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ASPIRE Home Finance Corp.

Ltd PD Report
PERSONAL DISCUSSION REPORT
Name of the Firm/Company: M/s. A.K Enterprises
Name of the Applicant: Mr. Abdulla Liyakatali Khan
Type of the Entity: Individual business
Name of Other Director/Partners: NA
Loan amount: 13Lacs
Business Details:
1
Nature of Business
Hole Sealer Of Imported(T-sirt,Sirt,Kurta,&
Lungi)
2
Type of Constitution
Individual business
individual/ Partnership
Firm/Pvt. Ltd
3
Area of business premises
300 sq. feet
(Sq. ft.)
4
Business Premises
Owned premises
5
6
7
8
9
10

Annual Turn Over / Sales


Monthly purchase (Rs.)
Monthly sales
Monthly average profit (Rs.)
Annual Profit
Business on Credit (%)

Clients depend
1Lacs to 1.50Lacs
Clients Depend
30K to 40K
3Lacs to 3.20Lacs
NA

Business Profile: ( This should include brief business Profile of applicant,


Entire Business chain, Manufacturing process for the case of
Manufacturers - Details of other business Premises/Branches )
Applicant Mr. Abdulla Liyakatali Khan is 32 years old. He was born at in Mumbai
state in Maharashtra. He was born on 30th March 1982. Applicant is completed
his education is B.com completed. He is in said business since last 2years. He
manages his said business family premises which located at-B/28, Rahber
CHS,Almas colany,Kausa,Mumbra-400612.
M/s. A.K Enterprises company nature business is Hole Sealer Of Imported (Tsirt,Sirt,Kurta,& Lungi. Applicant business owned premises. His business not
employee, he was business handle one man show operated. Applicant business
fix clients name is M/s. Sheif Collection (Karad), M/s.Surforas Patel (Karad).
Applicant Mr. Abdulla Liyakatali Khan totals 6 members in the family, including
applicant, his wife, 1 child,brother,& Parents. Applicant family totals 3 member
dependents members, and applicant & his wife & Brother earning person in his
family. His residence family premises located at- B/28, Rahber CHS,Almas
colany,Kausa,Mumbra-400612.Applicant banking with IDBI bank are saving a/c ,
and his bank balance currently deposited Rs-21300.
Applicant is new property purchased of Room no.105,B wing,Sec-23,Matre
Apartement Sewood Dharave Navi Mumbai.applicant new property cost valve

PAMAC Group:

ASPIRE Home Finance Corp. Ltd PD Report


27lacs,and he was property down payment rs-14Lacs.Applicant Totals rs-13Lacs
loan apply from the Aspire home finance corporation bank.
Family Back Ground: There are totals 6 members in family, including applicant,
his wife 1child,1 brother & Parents.
No. of yrs in present premise: 6 Years
Previous Employment/Business if any: Yes-3 years-Finance Company Designation
is Field Execative.
Staff Strength: NA Wages: NA
Staff Salary per monthly basis: NA
Details of Set up:
N
Description
Market Value
o.
1
Family business premises at- B/28, Rahber CHS,Almas
NA
colany,Kausa,Mumbra-400612.
Major Clients:
No. Name of Client
1
M/s. Sheif Collection
2
M/s.Surforas Patel (Karad).
Debtors Collection Period: Cash business
Creditors Collection Period: NA
Suppliers Name
No. Name of suppliers
1
Bangladesh
Current Suppliers due: Cash
Gross Margins: 15% Per Dress
Current Loan details

Working since
2 Years
2 Years

Avg. Monthly work


NA
NA

Working since
NA

Avg. Monthly work


NA

Loan Type
(BL/HL/LAP/Au
Loan
Months
No.
Financer
EMI
Tenor
to or any
Amount
paid
Other)
1
NA
NA
NA
NA
NA
NA
What was the Purpose of business and Personal loan availed earlier: NA
Purpose of propose Loan: Housing Purpose
Details of Working Capital Facilities along with Collateral s Offered: - NA
Any Other Business (its Details & Profile): No
Trade References: NA
Observations about Office/Mfg unit setup (If applicant)
Family business premises
All information provide by applicant.
Third Party Confirmation of Designation & Stability:
OK
OK
TPC conformed to his business side shop
Applicant Personal Details:-

PAMAC Group:

Remark
s
NA

Not

ASPIRE Home Finance Corp. Ltd PD Report


Applicants Qualification: B.Com
No of people in family: 6 members
No of non-earning members/dependents and there details: 3 members
Residence Father owned premises and current residence: 3 Years
Personal Asset Details (property, vehicle, insurance etc.)
N
Asset description
Value
o
1
Family Residence
NA
Original Documents Verification
Documents Verified:
Original
Sr.
Document Type Seen
#
(Yes/No)
Bank1
Yes
Statement
2
Aadhar card
Yes
3
Pan card
Yes
4
5

Electricity Bill
Agreement
paper

Details Cross Checked


(Yes/No)

Document
OK/Not OK

Comments
(If Any)

Yes

Ok

NA

572488660454
AOGPK7308K

Ok
OK

NA
NA

Yes

Yes

Ok

NA

Yes

Yes

OK

NA

Casa Staingh:
A) Applicant is into business since 6 years
b) All information provide by applicant.
c) Pan card document shown for PD visit
d) Applicant Bank statement document shown
e) Applicant Adhar document shown
F) ITR copy shown
Case Weaknesses:
1) Applicant business rented premises.
Recommended:
Declined:
Refer:
Executive name: Mr. Dipesh Hode
Date and Time: 20/01/2016

PAMAC Group:

ASPIRE Home Finance Corp. Ltd PD Report

PAMAC Group:

ASPIRE Home Finance Corp. Ltd PD Report

PAMAC Group:

ASPIRE Home Finance Corp. Ltd PD Report

PAMAC Group: