11/23/2015

BankServicesFees

AsofNovember23,2015
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BankServiceFees.
AccountMaintenanceandTransactionFees|AuxiliaryServices|PCHCCharges|
InwardRemittanceCharges|InternationalWireTransfer
AccountMaintenanceandTransactionFees
BPI
Particulars

ServiceCharge

MonthlyServiceChargeforFallingBelowtheRequiredADB 1
MaxiOnewithPassbook

PHP500.00

OtherPesoDepositAccounts

PHP300.00

DollarSavingsAccounts

USD5.00

ThirdCurrencyPassbookSavingsAccounts

AUD8.00
CAD7.00
CHF7.00
EUR4.50
GBP3.50
JPY600.00
CNY35.00

MonthlyDormancyCharge 2
PesoDepositAccounts

PHP200.00

DollarDepositAccounts

USD5.00

ThirdCurrencyPassbookSavingsAccounts

AUD8.00
CAD7.00
CHF7.00
EUR4.50
GBP3.50
JPY600.00
CNY35.00

FeeforClosingwithin1MonthfromDateofOpening
PesoDepositAccounts

PHP500.00

DollarDepositAccounts

USD15.00

ThirdCurrencyPassbookSavingsAccounts

USD15.00equivalent

ServiceChargeperExcessWithdrawal
JumpstartAccount(4freewithdrawalspermonth)3

PHP10.00

PlatinumSavings(nolongeroffered)

PHP50.00

Multiearner(nolongeroffered)

PHP25.00

ATMTransactions
BalanceinquiryatotherExpressnetmemberbanks,Megalinkor
BancnetATMs

PHP1.50

WithdrawalsatotherExpressnetmemberbanks,Megalinkor

PHP15.00

https://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/BankServicesFees

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BankServicesFees

BancnetATMs
ForeignTransactionsviaCirrusATMs
WithdrawalsofUSD175.00andbelow
WithdrawalsaboveUSD175.00

USD3.50
2%ofwithdrawnamount

BalanceInquiries

USD1.00

Denials

USD0.50

Note:SomeATMsabroadchargeanadditionalaccessfee.FeesaredisplayedontheATMscreenatthe
timeoftransaction.
OvertheCounterWithdrawalforATMbasedAccounts
(exceptwhenATMisofflineorifthetransactionexceedsthedailyATM
limit)

PHP100.00

OvertheCounterFundsTransferviaDebit/CreditMemo
PesoDepositAccounts

PHP50.00pertransfer

DollarDepositAccounts

USD1.00

StopPaymentOrder(SPO)Application(percheck)
PesoChecks

PHP200.00

DollarChecks

USD20.00

Overdraft(OD)AccrualCharge
Fee

25.2%p.a.onODamount

Subjecttoaminimumof

PHP26.25

DollarTransactions
DollarCashDepositsinExcessofUSD5,000

PHP0.10perUSD1.00or
fractionthereof

DollarCashWithdrawalinExcessofUSD5,000

PHP0.05perUSD1.00or
fractionthereof

DepositReturnedDollarCheck

USD20.00

BPIFamilySavingsBank
Particulars

ServiceCharge

MonthlyServiceChargeforFallingBelowtheRequiredADB 1
MaxiOnewithPassbook

PHP500.00

OtherPesoDepositAccounts

PHP250.00

DollarSavingsAccounts

USD5.00

MonthlyDormancyCharge 2
PesoDepositAccounts

PHP200.00

DollarDepositAccounts

USD5.00

FeeforClosingwithin1MonthfromDateofOpening
PesoDepositAccounts

PHP500.00

DollarDepositAccounts

USD15.00

ServiceChargeperExcessWithdrawal
JumpstartAccount(4freewithdrawalspermonth)3

PHP10.00

PlatinumSavings(nolongeroffered)

PHP50.00

Multiearner(nolongeroffered)

PHP25.00

ATMTransactions
BalanceinquiryatotherExpressnetmemberbanks,Megalinkor
BancnetATMs

PHP1.50

WithdrawalsatotherExpressnetmemberbanks,Megalinkor
BancnetATMs

PHP15.00

ForeignTransactionsviaCirrusATMs
WithdrawalsofUSD175.00andbelow
https://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/BankServicesFees

