April2015issue 150325011316 Conversion Gate01

Cricket
World Cup
The ICC Cricket World Cup is the international championship

of One Day International (ODI) cricket. The event is organised by
the sports governing body, the International Cricket Council (ICC),
with preliminary qualification rounds leading up to a finals
tournament held every four years. The tournament is one of the
world's most viewed sporting events and is considered the "flagship
event of the international cricket calendar" by the ICC.
The first World Cup was organised in England in June
1975, with the first ODI cricket match having been played only
four years prior. However, a separate Women's Cricket World
Cup had been held two years before the first men's tournament, and
a tournament involving multiple international teams had been held
as early as 1912, when a triangular tournament of Test
matches was played between Australia, England and South Africa.
Each of the first three World Cups were held in England. From
the 1987 tournament onwards, hosting has been shared between
countries under an unofficial rotation system, with fourteen ICC
members having hosted at least one match in the tournament.
The finals of the World Cup are contested by the ten full
members of the ICC (all of which are Test-playing teams) and a
number of teams made up from associate and affiliate members of
the ICC, selected via the World Cricket League and a later
qualifying tournament. A total of 19 teams have competed in the
ten editions of the tournament, with 14 competing in the 2011
tournament. Australia has won the tournament four times, with
the West Indies, India (twice each), Pakistan and Sri Lanka (once
each) also having won the tournament. The best performance by a
non-full-member team came when Kenya made the semi-finals of
the 2003 tournament.
ICC WORLD CUP FINALS AT GLANCE
Year
1975
1979
1983
1987
1992
1996
1999
2003
2007
2011
2015
Host Nation
England
England
England
Ind & Pak
Aus & NZ
Ind, Pak & SL
England
South Africa
West Indies
Ind,SL & Ban
Aus & NZ
Winner
West Indies
West Indies
India
Australia
Pakistan
Sri Lanka
Australia
Australia
Australia
India
Going on
Runner-up
Australia
England
West Indies
England
England
Australia
Pakistan
India
Sri Lanka
Sri Lanka
Going on
SOME FACTS & FIGURES

1)
The West Indies have made the World Cup finals thrice on the
trot. They had won the first two editions in 1975 and 1979
but lost to India in 1983. But the Caribbeans never reached
the finals of the tournament ever again. In 1996, they came
very close but lost unbelievably to Australia.
GENERAL AWARENESS APRIL 2015
2)
3)
4)
5)
6)
England are the only team who have lost in three World Cups
in three decades, i.e., 1975, 1987 and 1992. Graham Gooch is
the only player to have featured in all the three finals and
ended in the losing side.
India are the only Asian side to have won the quadrennial
tournament twice (in 1983 and 2011). Pakistan (1992) and
Sri Lanka (1996) have won it once each.
Melbourne will become the second ground to host more than
one World Cup finals. Only Lord's have hosted more
number of finals (4).
India's Sachin Tendulkar has scored the most number of runs
in the World Cup (2,278 runs) and also the most number of
centuries (six). Tendulkar ended as the highest run-getter in
two editions of the World Cup (1996 and 2003).
Australia's Glenn McGrath has taken most wickets in the
World Cup (71 in 39 matches). McGrath also has the best
bowling figures of 7-15 which he had registered against
Namibia in 2003.
Pg 4
7)
South Africa's Gary Kirsten has the highest individual score

in a World Cup match, scoring an unbeaten 188 against
debutants UAE in 1996.
8) Australia had remained unbeaten in the World Cup for 12
years, which is a record. After the 10-run loss to Pakistan in a
group match in the 1999 edition, the Aussies lost again in the
World Cup in 2011 when they lost to same Pakistan in a
group match by 4 wickets.
9) In the 1996 World Cup, eventual champions Sri Lanka had
received two walkovers in the group stage, against Australia
and the West Indies. At one stage, the Lankans got 6 points
by playing just 1 game!
10) Zimbabwe shocked the cricketing world when they beat a
strong Australian side by 13 runs in their debut match in the
World Cup in 1983.
MORE POWER TO STATES

The constitution of India gives primacy to the Union in the matter of overall revenue generation. The states have
always complained that while the responsibility of providing all public amenities rests with them, the avenues to raise
their income as the major resources are in the list reserved for the Centre.
In the Indian federal structure, obligations for various services like law and order, health education are unequally
shared between Centre and the States. The Centre retained the power to decide and allocate the funds to the different
states which led to charges of favouritism or discrimination based on ones opinion and share of resources.
It is not that the makers of the constitution did not think of such a scenario and as such inserted the provision of an
independent Finance Commission (vide Article 280) to decide the division of taxes between the Centre and the States for
a period of five years. This commission is set up every five years to recommend how revenues from Central taxes should
be shared between the Centre and the states. This allocation is necessary in a diverse country like India to make sure that
the people get all the public facilities, whether they are living in rich or a poor state. The successive Commissions have
been remit in increasing the share of states in the divisible pool of taxes, though in small doses, leaving a large discretion
with the government at the centre. Still, with the centre holding the power to the purse, the Chief Ministers were treated
as beggars in the corridors of the North Block. The Central Ministers would devise one fit all schemes for which the
allocation was not decided by the Finance Commission but by the Minister/ Planning Commission through grants or
Centrally Sponsored Schemes, leaving no elbow room for the states to devise schemes to suit their specific needs. All this
is set to change.
The FFC (Fourteenth Finance Commission) headed by Dr. Y.V. Reddy has made radical proposals which may
redefine the Indian Federal Structure in a more desirable manner. The Commission has increased the amount of from the
divisible pool of taxes from 32% to 42%, the biggest jump seen so far. (The previous F.C.s had increased the same by 1 or
1.5% only.) This marks a big departure as it will give the states a great leeway in deciding their own schemes. The
recommendations are based on the premise that the states can be trusted to settle their own priorities and so should be
given more fiscal space in this regard. It places a heavy responsibility on the states to design, formulate and implement
and monitor their own plans without the big brother ( Centre) looking over their shoulder, leading to greater federalism
by conferring more fiscal autonomy on the states.
REWRITING THE HISTORY

The year 1977 was a watershed year in the history of Independent Indias political scenario when for the first time
India had a non-congress government marking the emergence an alternative to the unchallenged established one party
rule. The transition was unexpectedly smooth.
The government led by a strong Prime Minister having imposed emergency and made changes to the constitution
to suit its convenience, wanted to seek legitimacy to its rule by seeking a fresh mandate from public.
If it expected that the fractured political parties will not be able to pose any challenge to its monopoly over power,
it was soon deluded. The desperate opposition parties got together and came to power with a majority that, no one had
expected. It is another matter that they could not retain the power for long and frittered away in a span of just two years
the historical mandate they had received.
However, it must not be lost that an alternative emerged, which was a coalition of different regional groups, and
this arrangement ruled the nation for next around thirty five years in one form or the other except for the period 19841988.
In the similar vein, the year 2015 will go down in the political history as challenge to the established political
system and emergence of an alternative that none could have imagined or foreseen. A political party led by a social
activist which emerged just two years ago on the horizon, decimated all the established political behemoths and
compelled them to bite the dust in the electoral battle of Delhi.
While the party which had won all the parliamentary seats in the just concluded elections fared very badly, the
party which was in power for the last fifteen years was packed off with a big Zero. The political pundits were left
speechless and the established parties were exposed to be rootless.
The emergence of this small party in a small area represents a big leap in Indian political scenario where elections
are considered to be the pocket borough of moneybags and democracy has often been called a system of the rich, for the
rich in the name of the poor.
It has made some political leaders to go on sabbatical and others to vacation. And those who are serious will have
to reflect what has gone wrong or we may say 'right'.
People voted with their foot down and have a given a clarion call to the established system that they cannot be
taken to be granted. Perform or Perish is the message loud and clear, given by the masses.
The message is too loud for those who lead and govern to ignore it at their own peril.
GENERAL AWARENESS
APRIL 2015
Vol. 3, Issue 10
A PUBLICATION OF GYANM EDUCATION &

TRAINING INSTITUTE PVT. LTD.
SCO 13-14-15, 2ND FLOOR, SEC 34-A, CHANDIGARH
Contents
BUDGET 2015-16
CURRENT AFFAIRS
DEC 2014 TO FEB 2015
BULLET NEWS
SEP TO NOV 2014
03-08
09-40
41-54
IBPS PO TEST PAPER
55-70
SSC MODEL TEST PAPER
71-81
6 MONTHS GK BULLETS
82-99
FIGURES TO REMEMBER
REPO RATE (15.1.2015)
7.75%
REVERSE REPO RATE
6.75%
MARGINAL STANDING
FACILITY RATE
STATUTORY LIQUIDITY RATIO
8.75%
CASH RESERVE RATIO

BANK RATE
4.00%
8.75%
BASE RATE(s)
(of various banks)
21.5%
BUDGET HIGHLIGHTS
10 to
10.25 %
INDIAS RANK IN
Press Freedom Index 2015
136th
Talent Competitiveness
78th
Travel and Tourism Index
65th
Corruption Perceptions Index
85th
The Web Index 2014
48th
Global Terrorism Index 2014
6th
Global Slavery Index 2014
1st
Gender Gap Index
114th
Ease of Doing Business (World

Bank)
Global Hunger Index 2013
Global Competitiveness
142nd
Human Development Index
135th
Global Innovation Index
76th
Economic Confidence Index
01st
Choice for FDI

Social Progress Index
World Press Freedom Index
Environment Performance Index
55th
71st
ECONOMIC SURVEY
RAILWAY BUDGET
143rd
102nd
140th
155th
UNION BUDGET 2015 16

HIGHLIGHTS
Union Budget is an annual exercise that is undertaken as
per the provisions of article 112 of the Indian
constitution. Passing of budget authorizes the
government to withdraw the funds from the
Consolidated Fund of India.
Following are the highlights of the budget for 2015-16:
GDP growth in 2015-16 projected to be between 8 to
8.5%
Amrut Mahotsav - The year 2022, 75th year of
Independence Vision for Team India led by PM
Housing for all - 2 crore houses in Urban areas and 4
crore houses in Rural areas.
Basic facility of 24x7 power, clean drinking water,
toilets and road connectivity to all villages
Electrification of the remaining 20,000 villages
including off-grid Solar Power- by 2020.
Providing medical services in each village and city.
Ensure a Senior Secondary School within 5 km reach
of every child,
Direct Transfer of Benefits to be extended further
with a view to increase the number of beneficiaries
from 1 crore to 10.30 crore.
AGRICULTURE
Major steps take to address the two major factors
critical to agricultural production, that of soil and
water.
Paramparagat Krishi Vikas Yojana to be fully
supported.
Pradhanmantri Gram Sinchai Yojana to provide
Per Drop More Crop.
Rs 5,300 crore to support micro-irrigation, watershed
development and the Pradhan Mantri Krishi Sinchai
Yojana.
Target of Rs. 8.5 lakh crore of agricultural credit
(through banks) during the year 2015-16.
FUNDING THE UNFUNDED
Micro Units Development Refinance Agency
(MUDRA) Bank, with a corpus of Rs. 20,000 crores,
and credit guarantee corpus of Rs 3,000 crores to be
created.
MUDRA Bank will be responsible for refinancing all
Micro-finance Institutions which are in the business of
lending to such small entities of business through a
Pradhan Mantri Mudra Yojana.
A Trade Receivables discounting System (TReDS)
which will be an electronic platform for facilitating
financing of trade receivables of MSMEs to be

established.
Comprehensive Bankruptcy Code of global standards
to be brought in fiscal 2015-16 towards ease of doing
business.
Postal network with 1,54,000 points of presence
spread across villages to be used for increasing access
of the people to the formal financial system.
NBFCs registered with RBI and having asset size of Rs
500 crore and above may be considered for
notifications as Financial Institution in terms of the
SARFAESI Act, 2002.
FROM JAN DHAN TO JAN SURAKSHA
Pradhan Mantri Suraksha Bima Yojna to cover
accidental death risk of Rs 2 Lakh for a premium of
just 12 per year.
Atal Pension Yojana to provide a defined pension,
depending on the contribution and the period of
contribution. Government to contribute 50% of the
beneficiaries premium limited to Rs 1,000 each year,
for five years, in the new accounts opened before 31st
December 2015.
Pradhan Mantri Jeevan Jyoti Bima Yojana to cover
both natural and accidental death risk of Rs 2 lakh at
premium of Rs 330 per year for the age group of
18-50.
A new scheme for providing Physical Aids and
Assisted Living Devices for senior citizens, living
below the poeverty line.
Unclaimed deposits of about Rs 3,000 crores in the
PPF, and approximately Rs 6,000 crores in the EPF
corpus to be used for creating a fund which will be
used to subsidize the premiums on these social
security schemes through creation of a Senior Citizen
Welfare Fund.
INFRASTRUCTURE
National Investment and Infrastructure Fund (NIIF),
to be established with an annual flow of Rs 20,000
crores.
Tax free infrastructure bonds to be issued for the
projects in the rail, road and irrigation sectors.
Atal Innovation Mission (AIM) to be established in
NITI to provide Innovation Promotion Platform
involving academicians, and drawing upon national
and international experiences to foster a culture of
innovation , research and development.
Self-Employment and Talent Utilization - SETU to
be established as Techno-financial, incubation and
facilitation programme to support all aspects of startup business. Rs1000 crore to be set aside for this.
5 new Ultra Mega Power Projects, each of 4000 MW,
to be started in the Plug-and-Play mode.
FINANCIAL MARKET
Public Debt Management Agency (PDMA) bringing
both external and domestic borrowings under one
roof to be set up this year.
Forward Markets commission to be merged with SEBI.
Sovereign Gold Bond, as an alternative to purchasing
metal gold scheme to be developed.
Indian gold coins to be made for investment in gold.
A student Financial Aid Authority to be formed to
administer all scholarships as well Educational Loan
Schemes, through the Pradhan Mantri Vidya
Lakshmi Karyakram.
A post graduate institute of Horticulture Research &
Education is to be set up in Amritsar
An autonomous Bank Board Bureau to be set up to
improve the governance of public sector bank.
BUDGET ESTIMATES
Total Expenditure estimated at Rs 17,77,477 crore.
Fiscal deficit will be 3.9 per cent of GDP and Revenue
Deficit will be 2.8 per cent of GDP.
BLACK MONEY
Acceptance or re-payment of an advance of Rs 20,000
or more in cash for purchase of immovable property
to be prohibited.
PAN being made mandatory for any purchase or sale
exceeding Rupees 1 lakh.
General Anti Avoidance Rule (GAAR) to be deferred by
two years, to be applicable from 01.04.2017.
Wealth-tax replaced with additional surcharge of 2
per cent on super rich with a taxable income of over
Rs 1 crore annually
Service-tax plus education cess increased from
12.36% to 14% to facilitate transition to GST.
SWACHH BHARAT
100% deduction for contributions, other than by way
of CSR contribution, to Swachh Bharat Kosh and Clean
Ganga Fund.
Clean energy cess increased from Rs 100 to Rs 200
per metric tonne of coal, to finance clean environment
initiatives.
BENEFITS TO MIDDLE CLASS TAX-PAYERS
Limit of deduction of health insurance premium
increased from Rs 15000 to Rs 25000, for senior
citizens limit increased from Rs 20000 to Rs 30000.
Senior citizens above the age of 80 years, who are not
covered by health insurance, to be allowed deduction
of Rs 30000 towards medical expenditures.
Deduction limit of Rs 60000 with respect to specified
decease of serious nature enhanced to ` 80000 in case
of senior citizen.
Additional deduction of Rs 25000 allowed for
differently abled persons.
Limit on deduction on account of contribution to a
pension fund and the new pension scheme increased
from Rs 1 lakh to Rs 1.5 lakh.
Additional deduction of Rs 50000 for contribution to

the new pension scheme u/s 80CCD.
Payments to the beneficiaries including interest
payment on deposit in Sukanya Samriddhi scheme to
be fully exempt from income tax.
MAJOR BUDGETARY ALLOCATIONS

Defence
Subsidies of which
Food Subsidy 1,24,419 cr
Petroleum Subsidy 30,000 cr
Fertilizer Subsidy 72,968 cr
Mahatma Gandhi National Rural
Employment Guarantee Scheme
National Livelihood Mission (Rural &
Urban)
Housing for all (Rural and Urban)Pradhan Mantri Gram Sadak Yojana
National Social Assistance Programme
Swachh Bharat
Pradhan Mantri Krishi Sinchai Yojana
Krishonnati Yojana, incl. Rs. 4500cr for
Rashtriya Krishi Vikas Yojana
Micro, Small And Medium Enterprises
Sarva Shiksha Abhiyan
Higher Education
Women And Child Development
Information Technology
Telecommunications
National Health Mission
Urban Development
Road Transport & Highways
Deen
Dayal
Upadhyay
Gram
JyotiYojana
Science and technology
Namami Gange for cleaning of the Holy
Ganga
For recapitalisation of Public Sector
Banks (Rs 7940cr)and other DFIs
2,46,727
2,27,387
34699
3343
14200
14291
9074
6000
5300
12257
1350
22000
11965
9694
2510
4800
18000
14585
40003
4500
3550
2100
9790
GOVT HOUSE KEEPING (In %)

Rupee Comes From
Borrowings
24
Corporate Tax
20
Income Tax
14
Custom Duty
Excise Duty
Service Tax
Non-Tax
Revenue
Non Debt Capital
Receipts
Total
09
10
09
Rupee Goes To
Central Plan Outlay
Plan Asst. to State / UTs
Non Plan Asst.
State/UTs
Other-Plan Expenditure
States Share of Taxes
Interest Payments
11
Defence
11
03
Subsidies
10
100
11
08
05
12
23
20
Total
100
*GDP for 2015-16 has been projected at Rs. 141. 09 trillion cr.
GDP growth rate for 2015-16 is projected at 8 to 8.5%
UPGRADES/NEW SERVICES
New Bullet-like trains to run on existing tracks
Increase in track capacity by 10% to 1.38 lakh km
Delhi-Kolkata and Delhi Mumbai to be overnight
journey
6,000 km to be electrified in 2015-16
Speed on 9 corridors to be increased to between 160200 km
High speed bullet train between Mumbai and
Ahmadabad
Direct line from Delhi to Arunachal Pradesh
PASSENGER CONVENIENCE
All India helpline No. 138 from March 1
No 182 helpline for women security
Cameras in the women compartments in select trains
Rs 1,000 Nirbhaya Fund, which was lying idle so far,
to be used to provide women's safety
Multi-lingual online ticketing
Ticket booking timing increased to 120 days
Operation 5 minutes to ensure that a passenger
travelling unreserved can purchase a ticket within 5
minutes
Lower berth preference for senior citizens, pregnant
women and differently abled
Cleanliness in Railways highest priority under Swachh
Rail Swachh Bharat
Food can be ordered online while booking ticket
E-catering introduced on over 100 trains
400 stations to get Wi-Fi facility
SMS alert service for train arrival / departure timings
Mobile App to address passenger complaints
Lockers at all stations
Innovation Council and Technology Portal will be set
up to invite suggestions on improvements
GREEN INITIATIVES
17, 000 toilets to be replaced by bio toilets
Will move towards paperless ticketing
To introduce vacuum toilets in trains
Disposable linen and garbage bags at all stations
RAILWAY BUDGET 2015-16
ECONOMIC SURVEY 2014-15
KEY BUDGET FIGURES 2015-16

1
8
9
13
16
20
21
22
23
BUDGET HEAD
Revenue Receipts (2+3)
2
Tax Revenue (net to centre)
3
Non-Tax Revenue
Capital Receipts (5+6+7)
5
Recoveries of Loans
6
Other Receipts
7
Borrowings and other
liabilities
Total Receipts (1+4)
Non-Plan Expenditure (10+12)
10 On Revenue Account - of
which,
11 Interest Payments
12 On Capital Account
Plan Expenditure (14+15)
14 On Revenue Account
15 On Capital Account
Total Expenditure
(9+13)(Budget Size)
17 Revenue Expenditure
(10+14)
18 Of Which, Grants for
creation of Capital Assets
19 Capital Expenditure
(12+15)
Revenue Deficit (17-1) 2.8% of
GDP
Effective Revenue Deficit (20-18)
2% of GDP
Fiscal Deficit {16-(1+5+6)}
3.9% of GDP*
Primary Deficit (22-11) 0.7% of
GDP*
Rs in Cr
1141575
919842
221733
635902
10753
69500
555649
1777477
1312200
1206027
456145
106173
465277
330020
135257
1777477
1536047
110551
241430
394472
283921
555649
99504
HIGHLIGHTS
No new trains announced
No increase in passenger fare
FINANCE
No increase in passenger fares
Plan outlay of Rs 1,00,011 crore, up by 52 %
Rs 8.5 lakh crore to be invested in next 5 years
Rs.96,000 crore for 77 new projects
Rs 6,581 crore for rail safety
Will set up infra funds for railways
Plan to invite corporate sponsorship for stations
Finance Minister Arun Jaitley presented the Economic

Survey in Parliament. The survey was prepared by the
Finance Ministry's Chief Economic Adviser Arvind
Subramanian. Given below are the Highlights:
GROWTH
FY 2014-15 GDP growth seen at 7.4%
2015-16 GDP growth seen at over 8 to 8.5 per cent
Manufacturing and services sector equally important
for growth of economy
Food grain production for 2014-15 estimated at
257.07 million tonnes
Need for creation of National Common Market in
agricultural commodities
FISCAL DEFICIT
Fiscal, revenue and primary deficits show a declining
trend
India must meet its medium-term fiscal deficit target
of 3 percent of GDP
Government will adhere to fiscal deficit target of 4.1
percent of GDP in 2014-15
INFLATION
Inflation down by 6% since 2013 and likely to be
below RBIs target by 0.5 - 1 percentage point
Consumer inflation in 2015-16 likely to range
between 5 to 5.5 percent
CURRENT ACCOUNT DEFICIT
Estimated at about 1.3 percent of GDP in 2014-15
and less than 1.0 percent of GDP in 2015-16
SUBSIDIES
Rationalisation of subsidies, better targeting of
beneficiaries will release funds for public investment
in agriculture
Govt to discontinue support to 8 centrally sponsored
schemes
Govt aims at converting all subsidies into direct
benefit transfers
Post Office can be linked with AADHAR based benefits
transfer architecture to allow linkage to AADHAR
accounts
BUDGET GLOSSARY
APPROPRIATION BILL
It is presented to Parliament for its approval, so that the
government can withdraw from the Consolidated Fund
the amounts required for meeting the expenditure
charged on the Consolidated Fund. No amount can be
withdrawn from the Consolidated Fund till the
Appropriation Bill is voted is enacted.
CAPITAL BUDGET
It consists of capital receipts and payments. It also
incorporates transactions in the Public Account. It has
two components: Capital Receipt and Capital
Expenditure.
CAPITAL EXPENDITURE
It consists of payments for acquisition of assets like
land, buildings, machinery, equipment, as also
investments in shares etc, and loans and advances
granted by the Central government to state and union
territory governments,
government
companies,
corporations and other parties.
CAPITAL RECEIPTS
The main items of capital receipts are loans raised by
the government from public which are called market
loans, borrowings by the government from the Reserve
Bank of India and other parties through sale of Treasury
Bills, loans received from foreign governments and
bodies and recoveries of loans granted by the Central
government to state and union territory governments
and other parties. It also includes proceeds from
disinvestment of government equity in public
enterprises.
CENTRAL PLAN
It consists of the governments budget support to the
Plan and the internal and extra budgetary resources
raised by public enterprises.
CONSOLIDATED FUND
It is made up of all revenues received by the
government, loans raised by it, and also its receipts from
recoveries of loans granted by it. All expenditure of the
government is incurred from the Consolidated Fund and
no amount can be withdrawn from the Fund without
authorisation from Parliament.
CONTINGENCY FUND
It is an amount Rs 500 crore placed at the disposal of the
President and is used by the government to incur all its
urgent and unforeseen expenditure. Parliamentary
approval for such expenditure and for withdrawal of an
equivalent amount from the Consolidated Fund is
subsequently obtained and the amount spent from the
Contingency Fund is recouped to the Fund.
EXPENDITURE BUDGET
It contains expenditure estimates made for a scheme or
programme under both revenue and capital heads.
These estimates are brought together and shown on a
net basis at one place by major heads.
FINANCE BILL
This contains the governments proposals for levy of
new taxes, modification of the existing tax structure or
continuance of the existing tax structure beyond the
period approved by Parliament. It is submitted to
Parliament along with the Budget for its approval.
FISCAL CONSOLIDATION
A policy aimed at reducing government deficits and debt
accumulation.
FISCAL DEFICIT
It is the difference between the revenue receipts plus
certain non-debt capital receipts and the total
expenditure including loans (net of repayments). This
indicates the total borrowing requirements of the
government from all sources.
FISCAL POLICY
The policy that decides the terms of government
expenditure and revenue collection (taxation) to ensure
best possible growth of the economy. It is the policy for
deciding the shape of govt budget.
FRBM ACT, 2003
The Fiscal Responsibility and Budget Management Act
was enacted by Parliament in 2003 to bring in fiscal
discipline in the govt expenditure. The FRBM Rules
impose limits on fiscal and revenue deficit. In the long
run, the fiscal deficit is required to be reduced to 3% of
the GDP.
GOVERNMENT BORROWING
The money government borrows to fund public
spending. It is the total amount of money that the
country's Government has borrowed to fund its
spending on public services and benefits.
NON-PLAN EXPENDITURE
It includes both revenue and capital expenditure on
interest payments, the entire defence expenditure (both
revenue and capital expenditure), subsidies, postal
deficit, police, pensions, and economic services, loans to
public enterprises and loans as well as grants to state
governments, union territory governments and foreign
governments.
NON-TAX REVENUES
Interest from loans to states, public bodies and PSUs is a
key item under this head. So are dividends from PSUs.
The government also earns income from the services it
provides. Though the Railways is a separate ministry, all
its money is routed through the consolidated fund.
PLAN EXPENDITURE
This is largely made up of the budget support to the
central plan. It also comprises the amount the Centre
sets aside for plans of states & Union territories. Like all
budget heads, this is also split into revenue and capital
components.
PRIMARY DEFICIT
If we deduct amount of interest payments from the
amount of fiscal deficit, we get the amount of Primary
Deficit.
PUBLIC ACCOUNT
It is an account in which money received through
transactions not relating to the Consolidated Fund is
kept. For example, transactions relating to provident
funds, small savings collections, other deposits etc.
Public Account funds do not belong to the government
and have to be paid back some time or the other to the
persons and authorities who deposited them.
Parliamentary authorisation for payments from the
Public Account is not required.
REVENUE BUDGET
It consists of the revenue receipts of the government
(which is tax revenues plus other revenues) and the
expenditure met from these revenues. It has two
components:
Revenue
Receipt
and
Revenue
Expenditure.
REVENUE EXPENDITURE
It is meant for the normal running of government
departments and various services, interest charges on
debt incurred by the government and subsidies. Broadly
speaking, expenditure which does not result in creation
of assets is treated as revenue expenditure. All grants
given to state governments and other parties are also
treated as revenue expenditure even though some of the
grants may be for creation of assets.
REVENUE RECEIPTS
It includes proceeds of taxes and other duties levied by
the Centre, interest and dividend on investments made
by the government, fees and other receipts for services
rendered by the government.
Excess of revenue expenditure over revenue receipts is
called revenue deficit.
VALUE ADDED TAX (VAT)
It is a form of consumption tax. From the perspective of
the buyer, it is a tax on the purchase price. From that of
the seller, it is a tax only on the "value added" to a
product, material or service, from an accounting point of
view, by this stage of its manufacture or distribution.
The manufacturer remits to the government the
difference between these two amounts, and retains the
rest for themselves to offset the taxes they had
previously paid on the inputs.
PUBLIC DEBT
The government's borrowings are the burden of the
people. The difference between borrowings and
repayments is the net accretion to the public
debt. Public debt can be split into two heads, internal
debt and external debt. The internal debt comprises
Treasury Bills, market stabilisation scheme, ways and
means advances, and securities against small savings.
S C RULES ON CRIMINAL CANDIDATES
NATIONAL NEWS
FEBRUARY 2015
GOVT ACCEPTS FINANCE COMMISSION REPORT
In a historic judgment, the Supreme Court has ruled that

the suppression of criminal antecedents, especially
relating to heinous crimes, by an election candidate
during nomination deprives voters to make an informed
choice and creates impediments in the free exercise of
electoral right and therefore, if such a candidate wins
the election, his election should be declared null and
void (invalid).
FENCED ELEPHANT SANCTUARY BY PETA
Union Government has accepted the recommendations

of the 14th Finance Commission for devolution of
revenue collection from the Center to the states for the
period from 1 April 2015 to 31 March 2020. The
commission was headed by Ex. RBI Governor Y V Reddy.
DIPLOMATS CONFERENCE IN NEW DELHI

A three day Heads of the Missions Conference was held
in New Delhi from Feb 7 to 9 in New Delhi. About 110
ambassodors/diplomats from various Indian embassies
took part in the conference that spelt the ways in which
the diplomats can contribute to the country's
development.
AERO INDIA SHOW HELD AT BENGALURU
The People for the Ethical Treatment of Animals (PETA)

has announced to create India's first fenced elephant
sanctuary within the Bannerghatta Biological Park in
Karnataka. The forested space will allow elephants to
move around freely within the secure area.
Ms. SWARAJ VISITS CHINA

External Affairs Minister Sushma Swaraj went to China
on a four day official visit. She met the Chinese
President Xi Jinping also. The visit focused on resolving
the tensions on border issue. She also launched the Visit
India Year in China at a function in Beijing.
INDIA FARES POOR IN PRESS FREEDOM

The 10th edition of Aero India Show concluded in
Bengaluru. The show was focused on Make in India
campaign of the Union Government which is aimed at
encouraging small and medium industries to invest in
defence manufacturing in India.
INDIA SET TO JOIN BRICS BANK

The Union Cabinet approved Indias plans for the
establishment of a New Development Bank led by the
BRICS bloc of developing nations, and a Contingent
Reserve Arrangement (CRA) that will act as an extra
safety net in the event of financial crisis.
AIRTEL TO SERVE CHILDREN IN AFRICA

Indian telecom major Bharti Airtel Limited on 18
February 2015 tied-up with United Nations Childrens
Fund (UNICEF) to provide health, education and youthfocused content to its customers in 17 African countries.
India has been ranked 136TH in terms of press freedom

in 2015, out of 180 nations in the World Press Freedom
Index produced by Reporters without Borders.
Countries are ranked on the basis of media pluralism
and independence, respect for the safety and freedom of
journalists and the legislative, institutional and
infrastructural environment in which the media
operates. Finland, Norway and Denmark were on the
top of the list.
Rajya Sabha was informed that 76.83 crore Aadhaar

cards have been generated till 15 February 2015 out
of a total population of 121.01 crore
Dr. Tony Tan Keng Yam, President of Singapore
visited India on Feb. 10 and inaugurated the
Singapore Festival in New Delhi.
18th National Conference on e-Governance held in
Gandhinagar, Gujarat from 30 to 31 January 2015.
Three Commemorative Postage stamps on the theme
INDIA TO HELP NEPAL FOR FIGHTING GOITRE
of Swachh Bharat Mission were released on 30

January 2015 to mark the Martyrdom Day of
Mahatma Gandhi.
The first National Tribal Festival VANAJ-2015 held
at New Delhi from 13 to 18 Feb., 2015.
India and Sri Lanka have agreed to explore avenues
for enhancing cooperation in oil and gas sector.
India will provide Rs 6.90 crore support to Nepal for

fighting against the Iodine Deficiency Disorder Control
Programme for goitre control across the country. Goitre
is an enlarged thyroid gland found in neck.
JANUARY 2015
OBAMA CHARMS INDIA
Barrack Obama became the first U.S. President to be the
Chief Guest at the Republic Day and the first U.S.
President to visit India twice during his tenure.
The two leaders agreed to operationalise the civil
nuclear deal, resolving the key hurdles pertaining to
the liability of suppliers of nuclear reactors in the
event of an accident and the tracking of fuel
supplied by the US.
Obama announced new initiatives worth $ 4 billion
aimed at boosting trade and investment ties as well
as jobs in India through a new Indian Diaspora
Investment Initiative.
For the first time in the history of Indias Republic
Day, all-women contingent from the three defence
forces-Army, Air Force and Navy, marched down in
the parade.
India and the US signed MoUs for formulating action
plans for development of smart cities in Allahabad,
Ajmer and Visakhapatnam.
15 NRIS HONOURED AT PBD

15 persons were conferred with Pravasi Bharatiya
Samman Award including Microsoft CEO Satyanarayan
Nadella and Guyana President Donald Rabindernauth
Ramaotar at the three day Pravasi Bhartiya Diwas, Jan 7
to 9, held at Gandhinagar, Gujarat.
COINS AND STAMPS RELEASED IN PBD

Coins and stamps showing in the
same frame pictures of a young
Mohandas Karamchand Gandhi
and another of his transformation
into Mahatma Gandhi were here
released on Jan 8 at Pravasi
Bhartiya Diwas to commemorate the centenary year of
his return to India from South Africa in 1915. The coins
are in the denomination of Rs 100 and Rs 10, while
stamps are of the value of Rs. 25 & Rs. 5.
TIGERS POPULATION UP BY 38.4%

Across India, the mean figure for tiger numbers
increased from 1,706 in 2010 to 2,226 in 2014,
registering an impressive growth of 30.48 per cent. With
406 tigers, Karnataka tops the list, followed by
Uttarakhand 340 and Madhya Pradesh 308.
ASIAs BIGGEST LITERARY EVENT AT JAIPUR

ZEE Jaipur Literature Festival, Asias biggest literary
event was held at Jaipur from 21st to 25th Jan 2015. Over
2.45 lakh persons took part in the festival. More than
300 authors from over 50 countries attended the
festival.
DSC Prize for Literature: The $50,000 prize won by
Indian-American author Jhumpa Lahiri for her book, The
Lowland.
Poet Arunadhathi Subramaniam was declared as the
winner of inaugural Khushwant Singh Memorial Prize
for poetry for her work When God is a Traveler.
H S BRAHMA IS THE NEW CEC

Former bureaucrat Hari
Shankar Brahma has been
appointed as the next Chief
Election Commissioner of
India.
The
present
incumbent, V S Sampath
turned 65 on Jan 15, the
upper age limit under the
Constitution for holding the
post. Mr. Brahma too is completing 65 years on April 19.
CEC has a tenure of six years, or up to the age of 65
years, whichever is earlier. He is appointed by the
President, on recommendations of the Union Government.
He enjoys the same official status, salary and perks as
available to Judges of the Supreme Court and High court.
NATIONAL YOUTH FESTIVAL AT GUWAHATI

The 19th National Youth Festival began in Guwahati on
Jan 8. The theme this year is, 'Youth for Clean, Green
and Progressive India'. A mascot performing Sattriya
dance and named as Baandhav has been designed for
the festival.
INDIA 78TH IN TERMS OF SKILLED LABOUR

In a list of 93 countries compiled by INSEAD business
school, India has been ranked 78th globally in terms of
talent competitiveness of its human capital, indicating
acute shortage of skilled workforce. Switzerland has
topped the list, followed by Singapore.
SUPREME COURT ENDS SRINIs GAME

The Supreme Court has barred N Srinivasan, the
controversial businessman and cricket official, from
contesting the Board of Control for Cricket in India
(BCCI) election until he gives up his commercial interest
in the IPL franchise Chennai Super Kings (CSK).
10
India will provide 60 million dollars Line of Credit to
Guyana for its road infrastructure projects. Guyana is

a small republic on northern border of Brazil.
Tshering Tobgay, Prime Minister of Bhutan came to
India on a weeklong visit.
The 13th Pune International Film Festival has held at
Pune in Maharashtra from January 8 to 15. The
theme of the festival was War against War".
102nd Indian Science Congress was held at Mumbai
University, Maharashtra.
Two commemorative coins of Rs 100 and five were
released in the honour of Tata Group founder
Jamsetji Nusserwanji Tata's to mark his 175th birth
anniversary.
January 12 is observed as National Youth Day on the
birth anniversary of social reformer, philosopher and
thinker Swami Vivekananda.
India signed an agreement on transfer of prisoners
who are completing their sentence, with Hong Kong
Germany has agreed to partner with India in
developing three smart cities. A six-member joint
committee has been set up to identify the cities in
next three months.
The first Border Haat (market) along TripuraBangladesh frontier was opened at Srinagar
(Tripura) - Purba Madhugram (Feni, Bangladesh).
Indian Railways to run an additional weekly trip of
Maitree Express train between Kolkata and Dhaka.
DECEMBER 2014
remembered as the founder of Banaras Hindu

University, the largest residential university in Asia. 25
Dec marks his 153rd birthday. He is the 12th person to
be named posthumously for Bharat Ratna.
PUTIN OPENS ECONOMIC DOORS FOR INDIA

Russian President Vladimir Putin arrived in New Delhi
to attend the India-Russia annual summit on Dec 11.
He addressed the World Diamond Congress held at
Vigyan Bhavan, New Delhi.
Russian diamond mining giant ALROSA agreed to
supply diamonds worth $2.1 billion in the next three
years to 12 Indian companies.
Russia's atomic firm Rosatom agreed to supply 12
nuclear energy reactors to India over next 20 years,
Russian oil major Rosneft signed a 10-year crude
supply deal with Indias Essar Oil.
The two countries agreed to enhance the bilateral
trade from current $10 billion to $30 billion by 2025.
The two leaders unveiled the Druzhba (friendship in
Russian)-Dosti' vision to strengthen the bilateral
partnership over the next decade
GANDHINAGAR TO HOST 13TH PBD

13th Pravasi Bharatiya Diwas will be held from 7th to 9th
January at Gandhinagar in Gujarat. It will celebrate 100
years of Mahatama Gandhi's return from South Africa to
India on 9th January, 1914. This years theme is Apna
Bharat, Apna Gaurav.
INDIA 65TH IN WORLD IN TOURISM
BHARAT RATNA FOR VAJPAYEE AND MALVIYA

Former Prime Minister Atal
Bihari Vajpayee and Late
Pandit
Madan
Mohan
Malaviya will be honoured
with Bharat Ratna-country's
highest civilian award. The
announcement was made in a
press communique issued by
the Rashtrapati Bhawan on
Dec
24
on
the
recommendation of the Prime Minister.
Atal Bihari Vajpayee is an Indian statesman who was
the first Prime Minister from outside Congress to serve
a full five-year term from 1998 to 2004. A
parliamentarian for over four decades, Mr. Vajpayee was
elected to the Lok Sabha nine times, and twice to the
Rajya Sabha. He completed 90 years on 25th December.
He is the seventh Prime Minister to receive the award.
Pandit Madan Mohan Malviya was an Indian
educationist and politician well known for his role in
Indian freedom struggle. He was the President of the
Indian National Congress in 1909 and 1918. He is most
World Economic Forum (WEF) released the 2013 Travel

& Tourism Competitiveness Index. The index assesses
140 nations for their efforts made to develop the travel
and tourism sector. India has been placed at 65th
position in the index topped by Switzerland.
INDIA TOPS IN OUTFLOW OF BLACK MONEY

As per the Global Financial Integrity, India figures
among the top three countries that witnessed highest
outflow of black money in 2012 with about $94.76
billion or 6 lakh crore rupees going out of the Country.
11
INDIA PLACED 85TH IN CORRUPTION INDEX

As per the Corruption
Perceptions Index 2014
released
by
the
Transparency International,
India stands at 85th position
among
175
countries,
(scoring 38 marks) as
against 94th last year. India
shares its position with Sri Lanka. Denmark retained its
position as the least corrupt country with a score of 92
while North Korea and Somalia shared the last place,
scoring just eight.
NEWS FROM STATES

FEBRUARY 2015
MUFFLERMAN SWEEPS DELHI
JUNE 21 IS INTERNATIONAL YOGA DAY

On Dec 17, the UN General Assembly (UNGA) adopted a
resolution to declare June 21 as International Yoga Day,
recognising the ancient Indian science's "holistic
approach to health and well-being." Indian Prime
Minister Mr. Modi had made the proposal during his
address to the UNGA on 27th of September this year.
Why June 21? It marks the beginning of summer solstice
in Northern Hemisphere and is the longest day of the year
receiving highest amount of solar energy.
28000 CRORE SUPPORT FOR NORTH EAST

Focusing on improving connectivity to the north-east,
Central govt plans to provide Rs 28,000 crore for laying
new railway lines in the region and develop the
"untapped" tourism potential of the area. Besides, Rs
5000 crore each will be provided for extending 2G
mobile coverage and for improvement of power system
in north-eastern region.
The Arvind Kejriwal-led Aam Aadmi Party on Feb 10

swept to power with 67 seats in the 70-member Delhi
Assembly, leaving only three to the Bharatiya Janata
Party and nil to the Congress. Later, Mr. Kejriwal was
sworn in as the Chief Minister of Delhi.
Uttarakhand govt launched on Feb 7 its ambitious
INDIA FARES 48TH ON INTERNET UTILISATION

The Web Index 2014 released by World Wide Web
Foundation to measure the internet's contribution to
social, economic and political progress in the world has
placed Denmark on top followed by Finland and
Norway. India stands at 48th rank.
The birthday of the former Prime Minister Atal
Behari Vajpayee on the 25th of December will be

observed as National Good Governance Day.
Mahaparinirwan Diwas observed on 6 December
2014, death anniversary of Dr BR Ambedkar.
The Times Higher Education (THE) Rankings 2015 of
UK has placed Bangalore-based IISc at No. 25 in the
overall 100, topped by China's Peking University.
Indias most prestigious Indian classical music
function The Tansen Sangeet Samaroh held at
Gwalior, Madhya Pradesh.
The first Arabic translation of the Indian Constitution
launched by the Arab League in Cairo, Egypt.
Bangladesh President Abdul Hamid arrived in
Kolkata on a two-day visit to West Bengal.
Himalaya Darshan programme as part of its

ongoing efforts to boost tourism in the state.
Haryana to set up Gram Sachivalayas to bring Gram
Panchayat and village level functionaries of all
departments under one roof for better functioning.
The ten day long annual Taj Mahotsava, a cultural
extravaganza, began in Agra, UP from 18th February.
Gujarat govt. has decided to set up Plast India
International University in Vapi in partnership
with University of Massachusetts Lowell, USA.
Madhya Pradesh won the 10th National Award for
excellent work in Mahatma Gandhi National Rural
Employment Guarantee Act, 2005 (MGNREGA).
Haryana launched e-registration of properties in all
the 130 tehsil and sub-tehsils of the State on Feb 04.
The First World Ocean Science Congress (WOSC) was
held in Kochi, Kerala from 5 to 8 February 2015.
JANUARY 2015
PUNJAB BANS SALE OF LOOSE CIGARETTES
The Punjab state has banned the sale of loose cigarettes
(as single sticks) and loose tobacco, becoming the first
State to do so. Ban has been issued as the sale is in
violation of Section 7 of the COTPA (Cigarettes and
Other Tobacco Products, Prohibition of Advertisement
and Regulation of Trade and Commerce, Production,
Supply and Distribution Act, 2003).
Since loose
cigarettes are affordable and do not carry a pictorial or a
written warning, these will not be permitted to be sold.
12
J&K BEST IN e-INITIATIVE

Jammu and Kashmir has
been selected, for the first
time, for National eGovernance Award 201415 for the best districtlevel initiative in the
country, for the project ePanchayat, launched in
2013-14
On Nov 29, Meghalaya got its first rail link when PM
ASSAM ONLY PLACE TO GROW PURPLE TEA

According to a senior scientist and tea expert according
to Tocklai Tea Research Institute, Jorhat, Assam can
emerge as the only place in the world after Kenya to
become a producer of health-rich medicinal purple tea.
Currently, Kenya is the only country that produces
unique purple tea which fetches three to four times the
price of black tea.
Amitabh Bachchan appointed as the brand

Ambassador for health sector in Andhra Pradesh.
Modi flagged off a train from Maligaon, Guwahati to

Mendipathar in Meghalaya, a distance of 131 kms.
Andhra govt. signed a MoU with Singapore for the
development of its new capital that is set to come up
near Vijawayada region.
The New Year festival of Tibetans known as Losar
festival is celebrated mainly in Lahaul Distt. It
denotes the start of winter session in the valley.
Maharashtra to observe the year 2015 as Year of
Digitised and Time-Bound Services to standardise,
simplify and deliver the services electronically.
Arunachal Pradesh won the Krishi Karman Award for
the year 2013-14 for showing exemplary agriperformance in 14 different categories.
Manipur to set up a Cultural University to promote its
rich cultural heritage, like Russias Moscow State Art
and Cultural University.
Militants of the National Democratic Front of
Bodoland (Songbijit) gunned down over 80 persons in
Sonitpur and Kokrajhar districts of Assam.
Hampi Utsav Jan 9 11, a mega cultural festival of

dance, drama, art and music held at Hampi, the
erstwhile seat of the Vijayanagar Empire in
Karnataka.
Governors rule imposed in J&K as political parties
failed to muster the requisite number in the 87member Assembly for staking claim to form the
government.
Voting for all 70 Delhi Assembly seats will be held on
February 7 and counting of votes will be done on
February 10
Haryana has appointed yoga guru Ramdev as the
state's brand ambassador to promote yoga and
ayurveda in a big way.
GOVERNMENT
INITIATIVES
FEBRUARY 2015
NITI AAYOG HOLDS ITS FIRST MEETING
DECEMBER 2014
WORLDs LARGEST HUMAN FLAG
India set a new world record on Dec 7 for forming the
largest human flag, when over fifty thousand volunteers
formed the Indian Tricolour, at YMCA Grounds in
Chennai, beating the previous record held by the Sports
Club of Lahore where 28,957 people formed the flag of
Pakistan.
DIAL 161 FOR 4000 SERVICES IN KARNATAKA

On Dec 8, Karnataka launched Mobile one egovernance initiative to enable public to access 4000
government and a few private services on their mobile
phones just by dialling 161. They can pay electricity,
water and BSNL telephone bills through their phones.
Farmers can know about monsoon, market rates and
subsidies. The young aspirants can know about job
offers in private sector.
In the first meeting of the Governing Council of NITI

Aayog in New Delhi, the Prime Minister described Team
India as a combination of three teams the Prime
Minister and Chief Ministers; the Union Council of
Ministers; and the bureaucracy in the Centre and States.
He suggested formation of three sub groups for
improved functioning of Team India.
The first sub-group will study the 66 centrallysponsored schemes and recommend which schemes
should continue, which should be transferred to
states, and which to discontinue.
The second sub-group will focus on skill
development and creation of skilled manpower
within states.
The third sub-group will decide on the institutional
mechanisms to be evolved for Swachh Bharat
Abhiyaan, so that cleanliness becomes a part of life
in perpetuity.
13
It was also decided that all the states should create

two task forces under the aegis of the NITI Aayog,
one to focus on poverty alleviation, and the other to
focus on future development of agriculture.
ALL INDIA MOBILE NUMBER PORTABILITY

From May 3, cell phone subscribers will be able to retain
the same mobile number on relocating to anywhere in
India. The Telecom Regulatory Authority of India
amended the mobile number portability (MNP)
regulations for this purpose.
At present, number portability is available only within a
telecom circle.
The govt has launched a single window e-Biz portal

for 11 Central government services to bring
transparency in the ease of doing business.
The government plans to launch a new scheme 'Krishi
Daak Service' to distribute improved seed varieties to
farmers at their doorstep, through post-offices.
Govt has constituted a three-member Special
Investigation Team (SIT) headed by Pramod Asthana
for re-investigation of the 1984 anti-Sikh riot cases.
The govt has launched a single window e-Biz portal
for 11 Central government services to bring
transparency and ease of doing business.
JANUARY 2015
PM LAUNCHES SOIL HEALTH CARD SCHEME

The nationwide Soil
Health Card scheme
was launched by the
Prime Minister from
Suratgarh, Rajasthan
on Feb 19, focusing on
the health of soil to
boost
productivity
and
bring
about
increased prosperity.
At least 14 crore cards
are envisaged to be
issued over the next
three years. Test
reports could be made available over the internet or
mobile phones, said the blueprint of the scheme.
MADAD LAUNCHED FOR CONSULAR SERVICES

Government has launched Consular Grievances
Monitoring System named MADAD-Because You Are Usto register grievances pertaining to the Consular
Services offered by the Indian Missions and Posts
abroad. It will speed up forwarding and handling of
grievance of the consular related matters.
NATIONAL DEWORMING DAY ON FEB 10

The Ministry of Health and Family Welfare launched the
first National Deworming Day on Feb 10 to reduce the
threat of parasitic worm infections in children.
Medicine Albendazole will be orally administered to
pre-school and school-going children between one and
nineteen years of age in 12 states to begin with.
TWO CRORE TOILETS UNDER MNREGA

Govt plans to construct over two crore toilets in select
villages across the country under a programme of
making India free from open defecation by 2019. The
project will be implemented under MNREGA. Literate
and active women MNREGA workers will be selected as
the 'Sanitary Mates' to provide basic lessons about use
of toilets to people living in villages.
SCHEME LAUNCHED TO SAVE GIRL CHILD

Prime Minister launched the
nationwide 'Beti Bachao-Beti
Padhao' (save girl child, educate
her) campaign from Panipat in
Haryana on Jan 22 to counter the
adverse sex ratio in the country.
Noted film actress Madhuri
Dixit was roped in as the
brand ambassador of the
campaign.
A special savings scheme by the name Sukanya
Samriddhi Account was also launched to encourage
special savings for girl child.
SUKANYA SAMRIDDHI ACCOUNT
Account can be opened in the name of a girl child of

up to 10-year-old.
After attaining the age of 10 years, the account
holder can herself operate the account.
Accounts can be opened in name of girl child in
banks and post offices,
Interest payment at 9.1 per cent per annum.
Deposits can be made for 14 years from the date of
opening of the account.
Half of the fund can be withdrawn for her higher
education and marriage after she attains 18 years of
age.
The scheme would mature on completion of 21
years from the date of opening of the account.
The account can be transferred anywhere in India
Minimum deposit of Rs. 1000 and thereafter any
amount in multiple of Rs. 100 can be deposited.
Amount deposited in the scheme is eligible for
income tax rebate.
For one time, a girl child who has attained the age of
10 years prior to one year from the date of
introduction of this scheme is also eligible under the
scheme.
14
A maximum of Rs. 1,50,000 can be deposited in a

financial year.
The account can be opened in any post office or
authorized branches of commercial banks across
the country by producing birth certificate of the girl
child.
To meet the requirement of higher education
expenses of the account holder girl child, partial
withdrawal of 50 % of the balance would be
allowed after the girl child has attained the age of
18 years.
The amount can be deposited in cash, cheque or
demand draft.
SCHEMES LAUNCHED FOR SC ENTREPRENEURS

