Human Rights Alert

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Blog: http://human-rights-alert.blogspot.com/
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10-04-10 Requesting for Comments/Input by US State Department on Failure to Enforce the

Law on Large Financial Institutions.

Date: Sat, 10 Apr 2010 14:19:18 -0700

To: upr_info@state.gov
From: joseph zernik <jz12345@earthlink.net>
Subject: April 8, 2010 Request for Comments/Input by the US State Department in re: Human Rights
Alert 2010 UPR Report: Addendum #1 - Bank of America and Brian Moynihan Beyond Financial
Recklessness Corruption of the Courts. The favor of a response is requested within 5 days.
Cc: "John Dugan (OCC)" <john.dugan@occ.treas.gov>, "Schapiro, Mary L - SEC Chair"
<SchapiroM@sec.gov>, "Kenneth Kaiser (FBI)" <ken.kaiser@fbi.gov>, "Melson, Kenneth E."
<Ken.Melson@usdoj.gov>, "Jon Leibowitz" <Chairman@FTC.GOv>, "DOJ-IG" <202-514-
4001@metrofax.com>, Kotzd@sec.gov, "Eric M Thorson, US Dept of Treasury-IG"
<eric.m.thorson@treas.gov>, "Senator Leahy, DC" <202.225.0072@metrofax.com>, "Senator
Feinstein, DC"<202-228-3954@metrofax.com>, "Congresswoman Watson, DC" < 202-225-
2422@metrofax.com>

April 10, 2010

UPR Information Office

Department of State
United States of America

The favor of a response is requested within 5 days.

RE: April 8, 2010 Request for Comments/Input by the US State Department in re: Human Rights
Alert 2010 UPR Report: Addendum #1 - Bank of America and Brian Moynihan Beyond
Financial Recklessness Corruption of the Courts in Los Angeles County, California.

Dear Sir/Madam:

Please accept the April 9, 2010 press release and the April 9, 2010 letter addressed to John Dugan -
US Comptroller of the Currency, copied below, as Addendum #1 to April 8, 2010 request for
comments/input by the US State Department in re: Human Rights Alert 2010 UPR Report for the
United Nations. Please notice that the deadline for submission of the UPR reports to the United
Nations is April 19, 2010. Therefore, response is requested within 5 days.

The matter addressed in the press release and the letter to Comptroller of the Currency Dugan is of
financial nature. Initially, it may not be viewed by some as a matter of Human Rights per se. However,
review of the facts in the matter would make any fair-minded person realize that it was indeed a
compellingly documented serious Human Rights abuse by the US.

The matter at hand is part of a pattern, which was noted in the draft April 8, 2010 Human Rights Alert
report, which was previously forwarded to your office:
1. Ongoing, false imprisonment for over a decade of thousands of Rampart-FIPs (Falsely
Imprisoned Persons) in Los Angeles County, California (since before 1998).
2. False hospitalization in solitary confinement of 70 year-old, former US prosecutor Richard Fine in
Los Angeles County, California (since March 2009)
3. Alleged racketeering by Countrywide Financial Corporation (CFC) and Bank of America

Page 2/8 April 11, 2010

Corporation (BAC) tolerated and patronized by banking regulators at the Los Angeles, California courts
(at least since 2007).
4. Alleged racketeering by judges tolerated and patronized by US Department of Justice in Los
Angeles County, California (at least since 1998).
5. Discrimination by the US Government against the region of Los Angeles County, California (at
least since ~1980)

Fraud in multiple levels is the hallmark of the case at hand, as opined by two nationally acclaimed fraud
experts. [i] , [ii] Suffice is to review the Register of Actions (California civil docket) in the case, [iii] and
notice that combined, BAC and CFC to date, have appeared in the case for over two and a half years
under the fraudulent party designation of "Non Party" through fraudulent appearances by counsel -
attorneys from Bryan Cave, LLP, who were not Counsel of Record in the caption in question. Such
false counsel was employed by CFC and BAC for alleged obstruction and perversion of justice as well
as retaliation, intimidation, and harassment of a witness, informant, and victim, and monetary
transactions, which upon review must be deemed money laundering.

The case also provided unique evidence regarding the true nature of the economic/ financial crisis
engulfing the US today, where FBI distinguished Los Angeles County, California, already in the early
2000s as "the epicenter of the epidemic of real estate and mortgage fraud". The alleged criminality in
the case at hand was initiated by CFC as early as 2004. Today CFC is a wholly owned subsidiary of
BAC, and the case credibly documented that following the US government chaperoned merger of the
two financial institutions, BAC adopted the alleged criminal practices of CFC.

