One time single premium for 3 years cover.

Simple online enrollment process- no medicals, no documents, no lengthy

proposal forms.

Attractive family discount for your spouse, children and parents.

Benefits under this product

Most of us are not prepared for a medical crisis which may result in hospitalization and its
financial impact. Expenses during and after your hospital stay can deplete your savings or
emergency funds. We at Bharti AXA Life understand your needs and know that whatever
happens, your health problems should not affect your financial health.

Presenting Bharti AXA Life EasyHealth which will take care of you and your family's
welfare in case of hospitalization !!

* A range of Daily Hospital Cash Benefit (DHCB) options, of Rs 500, Rs 750, Rs 1000,
and Rs 1500 per day.
* Attractive family discount for your spouse, children and parents
* You receive a fixed DHCB amount (as per the Option chosen) which can be used to
meet expenses not covered by other health insurance products
* Additional protection with Accidental Hospitalization Benefit (AHB) which covers
hospitalization due to an accident and is equal to the DHCB amount
* An Intensive Care Benefit (ICB), equal to the DHCB amount is payable incase of
hospitalization in an Intensive Care Unit
* You get an additional 'Get-Well-Soon' Benefit in case of continuous hospitalization for 7
or more days
* Simple and easy enrollment process
* The premium paid under this product enjoys tax benefits as per the Income Tax Act
1961

Benefit / Benefit Per Day Benefit (in Rs.) Get well soon
option Daily Accidental Intensive Benefit in a
Hospital Hospitalization Care Year (Rs)
Cash
Option 1 500 500 500 1500
Option 2 750 750 750 2250
Option 3 1000 1000 1000 3000
Option 4 1500 1500 1500 4500

Accidental Hospitalization benefit and Intensive Care Benefit will be paid over and
above the Daily Hospital Cash benefit.
 Features of Easy Health
This is a hassle free policy that doesn’t requires any medical checkup or any other formalities
Under this plan you will be paid a fixed lumpsum amount in case of hospitalisation for more than 48 hours.
 The amount will be paid to you on per daily basis.
 You can avail these benifits for 30 days in a year.
 You can get admitted in hospital all over india that fulfils the following criteria
1. Is registeredand licenced as a hospital or a nursing home by the appropriate local authorities and
in supervision of a doctor 24 hour a day
2. Having a minimum 10 beds.
3. An operation theatre.
4. Maintains records of their patients.

 All illnesses are coverred from normal fever to diseases like cancer, heart attack, diabeties, liver
problem, cataract, stone removal, joint replacement etc. According to medical language there are about
87000 diseases, We are cover all of them. The following are the exclusions.

1. Hospitalisation due to any pre-existing illness, and sexually transmitted disease like HIV/AIDS are not
covered.
2. Non allopathic treatments.
3. Weight reduction or gain programs.
4. Cosmetic or dental surgery except through accident are not covered
5. Any hospitalisation related to maternity is not covered.
6. Hospitalisation due to self- inflicted injury or due to suicide commitments are not covered.
7. Hospitalisation due to abusive usage of drugs/alcohol or liquor.

 No documentations and medical checkups are required from the applicant.

 Easy claim process- The claim procedure is very easy. When the person gets discharged from the
hospital, within 90 days of discharge you need to submit the following documents to the bharti axa life –
1. Copy of poilc documents.
2. Claim intimation form duly filled and signed by Policy holder/Nominee.
3. Copy of medical bills/discharge summary and medical reports,
4. Attested copy of age proof.
 If you are using a mediclaim policy then this will act as a topup policy as you can claim from the both
sides
 In case of death of the policy holder the nominee can claim the amount.
 You can avail of tax benefits on your premium paid as per provisions of Section 80D of the Income Tax
(Amendment) Act,1961.Save tax under Section 80 D of the Income Tax Act.

Bharti AXA Life Insurance Co. Ltd.

Registration No: 130. Registered Office: Unit 601 & 602, 6th Floor, Raheja Titanium, Off Western Express
Highway, Goregaon (East), Mumbai 400 063
www.bharti-axalife.com