In a bid to promote entrepreneurship among the
Scheduled Castes (SCs), the Ministry of Social Justice and
Empowerment launched two schemes on Jan 16 as
under:
1. Venture Capital Fund for Scheduled Castes, with an
initial capital of Rs.200 crore to provide financial
assistance up to Rs.15 crore for up to six years to SC
entrepreneurs. IFCI Ltd. will act as Nodal Agency to
operate this fund.
2. Green Business Scheme to provide loans up to Rs.1
lakh at concessional rate of interest to SCs for running erickshaw, solar pumps and other solar energy-powered
implements.
HRIDAY SCHEME LAUNCHED
PRICE STABILISATION FUND LAUNCHED

Govt plans to set up a Price Stabilisation Fund (PSF),
with a corpus of Rs 500 crore, to check price volatility
through
procurement
of
selected
perishable
horticulture produce, maintenance of buffer stocks and
their regulated release into the market. To begin with,
interventions would be supported for onions and
potatoes only and other commodities may be added
later on.
ON-LINE TRACKING OF TOILET USAGE

Union Ministry of Drinking Water and Sanitation has
said that people would be mobilised to check and verify
the use of toilets in the rural areas and they can post
photos or upload data of non use or misuse of toilets
through mobile phones, tablets or I-Pads onto a website
in real time.
Shortage of toilets costs the country more than $50 billion
a year, mostly through premature deaths and hygienerelated diseases, according to a World Bank study.
NORMS RELAXED FOR SEZs

Aiming to revitalise SEZs, the government has permitted
dual-use of non-processing areas in special economic
zones, allowing developers to set up social
infrastructure like schools, hospitals and hotels which
can be accessed by people within and outside these
conclaves.
FACILITY TO LODGE FIR IN TRAIN

Under a new initiative by North Central Railway, rail
passengers will now be able to lodge an FIR in the train
itself. Earlier the passenger had to cut short his visit and
register the FIR at the nearest Government Railway
Police (GRP) station.
HELPLINE LAUNCHED FOR DRUG ADDICTS
The government has launched a Heritage City

Development and Augmentation Yojana (HRIDAY) to
preserve and rejuvenate the rich cultural heritage of the
country. In the initial phase, 12 heritage cities have been
identified which will be rejuvenated and developed.
NITI AAYOG IN, PLANNING COMMISSION OUT

On Jan 1, the government announced that the Planning
Commission has been restructured and rechristened as
the NITI (National Institution for Transforming India)
Aayog. It will be a multi-tiered structure headed by
Prime Minister with a governing council comprising of
the chief ministers of all states and lieutenant governors
of union territories.
Union Ministry of Social Justice and Empowerment has

launched a toll-free helpline (1800-11-0031) to assist
the alcoholic and drug-dependent persons. Initially, the
helpline will operate from 9:30 am to 6:00 pm from
Monday to Saturday and will be upgraded later on to a
24x7 helpline.
GREEN INDIA MISSION LAUNCHED

Govt launched 'Green India Mission' for undertaking
eco-friendly development of the rural areas. To begin
with 18 villages in Seraikela forest division in Jharkhand
have been selected.
DBTL LAUNCHED IN 622 DISTRICTS

The Direct Benefit Transfer of LPG (DBTL) scheme, now
called Pratyaksh Hanstantarit Labh (PAHAL), launched
in 622 districts w.e.f. Jan 1, 2015. Finally, the scheme
will cover over 15.3 crore consumers across 676
districts of the country.
15
NITI AAYOG
(National Institution for Transforming India)
The Planning Commission was set up by the government in
March 1950 with the declared objective to promote a rapid
rise in the standard of living of the people by efficient
exploitation of the resources of the country, increasing
production and offering opportunities to all for
employment in the service of the community.
However, from being a under-developed economy in 1947,
India has now emerged a powerful economic giant being
the third largest economy in the world on the basis of
Purchasing Power Parity. The government has felt the
need for a change in the organisational set up to take the
economy to a next level of development and meet the
aspirations of the people.
Shortcomings observed with the system of Planning
Commission
India is a multi cultural country with distinct languages,
faiths and cultural ecosystems. The government feels that
the time has come for a paradigm shift in the manner the
policies are planned and implemented; taking in to account
the view points of the states as the major stakeholder in the
process of planning. The earlier approach of one size fits all
came for a sharp criticism depriving the states of
formulating policies for their area based on local
requirements.
Further, the exercise in planning that was being
followed by the erstwhile Planning Commission hardly had
any relevance for the present day market economy. There
was conflict between the planning framework and the role
of market. The role of public sector which were the prime
movers of economy in the initial stages of development
were now incapable of meeting the demands of the
emerging economy. With the public sector getting edged
out with the private capital playing a crucial role in the
development, the role of Planning Commission was more
obstructive than objective. The new body is expected to
assist in policy making to enable the private capital and the
entrepreneur to reach its full potential.
The NITI Aayog will reorient its policies keeping in view
the following challenges being faced by the Indian
Economy:
1. Leveraging of Indias demographic dividend i.e. making
the best use of young population of the nation for
development and realisation of their potential through
education, skill development, elimination of gender bias,
and employment.
2. Rather than emphasising reduction of poverty, the new
mantra will be-Elimination of poverty, and the chance for
every Indian to live a life of dignity and self-respect.
3. Reddressal of inequalities based on gender bias, caste
and economic disparities.
4. Integrate villages institutionally into the development
process.
5. Policy support to more than 50 million small businesses,
which are a major source of employment creation.
6. Safeguarding of our environmental and ecological assets.
STRUCTURE OF NITI AAYOG

The NITI Aayog will comprise the following:
A. Chairperson: Prime Minister of India
B. Governing Council: Comprising the Chief Ministers of
all the States and Lt. Governors of Union Territories
C. Regional Councils: will be formed to address specific
issues and contingencies impacting more than one
state or a region.
D. Experts, specialists and practitioners with relevant
domain knowledge as special invitees nominated by
the Prime Minister
Full-time organizational framework will comprise of:
1. Chairperson: Prime Minster
2. Vice Chairperson : To be appointed by the Prime
Minister
3. Members: Full-time
4. Part-time members: Maximum of two from leading
universities research organizations and other relevant
institutions in an ex-officio capacity. Part time
members will be on a rotational basis.
5. Ex Officio members: Maximum of 4 members of the
Union Council of Ministers to be nominated by the
Prime Minister.
6. Chief Executive Officer: To be appointed by the Prime
Minister for a fixed tenure, in the rank of Secretary to
the Government of India.
7. Secretariat as deemed necessary.
(Note: for actual office holders please see
APPOINTMENTS section page 32)
Shortcomings foreseen in the process:
I.
Will it continue to work in the same way as the
previous Planning Commission was working?
II.
Distribution of Funds: This body is unlikely to allocate
funds or devise five-year and annual plans as was
being done by the Planning Commission. There is also
a question mark on its other key role regarding
allocation of resources to state governments.
The earlier plan allocation to states was being done
through the Gadgil-Mukherjee formula. It will have to be
worked out under the new dispensation. The GadgilMukherjee formula has relevance because it ensured wellto-do states had to spare resources and money for the less
prosperous ones.
The success of this organisation will depend on the
following factors:
Trust and cooperation it receives here from the
different ministries and the departments, it will be
working with.
Cooperation it receives from the states
The first Aayog has onerous task of shaping the destiny of
the nation and making it an important new institution in
the federal polity obligated with the objective of
transforming India from a developing economy to the next
level of development.
---x---
16
CHANDIGARH COULD BE FIRST SMART CITY
Finance Minister has indicated that the first Indian

smart city to be created probably could be Chandigarh.
Smart cities would be built in a way so that they have
uninterrupted power, water, proper sanitation, efficient
management of solid waste, decongestion of roads, last
mile connectivity and effective use of ICT. Several
countries like Japan, Germany, Sweden, Singapore,
Israel, UK, US, Hong Kong and the Netherlands have
shown interest in building smart cities in India.
INDIAs 1st CNG TRAIN STARTS FROM REWARI

Countrys first compressed natural gas (CNG) - powered
train was flagged from Rewari, Haryana on Jan 13. The
dual-fuel CNG Diesel Electric Multiple Unit (DEMU) will
run between Rewari and Rohtak everyday and would
help in reducing the operating cost of locomotives by
over 50%.
Indias first International Institute of Music will be set
up in Kerala by a trust headed by Sarod Maestro
Ustad Amjad Ali Khan and his family.
Department of Disability Affairs has been renamed as
Department of Empowerment of Persons with
Disabilities (Viklangjan Sashaktikaran Vibhag).
President signed the Citizenship Ordinance to merge
Person of Indian Origin (PIO) and Overseas
Citizenship of India (OCI) schemes and to grant lifelong Indian visa to PIOs.
DECEMBER 2014
DOMESTIC EFFICIENT LIGHTING PROGRAMME
NATIONAL MISSION FOR TEACHERS
Prime Minister launched a scheme for LED (light

emitting diodes) bulb distribution under Domestic
Efficient Lighting Programme (DELP) in Delhi on 5th
January. The LED bulbs will be supplied at an initial
payment of Rs 10 each and recovery of Rs 10 each for 12
months from their electricity bill. The programme shall
be launched all over the country.
GRAHAK SUVIDHA KENDRAS FOR CONSUMERS
SPECIAL PHABLET LAUNCHED FOR FARMERS

ICRISAT launched a customised low-cost combination of
phone and tablet computer greenphablet for small
farmers. The device is powered by GreenSIM and is
dust- and shatter-proof, readable under bright sunlight;
operates from -20C to +60C.
ICRISAT: International Crops Research Institute for the
Semi-Arid Tropics. HQ: Hyderbad, Telangana
Prime Minister launched a Rs 900-crore scheme "Pandit

Madan Mohan Malaviya National Mission on Teachers
and Teaching" at Benaras Hindu University, Varanasi on
Dec 25 aimed at creating an environment for producing
high quality teachers.
Government has decided to set-up Grahak Suvidha

Kendras (Consumer care centres) to provide counseling
to consumers in redressal of their grievances and assist
them in registering their complaints in the appropriate
consumer forums. The Centres will also be authorized to
take up complaints with private companies and service
providers on behalf of the government.
MISSION INDRADHANUSH FOR VACCINATION
HIMMAT- MOBILE APP FOR WOMEN

India's first integrated mobile application for women
safety called Himmat' was launched in Delhi on Jan 1.
The app can alert the police in the hour of need by either
shaking the phone or pressing the power button twice.
It is directly linked to the Police Control Room and
allows police to locate the victim, with updation every
ten seconds.
PRESIDENT APPROVES JUDICIAL COMMISSION

President gave his assent to the National Judicial
Appointments Commission (NJAC) Act, nearly ending
the two-decade-old collegium system for appointment
of judges of the Supreme Court and 24 high courts.
The commission will be headed by the Chief Justice and
will have five other members - two senior-most judges of
the SC, the Law Minister and two eminent persons.
Government has launched Mission Indradhanush to

cover all those children by 2020 who are either
unvaccinated or partially vaccinated against seven
vaccine preventable diseases - Diphtheria, Whooping
Cough, Tetanus, Polio, Tuberculosis, Measles and
Hepatitis B.
17
ORDINANCE FOR 49% FDI IN INSURANCE
CORE SECTOR GROWTH DOWN TO 2.4 %
On Dec 24, Union Cabinet approved promulgation of the

ordinance on Insurance Bill to raise foreign investment
cap in the insurance sector from 26 to 49 per cent. It repromulgated the ordinance to allow resumption of coal
block allocation. It also opened the medical devices
sector to foreign investment by allowing 100 per cent
FDI in these.
Slump in the production of crude oil and natural gas,

pushed the growth rate of eight core sector industries to
three-month low of 2.4 per cent in December 2014 as
compared to 6.7 percent in Nov, 2014.
COMMITTING SUICIDE IS NO MORE A CRIME

The government has decided
to repeal Section 309 from
the Indian Penal Code,
claiming support of 18 states
and 4 Union Territories for
decriminalizing attempt to
commit suicide. The step
was taken on the recommendation
of
the
Law
Commission of India.
Section 309 of IPC makes the act of suicide punishable
with jail term of up to one year and fine.
TRADE GAP SHRINKS TO $ 8.3 BILLION

India's trade deficit narrowed to an 11 month low of 8.3
billion dollar in January 2015 due to the sharpest
contraction in imports since May last year. Exports
sharply contracted by 11.19 % in Jan to $ 23.9 billion
while imports declined by 11.39 % to $32.2 billion.
India's foreign exchange reserves soared by $ 1.03

billion to touch a new lifetime high of $ 334.19 billion
for the week ended 20th February.
Growth in industrial production slowed to 1.7 % in
December 2014 from 3.9 percent in November,
mainly due to contraction in the mining sector.
JANUARY 2015
SUSHASAN EXPRESS TO HONOUR VAJPAYEE
INDIA SET TO GROW BETTER THAN CHINA
To honour former Prime Minister Atal Bihari Vajpayee, a

new train - The Sushaasan (good governance) Express
launched on Dec 25, from Gwalior (Madhya Pradesh),
the birth place of Mr. Vajpayee, to Gonda in Uttar
Pradesh.
Govt has decided to pay 8.75 per cent interest on
provident fund deposits of Employees Provident Fund
Organisation (EPFO) for the year 2014-15.
Justice G P Mathur committee set up to examine the
possibility of forming a Special Investigation Team
for re investigation of the 1984 anti-Sikh riot cases.
As per Global Economics Prospects Report published by

the World Bank, India is set to clock a 7% rise in GDP in
2017 compared with 6.9% for bigger rival China. India
will recover to 6.4% in the current calendar year itself
on the back of higher export growth and bolstered
investor confidence with the election of a reformminded government at the Centre, said the report.
ECONOMIC INDICATORS
FEBRUARY 2015
INDIA SET TO GROW BY 7.4%
The Central Statistics Office (CSO) data released on Feb
10 showed that India is set to grow 7.4 per cent in the
year 2014-15 and cross the $2.1-trillion mark against
6.9 per cent achieved in 2013-14 on the back of robust
manufacturing sector performance and a surge in public
expenditure.
India's monthly per capita income is likely to be at
Rs 7,378.17 this financial year, up over 10 per cent
from last year, when it was Rs. 6,699.88 year.
India grew 7.5 per cent in the October-December
quarter, overtaking Chinas 7.3 per cent growth in
the same quarter, to become the fastest growing
major economy in the world.
The Central Statistics Office has revised its base
year to 2011-12
INDIA TO GROW BY 6.5% - MORGAN STANLEY

A report by global financial giant Morgan Stanley says
that Indian economy is on its way to grow by 6.5 per
cent as the government's reforms agenda is on track and
the pace is accelerating too.
INDIAN ECONOMY SET TO GROW AT 6.4%

Speaking at the Vibrant Gujarat Summit, World Bank
President Jim Yong Kim said that the Indian economy
was likely to grow at 6.4 per cent in the current year and
accelerate further in the next year in view of the
economic measures being taken by the present
government.
A report by the IMF says that India is expected to

grow at 6.3 per cent this year and 6.5 per cent in
2016 by when it is likely to cross China's projected
growth rate.
A United Nations report says that India will see
gradual growth acceleration with its GDP expected to
reach 5.9 per cent this year and 6.3 per cent in 2016.
India's GDP growth has averaged 6.5 per cent over
the last 25 years, while in the last two years it
averaged 4.9% alongside very high inflation till
recently.
18
FISCAL DEFICIT TO BE CUT TO 3.6% OF GDP

The Expenditure Management Commission, headed by
Bimal Jalan, has recommended to the government that it
should cut fiscal deficit to 3.6 per cent of the GDP during
2015-16. The recommendations are as per the
provisions of the Fiscal Responsibility and Budget
Management Act, 2003.
FDI IN INDIA UP BY 14 PER CENT
ECONOMY & INDUSTRY

FEBRUARY 2015
GOVT NOTIFIES IND AS NORMS
Government has notified the rules for Indian Accounting
Standards (Ind AS) which are converged with global
standards IFRS. The norms will be mandatory for
companies from 1 April 2016. However, these norms
can be followed by corporates on a voluntary basis from
1 April 2015. For companies having net worth of Rs.500
crore or more, the norms would be mandatory from 1
April, 2016.
NUCLEAR SUPPLIERS NOT LIABLE
As per the 'Global Investment Trade Monitor' report

released by United Nations Conference on Trade and
Development (UNCTAD), India's FDI increased by 26
per cent in 2014 to an estimated 35 billion US dollar
with maximum growth in the service sector, despite the
decline in global Foreign Direct Investment inflows.
Govt has clarified that the U.S. suppliers of nuclear

reactors and parts will not be directly liable in case of a
nuclear accident, nor can they be sued by Indian nuclear
operators unless the contract they sign clearly states it.
Further, the immediate liability for any incident will be
channelled only to the operator in this case the public
sector unit Nuclear Power Corporation of India Ltd.
There will be no changes in the Civil Liability for Nuclear
Damages (CLND) Act, 2011.
ADB TO GRANT $400 LOAN TO INDIA

NEW CPI FOR BETTER PROJECTION
For presenting a more accurate and realistic price
situation, government plans to release by next month a
new series of Consumer Price Index (CPI) with 2012 as
base year for computing retail inflation rate. Figures for
January 2015 will be compiled on revised base and will
be released on February 12.
As per a Labour Bureau survey, unemployment rate

in the country rose to 4.9 per cent in 2013-14, mainly
on account of increase in joblessness in rural areas.
DECEMBER 2014
The Asian Development Bank has inked two loan

agreements worth USD 400 million with India to
upgrade district roads in Madhya Pradesh and to
support improvements to power transmission and
distribution systems in Assam. Of this, $350 million is
for Madhya Pradesh and remaining $50 mn. for Assam.
India reclaimed its position as the leading consumer

of gold in 2014 with an estimated consumption of
880 tonnes against Chinas 866 tonnes.
World Bank agrees to grant $ 8 million loan to India
for sustainable livelihoods and adaption to climate
change project of National Rural Livelihoods Mission.
JANUARY 2015
MOODYS PROJECTS INDIAS GROWTH @6%

Global
rating
agency Moodys has
projected
that
Indian economy is
expected to pick up
pace in 2015 and
grow in the range of
5 to 6 per cent,
helped by strong
domestic demand.
The ADB says that India is on track to achieve 5.5%

growth rate in 2014-15 as declining oil prices present
a golden opportunity for many beneficial reforms.
MAKE IN INDIA IS BIG HIT ONLINE

The Department of
Industrial Policy and
Promotion-led Make In
India (MII) initiative
has become the largest
and fastest growing
government initiative ever on digital platform. Within
three months of its launch, the initiative has already
touched over 2.1 Billion global impressions on social
media and reached an overall fan base of over 3 Million
on its Facebook page.
Make In India initiative focuses on attracting businesses
to invest and manufacture in India.
19
DUTY FREE IMPORTS FROM AFGHANISTAN

India has allowed duty free access to Afghanistans
export products in Indian markets under the Agreement
of South Asia Free Trade Area (SAFTA). The export
consignments will be allowed through the Integrated
Check Post at Attari in Amritsar, Punjab.
INFOSYS TO INVEST $ 250 MILLION

Leading IT company - Infosys has assured Indian
government that they will spend USD 250 million to
fund innovations in software and services in India. The
assurance was made by company CEO Vishal Sikka
during his meeting with the Prime Minister.
Sun Edison USA and Indias Adani Group will invest
IMPORT OF MOBILES RESTRICTED
Rs.25,000 cr in setting up one of the worlds largest

solar photovoltaic manufacturing unit in Gujarat.
ADB to give $ 75 million loan and $1.8 million grant
to Karnataka for Integrated Urban Water
Management Investment Program.
India and Israel have signed a joint agreement to
implement the third phase of the agriculture
cooperation project for next three years, 2015-18.
To boost the jute sector, govt has directed packaging
of sugar and food grains in jute bags to minimum
extent of up to 90 % of production.
To meet the fiscal deficit, the government sold 10 per
cent stake in state owned Coal India Ltd to raise
about Rs 24,000 crore.
Union Cabinet approved the hike of government stake
in Industrial Finance Corporation of India (IFCI) Ltd.
to 51 percent from around 48 percent at present.
DECEMBER 2014
Government has prohibited imports of all kind of mobile
handsets with fake or duplicate Unique Identity
Numbers. The decision will help the security agencies to
track callers using different SIM (Subscriber Identity
Module) cards.
PK CREATES BOX OFFICE RECORDS

According to a report on Boxofficeindia.com, the film PK
recorded a sale of Rs. 500 crore gross worldwide within
two weeks of its release, there by becoming first ever
Indian movie to have such huge collection in this period.
OFFICE SPACE COST HIGHEST IN NEW DELHI

Connaught Place in the National Capital has become the
worlds sixth costliest office destination, with an annual
occupancy cost of around $ 160 per square feet, says a
report of global property consultant CBRE. (London is
the costliest, followed by Hong Kong and Beijing.)
NEW FERTILIZERS COMPANY FORMED
RURAL HOMES LOW ASSETS, HIGH DEBTS

Findings of the 70th round of National Sample Survey's
All India Debt and Investment Survey show that
households in rural areas hold assets worth over Rs. 10
lakh on average, less than half the holdings by those in
cities. Further, about 31 per cent of the rural households
and 22 per cent of the urban households reported debt
(cash loan) outstanding as on June 30, 2012. The
average amount of debt for a rural household was Rs
32,522 and that for an urban household was Rs 84,625.
FINANCE COMMISSION SUBMITS REPORT

The 14th Finance Commission, headed by former
Reserve Bank of India, RBI governor Y V Reddy,
submitted its report to the President's office on Dec 11.
The panel has given its views on the devolution of tax
receipts from the Centre to the states from 1st April
2015 to 31st March 2020.
WORLD BANK LOAN FOR EDFC
National Fertilizers Limited (NFL), Engineers India

Limited (EIL) and Fertilizer Corporation of India (FCIL)
on 14 January 2015 signed an agreement to form a Joint
Venture Company (JVC) Ramagundam Fertilizers and
Chemicals Limited in Karimnagar district of Telengana.
NEW NAME FOR IRDA

Insurance Regulatory and Development Authority
(IRDA) has been renamed as Insurance Regulatory and
Development Authority of India after the promulgation
of Insurance Laws (Amendment) Ordinance, 2014.
European Union has decided to lift a seven-monthlong ban on the import of mangoes from India.
India has inked a US $1100 million IBRD Direct Lending

pact with the World Bank for phase two of the Eastern
Dedicated Freight Corridor (EDFC). It is a 1849 kms
broad gauge railway freight corridor, starting from
Ludhiana, Punjab to Dankuni, Kolkata in West Bengal.
20
IFRS TO BE APPLICABLE FROM APRIL 1, 2015

The Ministry of Corporate Affairs has advised that the
new International Financial Reporting Standards (IFRS)
shall be applicable for large companies that can
voluntarily start adopting them in the next fiscal year
starting April 1, 2015, after which the rules will become
compulsory.
GOVT GETS 1715 CRORE FROM SAIL
BANKING & FINANCE

FEBRUARY 2015
SLR SLASHED TO 21.5 PER CENT
In its 6th Bi-monthly Monetary Policy Statement
announced on Feb 3, the Reserve Bank held interest
rates steady at 7.75 per cent but cut the statutory
liquidity ratio (SLR) by 50 basis points to 21.5 per cent
of their total deposits from February 7, prodding banks
to increase lending. This cut will spare around Rs 42,000
crore with the banks, giving them more leverage for
lending. RBI has estimated that the real GDP in 2015-16
is expected to rise by 6.5 percent.
INDIANS CAN INVEST $2.50 LAC OVERSEAS
Union government mopped up around 1715 crore

rupees with the sale of 5 percent stake in SAIL at a floor
price of 83 rupees per share, increasing the public share
to 25 per cent.
As per the Securities Contracts
(Regulation) Rules of SEBI, minimum public shareholding
in listed state-owned firms should be 25 percent and this
must be achieved by 21 August 2017.
CREDIT GUARANTEE FUND FOR FACTORING

The Union Cabinet has cleared a proposal for setting up
of a 500 crore rupees Credit Guarantee Fund for
Factoring for MSMEs (Micro, Small and Medium
Enterprises). Factoring is a financing arrangement for
suppliers by making pre-payments against invoices. It
facilitates collection of receivables and provides liquidity
to MSMEs
Government has asked PSUs to ensure that they
procure 20% of their requirements from the products
manufactured by MSMEs, w.e.f. April 01, 2015.
Snapdeal.com has announced the launch of Agri
Store, offering online products like seeds, fertilizer
and irrigation tools, among others, to farmers.
World Bank will lend Rs 475 crore ($75 million) to
the Andhra Pradesh Government for implementing a
rural growth project.
Government has fixed an export target of $340 billion
for the current fiscal. Actual exports last year were
$312.6 billion.
The Asian Development Bank (ADB) will extend $200
million loan to Punjab to improve the state's fiscal
situation.
India Germany sign loan pact for euro 625 million for
the Green Energy Corridors project under the IndoGerman bilateral development cooperation.
The World Bank has approved $130 million credit for
the Nepal Grid Solar and Energy Efficiency Project to
minimize energy shortages in Nepal.
Encouraged by foreign exchange reserves touching

record peak levels, the Reserve Bank in its by monthly
policy statement announced on Feb 3, doubled the
annual overseas investment ceiling for individuals to
$250,000 per person per year under the Liberalised
Remittance Scheme (LRS).
WELCOME THE NEW ONE RUPEE NOTE

The Reserve Bank of India will soon put in circulation
currency notes in one rupee denomination. The notes
will be printed by the Government of India as provided
in The Coinage Act 2011. The government had
discontinued printing of one rupee notes in November
1994 due to higher printing costs.
RBI ALLOWS NON-CALLABLE DEPOSITS

The RBI has allowed banks to offer deposit schemes up
to Rs 1 crore which cannot be broken prematurely
so-called non-callable deposits and they can earn
different rates of interest.
At present, all deposits accepted from individuals and a
Hindu Undivided Family up to Rs 1 crore can be
withdrawn prematurely, leading to asset-liability
mismatches in banks.
PMJDY GETS IN TO GUINNESS BOOK

Pradhan Mantri Jan-Dhan Yojana has got overwhelming
response all over the country. It entered the Guinness
Book of World Record for opening over 12.5 crore bank
accounts through the public sector banks with around
10,500 crore rupees. The Rupay Debit Cards have been
issued to over eleven crore account holders so far.
PMJDY OD TO BE PART OF PRIORITY SECTOR

Reserve Bank has advised that the overdrafts extended
by banks up to Rs.5,000 in PMJDY accounts will be
eligible for classification under priority sector advances
(others category) and also under weaker sections,
provided the borrowers household annual income does
not exceed Rs.60,000 for rural areas and Rs.1.20 lakh in
non-rural areas.
21
GOVT TO INFUSE EQUITY NINE BANKS
CIC MEMBERSHIP COMPULSORY FOR LENDERS
Government will infuse Rs. 6,990 crore in nine public

sector banks including SBI, Bank of Baroda and Punjab
National Bank for enhancing their capital to meet the
global risk norms under Basel III guidelines of Bank for
International Settlements. This is the first tranche of
capital infusion for which the government had allocated
Rs. 11,200 crore in the budget for 2014-15.
Reserve Bank has asked all credit institutions to become

members of all Credit Information Companies. As per
present rules, NBFCs are required to become member of
at least one CIC and provide them credit data.
BANKS TO BE CLOSED ON 2ND/4TH SATURDAY

As per an agreement reached between IBA and bank
unions, public sector banks will remain closed on
second and fourth Saturdays. However, they will work
full-day on remaining Saturdays. At present banks work
half-day on all Saturdays.
BANKS TO DISCLOSE UNCLAIMED DEPOSITS

In a bid to help people who have unclaimed deposits
lying with banks, RBI has directed banks to prominently
display such account holders' names on the websites
and provide them with a "Find" option to locate the
information easily.
BANKS TO INSTALL CASH DEPOSIT MACHINES

The Reserve Bank has allowed banks to install Cash
Deposit Machines/ Bunch Note Acceptor Machines at
locations selected by them (banks) without getting its
prior permission. RBI, however, advised banks to install
such machines with adequate security arrangements.
BANKS NOT TO SEND FAKE NOTES TO POLICE

The Union home ministry has asked the Reserve Bank to
direct the banks that in case the number of counterfeit
currency notes seized at a bank branch is up to four
pieces in a single transaction, they need not send notes
to the police but handle it themselves. Banks should not
return counterfeit or fake note to the customers;
instead, it should be cancelled & retained by the banks.
INSTANT REMITTANCE APP FROM ICICI BANK

ICICI Bank has launched Pockets, a digital banking
service, enabling users to instantly send money to any email id, mobile number, friends on Facebook and bank
account. Anyone, including those who are not customers
of ICICI Bank, can easily download the e-wallet from
Google Playstore, fund it from any bank account in the
country and can start transactions immediately.
HDFC BANK RAISES 10,000 Cr FROM PUBLIC

HDFC Bank raised about Rs 8,000 crore by selling
American Depository Receipts in USA and another Rs.
2000 crore by selling India-listed shares to qualified
institutional investors in India. It was the largest followon offer by a private sector firm. With this sale, HDFC
Bank became one of the best capitalised lenders in the
country with a capital adequacy ratio of 15.7 per cent.
RULES FOR INVESTMENT ADVISORY SERVICES

Securities and Exchange Board of India (SEBI) has said
that a bank or an NBFC which proposes to undertake
investment advisory services has to first obtain
permission by Reserve Bank of India and then shall
apply to SEBI for grant of registration.
RBI has lifted the ban on imports of gold coins and

medallions by banks and trading houses. However,
the sales will be permitted against upfront payment
only.
A high powered committee chaired by R Gandhi, Dy.
Governor RBI is formed to review the structure and
functioning of the Urban Cooperative Banking Sector.
HDFC Bank is set to introduce a new app, Chillr,
which will allow users to send money to any contact
in their phone books, 24X7.
JANUARY 2015
RBI LOWERS REPO RATE TO 7.75%
The Reserve Bank of
India on 15th January,
2015 cut down repo
rate by 25 basis points
to 7.75 percent from 8
percent, with immediate
effect,
yielding
to
growing
signs
of
slowing inflation and a
flagging recovery. RBI
has announced this rate cut ahead of its next monetary
policy on February 3.
Consequently, the reverse repo rate under the LAF stands
adjusted to 6.75 per cent, and the marginal standing
facility (MSF) rate and the Bank Rate to 8.75 per cent
with immediate effect. This cut in repo rate is likely to
reduce interest rate on various bank loans.
NEW GUIDELINES FOR BASE RATE

The Reserve Bank of India has asked banks to notify the
Base Rate, or the minimum lending rate, at least once in
every three months, based on the cost of funds; a move
seen as a demand on bankers to pass on the changes in
the policy rate to borrowers. At present, the review of
the Base Rate does not have a fixed schedule. Further,
banks have been allowed to review the Base Rate
methodology after three years instead of the current
periodicity of five years.
22
PMJDY CREATES WORLD RECORD
TRANSPARENCY IN LOANS
Pradhan Mantri Jan Dhan Yojana (PMJDY) has emerged

as the largest financial inclusion initiative in the world
with 11.5 crore bank accounts opened under the scheme
and has entered the Guinness Book of World Records.
The scheme covered 99.74 per cent of the households
that were outside the banking system.
RBI has asked banks to display on their website the total

fees and charges applicable on various types of loans
and should be disclosed to individual borrower also at
the time of processing of loan.
NABARD JOINS HANDS WITH IIM, ABAD
India's top PSU bankers and select policy makers

gathered in Pune for a two-day (Jan 2-3) retreat - 'Gyan
Sangam for a brainstorming session to give a facelift to
PSU banks. Bankers made presentations on their
agenda for reforms with the focus on promotion of
financial inclusion.
Nabard has signed an MoU with the Indian Institute of

Management, Ahmedabad, to set up a Chair to
encourage research in climate change, rural livelihood
and financial inclusion, among others. The chair is
expected to offer inputs on issues confronting
agriculture marketing and suggest innovative models to
make farming a more profitable proposition for the
country's farmers.
RBI CLARIFIES ON SMALL BANKS
ICICI BANK LAUNCHES CONTACTLESS CARDS
GYAN SANGAM BANKERS SUMMIT AT PUNE
The Reserve Bank has clarified that business houses

with assets above Rs 1,000 crore and having finance
companies will not be eligible to apply for a small bank
license. Further, if the existing non-banking finance
companies apply for the small bank, they will have to
fold their operations into the small bank.
SMALL RRBs EXEMPTED FROM FATCA

The Reserve Bank has advised that Regional Rural
Banks with assets less than $175 million need not
register with the US Internal Revenue System under
FATCA- Foreign Account Tax Compliance Act.
FATCA is a US law whereby foreign financial institutions
across the world have to report to the US IRS of any
transaction of clients who could be subjected to American
tax laws.
RBI TO SHARE INFO WITH US FEDRAL

The RBI has signed an information sharing agreement
with US banking regulators for better coordination in
supervising financial institutions. RBI concluded an
agreement on Supervisory Cooperation and Exchange of
Supervisory Information with the Board of Governors of
the Federal Reserve System, Office of the Comptroller of
Currency and Federal Deposit Insurance Corporation, all
from USA.
RBI TO SHARE INFORMATION WITH BRAZIL

The Reserve Bank of India has signed a Memorandum of
Understanding on Supervisory Cooperation and
Exchange of Supervisory Information with Banco
Central do Brasil, central bank of Brazil.
BANKS ALLOWED AS INSURANCE BROKERS

Seeking to increase insurance penetration in the
country, the Reserve Bank of India has allowed banks to
act as brokers for insurers, set up their own subsidiaries
and also undertake referral services for multiple
companies.
ICICI Bank has launched the countrys first contactless

debit and credit cards that use the near-field
communication (NFC) technology, enabling customer to
make payments by just waving the card near merchant
terminals instead of swiping the same. The new
technology provides customers improved convenience
of speed and security as the card remains with
customer.
KOTAK LAUNCHES JIFI SAVER ACCOUNT

Kotak Mahindra Bank has
launched Jifi Saver, a social
savings bank account which
can be seamlessly managed via Twitter and
Facebook, offering almost all the features of a regular
savings account.
NEW KYC NORMS FOR NBFCs

Keeping in view the practical difficulties faced in
frequent renewal of KYC norms, RBI has notified relaxed
KYC time norms as under:
For high-risk accounts at least every 2 years
For medium risk accounts - at least every 8 years
For low risk accounts at least every 10 years
Earlier, NBFCs were required to renew KYC norms every
two years for high and medium risk accounts and every
five years for low risk accounts.
ATMs ALLOWED TO POST OFFICEES

The government has allowed certain eligible branches of
Post Offices to issue ATM cards for their Savings bank
accounts and also to issue account statements instead of
giving out passbooks.
BANK LOANS / DEPOSITS MOVE UP

Latest RBI data shows that the outstanding bank loans
rose by 10.7 per cent to 63.91 trillion rupees in the two
weeks up to January 9, compared to previous years
during the same period, deposits grew by 11.9 per cent
to Rs.84.16 trillion.
23
Yes Bank signed an agreement with U.S. govts
PMJDY ACCOUNTS ARE FOR ALL
Overseas Private Investment Corporation for $220

million loan for on-lending to micro, small and
medium enterprises.
Reserve Bank and the European Central Bank (ECB)
have signed a memorandum of understanding for
cooperation in the area of central banking.
RBI has allowed Indians to carry high value notes of
Rs 500 /1000 while travelling to Nepal and Bhutan
with a cap of Rs 25,000 on the total amount.
Government has decided to separate the post of
Chairman and Managing Director and Chief
Executive Officer, CEO in public sector banks.
Government has clarified that persons already having

bank account need not open a fresh one to avail benefits
of the Pradhan Mantri Jan Dhan Yojana (PMJDY). They
will have to apply for a RuPay card in the existing
account to get benefit of accidental insurance and other
benefits.
DECEMBER 2014
CHARTER OF CUSTOMER RIGHTS
The Reserve Bank released a charter of customer rights
on Dec.3 that lays down five basic rights that bank
customers enjoy. This will also simplify the process for
common man as now he can simply flash this charter
and demand that the rights be met.
Here are the rights of customers as notified by the RBI.
Right to Fair Treatment: No discrimination on basis
of gender, age, religion, caste and physical ability
Right to Transparency, Fair and Honest
Dealing: Contracts or agreements between financial
service provider and customer should be transparent
and easy to understand
Right to Suitability: Products offered should be
appropriate to the needs of the customer
Right to Privacy: Customers' personal information to
be kept confidential. No unwarranted communication,
electronic or otherwise, to be sent
Right to Grievance Redressal and Compensation: Banks accountable for products offered
(including third party products like insurance, mutual
funds) and to facilitate easy grievance redressal.
RBI DEFINES NON COOPERATIVE BORROWER

The Reserve Bank of India on Dec 22 issued a new set of
norms defining non-cooperative borrowers (NCB). A
NCB is one who does not engage constructively with
his lender by defaulting in timely repayment of dues
while having ability to pay, thwarting lenders' efforts for
recovery of their dues by not providing necessary
information sought, denying access to assets financed or
collateral securities, obstructing sale of securities".
RRB AUTHORISED CAPITAL HIKED TO 2000 CR

A bill to raise the authorised capital of Regional Rural
Banks (RRBs) to Rs 2,000 crore (from Rs 5 crore at
present) and enable them to mop up funds from the
capital market was passed by the Lok Sabha on Dec 22.
However, government participation combined with
sponsoring banks share will not be allowed to come
below 51 per cent.
BANKS ALLOWED TO HAVE PUBLIC ISSUE

The Union Cabinet allowed state-run banks to raise
equity capital from the market subject to the condition
that government stake should not fall below 52%. The
proposal is part of the government plan to cut banks'
dependence on the budget for capital.
INTEREST SUBVENTION ON FARM LOANS

Government has approved the continuation of interest
subvention for short-term crop loans up to Rs 3 lakh to
farmers. This means that banks will charge only 7 per
cent per annum. Further, additional interest subvention
of 3 per cent per annum will be given to those farmers
who repay on time that is within one year of
disbursement of their short-term crop loans.
RTGS TIMINGS INCREASED

To promote electronic payments, the Reserve Bank of
India has increased the Real Time Gross Settlement
(RTGS) business hours to 12 hours from 8 am to 8 pm
on weekdays and from 8 am to 3.30 pm on Saturday.
The new timings will come into effect from 29
December, 2014.
SBI LAUNCHES TWO NEW INDICES

The State Bank of India has launched two indices
namely the SBI Monthly Composite Index and the SBI
Yearly Composite Index that will primarily track
manufacturing activity and offer forward-looking
economic trends. The index will help policy makers and
market participants to identify turning points in the
manufacturing cycles in advance and adjust their
investment plans or strategy.
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NORMS RELAXED FOR PPIs

RBI has doubled the limit for pre-paid payment
instruments (PPI) to Rs. 1 lakh from Rs. 50,000 at
present. Further, the maximum validity of gift cards has
been enhanced from one year to three years. The move
would help in achieving the objective of limiting cash
transactions in the system.
RBI STARTS BHARAT BILL PAYMENT SYSTEM
DEFENCE, SCIENCE
& TECHNOLOGY
FEBRUARY 2015
INDO NEPAL JOINT MILITARY EXERCISE
The Reserve Bank has released the final guidelines for

the Bharat Bill Payment System (BBPS), which will help
consumers pay multiple bills like electricity, telephone
and school fees at a single point of transaction. The
National Payment Corporation of India (NPCI) has been
appointed as the nodal body for the system.
HDFC BANK LAUNCHES MOBILE BANKING

HDFC Bank launched in Varanasi, UP, its mobile banking
initiative - 'Bank Aap Ki Muththi Mein' that works on
both smartphones as well as the basic phones that
support Internet browsing, to offer round-the-clock
banking facility.
INDIANS NOT KEEN TO OPERATE ACCOUNTS

According to a nation-wide survey on financial
behaviour, India has the highest account dormancy rate
even more than countries like Kenya, Tanzania, Uganda,
Nigeria, Pakistan and Bangladesh. Only 48 per cent of
Indian adults have bank accounts and nearly half of
them lie dormant, says a report.
The deadline for exchanging pre-2005 currency
notes, including 500 and 1,000 rupees, has been
extended by six months till June 30, 2015.
Yes Bank has raised $200 million loan from Asian
Development Bank for onward lending to small farm
households and rural women self help groups (SHGs).
RBI has imposed penalty of Rs. 5 million and 2.5
million, respectively, on ICICI bank and Bank of
Baroda for violation of KYC norms.
Money supply rose by Rs 31,400 crore to Rs 101,950
crore ($1.61 trillion) in the fortnight to December 12,
growing by 10.2 per cent on year on year basis.
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The 8th India-Nepal Battalion level Combined Military

Training named Exercise Surya Kiran-VIII, commenced
on 23 February 2015 at Integrated Army Training
Centre, Saljhandi, Nepal. The exercise will end on 8
March 2015.
AGNI V TEST FIRED SUCCESSFULLY

India test fired its Inter-Continental Ballistic Missile
(ICBM), Agni-V, for the first time from a canister
mounted on a Tatra truck, from the Wheeler Island, off
the Odisha coast. It traversed its full range of more than
5,000 km before plunging into the Indian Ocean.
India test-fired the supersonic BrahMos cruise missile

from warship INS Kolkata, in Arabian Sea. It has a
range of 290km and a top speed of Mach 2.8.
Indigenously developed nuclear capable Prithvi-II
surface-to-surface missile with a range of 350 kms,
tested at a test range at Chandipur in Odisha.
WORLDs HIGHEST RESEARCH STATION

The
Defence
Research
and
Development
Organisation has
established the
worlds highest
research station
in
Ladakh.
Situated at an
altitude of 17,586 feet at Chang La, about 80 km east of
Leh, the research station will be used to develop and
validate cold weather technologies for agriculture and
allied fields.
Researchers in Australia have developed the world's

first 3D-printed jet engine that could pave the way
for cheaper, lighter and more fuel-efficient aircraft.
25
JANUARY 2015
LCA TEJAS INDUCTED IN AIR FORCE
The first of the indigenously-built Light Combat Aircraft,
LCA Tejas was handed over to the Indian Air Force on
Jan 17 at the Hindustan Aeronautics Limited (HAL) in
Bengaluru. The project was sanctioned 32 years ago in
1983 to replace the ageing MiG-21s in Indian Air Force's
combat fleet but has missed several deadlines due to
several reasons. The project costed exchequer over Rs
17,000 crores. HAL plans to make 20 aircrafts by 20172018, to make the first squadron of the aircraft.
DRDO TAPS GEOTHERMAL ENERGY

Countrys first geothermal heating plant was launched
successfully by the Snow and Avalanche Studies
Establishment of DRDO at its Manali (HP) campus. The
plant taps the heat differential above and below the
Earths surface to achieve the desired temperature. It is
a renewable, non-polluting constant source of energy.
MOST POWERFUL ANTIBIOTIC DISCOVERED

Scientists have discovered a powerful new antibiotic
Teixobactin which can kill an array of germs without
the bugs easily becoming resistant to it, a potential
weapon against a range of diseases. The discovery is a
rareand much-neededbreakthrough after almost
thirty years in the quest for new antibiotics to overcome
the problem of growing resistance to existing drugs.
NEW VACCINE FOR BLUE TONGUE DISEASE

Indian Immunologicals Limited (IIL), the wholly-owned
subsidiary of National Dairy Development Board
(NDDB), Hyderabad, has launched a vaccine RakshaBlu for countering fir the first time the viral blue tongue
disease among sheep, goats, camels and cattle.
The year 2014 was the hottest on record, with global
average temperature increasing about 0.8 degrees
Celsius since 1880, according to US scientists.
Indias Mars Orbiter programme team has won the
2015 Space Pioneer Award from the US based
National Space Society (NSS).
FIRST DISTT WITH BROAD BAND NETWORK

On Jan 12, Idukki district in Kerala became the first
district in the country to have all its gram panchayats
connected through National Optical Fiber Network
(NOFN) - hi-speed rural broadband network
MICROSOFT LAUNCHES CORTANA FOR PCs

Global IT giant Microsoft has announced that its new
operating system - Windows 10 will also bring its voicecontrolled assistant Cortana to PCs. Till now, Cortana
was available in Windows Phone handsets only.
Global IT giant - Apple Inc recorded highest quarterly
profit of $18 billion in quarter ending December 2014.
It was the largest profit ever made by a public company
in the corporate history worldwide.
DECEMBER 2014
DRDO has successfully tested Panchi, wheeled
INDIA TO JOIN NEUTRINO CLUB
India is on way to join the global high-end scientific

Neutrino Club as the govt has approved a project for
experiments in high energy physics. The project to be
set up near Pottipuram village Theni districts of Tamil
Nadu will have a world-class underground laboratory to
study fundamental issues in science.
version of the unmanned aerial vehicle Nishant. It

can take off from and land on small airstrips.
Nuclear-capable strategic ballistic missile Agni-IV,
with a strike range of 4,000 km, test fired
successfully from a test range off the Odisha coast.
For the first time, India exported a war ship to a
foreign country. The ship is CGS Barracuda offshore
patrol vessel, purchased by Mauritius.
India has tested a 1,000 kg indigenously-developed
glide bomb, which successfully hit a target 100 kms
away, off the Odisha coast.
The indigenous nuclear-powered submarine, INS
Arihant, for the first time sailed out for sea-trials on
Dec 16, from its base at Visakhapatnam.
INS Circars, the oldest naval establishment on the
Eastern seaboard in Visakhapatnam celebrated its
Platinum Jubilee on Dec 12.
Sikorsky of the United States has been selected for
supply of 16 multirole helicopters for the Indian
Navy in a contract worth Rs. 6,000 crore.
Russia successfully test fired its Angara-A5 rocket
from Plesetsk in northern Russia on 23 December.
NATO forces formally ended their role in
Afghanistan, after 13 years of conflict that left the
country in the grip of worsening insurgent violence.
ISRO LAUNCHES GSAT 16

Indias communication satellite GSAT 16 was launched
successfully from Kourou in French Guiana on Dec. 7.
The satellite was placed in the geostationary orbit of
about 36000 kms. It has 48 transponders that will be
used for television, telephone and internet applications.
26
GSLV MARK III LAUNCHED SUCCESSFULLY
NASA LAUNCHES RETURNABLE SPACECRAFT
On Dec 18, Indian Space Research Organisation (ISRO)

launched from Sriharikota its heaviest rocket till date the 630-tonne three-stage rocket GSLV Mark III which is
capable of carrying satellites weighing up to four tonne.
It carried CARE (Crew module Atmospheric Re-entry
Experiment) as its payload which is an Indian-made
unmanned crew module. This marks the beginning of
what could be India's initiation into the ambitious
human space flight programme.
On December 5, NASA launched Orion spacecraft atop a

Delta IV Heavy rocket from Cape Canaveral for a fourhour test flight, after which it safely splashed down in to
Pacific Ocean. Orion will serve as the exploration
vehicle that will carry the crew to space, may be as far as
Mars, provide emergency abort capability, sustain the
crew during the space travel, and provide safe re-entry
from deep space return velocities.
WORLDs MOST ABUNDANT MINERAL FOUND

INDIA PARTY TO WORLDs LARGEST TELESCOPE
India has joined the elite group of countries including
United States, China and Japan to build the largest
telescope in the world. The next-generation 30-meter
telescope, which is being built at Mount Mauna Kea on
an island in Hawaii at a height of 4,050 meter, is
expected to give a major boost to the field of
astrophysics and understanding different facets of the
Universe.
STEEP RISE IN CARBON EMISSIONS

Global carbon-dioxide emissions from burning of fossil
fuels and production of cement reached a high of 35.3
billion tonnes in 2013. China, the United States and the
European Union remain the top three emitters of carbon
dioxide, accounting for 29, 15 and 11 per cent,
respectively, of the worlds total.
American geologists have named the earths most

abundant mineral as Bridgmanite. It makes up about
70 percent of the earths lower mantle and 38 percent of
the total volume of the earth. It is made up of highdensity magnesium iron silicate. The lower mantle,
which starts at 670 km under the crust, is difficult to
access for samples.
The International Ocean Discovery Program has

analysed life in the deepest ever marine drilling
expedition- microbes living 2,400 meters beneath the
seabed off the Japanese coast.
International journal Science has declared the
European space mission spacecraft Rosetta as most
important scientific Breakthrough of the Year 2014.
KEPLER DISCOVERS SUPER EARTH

NASAs planet-hunting spacecraft Kepler has
discovered a super-Earth located 180 light-years from
Earth - HIP 116454b, which is 2.5 times the diameter of
Earth and follows a close, nine-day orbit around a star
that is smaller and cooler than our Sun, making the
planet too hot for life as we know it.
CURIOSITY DISCOVERS METHANE ON MARS

Nasa's Curiosity rover has detected methane on Mars, a
gas that could hint at past or present life on the planet.
Presence of Methane on the Red Planet is bit strange
because here on Earth, 95 per cent of the gas comes
from microbial organisms.
JAPAN LAUNCHES ASTEROID EXPLORER
On Dec 03, Japan Aerospace Exploration Agency (JAXA)

launched its second-generation asteroid explorer
Hayabusa 2 from Tanegashima Space Center. It will
explore one of the C-type asteroids called 1999 JU3 in
space, retrieve materials and bring them to Earth.
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INTERNATIONAL
FEBRUARY 2015
REBELS TAKE OVER THE CONTROL OF YEMEN
In Yemen, Shiite Houthi rebels dissolved the Parliament
and took over the reins of the impoverished nation.
They set up a five member Presidential council to run
the affairs of the country. The President, Prime Minister
and Cabinet had already quit in January 2014.
CHINA TOPS IN ATTRACTING FDI

