Honorable director, faculty members, NIBM officers and

my fellow colleagues and distinguished participants, and

everyone present here, I wish you a very good morning.
It gives me great pleasure to be here in NIBM, the think
tank of Indian banking system. The green and pollution
free campus amazed me a lot. I am very thankful to the
organizers for inviting me to deliver the inaugural speech
of today`s Advance Trainers Teaching Program. I believe
that NIBM has the perfect environment for a successful
and real training.
Let me take this opportunity to shed some light on Janata
Bank Limited. Though the 2nd largest SCOB, but regarding
profitability, lower rate of classified loan and other
financial statistics, we have the highest rating among all
SCOBs in the country over the past few years. During this
period, JBL has enjoyed a steady growth in total assets,
loan & advances, deposit, investment and capital. Based
on the financial position of June 2015, our total assets
stand at BDT 656.23 billion. Our loan stands at 326.92
billion, deposit at 541.73 billion. Our CAR is 10.40%,
which is the highest among SCOBs, and we have
classified loans of 11.76%, lowest among SCOBs.
Now 56 banks are operating in Bangladesh through 8794
branches. The combined assets of these banks total to
8657 billion BDT. Some other staggering facts about the
banking sector of Bangladesh is the loans and advances

to industries and commerce which weighs BDT 4774.36

billion, the total deposit of the banks which is BDT 6558.7
billion, imports of 30 trillion BDT and exports of 20 trillion
BDT and inward foreign remittance of BDT 10 billion. The
total number of employment opportunities available in
the banking sector is 170724. JBL contributes remarkably
to this numbers. 7.27% of the total combined assets are
from JBL. JBL accounts for 6.05% of the total amount of
loans and advances. We contribute 7.6% to deposits,
4.51% to imports, 7.62% to exports, 9.21% to inward
foreign remittance and 8.44% to employment.
Janata bank has a well-organized training institute named
Janata Bank Staff College which is headed by a General
Manager. There are also 3 Regional Staff Colleges located
in 3 big cities and we have plans for establishing 2 more
RSCs by the end of 2016. The Staff Colleges organize
training courses on different issues for the employees
throughout the year. You will be happy to know that our
Finance Ministry-Banking Wing instructed all banks to
arrange 100 hours of training program for each
employee. Of the 100 hours, 50 will be spent in jobs and
the other 50 off job training.
The banking system is changing rapidly in the field of
environment, risk management, market analysis and
various strategic segments. To stay parallel with the
emerging needs in the banking environment,
contemporary banking, adoption of new model and tools,
Janata Bank Limited has given emphasis on human
resources development in respect of quality selection, on

and off job training, workshop, seminar and training at

both home and abroad. My colleagues are here today as a
part of that training program. They are a talented group
of young trainers from the Janata Bank Staff College who
are here to expand and share their technical knowledge.
I hope this program will be helpful for the trainers of our
bank. Participants will get the opportunity to familiarize
themselves with the training techniques of reputed
faculties as well as this world class institution. This will
create a scope of development in their field of work.
Finally, I sincerely hope that the discussions in the
training program and the sharing of knowledge and
information can be applied effectively in your respective
workplace in Bangladesh. I wish every success of this
program.
I would like to conclude my speech by once again
thanking the NIBM authority for having me here and
presenting me with this wonderful opportunity to say a
few words in this augmented occasion.
Thank you all.
Bon voyage!