6>8 4 PN5B ! = >58;= Pb69MI8A/MI8A@A8APQMIA=74&69PN MI>6>8LNABQqLN6>PNHI4 ;F!= 5qHIB6> LX6>!4 PN4 LQB0698AF LN4 BQ@AHIPNQB 
BQ*qA4 4C=CVBNMnl4 LN4MIMI6>8A8PN/PQMI4 8AL`6>K`HI6>Hk6!= MI4 8;FABPNMI4 BN69LXPQLN6>LN4!MI= APQ@AMI@A5BNPQ8A4 4 FB*F#PQ6>4 KP`AGVAHI4 LNMR=;4 6>8KFAPN@MI= = HI4 MI8K4 8;BNG*PNPNB@MIPNA69B8Ag FG*BQA4 gLNMI:`=bq4 6>LNBQBMI84 MIF8PN@ABN;LQ8A8BQ4PN4 6>5!LQLV4B k= PQA/LN44 A8 MIMI8;k8APNLQ4 4C4 FL`?;<@A69G*= MILNMI4 PN4 B7 B
PQLQA@A48;PN6>MI= PQ@q46>LNHk6>@APNMIA8AHI4CMR=B&6>APNMILN>8&;MI= FA;4/FA456~@Aq8A69FqPN694 PNMI4 5L8 PN~54LZFAMRMI8;BNPQPQ4 LNLbMIA69@A= PNPQMI4 5F86>#4 AP`HIGEMR=4C6>4 PN8MIMI8PNBMIB= FA55!MI8Aq7 *8A 4 8;gPNB
*A4CLN4X~LN4C  g:`q6>BQ4 FBN;BNPQ4 BZf6 4PNA4FA4 4 HI5#4 L
B&GV5L f46>BNMI4 L; AMIFAMI8APQA4
= @/q4 LQBN4PX6>B >= 5!/@A8AMI=769PNMI>8 6>8q6954 !4 8;PPN#6>8 ;B*PN 
q *A4Z= 5!A@APQ4 F/54 84 Lb69PNMI58!>k= HIMR4C8P*6>8F/BN4 LQ54 L*BQPN@AABg~LQ5PNA4ZMI8PQ4 L``6>= 45 4 8;:


   7

Client machine
Client

Client stub

Local
call

Server machine
Comm.
module

Comm.
module

Method
implem.