Evidence of the routine abuse of the Human Rights of home owners by CFC under the guise of court
actions across the US is abundant. [iv] , [v] Moreover, conduct of CFC, BAC, and Bryan Cave, LLP,
was by no means unique. In the same case, a number of financial institutions engaged in similar
conduct. One examples, which was viewed as flaunting of criminality by judges, attorneys, and
financial institutions, were the December 7, 2007 double false ex parte proceedings, in two different
courthouses, for an indemnity agreement for future criminality for Mara Escrow, a subsidiary of Old
Republic International. Such agreement, purported to be approved by the Court, was required to
conduce the escrow company to collude with the Court in the real estate fraud. Such ex parte
proceedings involved incognito appearance of attorney from Buchalter Nemer for Mara Escrow. Neither
the Court, nor the counsel agreed to divulge his name or the name of his client. [vi]

The case at hand is unique, since it documented in great detail that senior US officers in various
agencies were fully informed of the alleged criminality in the case at hand, some for over two years by
now. BAC, and CFC before it, were and are permitted by such senior US officers to continue to this
date conduct that upon review must be deemed as racketeering at the courts in Los Angeles County,
California.

The Human Rights aspects of the case become even clearer, upon review of August 2008 letter by
highly decorated FBI veteran, fraud expert James Wedick. [vii] The letter in fact documented that FBI
agreed with Mr Wedick already as early as August 2008 that Dr Zernik was a victim of real estate fraud
at the Superior Court of California, County of Los Angeles. However, on the very same date that Mr
Wedick wrote his letter to Dr Zernik, Mr Kaiser, Assistant Director of FBI for Criminal Investigations,
issued a letter to US Congress in the matter, which made opposite statements. Mr Kaisers letter was
alleged as fraud on US Congress. In short, FBI was not ready, willing, able to protect residents of Los
Angeles County against the alleged widespread corruption of the judges of the Los Angeles courts.
However, FBI and US Department of Justice were ready, willing, able to provide US Congress with
alleged fraudulent responses on inquiries.

The Human Rights aspects of the case become even more alarming, when one realizes that the Judge
who engineered and orchestrated the bulk of the alleged perversion of justice in this case at hand in
collusion with CFC and BAC was Jacqueline A Connor. Judge Connor was the central figure in the
Rampart Corruption scandal of the criminal justice system in Los Angeles County, California (1998-
2000). She is best remembered for derailing the First Rampart Trial (2000). Her conduct during that
period was central to the fact that thousands of Rampart-FIPs (Falsely Imprisoned Persons) - the
victims of the corruption - were left in prison to this date. Such large-scale false imprisonments in Los
Angeles County, California were documented over the past decade, in official government reports, [viii]

Page 3/8 April 11, 2010

in independent reports by notable legal scholars, [ix] and through credible and compelling investigative
media reports. [x] Such false imprisonments, almost exclusively of blacks and latinos, a third of whom
were estimated to have been still juveniles at the time, are no doubt a Human Rights violation of historic
proportions. Regardless, already a decade ago FBI and US Department of Justice were not ready,
willing, able to address alleged racketeering by the judges of the Los Angeles Superior Court. It is only
on such background that one can comprehend the conduct of Judge Connor in the case at hand,
where she flaunted her alleged criminality from the bench. FBI’s and US Department of Justice
patronizing of her conduct was safe and secure.

In complaint that was filed with FBI and US Department of Justice in 2008, minimal protection was
requested - restoration of the fundamental Human Right to Access Court Records - to inspect and to
copy. Such right, and also the right to Notice and Service of court minutes, rulings, orders, and
judgments, have been disrespected by the Los Angeles Superior Court for at least a decade. Access is
denied to court records even to parties in their own litigations. Again, FBI and US Department of Justice
were not ready, willing, able to provide protection and to enforce the Rule of Law.

The case at hand is therefore important as detailed incontrovertible evidence to support the claim of
discrimination by the US against the region of Los Angeles County, California, the most populous in the
United States, with over 10 million residents. The US abandoned the region at least a decade ago to
alleged racketeering by judges of the county court.