USD3.50
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BankServicesFees

WithdrawalsaboveUSD175.00

2%ofwithdrawnamount

BalanceInquiries

USD1.00

Denials

USD0.50

Note:SomeATMsabroadchargeanadditionalaccessfee.FeesaredisplayedontheATMscreenatthe
timeoftransaction.
OvertheCounterWithdrawalsforATMbasedAccounts
(exceptwhenATMisofflineorifthetransactionexceedsthedailyATM
limit)

PHP100.00

OvertheCounterFundsTransferviaDebit/CreditMemo
PesoDepositAccounts

PHP50.00pertransfer

DollarDepositAccounts

USD1.00

StopPaymentOrder(SPO)Application(percheck)
PesoChecks

PHP200.00

DollarChecks

USD20.00

Overdraft(OD)AccrualCharge
Fee

25.2%p.a.onODamount

Subjecttoaminimumof

PHP26.25

DollarTransactions
DollarCashDepositsinExcessofUSD5,000

PHP0.10perUSD1.00or
fractionthereof

DollarCashWithdrawalinExcessofUSD5,000

PHP0.05perUSD1.00or
fractionthereof

DepositReturnedDollarCheck

USD20.00

Note:BPIFamilySavingsBankisasubsidiaryofBankofthePhilippineIslands.
BPIDirectSavingsBank
Particulars

ServiceCharge

MonthlyServiceChargeforFallingBelowtheRequiredADB 1
PesoDepositAccounts

PHP250.00

DollarDepositAccounts

USD5.00

MonthlyDormancyCharge 2
PesoDepositAccounts

PHP200.00

DollarDepositAccounts

USD5.00

FeeforClosingwithin1MonthfromDateofOpening
PesoDepositAccounts

PHP500.00

DollarDepositAccounts

USD15.00

ATMTransactions
BalanceinquiryatotherExpressnetmemberbanks,Megalinkor
BancnetATMs

PHP1.50

WithdrawalsatotherExpressnetmemberbanks,Megalinkor
BancnetATMs

PHP15.00

ForeignTransactionsviaCirrusATMs
WithdrawalsofUSD175.00andbelow
WithdrawalsaboveUSD175.00

USD3.50
2%ofwithdrawnamount

BalanceInquiries

USD1.00

Denials

USD0.50

Note:SomeATMsabroadchargeanadditionalaccessfee.FeesaredisplayedontheATMscreenatthe
timeoftransaction.
StopPaymentOrder(SPO)Application(perPesocheck)

PHP200.00

Overdraft(OD)AccrualCharge
https://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/BankServicesFees

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BankServicesFees

Fee

25.2%p.a.onODamount

Subjecttoaminimumof

PHP26.25

Note:BPIDirectSavingsBankisawhollyownedsubsidiaryofBankofthePhilippineIslands.

1MonthlyServiceChargeappliesifaccountfallsbelowtherequiredminimumaveragedaily

balancefortwoconsecutivemonths.

2Dormancychargeiscollectedonlyifdormantaccountsbalancehasfallenbelowtherequired
minimumaveragedailybalance(ADB).Accountwillbeconsidereddormantifthereisnoclient
initiatedtransactionwithin1yearforCurrentAccountsandwithin2yearsforSavingsaccounts.

3ThefreewithdrawallimitappliestoATMandoverthecounterwithdrawalsonly.Otherclient

initiatedwithdrawalslikecellphonereloading,cashlessshoppingthroughEPS,etc.arenotcounted.
AuxiliaryServices