Server stub

Marshal
parameters
RPC request

Communication Protocol

Send
request

Local
return

Dispatcher

Receive
reply
Unmarshal
results

Receive
request

Select
method

Unmarshal
parameters
Execute
method
Return

Send
reply

Marshal
results

RPC reply

MR# A&V;AMI=76>H
";FA@HR4CB


4CLb6>PQ4 FK= ;FA4CB06>LQ4BN#4 = Mq=PNPNA4&=CHRMI4 8;P698AFBQ4 LN4 LHy698A5@#6>54CB 698AF AHS6>P`l5LN!B7
q *#6>8A4FAMIHI84 PQBg4 PN5ALX6>4*PQ= MR8MR/8@A= HI8MIMR4 =8;6>PPN6>MI88 F& BNPN4 LXLQ6>58A4 BQL MIPN6>PQ=XMRA8MI8A6>4 8B#F/> LN 4 = g4CAKPNLQMI5@A8/8;PN9MI 4HIMIALbLN694 LN?;MI4 @AB 4CXBNG*P*6>MR8A=XF
LQ4 AHI!4 BNBX6>4 BQ*698AF PNA4AMI8AFAMI8A>= HIMI4 8;P6>8AF BN4CLN54CL7
kALQ;5; PN4 AF5;  %4 % 5<ALQ4 BN.BQ 4 ;<PN4  8AF.B PQA 4/36
5 6!*6>*LNFA4= F8A4 = 54 4 AHIP A~6!4 =78;69LNP/F!PQ4 qPN6>AP;=7FA698HI5q54
ABN;LQBQ5PN54 LX6>!G*A4 4CF&LN4KMI8= PNA4Z/55@AX84CMR= =P`6>:`PN5MILQMR84C8#PQ4 4 FP`GV3;4 64 586=7HS6>6>8ALQF @q696>AA4HI4 PNPQB6Z6>8AFAFMIBQPN= LNHIMIMIA4 8;@PPN4 6>F!A55HRMIX=74 69=CPNP`MI:`5q86>BBQ4 MIF B
MIA6>B&LQ4 BNPNBNPN#BQLX6>K6>P&= =7PQMI6>4 P&FLQFLQ4 ~HILN6>MR4CB&AHI54 HI8P>GVMI69B0:<8 HI6+4 "BN4 4 HLQg5A4 :<LQ#L 56>PN5;BN54C= XF4 HI=CB7BNP ;#BN*G*PQA4 A4/MI=X FA6>4 MIFMIB8KMRF==X6>4 qPN54C694 FLbHI6>APN=CPNq4 4CLQBNFKMRfBQPNG*69MI= LNMIBPPNA=7>69@ALNP0PQFAAB69MI B8 69A= A8ALQ4 = 6>4 =XLQ8 :
6>#5L5@PQPA4= = HIMR4C/8P@A86>MnA=769PNHRMIMI=75698 PNMIA5LQ8 5;PN=7;6>= LQFHIB6>AMRPVHRX4C@APNBNB&P6>qLQ694&B&HI<M PNK4#LN4 4!F54XPNq4 8A54 5FX4 ;=CPNB6 MI8366/56!FAMIMIBQ8;PNPNLN4 MIAL<@6>PN= 4 4F
BN=7;69BQPNPNMI54 8 ;MI8;MRPVPN4 MIL8;<56>*=C454 B*6>4 AAHI4 APVLQ4 BN4CBQPNKA;MIB&FABVA@APNAMIHILQP55@A8KPNA6&4= lHIMI54 HI8;HI>PVG*BNMRPN8@f<#6>6>= 8AMIHIFAMIPNHIMIMI4 8ABG*PNAA4MI=X= BQ@A/A#@A58LQM]P :
PN4&MI8;~Lb69BNPQLN@A= PQ@ALN4~5L*A@MRHIFAMI8A BN@A=XKFAMIBQPNLNMIA@PN4 FK6>AHIMR=6>PNMI8AB  BN4 4 MI@ALN4 C 

Terminal application
Client

GemXpresso card

Applet proxy Reader/Card

API

Local
call

Comm.
module

Card applet

Marshal
parameters
Send
request

DMI request

Reader/Card
Communication protocol
Local
return

JCRE

Receive
reply
Unmarshal
results

Receive
request

Unmarshal
parameters
Local call

Local return
Marshal
results
Send
reply

DMI reply

MIq   4 Z ALN4 BQBN V;FA@AHI4 B



q PQA4&7= 69 LNF4CPNA6>;AFAAB*HI4 AP/LQ/>;@MRFBNP&4 F #4 FA4X6/q=78A694CLNFFK;6>A6HI4 3P6PQ5q66>PMI869PQLN4 4&L``;6>MI= BN45MIA HI 48PN/MR8;PQAPQ4 4&L`<=76969= LN4 FBN69#A4 A= HIM4 qP 4
BB
= HIMI4 8;NP B

q *PQAA4 4= =7HI69MI4 LN8;FKP6>BNPNA@HI4 PE>MI8;PNPQ4CAL`4<69=C= HR4MI4 FA8;4XP qS8A=7MI69PQHIMRHR4C8F MI8BV+@A4BN!4 FK&696>B8A6&FqPQ69BNMIBVLN5>8;MIG*FA4MR=X6> APNHR4CP= FA8A4CBNBNPQ= LNLQ@AMR= P:
PQPQMRA4 8 ;3 PN/PNJ 4& 3BNZJ*4&;*MI8AAFA4&BA>LQ>;= HIMRMIF4 4 8;F PMR6>88~5FLQfBN4C6>LN5PQMI4C5L/8BNG*PN@MRHIAHkBQ# 4&~@AL&BQ4 PNFK4;fPQ69ALN4&BQqA6>LQHI MI8AK 6>6>8A8AFF
@A8f>6 LQBNq69HIMR8&ALN;= 4CBNBN4CB09PNA44CPNA;FMI8;5;=769PNMI58B7