China has overtaken the United States as the top
destination for foreign direct investment for the first
time since 2003. According to the United Nations
Conference of Trade and Development - UNCTAD,
foreign firms invested 128 billion dollars in China and
86 billion in the US last year. Indonesia and India have
been ranked at 3rd and 4th place respectively.
BRITAIN ALLOWS THREE PARENT BABIES

Britain has become the first country to allow a "threeparent" IVF (in vitro fertilization) technique which
doctors say will prevent some inherited incurable
diseases. However, critics see it as a step towards
creating designer babies.
APPLE NO. 1 IN TERMS OF MARKET CAP

Apple Inc has set a world record on Wall Street, New
York becoming the first US company to be worth more
than $700 billion in terms of market capitalization
based on the price of its share @ 122.02/share at the
close of trading on Feb 10.
WINTER STORMS DISRUPT LIFE IN USA

In the United States, more than 3,000 flights were
cancelled as winter storms dumped snow, sleet and
freezing rain across the northeastern region of United
States. The worst affected airports were Chicago O'Hare
International, Newark in New Jersey, New York's La
Guardia and Boston Logan International.
The Nepal has started a massive cleanliness
campaign in 33 municipalities of the country in order
to promote environment-friendly governance in local
bodies.
Summit of G20 Finance Ministers and Central Bank
Governors held in Istanbul, Turkey on 9-10 Feb. 2015
The leaders of Germany, France, Russia and Ukraine
met in Minsk, capital of Belarus to find solution to
end fighting in eastern Ukraine
Musicians from around the world will gather this
April in Paris to celebrate the International Jazz Day
which is observed on April 30.
JANUARY 2015
MILITANTS ATTACK FRENCH OFFICE: KILL 12
Three alleged ISIS militants shot dead at least 12
persons, including two police officers on Jan 7 at the
Paris offices of the satirical weekly Charlie Hebdo, for
publishing cartoons lampooning Muslim leaders and the
Prophet Mohammad. The attackers included two
brothers Cherif Kouachi (32) and Said Kouachi (34)
who were later killed an encounter.
Millions of people around the world expressed their
solidarity with the slain French journalists by using the
hash tag #Je Suis Charlie which means I am Charlie.
U.N CALLS FOR CEASEFIRE IN YEMEN

UN Security
Council has
called
for
lasting
ceasefire and
dialogue
to
end
the
political and
security crisis
in Yemen. Recently, the Houthi rebels seized the
Presidential palace in the capital Sanaa. They are
opposed to Yemens division in six regions and want
that the country should be divided into only two
regions.
President Mansour Hadi, Prime Minister Khaled Bahah
and his cabinet resigned as the President agreed to the
demands of the rebels.
WEF MEET HELD AT DAVOS

The World Economic Forum's five-day annual jamboree
of the global elite started on Jan 20 at Davos,
Switzerland. More than 2,500 political and business
leaders, including Union Ministers Arun Jaitley, Piyush
Goyal and more than 100 industry leaders from India
attended the summit.
1% OWN MORE THAN REST OF THE WORLD

A study by Oxfam shows that the wealthiest 1% will
soon own more than the rest of the world's population
by 2016. Currently, 85 billionaires have the same
wealth as the bottom half of the worlds population.
DEADLIEST EVER MASSACRE BY BOKO HARAM

Boko Haram, extremists opposed to western-style
education and secular governance in Nigeria, carried out
a multi-day attack in the northeast of Nigeria, focusing
on the town of Baga, killing over 2,000 persons and
compelling several thousand more to flee from their
houses. The militants razed an estimated 16 towns
around Baga.
28
EL CAPITAN ROCK CONQUERED IN USA

Two Americans - Kevin Jorgerson and Tommy Cladwell
have become first persons to conquer the 914 meters
high, almost vertical granite rock - El Capitan in
Yosemite National Park, California, USA, with only
harnesses and ropes to stop them falling. They reached
the top on Jan 15, in about 20 days and slept in tents
suspended from the mountain face.
BRITAIN LAUNCHES GREAT COLLABORATIONS

Encouraged by the Indias Make in India initiative, the
United Kingdom announced 'Great Collaborations - a
campaign to forge collaborations with Indian
companies. The campaign aims to cover areas that
benefit both the countries across a range of sectors such
as energy, healthcare, advanced manufacturing,
financial service and infrastructure.
WORLDS LARGEST LED LIGHTING

A dazzling show of New Years Eve gala using 70,000
LED bulbs around the worlds tallest building Burj
Khalifa in Dubai broke the Guinness World Record of the
Largest LED-Illuminated Facade. The illumination
around Burj Khalifa spanned 32,467 square metres.
DUBAI MAKES A 5.5 KM, 256 KG GOLD CHAIN

Dubai has set yet another Guinness World Record with
the worlds longest hand-made 22 carat gold chain
measuring 5.522 kilometres, weighing 256 kg. Named
The Dubai Celebration Chain, it has been made to mark
the 20th anniversary of the Dubai Shopping Festival
AirlineRatings.com, safety and product rating
website, has announced Quantas, the national airline
of Australia as the safest airline for 2015, from the
449 airlines.
Australia has launched an Online Visa Pilot
Programme to make it easier for Indian business and
tourism visitors to apply online visa for travelling
Australia.
The biggest cultural festival of the Mahayana sect of
Buddhism in Nepal - Tamu Lhochhar, observed to
mark the New Year, celebrated in Kathmandu.
Britain's Queen Elizabeth II, who will be 89 in April
this year, is now the world's oldest monarch following
the death of King Abdullah (90) of Saudi Arabia.
Lithuania becomes 19th country to adopt Euro as
its currency wef Jan 1, 2015.
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DECEMBER 2014
US SIGNS ARMS TRADE TREATY
A treaty laying down international rules for the $85
billion global arms trade came into force from Dec 24,
after being signed by the USA - world's largest arms
producer and exporter. The treaty aims at cutting off
weapons supplies to human rights violators worldwide.
USA BREAKS ICE WITH CUBA

In a historic decision, USA has announced a series of
steps aimed at normalising relations with communistruled Cuba with which it had severed diplomatic ties
decades ago. The steps being taken include instructions
to re-establish the US Embassy in Cubas capital Havana,
relaxing of trade & travel restrictions; review of Cuba as
a state sponsor of terrorism.
TALIBAN COMMIT GRUESOME MASSACRE

At least 132 students and nine staff members were
killed on Dec 16 after Tehrik-e-Taliban gunmen broke
into a school in the Pakistani city of Peshawar and
opened fire in the bloodiest massacre the country has
seen for years.
END OF OCCUPY CENTRAL DEMONSTRATIONS
Hong Kong police forcefully ended the more than two

month old street demonstration - Occupy Central. For
over two months, thousands of protesters had been
demanding open nominations in the next election for
chief executive in 2017.
RUSSIA SUFFERS ECONOMIC SET BACK

Russia's economy is in deep trouble. Crippled by
sanctions and stung by slumping oil prices, the nation's
currency has lost half its value against the US dollar
since June. Because of the volatility of the rouble, many
foreign businesses are finding it impossible to operate
in Russia.
WEB INDEX PUTS INDIA BEHIND CHINA

India ranks behind China and other BRICS nations in a
comprehensive index aimed at measuring the Internets
contribution to social, economic and political progress.
Though China is notorious for its great Internet firewall,
the nation is far ahead of India when it comes to
translating the power of the Internet into economic
potential, says the Web Index released by the World
Wide Web Foundation
29
WORLD ECONOMY SET TO GROW BY 3.1%

According to the World Economic Situation and
Prospects 2015 report by UNO, the global economy will
grow by more than 3 percent in 2015 and 2016.
However the growth will be uneven in some regions.
The UN is forecasting 3.1 percent economic growth in
2015 and 3.3% growth in 2016.
TIME PERSON OF THE YEAREBOLA FIGHTERS

The countless doctors, nurses and caregivers at the
forefront of battling one of the worst ever outbreaks of
the deadly Ebola virus, have been collectively named as
Time magazine's 2014 'Person of the Year'.
World Health Organi-sation has said that of over 18000
reported cases of Ebola since December, 2013, nearly
6,400 people have died by Dec 10 with Siera Leone
being worst hit country.
2014 WORST YEAR FOR CHILDREN
The United Nations Childrens Fund (UNICEF) has said

that 2014 has been devastating for some 15 million
children caught up in violent conflicts around the world
in places like the Central African Republic, Iraq, South
Sudan, Syria, Ukraine and occupied Palestine.
UNFCCC MEET HELD AT LIMA

The worlds nations gathered in Lima, capital of Peru on
Dec 1 for the 12-day Lima Climate Change Conference
under the UN Framework Convention on Climate
Change (UNFCCC) to push for a deal to roll back carbon
emissions threatening future generations.
On Dec 14, negotiators adopted a compromise draft for
national pledges to cut global carbon emissions, to be
adopted at December 2015 convention in Paris. The
deal dubbed the Lima Call for Climate Action paves
the way for what is envisioned as the historic agreement
in environmental history.
This is the 20th session of the Conference of the Parties
and the 10th session of the Conference of the Parties
serving as the Meeting of the Parties to the Kyoto
Protocol
World AIDS Day observed on December 01. The

theme for this year is, 'Focus, Partner, Achieve: An
AIDS-free Generation'.
HIV: Human Immunodeficiency Virus infection
AIDS: Acquired Immunodeficiency Syndrome;

(advanced stage of HIV infection)
Singapore launched a new National Day song in
Tamil to celebrate its 50 years of independence.
Tamil is 4th official language of Singapore.
United Nations General Assembly on 5 December
2014 declared 2015 as the International Year of
Soils
Bhutan became 181st member of Multilateral
Investment Guarantee Agency a branch of the World
Bank Group.
An Airbus A320-200 of Air Asia flight QZ8501 with
162 persons aboard disappeared on Dec 28 on way
from Surabaya, Indonesia to Singapore.
Ukraine has decided to join North Atlantic Treaty
Organisation (NATO), signalling its movement away
from Russia, towards western powers.
Latvia will hold the Presidency of the Council of the
European Union in the first half of 2015. The
Presidency changes every six months.
An Italian Ship - Norman Atlantic, carrying 478
passengers caught fire in mid sea, near Italian port
Ancona. Rescue teams could save 471passengers.
Malaysias worst flooding in decades forced some
1,18,000 people to flee to safer places. Kelantan, in
north east Malaysia, was worst-affected area.
A 444.5-kg British man, believed to be the fattest in
the world, has died from pneumonia following a
lengthy battle with his weight.
PERSONS IN NEWS
FEBRUARY 2015
AMARTYA SEN: 81 year old Nobel laureate economist
was in news as he resigned as the Chancellor of Nalanda
University, alleging political interference in the affairs of
the University.
DEEPIKA MISRA: Squadron Leader of Indian Air Force
became the first and the only woman pilot to make it to
the Sarang helicopter acrobatic display team of the
Indian Air Force. The Sarang team performs at leading
air shows across the world.
SUMITRA MAHAJAN: Lok Sabha Speakers name was
included in the LIMCA book of records for being the only
woman of the country to represent the same Lok Sabha
constituency on the same party ticket for eight times in
a row.
SALONI DALAL: A 12 year old school girl from
Karnataka became the youngest medal winner in the
35th National Games in Kerala by winning a Bronze
medal in the 200 meter breast stroke swimming event.
30
RICKY KEJ: Bengaluru-based musician was in news as

his collaborative album 'Winds of Samsara' with African
flautist Wouter Kellerman won the Best New Age
Album award at the 57th Grammy Awards announced
in Los Angeles, USA
NEELA VASWANI: won the Grammy in the Best
Children's Album category for rendering audio version
of the book 'I Am Malala: How One Girl Stood Up For
Education and Changed the World by Malala Yousafzai.
AJAY BANGA: President and Chief Executive Officer of
MasterCard and the Chairman of the US India Business
Council, has been appointed as a member of the
Advisory Committee for Trade Policy and Negotiations
by the US government.
ANGELINA JOLIE: Cine actress -director of America has
been named the most admired woman in the world in a
survey by the British website dailymail.co.uk., leaving
behind Malala Yousafzai, Hillary Clinton, Queen
Elizabeth II, Michelle Obama and Sonia Gandhi.
JANUARY 2015
POOJA THAKUR: A Wing Commander from Indian Air
Force became the first woman to lead the ceremonial
tri-service guard of honour inspected by U.S. President
Barack Obama at Rashtrapati Bhavan on Jan. 25, 2015.
VIKRAM CHANDRA: Indian origin Novelist was named
among the finalists for prestigious National Book Critics
Circle (NBCC) Awards of USA for his non-fiction work
Geek Sublime: The Beauty of Code, the Code of Beauty.
DECEMBER 2014
DR. K. RADHAKRISHNAN: Chairman of the Indian
Space Research Organisation (ISRO) has been selected
as one of the top ten scientists in 2014 chosen by the
prestigious science journal of UK-Nature.
PRIME MINISTER MODI: has been rated as the worlds
top policy maker, according to a new report of Harvards
prestigious Kennedy School of Government.
PAWAN CHAMLING: Sikkim Chief Minister, on 12
December 2014 became longest serving Chief Minister
of India as he completed his 20 years in the office. The
record for longest tenure as Chief Minister is held by
Jyoti Basu, CM of West Bengal for 23 years, 4 months.
TASHI MALIK AND NUNGSHI MALIK: The twin sisters
from Dehradun scaled Mount Vinson, Antarcticas
highest mountain at 4,892 metres to become the worlds
first twins and siblings to climb the highest peaks on the
seven continents.
SARITA DEVI: The International Boxing Association
(AIBA) banned Indian boxer for one year for refusing to
accept the Asian Games bronze medal.
VIVEK MURTHY: The 37 year old Indian origin doctor
has been confirmed as the youngest ever Surgeon
General of the United States
MAHINDA RAJAPAKSA: Sri Lanka President visited
India to offer prayers at the famous hill temple of Lord
Venkateswara in Andhra Pradesh
MS. LEELA SAMSON: She resigned as Chairperson of

Central Board of Film Certification, CBFC to protest the
clearance of the controversial film Messenger of God by
the Film Certification Appellate Tribunal (FCAT).
BHAKTI SHARMA: India's 24 year old open water
swimmer has set a world record by swimming 2.25 kms
in 52 minutes in one degree temperature in the
Antarctic Ocean. She is the first Asian girl and youngest
in the world to have achieved this feat.
AVINASH CHANDER: Secretary, Defence Research and
Development cum Director General, DRDO and Scientific
Advisor to the Defence Minister was in news as he was
removed 15 months before his contract was to end.
NARENDRA MODI, REKHA: Our Prime Minister and
veteran Bollywood actress, both were crowned hottest
vegetarian celebrities by animal rights organisation
PETA India for making plant-based foods more popular
than ever in 2014.
YINGLUCK SHINAWATRA: Former Premier of Thailand
was impeached on Jan 23 for corruption charges.
Countrys first woman Premier and the sister of former
leader Thaksin Shinawatra, suffers an automatic fiveyear ban from politics.
31
APPOINTMENTS
A S KIRAN KUMAR: Chairman of Indian Space

Research Organisation- ISRO and Secretary of the
Department of Space, Govt of India
FEBRUARY 2015
AZIZ QURESHI: Governor of Mizoram (transferred

from Uttarakhand).
L C GOYAL: New Union Home Secretary

SHEKHAR SEN: Chairman, Sangeet Natak Akademi; a
renowned music composer and actor
KRISHNA CHAUDHARY: Director General, Indo-Tibetan
Border Police (ITBP).
KSHATRAPATI SHIVAJI: New CMD of SIDBI
AJIT
KUMAR:
Ambassador
and
Permanent
Representative of India to the United Nations Offices in
Geneva
NITISH KUMAR: Chief Minister of Bihar,
4th
time
ARVIND KEJRIWAL: Chief Minister of Delhi

MOHAMMAD SAYEED MUFTI: Chief Minister of J & K
KOLINDA GRABAR-KITAROVIC: First female President
of Croatia
Ms. ZOE KONSTANTOPOULOU: New President of
Greece, from the left wing party Syriza.
SERGIO MATTARELLA: Italys new President
JANUARY 2015
K K PAUL: Governor of Uttarakhand (shifted from

Meghalaya), with additional charge of Manipur
K N TRIPATHI: Governor of West Bengal will take
additional charge as the Governor of Meghalaya
KALYAN SINGH: Governor of Himachal Pradesh
(Additional Charge); He is Governor of Rajasthan
KAPTAN SINGH SOLANKI: Governor of Punjab
(Additional Charge); He is Governor of Haryana
S. JAISHANKAR: Union Foreign Secretary
MALINI
PARTHASARATHY:
veteran
journalist
appointed the Editor of The Hindu, the first woman
editor of the century-old newspaper
H S BRAHMA: Chief Election Commissioner
ATUL KHARE: Under-Secretary-General, Department of
Field Support (DFS) in UNO
R KOTEESWARAN: MD & CEO, Indian Overseas Bank
ANIMESH CHAUHAN:
Commerce
MD & CEO, Oriental Bank of
KISHORE KUMAR SANSI: MD & CEO, Vijaya Bank

P SRINIVAS: MD & CEO, United Bank of India
APPOINTMENTS IN NITI AAYOG

The following appointments have been made by the
Prime Minister to the various positions in the Aayog
Chairman: Prime Minister Narendra Modi
Vice-Chairman: Arvind Panagariya (Economist)
CEO: Sindhushree Khullar
Full Time Members:
Bibek Debroy, Economist
Dr. V.K. Saraswat, Former Secretary Defence R&D
Ex-officio members:
Rajnath Singh, Union Minister
Arun Jaitley, Union Minister
Suresh Prabhu, Union Minister
Radha Mohan Singh, Union Minister
Special Invitees:
Nitin Gadkari, Union Minister
Thawar Chand Gehlot, Union Minister
Smt. Smriti Irani, Union Minister
PAHLAJ NIHALANI: Chairman, Central Board of Film
Certification, CBFC. He is a noted film producer from
Mumbai.
LEE WAN KOO: New Prime Minister of South Korea

SALMAN BIN ABDULAZIZ AL SAUD: New king of Saudi
Arabia
ALEXIS TSIPRAS: Prime Minister of Greece, from the
anti-austerity Syriza party
KOLINDA
GRABAR-KITAROVIC:
President of Croatia
First
women
MAITHRIPALA SIRISENA: 6th President of Sri Lanka,

from Sri Lanka Freedom Party - SLFP
MODIBO KEITA: Prime Minister of Mali, a West African
country
DECEMBER 2014
RAGHUBAR DAS (BJP): New Chief Minister of
Jharkhand
JYOTSNA SURI: President of the Federation of Indian
Chambers of Commerce & Industry (FICCI).
RAJINDER KHANNA: Chief of Research & Analysis
Wing (R&AW),
32
PRAKASH MISHRA: Director General of Central Reserve

Police Force (CRPF).
DINESHWAR SHARMA: Director, Intelligence Bureau
ANIL Kr. SINHA:
Investigation
Director, Central Bureau of
KLAUS IOHANNIS: President of Romania

BEJI CAID ESSEBSI: President of Tunisia
ANEROOD JUGNAUTH: Prime Minister of Mauritius
INAUGURAL DISCOUNT
TABARE VAZQUEZ: President of Uruguay

SHINZO ABE: Re elected as Prime Minister of Japan
ASHTON CARTER: US Defence Secretary
AWARDS & HONOURS

FEBRUARY 2015
60th FILMFARE AWARDS ANNOUNCED
Best film:
Best Director:
Best Actress:
Best Actor:
Queen by Vikas Bahl

Vikas Bahl for Queen
Kangana Ranaut for Queen
Shahid Kapoor for Haider
THE 87th ACADEMY AWARDS, popularly known as

Oscars were presented by the Academy of Motion
Picture Arts and Sciences on February 22, 2015, at
Hollywood, Los Angeles, USA.
Best Picture: Birdman by Alejandro G Inarritu
Best Director: Alejandro G Inarritu for Birdman
Best Actress: Julianne Moore for Still Alice
Best Actor:
Eddie Redmayne for The Theory of
Everything
GRAMMY AWARDS
Announced on Feb 8 at Los Angeles, California, USA
Some major winners are as under:
Record of the Year - "Stay with Me," Sam Smith
Song of the Year - "Stay with Me" (Darkchild
Version)
Album of the Year - Morning Phase, Beck
Best R&B Performance - "Drunk in Love,"
Beyonc
Best Rock Album - Morning Phase, Beck
Best Pop Vocal Album - In the Lonely Hour,
Sam Smith
Best Pop Solo Performance - "Happy,"
Pharrell Williams
Best Rap Album - The Marshall Mathers LP2,
Eminem
Bathinda
Announces
20% Discount
Bank PO / SSC
More than 4000 successful students
Excellent Success Ratio
Special emphasis on shortcuts
Special exam oriented study material
Dedicated doubt sessions
Life time coaching support
OFFER VALID UPTO 31st MARCH, 2015
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33
BAFTA
6.
Jagadguru
Ramanandacharya
Swami
Rambhadracharya
Others - Hindu
Scholar
7.
M. R. Srinivasan
Science and
Engineering Nuclear Scientist
BEST ACTOR: Eddie Redmayne, The Theory of

Everything
8.
K. K. Venugopal
Public Affairs Constitutional

Lawyer
BEST ACTRESS: Julianne Moore, Still Alice
9.
(British Academy of Film and Television Arts)

Awards announced on Feb 8 at London.
BEST FILM: Boyhood by Richard Linklater
BEST DIRECTOR: Richard Linklater, Boyhood
50th JNANPITH AWARD - 2014: Bhalchandra Nemade,

Marathi novelist, known for his famous novels Kosala,
Hindu.
STHREE SHAKTI AWARD: conferred upon Irom
Sharmila, Human rights activist from Manipur who has
been on an indefinite fast since November 4, 2000,
demanding the repeal of the Armed Forces (Special
Powers) Act, 1958.
BEST MARCHING CONTINGENTS Trophy for Republic
Day Parade 2015 won jointly by the Brigade of The
Guards and the Sikh Regiment awarded jointly the
AMARTYA SEN: Eminent Indian economist and Nobel
laureate has been named as the first winner of a newly
established Charleston-EFG John Maynard Keynes
Prize in the UK, in recognition of his work on welfare
economics.
JANUARY 2015
PADMA AWARDS 2015 ANNOUNCED
Padma Awards, namely, Padma Vibhushan, Padma
Bhushan and Padma Shri are given by Govt. of India for
exceptional and distinguished service in any field
excluding service rendered by Government servants.
They are announced every year on the eve of Republic
Day, i.e. 25th January. Maximum number does not exceed
120, excluding award for foreigners and posthumous
awards. They do not carry any cash award.
PADMA VIBHUSHAN 2015 (9)

S.
No.
Name of the
Awardee
Discipline
1.
Lal Krishna Advani
Public Affairs
Politician
2.
Amitabh Bachchan
Art - Cinema
Maharashtra
3.
Prakash Singh
Badal
Public Affairs
Punjab
4.
Dr. D V Heggade
Social Work
Karnataka
5.
Dilip Kumar
Art - Cinema
Maharashtra
State/Domicile
Gujarat
Uttar Pradesh
Tamil Nadu
Delhi
Karim Al Hussaini Trade and Industry France/UK

Aga Khan
PADMA BHUSHAN 2015 (19)

S.
No
1.
2.
Name of the
Awardee
Shri Jahnu Barua
Dr. Subhash C.
Kashyap
3.
Harish Salve
4.
5.
Rajat Sharma
Manjul Bhargava
(NRI/PIO)
Bill Gates
Melinda Gates
6.
7.
Discipline
Art Films
Public Affairs Constitutional
Expert
Public Affairs
Advocate
Media (India TV)
Science & Engg,
Mathematician
Social Work
Social Work
State/
Domicile
Assam
Delhi
Delhi
Delhi
USA
USA
USA
PADMA SHRI 2015 (75)

S. Name
of
No. Awardee
the Discipline
State/Domicile
1.
Mithali Raj
Sports Cricket
Telengana
2.
P.V. Sindhu
Sports
Badminton
Telengana
3.
Sanjay Leela Bhansali
Art Films
Maharashtra
4.
Prasoon Joshi
Art Films
Maharashtra
5.
Tarak Mehta
Art TV
Gujarat
6.
Jean-Claude Carriere
Literature and
Education
France
7.
Late Pran Kumar

Sharma alias Pran
Art Cartoonist
Delhi
ASHOK CHAKRA: The highest peacetime military

honour awardaed posthumously to Major Mukund
Varadarajan and Naik Neeraj Kumar Singh, the two
Army personnel who laid down their lives combating
militants in Kashmir Valley.
DSC Prize for Literature: The $50,000 prize won by
Indian-American author Jhumpa Lahiri for her book, The
Lowland at the Jaipur Literature Festival
Khushwant Singh Memorial Prize for poetry won by
Arunadhathi Subramaniam for her work When God is a
Traveller, at the Jaipur Literature Festival
34
SOCIAL MEDIA PERSON of the Year Award 2015:

Amitabh Bachchan, conferred by the Internet and
Mobile Association of India
"GOVERNOR OF THE YEAR": Raghuram Rajan,
Governor, RBI was selected by the British magazine
Central Banking for this award at the global level.
AWARD FOR THE BEST BANK: bagged by the Canara
Bank at the "MSME Banking Excellence Awards-2014" at
Bengaluru.
72ND GOLDEN GLOBE AWARDS 2015
Announced at Beverly Hills, California, USA
Best Motion Picture-Drama: Boyhood
Best Director: Richard Linklater, Boyhood
Best Actor: Eddie Redmayne, The Theory of Everything
Best Actress: Julianne Moore, Still Alice
MISS UNIVERSE 2015: Paulina Vega of Columbia at
Miami, USA.
Martin Luther King Jr. Award: Frank Islam, an
eminent
Indian-American
entrepreneur
and
philanthropist for his contribution to the promotion of
the civil rights in USA.
Miss Intercontinental 2014: Wang Patraporn, from

Thailand at Magdeburg, Germany.
Miss World 2014: Rolene Strauss, from South Africa at
London
Olof Palme Human Rights Prize: Xu Youyu, Chinese
pro-democracy activist. It is an annual prize worth USD
75,000 granted by the Swedish labour movement.
Confucius Peace Prize: Fidel Castro, Former Cuban
leader. It is known as China's version of the Nobel Prize.
Queens Gold Medal for Poetry 2014: Noted Pakistanborn poetess Imtiaz Dharker for her poetry collection
Over the Moon. This award is given by British Queen.
Turner Prize: Duncan Campbell, film artist from UK for
a video that reflects on African art. It is a popular UK
prize for art work.
BOOKS & AUTHORS

FEBRUARY 2015
Giraffe Hero Award 2015: Renowned Indian RTI

activist Subhash Chandra Aggarwal was conferred with
the by a US-based NGO The Giraffe Heroes Project.
Editor Unplugged: Media, Magnates, Netas and Me

by Vinod Mehta
FIFA Ballon d'Or Award- 2014: Cristiano Ronaldo of

Portugal, earning the title of world's best football player
for the third time.
The Bookmans Tale by Charlie Lovett
DECEMBER 2014
THE GOLDEN PEACOCK: Award for the best film at the
45th International Film Festival of India, Goa won by the
Russian film Leviathan directed by Andrey
Zvyagintsev. The award carries a cash prize of 40 lakh
Wong Kar Wai: The Chinese filmmaker was conferred
the lifetime achievement award at IFFI.
Swiss Ambassador's Award: Azim Premji, Chairman of
Wipro for inspirational and socially responsible
leadership.
Niryat Shree and Niryat Bandhu Awards for 201011 given at Delhi for outstanding performance in
exports.
Canara
Bank
won
the
Niryat
Bandhu Silver Trophy, Banks
Yash Chopra Memorial Award: Amitabh Bachchan
Miss Universal Peace & Humanity 2014: Ruhi Singh
of India at Beirut, Lebanon.
The Ever After of Ashwin Rao Padma Viswanathan
Go Set a Watchman by Harper Lee, author of world

famous novel To Kill a Mockingbird
Recasting
India:
How
Entrepreneurship
is
Revolutionizing the Worlds Largest Democracy by
Hindol Sengupta
JANUARY 2015
'Neither a Hawk nor a Dove' by Khurshid M Kasuri,
Pakistan's Ex-Foreign Minister
The Red Sari by Javier Moro; the book is the story of
Sonia Gandhi, originally written in Spanish.
The Indian Parliament A Critical Appraisal: Sudha
Pai and Avinash Kumar
The Fault in Our Stars by John Green
At Home in India: The Muslim Saga by Salman
Khurshid
The Tunnel of Time by R. K. Laxman (autobiography)
35
DECEMBER 2014
Vande Bharatam by Pandit Prabodh Kumar Mishra.
How Modi Won It by Harish Khare
The Last Illusion by Porochista Khakpour
Adultery by Paulo Coelho
Life is What You Make it by Preeti Shenoy
In Gods Hands by Desmond Tutu Templeton prize
winner
Family Life by Akhil Sharma, the book has been selected
by The New York Times Book Review as one of the ten
Best Books of 2014.
Born Again on the Mountain by Arunima Sinha, the
first Indian female amputee to climb Mount Everest.
2014: The Election That Changed India by Rajdeep
Sardesai
Next China-India War - World's First Water War
2029 by Gen. Sundarajan Padmanabhan, former Indian
Army Chief
OBITUARY
FEBRUARY 2015
D. RAMANAIDU:
Veteran
film
producer
from
Andhra Pradesh,
Padma Bhushan
and Dada Saheb
Phalke
Award
winner, holder of
the
Guinness
Book of World
Records for the most films produced by an individual,
having produced more than 150 films in 13 Indian
languages.
R.R. PATIL: Former Maharashtra Home Minister and
senior Nationalist Congress Party leader (16th Feb 2015)
RAJINDER PURI: Popular cartoonist, veteran columnist
and political activist (16th Feb 2015).
GAUR HARI SINGHANIA: Chairman, J K Group of
Industries that includes JK Tyres, JK Cements.
CHARLES H. TOWNES: American noble prize winner
scientist, inventor of laser Light Amplification by
Stimulated Emission of Radiation.
JANUARY 2015
R K LAXMAN: Full name Rasipuram Krishnaswamy
Iyer Laxman, legendary cartoonist, creator of the iconic
"The Common Man" published regularly for several
years in The Times of India, Padma Vibhushan awardee,
died at the age of 94 years.
He was also honoured with the Magsaysay Award.
Capturing the entire gamut of idiosyncrasies of Indian
politicians in an innocuous newspaper box with his
cartoons, he immortalised the passive, hapless common
man with an uncanny perception and sarcasm in a daily
commentary on his life that brought smiles to millions
for over five decades.
He wrote his autobiography titled The Tunnel of
Time.
B G VERGHESE: Eminent journalist, a Ramon
Magsaysay award winner and former editor of the
Hindustan Times and The Indian Express.
RAJNI KOTHARI: Noted political scientist, founder of
The Centre for the Study of Developing Societies
JASWANT SINGH RAJPUT:
winning hockey Olympian
Two-time gold medal
SUBASH GHISING: Former chief of Gorkha National

Liberation Front, who gave birth to the Gorkhaland
movement
SAIYID
HAMID: Noted Muslim
academician,
educationist, reformist and author. He was Chancellor
of Jamia Hamdard University, ex-Chancellor Jamia Millia
Islamia and former Vice Chancellor Aligarh Muslim
University
ABDULLAH BIN ABDULAZIZ: King of Saudi Arabia
DECEMBER 2014
K. BALACHANDER: Eminent South Indian filmmaker
and Dadasaheb Phalke Award winner from Chennai. He
wrote, directed and produced more than 100 films in
Tamil, Telugu, Kannada and Hindi. He was the man
behind the success of superstars Rajnikanth and Kamal
Hassan.
V.R. KRISHNA IYER: Legendary jurist, a Supreme Court
judge, and post-retirement, a human rights activist,
known for his landmark judgments and for the
environmental struggles.
DEVEN VERMA: Bollywood comedy actor, winner of
Filmfare Best Comedian Award for his roles in films
Chori Mera Kaam, Chor Ke Ghar Chor and Angoor.
A R ANTULAY: Former Chief Minister of Maharashtra
and former Union Minister, veteran Congress leader
36
CHUNIBHAI VAIDYA: A veteran Gandhian and freedom

fighter from Ahmadabad, Gujarat.
JARBOM GAMLIN: Former C M of Arunachal Pradesh
JOE COCKER: Legendary rock singer from Colorado,
USA
DAVID JOHN RYALL: Veteran British actor
PLACES IN NEWS
FEBRUARY 2015
MELBOURNE & CHRISTCHURCH: Cities in Australia
and New Zealand, respectively were in news as they
were host to the cricket extravaganza ICC World Cup.
JANUARY 2015
PERIYAR TIGER RESERVE: Sanctuary in Kerala won
the National Tiger Conservation Authority award for
encouraging local public participation in managing the
reserve.
SPORTS WORLD
FEBRUARY 2015
35TH NATIONAL GAMES
The 14 day sports extravaganza The 35th National
Games that started on 31st January, came to an end on
14th Feb. at Thiruvananthapuram, Kerala.
In all, sportspersons competed for the 1334 medals
comprising of 405 Gold, 406 Silver and 523 Bronze
medals.
Services created a record by topping the medal tally
for the third consecutive time. The group won 159
medals that included 91 golds. They won the Raja
Bhalendra Singh Trophy for best performance.
Amongst states, Kerala topped the tally with 162
medals, including 54 gold.
National Games mascot Ammu, the Great Hornbill,
has been selected for entry in to the Limca Book of
Records.
The 36th National Games will be hosted by Goa in
2016.
MALIHABAD: Area of Lucknow was in news as around

50 lives were lost their due to a hooch tragedy that
occurred in its nearby villages. Hooch is a type of local
liquor, usually of inferior quality.
Anirban Lahiri won his second European Tour title at

the Hero Indian Open Golf Championship on Feb 22 in
New Delhi.
BAGA: A town in north east Nigeria was in news as the

Islamic militant group Boko Haram executed over 2000
persons there and in adjoining villages.
Anil Kumble, former India Captain and ace Leg Spinner

has been chosen to be inducted into the ICC Cricket Hall
of Fame with all times greatest cricketers
CHENYI SQUARE: Place in Shanghai's Huangpu district

was in news as a stampede broke out there during New
Year celebrations, killing over 35 persons and injuring
some 40 persons.
Hero Hockey India League 2015: Ranchi Rays won the

championship by defeating Jaypee Punjab Warriors in
the finals played at New Delhi.
DECEMBER 2014
All India Football Federations (AIFF) has declared Sunil

Chhetri and Bala Devi as Player of the Year 2014 in
men and women category, respectively.
CHINTAGUFA, SUKMA: Place was in news as Naxalites

killed 14 CRPF personnel, including two officers, and
injured an equal number in the second attack on the
force in 10 days in the same area in the Naxal hotbed of
Sukma district in Chhattisgarh.
TYPHOON HAGUPIT: hit the eastern Philippines
creating misery for millions following a barrage of
deadly disasters.
Opens a Centre in
PATIALA: 09056114949
BATHINDA: 07696225975
Paul van Ass of Netherland was appointed Head Coach

of Indias mens Hockey team.
67th National track cycling championship held at
Thiruvananthapuram
A glittering opening ceremony of the ICC Cricket World
Cup 2015 was held on Feb 12 at two places - at
Christchurch New Zealand and at Melbourne, Australia.
France has become the first team in handball history to
win World Handball Championships for the 5th time
beating the Qatar at Doha, Qatar.
Omega Dubai Desert Classic: World No. 1 Rory
McIlroy of UK won the prestigious golf cup.
37
Simona Halep of Romania won the WTA (Women's

Tennis Association) championship in Dubai.
Nicol David: World Womens Squash champion from
Malaysia has set a new record for topping the world
rankings for the 106th month.
Stanislas Wawrinka of Switzerland won the ATP

Chennai Open Tennis Singles title beating Aljaz
Bedene of Slovenia in Chennai, Tamil Nadu.
AUSTRALIAN OPEN held at Melbourne, Australia
Mahendra Singh Dhoni Indian cricket captain has

decided to retire from Test cricket, citing strain of
playing all formats. He would prefer to concentrate on
ODI and T20 formats.
Mens: Novak Djokovic of Serbia won his 5th Australian

Open title beating Andy Murray of Britain
India will host the 2016 Twenty 20 World Cup from

11th of March to 3rd of April 2016.
Womens:
Serena Williams of USA beats Maria
Sharapova of Russia. It was her 19th Grand Slam title.
She is tied for third on a list of the most Grand Slam
singles won by women.
Stephen Constantine appointed head coach of Indian

men's football team.
Mixed Doubles: Leander Paes of India and Martina

Hingis of Switzerland won the title.
O P JAISHA: Indian runner broke the 19-year-old

national record of women marathon at the 12th
Standard Chartered Mumbai Marathon in Mumbai,
clocking a time of 2:37:29.
JANUARY 2015
AWARD MONEY RAISED FOR SPORTS MEDALS
The Sports Ministry revised its Scheme of Special
Awards to medal winners in international events by
increasing the award money in Olympic and
Paralympics Games (summer and winter) from Rs 50
lakh to 75 lakh for gold, Rs 30 lakh to 50 lakh for silver
and Rs 20 lakh to 30 lakh for bronze.
Sania Mirza along with her American partner Bethanie
Mattek-Sands won doubles title at the Sydney
International Tennis Tournament.
Anirban Lahiri, Indian professional golfer voted as the
2014 Players Player of the year in Asian Tour.
National Billiards Championship: Pankaj Advani won
the national title in Kolkata beating Dhruv Sitwala.
Arantxa Sanchis won the womens title.
Senior National Snooker Championship: Pankaj
Advani won the title defeating Varun Madan at Kolkata.
Amee Kamani won the womens title.
Youth National Weightlifting Championship: Jimjang
Deru of Arunachal Pradesh created national record by
lifting 238 kilograms under the 56 kilograms category in
Yamuna Nagar, Haryana.
Bengaluru FC won the Federation Cup football title at
Margao, Goa, beating Dempo Sports Club
Cristiano Ronaldo of Portugal has won the FIFA Ballon

d'Or award for 2014, earning the title of world's best
football player for a third time.
Brett Lee: Australian cricketer, rated as third fastest
bowler in world, announced his retirement from all
forms of cricket after a 20-year career.
AB de Villiers, South Africa's cricket captain hit the
fastest century in one-day internationals cricket history,
31 balls to 100 against the West Indies in Johannesburg,
South Africa. He scored 149 runs off 44 balls.
Roger Federer of Switzerland reached the 1,000 ATP
Tour wins milestone as he won the Brisbane
International title on Jan 11, defeating Canada's Milos
Raonic at Brisbane, Australia. He becomes the third man,
after Jimmy Connors (1253) and Ivan Lendl (1071), to
secure 1,000 ATP wins. ATP: Association of Tennis
Professionals
Sean Abbott, the Australian bowler has been named
Australia's young cricketer of the year, winning the Sir
Bradman Award. He is the same bowler whose delivery
led to the death of Phillip Hughes.
DECEMBER 2014
Blind Cricket World Cup: India lifted the Cup on Dec 7
after defeating Pakistan in Cape Town, South Africa.
76th Table Tennis National Championship:

Petroleum Sports Promotion Board team won both men's and women's titles at Puducherry.
P V Sindhu: Won the Macau Grand Prix Gold trophy at

Macau, China, beating Kim Hyo Min of Korea
The 79th Senior National Badminton Championship

held in Vijayawada from January 29 to February 5.
Viswanathan Anand won his maiden London Classic

title after defeating British Grandmaster Michael Adams
38
Ankita Raina won ITF singles tennis title defeating

British Katy Dunne in Pune, Maharashtra. She is the
first Indian to win this title in past 14 years.
M S Dhoni broke the world record for most number of
stumpings in international cricket after he claimed his
134th victim Mitchell Johnson of Australia at
Melbourne, Australia.
Baichung Bhutia: Former Indian football captain
conferred with the Asian Football Confederation (AFC)
Hall of Fame Award in Manila, Philippines.
Sachin Tendulkar has been named as the brand
ambassador for ICC Cricket World Cup 2015.
Arjun Atwal has won the Inaugural edition of Dubai
Open Golf Championship.
Pragyan Ojha, The left-arm spinner has been banned by
BCCI from bowling in competitive matches as his
bowling action was found illegal, flexing elbow beyond
15 degrees.
India beats Turkey to win the World Youth Under-16
Chess Olympiad at Gyor in Hungary.
17th Asian Luge Championships: Shiva Keshavan
won Silver Medal at the Spiral Olympic Sliding Centre in
Nagano, Japan.
ASIAN GAMES INDIAN HIGHLIGHTS

Yogeshwar Dutt ended a 28-year gold drought for India
in wrestling after winning Gold
Jitu Rai, shooter won India's 1st gold in the 50m event.
MC Mary Kom became the first Indian woman boxer to
clinch a gold medal at the Asian Games
India won the Hockey gold medal beating Pakistan
Indian Kabaddi Teams, both men and women, beat
Irans teams to win the Gold.
Varsha Gautam and Aishwarya Nedunchezhiyan
made history by becoming the first Indian women to
win a sailing medal Bronze in Dinghy event at the
Asian Games.
Khushbir Kaur won the countrys first-ever silver in
the womens 20 kms race walk in Asiad.
With an aim to increase India`s medal tally in 2016 and
2020 Olympics, the Sports Ministry has decided to start
a "Target Olympic Podium Scheme"
The Indian Super League (ISL) heralded a new dawn for
football in India on 12 October, at the Salt Lake Stadium
in Kolkata.
Indian Super League football tournament: Atletico de

Kolkata won the championship beating Kerala Blasters.
Sharath Gayakwad, the para-swimmer made history at

the Asian Para-Games in Incheon, South Korea, by
winning six medals.
Champions Trophy: Germany beats Pakistan to win

the hockey trophy at Bhubaneswar, Odisha.
Anirban Lahiri won the Venetian Macau Open Golf Cup.
Deodhar Trophy: East zone beats West zone to lift

cricket trophy in Mumbai.
Pankaj Advani won World Billiards Point Format

Championship at Leeds, UK. He also won the World title
in time format beating Robin Wilson of UK.
58th National Shooting Championships held in Pune,

Maharashtra
VINICIUS & TOM MASCOTS FOR RIO OLYMPICS
Brazil has declared Vinicius as the mascot for the Rio
2016 Olympics to be held at Rio de Janeiro. Vinicius is a
yellow feline animal similar to cat and represents
Brazils rich fauna and wildlife.
The mascot for 2016 Paralympics Games is Tom, a blue
and green figure with leaves that cover its head and
presents countrys diverse and rich flora.
International Tennis Federation (ITF) has declared
following as the Player of the Year 2014
Mens:
Novak Djokovic from Serbia
Womens:
Serena Williams from USA
Opening ceremony for the International Cricket Council
(ICC) World Cup 2015 shall be held at Melbourne,
Australia on Feb 14, 2015.
Hillel Oscar: An international umpire and former
captain of Israel's national cricket team died on Nov 30
after being hit in the jaw by a ball at Ashdod, Israel.
World junior Chess title 2014: Lu Shanglei of China

defeated Aleksander Indjic of Serbia to win the title in
Pune, Maharashtra.
35th Senior National Archery Championship held in
New Delhi, won by Punjab.
Champions League Twenty 20: Chennai Super Kings
won the trophy by defeating Kolkata Knight Riders at
the M. Chinn aswamy Stadium, Bengaluru.
The multi-sport Paralympic Games 2015 will be held
in India in February 2015.
4th Sultan of Johor Cup (hockey) for under 21 won by
India beating Great Britain at Johor Bahru, Malaysia.
James Tull: A club cricketer in Australia created history
by scoring a triple ton 341 runs - with 25 sixes and 34
fours
Shanghai Rolex Masters (Tennis) 2014 won by
Roger Federer (Switzerland) beating Gilles Simon
(France) in Shanghai, China.
39
KOHEI UCHIMURA: Japans gymnast won his fifth

straight all-around world title at the Gymnastics World
Championships in Nanning, China.
ATP CHINA OPEN Tennis Cup 2014, Beijing
Novak Djokovic (Serbia) beats Tomas Berdych (Czech)
to win mens singles title.
Maria Sharapova (Russia) beats Petra Kvitova(Czech)
to win womens singles title
Serena Williams (USA) beat Simona Halep (Romania)
to lift the WTA Finals cup at Singapore.
Sania Mirza and Cara Black (Zimbabwe) won the WTA
finals women's doubles tennis title at Singapore.
DAYS AND DATES

FEBRUARY
World Cancer Day
World Radio Day
Valentines Day
Arunachal Pradesh Foundation Day
Central Excise Day
National Science Day
MARCH
World Wildlife Day
International Womens Day
No Smoking Day
World Disabled Day
St. Patricks Day
World Sparrow Day
World Poetry Day
World Water Day
World Meteorological Day
World Stage Artists Day
World Earth Hour (8:30 pm to 9:30 pm)
Financial Year Ending
APRIL
April Fools Day
National Maritime Day
World Health Day
World Heritage Day
Civil Service Day
World Earth Day
World Books Day
World Maleria Day
World Intellectual Property Day
04th February
13th February
14th February
20th February
24th February
28th February
03rd March
08th March
13th March
15th March
17th March
20th March
21st March
22nd March
23rd March
27th March
29th March
31st March
1st April
05th April
07th April
18th April
21st April
22nd April
23rd April
25th April
26th April
ALL THE NEWS ITEMS IN THIS MAGAZINE HAVE BEEN SOURCED

FROM VARIOUS NEWS PAPERS AND GOVT. PRESS RELEASES
INAUGURAL DISCOUNT
Patiala
Announces
20% Discount
Bank PO / SSC

PATIALA PUNJAB
PH: 9056114949
40
(September 2014 November 2014)

For details please visit our website: www.gyanm.in
NATIONAL NEWS
NOVEMBER 2014
On Nov 11, P M Modi left India for a ten day foreign

visit, starting from Nay Pyi Taw, Myanmar where he
attended the ASEAN-India Summit on 12th Nov.
NOV 13: He attended the 7th East Asian Summit
there.
NOV 14: Modi reached Brisbane, Australia to attend
Heads of Nations meet of G-20 nations on 15th-16th
Nov.
NOV 17: Modi addressed Indian diaspora at Allphones
Arena, Sydney.
NOV 18: Modi addressed the Australian Parliament at
Canberra, first Indian Prime Minister to do so.
NOV 19: Modi reaches Fiji and addressed their
Parliament, becoming first foreign dignitary to do so.
NOV 20: Mr. Modi flied back to India.
The 18th South Asian Association for Regional
Cooperation (SAARC) summit held at Kathmandu from
26th Nov to 27th Nov, attended by Sh. Modi.
The 19th SAARC summit will be held in 2016 in
Islamabad, Pakistan.
Dmitry Rogozin, Deputy Prime Minister of Russia visited
India to attend 20th session of the India-Russia InterGovernmental Commission at New Delhi.
Three global NGOs - the World Toilet Organisation,
WASTE and the Financial Inclusion Improves Sanitation
and Health to work to end open defecation in India.
As per the Global Terrorism Index 2014, Iraq continues
to be worst affected where 6362 lives were lost in 2013
due to terrorism. India is 6th worst affected nation.
About 40% of the people trapped in modern slavery,
over 14.2 million live in India as victims of traffickingfor sexual exploitation and forced marriage / labour.
President Pranab Mukherjee visited Bhutan on a twoday visit - 7-8 Nov. He is the first Indian head of state
to visit to the country in 26 years.
6th World Ayurveda Congress held in New Delhi from 6
to 9 November 2014. This years theme was Health
Challenges and Ayurveda.
A latest UN report says that, India has the worlds
largest youth population with 356 million 10-24-yearolds, followed by China.
Public Service Broadcasting Day observed on 12th Nov

to commemorate Mahatma Gandhi's first and only visit
to All India Radio.
Indian Renewable Energy Development Agency Ltd
(IREDA) and US Export-Import (Exim) Bank signed an
MoU for cooperation on clean energy investment.
The 45th International Film Festival of India (IFFI)
began in Goa on November 20. China is the focus
country of this festival.
Children's Film Society of India organised the first
edition of the National Children's Film Festival from 14
to 16 Nov at New Delhi.
The World Economic Forum (WEF) in partnership with
the Confederation of Indian Industry (CII) hosted the
India Economic Summit in New Delhi from Nov 4 to 6.
Prasar Bharti announced to re-launch DD National with
new tagline Doordarshan National Desh Ka Apna
Channel.
India and Bhutan signed an MoU on 7th Nov. for the
establishment of Nalanda University in Bihar to develop
the institution as an international centre of excellence.
Sushma Swaraj: External Affairs Minister visits Dubai on
Nov. 10.
India and Republic of Korea signed a Memorandum of
Understanding to facilitate technical cooperation in
Railway sector between the two countries.
First Commonwealth Science Congress was held in
Bengaluru on 25th November.
OCTOBER 2014
President Pranab Mukherjee became the first ever

