Beruflich Dokumente
Kultur Dokumente
Respondent.
This petition of THE FLORIDA BAR seeks emergency relief and requires the
immediate attention of the court pursuant to 3-5.2, Rules Regulating The Florida Bar.
LOPEZ, Respondent, from the practice of law in Florida based upon facts that
establish, clearly and convincingly, that Respondent appears to be causing great public
harm. Those facts, supported by the affidavit of the Miami Branch Staff Auditor of
The Florida Bar ("Staff Auditor"), attached hereto as Exhibit "A" are as follows:
1. Respondent is, and was at all times material herein, a member of The
Florida Bar, subject to the jurisdiction and disciplinary rules of the Supreme Court of
Florida.
The Florida Bar, pursuant to Rule 3-5.2, Rules Regulating The Florida Bar.
3. The Florida Bar ("the Bar") has received notice from its Staff Auditor that
of trust funds by his sister, Maria T. Lopez, an attorney that was emergency suspended
on October 29, 2008. Said funds were provided by a lender for the purposes of the
Irina Ball (seller) to Dolores Porter (borrower) closing of property located at 400 Alton
settlement statements, including failure to pay off mortgages that were required to be
a deed and mortgage for a transaction where he was the settlement agent.
6. The Bar's Staff Auditor subpoenaed City National Bank documents from
Respondent, identified as: (1) Guillermo N. Lopez P.A, Trust Account, MBBM0V,
Maria T. Lopez. As noted above, Ms. Lopez was emergency suspended by the Florida
Supreme Court on October 29, 2008. The investigation of Ms. Lopez disclosed the
commanding him to appear before the Bar on May 13, 2009, and to produce at that
time original bank statements, canceled checks (front and back), check stubs, deposit
slips, wire transfers, cashier's checks issued with supporting documentation, receipt
and disbursement journals, client ledger cards, HUD-1 statements and balance sheet,
executed title polices for all real estate transactions, closing statements from any
personal injury cases, bank and client reconciliations from the account identified as
Law Office of Guillermo N. Lopez, P.A IOTA maintained at City National Bank,
account #MHHW and all other trust accounts in which Respondent had signatory
capacity, and any other account in which the funds pertaining to clients were placed for
the period of April, 2008, to the present. Additionally, said subpoena also requested
the same records, as noted above, from the account identified as Guillermo N. Lopez,
P.A, Colonial Bank account #HHMHBfor the period of January, 2007, to present.
(A copy of the subject subpoena duces tecum is attached as Exhibit 1 to the Staff
production until May 26,2009. Respondent appeared on May 26,2009, with some, but
not all of the records. Thereafter, Respondent was given until June 19, 2009, to
produce the records. Respondent appeared on June 19,2009, with additional records,
but was still not in full compliance with the subpoena. On June 23, 2009, the Bar
of $353,678.97 into City National Bank account #flB|BHF from Maria T. Lopez's
and Maria T. Lopez's October, 2008, City National Bank statements are attached as
Composite Exhibit 2 to the Staff Auditor's affidavit.) The Staff Auditor was able to
ascertain that the majority of these funds came from a Wells Fargo wire transfer to
Porter from Irina Ball involving property located at 400 Alton Road #2309, Miami
Beach, FL. (Copies of relevant pages of Ms. Fernandez Carus's and Maria T. Lopez's
September, 2008, City National Bank statements are attached as Composite Exhibit 3
11. Respondent explained that this transfer involved client and personal funds
emergency suspension on October 29, 2008. It should be noted that in April, 2008,
Maria T. Lopez was added as a signer on Respondent's City National Bank account
# fHHHBBP- (A copy of City National Bank's "New Account Information "form for
attacnec
Respondent's account # fMHHV^ ^ as Exhibit 4 to the Staff Auditor's
affidavit.)
revoked Maria T. Lopez's ability to write title insurance. On or about April 23,2008
(approximately the same time that Ms. Lopez was added as a signatory on
Respondent's account), Respondent became an authorized agent for KEL Title and was
indicated that $222,060.00 was paid to Maria T. Lopez and that $6,063.98 was still due
her and remained outstanding. Additionally, Respondent paid $125,554.99 for client
related matters of Ms. Lopez. (A copy of the itemization of the $353,678.97 that
affidavit.)