q MIB8 A@ BQ 4 F/gl5:`HILM 5PQLb46>=C85BN#5/LN@PQMI8A8AMI=76>!PQMR4 >PN8*LNF5=7PQ;69HR= HI5BEH[69X=78A69F/HRHILN4 4CF)PN@AZLQMI8fLN4 LQ=C4 P BN@ HRPQ4 B PQA69;BF&LN4C`?8;@5;4 BN=7P69PN69MI8A5F/8LN54  HR 1
!4 NB BX6>54CB*4;=b#6>8A4 FK#4 P`GE4C4 8KPN4&PN4 LQMI8q69H69AAHIMI=76>PQMR86>8AF PQA4BNf69LNPV=76>LQF
9PX6 6>= PNPNMIMI*58/8 A54MRBg@A~BQFAMIHI4 8AHRBN>=CG*LNPQMIMIAq8A44C!FfXBNVMI4 8!=C5PN@ABNMI4 8;5= PQ8APQ4 BMIL15BN8$=7>)6>G$LQ&AFK*PQ;6>AA4C4 = APNHIMI4 54 P8' **)A)ZA40LQFA4 =4 BN6>BQBQLN= KF LNMIFA#6>4 A4 B4 HRAHI4C5>PEAGFA!4CPQ4 BN8;MI5P@A8KBQ46>4 8PQPQAF/A4;MR!FA4 5A8AHIHI54 4 LX6> PN4C4CMR8;F8 :
69AAHI4 PVALN ;PQ/A@AMIHIFf6 = HIMI4 8;P6>AAHIMI=769PNMI58

< ; >5~K
< %

  % % - 
PNMI8; APN4 FA5L4x <q6>8A=  44/% FA6>% 4x8q-<8AMR8; 4 PQB*4 L`PQ<
A69C4= ~4#4 8; FAPN4 LN*BN!=CALNqMI4AMIqMI88ALQPQ BNBPPNlBQA5PNL44 PQAMI44C8 PN=7A= 6>;LNLQ47FAFf69BZPN6>MIPN8AqA 69HIP4 6 PE69G*LN44 MIPQ6f5696 MIAHyHRLQ69MI4 BQAPBNHIBQ4>LN=74 69!LN4 F5PQAPN4C69;HRAFA;AB&HI*4 PN#P*A6>MIMIBBP
G*MI8;MIPNHI4 HEL#<6>4f= 4 65S69BQ4 MRHS4 69AHIMI45@APQLQ4 =
CHIMI*4 8;FP4XqA8ALN4 B 5LbPN69ALQ4 4PNA!LQ54 PN@A FBG* MI PNKPQ5AL&4 MI4LA#696>Lb69AHIC4 4 kPQPQ4 AL04 698A%jFK4 LQ
4 &PN:@A2*LQ8 +
P`G*;MIqHIHk4CBq46>@A8BQF4 FKPNA;4! 4; = 4 EAPQPQMR/8AfB69PNLNABN#4 6>Hk 6>8A6F! @APNA8ALQf>G&69LN
BQq*6>AH#BN44 PQ69ALN;4F!MI8;4 5PN;=769FPNMIBN5MI8A8qBg6>~LQPQ5@ALN4 B= HIPNMI#4 8;6>PP
@AMI6>BQ4 AqFHI69MR== PQ&6>PPN5FAMI8/4 8ABQG*= BLNqMIPN#69 P4PN=7G*A694!q8/69MIqP4ZMIABFAHIq4 4 /BN6>=C84 LNFAMI8;qHIPX4 4C6>FFfPNMI;MI8/8fPNPQ9AA 44%6>j&A 4 
HR4C&AP: LQ2(MI58+kPQPQ4 L`=C `56>BH[= >6 45PNA=7V4 69@LN FLN LN4C698 A
PVBgAHIHI=bMI4 #P6>MIMILbPb86969PQ= PN4 PNMIL`4C>`LN8A6>MIB= BN4/PQ69MR=CLNMI4BB
5@PNHIMI8A4 F q4CHR>G 

!" 
$ %

&' 
(Bd
,


bN( +$
,(

 p 
04 $$ %%&'&'
(
(dd

,,3o 
,

6271 ,62
R,)$,17 
\ 
* A *
U-'
(, 
5= | $ %&'
(d
,3
,62
R,)$,17 
\ 
* A *
U-'
(, 
MI#
A 4 ALQ4 BNBQ%j 4 
&:2*+MI8;PN4 L<6>= 4BQ5@ALQ= 4=CF4


q 69LN69XL Lb66>!B4 9PNE4CLPNA6>4/8FLNLQ4 4 ;PN@AMI5LQ@A8BP`;q#69BN4 MIB= P`#:4 27B  4&'4&49&E2&, %MIB&656>4(MI+HS6>:AHI4Z&~:5>LZ6>8AF 4 PQ@AA8A;MIFAFABMIG*4 A8MIBN=XMI58qFA69 H
85*P LN4CPN@ALQ86&LQ4 BN@HRP]
q J C= 4 APNMI8fP`;#4 B#PQA5BQ40F4Xq8A4 FMR8 PQA43656*6>LNF BQq4 =CMn#=76>PQMR8