Indian head of state to visit Norway. He also visited
Finland.
Nguyen Tan Dung, Vietnam Prime Minister came on a
two-day visit to India.
India ranks 55th on the Global Hunger Index 2014, up
from 63rd in 2013, better than Pakistan and Bangladesh
that ranked 57.
Commemoration of the historic Komagata Maru incident
on 29th September. A set of commemorative coins of
denominations of Rs 100 and Rs 5 was released to
mark the occasion.
The work order for 'Statue of Unity' the world's
tallest statue (182 mts) of Sardar Vallabhbhai Patel has
been issued to Larsen and Toubro (L&T).
41
India has signed the Minamata Convention on Mercury

to control and reduce emissions from the power plants.
Union Ministry of Culture launched a year long birth
centenary celebrations of Ghazal and Thumri singer
Begum Akhtar (07-10-1914).
Areas around Visakhapatnam on Andhra coast were
severely lashed by the super cyclone Hudhud, causing
widespread destruction.
The Melbourne Mercer Global Pension Index 2014 has
ranked Indias retirement system lowest among the 25
countries surveyed.
India has performed poorly in removing gender-based
disparities, ranking 114 out of 142 countries in World
Economic Forum's 2014 Gender Gap Index.
India has been placed at 142nd rank among 189
countries in the latest World Banks Ease of Doing
Business report.
John Baird, Canada's Foreign Minister has said that
Canada has agreed to sign commercial contracts for
supply of uranium for Indian nuclear reactors.
India signed a Memorandum of Understanding on
Culture Cooperation with UK for next five years.
A commemorative postage stamp on Sri Lankan
Buddhist revivalist and writer Anagarika Dharmapala
was released by the President.
Government decides to commemorate Sardar
Vallabhbhai Patels birth anniversary (October 31) as
National Integration Day- Rashtriya Ekta Diwas.
India and Mexico signed a MoU for cooperation in space
and working together in the areas of remote sensing
and satellite communication.
India and Nepal have signed a Power Trade Agreement
to promote cooperation in the field of production and
transmission of electricity.
India Heritage Research Foundation, Rishikesh has
released the Encyclopedia of Hinduism consisting of 11
volumes and approximately 7000 entries.
India will contribute $4 million in the $5.4 billion aid
pool formed by the global donors for rebuilding the
Gaza Strip destroyed in the conflict with Israel.
Prime Minister addressed the nation on Oct 3 for the
first time over radio in the programme Mann Ki Baat to
reach out to maximum audience.
SEPTEMBER 2014
PM Modi addressed a historical public gathering at the

USAs most prestigious venue Madison Square Garden
in New York on 28th September.
Recognising the importance of Modis visit to USA, the
US Senate announced September 30 as 'US-India
Partnership Day'.
Chinese President Xi Jinping visited India and signed 12
pacts to commit investment of $20 billion in India
in the next five years
China to help in setting up of a Railway University and
high speed Chennai-Bangalore-Mysore train corridor, of
up to 160kmph
China agreed to open a new route to Kailash
Mansarovar via Nathu La in Sikkim.
Prime Minister Modi visited Japan and sought support to

introduce the Shinkansen, or bullet train, along the
Ahmedabad-Mumbai route.
India and Japan have signed a partner city affiliation
agreement between Varanasi (Kashi) and Kyoto - city
of thousand shrines.
Supreme Court rules that all under-trial prisoners who
have completed more than half of the jail term
prescribed for their offences, should be released on bail
President Pranab Mukherjee made a four-day state visit
to Vietnam and met his counterpart Truong Tan Sang.
Australian Prime Minister Tony Abbott came to India
and signed a landmark civil nuclear cooperation
agreement
President released a set of eight commemorative
postage stamps on great Indian musicians
India slipped to 71st position (from 60th in 2013) in an
annual global competitiveness list released by the
World Economic Forum.
Country's first 'Coral garden' will be set up at Mithapur
coastal region of Devbhoomi-Dwarka district in Gujarat.
The ancient Nalanda University (NU), started
functioning once again after almost 800 years at its
newly established campus at Rajgir, Bihar.
National Nutrition Week observed from 1st to 7th Sep.
The theme for this year is Poshak Ahaar, Desh Ka
Adhaar.
India has signed an agreement with Germany for
cooperation in the field of skill development, solid waste
management and cleaning of rivers.
Liars Dice, a Hindi film directed by Geetu Mohandas
has been selected as Indias entry for the Oscar Awards
in the foreign film category.
India and Bangladesh have reached a decision on
ratification of the Land Boundary Agreement (LBA) and
to ensure zero border killings.
India and Bangladesh signed a MoU on cooperation in
the field of traditional systems of medicine and
homeopathy.
Sushma Swaraj, External Affairs Minister visits
Afghanistan to meet President & to review key projects.
Prime Minister Narendra Modi turned 64 on 17th
September.
NEWS FROM STATES

NOVEMBER 2014
The Bengaluru has set up a kiosk that lets anyone file

an FIR at any time, irrespective of area of incident.
The proposed 302 km long Lucknow - Agra Expressway
in UP would be the countrys longest access controlled
six lane expressway
Madhya Pradesh has been chosen for union
governments Best State Award for Empowerment of
Disabled for year 2014.
The Karnataka Government aims at construction of 10
lakh toilets by 2018 and make the state completely free
from open defecation.
42
Assam State Zoo in Guwahati has become the first zoo

in the world to house the critically endangered
pig Pygmy Hog.
Kerala has decided to cull about 2,00,000 poultry birds
as a precautionary measure against the H5NI avian
influenza virus.
GOVT INITIATIVES
NOVEMBER 2014
OCTOBER 2014
Kerala Forest Research Institute plans to mark public

trees with a "health-card" that will show its strength
condition, risk factors and details of damage etc.
Union government plans to set up a mega handicraft
cluster in Kachch, Gujarat to promote handcraft items
and craft based textiles.
Madhya Pradesh tops iin the field of organic farming
producing about five lakh metric ton of farm products,
about 40% of the countrys total organic produce.
The Kerala Government will provide free treatment to
every cancer patient in the state under the project
Sukrutham at major government hospitals.
Union Govt launches Jammu Kashmir Arogya Gram
Yojna to promote cultivation of scientifically tested and
commercially beneficial aromatic and medicinal plants.
SEPTEMBER 2014
Major rivers of J&K, particularly Jhelum, heavily

overflowed, causing widespread devastating floods in
the state.
Indian Army launched rescue operation Operation
Megh Rahat to provide relief to the flood victims.
Madhya Pradesh outpaced all the major states to top
the economic growth charts with a scorching 11 per
cent growth in 2013-14
Swavalamban Abhiyan' - A set of 11 new pro poor
initiatives of the Gujarat government aimed at
promoting dignity and self-sufficiency of the poor,
Chief Minister of Andhra Pradesh has announced that
Vijayawada will be the new capital of Andhra Pradesh.
Uttarakhand Government has declared 9 September as
Himalaya Diwas to spread the message of conservation
of the Himalayan ecosystems.
Lucknow joins the elite club of metro cities to have
Metro rail service as the work started on the project on
27th September.
Railway starts conversion of the 201 km long SilcharLumding meter-gauge rail route in Barack valley in
Assam into broad-gauge.
3rd Ladakh Marathon at Leh in J&K was held on 16th
September. This is worlds highest/toughest marathon
held at 3,524 meter (11,562 feet) altitude.
Kerala will host a Global Agro meet and an exhibition
on hi-tech agriculture and food processing at Kochi on
6th and 7th of November.
A AMN WITHOUT EDUCATION IS LIKE

A BUILDING WITHOUT FOUNDATION
National Education Day was observed on Nov 11 on the

125th birth anniversary of Maulana Abul Kalam Azad,
independent Indias first Education Minister.
Unnat Bharat Abhiyaan launched to enable
higher educational institutions like IITs and NITs to
work with the people of rural India
Know Your College portal launched to enable
students view details of courses, labs, faculty,
library, hostels available etc.
Skill Assessment Matrix for Vocational
Advancement of Youth launched to facilitate
students to switch between education and jobs.
Saksham Scholarship launched for specially-abled
needy and meritorious students pursuing technical
education
Pragati scholarship launched for girls pursuing
technical education at college level.
Union Ministry of Minorities Affairs launched the
Maulana Azad National Academy for Skills (MANAS) to
impart training to youth in health and security sector.
Govt has relaxed Indian citizenship norms for Hindu
and Sikh refugees from Pakistan and Afghanistan.
Govt. launched National Bal Swachhta Mission in New
Delhi on Nov 15 to improve over all cleanliness amongst
school children.
Udaan programme launched to assist girl students in
preparing them for the IIT-JEE while studying in classes
XI and XII.
Govt approves "Integrated Power Development
Scheme" for strengthening of sub-transmission and
distribution network of electricity in the urban areas.
India has launched the tourist visa on arrival facility
enabled by electronic travel authorization for 43
countries for boosting the tourist inflow.
Govt has decided to lay an exclusive submarine cable
network for Andaman & Nicobar Islands from Chennai
to facilitate high speed internet/browsing in the islands.
The Central Government has allocated five thousand
crore rupees under AYUSH Mission for promoting
traditional methods of treatment in the country.
The Delhi Transport Corporation has started a DelhiKathmandu bus service from Nov. 26.
OCTOBER 2014
Pandit Deendayal Upadhyay Shramev Jayate Karyakram

launched for creating a conducive environment for
industrial development and doing business with ease.
Labour Identification Number to be issued to all

industrial units for transparency and accountability in
labour inspections
Shram Suvidha" a Unified Labour Portal launched to
facilitate "Labour Inspection Scheme
Universal Account Number for Employees' Provident
Fund members
43
Apprentice Protsahan Yojana to reimburse 50 per cent

of the stipend paid to apprentices
Swachh Bharat Mission launched on October 2 to make
India neat and clean by Oct 2, 2019 at an expected
cost of Rs 62,000 crore.
Govt to merge the Nirmal Bharat Abhiyan, a campaign
for rural sanitation with Swachh Bharat Mission.
Prime Minister launched Sansad Adarsh Gram Yojana
on 11th October, on the occasion of birth anniversary of
Jai Prakash Narayan.
Every MP to adopt one village by 2016 and two more
by 2019.
National Safai Karamcharis Finance and Development
Corporation launched Swachhta Udyami Yojana to
provide financial assistance to Safai Karamcharis
Govt has reintroduced the Varishtha Pension Bima
Yojana- a single premium pension policy for senior
citizens, for a limited period of one year
Government has launched an Adhaar based Biometric
Attendance System (BAS) for government employees.
named attendance.gov.in
Universal Health Assurance Mission plans to bring all
Indians under health insurance cover
UHAM to provide 50 essential drugs and 30 AYUSH
drugs to all citizens at govt. hospitals and health
centres.
National Air Quality Index launched to create
awareness about the quality of air and its likely health
impact.
Union Cabinet has decided to completely deregulate the
diesel prices and henceforth the price will be linked to
the market.
The government has made it mandatory for tobacco
companies to carry health warnings on at least 85% of
the surface of cigarette packets
T S R Subramanian committee set up to review the
laws related to protection of environment including the
Indian Forest Act, 1927
Indias first-ever Offshore Wind Power Project in India
to come up along Gujarat coast.
Govt plans to start Sardar Patel National Housing
Mission to ensure housing for all by 2022 and a slum
free India.
Union Government has decided to sell LED bulbs to
households at 10 rupees against the market price of
400 rupees.
From November, 2014 all replies given under RTI by
ministries will be posted online, available for access to
all and not just to persons seeking the information.
Central govt has advised all states, union territories and
Central Armed Police Forces to recruit 33 per cent
women in their ranks.
T.K. Vishwanathan Committee setup to review
Bankruptcy laws.
INTELLIGENCE PLUS CHARACTER

THAT IS THE GOAL OF TRUE EDUCATION
SEPTEMBER 2014
Make in India campaign launched to make India a

global manufacturing destination focussing on 25 thrust
sectors.
www.makeinindia.com launched to provide one point
solutions to all the persons interested in make in India
mission.
Deen Dayal Antyodaya Yojana launched for
empowering the population through enhancement of
livelihood opportunities.
Sep 25, birth anniversary of Pandit Deen Dayal
Upadhyaya to be observed as Antyodaya Diwas every
year
The Aajeevika Skills Dev Prog renamed as Deen Dayal
Upadhyaya Grameen Kaushalya Yojana reducing the
min entry age to 15 years from 18 years.
The new Road Safety and Transport Bill, 2014 proposes
a steep hike in penalties for traffic violations:
Fine up to Rs 3 lakh along with minimum 7 years jail
for death of a child in certain circumstances.
Fine of Rs 5 lakh per vehicle as well as imprisonment
for faulty manufacturing design, Cancellation of licences
for rash and negligent driving.
Countrys first 'Cold Desert Biosphere Reserve' (CDBR)
to come up in the Spiti region of the tribal Lahaul and
Spiti district of Himachal Pradesh.
Govt has launched the Reefer Vehicle Call-in-Centre
(RVC) for smooth transportation of perishable goods.
The first anti-Tuberculosis Drug Resistance Survey of
India was launched on Sept 6 supported by WHO.
All India Radio has started free SMS service to provide
news in Hindi, Marathi, Sanskrit, Dogri and Nepali.
A National Sports University will be set up in Manipur to
promote excellence in sports studies.
Textiles Ministry has approved setting up of 13 textile
parks
India Newborn Action Plan launched in New Delhi to
achieve the single digit neonatal mortality and stillbirth
rate by 2030.
The Supreme Court has directed Central Government to
ensure 3 percent quota for disabled persons in all
government jobs, including IAS and promotions.
ECONOMIC INDICATORS
NOVEMBER 2014
Rating agency Fitch says that India's economic growth

is expected to pick up to 5.6 per cent in the current
fiscal on account of structural reforms
OCTOBER 2014
A World Bank report says that Indias GDP is likely to

expand by 5.6 per cent this fiscal as reforms gain
momentum.
44
SEPTEMBER 2014
Standard & Poors (S&P) has raised the outlook on

Indias sovereign rating from negative to stable.
Asian Development Bank has revised India's GDP
growth upwards by 0.3 per cent to 6.3 per cent for
2015.
Prof. B N Goldar committee set up to develop a new
inflation index - the Producer Price Index which may
replace the Wholesale Price Index.
ECONOMY
NOVEMBER 2014
The Government re-launched Kisan Vikas Patra scheme

on Nov 18 to encourage the habit of small savings
among the citizens.
The KVPs will be available in denominations of Rs.
1000, 5000, 10,000 and 50,000 with no upper limit for
investment
The invested amount will become double in 100
months.
MSP FOR RABI CROPS FOR 2014-15 SEASON

CROP
Wheat
Barley
Masur dal
Rs./Qtl
1450
1150
3075
CROP
Gram
Rapeseed/ Musturd
Safflower
Rs./Qtl
3175
3100
3050
The market capitaliastion of all listed companies on the

Bombay Stock Exchange, Asia's oldest stock exchange,
hit a record Rs 100 trillion (lakh crore) mark on Nov 28.
Govt has come out with the mandatory standards (BIS
marks) for 15 electronic products, including mobile
phones, power banks and LED lamps.
India signed Tax Information Exchange Agreement
TIEA with Saint Kitts & Nevis, a two-island Carribean
country, perceived as a safe haven for offshore funds.
Exporters and SEZ units asked to realise and repatriate
overseas sales proceeds in nine months, as against 12month earlier, from the date of shipment.
Suzlon Energy installed the worlds tallest 120 meters
high hybrid wind generator turbine in Asias biggest
wind energy park in Kutch, Gujarat.
India signs a USD 200 million loan agreement with the
World Bank to finance the setting up of technology
centres to help MSMEs enhance their productivity.
Asian Development Bank (ADB) will provide $350million loan assistance for upgradation of district roads
in Madhya Pradesh.
OCTOBER 2014
A major crude oil discovery in the Kharenti-A well near

Ahmadabad in the Cambay basin by a private oil
company, makes it the biggest find of the year.
SEBI barred India's largest real estate company DLF
and its top officials, including chairman KP Singh, from
accessing or dealing in stock markets for three years.
Amazon.com and India's Future Group, promoters of

Big Bazaar retail chain, have signed a deal to jointly
sell goods over the Internet
Delhi Metro has been ranked second among 18
international Metro systems in terms of overall
customer satisfaction in an online customer survey.
Maruti Suzuki launched Ciaz - its first sedan car in past
7 years, to meet competition from Honda City and
Hyundai Verna.
Government has decided to import potatoes for the first
time to augment domestic availability and to check its
rising prices.
Countrys first olive oil refinery has been started in
Lunkaransar area of Bikaner, Rajasthan. The project
was started by taking assistance from Israel.
IndiGo, Indias largest domestic airline by market share,
has signed a deal to buy 250 latest Airbus A-320 neo
aircrafts worth $26 billion or Rs 1.55 lakh crore.
India has imposed anti-dumping duty on Phenol
imported from the U.S. and Chinas Taipei to safeguard
the interest of domestic manufacturers.
SEPTEMBER 2014
Supreme Court on 24th Sep cancelled 214 coal block

allocations made since 1993, except 4 blocks, one each
of NTPC and SAIL and 2 of Sasan UMPH.
Govt has directed that 50 per cent of all the works
taken up at the district level under MNREGA scheme
should only be for water conservation.
The Netherlands is working with India to set up 10
centres of excellence across the country with an aim to
raise agriculture output
Reliance Industries Chairman, Mukesh Ambani has
topped the Forbes list of billionaires in India for the
eighth consecutive year with a net worth of $23.6
billion.
The ADB to give $63.3 million loan to improve urban
municipal services in Karnataka and $150 million for
development of renewable energy in Rajasthan.
Union government has decided to close down Indias
sole and oldest (1961) public sector watch company HMT Watches in a phased manner.
India has signed the Free Trade Agreement (FTA) in
services and investments with 10 ASEAN countries.
ADB to give $150 million loan to help build transmission
lines for renewable energy development in Rajasthan.
BANKING
NOVEMBER 2014
The Reserve Bank on Nov 27 released the guidelines for

payment banks and small banks.
Payments banks can receive deposits and
remittances, but cannot lend; focusing on migrant
labour and low income households.
Small banks will lend to unserved and under-served
sections, including small business units, small and
marginal farmers, and micro and small industries.
45
RBI has asked banks to inform their customers about

fall in the minimum balance and said that penal charges
should be levied only to the extent of shortfall
In an all stock amalgamation, ING Vysya Bank decided
to merge itself with Kotak Mahindra Bank, creating the
fourth largest private sector bank in the country.
RBI has Traised the net own funds requirements for
NBFCs that manage funds worth Rs 500 crore, from
Rs.25 lakh at present to Rs.1 crore by March, 2016
Kerala and Goa have become the first states in the
country to have bank accounts for all households in the
state under Pradhan Mantri Jan Dhan Yojna (PMJDY).
RBI has made it mandatory for banks to send SMS
alerts to both payer and drawer in cheque transactions
The SEBI has allowed the State Bank of India and three
mutual funds to launch Sharia funds. Sharia-compliant
funds invest in companies that follow Islamic rules.
The foreign investment promotion board (FIPB) has
allowed HDFC Bank to increase foreign investment in
the bank to 74 per cent.
Country's oldest and largest foreign bank, Standard
Chartered Bank, opened its 100th branch in Nakatia,
Bareily (UP)
OCTOBER 2014
KYC COMPLIANCE MUST FOR ALL ACCOUNTS

The RBI has made it mandatory for all bank customers,
including low risk ones, to be KYC-compliant.
The accounts which are not KYC compliant, credits
would be allowed but debits won't be allowed
However, the account-holder will have the option to
close the account and withdraw the money.
To facilitate compliance of KYC norms, banks have been
asked to allow self-certification of documents and
accept a certified copy of the document
KYC norms were introduced in 2001, after the 9/11
attacks in New York, America.
Customers of the 6metros who had 3 free transactions
in a month at non-home ATMs can now have 2 more
free transactions at the non metro centres.
State Bank of India has launched a facility called
mPassBook on its State Bank Anywhere mobile
application, for its retail banking users.
Kotak Mahindra Bank has launched an instant bank
payment product KayPay for Facebook users to send
money to each other in an instant.
Federal Bank has won the IDRBT Banking Technology
Excellence award for 2013-14 in four out of total five
Categories in the mid-sized lenders segment.
RBI signs a pact with Central Bank of Kenya for
exchange of information and supervisory cooperation.
DEFENCE, SCIENCE &

TECHNOLOGY
NOVEMBER 2014
United Bank of India has slapped wilful defaulter notice

on Kingfisher Airline, its promoter Vijay Mallya and its
directors.
Government has decided that benefits under Pradhan
Mantri Jan Dhan Yojana would be extended to existing
bank account holders provided they apply for it.
India test-fired the Prithvi-II missile on 14th Nov from

the Integrated Test Range at Chandipur, Odisha. Naval
version of this missile Dhanush was also tested.
SEPTEMBER 2014
RBI has said that the S B accounts in which even if

dividend cheque has been credited in it in the previous
two years, may not be treated as inoperative.
State Bank of India accounted for half of the total
number of banking transactions done through mobile
phone in June, 2014,
ICICI Bank became the first bank to surpass the Rs
1,000-crore mark in terms of amount of transactions
done through mobile phones in June 2014.
Indian Highways Management Company has inked a
pact with Axis Bank and ICICI Bank for services related
to electronic toll collection.
G Gopalakrishna Committee formed to give recommendations on capacity building in banks and NBFCs
SBI introduced new S B accounts 'Pehli Udaan' for
minors and 'Pehla Kadam for minors accounts operated
jointly with parent or guardian.
ICICI Bank has introduced a Cardless Cash Withdrawal
facility to allow customers to transfer money to anyone
in India with a mobile number.
H R Khan committee set up to review unclaimed PPF
and post office saving accounts and suggest how these
funds can be utilised for the benefit of senior citizens
201 state and district level Central Cooperative Banks
have joined the 'NABARD initiated Project on Core
Banking Solutions in Co-operative Banks.
RBI has advised that if a company fails to repay its
bank dues, its other group units may also be termed
wilful defaulters.
RBI has fixed 70 years as the upper age limit for
Managing Directors and Chief Executive Officers and
other whole-time director of banks in the private sector.
Export-Import Bank of China and China Development
Bank Corp.signed MoU with SBI, ICICI Bank and Axis
Bank to facilitate trade between the two countries.
The long-range surface-to-air missile (LR-SAM) with a

range of 70 kms, developed jointly by DRDO and Israeli
Aerospace Industries tested successfully on 10th Nov.
The Indian Armys team won the 48 hours rigorous
endurance competition Cambrain Patrol held in
Wales, UK.
DRDO successfully test-fired on Nov 9 its nuclear
capable ballistic missile Agni-II having a strike range
of 2,000 km and beyond.
Tejas (PV-6): Indias first indigenous Light Combat
Aircrafts two-seater trainer jet version made its maiden
flight on Nov 8.
46
Indian Air force tested its medium range surface-to-air

anti-aircraft missile Akash with a strike range of 25 km.
In a freak accident, a Torpedo Recovery Vessel of
Indian Navy sunk off the Visakhapatnam coast during a
naval exercise due to a probable split in its base.
Mithra Shakthi: Three week Joint military exercise
between Indian and Sri Lankan military forces in Sri
Lanka in Nov 2014
Hand in Hand 2014: 4th Joint anti terrorism military
exercise by Indian and Chinese forces held in Pune at
Aundh Military Station from Nov 17.
Rosetta spacecraft created history on 12th Nov by
landing its Philae probe on the comet 67P/ChuryumovGerasimenko, some 500 million kms away from Earth.
Scientists have developed antibiotic-free drug named
Staphefekt as an alternative to antibiotics to fight
against the antibiotics-resistant superbugs
INTERNATIONAL
NOVEMBER 2014
Indias Mars mission Mangalyaan, developed by ISRO,

has been listed among the 25 best innovations of 2014
by the Time magazine.
A study by the Internet & Mobile Association of India

shows that Mumbai has the largest number -(16.4
million, of internet users in India, followed by Delhi.
OCTOBER 2014
India successfully test-fired its nuclear-capable cruise

missile 'Nirbhay' from the Integrated Test Range in
Chandipur, Odisha, having a strike range of 700 kms.
India and China to set up hotlines between their army
headquarters and establish new border meeting posts
to amicably address incidents of incursions on border.
China has test fired a new variant of its 10,000 km
range missile - Dongfeng-31B, capable of targeting
Europe and the West Coast of the United States.
ISRO launched its third navigation satellite IRNSS 1C on
board its PSLV-C26 rocket from Sriharikota on Oct 16.
SEPTEMBER 2014
A joint 14 days military exercise between the armed

forces of America and India was held at Ranikhet in
Almora District of Uttrakhand.
The Naval Offshore Patrol Vessel (NOPV), INS Sumitra,
built by Goa Shipyard Ltd joins Indian Navy
Pakistan conducted a successful test of its surface to
surface missile Hatf IX (NASR), with a range of 60 kms
Iran unveiled a new surface-to-air missile - Talash-3
(Endeavor-3), to shoot down hostile target at high
altitude.
India scripted history on Sep 24, becoming the first
country to place its Mars Orbiter Spacecraft (MOS) in
the orbit in very first attempt.
Scientists have warned that millions of lives could be at
risk because of the threat to food crops posed by
conflict in the Middle East.
Researchers at Drexel University in the US have claimed
to have discovered in Argentina remains of an
enormous Dinosaur weighing nearly 60 tons.
China launched two satellites - Yaogan-21 and Tiantuo1 to relay information on natural resources, disaster
management and smart satellite experiments.
DRDO successfully test-fired Agni-I - nuclear-capable
surface-to-surface missile with a striking range of 700
to 1250 km.
The World Bank released a report on the impact of

global warming titled Turn Down the Heat: Confronting
the New Climate Normal.
A cargo train started on Nov 25 from the Chinese city of
Yiwu for Madrid, Spain on the worlds longest rail
journey of 10,000 kms, following the old Silk Route.
The US has adopted the first-ever resolution calling on
governments to stop child marriages.
30 nations meet in Berlin pledged $9.3 billion for a fund
to help developing countries cut emissions and prepare
for climate change to avoid global warming.
The UNO has dedicated Nov 19th as World Toilet Day
to bring into limelight the plight of all those people who
do not have access to a toilet.
Head of nations meet of the G20 nations held at
Brisbane, Australia on 15-16 Nov.
Turkey will host 2015 G20 summit and the 2016
summit will be hosted by China.
China and USA have agreed to limit emission of
greenhouse gases ending a 20-year discord between
them on how to combat climate change.
As per recent reports from IMF, in October 2014, China
overtook the US to become the worlds largest economy
in terms of Purchasing Power Parity (PPP).
Chinas GDP stood at $ 17.6 trillion, 16.48 percent of
the World GDP, followed by USA at $ 17.4 trillion. India
ranked 3rd with $ 7.3 trillion size.
Thousands of Greeks took to the streets of Athens to
hold a nationwide strike to protest against the
governments austerity drive involving job cuts.
Japan's economy shrank for the second consecutive
quarter, marking a technical recession in the world's
third largest economy.
Sweden has become the first European Union (EU)
country to officially recognise the State of Palestine.
WHO released first ever Guidelines for Indoor Air
Quality - Household Fuel Combustion to promote use of
clean fuels at household level.
22nd Asia-Pacific Economic Cooperation (APEC) Summit
was held in Beijing, China from 9th November 2014 to
11th November 2014.
Czech Republic celebrated the 25th anniversary of the
launch of the Velvet Revolution that toppled
communism and led to dawn of democracy in 1989.
General council meeting of WTO held at GENEVA on
27th November, 2014
International Buddhist Conference held in Lumbini,
Nepal, Nov 15-16.
47
OCTOBER 2014
Hong Kong witnessed widespread clashes between prodemocracy activists and counter-protesters (proBeijing)
The movement has been named as occupy central
and also given the name umbrella revolution due to
extensive use of umbrellas by the demonstrators.
The World Health Organization has advised that by
October 25, the number of Ebola cases has exceeded
the 10,000 mark, holding with about a 50 percent
mortality rate.
UNO observed the International Day for the Eradication
of Poverty on 17th October.
The theme for 2014 was Leave no one behind: think,
decide and act together against extreme poverty.
The United Kingdom finally called it a day to its
presence in Afghanistan when it handed over its last
base there in Helmand province to the Afghan forces.
Angola, Malaysia, New Zealand, Venezuela and Spain
were elected as the new non-permanent members of
the UN Security Council for a two years term.
Jaffna-Colombo railway line, reconstructed with Indian
assistance in Sri Lanka's former war zone,started 24
years after it was shut down during the civil war.
China and 20 other countries plan to set up an Asian
infrastructure Bank seen as a counterweight to West
backed international development banks.
Google closed the social networking site Orkut on 30
September 2014. The site was started in 2004 by Orkut
Buyukkokten, a Google employee.
Severe typhoon Vongfong slammed into Japan on
13th Oct. at Makurazaki on Kyushu Island with winds of
up to 180 kmph, causing widespread destruction.
Strong typhoon Phanfone slammed into Japan on 5th
Oct. with winds of up to 180 kmph lashing the shore,
bringing heavy rain and chaos in areas around Tokyo.
SEPTEMBER 2014
Mr Narendra Modi addressed the 69th session of United

Nations General Assembly, in New York.
SAARC Culture Ministers Conference at New Delhi
named Bamiyan to be the SAARC cultural capital for
2015-16 and Dhaka for 2016-17.
UN Climate Change Summit 2014 held at UN
headquarters in New York on 23 September 2014.
Scotland has rejected independence and decided to
stay with United Kingdom as 55 % population voted in
favour of staying with U K.
Ukraine's Parliament has ratified a landmark European
Union pact that decisively steers the former Soviet state
towards Europe and away from Russian influence.
The NATO summit held in Wales, UK. The resolutions
adopted in the summit were named Wales Resolution.
Over two million affected in massive floods in Pakistan,
mainly in Punjab province and in Pakistan occupied
Kashmir (PoK).
6th meeting of the South Asian Association for Regional

Cooperation for Home Ministers held on September 19
at Kathmandu, attended by Rajnath Singh.
West Asias largest consumer IT and electronics retail
show- GITEX Shopper held at World Trade Center,
Dubai
London will host its first-ever Regional Pravasi Bharatiya
Divas (RPBD) next month from October 16 to 18.
The seventh round of nuclear talks between Iran and
six major world powers- US, UK, France, Russia, China
and Germany were held in New York.
PERSONS IN NEWS
NOVEMBER 2014
NARENDRA MODI: joined the Forbes list of the world's
most powerful people at 15th rank. The list is topped by the
Russian President Vladimir Putin
ARUNDHATI BHATTACHARYA: The Chairperson of
country's largest bank- SBI, was named as the mostpowerful business woman in India by Fortune Magazine.
GEN. DALBIR SINGH SUHAG: Indian Army Chief was
conferred the title of honorary rank of General of Nepal
Army by the Nepalese President Ram Baran Yadav.
FARHAN AKHTAR: Bollywood actor-director became the
first man in the history of UN Women to be appointed as
its Goodwill Ambassador for South Asia.
NIKKI HALEY: Governor of South Caorlina state, USA, the
youngest of current US Governors (42) was in news as she
visited Punjab
MALALA YOUSAFZAI: Pakistani teenage rights activist and
Nobel Peace Prize winner was in news for donating $50,000
to help rebuild UN schools in Gaza that have been damaged
during the recent fight with Israel.
CHUCK HAGEL: U.S. Defense Secretary was in news as he
resigned from his post.
VLADIMIR PUTIN: Russian President was in news as he
walked out of the G20 summit in Australia to protest the
criticism from Western leaders over Russias interference in
Ukraine.
OCTOBER 2014
RAGHURAM RAJAN: Reserve Bank of India Governor has
received the Euromoneys Central Bank Governor of the
Year Award 2014 in Washington on October 10 for his
excellent performance. Euromoney is a reputed international
financial magazine of UK.
SARITA DEVI: Indian boxer was in news as the
International Boxing Association provisionally suspended her
for protesting against a controversial verdict, at 2014
Incheon Asian Games. She declined to accept the bronze
medal awarded to her as she expected to win the silver.
SHAKTI DEVI: An Indian police inspector won
International Female Police Peacekeeper Award 2014 by the
UN's police division for her "exceptional achievements" in
her duty with the UN mission in Afghanistan
48
HARSHIT SAUMITRA: A five-year-old Indian boy has

become the youngest person to reach the Everest Base
Camp at an altitude of 5,364 metres (17,598 ft). A class 1
student from New Delhi, Harshit took 10 days to cover the
distance of 62 km trek. He also climbed the nearby
Kalapathar (5550 m) peak
APPOINTMENTS
LEELA SAMSON: Eminent Bharatnatyam dancer and

Chairperson of Central Board of Film Certification (CBFC)
was in news as she resigned from the post of Chairperson of
Sangeet Natak Akademi.
JUSTICE C K PRASAD: Chairman, Press Council of India
THOMAS KAILATH: Indian-American professor from USA

is one of the nine scientists selected for the prestigious
National Medal of Science, the highest honour for
achievement in the fields of science and engineering in USA.
JOSHUA WONG: He has just completed 18 years but he is
one of the fieriest political activists in Hong Kong. He is the
founder of students organisation Scholarism which is
leading the pro democracy youth movement in Hong Kong.
JEFFREY P. BEZOS: The Chief Executive of the worlds
largest e-tailer Amazon.com, called on Modi and committed
$2 billion investment in the country.
MARK ZUCKERBERG: Founder and CEO of Facebook,
called on the Prime Minister Narendra Modi in New Delhi.
ALAN EUSTACE: A senior Google vice-president (57)
created a new world record for highest free-fall parachute
jump. He went up hanging with a Helium balloon and
jumped in a specially designed space suit from an altitude of
135908 ft (41.4kms) reaching a max speed of 1300 kmph.
SEPTEMBER 2014
R A MASHELKAR: Eminent scientist has been named to
head an expert panel to recommend best technologies for
the "Swachh Bharat" national sanitation campaign with an
emphasis on areas like potable water and sanitation.
AKKINENI NAGESWARA RAO (ANR): Legendary Telugu
actor, who passed away in January 2014, became the first
Indian actor to be honoured with a postage stamp by the
U.S. Post Service (USPS).
CHITRESH TATHA: 12-year-old, a sailor of Optimist
dinghy category is the youngest sailor to represent India at
the 2014 Asian Games at Incheon, South Korea.
T N SURESH KUMAR: A senior ISRO scientist has become
the first Indian to visit the stratosphere, the second layer of
the Earths atmosphere.
ALOK SHETTY: The 28 year old Indian architect has been
named Young Leader of Tomorrow by Time magazine for
his pioneering work in designing affordable flood-proof
houses for slum dwellers.
JACK MA: Chinese founder and promoter of worlds largest
online shopping portal Alibaba was in news as the firm
successfully launched worlds largest IPO, amassing around
$25 billion from the investors.
NOVEMBER 2014
DEEPAK GUPTA: Chairman of Union Public Service
Commission (UPSC)
HASMUKH ADHIA: Union Financial Services Secretary

G S SANDHU: Chairman of National Chemical Weapon
Convention.
LAXMIKANT PARSEKAR: Chief Minister, Goa
ANITA KAPUR:Chairperson, Central Board of Direct Taxes.
KLAUS WARREN LOHANNIS: President of Romania, first
non Romanian (German) to become President
OCTOBER 2014
MANOHAR LAL KHATTAR: New Chief Minister of Haryana
DEVENDRA FADNAVIS: Chief Minister of Maharashtra
ARVIND SUBRAMANIAN: Chief Economic Adviser to the
Union Government. He is the former IMF economist
RAJIV MEHRISHI: Union Finance Secretary
Dr. A SURYA PRAKASH: Chairman, Prasaar Bharati Board
HEMANT CONTRACTOR: Chairman of Pension Fund
Regulatory and Development Authority (PFRDA)
DILMA ROUSSEFF: Re-elected as the President of Brazil,
second term leading her Workers Party
KHALED BAHAH: Prime Minister of Yemen
JENS STOLTENBERG: Secretary-General of NATO
India has been re-elected as member of the 47-nation UN
Human Rights Council (UNHRC) for the period of 2015-17
SEPTEMBER 2014
R A MASHELKAR: Technology Head of the "Swachh Bharat
Mission".
LALITHA KUMARAMANGALAM:
National Commission for Women.
Chairperson
of
the
P. SATHASIVAM: Governor of Kerala, he is former Chief

Justice of India
HARDEEP SINGH PURI: Secretary General of
Independent Commission on Multilateralism
O PANNEERSELVAM: Elected as new Chief Minister of
Tamil Nadu, in place of Jayalalitha
ADIL ZAINULBHAI: Former McKinsey India Chief has
been appointed Chairman, Quality Council of India.
JUSTICE H.L. DATTU: 42nd Chief Justice of India.
ASHRAF GHANI: President of Afghanistan
VOREQE BAINIMARAMA: Fiji's new Prime Minister
49
JOHN KEY: Prime Minister of New Zealand

LE YUCHENG: China's new Ambassador to India.
RICHARD RAHUL VERMA: Next US ambassador to India.
AWARDS & HONOURS

NOVEMBER 2014
WORLD MEDIA SUMMIT Global Awards for

Excellence, 2014: P. Sainath, Rural Affairs Editor at The
Hindu got the Public Welfare Award. He is one of the five
other media entities honoured with these awards.
WILDSCREEN PANDA AWARD: The coveted wildlife
photography award in best newcomer category was won by
Ashwika Kapur for her film, Sirocco - how a dud became
a stud at the annual Wildscreen Film Festival held at
Bristol, UK.
INDIRA GANDHI PRIZE for Peace, Disarmament and

Development for 2014: Indian Space Research
Organisation ISRO for its contribution in strengthening
international cooperation in peaceful use of outer space.
CULTURAL MEDALLION 2014 (Singapore): KTM Iqbal,

an Indian-origin Singaporean poet and writer was named for
this highest cultural award of Singapore.
GANDHIAN PHILOSOPHY and Public Service

Broadcasting Award 2014: Won by Radio Kashmir,
Jammu for its programme Jeevan Rekha.
WORLD FOOD PRIZE 2014: Dr Sanjaya Rajaram for his

scientific research that led to a bumper growth in world
wheat production.
CENTENARY AWARD for Indian Film Personality of

the Year: Rajinikanth, super star of south cinema was
conferred this honour at the 45th International Film Festival
of India, in Goa.
MAN BOOKER PRIZE: The Australian novelist Richard

Flanagan for book The Narrow Road to the Deep North.
The book tells the harrowing story of an Australian surgeon
who is held in a Japanese P.O.W. camp and is forced to
work on the Thailand-Burma Railway.
Sumitra Charat Ram Award 2014: Pandit Jasraj, veteran

classical vocalist for Lifetime Achievement.
INTERNATIONAL CHILDRENS PEACE PRIZE: Neha
Gupta (18), an Indian-American from Philadelphia, won the
prestigious prize for her work to help orphans in India and
other vulnerable children. She became the first ever
American to be awarded the prize in The Hague,
Netherlands.
IIM- JRD TATA AWARD for Excellence in Corporate
leadership: C S Verma, Chairman, SAIL
THE IPI INDIA AWARD for Excellence in Journalism,
2014, awarded jointly to Hindustan Times and The Week for
outstanding journalistic work during 2013.
IPI International Press Institute, Vienna (Austria)
WORLDS CHILDREN PRIZE: Malala Yousafzai in Sweden
WAISLITZ GLOBAL CITIZEN AWARD: Anoop Jain for his

work in founding Humanure Power in Bihar in 2011 that
builds community sanitation facilities in rural India.
GLOBAL DIVERSITY AWARD 2014: Shah Rukh Khan has
been honoured with this award by British Parliament for
his contribution to cinema.
2014 Nobel Prizes Declared

PRIZE
FIELD
Physiology
or
Medicine
THE GRAND CORDON of the Order of the Paulownia

Flowers: One of Japans top national awards, conferred on
Former Prime Minister Manmohan Singh for his contribution
to Indo-Japan ties. He is first Indian to receive this honour.
SYDNEY PEACE PRIZE 2014: Julian Burnside, Human
rights advocate and barrister from Australia.
Physics
PRIZE
DECIDED
BY
The Nobel
Assembly at
Karolinska
Institute,
Stockholm
The Royal
Swedish
Academy of
Sciences
SAKHAROV PRIZE for Human Rights: Denis Mukwege

from Congo for treating victims of gang rape
OCTOBER 2014
NATIONAL RAIL AWARD: Harish Kanwar, Deputy
Director in Railway Board for his contribution in completion
of the Pirpanjal rail tunnel in J&K.
Chemistry
The Royal
Swedish
Academy of
Sciences
NATIONAL KISHORE KUMAR AWARD: Noted Bollywood

lyricist Sameer
LAL BAHADUR SHASTRI NATIONAL AWARD 2014
for Excellence in Public Administration, Academics and
Management: Dr. A. Sivathanu Pillai, CEO and MD of
BrahMos Aerospace.
Literature
The Swedish
Academy
WINNER
OF 2014
SELECTED WORK
John OKeefe
of the USA,
May-Britt
&
Edward Moser
of Norway
For discovering brains

internal
positioning
system, helping humans
find their ways and giving
clues to how strokes and
Alzheimer affect the brain.
Isamu Akasaki
and
Hiroshi
Amano from
Japan
and
U.S.
citizen
Shuji
Nakamura
For inventing blue lightemitting

diodes,
a
breakthrough that has
spurred the development
of LED technology to light
up homes, computer
screens and smartphones
worldwide.
For finding ways to make
microscopes
more
powerful than previously
thought possible, allowing
scientists to see how
diseases develop inside
the tiniest cells.
For his moody, terse and
occasionally
dreamlike
novels, often set during
the Nazi occupation of
France
Eric Betzig and

William
Moerner from
the
USA;
Stefan
Hell
from Germany
Patrick
Modiano,
France
50
Peace
Economics
The Norwegi
an Nobel
Committee
The Royal
Swedish
Academy of
Sciences
Indian
child
right
activist
Kailash
Satyarthi and
Pakistani child
education
activist Malala
Yousafzai (See
details below)
Jean
Tirole,
France
For their struggle against

the
suppression
of
children and young people
and for the right of
education for all children.
MURLI DEORA: Eminent Congress leader

Maharashtra and former Union Petroleum Minister
SITARA DEVI:
awardee.
from
Eminent Kathak danseuse, Padma sri
P D JAMES: Noted English crime thriller novelist from UK.

Popular as Queen of Crime
For research on market
power and regulation that
has helped policy-makers
understand how to deal
with industries dominated
by a few dominant
companies
SEPTEMBER 2014
SARASWATI SAMMAN: Noted Hindi novelist Govind
Mishra for his novel Dhool Paudhon Par. The prize carries a
cash award of Rs. Ten lakh.
SHANTI SWARUP BHATNAGAR AWARD: 10 scientists
selected for the annual award conferred for their
outstanding works in the field of science and technology.
SAAKSHAR BHARAT AWARDS are given on International
Literacy Day Sep 8 by the Union Ministry of Human
Resource Development for the best performance in the field
of adult education.
BHARTENDU HARISHCHANDRA AWARDS: Given by
Union Ministry for Information & Broadcasting for original
writing in Hindi by Indian authors on subjects like
Journalism and Mass Communication, National Integration,
Womens Issues and Childrens Literature.
MIDORI PRIZE IN BIODIVERSITY 2014: Kamal
Bawa, Indian scientist and ecologist for his research on
climate change in the Himalayas. The prize given by a
Japanese foundation, honours three individuals who have
made outstanding contributions to the conservation and
sustainable use of biodiversity.
PHILLIP HUGHES: Australian batsman suffered a fatal hit

by a short-pitched bouncer by Sean Abbott in Sydney
KEN TAKAKURA: Noted Japanese film actor
WARREN ANDERSON: Former Union Carbide chief,
wanted in India in connection with the 1984 Bhopal gas
tragedy, died at 92 in New York Sep 29.
OCTOBER 2014
M.V. KAMATH: Veteran journalist and former Prasar
Bharati Chairman, Padmasri awardee from Karnataka.
JAGDISH SHARAN PANDE: Noted freedom fighter from
Almora, Uttarakhand.
MARTIN PERL: Nobel Prize-winning physicist from USA,
known for discovery of a subatomic particle known as the
Tau Lepton.
SEPTEMBER 2014
BIPAN CHANDRA: Padma Bhushan awardee historian,
authority on economic and political history of India.
BAPU (Sathiraju Lakshminarayana): Veteran Telugu film
director, artist and cartoonist, Padma Sri awardee
G.E. VAHANVATI: The former Attorney-General of India
BALRAJ PURI: Veteran journalist,
awardee, author of over 40 books
Padma
Bhushan
MANDOLIN U. SHRINIVAS: Eminent Carnatic music

exponent from Andhra Pradesh, Padmasri awardee, known
for his expert use of mandolin
KIREET JOSHI: Eminent educationist
education adviser to the Union government
and
former
GOLDEN LION: Award for best film at the Venice Film

Festival was bagged by the Swedish film, A Pigeon Sat on a
Branch While Reflecting on Existence directed by Roy
Anderson.
FIROZA BEGUM: Prominent Bangladeshi Nazrul Sangeet

singer
LION OF THE FUTURE: Award for best debut feature film

at the Venice Film Festival won by the film Court by Indian
writer-director Chaitanya Tamhane.
NORMAN GORDON: South African fast bowler, oldest

surviving Test cricketer passed away at 103 years.
OBITUARY
NOVEMBER 2014
RAVI CHOPRA: Veteran film director from Bollywood,
famous for his tele serial Mahabharat and movie
Baghban.
SADASHIV AMRAPURKAR: Mumbai Cinema actor, winner
of two Filmfare awards.
JOAN RIVERS: 81-year-old noted lady comedian and TV

host from USA
Opens a Centre in
PATIALA: 09056114949
BATHINDA: 07696225975
51
PLACES IN NEWS
NOVEMBER 2014
JAYAPUR: A village near Varanasi was in news as it was
adopted for development by the Prime Minister Narendra
Modi under Sansad Gram Yojna.
HAMPI: Place in Karnataka was in news as some 20
drawings of the Harappan (Sindhu) era in Gondi dialect
were discovered there at a nearby hilltop.
FERGUSON: A small town in Missouri State of USA was in
news as it suffered violent racial riots. The riots sparked
after a grand jury cleared a white police officer in the fatal
August 9 shooting of an unarmed black teenager.
BERLIN WALL: Massive public celebrations were held in
Germany to mark the 25th anniversary of the fall of the
Berlin Wall.
CATALONIA: A small but prosperous region in north
eastern Spain was in news as it voted in a symbolic ballot
on Nov 9 on the issue whether to break away from Spain
or not to emerge as an independent state.
WORLD TRADE CENTER, NY: The 104-story, $3.9 billion
skyscraper at Manhattan, New York, the tallest in America,
was inaugurated on Nov 03, almost thirteen years after the
9/11 terrorist attack that destroyed the original towers.
OCTOBER 2014
VISAKHAPATNAM: A major coastal city of Andhra Pradesh
suffered wide spread destruction under the impact of severe
super cyclone Hudhud
Polly Umrigar Award 2013-14: Pacer Bhuvneshwar

Kumar for being Indias best international cricketer of the
year, given by BCCI.
ICCs LG People's Choice Award 2014: Indian fast
bowler Bhuvneshwar Kumar
ABHINAV BINDRA: Indias ace shooter became the first
Indian to be elected as Chairman of International Shooting
Sport Federation's (ISSF) Athletes Committee.
Sachin Tendulkar was inducted into the Bradman Hall of
Fame on 5th October at the Sydney Cricket Ground,
Australia.
Ms Deborah, a tribal girl from Andaman and Nicobar
Islands has created history in National Level by winning four
Gold Medals in the Track Asia Cup Cycling Championship
2014 held at New Delhi.
54th National Open Athletics Championships held at
New Delhi. Tintu Luka was adjudged the best female
athlete and Ankit Sharma was named the best male
athlete.
South Asian Football Federation (SAFF) Women's
Championship: India wins beating Nepal in Islamabad,
Pakistan.
Indian cricket team won 5-match ODI series in a whitewash
against Sri Lanka, winning all the five matches.
Saina Nehwal and K Srikanth clinched the women's and
men's singles title (Badminton) of the China Open Super
Series Premier in Fuzhou, China, on 15th Nov.
Duleep Trophy: Central Zone lifts the cricket cup after
beating South Zone at New Delhi.
NALIYA: Small town on coast of Kutchh, Gujarat was in

news as it was struck by super cyclone Nilofer.
43rd Handball National Championship (womens):

Punjab beats Haryana to win the tournament at Mastuana
Sahib, Punjab.
SEPTEMBER 2014
127th Durand Cup: Salgaocar FC won the prestigious

Football championship in Goa, defeating Pune FC.
GOA: The city was declared as the permanent venue for the
International Film Festival of India (IFFI). The 45th IFFI
will be held here from 20 to 30 November, 2014.
World Kabaddi League: United Singhs won the finals

beating Khalsa Warriors at Mohali, Punjab.
VIJAYAWADA: City of Andhra Pradesh was in news as it

was declared to be the new capital of Andhra Pradesh.
CHABAD HOUSE: The Jewish centre, also called Nariman
House, in Mumbai was reopened on 26 August 2014, nearly
six years after the 26/11 terror attack in November 2008.
The Centre is a sacred synagogue of Jews.
68th Sr. National Aquatic Championship held at Kolkata.