Particulars

AmountofFee/Charge
BPI

ATMCardReplacement

BPIFamily
SavingsBank

BPIDirect
Savings
Bank

PHP100.00

ReplacementofLostPassbook*
PesoDepositAccounts

PHP200.00

DollarDepositAccounts

USD15.00

BankCertification
PesoDepositAccounts

PHP100.00

DollarDepositAccounts

USD2.00

StatementRequestfromExpressPhone

freeofcharge

StatementRequestfromBankStatementUnit
Firstthreepages

PHP100.00

Foreverysucceedingpage

PHP10.00

RequestforMicrofilmReproductionofBankDocuments*
Firstthreepages

PHP100.00

Foreverysucceedingpage

PHP31.00

ManagersCheck

PHP50.00

PesoCheckbook
Personal

PHP175.00

Commercial

PHP350.00

DollarDemandDraft
FixedFee(effectiveSeptember15,2015)
plus,DST,iftobepaidinPesos

USD10.00
PHP0.30foreveryPHP200.00

PesoTelegraphicTransfer
Fee

of1%ofamount

PlusDST

PHP0.30
foreveryPHP200.00

Subjecttoaminimumof

PHP100plusPHP1.50DST

SaleofTravelersChecks
Fee
Subjecttoaminimumof
PlusDST,iftobepaidinPesos

0.5%ofeveryUSD1.00orfraction
thereof
USD1.00
Subjecttoapplicablecharges

PurchaseofTravelersChecks
Feepercheck
https://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/BankServicesFees

PHP15.00
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BankServicesFees

DSTpercheck

Subjecttoapplicablecharges

ForeignBillsPurchase(percheck,ifwithoutline)

PHP100.00

OutwardBillsforCollection*
Fee

of1%foreveryPHP1.00orfraction
thereof

PlusPostageFee

PHP6.50

Subjecttoaminimumof

PHP100.00

SafetyDepositBoxesRentalFees*
3x3x24
2x5x24/2x5x20/2x5x21/2.5x5x24
3x5x24/3x5x21/3x5x20/3x5.5x24/3.75x5.75x24
4.75x5.5x24/4.75x5x5/4.5x5x24/4x6x24/4x5x24
5x5x24/5x4x24/5x5x20/5x5x21/5.5x3x24/5.25x5x24
5x5.5x24/5.75x5.75x24/3x10x24/3x10x21/3x10.5x24
3x11x24/3.5x10x24/3x11.75x24/4x11.5x24/4.5x10.5x24
5x10x24/5x10x21/5x10.5x21/5x10x20/5x10.5x24
5x11x24/5x10.5x26/5x11.75x24/5.75x11.5x24/6x11x24
10x10x24/10x5x12/10x10x12/10.5x4.5x24/10x5x24
10x10x21/8x10x24/10x10.5x24/10.5x10x24/10x11x24
11x10x24/10.5x10.5x24

PHP400.00
PHP600.00
PH1,200.00
PHP1,500.00
PHP2,000.00
PHP2,000.00
PHP2,000.00
PHP2,500.00
PHP2,500.00
PHP4,500.00
PHP4,500.00
PHP4,500.00

*NotapplicabletoBPIDirectSavingsBank

PCHCCharges

Particulars

AmountofFee/Charge

TemporaryOverdraftHonored(Funded)4
FixedFee

AdditionalFee

PHP1,000.00
PHP200.00
foreveryPHP40,000.00or
afractionthereofperday

TemporaryOverdraftReturned(DAIF/DAUD)5
FixedFee

AdditionalFee

PHP2,000.00
PHP200.00
foreveryPHP40,000.00or
afractionthereofperday

StopPaymentFunded
FixedFee

PHP2,000.00

StopPaymentUnfunded5
FixedFee

AdditionalFee

PHP2,000.00
PHP200.00
foreveryPHP40,000.00or
afractionthereofperday

Technicalities6
FixedFee

PHP2,000.00peritem

4IfacheckforPHP35,000waspresentedforclearingonaFridayandwasfundedonMonday,total

chargewouldbePHP1,600(PHP1,000fixedfee+PHP200x3days)

https://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/BankServicesFees

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BankServicesFees
5IfacheckforPHP35,000waspresentedforclearingonaFridayandwaseventuallyreturned,

totalchargewouldbePHP2,600(PHP2,000fixedfee+PHP200x3days)

6Checksthatarepost/staledated,irregularlydated(i.e.February30)&/orunsignedarenot

subjecttothetechnicalityfee.

