Beruflich Dokumente
Kultur Dokumente
7:30 10:30am
SAN BEDA COLLEGE
11:00 2:00pm
Manila
A.Y. 2015-2016
Saturdays 3ALM :
3BLM:
2st Semester
Prof. JAIME P. DEL
ROSARIO
TOPICS
Week 2-4
I.
A. General Concepts
i. Declared State Policy
ii. Definition of Banks
iii. Distinction from quasi-banks
iv. Nature of Banking Business
v. Debtor-creditor relationship
(Art. 1980, New Civil Code [NCC])
- Simple loan
- Depositary
- Trust Agreement
vi. Diligence required (Sec, 2 GBL)
vii.
Public interest involved
viii.
Liability for Acts of Officers and
Employees
Commission of crimes (See RPC provisions
on estafa and qualified theft)
Liability for damages
ix. Classification of banks
-
Jurisprudence:
Simex International (Manila) vs. CA, GR No. 88013,
March 18,1990;
Teodoro Banas vs. Asia Pacific Finance Corp., GR No.
128703, October 18, 2000;
Gregorio Reyes vs. The Hon. CA, GR No. 118492;
August 15, 2001;
Prudential Bank vs. CA, GR No. 108957, June 14, 1993
Roque vs. People, GR No. 138954, November 25, 2004
ACTIVITIES
Guided
discussion
Lecture
Recitatio
n
Roundtable
discussion /
Case study
Quiz
Case
digests/
analyses
II.
and
A. Organization of Banks
i.
ii.
iii.
iv.
v.
vi.
vii.
-
Jurisprudence:
Producers Bank of the Philippines vs. NLRC, G.R. No.
118069, November 16, 1998;
B. Functions of Banks
i.
Deposit functions
Kinds of Deposits
ii.
Loan functions
- Single Borrowers Account (Sec. 35.1, GBL;
BSP Circular 425)
- DOSRI Accounts (Sec. 26, NCBA, Sec. 36, GBL)
- Prohibited acts of borrowers (Sec. 55.2, GBL)
iii.Other Functions
-
Week 5-6
III.
Purpose
Prohibited Acts
Deposits Covered
Exceptions
Garnishments of Deposits
Jurisprudence:
China Banking Corp. vs. Ortega, GR No. 34964, 49 SCRA
356, January 31, 1973;
Salvation vs. Central Bank of the Philippines, GR No.
94723, August 21, 1997;
Philippine Commercial and Industrial Bank vs. CA, G.R.
No. 84526, 193 SCRA 452, January 28, 1991;
Marquez vs. Desierto, GR No. 135882, June 27, 2001;
BSP Group vs. Sally Go, GR No. 168644, February 16,
2010; and
Union Bank vs. CA, GR No. 134699, 321 SCRA 563,
December 23, 1999.
IV.
Jurisprudence:
Intengan vs. Court of Appeals GR No. 128996, February
15, 2002.
V.
Guided
discussion
Lecture
Recitatio
n
Case
digests/
analyses
I.
J.