Terry Walsh quits as the Head Coach of the National
Hockey team.
Mitchell Johnson:
Australias fast bowler won the
International Cricket Council's (ICC) Sir Garfield Sobers
trophy for the Cricketer of the Year award for 2014.
WORLD
AB de Villiers: South Africas batsman was voted the ODI

player of 2014.
NOVEMBER 2014
Sarah Taylor:
Englands wicketkeeper was named
womens player of 2014.
ROHIT SHARMA made history by scoring the highest

individual score of 264 runs (173b, 33x4, 9x6) in the world
history of ODIs, playing against Sri Lanka in Kolkatas Eden
Garden Stadium on Nov 13.
Lionel Messi: FC Barcelona superstar became the all-time

highest scorer in La Liga history by scoring 253 goals,
playing against Sevilla in Spain.
SPORTS
C.K. Nayudu Lifetime Achievement Award for 2014:

Former Indian captain Dilip Vengsarkar. The Award is given
by BCCI.
Lewis Hamilton of UK won the Abu Dhabi Grand Prix as

well as the Formula 1 racing championship title of the year
becoming the first British double world champion since
Jackie Stewart in 1971.
52
Magnus Carlsen of Norway has retained his World Chess

Championship
title
defeating
five-time
champion
Viswanathan Anand in the 11th game at Sochi, Russia on
Nov 23.
Novak Djokovic (Serbia) won the Barclays ATP World Tour
Finals on Nov 16 at London.
Switzerland won their first ever Davis Cup Tennis title at
Lille, France, beating France.
World Women's Boxing Championships held in Jiju,
South Korea. S Sarjubala and Saweety won the silver
medals for India.
World Tour Golf Championship held at Jumeirah Golf
states in Dubai is won by Henrik Stenson from Sweden.
2019 IAAF World Athletics Championships to be
hosted by Doha, Qatar. 2015 and 2017 games will be
hosted by Beijing and London, respectively.
Africa Cup of Nations 2015 - The 16 nation Football
tournament will be hosted by Equatorial Guinea.
Seaways IBSF
Bengaluru.
World
Snooker
Championship held
at
Lee Chong Wei: World number one in Badminton has

been suspended by The Badminton World Federation due to
an apparent anti-doping regulation violation.
OCTOBER 2014
The 17th Asian Games came to an end at Incheon on 4th
October. China topped with 342 medals (151 gold, 108
silver and 83 bronze) followed by South Korea (234) and
Japan (200).
India was placed at 8th rank, securing 57 medals - 11 Gold,
10 Silver and 36 Bronze.
Kosuke Hagino, the Japanese swimmer, was named as
the Most Valuable Player of the 17th Asian Games.
MC Mary Kom, gold medal winner boxer was chosen as
the Most Valuable Player of India at the recent Incheon
Asian Games.
The 18th Asian Games will be held in 2018 in Jakarta,
Indonesia.
Sania Mirza and her Zimbabwean partner Cara Black won

the womens doubles title at the WTA Toray Pacific Open at
Tokyo, Japan.
Davis Cup Commitment Award: Ace Tennis player
Rohan Bopanna. It is given to players who have competed
in at least 20 ties.
Pankaj Advani, noted snooker and billiards champion has
announced his retirement from the professional snooker.
However, he will continue to participate in Billiards.
MANOJ KUMAR: A 2010 CWG boxing gold-medalist was in
news as he was selected for Arjuna Award after a directive
from the Delhi High Court where he had filed a case
challenging his non selection for the award.
DHONI SCORES RECORD 91 ODI WINS
India thrashed England in the ODI played at Edgbaston, UK
making Dhoni the most successful Indian ODI captain with
91 wins.
20th Asian Junior Table Tennis Championships held at
Mumbai.
Indias first National Academy of Athletics established at
Kariavattom near Thiruvananthapuram, Kerala.
The International Basketball Federation (FIBA) has
allowed players to wear religious head coverings, such as
hijabs or turbans by Sikhs, on a trial basis.
U S OPEN TENNIS CHAMPIONSHIP, NEW YORK

Marin Cilic (Croatia) beats Japan's Kei Nishikori to win
mens singles title
Serena Williams of USA beats Caroline Wozniazki of
Denmark to win Womens singles title
Sania Mirza with Brazil's Bruno Soares won the mixed
doubles title
ICC World Cricket League Division 3 will be held in Kuala
Lumpur, Malaysia from 23 to 30 October, 2014.
Summer Youth Olympic Games 2014 held at Nanjing,
China.
SEPTEMBER 2014
BWF WORLD BADMINTON CHAMPIONSHIP

COPENHAGEN, DENMARK
Chen Long of China won the mens singles beating world
no. one Lee Chong Wei of Malaysia
The Asian Games begin in Incheon, South Korea on 19th

September. Sardara Singh, Captain of Indian Hockey team
was the flag bearer of the Indian contingent.
Carolina Marin of Spain become Spain's first-ever World

champion in badminton history, beating world no 1 Li Xuerui
of China.
Viswanathan Anand won the Bilbao Chess Masters Finals

at Bilbao, Spain, defeating Levon Aronian of Armenia.
P V Sindhu won the bronze medal in womens singles.
Indonesian Masters Grand Prix Gold: H S Prannoy won

the badminton championship at Palembang, Indonesia.
51st Shooting World Championship: Indian shooter
Pradeep bagged a bronze medal at Granada, Spain.
60th National School Games in six sporting disciplines
will be held in November in Punjab.
FIBA Basketball World Cup: USA lifts the cup by

defeating Serbia at Madrid, Spain.
FILA Senior World Wrestling Championship held in
Tashkent, Uzbekistan.
Li Na, China's ace tennis star and only Grand Slam winner
announced her retirement at the age of 32.
Marvan Atapattu appointed as the head coach of the Sri
Lankan cricket team. He is the former captain of their
53
BOOKS & AUTHORS
Assassination of Rajiv
Gandhi: An Inside Job
BOOK
Strictly Personal, Manmohan

and Gursharan
Your Dreams are Mine Now
AUTHOR
Ravinder Singh
7 Secretes of the Goddess
Dev Dutt Pattnaik
The Dramatic Decade: The

Indira Gandhi Years
Pranab Mukherjee, President

of India
The Scatter Here is Too

Great
Bilal Tanweer of Lahore won

the 2014 Shakti Bhatt First
Book Prize
Sadruddin Hashwani
Truth Always Prevails

The Rich
Final Test: Exit Sachin
Tendulkar
The Narrow Road to the
Deep North
John Kampfner
Dilip DSouza
Richard Flanagan
A Man and A Motorcycle,

How Hamid Karzai Came to
Power
Bette Dam
Worthy Fights: A Memoir of

Leadership in War and
Peace by Leon Panetta
Jim Newton
Sons of Brahama
The divided Island
And then One Day: A
Memoir
The Highlights
Odyssey of My Life
Playing It My Way My
Autobiography
Gods of Antarctica
Faraz Ahmad
The Lives of Others
Neel Mukherjee
Finding Neema
Juliet Reynolds
Half a Rupee Stories

The Substance
Shadow
and
Gulzar
The
Innovation in India
Blood Feud: The Clintons vs.
The Obamas
Samanth Subramanian
Autobiography of noted film
artist Naseeruddin Shah
Udaya Tara Nayar, a

biography of veteran actor
Dilip Kumar
Shyama V. Ramani
Edward Klein
Chimamanda Ngozi Adichie
Americanah
Hannah Kent
Burial Rites
Audrey Magee
Eimear McBride
Dhruba Hazarika
Ms Daman Singh
The Undertaking
A Girl Is a Half-Formed Thing
Donna Tartt
The Goldfinch
Post Haste: Quintessential

India
B.G. Verghese
Hard Choices
Hillary Clinton
India Junction A Window

to the Nation brought out
A Stamp is Born
Public Relations Directorate,

Railway Board
C. R. Pakrashi
Frank Keating
Autobiography of former
Union Home Minister Shivraj
Patil
cricket legend Sachin
Tendulkar
Yashwardhan Shukla, a 13
year old school boy from
Delhi
The Lives of Others by Neel

The book has been
Mukherjee,
Kolkata-born shortlisted for the prestigious
British author.
Booker Prize 2014
Heaven is for Real
The Boys in the Boat
Orange is the New Black
The Book of Life
Todd Burpo & Lynn Vincent

Daniel James Brown
Piper Kerman
Deborah Harkness
The Goldfinch
Donna Tartt
Half Girlfriend
Chetan Bhagat
Simian
Vikram Balagopal
One Life is Not Enough
Natwar Singh
Not Just an Accountant
Vinod Rai
54
BANK PO
MODEL TEST PAPER
REASONING ABILITY
Directions (Q. 1-5): Study the following
information carefully to answer the given
questions.
A word and number arrangement machine
when given an input line of words and numbers
rearranges them following a particular rule in each
step. The following is an illustration of the input and
rearrangement. (All the numbers are two-digit
numbers.)
Input: 76 pink 83 colour 79 each 65 owl ice 81
Step I: each 76 pink 83 colour 79 65 owl ice 81
Step II: each 65 76 pink 83 colour 79 owl ice 81
Step III:each 65 ice 76 pink 83 colour 79 owl 81
Step IV: each 65 ice 76 owl pink 83 colour 79 81
Step V:each 65 ice 76 owl 79 pink 83 colour 81
Step VI: each 65 ice 76 owl 79 colour pink 83 81
Step VII: each 65 ice 76 owl 79 colour 81 pink 83
Step VII is the last step of the above input as the
desired arrangement is obtained. As per the rules
followed above, find the appropriate step for the
given input.
Input: magazine 14 desire 21 input 13 28 expire
activate 25 30
1)
2)
3)
Which step number is the following

output?
activate 13 expire 14 input magazine desire
21 28 25 30
a) Step IV
b) Step V
c) Step VII
d) There is no such step
e) None of these
How
many
elements
(words
or
numbers) are there between 14 and
25 as they
appear in the
last
step but one?
a) Two
b) Three
c) Four
d) Five
e) Six
Which word/number would be at the
fifth position from the right in Step
III?
a) desire
b) 14
c) input
d) 21
e) None of these
4)
5)
Which of the following represents the

position of input in the sixth step?
a) Seventh from the left
b) Fifth from the right
c) Fifth from the left
d) Sixth from the left
e) None of these
How many steps would be required to
get the final output?
a) Six
b) Seven
c) Five
d) Nine
e) Eight

information carefully and answer the given
questions.
There are five bottles A, E, I, O and U
arranged on a table but not necessarily in the same
order. Bottle E is to the north of bottle O. Bottle I is
to the south of bottle E. Bottle A and bottle U are in
the east and west respectively of bottle I.
6)
In which direction is bottle O with
respect to bottle I?
a) South
b) North
c) Either a) or b)
d) East
e) North-east
7)
If bottle I is exactly between E and O
then in which direction is bottle A with
respect to bottle O?
a) North
b) North-east
c) South-east
d) South
e) None of these
8)
In which direction is bottle U with
respect to bottle E?
a) South
b) South-east
c) West
d) South-west
e) None of these
9)
How many such pairs of letters are
there in the word EDITION each of
which has as many letters between
them in the word as in the English
alphabetical series?
a) One
b) Two
c) Three
d) Four
e) None of these
10) In a certain code language RIVER is
written as LUXOB. How is TEPID written
in that code language?
a) HWRAF
b) HWQAF
c) HRNAF
d) AFRHW
55
e) None of these
questions.
There are six family members L, M, N, O, P
and Q. Each members has a different choice of ice
cream, viz Vanilla, Chocolate, Strawberry, Mango,
Kesar-Pista and Peanut butter but not necessarily in
the same order. There are two married couples in the
family. No female member likes either Vanilla or
Kesar-Pista.
L is daughter-in-law of Q and likes Strawberry.
N is brother of O and son of M, and likes Peanut
butter. P is grandmother of O, who does not like
Mango. The husband has a choice for Vanilla and his
wife likes Chocolate ice cream.
11)
12)
13)
14)
15)
How many male members are there in

the family?
a) Two
b) Three
c) Four
d) Cant be determined
e) None of these
Which of the following is true about O?
a) Daughter of M
b) Son of L
c) Brother of Q
d) Either brother or sister of P
e) None of these
How is M related to Q?
a) M is sister of Q
b) M is son of Q
c) M is grandson of Q
e) None of these
Which of the following combinations of
ice cream does one of the couples like?
a) Vanilla - Mango
b) Kesar-Pista - Peanut butter
c) Strawberry- Mango
d) Peanut butter- Mango
e) None of these
Which of the following ice creams does P
like?
a) Vanilla
b) Mango
c) Chocolate
d) Kesar-Pista
e) None of these
Directions (Q. 16-20): In each question below

are given three statements followed by two
conclusions numbered I and II. You have to
take the given statements to be true even if
they seem to be at variance with commonly
known facts and then decide which of the given
conclusions logically follows from the given
statements, disregarding commonly known
facts. Give answer.
16) Statements:
All plastics are notes.
No note is a coin.
Conclusions:
I. Some coins are plastics.
II. No coin is a note.
17)
18)
19)
20)
21)
a) if only conclusion I follows.

b) if only conclusion II follows.
c) if either conclusion I or II follows.
d) if neither conclusion I nor II follows.
e) if both conclusions I and II follow.
Statements:
No graphic is a picture.
Some pictures are figures.
Conclusions:
I. Some figures are not graphics.
II. Some pictures are graphics.
Statements:
No graphic is a picture.
Some pictures are figures.
Conclusions:
I. All symbols being pictures is a possibility.
II. Some graphics are not picture.
Statements:
Some birds are insects.
All birds are butterflies.
All insects are snakes.
Conclusions:
I. Some snakes are birds.
II. Some butterflies are snakes.
Statements:
Some birds are insects.
All birds are butterflies.
All insects are snakes.
Conclusions:
I. All butterflies being insects is a possibility.
II. All birds being snakes is a possibility.
There are three ladies L, M and N married
to three men P, Q and R. All the men
have a different profession while the
women have none. L is married to P. M is
not married to the CA. N is not married to
the teacher. R is not a teacher and P is a
lawyer,
which
of
the
following
statements is correct?
a) M is married to R, who is a teacher.
b) N is married to R, who is a CA.
c) L is married to P, who is a teacher.
d) Only b) and c) are correct.
e) None of these
56
22)
There are five books J, K, Y, W and X

placed on a table. Y is placed just below
J, W is placed just above X, and K is
placed below Y and X. Which of the
following books touches the surface of
the table?
a) W
b) X
c) K
d) J
e) Y

questions.
Q, R, S, T, U, V, W and X are eight group
captains of different games, viz, Badminton,
Volleyball, Cricket, Table-Tennis, Football, Hockey,
Kho-Kho and Lawn Tennis, but not necessarily in the
same order. There are three female members in the
group and four captains are holding PhD degrees.
I) X has a PhD degree and is the captain of
Volleyball.
II) Q is the captain of Cricket. R is the captain of
Hockey.
III) The one who is the captain of Table Tennis does
not have a PhD degree.
IV) No female is captain of either Football or Lawn
Tennis.
V) The captain of Lawn Tennis does not have a PhD
degree.
VI) W and S are not the captains of either Football or
Hockey.
VII) S is the captain of a ladies team and U and S
have PhD degrees.
VIII) R and V are lady captains and are not PhD
degree holders. T has a PhD degree and is the
captain of the Kho-Kho team.
23)
24)
25)
26)
27)
Who is the captain of the Hockey team?

a) Q
b) R
c) S
d) T
e) None of these
Which captain is a female and has a PhD
degree?
a) R
b) T
c) S
d) V
e) None of these
Which of the following groups represent
the male group of captains who have
PhD degrees?
a) QTU
b) SUX
c) UTS
d) TUX
e) Cant be determined
S is the captain of which of the
following games?
a) Cricket
b) Hockey
c) Badminton
d) Kho-Kho
e) None of these
Which of the following combinations is
true?
a) R- Male- Hockey- PhD
b) S- Female- Badminton- PhD
28)
29)
30)
31)
c) T- Male- Cricket- PhD

d) W- Male- Lawn Tennis- PhD
e) None of these
If the expression R V and P < Q are
true, then which of the following
symbols should be placed in the blank
spaces
respectively
in
the
given
expression?
Q_RN=P_V
a) >,
b) =,>
c) ,
d) >,>
e) None of these
Which of the following expressions is
true, if the given expression is true?
E>FG=HI<J
a) E>I
b) J>G
c) FJ
d) EH
e) None of these
Which of the following symbols should
be
placed
in
the
blank
spaces
respectively to make the expression
Q>M and PM definitely true?
M_N_O_P_Q
a) <,=,,<
b) ,>,=,>
c) =,,,=
d) ,=,,<
e) None of these
In the following number sequence, how
many such even numbers are there
which are exactly divisible by its
immediate preceding number but not
exactly
divisible
by
its
following
number?
4 8 52 68 394 53 95 32 69 2
a) None
b) One
c) Two
d) Three
e) None of these

questions.
A, N, M, R, J, V, S and D are eight friends
sitting around a circular table. Two of them are not
facing the centre. All of them like watches of
different brands, viz Maxima, Puma, HMT, Titan,
Fastrack, Rado, Quartz and Omega, but not
necessarily in the same order.
R and M are sitting third and second to the left of A
respectively. R and S are neighbours of N, who likes
Fastrack. The one who likes Titan sits on the
immediate right of N. S is sitting third to the right of
A and likes Maxima. D is third to the right of J and
likes Quartz. A and D are not the neighbour of that
person who likes Rado. V does not like HMT and
Titan. The person who likes Omega is sitting opposite
J.
32)
The person who is sitting second to the

left of A likes which of the following
watches?
a) Maxima
b) Puma
c) Rado
d) Omega
57
33)
34)
35)
36)
37)
e) None of these
Who among the following likes Rado?
a) N
b) M
c) R
d) D
e) None of these
What is the position of V with respect of
A?
a) Immediate left of A
b) Second to the right of A
c) Immediate right of A
e) None of these
If S is on the immediate right of N then
by the same logic who among the
following sits third to the right of N?
a) M
b) J
c) D
d) V
e) None of these
How many persons sit between the
person who likes Maxima and the one
who likes HMT (count in clockwise
direction starting from HMT)?
a) Two
b) None
c) One
d) Three
e) None of these
Which of the following statements is
true?
a) M is the neighbour of R and N.
b) A likes HMT and faces outside the centre.
c) S likes Maxima and does not face the
centre.
d) All are true
e) None of these
39)
40)
Directions (Q. 38-40): Each of the questions

below consists of a question and two
statements numbered I and II given below it.
You have to decide whether the data provided
in the statements are sufficient to answer the
question. Read both the statements and give
answer.
38)
There are five persons A, B, C, D and E.

then B is in which direction with respect
to E?
I. A is to the west of D and to the north of B
and C is to the south of E.
II. D is to the north of A and east of E. B is to
the west of C and south-east of D.
a) if the data in statement I alone are
sufficient to answer the question, while the
data in statement II alone are not sufficient to
answer the question.
b) If the data in statement II alone are
data in statement I alone are not sufficient to
c) If the data either in statement I alone or in
statement II alone are sufficient to answer
the question.
41)
d) If the data given in both the statements I

and II together are not sufficient to answer
the question; and
e) If the data in both the statements I and II
together are necessary to answer the
question.
What is the angle between the two
hands of a clock?
I. One hour ago the angle between the two
hands was 75 degrees and the minute hand
was ahead of the hour hand.
II. The hour hand is between 9 and 10.
a) if the data in statement I alone are
the question.
the question; and
question.
Among T, F, L, M and B. Is M uncle to F?
I. F is son of T, who is brother of M. L is
sister-in-law of M.
II. L is mother of F and wife of T, who is son
of B, who is father of M and has only two
sons.
a) If the data in statement I alone are
the question.
the question; and
question.
One day when I was nine years old my
father punished me the only time I was
ever punished by shutting me in a room
alone for a whole day. Sarojini Naidu
Which of the following inferences can best
be drawn from the above statement?
a) Sarojini Naidu was stubborn as a child.
58
42)
43)
44)
45)
b) People realised in Naidus lifetime that

punishment is no solution to stop a child for
rebelling.
c) Severe punishment was prevalent during
the time of Naidus childhood.
d) Naidu was transformed by that single day
of punishment.
e) None of these.
Inadequacy of financial resources is a
key constraint to railways following the
desired
path.
Railway
Minister
Mallikarjun Kharge
Which of the following courses of action
should best be taken?
a) Passenger and freight fares should be
increased.
b) The monopoly of Indian Railways should
be abolished.
c) Big policy announcements should be
made.
d) There should be improved ticket checking,
and IT should be used to improve ticket
sales.
e) None of these
One-third of Indias GDP slowdown is
due to the global slowdown. But the
impact on our advanced coastal states
has been disproportionately high, and
the impact on backward inland states
has been disproportionately low.
Which
of
the
following
statements
substantiates the fact expressed in the above
statement?
a) The coastal states of Odisha and West
Bengal are not globalised.
b)
West
Bengal
used
to
be
Indias
commercial capital at Independence, but has
been driven into backwardness by the
ruination of its industry by Marxist trade
unions.
c) The inland states are less globalised and
less export-oriented.
d) Nothing succeeds like success.
e) None of these
The appointment of Satya Nadella as
the CEO of the iconic Microsoft has
given us a reason to take pride in the
success of a fellow Indian.
Which of the following is the best reason for
the abovementioned pride?
a) He is Indian by birth.
b) He went to ordinary schools and colleges
and got to the top on his own merit.
c) He remained a nice, normal and humble
guy.
d) In his success, we see the possibility of
our own success.
e) Young people are looking for role models to
emulate.
Party Xs support swell doesnt seem
that evident in Uttar Pradesh, where
46)
47)
48)
the survey gives the party 34 out of 80

seats.
Which of the following assumptions is implicit
in the above statement? (An assumption is
something supposed or taken for granted.)
a) Party X is not likely to get as many seats as
it did last time.
b) Party X is not likely to get as many seats in
Uttar Pradesh as it did last time.
c) Uttar Pradesh may show contrary results
this time.
d) Party X is not likely to reach its all-time
best.
e) Party X is not likely to reach its all-time
best in Uttar Pradesh.
Existing 3G plans will apply to users
who will be migrated to 4G for no extra
cost. However, they will have to get a
SIM card replacement. Which of the
following occasions is most likely to
have elicited this statement from the
company.
a) Voice networks will continue to run on 2G
and 3G net.
b) The company has launched 4G recently.
c) The company has launched 4G services for
smartphones.
d) 4G network users will be able to download
10 standard movies within 30 minutes.
e) None of these
How many of us know that televisions,
computers and other electronic items
contain hazardous material like lead,
mercury and cadmium and that they
pose serious threat to the environment
if buried in a landfill?
Which of the following can be concluded
from the above statement?
a) People should not use televisions and
computers.
b) Electronic items should be made without
using hazardous materials.
c) The environment has been endangered
from e-waste and is on the verge of
crashing.
d) There should be proper disposal of
electronic items.
e) None of these.
The biggest mistake people make is
buying a life insurance policy every year
to save taxes.
Which of the following can be best reason
for the assertion made in the above
statement?
a) Such people do not have adequate
insurance cover.
b) The annual premium becomes huge over a
period of time.
c) There is a mad rush to make investments to
save taxes in the last three months of the
financial year.
59
d) A salaried individual can invest up to Rs.

a) Phone call rates are not likely to go up.
1lakh and claim tax deduction under Section
b) There are not too many players in the
80 C of the I-T Act.
telecom market.
e) None of these
c) It costs a lot to buy spectrum.
49) Do tax-free bonds qualify for tax
d) Raising telecom tariffs involves prior
deduction under Section 80C? Well,
approval from TRAI.
according to stories doing the rounds,
e) None of these
somebody thought they do and bought
them. Needless to say, the poor soul
realised that tax-free bonds were not
meant to save tax under Section 80C,
Directions (Q. 51-55): What approximate value
they
only
offer
tax-free
interest.
should come in place of the question mark (?)
Similarly, many bank customers are not
in the following question?
aware that the bond they just bought to
51) 724.998 24.048 14.954 =?
save tax is actually an insurance policy.
a) 8
b) 13
Some taxpayers also dont know that a
c)
2
d) 10
PPF is a 15-year account.
e) 16
Which of the following inferences can be
52) (848.999 + 274.052) 3.0054 =?
made in the above situation?
a) 940
b) 836
a) Investors are unaware of the nitty-gritty of
c) 184
d) 298
tax-saving instruments.
e) 374
b) Investment consultants often take their
3
clients for a ride.
53)
84900 =?
c) There are no bonds that save your taxes in
a) 56
b) 44
their year of investment.
c) 67
d) 33
d) PPF allows tax benefits after a period of
e) 21
15 years.
54) 18.5% of 425 + 16.2% of 388 =?
e) None of these
a) 141
b) 224
50) Raising tariffs wont be an easy option
c) 116
d) 183
since
the
market
is
still
very
e) 215
competitive and all operators do not
55) 18.345 19.068 ? = 11538.93375
have the same high costs of spectrum.
a) 46
b) 61
Which of the following assumptions is implicit
c) 27
d) 33
in the above statement? (An assumption is
e) 55
something supposed or taken for granted.)
Directions (Qs. 56-60): Study the table carefully to answer the questions that follow: Monthly Bill (in
Rs.) of landline phone, electricity, laundry and mobile phone and mobile phone paid by three different people in
five different months
QUANTITATIVE APTITUDE
Month
March
April
May
June
July
56)
57)
Landline phone
Ravi
Dev
Manu
234
190
113
124
234
321
156
432
211
87
123
124
221
104
156
MONTHLY BILL
Electricity
Ravi
Dev
Manu
145
245
315
270
220
135
86
150
98
124
150
116
235
103
131
What is the total amount of bill paid by

Dev in the month of June for all the four
commodities?
a) Rs. 608
b) Rs. 763
c) Rs. 731
d) Rs. 683
e) Rs. 674
What is the average electricity bill paid
by Manu over all the five months
together?
a) Rs. 183
b) Rs. 149
c) Rs. 159
d) Rs. 178
e) Rs. 164
58)
59)
Ravi
93
151
232
213
143
Laundry
Dev
323
134
442
324
532
Manu
65
35
132
184
143
Mobile phones
Ravi
Dev
Manu
144
234
345
164
221
325
143
532
332
245
134
125
324
432
543
What is the difference between the

mobile phone bill paid by Ravi in the
month of May and the laundry bill paid
by Dev in the month of March?
a) Rs. 180
b) Rs. 176
c) Rs. 190
d) Rs. 167
e) Rs. 196
In which months respectively did Manu
pay the second highest mobile phone
bill and the second lowest electricity
bill?
a) April and June
b) April and May
c) March and June
d) March and May
60
60)
e) July and May

What is the respective ratio between
the electricity bill paid by Manu in the
month of April and the mobile phone bill
paid by Ravi in the month of June?
a) 27 : 49
b) 27 : 65
c) 34 : 49
d) 135 : 184
e) 13 : 24
Directions (Q. 61-65): Study the following pie

charts and answer accordingly.
The following pie charts show the percentage
registration of different types of Maruti cars
in Delhi in two different years
2010
63)
64)
65)
What was the ratio between A-Star

registration in 2011 and those of SX4 in
2010?
a) 13:56
b) 56:13
c) 8:5
d) 5:8
e) None of these
What is the change in the number of cars
of company A- star from 2010 2011?
a) 600
b) 500
c) 550
d) 450
e) None of these
Altos registration in 2010 was what per
cent of registration of Estilo in 2011?
a) 74.6%
b) 72.72%
c) 137.5%
d) 81.81%
e) None of the above
Directions (Q. 66-70): What should come in

place of the question make (?) in the following
questions?
66)
(3) 0.2 x (9) 0.6 x (27) 0.2 = 5 + ?

a) 3
b) 9
c) 4
d) 8
e) 12
67)
If
7=
2.65 then
a) 11.5
c) 14.5
e) 16.5
2011
68)
30% of
b) 12
d) 15
2
2
2
2
of
of
of
of
7
9
5
3
a) 32
c) 42
e) 52
9450 = ?
b) 36
d) 48
2
Total number of registrations in 2010 and 2011

are 4000 and 5000, respectively.
61) The number of SX4 registrations in 2011
was what per cent more/less than that of
A-Star in 2010?
a) 60% more
b) 60% less
c) 37.5% less
d) 54.5 less
e) None of these
62) Which of the following cars registration
in 2011 was/were less than that in 2010?
a) Only Alto, Swift and SX4
b) Only Swift and SX4
c) Only SX4, Swift and Estilo
d) Only Alto
e) None of the above
33 7
2.55 ?
7
69)
1 5 1 3

? 5
1024
343
70)
a) 65
b) 42
c) 13
d) 21
e) 27
{(15) 6.5 (15) 1.5 (15) 5 } (15) 2 =?
a) 15
b) 225
c) 3375
d) 3150
e) None of these
Directions (Q.71-75): Study the following

information carefully and answer the questions
given below:
800 students participated in any one or more
events of Essay Writing, Quiz Contest and Painting in
a college fest. 20% of students participated only in
Quiz contest in which the ratio of boys to girls was 5
: 3 while, 15.625% students participated only in
Essay Writing, in which the ratio of boys to girls was
3 : 2, and 22.5% students participated only in
Painting, in which the ratio of boys to girls was 5 : 1.
15% students participated in Essay Writing and
Painting only, in which the ratio of boys to girls was
61
2 : 1. 11.25% students participated in Quiz Contest

and Painting only, in which the ratio of boys to girls
was 5 : 4, 9.375% students participated in Quiz
Contest and Essay Writing only in which the ratio of
boys to girls was 4 : 1. The ratio of boys to girls who
participated in all three events was 7 : 3.
Answer the following questions based on the above,
information.
71)
72)
73)
74)
75)
76)
77)
78)
79)
What is the total number of girls who

participated in only one type of event?
a) 120
b) 130
c) 140
d) 150
e) 160
What is the number of boys who
participated in all three types of event?
a) 28
b) 35
c) 42
d) 49
e) 70
What is the difference between the total
number of boys and the total number of
girls who participated in Quiz Contest?
a) 105
b) 110
c) 115
d) 120
e) 125
What is the percentage of students who
participated in Essay Writing?
a) 42.25%
b) 43.25%
c) 44.25%
d) 45.25%
e) 46.25%
The number of girls who participated in
Painting is what percentage of the total
number of students?
a) 12.725%
b) 15.625%
c) 17.25%
d) 18.125%
e) 20%
Seema and Meena divide a sum of Rs
2,500 in the ratio of 3 : 2 respectively.
If Rs 500 is added to each of their
shares, what would be the new ratio
formed?
a) 2:3
b) 3:4
c) 5:4
d) 4:3
e) None of these
Sridhar invests Rs 3,750 m shares,
which is 25% of his monthly income.
What is his monthly income?
a) Rs 12,000
b) Rs 15,000
c) Rs 10,000
d) Rs 16,000
e) None of these
Find the average of the following set of
scores.
302, 152, 132, 122, 112
a) 184
b) 165
c) 152
d) 176
e) None of these
A bus covers a distance of 172 kms in 4
hours. What is the speed of the bus?
a) 52 km/hr
b) 47 km/hr
c) 43 km/hr
d) 38 km/hr
e) None of these
80)
The total number of students in a school

is 4800, out of which 60% are girls.
What is the total number of boys in this
school?
a) 1920
b) 1934
c) 1980
d) 1910
e) None of these
Directions (81-85): In the following questions,

two equations numbered I and II are given.
You have to solve both the equations and give
answer
81)
I.
12 4
x
4 /7
34
x
4/7
x10 / 7
II. y 3 + 783 = 999

a) if x > y
b) if x y
c) if x < y
d) if x y
e) if x = y or the relationship cannot be
established
82)
I.
II.
83)
500 x
402 0
360 y (200 )1 / 2 0
a) if x > y
b) if x y
c) if x < y
d) if x y
established
I. (17) 2 + 114 18 = x
II. (26) 2 18 X 21 = y
a) if x > y
b) if x y
c) if x < y
d) if x y
established
84)
I. x 18 144 49
II. y 2 + 409 = 473
a) if x > y
b) if x y
c) if x < y
d) if x y
established
85)
I.
5
x
II. y 3 - 5( 3/ 2 ) = 0
a) if x > y
b) if x y
c) if x < y
d) if x y
established
Directions (Q. 86-90): In the following number
series only one number is wrong. Find out the
wrong number.
86) 529 841 961 1296 1681 1849 2209
a) 1296
b) 841
c) 961
d) 1681
e) None of these
87) 13
14 27 45
68
109
177
a) 27
b) 109
c) 45
d) 68
e) None of these
62
88)
89)
90)
91)
92)
93)
94)
95)
14
22
34.5
555
87.25
135.875
209.125
a) 55.5
b) 34.5
c) 135.875
d) 8725
e) None of these
274 301
426
769
1498
2824
5026
a) 301
b)426
c)769
d) 2824
e) None of these
4 28 160 990 6970 55832 502560
a) 160
b) 990
c) 55832
d) 6970
e) None of these
The owner of a furniture shop charges
his customers 12% more than the cost
price. If a customer paid Rs 14,056 for a
dining table, what is the cost price of
the dining table?
a) Rs. 14,000
b) Rs. 12,500
c) Rs. 13,540
d) Rs. 11,550
e) None of these
The difference between 55% of a
number and 25% of the same number is
11.10. What is 75% of that number?
a) 27.75
b) 37
c) 21.25
d) 45
e) None of these
The product of two successive numbers
in 1980. Which is the smaller number?
a) 34
b) 44
c) 35
d) 45
e) None of these
Which of the following smallest number
should be added to 41116 to make it
exactly divisible by 8?
a) 8
b) 5
c) 4
d)12
e) None of these
The difference between of
number and
4
5
of
1
4
3
2
of
of
4
5
of
the
same
number is 5. What is the number?

a) 25
b) 40
c) 45
d) 50
e) None of these
table carefully to answer these questions.
Subject
Student
P
Q
T
D
G
F
His.
(75)
45
56
48
62
66
54
Marks obtained out

Geogr
Sci.
Maths
(75)
(120)
(150)
53
100
117
58
96
132
60
112
120
67
88
108
55
92
140
64
108
116
of
Eng.
(80)
50
46
52
48
60
53
Hindi
(60)
45
50
42
34
32
40
96)
97)
98)
99)
100)
What is the average percentage of

marks obtained by all the students in
Science? (Rounded off to two digits
after decimal)
a) 99
b) 82.78
c) 88.72
d) 78.88
e) None of these
What is the overall percentage of marks
obtained by D, in all subjects? (rounded
off to two digits after decimal)
a) 72.88
b) 76.23
c) 73.17
d) 72.68
e) None of these
What are the average marks obtained by
all students in English?
a) 52.5
b) 51.5
c) 56.38
d) 60.5
e) None of these
What is the ratio between total marks
obtained in all subjects by F and G
respectively?
a) 87:89
b) 89:87
c) 67:69
d) 69: 67
e) None of these
Which student has scored in Maths
closest to the average marks in Maths?
a) P
b) Q
c) T
d) F
e) None of these
ENGLISH LANGUAGE
Directions (Q. 101-115): Read the following
passage carefully and answer the questions
given below it. Certain words have been
printed in bold to help you locate them while
answering some of the questions.
Crude oil has had a long history, and an
interesting one. It is probably one single natural
resource that has been instrumental in producing
maximum conflicts and wars during the last century.
With such a track record, it is surprising that in the
given environment, wherein oil prices are breaking all
records, and has become the biggest cause of
concern across the globe, why is it that there is
silence from some parts of the world? It is intriguing,
especially when some have been paying a much
higher price on fuel, as compared to their poorer
counterparts. It is surprising, more so, when one
realizes that the number of oil-producing nations is
only a handful as compared to the number of oilconsuming nations. While a proactive action from
the mighty and powerful can bring in a huge respite
for the world, why is it that they choose to be silent?
Also, keeping in mind the fact that a few nations
both powerful and weakhave some of the largest
unused oil reserves, their silence and lack of any
serious action look all the more aberrant. Looking at
the manner things are shaping up, it just cannot be
ruled out that possibly these nations have a
63
definite interest in the increasing prices of oil.

The question then is what could their underlying
interest be?
In all probability, what we are seeing right
now is just a precursor to the larger picture, well laid
out by them may be for the good. With rising prices,
the OPEC might be delighted right now, but perhaps
they are unable to see what is going to hit them. For,
this unprecedented rise in oil is creating a most
demanding environment for alternative fuels. As and
when the reserves deplete and demand really grows,
more than anyone else, it is OPEC that would be
badly hit, much to the glee of some nations having
unused reserves which have the most to gain by
using blackmailing tactics. Eventually, the countries
at the receiving end would be forced to create an
enabling environment for alternative energy. This
trend is already visible, with India showing the way
with its nuclear deal and other countries dangling
the carrot of complete conversion to natural gas
towards other countries in order to boost their own
business. By doing so, they are creating a tactical
pressure on countries. As they know that the further
the oil prices get pushed, the more the globe would
become attracted and ready for alternative and nonconventional fuel. Moreover, for many of the
countries, it might become more expensive to invest
in newer technologies to conform to the emission
norms than to shift to alternative sources, making
the market even more attractive. And it is then that
the organisations which have already invested billions
of dollars in alternate fuels would mop up the global
energy market completely.
The second possible reason why some nations
of the world are not too enthusiastic to mitigate the
price of oil is because the rising oil price is perhaps
one of the major deterrents to growth of other
countries. Perhaps they were hand in glove in the
mechanism to raise the oil price and knowing well
that this would make these nations feel the pinch.
And now, the rising oil prices have put these nations
in a fix. As the pressure of inflationary tendencies
increases, these countries cannot afford to sit back
and remain entrapped in the larger conspiracy. No
wonder then that they are frantically looking around
the globe - especially Africa - for newer reserves! As
it is said, oil has a long history and the legacy
continues.
101) What, according to the passage, is the
step that the nations are likely to take
with an intolerable rise in oil prices?
(a) Shift to alternate forms of energy
(b) Come to a state of war with other
nations
(c) Put tactical pressure on countries having
oil reserves
(d) Formulate more stringent emission norms
and apply these across the globe
(e) None of these
102) Why is the author surprised with the
stance which various nations have taken
103)
104)
105)
106)
pertaining to the current global oil

crisis?
(a) The stance is leading to war among the
nations for control over oil fields.
(b) Powerful nations have been selling oil at
a very inflated rate to underdeveloped
nations.
(c) Many nations have shifted to alternate
forms of energy, boycotting the use of
oil due to inflated prices.
(d) Even though oil has been a matter of
conflict among the nations earlier, many
nations have kept a silence on the
current crisis.
(e) None of these
Which nations does the author refer to
in the words "these nations have a
definite interest in the increasing prices
of oil"?
(a) The mighty and powerful nations
(b) The nations having unused oil reserves
(c) The nations which have exhausted their
oil reserves
(d) The nations which have shifted to nonconventional fuels
(e) None of these
Which of the following is not true in the
context of the passage?
(a) Some nations have kept a silence upon
the rising oil price in order to inhibit the
growth of other nations.
(b) It is more cost-effective to shift to
alternate forms of energy than to invest
in technology for conforming to the
emission norms
(c) Some nations have unused oil reserves
which would earn these nations heavy
profits once the oil reserves elsewhere
deplete.
(d) India has had a nuclear deal for its
energy needs.
(e) All are true
What does the author mean by 'dangling
the carrot' in the passage?
(a) Some countries are stringently opposing
the conversion to alternate forms of fuel.
(b) Some countries have been luring other
countries to change over to alternate
fuels in order to boost their own
business.
(c) Some countries are making the effort to
save environment by using natural gas
instead of oil as a fuel.
(d) Both a) and (b)
(e)
None of these
Which of the following is intended in the
given passage?
(a) To highlight the plight of OPEC with rising fuel
prices
(b) To urge the government to shift from oil
to natural gas since it is more environmentfriendly
64
107)
108)
109)
110)
111)
(c) To highlight the vested interest of some

nations in maintaining the indifference to
rising oil prices
(d) To urge to save the environment by
conforming to the emission norms and using
alternate energy sources
(e) None of these
Why, according to the author, OPEC,
though delighted currently, would be in a
difficult situation later?
(a) All the oil reserves on the earth will soon be
exhausted.
(b) Powerful nations will try and dominate OPEC
later on.
(c) As the oil reserves which are being used
currently deplete in the time to come,
nations having unused oil reserves would
arm-twist OPEC.
(d) Nations will lose faith in OPEC owing to
very high fuel prices.
(e) None of these
What, according to the author, makes
the market of alternate sources very
attractive?
(a) Many countries have already made a
substantial profit in the industry of alternate
fuel
(b) Such measures do not cause harm to the
environment.
(c) Only a few countries of the world will have the
access to alternate forms of fuel.
(d) The use of alternate sources has been
forced upon certain countries by powerful
countries.
(e) None of these
Which of the following can be the most
appropriate title for the given passage?
(a) Reasons behind silence on increase in oil
prices
(b) Nuclear power as an alternate source of
energy
(c) The monopoly of oil reserves by powerful
countries
(d) The repercussion of shifting to alternate
form of energy
(e) Oil reserves as a deterrent to growth of the
nations
Choose the word / group of words which is
most similar in meaning to the word printed
in bold as used in the passage.
INSTRUMENTAL
(a) Non-vocal
(b)
Reasonable
(c) Creditable
(d)
Responsible
(e) Liable
ABERRANT
(a) Curious
(b)
Abnormal
(c) Spoilt
(d)
Inferior
(e) Nonfunctional
112)
113)
114)
115)

PUSHED
(a) Dominated
(b)
Pressed
(c) Diverted
(d)
Thrown
(e) Increased
Choose the word/phrase which is most
opposite in meaning to the word printed
PROACTIVE
(a) Quick
(b)
Overpowered
(c) Dormant
(d)
Delicate
(e) Brittle
GLEE
(a) Disappointment
(b)
Dishonour
(c) Appreciation
(d)
Disillusion
(e) Defeat
MITIGATE
(a) Fright
(b)
Decline
(c) Degeneration
(d)
Worsen
(e) Deprivation
Directions (Q. 116-125): Read each sentence to

find out whether there is any grammatical error in it.
The error, if any, will be in one part of the sentence,
and the number of that part will be the answer. If
there is no error, mark 5) as the answer. (Ignore
errors of punctuation, if any.)
116)
117)
118)
119)
The merchant counted (1)/ the number of

pearls (2)/ to make sure that (3)/ none of
them were missing. (4)/ No error (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
When deep sea diving, (1)/one should always
take care (2)/that oxygen cylinder is (3)/tied
to the back tightly. (4)/ No error. (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
As the salary (1)/did not match (2)/ his
expectations, he did not (3)/ accept the job.
(4) /No error (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
The reason behind his success (1)/ in the
recent past (2)/ is due to hard-work (3)/ and
presence of mind. (4) No error (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
65
120)
121)
122)
123)
124)
125)
No sooner did the students (1)/ seen the

principal approach (2)/ than they ran (3)/
from the playground. (4)/ No error (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
My elder sister and I am (1)/ interested in
painting (2)/ and therefore have joined (3)/
the coaching classes. (4) No error (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
Only after a lot of persuasion,(1)/ the
illiterate villager allowed (2)/ himselfs girl
child (3)/ to study in the school. (4)/ No
error. (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
The need for alternate (1/ sources of energy
are (2)/ essential to conserve (3)/ the
environment. (4) No error (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
I have being working (1)/ in that
organization for five years (2)/ but now I
work (3)/ for a different company (4). No
error (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
There is no argument against (1)/ the fact
that (2)/ humans are the most intelligent (3)/
of all other species (4)/ No error (5)
(a) 1
(b)
2
(c) 3
(d)
4
(e) 5
Directions (Q. 126-130): Which of the phrases

1), 2), 3) and 4) given below each statement
should replace the phrase printed in bold in the
sentence to make it grammatically correct? If
the sentence is correct as it is given and *No
correction is required', mark 5) as the answer.
126) Many students wait anxiously at the
college gate to know their results.
(a) student waited anxiously
(b) students waiting anxiously
(c) students waited anxiously
(d) students waited anxious
(e) No correction required
127) Through a fortuitous circumstance Rakhi met
her childhood friend on the bus in which she
was travelling.
(a) she was travelled
(b) she dad travel
(c) she has travelling
(d) she were travelling
128)
129)
130)
The opposition party has alleged that the

prices of essential commodities are soaring
like never before on the last three
decades.
(a) before on the next
(b) before in the last
(c) before at the last
(d) previously in the next
The salaries and the perks of the employees
in this institution are not in according with
the rest of the industry.
(a) are not in accordance
(b) is not in accordance
(c) are not according
(d) is not on accordance
The soldiers deployed in the town were
instructed to exercising restraint and
handle the situation peacefully.
I) was instructed to exercising
(b) were instructed for exercise
(c) were instructed to exercise
(d) was instructing to exercising
Directions
(Q.
131-135):
Rearrange
the
following sentences (A), (B), (C), (D), (E) and
(F) to make a meaningful paragraph and then
answer the questions which follow:
(A) The only way in which this problem can be solved
is by making artificial blood, which has remained a
distant dream for science.
(B) Donation of blood is considered to be the most
noble of all the charities.
(C) If they succeed, it would be noted as one of the
most important inventions in the history of mankind.
(D) This is because this donated magic potion can
give life to another person in an emergency.
(E) A group of scientists, however, has dedicated
itself towards making this a reality.
(F) A growing problem, however, is that the
requirement for safe blood is increasing whereas the
number of donors is decreasing.
131) Which of the following sentences should
be the FIRST after rearrangement?
(a) A
(b)
B
(c) C
(d)
D
(e) E
be the SECOND after rearrangement?
(a) A
(b)
B
(c) C
(d)
D
(e) F
133) Which of the following sentence should
be the THIRD after rearrangement?
(a) A
(b)
D
(c) C
(d)
E
(e) F
be the FIFTH after rearrangement?
66
135)
(a) A
(b)
B
(c) C
(d)
E
(e) F
Which of the following sentences should
be
the
SIXTH
(LAST)
after
rearrangement?
(a) A
(b)
B
(c) C
(d)
D
(e) E
Directions (Q. 136-140): Each question below

has two blanks, each blank indicating that
something has been omitted. Choose the set of
words for each blank that best fits the meaning
of the sentence as a whole.
136)
137)
138)
139)
140)
One
of
the
TV
cameramen
was_______in the leg by a bullet when
he was_______in the middle of a gun
fight between two gangs.
(a) hurt, entered
(b) shot, caught
(c) injured, came
(d) stabbed, trapped
(e) beaten, engulfed
Although the fire was very small,
everyone_______ and rushed out of the
cinema all_______ complete chaos.
(a) shouted, leading
(b) died, producing
(c) injured, resulting
(d) scared, making
(e) panicked, causing
The_______of pesticides and fertilizers
while growing the vegetables and fruits
is one of the greatest________ to the
health these days.
(a) production, dangers
(b) consumption, problem
(c) overuse, threats
(d) application, rewards
(e) amount, injury
The group's mission is to________peace
between the nations and help different
people_________each other better.
(a) maintain, understand
(b) remain, address
(c) keep, interact
(d) advise, find
(e) communicate, friendly
History________the
kings
and
influential leaders whereas the real
battle was _______ by the soldiers who
remain little known and celebrated in
the texts.
(a) remembers, played
(b) highlights, underwent
(c) biased, lead
(d) glorifies, fought
(e) writes, done
COMPUTER LANGUAGE
141)
142)
143)
144)
145)
146)
147)
148)
149)
OCR stands for ______

(a) Optical character recognition
(b) Optical CPU recognition
(c) Optimal character rendering
(d) Other character restoration
(e) None of these
If a new device is attached to a
computer, such as a printer or scanner
_____must be installed before the
device can be used
(a) Buffer
(b)
Driver
(c) Pager
(d)
Server
(e) None of these
The software that allows users to surf
the internet is called a/an __________
(a) Search engine
(b) Internet service provider
(c) Multimedia application
(d) Browser
(e) None of these
A tuple is a
(a) Column of a table
(b) Two dimensional table
(c) Row of a table
(d)
Key of a table
(e) None of these
The method of file organization in which
data records in a file are arranged in a
specified order according to a key field
is known as the
(a) Direct access method
(b) Queuing method
(c) Predetermined method
(d) Sequential access method
(e) None of these
In Excel _____________ contains one
or more worksheets.
(a) Template
(b)
Workbook
(c) Active cell
(d)
Label
(e) None of these
Which of the following is a popular
programming language for developing
multimedia web pages, websites and
web based applications?
(a) COBOL
(b)
Java
(c) BASIC
(d)
Assembler
(e) None of these
Compiling creates a(n) __
(a) Program specification
(b) Algorithm
(c) Executable program
(d) Subroutine
(e)
None of these
A CD-RW disk
(a) has a faster access than an internal disk
(b) Is a form of optical disk, so it can only be
written once
(c) Holds less data than a floppy disk
(d) can be erased and rewritten
(e) none of these
67
150)
151)
152)
153)
154)
155)
156)
157)
158)
159)
160)
The first page of a web site is called the

(a) Home page
(b)
Index
(c) Java script
(d)
Book mark
(e) None of these
A word in a web page that, when
clicked, opens another document is
called
(a) Anchor
(b)
URL
(c) Hyperlink
(d)
Reference
(e) None of these
The _____ manual tells you how to use
a software program.
(a) Documentation
(b)
Programming
(c) Technical
(d)
User
(e) None of these
What disk is used to cold boot a PC?
(a) Setup disk
(b)
System disk
(c) Diagnostic disk
(d)
Program disk
(e) None of these
The ____________ tells the computer
how to
use its components.
(a) Utility
(b)
Network
(c) Operating System
(d) Application program
(e) None of these
A ____ contains buttons and menus that
provide quick access
to
commonly
used commands
(a) Menu bar
(b)
Toolbar
(c) Window
(d)
Action bar
(e) None of these
Numbers in table columns are usually.
(a) right aligned
(b)
left aligned
(c) Justified
(d)
Centered
(e) None of these
The ______ of software contains lists of
commands and options.
(a) Menu bar
(b)
Title bar
(c) Formula bar
(d)
Toolbar
(e) None of these
To
access
a
mainframe
or
supercomputer, users often use a ____
(a) Terminal
(b)
Node
(c) Desktop
(d)
Handheld
(e) None of these
By default your document is printed in
______ mode.
(a) Landscape
(b)
Portrait
(c) Page setup
(d)
Print view
(e) None of these
What characteristic of real only memory
(ROM) makes it useful?
(a) ROM information can be easily updated.
(b) ROM provides very large amounts of
inexpensive data storage
(c) Data in ROM is nonvolatile, that is, it
remains there even without electrical power.
(d) Rom clips are easily swapped between
different brands of computers.
(e) None of these
GENERAL AWARENESS
161) Name the author of the book 2014:
The Election That Changed India:
a) Rajdeep Sardesai
b) Prabhu Chawla
c) Jaswant Singh
d) Rajast Sharma
162) Which Indian state got its first rail
link on Nov. 29, 2014:
a) Nagaland
d) Meghalaya
c) Tripura
b) Mizoram
163) Death anniversary of Dr BR Ambedkar
6 December is observed as what day:
a) Mahaparinirwan Divas b) Samta Diwas
c) Dalit Garv Diwas
d) Dalit Kalyan Diwas
164) United Nations General Assembly has
declared 2015 as the International Year
of _______:
a) Crops
b) Farmers
c) Soils
d) Farming
165) With which country Andhra Pradesh
signed a MoU for development of new
capital:
a) Singapore
b) Hong Kong
c) Taiwan
d) Japan
166) Indias
most
prestigious
Indian
classical music function The Tansen
Sangeet Samaroh was held at which
place:
a) Gwalior
b) Bhopal
c) Nagpur
d) Amritsar
167) INS
Circars,
the
oldest
naval
establishment on the Eastern seaboard
celebrated its Platinum Jubilee.
It is
located at which place:
a) Chennai
b) Kolkata
c) Sriharikota
d) Visakhapatnam
168) The World Diamond Congress was held in
December 2014,
a) New Delhi
b) Pune
c) Mumbai
d) Hyderabad
169) The Druzhba Dosti concept relates to
strengthening of the bilateral partnership
of India with which country:
a) Uzbekistan
b) Russia
c) Ukraine
d) Afghanistan
170) Name the book by Akhil Sharma that has
been selected by The New York Times
Book Review as one of the ten Best Books
of 2014:
a) Family Life
b) My Family Life
c) Life of My Family
d) My Family
171) In which country police forcefully ended
the more than two month old street
demonstration - Occupy Central:
a) Taiwan
d) Hong Kong
c) Macau
d) Singapore
172) The 14th Finance Commission submitted
its report on December 11 to which
authority:
a) President of India
b) Prime Minister
68
c) Planning Commission d) Ministry of Finance