InwardRemittanceCharges

FROM:CorrespondentBank/SWIFTRemittances*
PaymentMode

Postage

Documentary
Stamps

PHP10.00

PHP0.30
foreveryPHP200
andafractionthereof

USD6.50

n/a

N.A.

n/a

PHP150.00

n/a

PHP0.30
foreveryPHP200
andafractionthereof

n/a

USD10.00

n/a

n/a

n/a

BranchPickupPeso

PHP150.00

n/a

PHP0.30
foreveryPHP200
andafractionthereof

PHP60

BranchPickupDollar

USD6.50

n/a

n/a

n/a

CredittoAccount
PesoAccount

ServiceCharge
Commission

CredittoAccount
DollarAccount

BanktoBank
Peso(BPIas
intermediarybank)/
CredittoOtherBank**

BanktoBank
Dollar(BPIas
intermediarybank)/
CredittoOtherBank**

PHP150.00

Cable
Charges

n/a

*Aservicefeemaybechargedbyeachcorresbankthetransactionpassesthrough.Thisisontop
oftheservicefeechargedbythebankwherethetelegraphictransferoriginatedfrom.

**AservicefeemaybechargedbythereceivingbankontopoftheservicefeechargedbyBPIas
theintermediarybank.
FROM:DirectDeposit/USPension
PaymentMode

ServiceCharge
Commission

Postage

Documentary
Stamps

Cable
Charges

CredittoAccount
PesoAccount

USD6.50*

n/a

n/a

n/a

CredittoAccount
USDAccount

USD6.50*

n/a

n/a

n/a

*EffectiveMarch15,2014,pleaseseeotherchangestothisaccounthere.

FROM:LocalBank(PDDTS)
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BankServicesFees

PaymentMode

ServiceCharge
Commission

Postage

Documentary
Stamps

Cable
Charges

LocalIncoming(Peso)

PHP150.00
regardlessof
amount

n/a

n/a

n/a

LocalIncoming(Dollar)

USD6.50
regardlessof
amount

n/a

n/a

n/a

ServiceCharge/
Commission

Postage

Documentary
Stamps

Cable
Charges

clickhere

n/a

n/a

n/a

n/a

n/a

n/a

Correspondent
/Settlement
BankCharges*

Beneficiary
Bank
Charges**

FROM:BERCandTieUps
PaymentMode
RemittancesfromBERC

RemittancesfromTieUp

Chargesvary
dependingonthe
contractagreement
witheachtieup

InternationalWireTransferCharges

PaymentMode

ServiceCharge
Commission

Documentary
Stamps

DebitfromFCDU
accountoftheClient

USD14.00

N/A

Chargesvarydepending
onthefollowing:
remittanceamount
remittancecurrency
purposeofremittance
i.e.nontradeortrade

Charges
vary
depending
onthebank
involved,
theymayor
maynot
chargetheir
ownfees.

DebitfromPESO
accountoftheClient

PHP600.00

PHP0.30for
every
PHP200.00

Chargesvarydepending
onthefollowing:
remittanceamount
remittancecurrency
purposeofremittance
i.e.nontradeortrade

Charges
vary
depending
onthebank
involved,
theymayor
maynot
chargetheir
ownfees.

*Thiscanbeshoulderedbythebeneficiarycustomer/recipientoffundswherethechargewillbededucted
bythecorrespondent/settlementbankfromthetotalamountthattherecipientoffundswillreceive.If
not,thiscanbeshoulderedbytheremitter/BPIapplicantwhereBPIwillcollectthechargeinadvanceon
topoftheBPIServiceChargeCommission.
*Thischargeisthefeeofthecorrespondent/nostrosettlementbankandnotofBPI.
**Thisisshoulderedbythebeneficiarycustomer/recipientoffundswherethechargewillbedeductedby
thebeneficiarybankfromthetotalamountthattherecipientoffundswillreceive.Ifnot,thiswillbe
shoulderedbytheremitter/BPIapplicantasanadditionalcharge.Intermediarybankchargesmayalsobe
applied.
**ThischargeisthefeeofthebeneficiarybankandnotofBPI.
Note:Feesmaychangewithoutpriornotice.

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BankServicesFees

Member:PDIC.MaximumDepositInsuranceforEachDepositorP500,000.

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