The list of senior US officers who were repeatedly informed in this matter included:
1) Kenneth Melson - then Director of the US Attorneys Office.
2) Kenneth Kaiser - Assistant Director of FBI for Criminal Investigations.
3) Jon Leibowitz , Chair, Office of Federal Trade Commission
4) Glenn A Fine - Inspector General, US Department of Justice
5) Mary L Schapiro - SEC Chair.
6) David Kotz - SEC Inspector General
7) John Dugan - Comptroller of the Currency
8) Eric Thorson - Inspector General, US Department of the Treasury
9) Various Officers at US Office of Thrift Supervision

Documented involvement in the case by such number of senior US officers, and in particular the
alleged fraud in responses to US Congress on the matter, provided sufficient evidence to support the
conclusion of disrespect by the US of its obligations pursuant to the Basel Accords on international
banking and pursuant to Human Rights in ratified International Law.

It is on such background that the Human Rights Alert report finds compelling reasons to recommend
monitoring of the US justice system by the UN High Commissioner. As part of such recommendation it
would be envisioned that the US State Department and the UN High Commissioner would enter
continuous dialog from 1010 to 1014 (the next scheduled UPR), jointly set goals and monitor progress.

On the positive side, one must not overlook the conduct of two elected US legislators, the Honorable
Dianne Feinstein, Senator, and the Honorable Diane Watson, Congresswoman, who took actions to
assist the victim, within the scope of their authority, by filing inquiries on US agencies in the case.

I hope and expect to receive your input/comments on the matter as soon as possible, so that they may
be incorporated into the final Human Rights Alert report for the 2010 UPR of the United States.

Truly,

Joseph Zernik, PhD

Human Rights Alert (HRA), NGO
http://human-rights-alert.blogspot.com/
http://www.scribd.com/Human_Rights_Alert

CC:
1) Kenneth Melson - then Director of the US Attorneys Office.

Page 4/8 April 11, 2010

2) Kenneth Kaiser - Assistant Director of FBI for Criminal Investigations.

3) Jon Leibowitz , Chair, Office of Federal Trade Commission
4) Glenn A Fine - Inspector General, US Department of Justice
5) Mary L Schapiro - SEC Chair.
6) David Kotz - SEC Inspector General
7) John Dugan - Comptroller of the Currency
8) Eric Thorson - Inspector General, US Department of the Treasury
9) The Hon Dianne Feinstein, Senator
10) The Hon Diane Watson, Congresswoman.
11) Basel Committee on International Banking

LINKS

[i] Opinion letter of highly decorated FBI veteran, fraud expert James Wedick, regarding real estate
fraud, conducted under the guise of litigation at the Los Angeles Superior Court
http://www.scribd.com/doc/24991238/07-12-17-Samaan-v-Zernik-SC087400-David-Pasternak-Grant-
Deeds-opined-as-fraud-by-James-Wedick-ss

[ii] Opinion letter of highly acclaimed fraud expert Robert Meister, regarding CFC records in Samaan v
Zernik (SC087400), and court paper filed analyzing the various levels of fraud in Countrywides loan
applications and their underwriting:
http://www.scribd.com/doc/29712839/04-09-07-Samaan-v-Zernik-SC087400-Opinion-Letter-of-Robert-
Meister-re-Fraud-in-Prequalificaion-Letter-s

http://www.scribd.com/doc/29714059/04-09-27-Opinion-Letter-by-Fraud-Expert-Robert-Meister-re-
Countrywide-Loan-Applications-Signature-s

http://www.scribd.com/doc/25695526/04-09-27-Samaan-v-Zernik-SC087400-Nivie-Samaan-
Fraudulent-loan-applications-as-filed-with-Countrywide-s

http://www.scribd.com/doc/29714470/04-10-26-Opinion-Letter-of-Fraud-Expert-Robert-Meister-re-
Countrywide-October-26-2004-Underwriting-Letter-Oct-26-s

[iii] January 7, 2010 Register of Actions (California civil docket) in Samaan v Zernik (SC087400) with
preface.
http://www.scribd.com/doc/29712101/10-01-07-Samaan-v-Zernik-SC087400-Register-of-Actions-
California-civil-docket-With-a-Preface-s

[iv] Evidence for fraud by Countrywide Financial Corporation in the courts: Case of Sharon Dianne Hill:
3 "Recreated Letters" and a transcript.
http://www.scribd.com/doc/25003494/08-01-08-Countrywide-Recreated-Letters-Transcript-in-case-of-
Borrower-Hill-Pittsburgh-PA-s