=AHSLQ6>ABQ5=CB4 MIBNBBQ MRPN8%4*% 9q- 6> BQ MR =V = "HS% 6>B-BQ<B& G*6>8AAFMI=X7/MIX PQ/B07+ MI#@A8;BN PNP4C`qLb8&6>4*=C3;4PN6MI55PQ8A6E4 8AB *FAG*694CLNFMRFPQ;PNAPQ.4A6Z4# =7%(369'LN%F)*69%*JA+&kA,.`HI4 8-7/&P+ PN%&4 1MI2(!3A4*AHI+(4 LQ5/4 BN- 4 BQ6&.8;8&Pk8MI699*PN8 2(B :
MI*8;;PN4 @ALB <6>= 64/=7MI69BZLN@AFBN4 69FAAPQHI4 PLQ4 /ALN@A4CBNBNP 4 8;qP4!PNFAA4 4= HS= 6>5LQ8;4 PQFLb6>6>=CB/P&6>G*8AMIMR=X!KAAHI4 MI8A/FA4 B&8;Pb6>698PNMI6>58A>HI4 PPNPQfMRBMIPQMIB8;PN= 4 HILMI4 <6>8;= PN4B
*A4/ALQ;= 4 BNBQMI8A >   "B698AFKPN4MI8;PN4 LX6>= PQMI58ABG*MIPNPNA43ZJF8AP084 4 FPN
#PN404/4 3 HRMI= JMIPV BN MI8A5= LQ4Z4 PN>A54C4CfL 6>LQ44C PX6 54C8fLN4 MIBQ8/BN =Xq=7696>LNLQ5F469;A/APNHI4 PQ4 B0F f85!P4 q=Xq656>48AMIPNBQ!$MILNA>HI;4 MI!FA4 4 F8;P*G*PNMIAPQ 4
BNPX6>4C8;PNAPNMS;69F PNMI8A K 6>:8A%&F9 97MI8A#BQPNPb694/HRHIMIMR8A8;!PN=A6>4PNMI698AA9HI4 P&8A54/X>4 = *PPNAMI84/PQ=CA54/8ABQ=7PN6>LN@LQF= PN *LNB/A4 MIBNB4+BN@~4769PN= @AMI4 LQ8;4 BP 4C~58qL6>AMI8;HI4 :
PNBNMIFA4*4CALb6>LNPQMI55Lb8A69B69!q4 L@APPQ0PQAMI!4/A= HI4 /4 8;@APk8A6>MI8=76969PNMIA>A8HI4 9PEHI<MFq694 Pb6!698q4CLNP`FAGEMI4 8q4C698LN&PNA3;4/65=76*69LN= FHS69BN6>BAG*HRMI4CPNP569@A8APF= PNA8;4 :
= HIMI4 8;P6>AHRMI=769PNMI58B  BN4 4 MI5@LN4 #CC

!" 
$ %

&' 
( )
&**)
+ $,P 
h 

-

 ,Ri*/ .
&
I
&,*bN(+$,
p
04 1
2
d
,3&$ 
5= $%&'
()+$,
627 p &$/8>9  
<1
(*

6271 |
DE $%&'
(:
, 
627 p 

$
,3&$  |
(9 $
2%L&'
(6R:
,$,  9 
,&$6
,fh$,$ ,19 77 

\\  

/* ,A
 *
A *U
- U-
(h,1
(p2,6
6R*\
P17
71
(!(" | &$
8I$, 

$
,d&$ 
20(4 $%&'
(:
,>
,
,6
,f$,17 
\ 
* A*
U-
(h, p
(5= 
2L&$6R $8I, 9 $7 ,
\  

 
,$

b,dA*
&$ U - 1
(2,6
6R*\

17
71
(D(E | |






MIq#A 4 ZALN4CBNBN j&4 

&: 2(+= HS6>BQB*BN5@LN= 4= ;FA4
=7BX6>69LNF`4 86>BN54 LQ AFAHI4 6>4 PL8;PN6>PQMI= HIBNB56>4 8A44CFKPQ4 =6>8A6>8FA8B!@AqPN;4/AG*4>6>LN= 4 FHSLN6>LQBN= MRBF4 6&88&q8PQ699&PNMI2*GVA:kMI5HI MnL P`*KKAG*G*4 MIMIPN!PQK4 PQPN3;AA64/;5FA36B/ *Z96> JLQF6&HI8&M 6584&9&2*6>: 4 8 5Z4 LQ4 FAAMILN8q4 6>PQBQALQBN4
3;656*69LNFK6>AHR4CP7
  >- ~K