173) Who is the head of the 14th Finance
Commission:
a) B. N. Srikrishna
b) Vijay Kelkar
c) Y V Reddy
d) C Rangarajan
174) The
government
has
decided
to
decriminalise attempt to suicide by
deleting which section of the Indian
Penal Code:
a) 309
b) 420
c) 302
d) 307
175) The first Arabic translation of the Indian
Constitution has been launched recently
in which country:
a) Libya
b) Syria
c) Iran
d) Egypt
176) Which Indian bank has launched two
indices to track manufacturing activity
and offer forward looking economic
trends:
a) State Bank of India
b) ICICI Bank
c) HDFC Bank
d) Punjab National Bank
177) Which country has become the 181st
member
of
Multilateral
Investment
Guarantee Agency (MIGA):
a) Nepal
b) Bhutan
c) Sri Lanka
d) Afghanistan
178) Which of the following gulf countries
celebrated its National Day on 2 Dec on
which day in 1971 seven Emirates got
united under one flag to form the
country?
a) Kuwait
b) Saudi Arabia
c) UAE
d) Oman
179) To promote electronic payments, the
Reserve Bank of India has increased the
Real Time Gross Settlement (RTGS)
business hours to 12
hours from
________ to _____ on weekdays:
a) 8 am, 8 pm
b) 6 am, 6 pm
c) 7 am, 7 pm
d) 8:30 am, 8:30 pm
180) Name the indigenous nuclear-powered
submarine that for the first time sailed
out for sea-trials on Dec 16:
a) INS Arihant
b) INS Vikrant
c) INS Kolkata
d) INS Sindhuratna
181) Who among the following has been
named winner of this year's readers' poll
for TIME Magazines 'Person of the Year'?
a) Medicos treating Ebola
b) Protesters in Ferguson
c) Malala Yousafzai
d) Kailash satyarthi
182) Miss World 2014, Rolene Strauss is from
which country:
a) Australia
b) South Africa
c) Britain
d) Venezuela
183) The 12th Five Year Plan envisages annual
economic growth rate of what per cent in
the plan period?
184)
185)
186)
187)
188)
189)
190)
191)
192)
193)
194)
195)
196)
197)
a) 7 per cent
b) 7.5 per cent
c) 8 per cent
d) 8.5 per cent
National Energy Conservation Day is
observed on which date:
a) Dec 14
b) Dec 15
c) Dec 16
d) Dec 20
In which state around 60 persons lost
their eye-sight in an eye camp tragedy?
a) Himachal Pradesh
b) Punjab
c) Haryana
d) Chhattisgarh
Who is the author of the book In Gods
Hands:
a) Robin Williams
b) Desmond Tutu
c) Dalai Lama
d) Nadine Gordimer
Name the new chief of the Intelligence
Bureau:
a) Dineshwar Sharma
b) Prakash Mishra
c) Rajinder Khanna
d) Anil K Sinha
Champions Trophy is related to which
sports:
a) Football
b) Cricket
c) Tennis
d) Hockey
Who among the following was appointed
as the Lok Sabha Secretary General
recently?
a) Sumitra Mahajan
b) Shivshankar Menon
c) Anoop Mishra
d) Ranjan Mathai
Champions Trophy 2014 was won by
which country:
a) Germany
b) India
c) Pakistan
d) Holland
To which island country India recently
supplied drinking water on the request
made by its govt. ?
a) Lakshadweep
b) Mauritius
c) Maldives
d) Seychelles
Champions Trophy 2014 was held at
which city in India:
a) Kolkata
b) Bhubaneswar
c) Patna
d) Bengaluru
The International Civil Aviation Day is
annually observed on which date?
a) 5 Dec
b) 7 Dec
c) 9 Dec
d) 10 Dec
Olof Palme Human Rights Prize is given in
which country:
a) Sweden
b) Norway
c) Finland
d) Denmark
To which country India exported its first
off-shore patrol vehicle named CGS
Barracuda?
a) Bangla Desh
b) Mauritius
c) Myanmar
d) Iran
NASA's Curiosity rover has recently
detected Methane on which planet:
a) Venus
b) Mars
c) Jupiter
d) Mercury
Government
has
approved
the
continuation of interest subvention for
69
short-term crop loans up to Rs _______

to farmers:
a) 2 lakh
b) 3 lakh
c) 5 lakh
d) 7 lakh
198) The multinational company Uber was in
news recently due to involvement of one
of its taxi in a gruesome rape case. The
company belongs to which country?
a) France
b) Britain
c) USA
d) Singapore
199) Who among the following has been
appointed the CEO of the newly formed
NITI Aayog?
a) Arvind Panagariya
b) Sindhushree Khullar
c) VK Saraswat
d) Bibek Debroy
200) Which state has won the Krishi Karman
Award for the year 2013-14 for showing
exemplary
agri-performance
in
14
different categories:
a) Arunachal Pradesh
b) Uttar Pradesh
c) Andhra Pradesh
d) Himachal Pradesh
COMPUTER LANGUAGE
Q.
A.
Q.
A.
Q.
A.
Q.
A.
Q.
A.
141
146
151
156
A
B
C
A
142
147
152
157
B
B
D
A
143
148
153
158
D
C
B
A
144
149
154
159
C
D
C
B
145
150
155
160
D
A
B
C
Q.
A.
Q.
A.
Q.
A.
Q.
A.
Q.
A.
161
166
171
176
181
186
191
196
A
A
D
A
A
B
C
B
162
167
172
177
182
187
192
197
D
D
A
B
B
A
B
B
163
168
173
178
183
188
193
198
A
A
C
C
C
D
B
C
164
169
174
179
184
189
194
199
C
B
A
A
A
C
A
A
165
170
175
180
185
190
195
200
A
A
D
A
B
A
B
B
GENERAL AWARENESS
ANSWER KEY
REASONING ABILITY
Q.
1
6
11
16
21
26
31
36
41
46
A.
B
C
C
B
B
C
D
A
C
B
Q.
2
7
12
17
22
27
32
37
42
47
Q.
51
56
61
66
71
76
81
86
91
96
A.
C
C
C
C
B
D
D
D
E
A
Q.
52
57
62
67
72
77
82
87
92
97
Q.
101
106
111
116
121
126
131
136
A.
A
C
B
D
A
C
B
B
Q.
102
107
112
117
122
127
132
137
A.
D
B
B
A
C
B
D
B
E
D
Q.
3
8
13
18
23
28
33
38
43
48
A.
D
D
B
E
B
A
E
B
C
B
Q.
4
9
14
19
24
29
34
39
44
49
A.
C
C
C
E
C
B
C
A
D
A
Q.
5
10
15
20
25
30
35
40
45
50
A.
E
A
C
E
D
D
D
B
E
A
A.
A
C
B
C
E
C
E
C
C
A
Q.
55
60
65
70
75
80
85
90
95
100
A.
D
A
B
D
C
A
E
B
D
C
A.
E
A
A
C
A
A
D
A
Q.
105
110
115
120
125
130
135
140
A.
B
D
D
B
D
C
C
D
A.
E
C
C
D
D
B
C
A
A
D
Q.
53
58
63
68
73
78
83
88
93
98
A.
B
A
E
D
A
E
C
A
B
B
Q.
54
59
64
69
74
79
84
89
94
99
ENGLISH LANGUAGE
A.
D
C
E
A
C
E
D
E
Q.
103
108
113
118
123
128
133
138
A.
B
E
C
E
B
B
E
C
Q.
104
109
114
119
124
129
134
139
70
S S C MODEL
TEST PAPER
GENERAL INTELLIGENT &
REASONING
1)
2)
3)
In a row, 25 trees are planted at equal

distance from each other. The distance
between 1st and 25th tree is 30 m. What is the
distance between 3rd and 15th tree?
(A) 8 m
(B) 15 m
(C) 16 m
(D) 18 m
In a class composed of x girls and y boys what
part of the class is composed of girls?
(A) y (x + y)
(B) x/xy
(C) x/ (x + y)
(D) y/xy
If a number is greater than 5 but less than 9
and greater than 7 but less than 11, the
number is
(A) 5
(B) 6
(C) 7
(D) 8
Directions: In question Nos. 4 & 5 from the given

alternative words, select the word which cannot be
formed using the letters of the given word:
4)
STIMULATION
(A) STATION
(B) NATION
(C) MOTION
(D) MOUTH
5)
INSTITUTIONALISE
(A) NUTRITION
(B) INTUTION
(C) TUITION
(D) INSULATION
6)
If MONKO is coded as 57637, then how KLJMN
be coded in the same code?
(A) 32456
(B) 34256
(C) 35156
(D) 32546
7)
In a certain code, TRIPLE is written as
SQHOKD. How is DISPOSE written in that
code?
(A) CHRONRD
(B) DSOESPI
(C) ESJTPTF
(D) ESOPSID
8)
Which letter in the word Vertex should be
changed to mean spiral movement?
(A) 1st
(B) 2nd
(C) 4th
(D) Last
9)
If TRANSFER is coded as RTNAFSRE, then how
ELEPHANT be coded in that code language?
(A) LEPEHATN
(B) LEPEAHTN
(C) LEEPAHTN
(D) LEPEAHNT
10)
11)
If - stands for addition + stands for

subtraction, stands for multiplication and
x stands for division, then which one of the
following equation is correct?
(A) 50 x 5 2 30 + 25 = 25
(B) 50 30 + 5 2 x 30 = 25
(C) 40 + 35 x 2 50 30 = 95
(D) 30 x 2 25 + 50 5 = 100
Which of the following interchange of signs
would make the equation correct?
8 x 6 + 2 = 22
(A) +, x, 2 and 6
(B) +, x, 2 and 8
(C) +, x, 6 and 8
(D) +, x, 2 and 22
Directions: In Question Nos. 12 and 13 some

equations are solved on the basis of certain system.
Find out the correct answer for the unsolved
equation on that basis.
12)
13)
3 x 5 x 7 x 2 = 24, 2 x 4 x 6 x 8 = 22, 4 x 4 x 8
x9=?
(A) 33
(B) 25
(C) 144
(D) 1152
2 x 4 x 6 = 4; 9 x 3 x 7 = 13; 4 x 7 x 6 = 3; 9 x
7x8=?
(A) 10
(B) 09
(C) 08
(D) 07
Directions: In Questions Nos. 14 to 16 find the

missing number from the given responses.
14)
15)
16)
2
3
4
5
196
(A) 4
(C) 6
96
32
16
(A) 52
(C) 64
7
6
2
84
(A) 90
(C) 65
3
1
2
5
121
4
4
2
2
144
?
2
6
2
225
(B) 5
(D) 3
?
48
24
168
56
28
(B) 144
(D) 38
8
9
3
216
5
?
6
900
(B) 70
(D) 30
71
Directions
(Q.
17-22):
Select
the
related
word/letter/numbers from the given alternatives.
17) AYRRJC : CATTLE : : NCPDCAR : ?
(A) SUBJECT
(B) NEGLECT
(C) PERFECT
(D) OPERATE
18) SOCIAL : OCIALS : : DRIVEN : ?
(A) VENRID
(B) NEVIRD
(C) RIVEND
(D) VIREND
19)
20)
21)
22)
1
:
8
1
64
::
33)
34)
35)
1 1
:
16 ?
(A) 128
(B) 126
(C) 144
(D) 132
29 : 71 : : 79 : ?
(A) 120
(B) 192
(C) 197
(D) 131
Embarrassed : Humiliated : : Frightened : ?
(A) Terrified
(B) Agitated
(C) Courageous
(D) Reckless
Macabre : Lovely : : Baneful : ?
(A) Unharmful
(B) Churlish
(C) Filter
(D) Ugly
Directions: In Question Nos. 23 to 28 find the odd

word/letters/numbers from the given alternatives.
23) (A) Autobiography
(B) Malayalam
(C) Intelligence
(D) Dictionary
24) (A) Square
(B) Trapezium
(C) Cylinder
(D) Parallelogram
25) (A) Yacht
(B) Submarine
(C) Boat
(D) Ship
26) (A) Year 2012
(B) Year 1998
(C) Year 2005
(D) Year 1997
27) (A) MIGE
(B) XTQO
(C) RNKI
(D) HDAY
28) (A) 42 : 4
(B) 48 : 6
(C) 32 : 2
(D) 15 : 5
29) Which one of the given responses would be a
meaningful order of the following?
1) Absorption
2) Digestion
3) Nutrition
4) Excretion
(A) 3, 1, 2, 4
(B) 2, 1, 3, 4
(C) 3, 4, 2, 1
(D) 3, 2, 1, 4
30) Arrange the following words as per order in
the dictionary:
1) Euphrasy
2) Eupepsy
3) Euphonic
4) Eugenic
5) Euphony
(A) 4, 3, 2, 1, 5
(B) 3, 4, 1, 2, 5
(C) 4, 2, 3, 5, 1
(D) 3, 5, 2, 4, 1
Directions: In Question Nos. 31 to 34, a series is
given, with one term missing. Choose the correct
alternative from the given ones that will complete
the series.
31) 1, 5, 25, 125, ? , ? , ? .
(A) 245, 485, 965
(B) 225, 325, 425
(C) 625, 3225, 15605
(D) 625, 3125, 15625
32) 0, ? , 8, 27, 64, 125
(A) 5
(B) 4
(C) 2
(D) 1
36)
37)
38)
39)
40)
41)
BMX, DNW, FOU, ? .

(A) GHO
(B) GPS
(C) HPS
(D) HPT
DHK, GKN, JNQ, ? .
(A) MRU
(B) MQT
(C) LPS
(D) NRU
Select the alternative inference which is most
appropriate.
All professors are learned: learned people are
always gentle.
Inference: All professors are gentle persons.
(A) The inference is true
(B) The inference is false.
(C) The inference is probably true or probably false.
(D) The inference is irrelevant.
Statement is given followed by two inferences
I and II. You have to consider the statement
to be true even if it seems to be at variance
from commonly known facts. You have to
decide which of the given inferences, if any,
follow from the given statement.
Statement: Electric supply in Anand Colony will be
cut tomorrow after 12 O clock for three hours
because repairing work will be carried out.
Inferences: I. Residents of Anand Colony may use
their electrical appliances before 12 Oclock
tomorrow.
II. Residents of Anand Colony need training for
using electricity economically.
(A) Only inference I follows.
(B) Only inference II follows.
(C) Both the inference follow.
(D) None of the inferences follows.
Anand travels 10 kms from his home to the
east to reach his school. Then he travels 5 kms
to the south to reach his fathers shop, after
school. He then travels 10 kms to the west to
help his uncle. How far and in which direction
is he from his home?
(A) 10 kms North
(B) 5 kms South
(C) 5 kms East
(D) 10 kms West
Four villages A, B, C and D lie in a straight line.
D is 10 kms from B. A is exactly between D
and C and C from B is 2 kms more than it is
from D. How far is C from B?
(A) 4 kms
(B) 6 kms
(C) 8 kms
(D) 2 kms
If you were born on 20th May, 1996, which
was a Monday On what day of the week will
your birth day fall 1997?
(A) Sunday
(B) Monday
(C) Friday
(D) Tuesday
Deepa met Sonam on 28th August, 2008 which
was a Thursday and promised to meet her
again in the month of December in the next
year but only on a Saturday On which of the
following days could Deepa meet Sonam?
(A) 6th, 13th, 20th, 27th
(B) 4th, 11th, 18th, 25th
st
th
th
nd
th
(C) 1 , 8 , 15 , 22 , 29
(D) 5th, 12th, 19th, 26th
8. 14 : 9 : : 26 : ?
(A) 12
(B) 13
(C) 15
(D) 31
72
42-46): Study the figure given below carefully and

answer the questions that follow:
42) Which number belongs to all the figures?

(A) 3
(B) 4
(C) 6
(D) None of these
43) What is the sum of the numbers which belong to
two figures only?
(A) 6
(B) 15
(C) 20
(D) None of these
44) What is the product of the numbers which
belong to three figures only?
(A) 27
(B) 162
(C) 648
(D) None of these
45) What is the sum of the numbers which belong to
one figure only?
(A) 5
(B) 16
(C) 21
(D) None of these
46) What is the product of the numbers which
belong to two figures only?
(A) 64
(B) 192
(C) 384
(D) None of these
47) How many triangles are there in the following
figure?
0
1
2
3
4
GENERAL AWARENESS
51)
52)
53)
54)
(A) 10
(C) 12
(B) 11
(D) 13
Directions (Qs. 48-49): A cube is painted blue on all

faces and is then cut into 125 cubes of equal size.
Answer the following questions based on this
statement.
48)
49)
50)
How many cubes are not painted on any face?

(A) 8
(B) 16
(C) 27
(D) 36
How many cubes are painted on one face
only?
(A) 16
(B) 32
(C) 48
(D) 54
A word is represented by only one set of
numbers as given in any one of the
alternatives. The sets of numbers given in the
alternatives are represented by two classes of
alphabets as in two matrices given below. The

columns and rows of matrix I are numbered
from 0 to 4 and 2 to 6 respectively and that of
Matrix II are numbered from 2 to 6 and 7 to 0
respectively. A letter from these matrices can
be represented first by its row and next by its
column, e.g. H can be represented by 04, 25,
32, etc., and N can be represented by 21, 40,
59, etc. Similarly, you have to identify the set
for the word given below:
YEAR
Matrix I
Matrix II
2
3
4
5
6
7
8
9
1
0
Y
A
H M J
2
E
R
V
N O
M J
H A
Y
3
V
N O E
R
A
Y
J
H M
4
O E
R
V
N
H J
Y
M A
5
R
V
N O E
J
M A
Y
H
6
N O E
R
V
(A) 23, 27, 15, 61
(B) 16, 38, 15, 30
(C) 34, 31, 32, 28
(D) 45, 50, 36, 29
55)
56)
57)
58)
59)
The process of improving the quality of rubber

by heating it with sulphur is called
(A) Vulcanization
(B) Acceleration
(C) Sulphonation
(D) Galvanization
Which source has been particularly fruitful in
finding novel anti-tumour agents such as
bryostatins and dolostatins?
(A) Marine sources
(B) Animals
(C) Venoms and toxins
(D) Combinatorial chemistry
The pollutant responsible for ozone holes is
___________.
(A) CO2
(B) SO2
(C) CO
(D) CFC
One of the best solutions to get rid of nonbiodegradable wastes is
(A) Burning
(B) Dumping
(C) Burying
(D) Recycling
Vermicomposting is done by
(A) Fungus
(B) Bacteria
(C) Worms
(D) Animals
If waste materials contaminate the source of
drinking water, which of the following
diseases will spread?
(A) Scurvy
(B) Typhoid
(C) Malaria
(D) Anaemia
India exports power to _______.
(A) Bangladesh
(B) Myanmar
(C) Pakistan
(D) Bhutan
The alkaloid naturally found in coffee, cocoa
and cola nut is
(A) Cocaine
(B) Morphine
(C) Tannin
(D) Caffeine
The metal used for making aircrafts and
rockets is
(A) Lead
(B) Aluminium
(C) Nickel
(D) Copper
73
60)
61)
62)
63)
64)
65)
66)
67)
68)
69)
70)
71)
72)
73)
The first woman President of Indian National

Congress was
(A) Kamala Devi Chattopadhyaya
(B) Sarojini Naidu
(C) Annie Besant
(D) Rajkumari Amrit Kaur
Which State is the largest producer of pulses
in India?
(A) Bihar
(B) Rajasthan
(C) Madhya Pradesh
(D) Maharashtra
In India, woman had never been a Chief
Minister in the State of
(A) Tamil Nadu
(B) Rajasthan
(C) Uttar Pradesh
(D) Maharashtra
Which of the following is not noble gas?
(A) Hydrogen
(B) Helium
(C) Neon
(D) Argon
Sunda Trench is in
(A) Indian Ocean
(B) Pacific Ocean
(C) Atlantic Ocean
(D) Gulf of Mexico
Which of the following is an organic rock?
(A) Marble
(B) Coal
(C) Granite
(D) Slate
Who among the following has written the
famous book Malgudi Days?
(A) V.S. Naipaul
(B) Deepak Chopra
(C) Rabindranath Tagore
(D) R.K. Narayan
British Crown assumed sovereignty over India
from the East India Company in the year
(A) 1857
(B) 1858
(C) 1859
(D) 1860
Which vein brings clean blood from the lungs
into the heart?
(A) Renal Vein
(B) Pulmonary Vein
(C) Vena Cava
(D) Hepatic Vein
Over short period, when income rises, average
propensity to consume usually
(A) rises
(B) falls
(C) remains constant
(D) fluctuates
Average propensity to consume is defined as
(A) Aggregate consumption Total population
(B) Aggregate income Aggregate consumption
(C) Change in consumption Change in income
(D) Aggregate consumption Aggregate income
In short run, if a competitive firm incurs
losses, it will
(A) stop production.
(B) continue to produce as long as it can covers its
variable costs.
(C) raise price of its product.
(D) go for advertising campaign.
Which one of the following is the specific
feature of the single member constituency
system?
(A) The system is economical for representatives.
(B) Gerrymandering is not possible in this system.
(C) It secures a stable majority in the legislature.
(D) The candidate has to spend less on
electioneering.
Which of the following relations always holds
true?
(A) Income = Consumption + Investment
74)
75)
76)
77)
78)
79)
80)
81)
82)
83)
84)
85)
86)
87)
(B) Income = Consumption + Saving

(C) Saving = Investment
(D) Income = Consumption + Saving + Investment
The Keynesian consumption function shows a
relation between
(A) aggregate consumption and total population.
(B) aggregate consumption and general price level.
(C) aggregate consumption and aggregate income.
(D) aggregate consumption and interest rate
Who has called the Prime Minister primus inter
pares (first among equals)?
(A) Morely
(B) Harcourt
(C) Laski
(D) Lowell
There are no politics devoid of religion is
stated by
(A) Nehru
(B) Gandhi
(C) Vinoba Bhave
(D) Jaya Prakash Narayan
In which Rock Edict Ashoka mentions about
the casualities of Kalinga War and declares the
renunciation of war?
(A) Maski Edict
(B) Rock Edict XIII
(C) Rock Edict XI
(D) Rock Edict X
Akbar held his religious discussion in
(A) Jodhabis Palace
(B) Panch Mahal
(C) Ibadat Khana
(D) Buland Darwaza
Who succeeded Guru Nanak?
(A) Guru Angad
(B) Guru Ramdas
(C) Guru Arjan
(D) Guru Hargobind
The Earliest Settlements of Aryan tribes were
at
(A) Uttar Pradesh
(B) Bengal
(C) Sapta Sindhu
(D) Delhi
Who said, Adolf Hitler is Germany and
Germany is Adolf Hitler. He who pledges
himself to Hitler pledges himself to Germany?
(A) R. Hess
(B) Mussolini
(C) Hitler
(D) Communist International
Who speaks of Cabinet system as the steering
wheel of the ship of State?
(A) Lowell
(B) Muir
(C) Marriot
(D) Bagehot
Spot the odd item in the following:
(A) Basalt
(B) Ruby
(C) Emerald
(D) Sapphire
What is farming along with animal husbandry
called?
(A) Mixed farming
(B) Mixed agriculture
(C) Dairy farming
(D) Truck farming
Hydraulic Action is a type of erosion caused by
(A) Running water
(B) Wind
(C) Glacier
(D) None of these
Which of the following is the newest
geological era?
(A) Permian
(B) Triassic
(C) Cretaceous
(D) Jurassic
The plant from which cocoa and chocolate are
obtained is a
(A) herb
(B) shrub
(C) small tree
(D) very big tree
74
88)
The biggest single-celled organism is

(a) Yeast
(B)) Acetabularia
(C) Acetobacter
(D) Amoeba
89) Crescograph was invented by
(A) S. N. Bose
(B) P.C. Roy
(C) J.C. Bose
(D) P.C. Mahalanobis
90) Foramen Magnum is an aperture found in the
(A) Ear
(B) Lung
(C) Girdle
(D) Skull
91) Who betrayed Siraj-ud-Daula in the Battle of
Plassey in 1757?
(A) Hyder Ali
(B) Mir Qasim
(C) Mir Jaffar
(D) Nawab of Oudh
92) Kelp is
(A) Sulphide Mineral of iron
(B) Partially decomposed vegetation
(C) Sea weed rich in iodine content
(D) An aluminium silicate mineral
93) The colours of stars depend on their
(A) temperature
(B) distance
(C) radius
(D) atmospheric pressure
94) Light from the Sun reaches us in nearly
(A) 8 min.
(B) 2 min.
(C) 6 min.
(D) 4 min.
95) Radar is used to
(A) locate submerged submarines.
(B) receive signal from radio receivers.
(C) detect and locate distant objects.
(D) locate geostationary satellites.
96) Optical fibre works on the principle of
(A) refraction
(B) scattering
(C) interference
(D) total internal reflection
97) Which application in Microsoft Office is
feasible for preparing presentations?
(A) Microsoft Excel
(B) Microsoft Word
(C) Microsoft PowerPoint
(D) Microsoft Publishers
98) The language which was used to build
Internet Pages in the beginning of Internet
Technology is
(A) XML
(B) HTML
(C) DHTML
(D) ASP
99) Name the branch of Zoology that deals with
the scientific study of animal behavior.
(A) Ecology
(B) Physiology
(C) Ethology
(D) Anatomy
100) Barr body is found in
(A) Sperm
(B) Sertoli cells
(C) Female somatic cells
(D) Male somatic cells
101) The value of (3+2 2 )-3 + (3-2 2 )-3 is
(A) 198
(B) 180
(C) 108
(D) 189
102) O is the centre of the circle, AB is a chord of
the circle, OM AB. If AB = 20 cm, OM = 2
103)
104)
105)
106)
107)
11 cm, then radius of the circle is

(A) 15 cm
(B) 12 cm
(C) 10 cm
(D) 11 cm
If the angles of a triangle ABC are in the ratio
2 : 3 : 1, then the angels A, B, C is
(A) A = 600, B = 900, C = 300
(B) A = 400, B = 1200, C = 200
(C) A = 200, B = 600, C = 600
(D) A = 450, B = 900, C = 450
In ABC, ABC = 700, BCA = 400, O is the
point of intersection of the perpendicular
bisectors of the sides, then the angle BOC is
(A) 1000
(B) 1200
(C) 1300
(D) 1400
If the measures of the sides of triangle are (x2
- 1), (x2 + 1) and 2x cm, then the triangle
would be
(A) equilateral
(B) acute-angled
(C) isosceles
(D) right-angled
2x = 4y = 8z and xyz = 288, then value of
1
1
1
is
2 x 4 y 8z
11
11
(A)
(B)
12
96
29
27
(C)
(D)
96
96
1
If x4+ 4 =199 & x > 1, then find the positive
x
1
value of x3 - 3
x
(A) 25
(B) 27
(C) 36
(D) 49
108) A, B, C are three points on the circumference
of a circle and if AB AC 5
BAC = 900, find the radius.
(A) 10 cm
(B) 5 cm
(C) 20 cm
(D) 15 cm
cm and
109) The value of sin2 300 cos2 450 + 5 tan2 300 +

sin2 900 3 cos2 900 is
(A)
(C)
7
24
1
3
24
3
(B)
(D)
3
24
5
3
24
75
3
2
110) If cos2 - sin2 =
, when 0
, then the
3
2
value of cos4 - sin4 is
2
3
2
(C)
(D)
9
1
If tan =
and 0 < <
, then the value
2
11
cos ec 2 sec 2
of
is
cos ec 2 sec 2
3
4
(A)
(B)
4
5
5
6
(C)
(D)
6
7
(A)
111)
1
3
1
9
(B)
112) If angle bisector of a triangle bisect the

opposite side, then what type of triangle is?
(A) Right angled
(B) Scalene
(C) Similar
(D) Isosceles
113) If each angle of a triangle is less than the sum
of the other two, then the triangle is
(A) obtuse angled
(B) right angled
(C) acute angled
(D) equilateral
114) A can complete a work in m days and B can
complete it in n days. How many days will it
take to complete the work if both A and B
work together?
(A) (m + n) days
(C)
mn
days
mn
1 1
days
m n
mn
(D)
days
mn
(B)
115) Pipe A is an inlet pipe filling the tank at 8000

l/hr. Pipe B empties the tank in 3 hours. The
capacity of the tank is
(A) 12000 litre
(B) 8000 litre
(C) 6000 litre
(D) 4000 litre
116) A tap drips at a rate of one drop/sec. 600
drops make 100 ml. The number of litres
wasted in 300 days is
(A) 4320000
(B) 432000
(C) 43200
(D) 4320
117) ABC is a right angled triangle. B being the
right angle. Mid-points of BC and AC are
respectively B and A. Area of ABC is
1
area of ABC
2
1
(C) area of ABC
4
(A)
(B)
(D)
2
area of ABC
3
1
area of ABC
8
118) Three numbers are in the ratio 1 : 2 : 3 and

their HCF is 12. The numbers are
(A) 12, 24, 36
(B) 5, 10, 15
(C) 4, 8, 12
(D) 10, 20, 30
119) If x[-2{-4(-a)}] + 5[-2{-2(-a)}] = 4a, then x

=
(A) 2
(B) 3
(C) 4
(D) 5
120) The list price of a shirt is Rs. 440 and a
customer pays Rs. 396 for it. The discount rate
is
(A) 10%
(B) 10.5 %
(C) 20%
(D) 12%
121) A plate was sold for RS. 6,300 after giving two
successive discounts of 12.5 % and 10%. Find
the marked price.
(A) Rs. 7,300
(B) Rs. 7,700
(C) RS. 8,000
(D) 7,250
122) To attract more visitors, Zoo authority
announces 20% discount on every ticket
which costs 25p. For this reason, sale of ticket
increases by 28%. Find the percentage of
increase in the number of visitors.
(A) 40%
(B) 50%
(C) 60%
(D) No change
123) Which of the following represents a correct
proportion?
(A) 12 : 9 = 16 : 12
(B) 13 : 11 = 5 : 4
(C) 30 : 45 = 13 : 24
(D) 3 : 5 = 2 : 5
124) A sphere is cut into two hemispheres. One of
them is used as bowl. It takes 8 bowlfuls of
this to fill a conical vessel of height 12 cm and
radius 6 cm. The radius of the sphere (in
centimetre) will be
(A) 3
(B) 2
(C) 4
(D) 6
125) The perimeters of a circle, a square and an
equilateral triangle are same and their areas
are C, S and T respectively. Which of the
following statement is true?
(A) C = S = T
(B) C > S > T
(C) C < S < T
(D) S < C < T
126) In two successive years, 80 and 60 students of
a school appeared at the final examination of
which 60% and 80% passed respectively. The
average rate of students passed (in percent) is
(A) 68%
(B)
(C) 70%
(D)
4
68 %
7
3
72 %
7
127) Nisha bought a number of oranges at 2 for a

rupee and an equal number at 3 for a rupee.
To make a profit of 20% she should sell a
dozen for
(A) Rs. 6
(B) Rs. 8
(C) Rs. 10
(D) Rs. 12
128) If As salary is 50% more than that of B, then
Bs salary is less than As by
(A) 33%
(C)
1
45 %
3
(B)
(D)
1
40 %
3
1
33 %
3
76
129) A and B are 20 km apart. A can walk at an

average speed of 4 km/hour and B at 6 km/hr.
If they start walking towards each other at 7
a.m., when they will meet?
(A) 8.00 a.m.
(B) 8.30 a.m.
(C) 9.00 a.m.
(D) 10.00 a.m.
130) A policeman starts to chase a thief. When the
thief goes 10 steps the policeman moves 8
steps. 5 steps of the policeman is equal to 7
steps of the thief. The ratio of the speeds of
the policeman and the thief is
(A) 25 : 28
(B) 25 : 56
(C) 28 : 25
(D) 56 : 25
131) In a Mathematics examination the numbers
scored by 5 candidates are 5 successive odd
integers. If their total marks is 185, the
highest score is
(A) 39
(B) 43
(C) 41
(D) 37
132) The graphs of x = a and y = b interest at
(A) (a, b)
(B) (b, a)
(C) (-a, b)
(D) (a, -b)
133) What is the value of
(941 149) 2 (941 149) 2

?
(941 941 149 149)
(A) 10
(C) 1
134) If x+
is
(A) 12098
(C) 14062
(B) 12048
(D) 12092
3
2
135) If 5 5 5 5
is
(A) 4
(C) 6
136) If
x2-3x+1=0,
6
a2
, then the value of a
(B) 5
(D) 8
then
the
value
of
x x x 1
will be
x3
(A) 18
(B) 15
(C) 21
(D) 30
137) A boat goes 24 km upstream and 28 km
downstream in 6 hours. It goes 30 km
upstream and 21 km downstream in 6 hours
and 30 minutes. The speed of the boat in still
water is
(A) 8 km/hr
(B) 9 km/hr
(C) 12 km/hr
(D) 10 km/hr
138) The compound interest on a certain sum of
money for 2 years at 5% per annum is Rs.
410. The simple interest on the same sum at
the same rate and for the same time is
(A) Rs. 400
(B) Rs. 300
(C) Rs. 350
(D) Rs. 405
139) If a cos + b sin = p and a sin - b cos = q,
then the relation between a, b, p & q is
(A) a2 b2 = p2 q2
(B) a2 + b2 =p2 + q2
flagstaff. (Take
(C) 10
3 =1.732)
3 2) m
(A) 10 (
(B) 10 (
3
1
2
12 sin
2
3 1)m
(D) 7.32 m
141) The value of
sin
cos cot sec

6
4
3
6
5 tan
is equal to
(A) 0
(B) 1
(C) 2
(D)
142) If
(B) 2
(D) 100
1
1
=5, then x6+ 6
x
x
(C) a + b = p + q
(D) a b = p q
140) From a point P on the ground the angle of
elevation of the top of a 10 m tall building is
300. A flag is hoisted at the top of the building
and the angle of elevation of the top of the
flagstaff from P is 450. Find the length of the
sin
tan cos
cot cos ec
29
(A)
60
34
(C)
60
3
5
then
3
2
the
value
of
is equal to
(B)
(D)
31
60
37
60
143) 60 students were asked to choose their

favourite sport. Their distribution is as follows:
Football 15
Cricket 12
Swimming 12
Basketball 11
Athletics 10
The data is illustrated in a Pie Chart. What angle
should be used for football?
(A) 150
(B) 600
(C) 900
(D) 1800
144) If in a triangle ABC as drawn in the figure, AB
= AC and ACD = 1200, then, A is equal to
(A) 500
(C) 700
(B) 600
(D) 800
77
Study the graph and answer Question Nos. 145 to

150:
Cool-sip
Pep-up
Dew-drop
Sales
Directions: In Question Nos. 151 and 152, four

words are given in each question, out of which only
one word is correctly spelt. Find the correctly spelt
word and mark you answer in the Answer sheet.
35
Sales in lakh bottles
ENGLISH COMPREHENSION
30
25
20
151) (A)
(C)
152) (A)
(C)
15
10
Camouflage
Cemouflege
Accessible
Accesseble
(B) Camaflouge
(D) Cemouflage
(B) Akcessible
(D) Accesible
5
0
1988
1989
1990
1991
1992
1993
Years
145) In which year the sale of cool-sip is minimum?

(A) 1990
(B) 1992
(C) 1993
(D) None of the above
146) In case of which soft drink was the average
annual sale maximum during the period 1988
1993?
(A) Pep-up only
(B) Pep-up and Dew-drop
(C) Cool-sip only
(D) Cool-sip and Pep-up
147) What was the approximate percent drop in the
sale of Pep-up in 1990 over its sale in 1989?
(A) 5
(B) 14
(C) 12
(D) 20
148) What was the approximate percent increase in
sales of Cool-sip in 1990 over its sales in
1989?
(A) 100
(B) 50
(C) 171
(D) 150
149) In which year sale of Dew-drop is maximum?
(A) 1988
(B) 1992
(C) 1989
(D) 1993
150) In case of which soft drink was the average
annual sale minimum during the period 19881993?
(A) Pep-up only
(B) Cool-sip only
(C) Dew-drop only
(D) Dew-drop and Cool-sip
Directions: In Question Nos. 153 to 162, you have

two brief passages with 5 questions following each
passage. Read the passages carefully and choose the
best answer to each question out of the four
alternatives and mark it by blackening the
appropriate oval [] in the Answer Sheet.
Passage 1 (Q. Nos. 153 157)
The Critical Faculty is the most potent one in the
human make-up. Its pervasiveness and force have not
properly been recognized because like breathing, it is so
much a part and parcel of human activity. The difference
between a simpleton and an intelligent man, according to
the man who is convinced that he is of the latter category,
is that the former wholeheartedly accepts all things that he
sees and hears while the latter never admits anything
except after a most searching scrutiny. He imagines his
intelligence to be a sieve of closely woven mesh through
which nothing but the finest can pass.
The critical sense is essential for keeping social
transactions in a warm state. Otherwise life would become
very dull and goody-goody. The critical faculty is responsible
for a lot of give and take in life. It increases our awareness
of our surroundings; it sounds dignified no doubt, but it
seems also to mean that we can watch someone elses back
better than our own! We never know our own defects till
they are pointed out to us, and even then we need not
accept them. We always question the bonafides of the man
who tells us unpleasant facts. On the surface it is all very
well to say, I want an honest criticism; that will help me,
not blind compliments. I wish people would mean it.
153) The self-defined intelligent man defines
himself on the basis of
(A) his obvious divergence from the simpleton.
(B) his superior intelligence as a whole.
(C) his possession of the critical faculty.
(D) his heightened awareness of his surroundings.
154) The negative side of the critical faculty is that
(A) it makes us critical of others.
(B) it makes us critical of ourselves.
(C) it sounds dignified but it is not actually so.
(D) it is a tool for creating classificatory division.
155) People who solicit others opinions (about
themselves) generally want
(A) effusive compliments. (B) honest criticism.
(C) harsh facts.
(D) precise feedback.
156) The critical faculty is defined as the most
potent one in human make-up because
(A) it is all pervasive and powerful.
78
(B) it separates the simpleton from the intelligent

man.
(C) it is a help in social transactions.
(D) All of the above
157) What, according to the writer, is the essential
link between breathing and the critical
faculty?
(A) Both are required in social relations
(B) Both are exercised by human beings
(C) Both grow with age
(D) Both stop with death
Passage II (Q. Nos. 158 162)
International trade represents a significant share of Gross
Domestic Product (GDP). While international trade has been
present throughout much of history, its economic, social and
political importance has been on the rise in recent centuries.
Industrialization,
advances
in
technology,
transportation, globalization, multinational corporations, and
outsourcing are all having a major impact on the
international trade system. Increasing international trade is
crucial to the continuance of globalization. International
trade is, in principle, not different from domestic as the
motivation and the behavior of parties involved in a trade do
not change fundamentally regardless of whether trade is
across a border or not. The main difference is that
international trade is typically more costly than domestic
trade. Another difference between domestic and
international trade is that factors of production such as
capital and labour are typically more mobile within a country
than across countries.
158) What is the main difference between
international and domestic trade?
(A) One is more significant than the other
(B) One is more costly than the other
(C) One is more advanced than the other
(D) One is more crucial than the other
159) Which of the following is one of the factors of
production?
(A) Capital
(B) Cost
(C) Profit
(D) Loss
160) What is the synonym of mobile?
(a) Versatile
(B) Moveable
(C) Changeable
(D) Transferable
161) Which one of the following has a major impact
on international trade?
(A) Contribution to GDP
(B) Industrialization
(C) Outsourcing
(D) Domestic trade
162) According
to
the
author,
increasing
international trade
(A) brings about speedy industrialization.
(B) uplifts technology and transportation.
(C) is crucial to the continuance of globalization.
(D) encourages multinational corporations.
Directions: In Question Nos. 163 to 167, some parts
of the sentences have errors and some are correct.
Find out which part of a sentence has an error and
blacken the oval [] corresponding to the
appropriate letter (A, B, C). If a sentence is free from
error, blacken the oval corresponding to (D) in the

Answer Sheet.
163) One of the most / widely spread /
(A)
(B)
bad habit is the use of tobacco. / No error
(C)
(D)
164) A chill wind blew / and icy fingers of death /
(A)
(B)
crept up my spine. / No error
(C)
(D)
165) Such rules / do not apply to / you and I. / No error
(A)
(B)
(C)
(D)
166) The river / has overflown / its banks. / No error
(A)
(B)
(C)
(D)
167) IIM Calcattas MBA programme / is regarded / as the
(A)
(B)
finest in the country. / No error
(C)
(D)
Directions: In Question Nos. 168 to 172 sentences

are given with blanks to be filled in with an
appropriate word(s). Four alternatives are suggested
for each question. Choose the correct alternative out
of the four and indicate it by blackening the
appropriate oval [] in the Answer Sheet.
168) Would you mind _____ the suitcase, Sir?
(a) open
(B) opening
(C) to open
(D) opened
169) When she parted ______ her parents, her eyes
were full of tears.
(A) from
(B) away
(C) off
(D) with
170) He went ______ to oblige his superior.
(A) on his way
(B) out of his way
(C) in his way
(D) with his way
171) During a period of protracted illness, the sick
can become infirm, _______ both the strength
to work and many of the specific skills that
were once possessed.
(A) regaining
(B) denying
(C) pursuing
(D) losing
172) The members of the religious sect ostracized
the ______ who had abandoned their faith.
(A) coward
(B) litigant
(C) recreant
(D) suppliant
Directions: In Question Nos. 173 to 175 out of the
alternatives, choose the one which best expresses
the meaning of the given word and mark it in the
Answer Sheet.
173) Amicable
(A) Friendly
(C) Perfect
(B) Happy
(D) Joyous
79
174) Impervious
(A) Audacious
(C) Impenetrable
175) Peruse
(A) Overuse
(C) Abuse
(B) Haphazard
(D) Illogical
185)
(B) Examine
(D) Defuse
Directions: In Question Nos. 176 to 178, choose the

word opposite in meaning to the given word and
mark it in the Answer Sheet.
176) Particularly
(A) Elaborately
(C) Comprehensively
177) Desecration
(A) Hopelessness
(C) Veneration
178) Yield
(A) Respond
(C) Attack
(B) Generally
(D) Entirely
187)
(B) Disbelief
(D) Manifestation
(B) Survive
(D) Resist
Directions: In Question Nos. 179 to 183, four

alternatives are given for the Idiom/Phrase
underlined in the sentence. Choose the alternative
which best expresses the meaning of the
Idiom/Phrase and mark it in the Answer Sheet.
179) My efforts at pest control went in vain, I have
to go back to the drawing board.
(A) plan it all over again
(B) take professional help
(C) spend some time researching abroad
(D) work at night
180) Indians are going places in the field of
software technology.
(A) going abroad
(B) going to spaces
(C) talented and successful
(D) friendly and amicable
181) She is a person who pulls no punches.
(A) speaks politely
(B) speaks frankly
(C) speaks rudely
(D) speaks sweetly
182) For any group work to be successful, it is
important that everyone is on the same page.
(A) present for the meeting
(B) registered for the work
(C) willing to pay the same fees
(D) thinks in a similar way
183) Our plan to go to London is in the air.
(A) undecided
(B) certain
(C) under consideration
(D) for approval
Directions: In Question Nos. 184 to 193, a sentence/
a part of the sentence is underlined. Below are given
alternatives to the underlined part at (A), (B), (C)
which may improve the sentence. Choose the correct
alternative. In case no improvement is needed, your
answer is (D). Mark your answer in the Answer
Sheet.
184) Your previous project was only failed because
you did not persevere yourself in it.
(A) failed only because you did not persevere.
186)
188)
189)
190)
191)
192)
193)
(B) failed only because you did not persevere for it.
(C) only failed because you did not persevere.
(D) No improvement
This crime makes a man liable for
transportation till his life.
(A) to transportation to life
(B) for transportation for life
(C) to transportation for life
(D) No improvement
I dont think many people will be able to
attend the meeting tomorrow. I, but for one,
have to be in Chennai.
(A) so for one
(B) rather for one
(C) for one
(D) No improvement
My visits to my family are a few and far
between.
(A) few and a far between (B) few and far between
(C) few or far between
(D) No improvement
Their friendship will not last through long
time.
(A) last through a long time. (B) last through
(C) last long
(D) No improvement
All these articles are kept in a tin box to
prevent from spoiling of damp in rainy season.
(A) prevent them from spoiling by damp
(B) prevent them being spoiled by damp
(C) prevent them from spoiling of damp
(D) No improvement
Although other parts the world 20 per cent of
the farm area is owned by women, in India
women own less than 7 per cent.
(A) If in other parts of
(B) However some parts of
(C) While in other parts of
(D) No improvement
I had more sympathy with you, my friend.
(A) have more sympathy
(B) have much sympathy
(C) had much sympathy
(D) No improvement
The bank manager was given a holiday and so
he resolved to go for hitch-hiking.
(A) with hitch-hiking
(B) for the hitch-hiking
(C) hitch-hiking
(D) No improvement
Our big iron gate jingles on its hinges as it is
opened.
(A) clangs
(B) grates
(C) bangs
(D) No improvement
Directions: In Question Nos. 194 to 200, out of the

four alternatives, choose the one which can be
substituted for the given words/sentences and
indicate in by blackening the appropriate oval [] in
the Answer Sheet.
194) A part of a word that can be pronounced
separately
(A) Particle
(B) Sibilant
(C) Syllable
(D) Letter
195) Passing out of use
(A) Adolescent
(B) Reticent
(C) Translucent
(D) Obsolescent
80
196) A drink usually made from a mixture of one or

more alcoholic drinks
(A) Cocktail
(B) Mocktail
(C) Liquor
(D) Bisque
197) Affecting or relating to cows
(A) feline
(B) Bovine
(C) Ovine
(D) Vulpine
198) Something that might happen in the future
(A) Contingency
(B) Insurance
(C) Emergency
(D) Prophecy
199) A special fondness or liking for
(A) Propensity
(B) Inclination
(C) Penchant
(D) Preoccupation
200) Relating to kinship with the father
(A) Patrilineal
(B) Fratrilineal
(C) Matrilineal
(D) Familial
ENGLISH COMPREHENSION
Q.
151
156
161
166
171
176
181
186
191
196
A.
A
A
B
B
B
B
A
D
B
A
Q.
152
157
162
167
172
177
182
187
192
197
A.
A
B
C
C
C
C
D
A
C
B
Q.
153
158
163
168
173
178
183
188
193
198
A.
B
B
C
B
A
D
C
A
A
D
Q.
154
159
164
169
174
179
184
189
194
199
A.
A
A
B
C
C
A
B
B
C
C
Q.
155
160
165
170
175
180
185
190
195
200
A.
B
B
C
C
B
C
D
C
D
A
Answer Key
GENERAL INTELLIGENT & REASONING
Q.
1
6
11
16
21
26
31
36
41
46
A.
B
B
C
D
C
A
D
A
C
C
Q.
2
7
12
17
22
27
32
37
42
47
A.
C
A
A
C
D
A
D
B
D
B
Q.
3
8
13
18
23
28
33
38
43
48
A.
D
A
A
C
B
A
D
B
C
C
Q.
4
9
14
19
24
29
34
39
44
49
A.
D
B
B
A
C
C
B
D
A
D
Q.
5
10
15
20
25
30
35
40
45
50
A.
A
A
B
D
B
C
A
D
C
A
INAUGURAL DISCOUNT
Patiala
GENERAL AWARENESS
Q.
51
56
61
66
71
76
81
86
91
96
A.
A
B
C
D
A
C
C
A
C
D
Q.
52
57
62
67
72
77
82
87
92
97
A.
A
A
D
B
A
C
C
A
C
C
Q.
53
58
63
68
73
78
83
88
93
98
A.
D
D
A
B
B
C
A
D
A
B
Q.
54
59
64
69
74
79
84
89
94
99
Announces
A.
D
B
A
A
C
A
A
C
A
C
Q.
55
60
65
70
75
80
85
90
95
100
A.
C
C
B
D
A
C
A
D
D
C
Q.
105
110
115
120
125
130
135
140
145
150
A.
D
A
C
A
B
A
A
D
D
C
Q.
101
106
111
116
121
126
131
136
141
146
A.
A
B
C
A
C
B
C
C
A
A
Q.
102
107
112
117
122
127
132
137
142
147
A.
B
C
D
C
C
D
A
D
B
B
Q.
103
108
113
118
123
128
133
138
143
148
A.
A
B
C
A
A
D
B
A
C
C
Q.
104
109
114
119
124
129
134
139
144
149
A.
D
A
D
B
A
C
A
B
B
B
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The first Grand Slam of the tennis for 2015 Australian Open
was held at which place: Melbourne, Australia
Name the winner of mens singles title at the Australian Open
tennis tournament: Novak Djokovic
Name the winner of womens singles title at the Australian Open
tennis tournament: Serena Williams
Name the Indian tennis player who won the mixed doubles title at
the Australian Open: Leander Paes
Name the Indian Union Minister who recently visited China on a
four day official visit, to launch the Visit India Year in China:
Sushma Swaraj
Nicol David, World Womens Squash champion has set a new
record for topping the world rankings for the 106th month. She is
from which country: Malaysia
Countrys GDP growth rate was revised upwards to ________
per cent for 2013-14, as against 4.7 per cent estimated earlier:
6.9
The base year for measuring national accounts has recently
been revised to _______ from 2004 05 earlier: 2011-12
India test fired its Inter-Continental Ballistic Missile (ICBM),
__________ for the first time from a canister mounted on a Tatra
truck, from the Wheeler Island, off the Odisha coast: Agni-V
What is the approximate range of Indias ICBM Agni V: 5000
kms
Sergio Mattarella has been elected as the new President of
which country: Italy
Rory McIlroy is the worlds no. 1 player in which sports: Golf
Rory McIlroy is from which country: Britain
_______ has been appointed Head Coach of Indias mens
Hockey team: Paul Van Ass
18th National Conference on e-Governance was held in which
city: Gandhinagar, Gujarat
Name the film that won the Filmfare Award for the best film for
2014: Queen
The Filmfare award for the best actor for 2014 was won by
_________: Shahid Kapoor for Haider
The Filmfare award for the best actress for 2014 was won by
_________: Kangana Ranaut for Queen
The Filmfare award for the best director for 2014 was won by
_________: Vikas Bahl for Queen
Krishna Chaudhary has been appointed Director General of
which paramilitary force: Indian Tibetan Boarder Police (ITBP)
Name the renowned music composer and actor who has been
appointed Chairman of Sangeet Natak Akademi: Shekhar Sen
Which bank has introduced a new app, Chillr, which will allow
users to send money to any contact in their phone books, 24X7:
HDFC Bank
Charles H. Townes, American noble prize winner scientist
passed away recently. He was known for which popular
24)
25)
26)
27)
28)
29)
30)
31)
32)
33)
34)
35)
36)
37)
38)
39)
40)
41)
42)
43)
invention: Laser lights

What is the full form of the word laser: Light Amplification by
Stimulated Emission of Radiation
A high powered committee chaired by R Gandhi, has been
formed to review the structure and functioning of the Urban
Cooperative Banking Sector. Who is R. Gandhi: Dy. Governor,
RBI
India's first fenced elephant sanctuary is to be setup in which
Biological Park in Karnataka: Bannerghatta
The RBI recently slashed the statutory liquidity ratio by how many
basis points: 50
What will be the impact of recent reduction of SLR by 50 basis
points on the inflation front in the country: It may go up
points on the growth of the economy of the country: It may go up
points on the bank loans: It may go up
What will be the impact of this reduction of SLR by 50 basis
points on the interest rates of the bank loans: It may go down
In which country more than 3,000 flights were cancelled as winter
storms dumped snow, sleet and freezing rain causing wide
spread disruption of routine life: USA
Which is the only country to win the Handball World
Championships for the record five times: France
Which country secured the no. 1 position in world in consumption
of gold in 2014: India
India overtook which country in becoming the top consumer of
gold in the world: China
Which American celebrity has been elected as the most admired
women in the world in a recent survey: Angelina Jolie
Winner of the Most Admired Women title, Angelina Jolie is from
which field: Cinema
The Reserve Bank on Feb. 3 doubled the annual overseas
investment ceiling for individuals to $_________ per person per
year under the Liberalised Remittance: 250,000
The deposit accounts in the banks in which there are no
transactions for 10 years or more are called _______ accounts:
Unclaimed
Under which project Govt plans to construct over two crore toilets
in select villages to make India free from open defecation by
2019: MNREGA
The Reserve Bank has allowed banks to install which type of
machines at locations selected by them (banks) without getting
its prior permission: Cash Deposit Machines
Which country has overtaken the United States as the top
destination for foreign direct investment for the first time since
2003: China
According to the UNCTAD, foreign firms invested 128 billion
dollars in China and 86 billion in the US last year. Write the full
form of UNCTAD: United Nations Conference of Trade and
Development
82
44)
45)
46)
47)
48)
49)
50)
51)
52)
53)
54)
55)
56)
57)
58)
59)
60)
61)
62)
63)
64)
65)
66)
67)
68)
69)
70)
Which country has become the first country to allow a "threeparent" IVF (in vitro fertilization) technique: Britain
Who is the author of world famous novel To Kill a Mockingbird:
Harper Lee
Saloni Dalal, a 12 year old girl became the youngest medal
winner in the 35th National Games in Kerala by winning a Bronze
medal in which field: 200 meter breast stroke swimming event
Which state won the 10th National Award for excellent work in
Mahatma Gandhi National Rural Employment Guarantee Act,
2005 (MGNREGA): Madhya Pradesh
Which state launched e-registration of properties in all the 130
tehsil and sub-tehsils of the State on Feb 04: Haryana
Who has been appointed as the new Union Home Secretary: LC
Goyal
Gaur Hari Singhania, a noted industrialist passed away recently.
He was associated with which corporate group: J K Group of
Industries
________ has been appointed as member of the Advisory
Committee for Trade Policy and Negotiations by the US
government: Ajay Banga
Which state has decided to set up Plast India International
University in partnership with University of Massachusetts
Lowell, USA: Gujarat
Who is the author of the book The Bookmans Tale: Charlie
Lovert
Which Indian mobile handset maker took over Samsung to
become Indias biggest smartphone vendor and third largest in
the world: Micromax
Which Indian Bank raised about Rs 10,000 crore by selling
American Depository Receipts in the largest follow-on offer by a
private sector firm: HDFC Bank
A three day conference of Indias Heads of the Missions was held
in which place: New Delhi
Ms. Zoe Konstantopoulou has been elected as the new President
of which country: Greece
In which country Shiite Houthi rebels dissolved the Parliament
and took over the reins of the impoverished nation: Yemen
Noted novelist Bhalchandra Nemade has recently been honoured
with which prestigious literary award: Jnanpith Award
Jnanpith Award winner Mr. Nemade writes in which language:
Marathi
Name the Indian musician who won the Best New Age Album
award at the 57th Grammy Awards: Ricky Kej
Name the Indian who won the Grammy in the Best Children's
Album category for rendering audio version of the book 'I Am
Malala: Neela Vaswani
The Grammy award for the record of the year and song of the
year went to which song: Stay with me
BAFTA awards are given for excellence in which field: Cinema
The abbreviation BAFTA stands for what: British Academy of
Film and Television Arts
Which film won the BAFTA award for the best film: Boyhood
Government has decided to infuse Rs. 6,990 crore in nine public
sector banks to comply with which international norms /
guidelines: Basel III
Basel III guidelines have been issued for what purpose: To
ensure capital adequacy in banks
Basel III guidelines have been issued by which international
authority: Bank for International Settlements
Name the politician whose name name was included in the
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LIMCA book of records for being the only woman of the country
to represent the same Lok Sabha constituency on the same party
ticket for eight times in a row: Sumitra Mahajan
Which state launched the Himalaya Darshan programme as
part of its ongoing efforts to boost tourism in the state:
Uttarakhand
Dr. Tony Tan Keng Yam who visited India recently is the
President of which country: Singapore
National Deworming Day is observed on which date: Feb 10
Medicine Albendazole is orally administered to pre-school and
school-going children between one and nineteen years for what
purpose: For de-worming
Which Indian economist has been named as the first winner of a
newly established Charleston-EFG John Maynard Keynes Prize
in the UK: Amartya Sen
Which bank has launched Pockets, a digital banking service,
enabling users to instantly send money to any e-mail id, mobile
number, friends on Facebook and bank account: ICICI Bank
The RBI has allowed banks to offer extra interest on deposit
schemes up to Rs 1 crore which cannot be broken prematurely.
Such deposits are called _________ deposits: Non Callable
Reserve Bank has given the directions that all credit institutions,
banks and NBFCs should become members of all the CICs in the
country. The abbreviation CIC stands for: Credit Information
Company
Summit of G20 Finance Ministers and Central Bank Governors
held in _______ on 9-10 February 2015: Istanbul
The leaders of Germany, France, Russia and Ukraine met in
Minsk, capital of Belarus to find solution to which international
problem: Fighting in Eastern Ukraine
What is the name of the mascot of the 35th National Games:
Ammu
Which animal has been made the mascot for the 35th National
Games: The Great Hornbill Bird
Which marching contingents were awarded jointly the Best
Marching Contingents Trophy for Republic Day Parade 2015:
The Brigade of The Guards and the Sikh Regiment
The First World Ocean Science Congress (WOSC) was held in
______, Kerala from 5 to 8 February 2015: Kochi
Govt. has constituted a three-member Special Investigation
Team (SIT) headed by _________for re-investigation of the 1984
anti-Sikh riot cases: Pramod Asthana
The opening ceremony of the ICC Cricket World cup 2015 was
held on Feb 12 at which two places: Christchurch and
Melbourne
Which US Company has created a world record by crossing the
mark of $700 billion in terms of market capitalization: Apple Inc
Name the author of the book Editor Unplugged: Media,
Magnate4s, Netas and Me: Vinod Mehta
RBI has decided to put in circulation currency note in One Rupee
denomination. These notes are printed under which Act of Govt.
of India: Coinage Act 2011
India's trade deficit narrowed to an 11 month low of 8.3 billion
dollar in January 2015. Trade deficit refers to what: The amount
by which exports are less than imports
In terms of freedom of press, the World Press Freedom Index
puts India at which rank: 136th
All India Football Federations (AIFF) has declared which sports
person as the player of the year 2014: Sunil Chhetri
Name the champions who won highest number of medals 159
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95)
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in the national games 2015: Services

Raja Bhalendra Singh Trophy is awarded for which achievement:
Sports Contingent that wins highest medals in national
games
The 36th National Games will be hosted by which state in 2016:
Goa
For which national programme World Bank has agreed to grant $
8 million loan to India for sustainable livelihoods and adaption to
climate change: National Rural Livelihoods Mission
India successfully test-fired the naval version of the supersonic
BrahMos cruise missile from which naval ship: INS Kolkata
Name the first National Tribal Festival that was held at New Delhi
from 13 to 18 Feb., 2015. VANAJ-2015
Which national scheme recently launched by the govt. of India
has been listed in Guinness Book of World Records for largest
coverage: Pradhan Mantri Jan Dhan Yojana
Which state has set up Gram Sachivalayas to bring Gram
Panchayat and village level functionaries of all departments
under one roof for better functioning and coordination: Haryana
Name the former Maharashtra Home Minister and senior
Nationalist Congress Party (NCP) leader who passed away
recently: R. R. Patil
Name the Popular cartoonist, veteran columnist and political
activist who passed away in Feb 2015: Rajinder Puri
The 67th National track cycling championship was held at which
place: Thiruvananthapuram
Name the veteran film producer, holder of the Guinness Book of
World Records for the most films produced 150, by an
individual, who passed away recently: D Ramanaidu
What is the strike range of recently tested nuclear capable
Prithvi-II surface-to-surface missile: 350 kms
The nationwide Soil Health Card scheme was launched by the
Prime Minister from which place in Rajasthan on Feb19 :
Suratgarh
Which Indian telecom major has tied-up with United Nations
Childrens Fund (UNICEF) to provide health, education and
youth-focused content to its customers in 17 African countries:
Bharti Airtel
Government has launched MADAD-Because You Are Us system
for what purpose: Consular Grievances Monitoring
Name the former India Captain and ace Leg Spinner has been
chosen to be inducted into the ICC Cricket Hall of Fame: Anil
Kumble
What is the short name for the recently notified Indian Accounting
Standards which are converged with global standards IFRS: Ind
AS
The Indian Accounting Standards Ind AS will be mandatory for
companies from which date: 1st April 2016
Which organization compiles the weekly figures for India's foreign
exchange reserves: RBI
Name the tennis star who won the WTA championship in Dubai:
Simona Halep
Name the Indian golfer who won the European Tour title at the
Hero Indian Open on Feb 22 in New Delhi: Anirban Lahiri
Who has been elected as the new Chief Minister of Bihar: Nitish
Kumar
Amartya Sen, 81 year old Nobel laureate economist was in news
recently for what reasons: He resigned as the Chancellor of
Nalanda University
The famous international Nalanda University is located in which
State: Bihar
118) The 10th edition of Aero India Show was held in which place:
Bengaluru
119) The government plans to launch a new scheme 'Krishi Dak
Service' for what purpose: To distribute improved seed
varieties to farmers at their doorstep, through post-offices
120) ADB has agreed to grant $350 million loan to Madhya Pradesh
for what purpose: To upgrade district roads
121) Which organization has reached an agreement with the bank
unions to keep the banks closed on 2nd and 4th Saturday: Indian
Banks Association (IBA)
122) The Academy Awards are given for excellence in which field:
Cinema
123) What is the popular name for prestigious US Academy Awards:
Oscars
124) Which picture won the Oscar for best picture: Birdman
125) Name the actor who won the Oscar for best actor: Eddie
Redmayne for The Theory of Everything
126) The Oscar for the best actress for 2014 was won by which lady:
Julianne Moore for Still Alice
127) What is the name of the recently conducted Indo Nepal Joint
Military Exercise: Surya Kiran-VIII
128) The military exercise Surya Kiran VIII was recently held at
which place: Saljhandi, Nepal
129) Who has been appointed as the Ambassador and Permanent
Representative of India to the United Nations Offices in Geneva:
Ajit Kumar
130) The Defence Research and Development Organisation (DRDO)
has established the worlds highest research station at which
place: Chang La, Ladhakh
131) What type of research activities shall be carried out at the worlds
highest research station at Chang La: To develop and validate
cold weather technologies for agriculture and allied fields
132) Telecom Regulatory Authority of India had amended the rules to
introduce MNP on nationwide basis from May 3. What is MNP:
Mobile Number Portability
133) Musicians from around the world will gather this April in which
city to celebrate the International Jazz Day: Paris
134) International Jazz Day is celebrated on which date: April, 30
135) Irom Sharmila, Human rights activist has been conferred Sthree
Shakti Award for her fight against imposition of Armed Forces
(Special Powers Act, 1958). She is from which state: Manipur
136) Hero Hockey India League 2015 was played in which city: New
Delhi
137) Which team won the Hero Hockey India League 2015
Championship: Ranchi Rays
JANUARY 2015
138) The 13th Pune International Film Festival was held at Pune and Pimpri
Chinchwad in Maharashtra from January 8 to 15. What was the theme
this year: War against War
139) Name the biggest cultural festival of the Mahayana sect of Buddhism
in Nepal, observed to mark the beginning of the New Year: Tamu
Lhochhar
140) The famous new year festival of Nepal Tamu Lhochhar is held at
which place: Kathmandu
141) ADB has agreed to give $ 75 million loan and $1.8 million grant to
which state in India for Integrated Urban Water Management
Investment Program for improving the water resource management:
Karnataka
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142) Name the top Indian cricketer who has decided to retire from the Test
Cricket: MS Dhoni
143) Name the country that has recently adopted the Euro as its currency:
Lithuania
144) How many countries in Europe have adopted Euro as their currency:
19
145) President gave his assent to the NJAC Act, nearly ending the twodecade-old Collegium System for appointment of judges to the
Supreme Court and 24 high courts. NJAC stand for what: National
Judicial Appointments Commission
146) The NJAC will be headed by ___________ and will have ______
other members: Chief Justice of India, Five
147) _____________ has been shifted from Uttarakhand to Mizoram to
hold charge of Governor of State: Aziz Qureshi
148) ______________ has been appointed as new Governor of
Uttarakhand: K K Paul
149) Name the former editor of the Hindustan Times and The Indian
Express, who passed away recently: B G Verghese
150) As per a recent report by global property consultant CBRE,
__________ is the costliest office space in India: Connaught Place
151) R Koteeswaran has been appointed MD & CEO of which public sector
bank: Indian Overseas Bank
152) _______________ is the new MD & CEO of the Oriental Bank of
Commerce: Animesh Chauhan
153) Kishore Kumar Sansi is the new MD & CEO of which bank: Vijaya
Bank
154) Name the recently appointed MD & CEO of United Bank of India: P
Srinivas
155) Name the India's first integrated mobile application for women safety
launched in Delhi on Jan 1: Himmat'
156) Saiyid Hamid, noted Muslim academician, educationist, reformist and
author passed away recently. He was Chancellor of which educational
institution: Jamia Hamdard University and Jamia Millia Islamia
157) What is the new name of the Insurance Regulatory and Development
Authority (IRDA) after the promulgation of Insurance Laws
(Amendment) Ordinance, 2014: Insurance Regulatory and
Development Authority of India
158) On Jan 1, the government announced that the Planning Commission
had been revamped and rechristened as NITI Aayog. What is the full
form of NITI: National Institution for Transforming India
159) _____________ is the Chairman of the NITI Aayog: Prime Minister
160) Name the newly appointed vice chairperson of the NITI Aayog: Arvind
Panagariya
161) Ms Sindushree Khullar has been appointed CEO of which important
national level office: NITI Aayog
162) In which development financial institution government has decided to
increase its stake to 51% from around 48% at present: Industrial
Finance Corporation of India IFCI
163) Which is the only state in India that has the potential to grow the rare
purple tea: Assam
164) ______________ is the only country in the world that produces unique
purple tea: Kenya
165) India's top PSU bankers and select policy makers gathered in Pune
for a two-day (Jan 2-3) retreat that was named ______________:
Gyan Sangam
166) 102nd Indian Science Congress was held at which place: Mumbai
167) Who is the author of the book The Fault in Our Stars: John Green
168) Name the senior politician who has authored the book titled, At Home
in India: The Muslim Saga: Salman Khurshid
169) The RBI has signed an information sharing agreement with which
country for better coordination in supervising financial institutions:
Unite States of America
170) As per revised norms, NBFCs have been asked to review KYC norms
in their high risk category accounts every _________ years: Two
171) Two commemorative coins of Rs 100 and five were released in the
honour of Tata Group founder ________________ to mark his 175th
birth anniversary: Jamsetji Nusserwanji Tata
172) Indian railways runs the Maitree Express train between which two
stations: Kolkata Dhaka
173) Name the project launched by government for under taking eco
friendly development of the rural areas: Green India Mission
174) Govt. has launched domestic efficient lighting programme in Delhi.
What is the highlight of this project: LED bulbs to be supplied at an
initial payment of Rs. 10
175) What is the full form of LED: Light Emitting Diodes
176) What is the name of the customized low-cost combination of phone
and tablet computer launched for farmers by ICRISAT: Greenphablet
177) Write the full form of the abbreviation ICRISAT: International Crops
Research Institute for the Semi-Arid Tropics
178) Headquarters of ICRISAT are located at which place: Near
Hyderabad, Telangana
179) India is on way to join the global high-end scientific Neutrino Club as
the government has approved a high level research laboratory in
__________ field in Tamil Nadu: High energy physics
180) Amitabh Bachchan has been appointed as the brand Ambassador for
health sector by which State: Andhra Pradesh
181) The 19th National Youth Festival began in ___________on Jan 8:
Guwahati
182) The theme for 19th National Youth Festival is_______________:
Youth for Clean, Green and Progressive India
183) Which union ministry has launched a toll-free helpline (1800-11-0031)
to assist the alcoholic and drug-dependent persons: Ministry of
Social Justice and Empowerment
184) As per a Labour Bureau survey, unemployment rate in the country
rose to ______per cent in 2013-14, mainly on account of increase in
joblessness in rural areas: 4.9
185) Name the satirical weekly of France whose office was attacked
recently by Islamic militants, killing over 12 persons: Charlie Hebdo
186) Millions of people around the world expressed their solidarity with the
slain French journalists by using the hash tag # Je Suis Charlie on
Twitter. What is its meaning: I am Charlie
187) Name the senior Indian diplomat who has been named as the new
Under-Secretary-General, Department of Field Support (DFS) in UNO:
ATUL KHARE
188) Which bank recently launched the countrys first contactless debit and
credit cards that use the near-field communication (NFC) technology,
enabling customer to make payments by just waving the card near
merchant terminals instead of swiping the same: ICICI Bank
189) India has agreed to provide 60 million dollars Line of Credit LoC to
Guyana for its road infrastructure projects. Where is it located: On
Northern border of Brazil
190) Modibo Keita has been elected as Prime Minister of which country:
Mali
191) The country Mali is located in which part of the world: West Africa
192) Hampi Utsav 2015 a three-day mega cultural festival of dance,
drama, art and music was held in which State: Karnataka
193) Ancient town of Hampi in Karnataka was the capital of which empire:
Vijayanagar Empire
194) Scientists have discovered a powerful new antibiotic which can kill an
array of germs without the bugs easily becoming resistant to it. What
is its name: Teixobactin
195) India will provide Rs 6.90 crore support to Nepal for fighting against
the Iodine Deficiency Disorder Control Programme (IDDCP) for control
of which ailment: Goitre
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196) In which country militants of Boko Haram massacred over 2000
224) Which Bank on Jan 13 launched a savings bank account christened
persons in towns around Baga: Nigeria

197) Tshering Tobgay, who recently visited India is the _________ of
Bhutan: Prime Minister
198) Who has been elected as new President of Sri Lanka: Maithripala
Sirisena
199) In which State governor rule was imposed on January 9, 2015:
Jammu & Kashmir
200) Why has governors rule been imposed in J & K: No party staked
claim to form the government
201) 15 prominent NRIs were conferred which honour at the recently held
Pravasi Bharatiya Divas: Pravasi Bharatiya Samman Award
202) In whose honour, the coins of the denomination of Rs. 100 and Rs. 10
and the stamps of value of Rs 25 and Rs 5 were released at Pravasi
Bharatiya Divas: Mahatama Gandhi
203) National Youth Day is observed on which date: 12th January
204) Why January 12 is observed as National Youth Day: It is birthday of
Swami Vivekananda
205) Name the star footballer who won the FIFA Ballon d'Or award for
2014: Cristiano Ronaldo
206) Name the ace tennis player who reached the 1,000 ATP Tour wins
milestone as he won the Brisbane International title on Jan 11: Roger
Federer
207) In the field of tennis, the abbreviation ATP stands for: Association of
Tennis Professional
208) Who has been appointed as the new Chairman of the Indian Space
Research Organization: A S Kiran Kumar
209) Kolinda Grabar-Kitarovic has been elected as the first women
President of which country: Croatia
210) Which airline has been selected as the safest airline in the world for
2015: Quantas
211) Quantas is the official air carrier of which country: Australia
212) A new vaccine Raksha Blue has been launched to counter which
deadly disease in farm animals: Bluetongue
213) Election commission has announced 7th February as the date for
assembly elections in which State: Delhi
214) Golden Globe awards are given in which field: Cinema
215) Golden Globe award are given in which country: USA
216) Which film won the Golden Globe 2015 for the best motion picture:
Boyhood
217) Name the Secretary, Defence Research and Development cum
Director General, DRDO and Scientific Advisor to the Defence
Minister who was in news as he was removed by the govt. from his
seat, 15 months before his contract was to end: Avinash Chander
218) Raghuram Rajan, Governor, RBI was selected as the Governor of the
Year by international magazine Central Banking. This magazine is
from which country: Britain
219) Countrys first compressed natural gas (CNG) - powered train was
flagged on January 13 from which place: Rewari, Haryana
220) Encouraged by the Indias Make in India initiative, the United
Kingdom announced which campaign to forge collaborations with
Indian companies: Great Collaborations
221) Nabard has signed an MoU with which Indian Institute of
Management, to set up a Chair to encourage research in climate
change, rural livelihood and financial inclusion, among others: IIM,
Ahmedabad
222) India and ____________have signed a joint agreement to implement
the third phase of the agriculture cooperation project for next three
years, 2015-18: Israel
223) Which bank bagged three awards, including the award for the best
bank at the annual flagship event "MSME Banking Excellence
Awards-2014" at Bengaluru: Canara Bank
as Jifi Saver, which can be managed via Twitter and Facebook: Kotak
Mahindra Bank
225) Which Indian space project has won the 2015 Space Pioneer Award in
the science and engineering category from the US based National
Space Society (NSS): Mass Orbiter Mission
226) Which district in Kerala became the first district in the country to have
all its gram panchayats connected through National Optical
Fibre Network (NOFN) - hi-speed rural broadband network: Idukki
227) The first Border Haat (market) along with Bangladesh frontier was
opened on 13 January 2015 in which State: Tripura
228) Which country has launched an Online Visa Pilot Programme to make
it easier for Indian business and tourism visitors to apply online visa:
Australia
229) Name the Indian professional golfer who has been voted as the 2014
Players Player of the year in Asian Tour: Anirban Lahiri
230) Name the new Chief Election Commissioner of India: H S Brahma
231) The Reserve Bank of India cut down repo rate by 25 basis points to
7.75 percent from 8 percent. What will be the new Bank Rate: 8.75
per cent
232) Bank Rate of Reserve Bank of India is calibrated with which other
policy rate: Marginal Standing Facility
233) Which top IT company of India has promised the Prime Minister to
invest $250 million for funding innovations in software and services in
India: Infosys
234) Who is the appointing authority for Chief Election Commissioner:
President of India
235) What is the tenure of Chief Election Commissioner: 6 years
236) The official status of Chief Election Commissioner is equivalent to
which other post: Judge of Supreme Court
237) Which area of Uttar Pradesh was in news as around 50 lives were lost
there due to a hooch tragedy that occurred in its nearby villages:
Malihabad, Lucknow
238) Bhakti Sharma, India's 24 year old open water swimmer has set a
world record by swimming 2.25 kms in 52 minutes in one degree
temperature in which ocean: Antarctic Ocean
239) 76th Table Tennis National Championship was held at which place:
Puducherry
240) The Red Sari by Javier Moro is a book return about which Indian
political celebrity: Sonia Gandhi
241) Chairperson of the Central Board of Film Certification recently
resigned from her post. What is her name: Ms. Leela Samson
242) Which Bollywood celebrity has been conferred Social Media Person
of the year award 2015 by the Internet and Mobile Association of
India: Amitabh Bachchan
243) Name the new indigenously built fighter aircraft recently inducted in
the Indian Air Force: Tejas
244) Tejas is a LCA acquired by the Indian Air Force. What is the full form
of LCA: Light Combat Aircraft
245) Stephen Constantine has been appointed head coach of which Indian
sports team: Men's Football
246) Sania Mirza along with her American partner Bethanie Mattek-Sands
won doubles title at which international tournament in Australia:
Sydney International Tennis Tournament
247) Giraffe Hero Award is given for excellence in which field: Social Work
248) Which State has appointed yoga guru Ramdev as the state's brand
ambassador to promote yoga and ayurveda in a big way: Haryana
249) Which state has banned the sale of loose cigarettes (as single sticks)
and loose tobacco, becoming the first State to do so: Punjab
250) Which State has been selected, for the first time, for National eGovernance Award 2014-15 for the best districtlevel initiative in the
country: Jammu & Kashmir
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251) In a bid to promote entrepreneurship among the Scheduled Castes

(SCs), which Ministry launched two schemes for funding ventures
setup by them: Ministry of Social Justice and Empowerment
252) Name the Australian cricketer, rated as third fastest bowler in world,
who announced his retirement from all forms of cricket after a 20-year
career: Brett Lee
253) Name the cueist who won the National Billiards Championship held at
Kolkata: Pankaj Advani
254) Name the cricketer who recently hit the fastest century in one-day
internationals cricket history: AB de Villiers
255) _________ state to host the 35th National Games: Kerala
256) Asias biggest literary event was recently held in which city: Jaipur
257) Name the Indian-American author who won the coveted DSC Prize for
Literature at the Jaipur Literature Festival: Jhumpa Lahiri
258) _________ was declared as the winner of inaugural Khushwant Singh
Memorial Prize Literature at the Jaipur Literature Festival:
Arunadhathi Subramaniam
259) Name the film producer who has been appointed as the Chairman,
Central Board of Film Certification: Pahlaj Nihalani
260) A report by the IMF says that India is expected to grow at 6.3 per cent
this year and 6.5 per cent in 2016 by when it is likely to cross growth
rate of which country: China
261) The 79th Senior National Badminton Championship held in ________
from January 29 to February 5: Vijayawada
262) Name the Indian runner who broke the 19-year-old women marathon
national record at the 12th Standard Chartered Mumbai Marathon in
Mumbai: O P Jaisha
263) In which country the Houthi rebels seized the Presidential palace in
the capital Sanaa, forcing the President to resign: Yemen
264) As per the recent tiger census in India, ________ State has highest
number of tigers: Karnataka
265) As per a study by Edelman, India has been placed at _____ rank in
world in terms of faith reposed by its citizens in its institutions: 2nd
266) Name the noted political scientist, founder of Centre for the Study of
Developing Societies who passed away recently: Rajni Kothari
267) With which country India signed an agreement on transfer of prisoners
who are completing their sentence there: Hong Kong
268) Name the author of the book Geek Sublime: The Beauty of Code, the
Code of Beauty: Vikram Chandra
269) The prestigious National Book Critics Circle (NBCC) Awards are given
in which country: USA
270) Jimjang Deru of Arunachal Pradesh recently created national record in
which sports: Weight Lifting
271) Which international organization has decided to lift a seven-monthlong ban on the import of mangoes from India: European Union
272) Veteran journalist Malini Parthasarathy has been appointed as the first
women editor of a century old national news paper: The Hindu
273) The government has launched HRIDAY to preserve and rejuvenate
the rich cultural heritage of the country. Write full form of HRIDAY:
Heritage City Development and Augmentation Yojana
274) What is the name of the Microsofts voice controlled assistant to be
introduced in its new operating system - Windows 10: Cortana
275) India has allowed duty free access to which countrys export products
in Indian markets under the Agreement of South Asia Free Trade Area
(SAFTA): Afghanistan
276) Name the scheme launched by the Prime Minister to save and
empower the girl child: Beti Bachao-Beti Padhao
277) Which Bollywood celebrity has been appointed as brand ambassador
of Beti Bachao-Beti Padhao campaign: Madhuri Dixit
278) A special savings scheme by the name ________ has been launched
to encourage special savings for girl child: Sukanya Samriddhi
Account
279) What is the rate of interest payable in the Sukanya Samriddhi

Account: 9.1% per annum
280) A maximum amount of Rs. ______ can be deposited in a financial

year in the Sukanya Samriddhi Account: 1,50,000
281) Abdullah Bin Abdulaziz, King of Saudi Arabia was in news recently for
what reasons: He passed away
282) Indias first International Institute of Music will be set up in _____ by a

trust headed by Sarod Maestro Ustad Amjad Ali Khan and his family:
Kerala
283) In which country its first women premier was impeached on Jan 23 for
corruption charges: Thailand
284) Lee Wan Koo has been appointed new Prime Minister of which Asian
country: South Korea
285) The Reserve Bank has allowed Indians to carry high value notes of Rs
500 /1000 while travelling to _______ and _____with a cap of Rs
25,000 on the total amount: Nepal, Bhutan
286) The World Economic Forum's five-day annual jamboree of the global
elite started on Jan 20 at______, Switzerland: Davos
287) Which Ministry has launched a new organisation National Highways
and Infrastructure Development Corporation Limited (NHIDCL) to
promote the road construction: Road Transport and Highways
Ministry
288) Name the controversial Australian bowler who has been named
Australia's young cricketer of the year, winning the Sir Bradman
Award: Sean Abbott
289) In a major boost to the jute sector, govt. has approved mandatory
packaging of _____ and _____ in jute material to minimum extent of
up to 90 per cent of production: Sugar and Foodgrains
290) RBI has advised that RRBs with assets less than $175 million need
not to register under the US law FATCA. Write the full form of
FATCA: Foreign Account Tax Compliance Act
291) Govt plans to set up a Price Stabilisation Fund (PSF), with a corpus
of Rs 500 crore for what purpose: To control price fluctuations in
fruits and vegetables
292) The proposed price stabilization fund will initially focus on which two
commodities for their price regulation: Onions and Potatoes
293) With which country India signed MoUs for formulating action plans for
development of smart cities in Allahabad, Ajmer and Visakhapatnam:
USA
294) Govt plans to introduce a new Consumer Price Index with ________
as base year for computing retail inflation rate: 2012
295) India has been ranked _______ globally in terms of talent
competitiveness of its human capital, indicating acute shortage of
skilled workforce: 78th
296) The Expenditure Management Commission, headed by_______, has
recommended to the government that it cut fiscal deficit to 3.6 per cent
of the GDP during 2015-16: Bimal Jalan
297) Which Bank has launched Jifi Saver, a social savings bank account
which can be seamlessly managed via Twitter and Facebook: Kotak
Mahindra Bank
298) Who has been appointed as the new Union Foreign Secretary of India:
S. Jaishankar
299) Countrys first geothermal heating plant was launched successfully by
the Snow and Avalanche Studies Establishment of DRDO at its
_____(HP) campus: Manali
300) R K Laxman, the legendary cartoonist who passed away recently is
known for the iconic cartoon character named ________:The
Common Man
301) Veteran cartoonist R K Laxman was associated with which news
paper: The Times of India
302) Name the highest peacetime military honour awardaed posthumously
to Major Mukund Varadarajan and Naik Neeraj Kumar Singh on
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Republic Day: Ashok Chakra
303) Paulina Vega of Columbia has been crowned with which international
beauty pageant: Miss Universe
304) Name the new national champion of snooker in mens category:
Pankaj Advani
305) The Reserve Bank signed a Memorandum of Understanding on
Supervisory Cooperation and Exchange of Supervisory Information
with central bank of which country: Brazil
306) Which Indian bank signed an agreement with U.S. governments
Overseas Private Investment Corporation for $220 million loan for onlending to micro, small and medium enterprises: Yes Bank
307) Pooja Thakur, the first woman to lead the ceremonial tri-service guard
of honour inspected by Mr. Obama is from which wing of Indian
Defence Forces: Air Force
308) Which MNC recorded highest ever quarterly profit of $18 billion in
quarter ending December 2014: Apple Inc.
309) Name the legal luminary, a senior advocate who has been awarded
Padma Bhushan recently: Harish Salve
310) Mr. Subhash Kashyap who has been honoured with Padma Bhushan
is an authority in which field: Constitutional Expert
311) Name the noted philanthropist couple honoured recently with Padma
Bhushan: Bill Gates and Melinda Gates
312) Name the noted TV journalist honoured with Padma Bhushan this
year: Rajat Sharma
313) Name the veteran politician, a serving Chief Minister who has been
decorated with Padma Vibhushan this year: Prakash Singh Badal
314) Name the two noted bollywood actors who have been honoured with
Padma Vibhushan this year: Amitabh Bachhan and Dilip Kumar
315) Name the UK businessman and spiritual leader who has been
honoured with Pamda Vibhushan this year: Karim Al Hussaini Aga
Khan
316) Sportsperson Mithali Raj has been honoured with Padma Shri. She is
from which sports: Cricket
317) Name the women badminton player honoured with Padma Shri award
this year: PV Sindhu
318) Noted film personality Prasoon Joshi who has been awarded Padma
Shri is from which field of film industry: Lyricist
319) Jhumpa Lahiri has been awarded DSC Prize 2015 for literature for her
book : The Lowland
320) India's FDI increased by 26 per cent in 2014 to an estimated 35 billion
US dollar. Maximum FDI was attracted by which sector of economy:
Services
321) To meet the fiscal deficit, the government sold 10 per cent stake in
which state owned company to raise about Rs 24,000 crore: Coal
India Ltd
322) Which country will host the 2016 Twenty 20 World Cup from 11th
of March to 3rd of April 2016: India
323) Name the Former chief of Gorkha National Liberation Front, who gave
birth to the Gorkhaland movement, who died recently: Subash
Ghishing
324) As per revised guidelines, winners of Gold medal in international
sports events will now get Rs. __________: 75 lacs
325) Jaswant Sing Rajput who won two times gold medal for India in
Olympics, passed away recently. He was from which Sports: Hockey
326) The Payment Banks are not allowed to undertake which major
banking function: Giving Loans
327) The payment banks are not allowed to accept deposits beyond Rs.
___________: One lac
DECEMBER 2014
328) Name the Russian film that won the Golden Peacock for the best film
at the International Film Festival of India: Leviathan
329) The Golden Peacock Award for the best film carries a cash award of
__________ rupees: 40 lac
330) Noted film maker Wong Kar Wai was conferred the lifetime
achievement award at IFFI. He is from which country: China
331) Worlds Aids Day is observed on which date: December 1st

332) What is the full form of HIV infection: Human Immunodeficiency
Virus Infection
333) In the abbreviation of AIDS, the letter S stands for what: Syndrome
334) Which Southeast Asian country has launched a Tamil version of
National Day Song: Singapore
335) Name the Indian footballer who has been given Hall of Fame Award in
Manila: Baichung Bhutia
336) Name the Indian woman badminton player who won the Macau Grand
Prix Gold trophy at Macau, China: PV Sindhu
337) Jarbom Gamlin who passed away recently was a formal Chief Minister
of which State: Arunachal Pradesh
338) Govt. has deiced to observe 25th December as which day: National
Good Governance Day
339) National Good Governance Day is observed in the honour of which

national leader: Atal Behari Vajpayee
340) Name the noted Bollywood comedy actor who passed away recently:
Deven Verma
341) A R Antulay, former Chief Minister of Maharashtra passed away

recently. He was from which political party: Congress
342) In a gruesome attack naxalites killed 14 CRPF personnel in Sukma

district of _________ state: Chhattisgarh
343) Tabare Vazquez has been elected as President of which South

American country: Uruguay
344) Who has been appointed as the new Director of Central Bureau of
Investigation: Anil Kumar Sinha
345) The international prize for art Turner Prize is given in which country:
UK
346) Niryat Shree and Niryat Bandhu Awards are given in which field: For
excellence in exports
347) Which bank won the Niryat Bandhu Silver Trophy for excellence in
exports: Canara Bank
348) As per data released by the Central Statistics Office on Nov 28, the
economy slowed in the quarter ending Sep 30, growing at _____per
cent only: 5.3
349) American geologists have named the earths most abundant
________as Bridgmanite: Mineral
350) The world climate change conference was held at which place: Lima,
Peru
351) The recent world climate change conference was organized by
UNFCCC. What is the full form of UNFCCC: UN Framework
Convention on Climate Change
352) As per the Corruption Perceptions Index2014 released by the
Transparency International, India stands at ___ position among 175
countries: 85th
353) As per the Corruption Perceptions Index2014, which country is least
corrupt in world: Denmark
354) Name the Indias recently tested nuclear capable strategic ballistic
missile having a range of about 4000 kms: Agni IV
355) Name the system launched by RBI to help consumers pay multiple
bills like electricity, telephone and school fees at a single point of
transaction: Bharat Bill Payment System
356) Which organization has been appointed as the nodal body for
implementing Bharat Bill Payment System: National Payment
Corporation of India
357) Government has fixed an export target of $______ billion for the
current fiscal: 340
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358) India recently launched GSAT-16 satellite for what purpose:

Communications
359) The communication satellite GSAT-16 was launched at which place:
Kourou in French Guiana
360) United Nations has declared which day as International Yoga Day:
June 21
361) Why June 21 has been selected as World Yoga Day: This is the
longest day thus having maximum energy
362) Which state recently launched Mobile one e-governance initiative to
enable public to access 4000 govt/ private services on their mobile
phones just by dialing 161: Karnataka
363) Blind Cricket World Cup was recently held at which place: Cape
Town, South Africa
364) Name the country that won the Blind Cricket World Cup 2014: India
365) RBI has hiked the limit for pre-paid payment instruments (PPI) to Rs.
_________ from Rs. 50,000 at present: One Lac
366) Name the legendary jurist, a Supreme Court judge, and postretirement, a human rights activist who passed away recently: V.R.
Krishna Iyer
367) Deodhar trophy is related to which place: Cricket
368) Deodhar trophy 2014 was lifted by which team: East Zone
369) Which US firm has been selected for supply of 16 multirole helicopters
for the Indian Navy: Sikorsky
370) Government has asked PSUs to ensure that they procure 20 percent
of their requirements from the products manufactured by MSME Units.
What is meant by MSME: Micro, Small and Medium Enterprises
371) Who has been appointed as the new US Defence Secretary: Ashton
Carter
372) On December 5, NASA launched Orion spacecraft atop a Delta IV
Heavy rocket. It is what type of spacecraft: Returnable Spacecraft
373) Name the author of the book 2014: The Election That Changed
India: Rajdeep Sardesai
374) Which Indian state got its first rail link on Nov. 29, 2014: Meghalaya
375) As per the 2013 Travel & Tourism Competitiveness Index, India has
been placed at which position: 65th
376) Death anniversary of Dr BR Ambedkar 6 December is observed as
what day: Mahaparinirwan Divas
377) United Nations General Assembly has declared 2015 as
the International Year of _______: Soils
378) Japan recently launched explorer Hayabusa 2 for what purpose: For
exploring asteroids
379) With which country Andhra Pradesh signed a MoU for development of
new capital: Singapore
380) The UNICEF has said that 2014 has been devastating for some 15
million ______caught up in violent conflicts around the world:
Children
381) Ms. Wang Patraporn has been selected as Miss Intercontinental 2014.
She is from which country: Thailand
382) In which country typhoon Hagupit caused wide spread devastation on
December 7: Philippines
383) The government has decided to decriminalise attempt to suicide by
deleting which section of the Indian Penal Code: 309
384) The Union Cabinet has cleared a proposal for setting up of a 500
crore rupees Credit Guarantee Fund for Factoring for MSME units.
What is factoring: Collection of receivables of business units
385) The first Arabic translation of the Indian Constitution has been
launched recently in which country: Egypt
386) Name the entity that has been selected as the Person of the Year
2014 by Time magazine: Ebola Fighters
387) Which Indian bank has launched two indices to track manufacturing
activity and offer forward looking economic trends: State Bank of
India
388) Which country has become the 181st member of Multilateral

Investment Guarantee Agency (MIGA): Bhutan
389) As per the Web Index 2014 India has been placed at which rank in
terms of internet's contribution to social, economic and political
progress: 48th
390) Noted corporate personality Azim Premji has been awarded Swiss
Ambassador's Award. He is chairman of which company: Wipro Ltd.
391) The Eastern Dedicated Freight Corridor (EDFC) links Ludhiana in
Punjab to __________ near Kolkata: Dankuni
392) Indias most prestigious Indian classical music function The Tansen
Sangeet Samaroh was held at which place: Gwalior, MP
393) INS Circars, the oldest naval establishment on the Eastern seaboard
celebrated its Platinum Jubilee. It is located at which place:
Visakhapatnam
394) Russian President Vladimir Putin visited India to attend which
important meeting: 15th India-Russia annual summit
395) Who is Arunima Sinha, writer of the book Born Again on the
Mountain: First Indian female amputee to climb Mount Everest
396) The Druzhba Dosti concept relates to strengthening of the bilateral
partnership of India with which country: Russia
397) Name the book by Akhil Sharma that has been selected by The New
York Times Book Review as one of the ten Best Books of 2014:
Family Life
398) In which country police forcefully ended the more than two month old
street demonstration - Occupy Central: Hong Kong
399) The 14th Finance Commission submitted its report on December 11 to
which authority: President of India
400) Who is the head of the 14th Finance Commission: Y V Reddy
401) What is the purpose of setting the finance commission: To decide the
devolution of tax receipts from the Centre to the states
402) The recommendations of the 14th Finance Commission shall be
applicable from ______ to 31st March, 2020: 1st April, 2015
403) To promote electronic payments, the Reserve Bank of India has
increased the Real Time Gross Settlement (RTGS) business hours to
12 hours from ________ to _____ on weekdays: 8 am, 8 pm
404) Name the recent international chess title won by Viswanathan Anand:
London Classic
405) Name the indigenous nuclear-powered submarine that for the first
time sailed out for sea-trials on Dec 16: INS Arihant
406) Name the beauty queen that has been selected as Miss World 2014:
Rolene Strauss
407) Miss World 2014, Rolene Strauss is from which country: South Africa
408) National Energy Conservation Day is observed on which date: Dec 14
409) Who is the author of the book In Gods Hands: Desmond Tutu
410) Who is Desmond Tutu, winner of Templeton Prize: Archbishop from
South Africa
411) Name the new chief of the Intelligence Bureau: Dineshwar Sharma
412) Who has been re-elected as the Prime Minister of Japan: Shinzo Abe
413) Champions Trophy is related to which sports: Hockey
414) Champions Trophy 2014 was won by which country: Germany
415) Champions Trophy 2014 was held at which city in India:
Bhubaneswar
416) Confucius Peace Prize, also known as China's version of the Nobel
Prize, has been given to which person for 2014: Fidel Castro, Former
Cuban leader
417) Vivek Murthy, the 37 year old Indian origin doctor in USA was in news
for what reasons: He has been appointed Surgeon General of USA
418) Olof Palme Human Rights Prize is given in which country: Sweden
419) Nasa's Curiosity rover has recently detected methane on which planet:
Mars
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420) Government has approved the continuation of interest subvention for

short-term crop loans up to Rs _______ to farmers: 3 lakh
421) Which state has won the Krishi Karman Award for the year 2013-14
for showing exemplary agri-performance in 14 different categories:
Arunachal Pradesh
422) Which bank has launched its mobile banking application by the name
Bank Aapki Muththi Mein: HDFC Bank
423) Name the heaviest ever rocket, weighing 630 tonnes launched by
ISRO on Dec 18: GSLV Mark III
424) GSLV Mark III carried CARE as its payload which is an Indian-made
unmanned crew module. What is full form of CARE: Crew Module
Atmospheric Re-entry Experiment
425) USA has announced a series of steps aimed at normalising relations
with which country: Cuba
426) Name the two banks that have been fined recently by the RBI for
violation of KYC norms: ICICI Bank and Bank of Baroda
427) Union Cabinet recently approved a constitutional amendment bill on
which important tax issue: Goods and Services Tax
428) Name the super power whose economy is in deep trouble due to
economic sanctions imposed on it and huge loss on account of steep
fall in oil prices: Russia
429) Opening ceremony for the International Cricket Council (ICC) World
Cup 2015 shall be held at which place: Melbourne, Australia
430) Tashi Malik and Nungshi Malik, the twin sisters from Dehradun were in
news for what reasons: They completed scaling highest peaks
431) Name the beauty queen selected as the Miss Universal Peace &
Humanity 2014: Ruhi Singh
432) Miss Universal Peace & Humanity 2014 contest was held at which
place: Beirut, Lebanon
433) What is the name of the new Prime Minister of Mauritius: Anerood
Jugnauth
434) Among the chief ministers serving currently, who is the Chief Minister
with longest tenure of 20 years: Pawan Chamling
435) Pawan Chamling, who completed 20 years as Chief Minister on Dec
12. He is from which State: Sikkim
436) In India the record for longest tenure as Chief Minister, 23 years, 4
months is held by which person: Jyoti Basu
437) Chunibhai Vaidya, a veteran Gandhian and freedom fighter passed
away recently. He is from which state: Gujarat
438) Rajinder Khanna has been appointed head of which national
intelligence agency: Research and Analysis Wing
439) Prakash Mishra has been appointed head of which paramilitary force:
CRPF
440) The festival of Losar celebrated to mark the beginning of new year is
observed at which place in India: Ladakh, J & K
441) Pravasi Bharatiya Diwas to be held from 7th to 9th January, 2015 will
be which number in series: 13th
442) 13th Pravasi Bharatiya Diwas will be held at which place: Gandhi
Nagar, Gujarat
443) Which Indian cricketer has been named as the brand ambassador of
ICC cricket world cup 2015: Sachin Tendulkar
444) Name the Indian golfer who won the Inaugural edition of Dubai Open
Golf Championship title: Arjun Atwal
445) Name the winning team of the Indian Super League Football
Championship: Atletico De Kolkata
446) Beji Caid Essebsi has been elected as President of which African
Country: Tunisia
447) Which Indian State has decided to set up a Cultural University to
promote its rich cultural heritage: Manipur
448) Klaus Iohannis has been elected as __________ of Romania:
President
449) Govt. has decided to pay __ % interest on provident fund deposits of

Employees Provident Fund Organisation: 8.75%
450) International Tennis Federation (ITF) has declared __________ as the

mens player of the year 2014: Novak Djokovic
451) _______ has been named as the women player of the year 2014 by
International Tennis Federation: Serena Williams
452) The authorize capital of the Regional Rural Banks has been raised
from Rs.5 crore at present to Rs. _______ crore: 2000
453) The Ministry of Corporate Affairs has advised that the new IFRS
norms shall be applicable from April 1, 2015. What is the full form of
IFRS: International Financial Reporting Standards
454) Recently RBI has released a new set of norms defining which type of
borrowers: Non Cooperative Borrowers
455) Jyotsna Suri has recently been elected as President of the prominent
national trade body FICCI. What is the full form of FICCI:
Federation of Indian Chambers of Commerce and Industry
456) Name the President of Bangla Desh who visited Kolkata recently:
Abdul Hamid
457) Name the NASAs planet-hunting spacecraft which discovered a
super-Earth located 180 light-years from Earth: Kepler
458) As per a recent survey which are the two top culprits for highest global
carbon-dioxide emissions from burning of fossil fuels: China and
United States 29 and 15 per cent
459) British Queen has honoured noted Pakistan-born poetess Imtiaz
Dharker for her poetry collection Over the Moon with which award:
Queens Gold Medal for Poetry 2014
460) Joe Cocker who died recently was a famous ________ from the
Colorado, USA: Rock Singer
461) Name the Indian player who won silver medal at the 17th Asian Luge
Championship: Shiva Keshavan
462) 58th National Shooting Championships was held in which place: Pune
463) Vinicius the cat, has been declared as mascot for which international
sports event: 2016 Rio Olympics
464) Name the European space mission spacecraft that has been declared
as the most important scientific Breakthrough of the Year 2014:
Rosetta
465) Bharat Ratna Award is given on recommendation of which authority:
Prime Minister
466) The declaration for Bharat Ratna Award is made by which authority:
President
467) Name the eminent South Indian filmmaker and Dadasaheb Phalke
Award winner from Chennai who died recently: K. Balachander
468) The deadline for exchanging pre-2005 currency notes of various
denominations, including 500 and 1,000 rupees, has been extended
upto which date: June 30, 2015
469) The World Youth Under-16 Chess Olympiad at Gyor in Hungary was
won by which country: India
470) For the first time, India exported an indigenously built war ship to
which country: Mauritius
471) For the first time, India exported an indigenously built war ship to a
foreign country. It was what type of ship: Offshore Patrol Vessel
472) Which online shopping portal has announced the launch of Agri
Store, offering online products like seeds, fertilizer and irrigation tools
etc.: Snapdeal.com
473) Name the new Chief Minister of Jharkhand: Raghubar Das
474) Govt. has launched which programme to cover all those children by
2020 who are either unvaccinated or partially vaccinated against
seven vaccine preventable diseases: Mission Indradhnaush
475) Government has decided to set-up _______________to provide
counseling to consumers in redressal of their grievances and assist
them in registering their complaints in the appropriate consumer
forums: Grahak Suvidha Kendras (Consumer care centres)
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476) Union Cabinet approved promulgation of the ordinance on Insurance

Bill to raise foreign investment cap in the insurance sector from 26 to
_________ per cent: 49
477) Union Cabinet opened the medical devices sector to foreign
investment by allowing ______per cent FDI in these devices: 100
478) Which private sector bank has raised $200 million loan from Asian
Development Bank for onward lending to small farm households and
rural women self help groups (SHGs): Yes Bank
479) Name the head of the committee setup to examine the possibility of
forming a Special Investigation Team for re investigation of the 1984
anti-Sikh riot cases: Justice G P Mathur
480) Who has been selected as one of the top ten scientists in 2014
chosen by the prestigious science journal of UK-Nature: Dr. K.
Radhakrishnan
481) A new train - The Sushaasan (good governance) Express was
launched on Dec 25, from which place to which place: Gwalior to
Gonda
482) Ankita Raina won ITF singles tennis title becoming the first Indian to
win this title in past 14 years. This match was played at which place:
Pune
483) Name the cricketer who broke the world record for most number of
stumpings in international cricket after he claimed his 134th victim: M S
Dhoni
484) Which country has been assigned the Presidency of the Council of the
European Union for the first half of 2015: Latvia
485) Which southeastern country suffered worst flooding in decades forcing
some 1,18,000 people to flee to safer places: Malaysia
486) Name the wheeled version of the unmanned aerial vehicle (UAV)
Nishant, recently tested by DRDO: Panchi
487) Name the mission that aims at creating an environment for producing
high quality teachers: Pandit Madan Mohan Malaviya National
Mission on Teachers and Teaching
488) Which country recently successfully test fired its Angara-A5 rocket:
Russia
489) Name the country that has decided to join North Atlantic Treaty
Organization: Ukraine
490) Which Indian bowler has been banned by BCCI as his bowling action
was found illegal: Pragyan Ojha
491) World Bank will lend Rs 475 crore ($75 million) to the
___________Government for implementing a rural growth project:
Andhra Pradesh
492) The Reserve Bank released a charter of customer rights on Dec.3 that
lays down ____________basic rights that bank customers enjoy: Five
493) Pragyan Ojha was banned as his bowling action was found illegal,
flexing elbow beyond ___degrees: 15
494) Pandit Madan Mohan Malaviya National Mission on Teachers and
Teaching was launched on 25th December at which place: BHU,
Varanasi
NOVEMBER 2014
495) Julian Burnside, Human rights advocate and barrister from Australia
was honoured recently with which international prize: Sydney Peace
Prize 2014
496) Sydney Peace Prize is awarded by which organization: Sydney
University
497) Mithra Shakthi, the three weeks Joint military exercise was conducted
between India and which other country: Sri Lanka
498) Mithra Shakthi military exercise was held at which place: Sri Lanka
499) What was the name of the 4th Joint anti terrorism military exercise held
by Indian and Chinese forces: Hand in Hand 2014
500) The 4th Hand in Hand 2014 joint exercise of Indian and Chinese forces
was held at which place: Pune
501) Which state aims at construction of 10 lakh toilets by 2018 to make

the state completely free from open defecation: Karnataka
502) The Union Government has decided on 29th October, to relax FDI
norms in the ____________sector, allowing 100 per cent of foreign
funds in building projects: Constructions
503) Govt has fixed rupees _______ per quintal as the Minimum Support
Price for wheat for 2014-15 season: 1450
504) Name the Indian cricketer who was inducted into the Bradman Hall of
Fame on 5th October at the Sydney Cricket Ground, Australia: Sachin
Tendulkar
505) Name the former Union Carbide chief, wanted in India in connection
with the 1984 Bhopal gas tragedy, who passed away recently: Warren
Anderson
506) Name the Indias ace shooter who became the first Indian to be
elected as Chairman of International Shooting Sport Federation's
(ISSF) Athletes Committee: Abhinav Bindra
507) Malala Yousafzai, Pakistani teenage rights activist and Nobel Peace
Prize winner was in news for donating $50,000 for what purpose: To
help rebuild UN schools in Gaza
508) Name the Mumbai Cinema actor, winner of two Filmfare awards who
passed away in November: Sadashiv Amrapurkar
509) Duleep Trophy 2014 was won by which zone: Central Zone
510) Duleep Trophy is for which sports: Cricket
511) 43rd Handball National Championship (womens) was held at which
place: Mastuana Sahib, Punjab
512) The Grand Cordon of the Order of the Paulownia Flowers is the high
level national civilian award of which country: Japan
513) Name the Indian dignitary who was honoured with The Grand Cordon
of the Order of the Paulownia Flowers: Manmohan Singh
514) World Trade Center, New York was in news recently for what reasons:
It has been re-constructed and restarted
515) President Pranab Mukherjee recently visited which neighbouring
country of India: Bhutan
516) Recently a warship of Indian Navy sunk off the Visakhapatnam coast
during a naval exercise. What type of ship it was: Torpedo Recovery
Vessel
517) The Central Government has allocated five thousand crore rupees
under AYUSH Mission for what purpose: For promoting traditional
methods of treatment in the country
518) Children's Film Society of India organised the first edition of the
National Children's Film Festival from 14 to 16 Nov at which place:
New Delhi
519) Paris-based think tank, OECD has projected 5.4 percent growth for
the Indian economy this year. What is the full form of OECD:
Organisation for Economic Co-operation and Development
520) Who is Dmitry Rogozin, who visited India to attend 20th session of the
India-Russia Inter-Governmental Commission: Deputy Prime
Minister of Russia
521) In the Forbes list of the world's most powerful people for 2014, Mr.
Modi has been placed at which rank: 15th
522) As per the Forbes list of the world's most powerful people for 2014,
who has been placed at the top of the list: Vladimir Putin
523) Who has been appointed as the new Chairperson of the Central Board
of Direct Taxes: Anita Kapur
524) 54th National Open Athletics Championships held at which place:
New Delhi
525) Who was adjudged the best female athlete in the 54th National Open
Athletics Championships: Tintu Luka
526) Who was adjudged the best male athlete in the 54th National Open
Athletics Championships: Ankit Sharma
527) Tintu Luka, winner of the best national athlete (female) is from which
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sport: Racing
528) Ankit Sharma, winner of the best national athlete (male) is from which
sports: Long Jump
529) Name the Indias fast bowler who has won this year's ICCs LG
People's Choice Award: Bhuvneshwar Kumar
530) Name the batsman who became the quickest cricketer to reach 6,000
runs in ODIs: Virat Kohli
531) The Indian Armys team of eight Garhwalis won the rigorous
endurance competition Cambrain Patrol in which country: Wales, UK
532) Name the region of Spain which is agitating for its separation from
Spain: Catalonia
533) Name the village near Varanasi that has been adopted for
development by the Prime Minister Narendra Modi under Sansad
Gram Yojna: Jayapur
534) Laxmikant Parsekar has been appointed as the new Chief Minister of
which state: Goa
535) What is the strike range of recently test fired ballistic missile Agni II:
2,000 kms
536) Name the Indias first indigenous Light Combat Aircrafts two-seater
trainer jet: Tejas
537) Recently Germany observed silver jubilee of demolition of which
historical monument: Berlin Wall
538) With which country India signed a MoU for promoting the Nalanda
University in Bihar: Bhutan
539) In collaboration with which country India has developed the long-range
surface-to-air missile (LR-SAM) system with a range of 70 kms: Israel
540) Who has been named as the most-powerful business woman in India
by Fortune Magazine: Arundhati Bhattacharya
541) RBI has made it mandatory for banks to send SMS alerts for which
type of transactions: Cheque Transactions
542) Where in India countrys longest access controlled six lane
expressway is being developed: Uttar Pradesh
543) Countrys longest access controlled six lane expressway shall be
connecting which two cities: LucknowAgra
544) Lipulekh Pass through which border trade worth over Rs 3 crore took
place between India and China this year lies in which state:
Uttarakhand
545) India has inked a USD 200 million loan agreement with the World
Bank to finance the setting up of technology centres to help MSMEs
enhance their productivity. What is full form of MSMEs: Micro, Small
and Medium Enterprises
546) The 45th International Film Festival of India (IFFI) was held at which
place: Goa
547) Which was the focus country for this years International Film Festival
of India: China
548) Which Cine Star was honoured with Centenary Award for Indian Film
Personality of the Year at the 45th IFFI: Rajnikanth
549) Which two States have opened the bank accounts for all households
in the state under Pradhan Mantri Jan Dhan Yojna (PMJDY): Kerala
and Goa
550) 6th World Ayurveda Congress was held in which place: New Delhi
551) Durand Cup is related with which sports: Football
552) The 127th Durand Cup Championship was held at which place: Goa
553) National Education Day is observed on which date: November 11
554) Name the Indias first Education Minister in whose honour National
Education Day is observed on November 11: Maulana Abul Kalam
555) Unnat Bharat Abhiyaan has been launched for what purpose: To
promote role of IITs/NITs in rural development
556) Name the portal launched to enable students for selecting the right
college for their higher education: Know Your College
557) Govt. has launched SAMVAY to facilitate students to switch between
education and jobs. The acronym SAMVAY stands for: Skill

Assessment Matrix for Vocational Advancement of Youth
558) Name the two scholarship schemes launched for girls pursuing
technical education at college level: Saksham and Pragati
559) ________ has been appointed Chairman of National Chemical
Weapon Convention: G.S. Sandhu
560) National Cancer Awareness Day observed on which date: 7
November
561) At which place in India Suzlon Energy company installed the worlds
tallest 120 meters high hybrid wind generator turbines: Kutch,
Gujarat
562) As per recent reports from IMF, in October 2014, which country
became the worlds largest economy in terms of Purchasing Power
Parity (PPP): China
563) Name the country who has become the first European Union (EU)
country to officially recognise the State of Palestine: Sweden
564) Public Service Broadcasting Day is observed on 12th November to
commemorate the first and only visit of which celebrity to All India
Radio: Mahatma Gandhi
565) Gandhian Philosophy and Public Service Broadcasting Award 2014
has been won by which radio station: Radio Kashmir, Jammu
566) Name the world number one Badminton player who has been
suspended due to an apparent anti-doping regulation violation: Lee
Chong Wei
567) What was the name of the first ever manmade mechanical device
landed on a comet: Philae Probe
568) In the 10 day foreign visit of Prime Minister Modi in November, which
was the first place visited by him: Nay Pyi Taw
569) How many members are there in the ASEAN group of nations: 10
570) Summit of ASEAN group of nations in November was held at which
place: Nay Pyi Taw
571) Apart from 10 ASEAN countries, how many more countries are
member of East Asian Summit: 8
572) ASEAN summit 2015 will be held in which country: Cambodia
573) While visiting Australia in November, Prime Minister Modi visited
which city first of all: Brisbane
574) While visiting Australia in November, which was the last city visited by
the Prime Minister Modi: Melbourne
575) What was the name of the venue in Sydney where Mr. Modi
addressed Indian diaspora: Allphones Arena
576) At which place in Australia, Mr. Modi addressed the Australian
Parliament: Canberra
577) Mr. Modi assured of life time visa to PIO and OCI card holders of
Australia. What is the full form of PIO and OCI: Persons of Indian
Origin; Overseas Citizens of India
578) Who is the constitutional head of Australia: British Monarch
579) __________ is the Prime Minister of Australia: Tony Abbott
580) __________ is the President of Myanmar: Thein Sein
581) Name the Oceanic Island country visited by Mr. Modi in November:
Fiji
582) ___________ is the capital of Fiji: Suva
583) Govt. has notified BIS mark for 15 electronic products, including
mobile phones, power banks and LED lamps. BIS stands for: Bureau
of Indian Standards
584) Which two countries have agreed on a timetable to limit emission of
greenhouse gases ending a 20-year discord between them: China
and USA
585) The net own funds NOF requirements for NBFCs has been raised
from Rs.25 lakh at present to Rs._____ by March, 2016: One crore
92
586) As per a recent study, which city in India has the largest number (16.4
million) internet users: Mumbai
587) Who has been named as the captain of ICC ODI Team of the Year
2014: MS Dhoni
588) Who has been appointed as the new Union Financial Services
Secretary (FSS): Hasmukh Adhia
589) Name the winner of 2014 Worlds Children Prize: Malala Yousafzai
590) Name the Governor of South Caorlina state, USA who visited India
recently: Nikki Haley
591) Name the Bollywood actor-director who became the first man in the
610) The 2015 G 20 summit will be hosted by which country: Turkey

611) The 2016 G 20 summit will be hosted by which country: China
612) To help in its efforts to crack down on suspected black money stashed
abroad, India signed which agreement with Saint Kitts & Nevis: Tax
Information Exchange Agreement
613) With which country India has reached an agreement on public
stockpiling of food in terms of Bali Package: USA
614) Which UN organisation is the coordinator for the Trade Facilitation

Agreement: WTO
615) International Buddhist Conference was held in which place: Lumbini,

Nepal
history of UN Women to be appointed as its Goodwill Ambassador

for South Asia: Farhan Akhtar
592) Rohit Sharma made history by scoring the highest individual score of
264 runs. He achieved this feet at which ground: Eden Garden
Stadium, Kolkata
593) Gen. Dalbir Singh Suhag, Indian Army Chief was conferred the title of
honorary rank of General by which country: Nepal
616) Men's singles title of the China Open Super Series Premier
594) Name the veteran film director from Bollywood, famous for his tele
619) RBI has asked banks to give liberal loans to landless farmers to meet
serial Mahabharat and movie Baghban, who passed away

recently: Ravi Chopra
595) The IPI India Award for Excellence in Journalism, 2014, was awarded
jointly to which two publications: Hindustan Times and The Week
596) The Indian army recently test-fired the Prithvi-II missile. What is the
name of its naval version: Dhanush
597) Name the cricketer who won the International Cricket Council's (ICC)
Sir Garfield Sobers trophy for the Cricketer of the Year award for
2014: Mitchell Johnson
598) Mitchell Johnson, winner of the Cricketer of the Year award for 2014
is from which country: Australia
599) Name the cricketer who was voted the ODI player of 2014: AB de
Villiers
600) AB de Villiers is the batsman of which country: South Africa
(Badminton) was won by: K Srikanth
617) Womens singles title of the China Open Super Series Premier
(Badminton) was won by: Saina Nehwal
618) China Open Super Series Premier (Badminton) was held in which city:
Fuzhou, China
the govts target of financing five lakh JLGs in 2014-15. JLG stands for
what: Joint Liability Group
620) Which city in India has set up a kiosk that lets anyone file an FIR at
any time, irrespective of where an incident took place: Bengaluru
621) The foreign investment promotion board (FIPB) has allowed which
bank to increase foreign investment in the bank to 74 per cent: HDFC
Bank
622) Which senior global leader left the G 20 summit under protest, before
its conclusion: Vladimir Putin
623) Which country celebrated the 25th anniversary of the launch of the
Velvet Revolution that toppled communism in 1989: Czech Republic
624) What is the name of the small savings instrument recently re-launched
by the govt: Kisan Vikas Patra
625) What is the highest denomination in which the Kisan Vikas Patra will
be available: Rs 50,000
601) 68th Senior National Aquatic Championship was held at which place:
Kolkata
602) Name the tennis star who won the Barclays ATP World Tour Finals on
Nov 16 at London: Novak Djokovic
603) Name the state that has been chosen for union governments Best
State Award for Empowerment of Disabled for year 2014: Madhya
Pradesh
604) Which country will host the 16 nation Football tournament Africa Cup
of Nations 2015: Equatorial Guinea
605) The India Economic Summit, sponsored by the World Economic

Forum was held at which city in India: New Delhi
606) Govt of India has relaxed Indian citizenship norms for Hindu and Sikh
refugees from which two countries: Pakistan and Afghanistan
607) Union Ministry of Minorities Affairs launched the Maulana Azad

National Academy for Skills (MANAS) to impart training to youths in
which sector: Health and Security Sector
608) Which UN organisation released first ever Guidelines for Indoor Air
Quality - Household Fuel Combustion to promote use of clean fuels at
household level: World Health Organisation
609) 22nd Asia-Pacific Economic Cooperation (APEC) Summit was held in
which place: Beijing
626) What is the maturity period for the Kisan Vikas Patra: 100 months
627) Which major economy of the world shrank for the second consecutive
quarter, slipping it into a technical recession: Japan
628) Klaus Warren Lohannis has been elected as President of which

country: Romania
629) IIM- JRD Tata Award For Excellence In Corporate Leadership for
2014 has been won by which person: C S Verma, Chairman, SAIL
630) Indian cricket team won 5-match ODI series against Sri Lanka,
winning all the five matches. This achievement is termed as _____:
Whitewash
631) What is the objective of the National Bal Swachhta Mission: To
improve over all cleanliness amongst school children
632) Which programme has been launched to assist girl students in

preparing them for the IIT-JEE while studying in classes XI and XII:
Udaan
633) Prasar Bharti announced to re-launch DD National with which new
tagline: Desh Ka Apna Channel
634) Which country is worst affected by the terrorism as per the Global
Terrorism Index 2014: Iraq
93
635) As per the Global Terrorism Index 2014, India is the ______ worst
affected nation: 6th
636) Indian Air force tested its medium range surface-to-air anti-aircraft
661) Which Indian zoo has become the first zoo in the world to house the
critically endangered pig Pygmy Hog: Guwahati
662) UN Climate Change Summit 2014 was held in which city: New York
missile ______ with a strike range of 25 km: Akash
637) International Childrens Peace Prize 2014 has been won by Neha
Gupta. She is from which country: USA
638) 2015 IAAF World Athletics Championships will be hosted by which

country: China
639) ______ quit as the Head Coach of the National Hockey team: Terry
Walsh
640) 'Vape' has been chosen by Oxford Dictionaries as its international

word of the year for 2014. What is the meaning of this word: Smoking
electronic cigarette
641) Name the winner of BCCIs C.K. Nayudu Lifetime Achievement Award
for 2014: Dilip Vengsarkar
642) Name the winner of BCCIs Polly Umrigar Award 2013-14 for being
Indias best international cricketer of the year: Bhuvneshwar Kumar
643) A latest UN report says that, India has the worlds largest youth
population-356 million. What is their age group: 10-24 years
644) The book Truth Always Prevails has been written by Sadruddin
Hashwani. He is from which country: Pakistan
645) Sumitra Charat Ram Award is given in which field: Art and culture
646) Name the noted Japanese film actor who passed away recently: Ken
Takakura
647) Indian Renewable Energy Development Agency Ltd (IREDA) and US

Export-Import (Exim) Bank signed a MoU for what purpose: For
cooperation on clean energy investment
648) Name the winner of Indira Gandhi Prize for Peace, Disarmament and
Development for 2014: Indian Space Research Organisation
ISRO
649) 18th SAARC Summit was held in _____ on the 26th and 27th Nov:
Kathmandu
650) What is the full form of the acronym SAARC: South Asian
Association for Regional Cooperation
651) Which major oil company in India won a Rs 18, 000 crore income tax
order against it: Shell India
652) World Tour Golf Championship was held in which city: Dubai
653) UN World Toilet Day is observed on which date: Nov 19
654) World Women's Boxing Championships was held in which place: Jiju,
South Korea
655) The Union Cabinet has approved "Integrated Power Development

Scheme" for strengthening of distribution network of electricity in
which area: Urban India
656) Name the bank that has been merged with the Kotak Mahindra Bank:
ING Vysya Bank
657) Name the foreign dignitary who will be the Chief Guest at India's 2015
Republic Day celebrations: Barack Obama
658) The third South Asian Football Federation (SAFF) Women's

Championship was held at which place: Islamabad, Pakistan
659) Name winner of the third South Asian Football Federation (SAFF)
Women's Championship: India
660) Which Indian invention has been listed among the 25 best innovations
of 2014 by the Time magazine: Mangalyaan
663) The United Nations has adopted the first-ever resolution calling on
governments to stop which undesirable social practice: Child
Marriage
664) Name the grand master who won the World Chess Championship title
defeating five-time champion Viswanathan Anand: Magnus Carlsen
665) Magnus Carlsen, world chess champion is from which country:

Norway
666) Recent world chess championship was held at which place: Sochi,
Russia
667) Name the British F1 champion who won the Abu Dhabi Grand Prix as
well as the Formula 1 racing championship title of the year, becoming
the first British to do so since 1971: Lewis Hamilton
668) Which country won the prestigious Davis Cup Tennis Title 2014 for
the first time: Switzerland
669) To Indian Christian priests were decorated with Sainthood by the

Pope Francis II. This process is known as_______________:
Canonisation
670) Finals of the World Kabaddi League were played in which city:
Mohali, Punjab
671) Name the football player who became the all-time highest scorer in La
Liga history by scoring 253 goals in first class football: Lionel Messi
672) Name the new Defence Minister of India: Manohar Parrikar

673) Who has been appointed as the new Union Railway Minister: Suresh
Prabhu
674) Who is the new Information and Broadcasting Minister of India: Arun
Jaitely
675) Which organisation has started a Delhi-Kathmandu bus service from

Nov. 26: Delhi Transport Corporation
676) Worlds longest rail journey, covering 10,000 kms has been started
between which two cities: Yiwu China and Madrid, Spain
677) Name the book that won the 2014 Shakti Bhatt First Book Prize: The
Scatter Here is Too Great
678) Who has been appointed as the new Chairman of the Press Council of
India: Justice C. K. Prasad
679) Name the U.S. Defense Secretary who was in news as he resigned
from his post: Chuck Hagel
680) The SAARC summit that started in Kathmandu on 26 Nov, was _____
in the series: 18th
681) Who has been named as the new chairman of SAARC: Sushil
Koirala
682) SAARC is a group of how many countries: 8

683) What is the theme of this years SAARC summit: 'Deeper Regional
Integration for Peace and Prosperity'
684) First Commonwealth Science Congress was held in November 2014

at which place: Bengaluru
685) Who is the author of the book titled The Dramatic Decade: The Indira
Gandhi Years: Pranab Mukherjee
94
686) The three organisations - World Toilet Organisation (WTO), WASTE

and the Financial Inclusion Improves Sanitation and Health (FINISH)
have joined hands for what purpose: To end open defecation in
India
687) World Fisheries Day is observed on which date: Nov 21
688) Who has been appointed as the new Chairman of Union Public
Service Commission (UPSC): Deepak Gupta
689) Which UN organisation released a report on the impact of global
warming titled Turn Down the Heat: Confronting the New Climate
Normal: World Bank
690) Nov 25 is observed as International Day for what purpose:
Elimination of Violence Against Women
691) Name the fund launched by the Central Govt to build toilets in schools,
rural and urban areas: 'Swachh Bharat Kosh'
692) As per the Global Slavery Index 2014, India is home to about ___ per
cent of the people trapped in modern slavery: 40
713) Maria Sharapova is from which country: Russia

714) Which country has test fired a new variant of its 10,000 km range
missile - Dongfeng-31B: China
715) At which place in the world, students are leading a prodemocracy

protest occupy central: Hong Kong
716) In which part of the world a mass public protest is going on nick
named as umbrella revolution: Hong Kong
717) Name the Indian-American professor from USA honoured with

National Medal of Science: Thomas Kailath
718) Which country secured highest number of medals in 17th Asian

Games: China, 342
719) India was placed at 8th rank in the 17th Asian Games, securing
________medals: 57
720) Indian sportspersons won _______ gold medals in the 17th Asian
Games: 11
721) Indian sportspersons won _______ silver medals in the 17th Asian
Games: 10
693) The H5NI avian influenza virus is spread by which bird: Poultry birds
722) _________ , the Japanese swimmer, was named as the Most
694) Name the country's oldest and largest foreign bank that recently
723) The 18th Asian Games will be held in 2018 in_________, Indonesia:
Valuable Player of the 17th Asian Games: Kosuke Hagino

opened its 100th branch in India: Standard Chartered Bank
695) India observes December 16 as Vijay Diwas to commemorate which

event: Victory in 1971 Indo-Pak war
OCTOBER 2014
696) Fitch has projected that India's growth is expected to accelerate to 5.6
per cent in the year 2014-15. What type of organization is Fitch:
Rating Agency
697) Core sector growth for the month of August stood at 5.8 percent. How
many industries are there in core sector: Eight
698) The Union Ministry of Culture is observing the year-long centenary
commemoration of the historic Komagata Maru incident. What / who
was Komagata Maru: Steamer Ship
699) The Komagata Maru incidents took place at which place in India:
Budge Budge Port, Kolkata
700) The US govt has assured its support for developing_________ smart
cities in India: Three
701) Name the three proposed smart cities to be developed with US
assistance: Allahabad, Ajmer and Visakhapatnam
702) Who has been appointed as new Chairman of Pension Fund
Regulatory and Development Authority (PFRDA): Hemant Contractor
703) RBI has directed banks to disallow _________ in the accounts where
customers have not fulfilled KYC norms: Debits
704) What is the formal name of the cleanliness drive launched by the PM
across India, on Gandhi Jayanti: Swachh Bharat Mission
705) _______ has been named as new Secretary General of NATO: Jens
Stoltenberg
706) In a recent global ranking of universities, ________ secured top
position in Indian universities: Panjab University
707) Name the Chief Executive of the worlds largest e-tailer
_________who visited India to meet our Prime Minister: Jeffrey P.
Bezos, Amazon.com
708) India has imposed anti-dumping duty on _________imported from the
U.S. and Chinese Taipei to safeguard the interest of domestic
manufacturers: Phenol
709) ATP China open tennis cup 2014 was held at which place: Beijing
710) _________ won the Mens singles trophy at ATP China open tennis
cup 2014: Novak Djokovic
711) Novak Djokovic is from which country: Serbia
712) _________ won the Womens singles trophy at ATP China open
tennis cup 2014: Maria Sharapova
Jakarta
724) ___________became the first Indian woman boxer to clinch a gold

medal at the Asian Games: MC Mary Kom
725) Indian won the hockey gold medal at Asian Games by beating which
country: Pakistan
726) In which sports India won gold medal in both Mens and Womens
category: Kabaddi
727) Name the Indian film celebrity who was honoured with Global Diversity
Award 2014: Shah Rukh Khan
728) The Global Diversity Award is given by which organization: British

Parliament
729) Name the proposed central govt. programme that aims at bringing all
Indians under health insurance cover: Universal Health Assurance
Mission
730) Name the winner of Champions League Twenty 20, 2014: Chennai
Super Kings
731) Countrys first olive oil refinery has been started in which State:
Rajasthan
732) What was the name of the first address of the Prime Minister over
radio broadcasted recently: Mann Ki Baat
733) Name the social networking site that was closed recently by Google:
Orkut
734) Which metro service in India has been ranked second among 18
international Metro systems: Delhi Metro
735) What is the name of the recently launched sedan car by Maruti
Suzuki: Ciaz
736) Strong typhoon Phanfone slammed into which country, with winds of
up to 180 kmph: Japan
737) Lal Bahadur Shastri National Award is given for excellence in which
field: Public Administration, Academics and Management
738) Dr A Sivathanu Pillai, winner of this years Lal Bahadur Shastri
National Award is head of which national organisation: BrahMos
Aerospace.
739) _______ would become the first state in India to have high-speed
internet connecting all the panchayats in the state by March next year:
Kerala
740) John OKeefe of USA, May-Britt & Edward Moser of Norway won the
Nobel Prize 2014 for which field: Medicine
741) Nobel Prize 2014 for Physics has been won by three scientists from
which country: Japan
742) Eric Betzig, William Moerner and Stefan Hell won the Nobel Prize
95
2014 in which field: Chemistry
743) Patrick Modiano, winner of Nobel Prize for literature, is from which
country: France
744) Name the joint winners of this years Nobel Peace Prize: Malala
Yousafzai and Kailash Satyarthi
745) Name the economist who won the 2014 Nobel Prize for Economics:
Jean Tirole, France
746) Union Government has decided to sell ______bulbs to households at
10 rupees against the market price of 400 rupees: LED
747) The first-ever Offshore Wind Power Project in India is to be setup at
which place: Along the Gujarat coast
748) What is the objective of the proposed Sardar Patel Urban Housing
Mission: Housing for all by 2022 and a slum free India
749) Name the Japans gymnast who won his fifth straight all-around world
title to become the only gymnast to win more than three World allaround titles: Kohei Uchimura
750) Name the super cyclone that caused wide spread devastation in the
coastal part of Andhra Pradesh: Hudhud
751) Name the city which suffered maximum damage from the super
cyclone Hudhud: Visakhapatnam
752) The name Hudhud has been derived from which object: National bird
of Israel
753) Waislitz Global Citizen Award 2014, won by ___________ for his work
in founding Humanure Power in Bihar in 2011 that builds community
sanitation facilities in rural India: Anoop Jain
754) In which athletics event Indian womens team won gold in 17th Asian
Games: 4x400 relay race
755) In which sports Seema Punia won the only gold medal in athletics for
India in the 17th Asian Games: Discuss Throw
756) What is the objective of the recently launched Swachhta Udyami
Yojana - Swachhta Se Sampannta Ki Aur: To provide financial
assistance to Safai Karamcharis
757) Name the single premium pension policy for senior citizens launched
for a limited period of one year, from 15-08-2014 to 14-08-2015:
Varishtha Pension Bima Yojana
758) Leela Samson was in news as she resigned from the post of
Chairperson of Sangeet Natak Akademi. She is from which field:
Eminent Bharatnatyam dancer
759) Name the plan that has been launched to promote model villages by
each and every MP: Sansad Adarsh Gram Yojana
760) The village selected under Sansad Adarsh Gram Yojana should have
a population of ______in plain areas and _____in hilly, tribal and
difficult areas. 3000-5000; 1000-3000
761) RBI has restricted free non-home ATM transactions to three in how
many metro cities: Six
762) RBI has allowed how many free non-home ATM transactions to metro
users in non-metro centres: Two
763) CEO of which international social networking site recently met Indian
Prime Minister in New Delhi: Facebook
764) _________ won the Shanghai Rolex Master- 2014 championship:
Roger Federer
765) Which Indian state has launched a health card scheme to protect
grand old trees in public places: Kerala
766) Name the famous Ghazal and Thumri singer whose birth centenary is
being celebrated in India: Begum Akhtar
767) President of India recently visited which two Scandinavian countries:
Norway and Finland
768) Name the Indias research station located in the middle of North Pole
and Norway: Himadri
769) With which country India recently signed an agreement for nuclear
cooperation: Finland
770) In which country a 400 kms long railway line reconstructed with Indian
assistance, was inaugurated recently: Sri Lanka
771) Which state govt. has decided to provide free treatment to every
cancer patient in the state: Kerala
772) As per the Global Hunger Index 2014, India has been ranked at
______ place: 55th
773) Name the Indias largest real estate company that was recently barred
for three years by SEBI: DLF
774) Shakti Devi, an Indian police inspector won international Female

Police Peacekeeper Award 2014 for her work in which country:
Afghanistan
775) 18 year old young boy from Hong Kong Joshua Wong was in news
for what reasons: He is the leader of the pro democracy youth
movement in Hong Kong
776) 2014 Man Booker Prize for Literature has been won by which author:
Richard Flanagan
777) Name the book by Richard Flanagan that won him the Man Booker
Prize: The Narrow Road to the Deep North
778) Which Indian Sports Person was chosen as the Most Valuable Player
of India at the recent Incheon Asian Games: MC Mary Com
779) Name the noted Bollywood lyricist who won the National Kishore
Kumar Award: Sameer
780) Name the world famous fictitious character, very popular amongst
children whom Indian President met recently in Norway: Santa Claus
781) ISRO launched its third navigation satellite named______on board its
PSLV-C26 rocket from Sriharikota: IRNSS 1C
782) The government has made it mandatory for tobacco companies to
carry health warnings covering at least _______ of the surface of
cigarette packets: 85%
783) Name the project launched by the central govt. that aims at creating a
conducive environment for industrial development and doing business
with ease: Pandit Deendayal Upadhyay Shramev Jayate
Karyakram
784) Shramev Jayate Karyakram has been promoted by which Union
Ministry: Labour Ministry
785) Govt. plans to allot Labour Identification Number - LIN to whom for
simplifying business regulations and securing transparency and
accountability in labour inspections: Industrial Units
786) Name the Unified Labour Portal launched to facilitate "Labour
Inspection Scheme," which aims at ending arbitrariness in the
inspection: Shram Suvidha
787) Govt. plans to allot Universal Account Number to which category of
workers: Members of Employees' Provident Fund Organization
(EPFO)
788) Name the Indias largest domestic airline by market share that has
signed a deal to buy 250 latest Airbus A-320 neo aircrafts: IndiGo
789) Name the international financial magazine that awarded Central Bank
Governor of the Year Award 2014 to Mr. Raghuram Rajan:
Euromoney, UK
790) Who has been appointed as the new Chief Economic Adviser to the
Union Government: Arvind Subramanian
791) Rajiv Mehrishi has been appointed to which important position: Union
Finance Secretary
792) Name the Australian cricketer who created history by scoring 341 runs
in limited over match: James Tull
793) Name the Indian nuclear-capable cruise missile tested successfully
recently: Nirbhay
794) How many new non permanent members were elected recently to the
UN Security Council: Five
795) Union government plans to set up a mega handicraft cluster
in_______, Gujarat to promote handicraft items and craft based
textiles: Kachch
96
796) ____________ has become number one state in the field of organic
farming producing about five lakh metric ton of farm products: Madhya
Pradesh
797) The Reserve Bank has signed a pact with Central Bank of _________
for exchange of information and supervisory cooperation: Kenya
798) Which country has agreed to sign commercial contracts for supply of
uranium for Indian nuclear reactors: Canada
799) Which Bank has launched an instant bank payment product KayPay
for Facebook users to send money to each other in an instant: Kotak
Mahindra Bank
800) Cricket players of which country refused to play in India due to a pay
dispute with their cricket board: West Indies
801) Union Cabinet has decided to completely deregulate the prices of
which product to link its prices to the market forces: Diesel
802) The government has launched a new methodology National Air
Quality Index (AQI) for what purpose: To create awareness about
the quality of air and its likely health impact
803) The recently launched National Air Quality Index will categorize air
quality into how many categories: Six
804) World Junior Chess title 2014 was held at which place in India: Pune
805) Central govt has advised all states, union territories and Central
Armed Police Forces to recruit ___ per cent women in their ranks: 33
806) A five year old Indian boy Harshit Saumitra was in news for what
achievement: For climbing up the Everest Base Camp
807) India and _____ have agreed to set up hotlines between their army
headquarters: China
808) Which African country has recently been successful in controlling the
spread of deadly Ebola virus: Nigeria
809) Which state has launched the Farmers Empowerment Corporation to
provide agricultural debt redemption to farmers: Andhra Pradesh
810) Who has been elected as the new Chief Minister of Haryana:
Manohar Lal Khattar
811) Name the new Chief Minister of Maharashtra: Devendra Fadnavis
812) India has been re-elected as member of which important UN
organization: UN Human Rights Council
813) Wildscreen Panda Award is given in which field: Wildlife
Photography
814) What is the domain name of the Adhaar based Biometric Attendance
system launched by central govt. for its employees:
attendance.gov.in
815) Who has been appointed as the chairman of Prasaar Bharati Board:
Dr. A Surya Prakash
816) In the Gender Gap Index 2014, India has been placed at ____rank in
a list of 142 countries: 114th
817) World Banks Ease of Doing Business report places India at
_______ rank among 189 countries surveyed by it: 142nd
818) ________tops the list for the most equitable sharing of resources
among men and women as per Gender Gap Index 2014: Iceland
819) In terms of Ease of Doing Business, _________ stands at no. 1 in the
world: Singapore
820) Which organization compiles the Gender Gap Index report annually:
World Economic Form
821) In the recently released Global Innovation Index 2014, India has been
placed at which rank: 76th
SEPTEMBER 2014
822) Padma Bhushan awardee Bipan Chandra was a authority on
economic and political ______ of India: History
823) Sathiraju Lakshminarayana, Veteran Telugu film director, artist and

cartoonist who passed away recently, was popularly known as
________: Bapu
824) Name the eminent jurist who has been appointed Governor of Kerala:
P. Sathasivam
825) BWF World Badminton Championship was held at which place:

Copenhagen, Denmark
826) Chen Long who won the mens singles title at BWF World Badminton
Championship, is from which country: China
827) Womens singles title at BWF World Badminton Championship was

won by_______: Carolina Marin
828) Name the badminton player of India who won the bronze medal in
womens single title at BWF World Badminton Championships: PV
Sindhu
829) The famous international Nalanda University has been established at
which place: Rajgir, Bihar
830) Prof. Amartya Sen is an eminent scholar of which field: Economics
831) Nabard has initiated a project on Core Banking Solutions - CBS for
which type of banks: Cooperative Banks
832) Name the legendary Telugu actor who passed away in January 2014:
Akkineni Nageswara Rao
833) For what reasons Akkineni Nageswara Rao, legendary Telugu actor
was in news recently: U.S. Post Service has issued a stamp in his
honour
834) Odyssey of My Life is the autobiography of which prominent political
figure: Shivraj Patil
835) Japan has promised to provide all possible support to introduce the
bullet train, along the Ahmedabad-Mumbai route. What is its Japanese
name: Shinkansen
836) With which Japanese city India has signed a partnership agreement
for development of Varanasi: Kyoto
837) What is the popular nick name for the Japanese city Kyoto: City of
Thousand shrines
838) Prime minister of India recently visited Japan to meet _________,
Prime Minister of Japan: Shinzo Abe
839) The parliament of Japan is named as ______: Diet
840) Name the world champion iconic sprinter who recently visited India:
Usain Bolt
841) Govt has setup Prof. B. N. Goldar committee for what purpose: To
develop the Producer Price Index
842) Which committee has been setup by the govt. to develop a new
inflation index- Producer Price Index to replace Wholesale Price
Index: B. N. Goldar Committee
843) What is the purpose of Producer Price Index: To measure inflation
844) The proposed Producer Price Index aims to replace which existing
index: Whole Sale Price Index
845) What is the most prominent feature of the proposed Producer Price
Index: To cover services sector also
846) Name the new generation Naval Offshore Patrol Vessel that has
joined Indian Navy recently: INS Sumitra
847) Which country has unveiled a new surface-to-air missile - Talash-3:
Iran
848) What is the name of the autobiography of the Sachin Tendulkar:
Playing It My Way
849) In terms of global competitiveness, India ranks ___ in world: 71st
850) ____________ is the number one country in the world in terms of
global competiveness: Switzerland
851) Name the South African fast bowler, oldest surviving Test cricketer
who passed away recently at the age of 103 years: Norman Gordon
852) What is the special thing about Yashwardhan Shukla, author of the
book Gods of Antractica: He is 13 year old school boy
853) The Chabad House in Mumbai that reopened nearly six years after the
26/11 terror attack in November 2008 is a sacred ___________ of the
Jews: Synagogue
97
854) Justice H.L. Dattu is the _______Chief Justice of India: 42nd

855) The historical Omari Mosque that was destroyed in the recent IsraelGaza conflict, was in which country: Gaza
856) With which country India has signed a Land Boundary Agreement
(LBA) to ensure zero border killings: Bangladesh
Savings account for minors
883) Which bank has started savings account for minors by the name Pehli
Udaan and Pehal Kadam: State Bank of India
884) Which bank has started cardless cash withdrawal facility from its
ATMs: ICICI Bank
857) According to recent data from CSO, ____________outpaced all the
885) The Cabinet Committee on Economic Affairs (CCEA) has approved
major states to top the economic growth charts with a scorching 11

per cent growth in 2013-14: Madhya Pradesh
858) In the recent rescue operations in J & K, hundreds of NDRF personnel
worked round the clock to rescue thousands of marooned persons.
What is the full form of NDRF: National Disaster Relief Force
859) Which major river of J & K caused heavy damage due to floods in the
State: Jhelum
860) What is the name of the award for best film at the Venice Film
Festival: Golden Lion
861) Name the Swedish film directed by Roy Anderson that won the
Golden Lion at the Venice Film Festival: A Pigeon Sat on a Branch
While Reflecting on Existence
862) Name the film directed by Indian writer-director Chaitanya Tamhane
that won award for best debut feature film at the Venice Film Festival:
Court
863) Name the tennis star who won mens single titles at the US open
tennis: Marin Cilic
864) Marin Cilic, winner of US open 2014 is from which country: Croatia
865) Name the first ever male Asian player to play in the finals of US Open
Lawn Tennis Championship: Kei Nishnikori
866) Marin Cilic defeated Japan's ________to win mens singles title at US
open: Kei Nishikori
867) Which Indian scientist and ecologist has won Midori Prize in
Biodiversity for his research on climate change in the Himalayas:
Kamal Bawa
868) Name the author of the book The Lives of Others: Neel Mukherjee
869) The book The Lives of Others by Neel Mukherjee was in news for
what reasons: it has been shortlisted for the prestigious Booker
Prize 2014
870) Booker prize for literature are given in which country: England
871) RBI has fixed _______years as the upper age limit for managing
directors (MDs) and chief executive officers (CEOs) and other wholetime director of banks in the private sector: 70
872) Which Union Minister recently visited Afghanistan to meet President
and to review key projects there: Sushma Swaraj
873) India has signed the _________ (FTA) in services and investments
with 10 ASEAN countries: Free Trade Agreement
874) Which country launched two satellites - Yaogan-21 and Tiantuo-1 to
relay information on natural resources, disaster management: China
875) With which neighbouring country India signed a MoU on cooperation
in the field of traditional systems of medicine and homeopathy:
Bangladesh
876) China has assured cooperation for setting up a automobile
manufacturing industrial park at which place in India: Pune
877) Under which Indian law, Govt. of India is the sole authority to print
Rupee one currency note: Coinage Act, 2011
878) RBI is authorized to issue currency notes upto which highest
denomination:10,000
879) Govt. of India is empowered to issue coins upto which highest
denomination: Rs. 1,000
880) Who has been appointed as head of the Expenditure Management
Commission: Bimal Jalan
881) What is the purpose of setting up of Expenditure Management
Commission: for suggesting ways to improve fiscal discipline
882) Pehli Udaan and Pehal Kadam are the names for which item:
the sale of stakes in how many PSUs: Three ONGC, NHPC and
CIL
886) 60th National School Games in six sporting disciplines will be held in
November in which State: Punjab
887) DRDO successfully test-fired indigenously developed Agni-I - nuclearcapable missile recently. It is what type of missile: Surface-ToSurface
888) Indias first coral garden is proposed to be developed in which State:
Gujarat
889) Which public sector bank has declared the Kingfisher Airlines as the
willful defaulter: United Bank of India
890) Which State has launched the renovation and beautification work of
the birthplace of famous author, journalist and critic George Orwell:
Bihar
891) Name the prominent Bangladeshi Nazrul Sangeet singer who passed
away recently: Firoza Begum
892) Who is Indias noted snooker and billiards champion to announce his
retirement from the professional snooker: Pankaj Advani
893) With which country India has signed an agreement for cooperation in
the field of skill development, solid waste management and cleaning
of rivers: Germany
894) Scientists have warned that millions of lives could be at risk because
of the threat to food crops in Fertile Crescent. Where is this area:
Middle East Asia
895) H. Devraj Committee has been setup for what purpose: To examine
working of 'C' category deemed universities
896) Which State has declared 9 September as Himalaya Diwas to spread
the message of conservation of the Himalayan ecosystems:
Uttarakhand
897) Saakshar Bharat Awards are given on which date: Sep. 8
International Literacy Day
898) Saakshar Bharat Awards are given for what purpose: For the best
performance in the field of adult education
899) Saakshar Bharat Awards are given by which Union Ministry: Human
Resource Development
900) North Atlantic Treaty Organisation (NATO) Summit 2014 was held in
which place: Wales, U.K.
901) Wales Resolution is the name given to the resolutions adopted at the
recent summit of which international organization: NATO
902) Chitresh Tatha, a 12 year old boy is representing India at the 2014
Asian Games at Incheon, South Korea in which sports: Optimist
Dinghy Race
903) General elections for electing Members of Legislative Assembly
(MLAs) have been declared for how many states: Two (Haryana and
Maharashtra)
904) Davis Cup Commitment Award is given for which category of Tennis
player: Those who have competed in at least 20 ties
905) Name the winner of the Davis Cup Commitment award 2014: Rohan
Bopanna
906) Countrys first 'Cold Desert Biosphere Reserve' (CDBR) is to be
developed in which place: Spiti in Himachal Pradesh
907) President Pranab Mukherjee made a four-day state visit to Vietnam
and met his counterpart __________: Truong Tan Sang
908) What is the currency of Vietnam: Dong
909) _______ is the capital of Vietnam: Hanoi
98
910) Which public sector organization is celebrating 55 years of its service:

Doordarshan
911) First experimental centre of Doordarshan was established at which
place: Delhi
912) Indonesian Masters Grand Prix Gold championship is for which sports:
Badminton
913) The Indonesian Masters Grand Prix Gold championship 2014 was
held at which place: Palembang, Indonesia
914) Name the winner of the Indonesian Masters Grand Prix Gold
championship 2014: S Prannoy, India
915) FILA Senior World Wrestling Championship held in_________,
Uzbekistan: Tashkent
916) Name the eminent scientist who has been named to head an expert
panel to recommend best technologies for the "Swachh Bharat
Abhiyan: R A Mashelkar
917) Which country is helping India to set up 10 centres of excellence to
raise agriculture output and introduce modern farm technologies:
Netherlands
918) Indian Highways Management Company Limited (IHMCL) has inked a
pact with ___________ for services related to electronic toll collection:
Axis Bank and ICICI Bank
919) Which committee recommended idea of universal bank accounts that
is bank account for every individual: Nachiket Mor
920) Name the Chinas President who recently visited India: Xi Jinping
921) On which railway corridor China has assured technological support
for achieving speed of 160 kmph: Chennai Bangalore Mysore
922) Which Chinese city has signed a sister city agreement with
Ahmedabad: Guangzhou
923) China has agreed to opening of a new route to Kailash Mansarovar
via _________ in Sikkim: Nathu La
924) Which type of power projects are categorized as Ultra Megha Power
Project: Which generate more than 4000 MW or above electricity
925) Guangdong province of China has agreed to become partner in
cultural and social ties with which State of India: Gujarat
926) What is the name of currency of China: Renminbi (Yuan)
927) _______ is the capital of China: Beijing
928) The worlds highest and toughest marathon held at 3,524 meter
(11,562 feet) altitude is held at which place: Leh, J & K
929) Who has been appointed as the new Chairperson of the National
Commission for Women: Lalitha Kumaramangalam
930) Who has been appointed Chairman, Quality Council of India: Adil
Zainulbhai
931) Manoj Kumar a 2010 CWG boxing gold-medalist was in news for
what reasons: He has been given Arjun Award on Delhi High
Court orders
932) 51st Shooting World Championship was held at which place:
Granada, Spain
933) 20th Asian Junior Table Tennis Championships was held at_____ :
Mumbai
934) What is the name given to the Joint Army Exercise between armed
forces of American and India being held at Ranikhet, Uttarakhand:
Exercise Yudh Abhyas 2014
935) Govt. has launched India Newborn Action Plan for what purpose: To
achieve the single digit neonatal mortality and stillbirth rate by
2030
936) The 45th IFFI will be held from 20 to 30 November, 20 14 at which
place: Goa
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Cricket

The ICC Cricket World Cup is the international championship

SOME FACTS & FIGURES

GENERAL AWARENESS APRIL 2015

South Africa's Gary Kirsten has the highest individual score

MORE POWER TO STATES

REWRITING THE HISTORY

A PUBLICATION OF GYANM EDUCATION &

IBPS PO TEST PAPER

SSC MODEL TEST PAPER

REVERSE REPO RATE

CASH RESERVE RATIO

Travel and Tourism Index

Corruption Perceptions Index

The Web Index 2014

Global Terrorism Index 2014

Global Slavery Index 2014

Gender Gap Index

Ease of Doing Business (World

Human Development Index

Global Innovation Index

Economic Confidence Index

Choice for FDI

UNION BUDGET 2015 16

financing of trade receivables of MSMEs to be

Additional deduction of Rs 50000 for contribution to

MAJOR BUDGETARY ALLOCATIONS

GOVT HOUSE KEEPING (In %)

RAILWAY BUDGET 2015-16

ECONOMIC SURVEY 2014-15

KEY BUDGET FIGURES 2015-16

Finance Minister Arun Jaitley presented the Economic

GENERAL AWARENESS APRIL 2015

S C RULES ON CRIMINAL CANDIDATES

In a historic judgment, the Supreme Court has ruled that

FENCED ELEPHANT SANCTUARY BY PETA

Union Government has accepted the recommendations

DIPLOMATS CONFERENCE IN NEW DELHI

AERO INDIA SHOW HELD AT BENGALURU

The People for the Ethical Treatment of Animals (PETA)

Ms. SWARAJ VISITS CHINA

INDIA FARES POOR IN PRESS FREEDOM

INDIA SET TO JOIN BRICS BANK

AIRTEL TO SERVE CHILDREN IN AFRICA

India has been ranked 136TH in terms of press freedom

Rajya Sabha was informed that 76.83 crore Aadhaar

Three Commemorative Postage stamps on the theme

INDIA TO HELP NEPAL FOR FIGHTING GOITRE

of Swachh Bharat Mission were released on 30

India will provide Rs 6.90 crore support to Nepal for

15 NRIS HONOURED AT PBD

COINS AND STAMPS RELEASED IN PBD

TIGERS POPULATION UP BY 38.4%

ASIAs BIGGEST LITERARY EVENT AT JAIPUR

H S BRAHMA IS THE NEW CEC

NATIONAL YOUTH FESTIVAL AT GUWAHATI

INDIA 78TH IN TERMS OF SKILLED LABOUR

SUPREME COURT ENDS SRINIs GAME

India will provide 60 million dollars Line of Credit to

Guyana for its road infrastructure projects. Guyana is

remembered as the founder of Banaras Hindu

PUTIN OPENS ECONOMIC DOORS FOR INDIA

GANDHINAGAR TO HOST 13TH PBD