[v] Evidence for fraud by Countrywide Financial Corporation in the courts: Case of William Alan Parsley:
Memorandum Opinion by the Hon Jeff Bohm, US Judge. The paper provided detailed description of
the routine fraud in the courtroom by Countrywide, through appearance of Counsel who was not
Counsel of Record, with no communications with client clause. The same routine was perpetrated in
Samaan v Zernik relative to employment of Bryan Cave, LLP. The paper also refers to a full year study
by the United States Trustee of the litigation practices of Countrywide Financial Corporation in courts
across the United States.
http://www.scribd.com/doc/25001966/08-03-05-Countrywide-Judge-Jeff-Bohm-s-rebuke-of-litigation-
practices-Case-of-Borrower-Parsley-Houston-Texas-Dkt-248-re-Countrywide-s-false-ou

[vi] December 7, 2007 two ex parte proceedings conducted in the same morning in two different
courthouses, for an indemnity agreement for future criminality by Mara Escrow, a subsidiary of Old
Republic International, represented in the proceedings, incognito, by Buchalter Nemer:
http://www.scribd.com/doc/25692714/07-12-07-Samaan-v-Zernik-SC087400-LA-Superior-Court-
Pasternak-s-Ex-Parte-Application-for-Indemnity-Agreement-for-Mara-Escrow-for-Gag-Orders-for-f

Page 5/8 April 11, 2010

http://www.scribd.com/doc/25693519/07-12-07-Samaan-v-Zernik-SC087400-LA-Superior-Court-
Transcript-of-Attorney-Pasternak-s-Ex-Parte-Application-in-Judge-Collins-court-as-received-fro

http://www.scribd.com/doc/29713386/07-12-07-Samaan-v-Zernik-SC087400-Transcript-of-Atty-
Pasternak-s-Ex-Parte-proceeding-at-the-court-of-Judge-Hart-Cole-Gag-Orders-Indemnity-Agreement

[vii] August 8, 2008 email note from Mr James Wedick regarding review of real estate fraud perpetrated
on Dr Zernik with FBI.
http://www.scribd.com/doc/29713733/08-08-21-Email-letter-by-highly-decorated-FBI-veteran-James-
Wedick-regarding-refusal-to-Investigate-FBI-to-provide-Dr-Zernik-protection-against-real

[viii] Blue Ribbon Review Panel Report (2006)

http://www.scribd.com/doc/24902306/06-07-15-LAPD-s-Blue-Ribbon-Review-Panel-Report-2006

[ix] Review by Prof Erwin Chemerinsky of the Rampart Scandal (2001).

http://www.scribd.com/doc/27433920/00-09-01-The-criminal-justice-system-of-Los-Angeles-County-
California-by-E-Chemerinsky-57-Guild-Prac-121-2000

[x] PBS Rampart False Imprisonments (2001)

http://www.scribd.com/doc/24901612/01-05-01-Rampart-FIPs-Rampart-First-Trial-PBS-Frontline-
Rampart-False-Imprisonments-s

Attached:

April 9, 2010 Press release and letter addressed to John Dugan - US Comptroller of the
Currency.

Bank of America and Brian Moynihan Beyond Financial Recklessness Corruption of the
Courts.

Los Angeles, April 9 - in letter to John Dugan, US Comptroller of the Currency, [1] copied to Mary L
Schapiro Chair of SEC, and Glenn A Fine Inspector General of US Department of Justice, Dr Joseph
Zernik, Los Angeles County, California resident, request response on complaint against Bank of
America Corporation and Brian Moynihan alleging large-scale fraud on the US Government and
conduct in at the Los Angeles Superior Court, which upon review must be deemed racketeering.

The evidence in the case included opinion letter by FBI veteran, fraud expert who had been decorated
by US Congress, by US Attorney General, and by FBI Director.

The complaint alleged that Bank of America Corporation employed Brian Cave, LLP, a large
international law firm to engage in obstruction and perversion of justice, as well as retaliation,
harassment, and intimidation against a witness, informant, and victim at the Los Angeles Superior
Court. Brian Cave, LLP engage in false appearances, filing of false records, false motions and false
declarations. Direct involvement of Brian Moynihan in the case was initiated on December 10, 2008,
when he was appointed General Counsel of Bank of America Corporation, upon the ouster of Mr
Timothy Mayopoulos, which has been subject to investigation by US Congress, New York Office of
Attorney General, and the US Court.

Documents provided by Dr Zernik showed that Mr Mayopoulos brought the conduct of Brian Cave, LLP
to a halt following the take over of Countrywide Financial Corporation, which initiated the case.
However, within 24 hours after Brian Moynihan's appointment as General Counsel, the conduct of
Brian Cave, LLP, alleged as racketeering, was resumed.

Additional involvement by Brian Moynihan was documented in a January 2010 response to US Office
of the Comptroller of the Currency, which was alleged by Dr Zernik as fraud in attempt to cover up Mr
Moynihan’s conduct in December 2008.

Inquiries by US Congress were previously issued in late 2008 on FBI and US Department of Justice.

Page 6/8 April 11, 2010

However, responses that were then provided by Kenneth Kaiser, FBI Assistant Director for Criminal
Investigation, and Kenneth Melson, Director of US Attorneys Office, were alleged as fraud on US
Congress, in a consequent complaint filed with Glenn A Fine US Department of Justice Inspector
General.

At present two inquiries on the matter are pending by US Senator, the Hon Dianne Feinstein: One on
US Office of the Comptroller of the Currency, and the other on US Department of Justice Inspector
General. Both offices so far failed to respond on the inquiries.

Bank of America Corporation is recipient of some $200 billions in bailout funds. General stockholders
meeting is scheduled for April 28, 2010.

In a February 2009 joint statement US banking regulators, including Office of the Controller of the
Currency promised US Congress and the people to shore up banking regulation.

Conduct of US officers and US agencies in the case demonstrates disrespect for US obligations
pursuant to the Basel Accords on international banking and the Universal Declaration on Human
Rights, and false and deliberately misleading statements to US Congress and the people regarding the
nature of US Banking Regulation and the current crisis.

ATTACHED: LINKS

[i] Opinion letter of highly decorated FBI veteran, fraud expert James Wedick, regarding real estate
fraud, conducted under the guise of litigation at the Los Angeles Superior Court
http://www.scribd.com/doc/24991238/07-12-17-Samaan-v-Zernik-SC087400-David-Pasternak-Grant-
Deeds-opined-as-fraud-by-James-Wedick-ss

[ii] August-September 2008 Congressional Inquiries and responses by Kenneth Kaiser and Kenneth
Melson - senior US officers.
http://www.scribd.com/doc/29655101/08-09-08-Congresswoman-Watson-Senator-Feinstein-Inquiries-
on-FBI-and-US-Department-of-Justice-and-responses-by-FBI-Kaiser-and-US-DOJ-Melson

[iii] January 8, 2010 Response by BAC and Brian Moynihan on OCC complaint #00971981
http://www.scribd.com/doc/27932890/10-01-08-Bank-of-America-Response-letter-by-office-of-
President-CEO-Brian-Moynihan-to-Office-of-Comptroller-of-the-Currency-on-Zernik-s-Complaint

http://www.scribd.com/doc/27932742/10-01-08-Bank-of-America-Response-letter-by-office-of-
President-CEO-Brian-Moynihan-to-Office-of-Comptroller-of-the-Currency-on-Zernik-s-Complaint-0
[iv] January 12, 2010 Correspondence with Mary L Schapiro in re: Alleged racketeering by Bank of
America Corporation and Brian Moynihan, its president:
http://www.scribd.com/doc/25145795/10-01-12-Bank-of-America-Correspondence-with-Schapiro-SEC-
Chair-Bailey-OCC-Deputy-Comptroller-Moynihan-BofA-President-and-Basel-Accords-Com

[v] January 15, 2010 letter to BAC President Brian Moynihan regarding deficiencies in his January 8,
2010 response to OCC:
http://www.scribd.com/doc/29648909/10-01-15-Bank-of-America-Response-to-President-Moynihan-
Letter-of-Jan-8-2010-re-OCC-complaint-00971981-s

[vi] January 15, 2010 letter to OCC regarding review standard in complaint against BAC.
http://www.scribd.com/doc/25294161/10-01-15-Samaan-v-Zernik-SC087400-Proposed-Review-
Standard-for-Office-of-Controller-of-the-Currency-Review-of-Complaint-against-Bank-of-Americas

[vii] January 15, 2010 letter from the office of Senator Feinstein, re: issuance of inquiry on OCC:
http://www.scribd.com/doc/29647939/10-03-11-Bank-of-America-Senator-Dianne-Feinstein-Follow-Up-
with-US-Office-of-Comptroller-of-the-Currency-Re-Bank-of-America-Corporation-s

[viii] January 27, 2010 response by OCC regarding complaint #00971981 against Bank of America
Corporation
http://www.scribd.com/doc/29649411/10-01-27-Bank-of-America-US-Office-of-Comptroller-of-the-

Page 7/8 April 11, 2010

Currency-Response-in-Re-Complaint-00971981-s

[ix] February 2, 2010 - Appeal filed with OCC regarding complaint #00971981 against Bank of America
Corporation.
http://www.scribd.com/doc/29649904/10-02-02-Bank-of-America-Appeal-to-US-Office-of-Comptroller-
of-the-Currency-in-Complaint-00971981-s

[x] February 2, 2010, March 6, 2010, March 8, 2010 requests for disclosure to BAC Audit Committee of
fraud by management:
http://www.scribd.com/doc/26416550/10-02-05-Repeat-Request-for-Ed-O-Keefe-General-Counsel-
and-Brian-Moynihan-President-to-report-Sandor-Samuels-to-the-Audit-Committee-for-fraud-by

http://www.scribd.com/doc/27937374/10-03-06-Bank-of-America-Requesting-President-CEO-Brian-
Moynihan-to-Disclose-His-Own-Fraud-to-the-Audit-Committee-s

http://www.scribd.com/doc/28012578/10-03-08-Addendum-to-Request-for-Brian-Moynihan-s-
Disclosure-to-Audit-Committee-of-Fraud-by-Management-s

[xi] February 26, 2010 Senator Feinsteins inquiry US Department of Justice Inspector General, Glenn A
Fine
http://www.scribd.com/doc/29659469/10-02-26-Senator-Feinstein-s-Inquiry-on-US-Department-of-
Justice-Inspector-General-Glenn-A-Fine-s

[xii] March 4, 2010 Additional evidence filed by Dr Zernik with US Department of Justice Inspector
General, of fraud on US Congress by Kenneth Kaiser (FBI) and Kenneth Melson (US DOJ)
http://www.scribd.com/doc/29660111/10-03-04-Dr-Zernik-s-Clarifications-Filed-with-US-Department-of-
Justice-Inspector-General-re-Complaint-against-Kenneth-Melson-and-Kenneth-Kaiser

[xiii] March 6, 2010 Addendum to Appeal #1070442 to OCC against BAC providing compelling
evidence for involvement of Brian Moynihan in criminalities.
http://www.scribd.com/doc/29653627/10-03-06-Bank-of-America-Addendum-to-Appeal-1070442-filed-
with-Office-of-Comptroller-of-the-Currency-against-Brian-Moynihan

[xiv] March 6, 2010 Complaint filed with Eric Thorson, Treasure Inspector General, against OCC.
http://www.scribd.com/doc/29653428

[xv] March 6, 2010 Complaint alleging criminality by Brian Moynihan filed with SEC Chair Mary
Schapiro.
http://www.scribd.com/doc/29653973/10-03-06-Bank-of-America-Complaint-Filed-With-SEC-Chair-
Mary-Schapiro-against-Moynihan

[xvi] March 6, 2010 repeat complaint filed with FBI with a request to return to Dr Zerniks possession his
lawful property.
http://www.scribd.com/doc/29654590/10-03-06-Complaint-on-Real-Estate-Fraud-Filed-with-FBI-Los-
Angeles-s

[xvii] March 11, 2010 letter by office of Senator Feinstein, including February 1, 2010 letter by OCC.
http://www.scribd.com/doc/29647939/10-03-11-Senator-Dianne-Feinstein-Follow-Up-with-US-Office-of-
Comptroller-of-the-Currency-Re-Bank-of-America-Corporation-s

[xviii] February 23, 2009 joint statement issued by US agencies, promising to shore up banking
regulation.
http://inproperinla.com/09-02-23-regulators-pledge-to-shore-up-financial-system.pdf

[xix] Fraud by Countrywide Financial Corporation (CFC) under the guise of litigation was documented in
courts across the US. Regardless, US agencies refused to take action. Sandor Samuels, former CFC
Chief Legal Officer, who was responsible for such conduct is today BACs Associate General Counsel,
and the evidence in case at hand documented that such litigation practices were adopted by BAC and

Page 8/8 April 11, 2010

Brian Moynihan following the merger of CFC and BAC. The case of Parsley, below, also includes a full
year study by the US Trustee of litigation practices of CFC across the US.
http://www.scribd.com/doc/25003494/08-01-08-Countrywide-Recreated-Letters-Transcript-in-case-of-
Borrower-Hill-Pittsburgh-PA-s

http://www.scribd.com/doc/25001966/08-03-05-Countrywide-Judge-Jeff-Bohm-s-rebuke-of-litigation-
practices-Case-of-Borrower-Parsley-Houston-Texas-Dkt-248-re-Countrywide-s-false-ou