< % 
& Q. &  % % l[ >
+ #
;MIPQPQA 4FA4 4C 54 HI5ALQ4 BN4 BQ8;Pk6Z4 3;8;6;5MILN6058*69LN4 F8;PALNS= 6>;HI&HI4 MIF B54C4 8A 4 LbZ69PNA4 LNF4CBNlBNLN 5  PQA 4*C=7 *69LNAF46>ALQA HI;4 0PMIMRB8;PQ64 AL`<MI694 = = 44
969E8AF= ;PNFAA44KPNq=6>69LNPFPb6695A4 ABHI4 MI8KP7 =X*qA69LNMIB/54FAPN4 BQMR48= q6>/PQPN@A4 LQ88 MR=!6>&PNMIMR8B/#PQA4 4 P`GE~4C4 @A88AFqPQA694PNMI5= 8HIMR4C>8! P& 69AAgHIMI:`=7q6>6>PQBQMR4 F8
FAMIBQPNLNMIA@PN4 FBQBQPN4 MR8G*MR=XPQA4= HIMI4 8;P&MI8;5( 54 B4CPNA;FAB&86 HI;=76>H5X4 = P SPQA4
D  G*AMI=b!LN4 LN4 BQ4 8;PNBPNA4LNMI5MI8q69HA55X4C= P)SPQA4=76>LQF 69AAHI4 P]8PN40=CHRMI4 8;P:<BQMRF45
*A4ZALN ;MIBE@ABQ4 F;/PQA4= HIMI4 8;PVHRM 4*PNA4Z5LNMIMR8#6>Hq69AAHI4 PVBNMI8A= 4ZqPNPQA4LN ;6>8AF
PQA4&*6>AAA4HIA4 PLN 69;LNK4MILN;A= HI4 4 BQ!BN4 4 B8;Pb47696>PN=XMI58A!B94 PNAPN;FK4&MIBb8;695;4=769MIPN8;MIPN54C8 L`<69= 84 PQSABN44C4 69AAMRHI4 @APLN4 MI8;#CPN#4  L<6>= 4/MI8KPQA4
~HIHR>G*MI8AG*6 
#5V`P&LN4 q69LN4 B6   0MI8;5( 544 BQBb6954/G*MIPNPNA4!q6>LX6>!4 PN4 L 56>HI@A4 B&LN>;MIFA4 F;
PQA4&= HIMI4 8;P7
&AV`PBN4C8AFABPNAMIB4CBNBb6954&PQPQA4 4 ZALN4 BQBN!=76>LQFkG*AMI=XKFA4 =CF4 B&PN4!4 BNBX6>54
PQMI8;5( 54/HI;=76>HIHIPQA4!4 PNF8PQA4 =76>LQF6>AHI4 P7 *A4!LN4 PQ@ALN8569HR@4>PQA4


AbstractOriginal
method1 (...) : ...
method2 (...) : ...

Client
task()

extends
Proxy

Original
attributes...

method1 (...) : ...

method2 (...) : ...

invokes

method1 (...) : ...

method2 (...) : ...

communicates

MR##C# 4C LN4 BQBN/= HIMI4 8;P6>AHRMI=769PNMI58/F4 BNMI58

!4 PNF!MIB*LN4 PQ@ALN8A4CFKPN/PQA4&ALQ 69B6 LN4CBN#58ABQ4!4 BNBX6>54
)E`PZFA4 = ;FA4CB0PQA4&LQ4 BN#58ABQ4!4 BNBX6>46>8AF LQ4 PN@ALQ8ABPNA46>AAHI4 PZLN4 PQ@ALN856>HI@A4PN!PNA4
=CHRMI4 8;P*HIM 546HR;=769HkLN4 PQ@ALN8=76>HIH`
G*MI8;MIPNPN4 ! L<PN6>LNA= 4Z4=76>PNLQA4 FPQ4 AMI= B;HIFAMR4 4CB/8A8=PPN6>A69ABQLQ@A4 AHS?;HI6>MI@A=7PN4 6>4CBNFfPQPKMI5MI8/68PQ#BQA4 54LNMI;8;AMIP*= LQ4>;~LN;MI694 8AGF/PNPNAAALN44&5=7=CLX6>6>LQFF4&!8A6>A4 4 4 LNFBAHR4C4 XP7F@BNPQPV`8 q= 654C4* /PQ&@AMI88LNMR4 =* BQ6>BNPN 44
= =7HI69MI8f4 8;#PE4&6>G*ALQHIMRMRPQ=PN6>4 PN8KMI698 B*MRMR8 8;* MI;5MI@A8ALQ0)4 6#&F4 = LN4C4 8;PV5#4 Lb69PNMI58/8PQA4 XV5@A8;PN4C1L &=769LNF69AAHI4 P


!" aaN(+a)a/%+$F3 ,



\ )B
\$,


 f 8bd**P, 
_ .&@
-)+ %
+-F)$,T1
2
\d6P
\237' &** -+%+$,( /<,



04 a
2a O6c&$
,b

\  R*
&
&

  627g88d
$:7 p
5= aO
Fa)*
A*bR$$ ,M
' f
,3&, 6 J$&P,C,
(
c
8  1
2:
\3
$\, 

  P
 6277
DE | O
F*
R$ M '
,&, 6 ^
c%&,/8 >$,
M( h,62[9'7
71




 

 

MR##& 4 Z ALN4CBNBN= HIMI4 8;P6>AHRMI=769PNMI58!MIAHI4 !4 8;Pb6>PQMI>8



 Q;N
` 8 PN ZB4//36FA5MI6LN4 =C*PN69HILNFq= 6>HI8MI4 FA8;HIP`4 :`FBN4 ;LQ54 LPNA4!;= FAHIMR4 4CH8P69HR6>HAPQAAHI4/MI=7469;PN=XMI5q86>8A698A4 FFPNA4!4CBNBb=7696>5LQF4 B&6>69ALNA4/HI4 qP69BN6>4 PFPNA8 4


IH694 AA4 HIH;4 >PAPNPN A4C4 MR8AL;696>AA4HIMIMI=786>PQ6>MRA8AHI= MI;=769FAPN45MI 5 8;:` HI4 "5B4CHALNLQ4 5?;PN@A;MI= LQ4EHIPQB0APQ4E =CHR4 MI8A4 = 8;;PFA6>4 AA6>HI8AMI=7F69PNFAMI4 5= 8&;6>FA84/F&!PNA4 BN4VBX=76>69LN4 F B
~ALQLE58A44=X q698A54\A6>8AF PN40F4 BNMI58!>BN@A=X ALNPN;= HRB*MIBV= @A/#4 LNBQ5!406>8F=7698f#44 LNLQ5L:
*A4 4 ZALN4CBNBN6>AALQ69=b/MIBMI8<69= PBQMR!MIHy69LMI8/BNMRLQMIPPN&3;656
B   " *4C5PQ4
 4CPNA;F`8;=76>PQMR.8 #L0!5LQ4&ALN4C= MIBN4 HIPN PNA
A*LQ69 HR;+H  gG*4 A=XqMI=X698AMILQBN4 ALN
4C*BN4 A8;4PNB= PQHIAMI4 48;P/LN4 A!LN5PN54ZLX6>55X4C5= 4CP)PNBfSPQA46 4LN=74X*6>l4 LQJ LNF 4
!B 869= A 4AHIPN4 P]CA6*6>HR4 8;!F=7695PNHPN4 4 8 5XLN@A4 ;BN= = 4 P 4 B*FSPQ@APQAALNMI44B
HIMI;8;=7PN4 6>LH<56>5=CX454C =  PPQBN#=74 69= HRMHqPN=/A4VALQLN54CPQ5=C5PQ4"H 555X 4 =C1 P Z>;#4 P`MIGE8;54C4 ( 8;MR8PQAE4!4 5PNBNAP&;FA698ABFFA4XPQqA844 F=76>MILQ8FPNMIB4 @A69BNA4CAFHI4 ~P 5
LB
PQBQA4 LNMIBE4 AL*@BNLNMI#FA54BN6>48A&F/*A;46>8 69@APNLN5fPQ;69= PN5MI=7Hk6>MIHIBVHIq56>8A4 8F4 HR4CLb69F/PN4 F /APQALQ4=6>LNAF LQ55qLX4 6>LX6>PQMR588!PNBQA4ZBQPN= 4 HIMI4 8;5PE8BQMRPQFA454
*A4/6>MI9E5@ALZ~LX6>!4 GEL !MRBPQBNMI!AHIMnl/PNA4/PX6>B > 6!FA4 4 HI5#4 LG*A G 698;PNBPN
FA69B4CBN6*MI5=C8 56>8A#F!58G*4 LN8;MIPkPN4ZMR88A6*4 GFAMI69BNPQALNAMIAHIMI@A=7PQ6>4 PQFMR58/5MIX84 =CG*PABQ;MI=XBNfPN4C6 BQfLN4C69HRMILN4 P4 =7B69LNAF LNMIBE5LX@6>BN4 F!4 LN4 B4 ~MILQ8A5PNAFA4476>=7HI69MI8ALNF
G*= MILNPN4Z~A@ALN8= PNPN;MI5= 58#H6>HIMIMIBNP`BQ@A 4 B 6>8AF6>HIHI>G*B*PN4 (PQBN#4 8AF!5LQ40PQMI4&8KPNA4/6>AHIMR=6>PNMI8
B
= 8A= HI@AFA\4 5GV4*=76>8Bb6 PNq69P3656Z*6>LNF/MIBGV4 HIHBQ@AMIPN4 Fl5L=76>LQF/FA4 4 HI5#4 LNB*6>8AF
4C LN4 BQBN*l5Lk3656FA4 4 HI5#4 LNB>3656**69LNF&4 8#6>AHI4 BPN4ELQ4X:<F4 54 HIA4 8;Pk9qHI4 69=
4 PQ694 8#A=X6>AAAHI8AMIHI=74&56>HIPQPQMRA54&MI8A4 BFAB7 4 MR84 HI3;56A5!64 G*8;P*MRPQ>EA8LN4 ;G= 4 =7BQ6>BNLQMI8AF;:`q6>>BQ&4 HIF4 6969A= A HIMI=7 6> PQMI"58ABB*G*VMIG*PN A4CFALN47MIBQ69PNB LNMIA@4 PN 4 FZ5A5LN4 X4CBQBN= P