Fargo relating to the Lidia Polo (buyer) and Jose R. Valdez (seller) transaction
involving property located at 1601 Bay Road Unit 7 Miami Beach, FL 33139. (Copies
of 2 -wire transfers from Wells Fargo totaling $190,852.60 are attached as Composite
Exhibit 6 to the Staff Auditor's affidavit.} According to the HUD-1 Settlement
Statement, the buyer was to bring $40,382.70 to the closing. (A copy of the HUD-1 is
Irina Ball gave Respondent a cashier's check in the amount of $30,882.70, and on or
about November 26, 2008, Lidia Polo gave Respondent a cashier's check in the
amount of $9,500.00 for a total of $40,382.70 (Copies of the deposit ticket for
Respondent's trust account dated December 2, 2008, Irina Ball's check dated
December 1, 2008, in the amount of $30,882.70, and Lidia Polo's check dated
back to Irina Ball. (A copy of the December 2, 2008, wire transfer from Respondent to
December 19, 2008, Respondent wired Irina Ball $100,000.00 (Copies of relevant
pages of Respondent's December, 2008, City National Bank statement are attached as
Exhibit 10 to the Staff Auditor's affidavit.} Neither the deed nor buyer's mortgage in
the Polo/Valdez transaction was ever recorded. Also, the seller's mortgage to
Washington Mutual, in the amount of $204,769.10 (noted on the HUD-1 and attached
as Exhibit 7 to the Staff Auditor's affidavit), was not satisfied by Respondent, and
does not appear to have been satisfied at all. The seller's lender, Washington Mutual,
filed a notice of lis pendens on October 24, 2008. As of March 23, 2009, this lis
pendens remained pending. (Copies of the Notice of Lis Pendens and Notice of
Auditor's affidavitJ)
16. Respondent furnished disbursement instructions from Lidia Polo and Jose
satisfying the seller's mortgage, which basically served to shift this responsibility to
that monies are collected and disbursed in accordance with the HUD-1.Upon the Bar's
request, Respondent was unable to produce a copy of the subject title policy.
Friedman towards the purchase of property located at 5225 Collins Avenue, unit 106,
Miami Beach, FL 33139. On same date, Respondent wired Irina Ball $250,000.00 per
instructions from seller, Jose R, Gonzalez. (A copy of the Respondent's April, 2009,
City National Bank statement is attached as Exhibit 13 to the Staff Auditor's affidavit.)
Beach, FL 33140, Respondent could then satisfy Mr. Gonzalez's mortgage with
to the Staff Auditor's affidavit.) This is a clear violation of the HUD-1 payment
protocol. On May 13, 2009, Irina Ball received payment for sale of her property at
6101 Aqua Avenue, Unit #301, and Mr. Gonzalez's mortgage with Washington Mutual
was satisfied.
18. On May 13, 2009 Respondent was wired $674,648.36 from Pathman
Lewis, LLP in regard to the sale of the property at 6101 Aqua Avenue, unit #301. (A
copy of the relevant page of Respondent's May, 2009, City National Bank statement is
$524,000 to Irina Ball, the seller, instead of satisfying two Countrywide mortgages as
indicated on the HUD-1. (A copy of the HUD-1 is attached as Exhibit 16 to the Staff
Auditor's affidavit.) Respondent again indicates that this was done at the direction of
Staff Auditor's affidavit.) As the settlement agent, Respondent must satisfy the prior
mortgages and not shift that responsibility to the seller. Countrywide specifically
indicates this in the short sale agreement with Irina Ball dated May 7,2009, paragraph
7, which states "The sellers will not receive any proceeds from this short sale
transaction." (Copies of two Countrywide demand statements dated May 7, 2009,
regarding the two loans held on the subject property are attached as Exhibits 18 &
19.)
19. As of this date, Respondent has not provided complete real estate closing
impossible to complete a full audit. Respondent has not upheld his fiduciary
responsibility as a settlement agent nor has he produced complete real estate closing
documents and records despite being duly subpoenaed to do so. Based on the
reflected in the Staff Auditor's affidavit, Respondent represents the clear and present
forthwith.
the terms and conditions of Rule 3-5.2, Rules Regulating the Florida Bar, and that
a. To accept no new clients from the date of this court's order and to cease
by Rule 3-5. l(g) of the Rules of Discipline of The Florida Bar and to furnish staff
counsel of The Florida Bar with the requisite affidavit listing all clients, opposing
counsel and courts so informed within thirty days after receipt of this court's order.
account, or any account in which client funds have been placed, without approval of
the Supreme Court or a Referee appointed by the Supreme Court or order of the circuit
court in which an inventory attorney has been appointed pursuant to Rule 1-3.8 of the
d. To deposit into a specified trust account all sums received from the
practice of law, whether as fees, costs, deposits, or trust funds, within the thirty day
period following the entry of the suspension order in this case and thereafter, and
immediately advise Bar Counsel, of the receipt and location of said funds.
