Beruflich Dokumente
Kultur Dokumente
Course Syllabus
Atty. Philip John Pojas
GRADING SYSTEM:
Recitation - 30%
Midterms - 30%
Finals
- 40%
PART ONE
Insurance Law in General
I.
Introduction
A.
B.
C.
D.
E.
F.
II.
History
Laws governing insurance
Rules of construction
Regulation of the insurance business
Statute of Limitations
Basic Framework
General concepts
A.
B.
C.
D.
III.
Kinds of Insurance
A.
Life Insurance
1.
Ordinary life
Limited Payment life
Term Insurance
Endowment
Life Annuity
Accident
Sun Insurance v. CA, 211 SCRA 554
Classes
a.
b.
Individual
Group
Pineda v. CA, 223 SCRA 754
c.
B.
Industrial 229
Non-life Insurance
1.
Types
a.
b.
c.
d.
e.
fire 167
casualty 174
marine 99
compulsory motor vehicle 373
suretyship - 175
PART TWO
Life Insurance
I.
II.
E.
III.
V.
Insurer 6, 184-187
Insured 7
1.
In general
Filipinas v. Huenefeld, 89 Phil 54
2.
Rights
a.
b.
c.
d.
C.
D.
VI.
VII.
B.
C.
D.
PART THREE
Non-Life Insurance
I.
II.
III.
In general
Ang Giok v. Springfield, 56 Phil 375
Phil. Phoenix v. Woodworks, 92 SCRA 419
Gonzales v. Yeh Ting, 55 Phil 386
Del Rosario v. Equitable, 8 SCRA 343
Pacific Timber v. CA, 112 SCRA 199
2.
IV.
VI.
Insurer 6, 184-187
B.
Insured 7
VII.
B.
C.
In general
Death as the suspensive condition
Fernandez v. National, 105 Phil 59
3.
4.
II.
In general
1.
2.
Loss 84-87
Notice and proof of loss 88-92
Finman v. CA, July 12, 2001
3.
Payment of proceeds
Mla. Mahogany v. CA, 154 SCRA 650
Yu v. Fieldmens, 14 SCRA 491
Le Bog v. Hanover, 1 SCRA 599
Chuy v. Philam, 95 Phil 282
RCBC v. CA, 289 SCRA 292
Zenith v. CA, 185 SCRA 398
4.
Right of subrogation
American Federal v. American, August 18,
2004
B.
In marine insurance
1.
Loss 127-137
Phil. Manufacturer v. Insurance, 42 Phil 378
Pan Malayan v. CA, 201 SCRA 382
Jarque v. Smith, 56 Phil 758
2.
3.
Abandonment 138-155
Oriental v. CA, 200 SCRA 459
C.
III.
II.
I.
Concealment 26,27,29
A.
In general
Great Pacific Life v. CA, 89 SCRA 543
Musngi v. West Coast, 61 Phil 864
Sunlife v. CA, 245 SCRA 268
Grepalife v. CA, October 13, 1999
Philamcare v. CA, March 18, 2002
1.
2.
3.
4.
Test of materiality - 31
Vda de Canilang v. CA, 223 SCRA 443
B.
C.
clause
Misrepresentation
A.
In general 36-43
Eguaras v. Great Eastern, 33 Phil 263
Argente v. West Coast, 51 Phil 725
48
2 nd
C.
III.
In life insurance
1.
2.
Warranty 67-69
Prudential v. Trans-Asia, June 20, 2006
Union v. Philippine Guaranty, 47 SCRA 271
1.
2.
B.
IV.
V.
PART VI
Special Laws
I.
RA 9302, RA 9576
Phil. Deposit Insurance v. CA, April 30, 2003