7AZk
,UN ;
UQ`^.-5 cNhW
g5`UX
dXlj<gc` mnUQ5`Ub/kUXd e5!
#hC"[nh $%mnUX$&^X
!Ey/'  ()*V' a +cN`*VUQ[kh UX9aCW[Sa 0 cN2l14j<3 >Ya cNYq ^065872aC9K2:%k; a >U

Q=&t RS>)R ? s @zNuAB2 TCzQ{R.sCDNu R  Vs .UXE/WA
Z Y2=RS[kFt>
&z~Cs.*GHzl vN.; { GIRSsN4v @RS5zl
Js#KB\ LHW .]C) MNRSs AAZ
&Y^Q$&&tRSR s .zNuN K hCOe5M#&m]$[nUX.` EP_ 
< 
>c{Iu hC NN^Xw p/d2:%
&t :8?#]qa @fl&e#m^M#RS
s ?#=r&r>Cw dBl&
Nm&? m&@Ctw gST!z?nt>7Nu iU>Aw ukhknt>>iz zNU { U>jtsN.wvN8 vkF WAWAsQ]v 5 8z wSj5x/sQvNa . l&2m&:%m#:&n5%vQy > )u YXs zls u;vNsqz~CvNsNos U
b 
; cI=$#=   >8z |{} $%$&~A 
!'  !.~N
J |Cd&*{)RSzQ{C#RSsoUHW]C)RSsC*)hk>u
vNsl! Ry t>u UZ sxb{]>u>^`UbdXhCU*Ub + ^`^lmn^`hC5j~!Ub^l[nUX \55[]mn^lem]Ah7WZY;a 5yd 2:%:8;
i# %C|C&2&HC 8~82VoV22#& 2 #&8#S~B8&
7 B!
'%!D!#.sC*Vh `hWa >UVa0a aa cNI/a cNkUXd`e >UXdQ\5cNkUXdeqyd0 b43
Y5{Y#t>N
#u; t #:>9=!{I2u>>81Zs< bLH Z .t>zVRvQt>ziU EtQ>An{RHvQt&' RS{I>dHu>Qqih e^X Wm]Z[nUXt>Vz RZ_vNt>>zhCU&^X 0):8: 5> 5 { U>s RS 5{~ U>{Iu>t>u U
a 
i#  %|CC|GHCf Z&M!V8{q)>#W)a 8cNVZZ&a VcN8^Xo)+ ZY2c`!mnW0Z2UQ8c Z %8>&&t Z Zt 2Z)>8z` ~ZU^&or>8 &< #w  UXd 2:8:58y
5 
5  |CGHfM!{q|;5UQcN^``a ;>m];a a&aCcN < 1 >t& t>z~Us> b wSx/a c 2:%: y
ix/#=a7dXWZ@ %
&m][ #nCaCC |CkM! ZUX&de5V85 .mndX)aC[C#k)\85'[]=mnZ^lZe5&m]AV
8! >o)
#2C:%: HZ2d !EP8Z%8i25Z^X2 6WA8 Zt>&oz oRX8&ht>z#U s CsXnQs Jz ^ { RI
: 
i# %C|C o)&&28V

 n;s 5u Nu Ss zQu;t S{I>utC k>u Xs z~sCuvQs 
  `w** Sis 5z >^Xt>*w z~;CvN;sNs
soU> *{Iu s Rn;0s ZzY
nt>UQu 5 lNc`w \Ws< Ss Qs z  >w
W^``UQcN5aW9UNY;X >lmnde5lm] /a7le;UbWalmn^`d`e


8 sgS
& $ 4# # M#&!  N ZgZM
N zltZY2RNuNR s zNu;t
RS{I>u;tW R t>uNU>t>zUZWTkh n#l&t&NuRSs~>zlt&RSsoUv {Izlv 5{ R<vQt>ziU[k{ Rn+vN>uRSt>vRIXQt>zoR
{IaCu RSAs zN {Iu2:8U>:%>; 2RSzV]ZvN>Zt>uUCYX>z{IuRSs zlvN;t>u>>sXk]ZN,h 74a 6<J8 TVUN;UX a <41 >mnbUQc`j
n
[
gSWRSt>u
&U>t>iz  U#ZWKTk$ .h` n#l&t& $N Nu R s~>zl&t RS#Vs U  v {Iz~M#v & { R l%  0 vQNt>iz U4H #[k { Rn!vN>ZgZu MRSt>
v NRI"
 NQu t>RSs oz zNRu;#&t RS{IsX>nu;sNvxt
< s
RSzl>u;{Rvb{]>u;t]*t>uNU^RSz~t>uX{NX{R>uqzl&RS vN]QCk]ZN,h 7a <&8 TVUQUX a <1 q>mnbUQc`j
n
[
2; sGaC@A&V$(Ch ;'f GH ):8:8i;A  *&{#) RS~zQ{ CC# )RS' os Uz.hkWA>t>qzo RRS{Ihku t> zi! U#k* cNUQt>5ulmnU&dXNUQCij ,*V+a q[]h yedn):8m][n:%UX; _>hC^X 2:%:&5
2b s
_G!+ >o
#^`^`h>NdQ
Jmna7`#UXC^Xq(V' dXXI 2:%
#:&< 
#Cf{q `D >V@
&C|vku U>s z`2 RSt>u U7{Iu>*s h)E - _UQm][ n
7 s
iSM#h #=c* \5E8AN *?&| C!C; >o!) S>o ;&
#2A.%>% fVgS&!?V &Ns 8R[k&2>Zz o+ QzlN>zlt>Z{Iu  { U>sX x/a c 2:%:81 C x/a >\;a [#^`Ub
2a s
5 sM#= E?J >o!>o
#A>8BgS!?/>t& thkt>zUr5/.0t>u>>t >sWA XbsRt>uU21{IzVR 5tpt>vN;{Iu;s
iVW#dXsNX vC { 328:8vQZ:&t &5 RSo{I 7&u 2.w 4#Qzl)N8>zlt>&%&#{Iu>8 hk Z>JuVvQ8slV! 2RIQw V t> u U >An{IvN&t R {R>u QzlN>zlt>{Iu>2 Nu RSs ~z YXt>vQsXN
iM##= E8 Z?J&o!& >o2!>o4#)
#8A>8&|%gS!&#?8 > &t ZXtJVhk8Vt>2z U0658>7A9;ns :=R#<|*#s sXnQ sC&z E{ U>sx9C\[n 2:8:
 5s
Q
21 sL#
&$LH !F!>8 B => =#
&C'  (2'#
R sr U R &R
Ch 2Y
Xh
ZP
W l&m&m&th
2R U Hj
U |W !R H .l&t l l&m&m&tw +
x
2:%:8a&y

emn^EaCcNlmndQ[nUa7^Y5cNh>dXUX^`^`Ub+\^lm];&leU>@?X i
W0adQcNhZYad`7a7UZmnleA>)>(&*^`l[nU