Respondent maintains trust accounts and/or other account(s) in which Respondent has
placed client funds and any and all financial institutions identified in the foregoing
to provide said financial institutions with a copy of this Court's order, and furthermore,
to provide Bar Counsel with a copy of the notice sent to each financial institution.
10
Respectfully submitted,
:Qi
KENNETH L. MARVIN, Staff Counsel
Florida Bar No. 200999
The Florida Bar
651 East Jefferson Street
Tallahassee, Florida 32399-2300
(850) 561-5600
Authorized by:
JOHN F. HARKNESS, JR.
Executive Director
Florida Bar No. 123390
The Florida Bar
651 East Jefferson Street
Tallahassee, Florida 32399-2300
(850) 561-5600
CERTIFICATE OF SERVICE
Emergency Suspension was sent via regular mail to the Honorable Thomas D. Hall,
Clerk, Supreme Court of Florida, 500 South Duval Street, Tallahassee, Florida 32399;
11
a true and correct copy was sent via certified mail return receipt requested no.
(7007 1490 0000 4185 6701), to Guillermo Napoleon Lopez, c/o Steven David Pinkert,
Esq., Attorney for the Respondent, 9100 S. Dadeland Blvd., Suite 1702, Miami,
Florida 33156; and a true and correct copy was sent via regular mail to William
Mulligan, Bar Counsel, The Florida Bar, 444 Brickell Avenue, Suite M-100, Miami,
KENNETH L. MARVIN
Staff Counsel
12
AFFIDAVIT
STATE OF FLORIDA )
)S.S
COUNTY OF DADE )
Before me the undersigned authority, this day personally appeared Justin M. Garcia, who
State of Florida and employed as a Miami Branch Staff Auditor by the Florida
Bar.
N. Lopez, identified as: (1) Guillermo N. Lopez P.A, Trust Account, •HPBBPf
Ms. Lopez was emergency suspended by the Florida Supreme Court on October
29, 2008. The investigation of Ms. Lopez disclosed the transfer of large sums of
The Florida Bar on May 13, 2009 and to produce at that time original bank
statements, canceled checks (front & back), check stubs, deposit slips, wire
disbursement journals, client ledger cards, HUD-1 statements and balance sheet
for all real estate transactions, closing statements from any personal injury case,
and any and all trust accounts in which he has signatory capacity and any other
account in which the funds pertaining to clients were placed, for the period of
April 1, 2008 and January 1, 2007 respectively to the present. See Exhibit 1. In
5. Respondent subsequently asked for an extension and a new date of May 26, 2009
was granted. Respondent appeared on May 26, 2009 with some, but not all
complete records. Additional time was granted for respondent to produce the
records on June 19, 2009. Respondent appeared on June 19, 2009, with additional
records, but still not in full compliance with the subpoena. On June 23, 2009, our
was able to ascertain that the majority of these funds came from a Wells Fargo
wire to Darlene Fernandez Cams in the amount of $519,858.15 for the Dolores
Porter purchase of Irina Ball's property at 400 Alton Road #2309, Miami Beach,
1. Respondent explained this transfer as client and personal funds of Maria T. Lopez
November, 2007, Attorney Title revoked Maria T. Lopez's ability to write title
insurance. On April 23, 2008, the same time he added his sister as a signatory on
his account, respondent became an authorized agent of KEL Title and authorized
indicated that $222,060.00 was paid to Maria T. Lopez, $6,063.98 was still due
10. On November 26, 2008, respondent was wired $190,852.60 from Wells Fargo
relating to the Lidia Polo (buyer) and Jose R. Valdez (seller) transaction of 1601
Bay Road Unit 7 Miami Beach, FL 33139. See Composite Exhibit 6. According
to the HUD-1, the buyer was to bring $40,382.70 to the closing. See Exhibit 7. On
December 2, 2008, Irina Ball gave respondent a cashier's check in the amount of
$30,882.70 and Lidia Polo gave respondent a cashier's check in the amount of
$9,500.00 for a total of $40,382.70. See Composite Exhibit 8. On the same date,
December 2, 2008, respondent wired $40,382.70 back to Irina Ball. See Exhibit 9.
11. On December 1, 2008, respondent wired Irina Ball $67,200 and on December 19,
2008 respondent wired Irina Ball $100,000.00. See Exhibit 10. Neither the deed
nor buyer's mortgage in the Polo/Valdez transaction was ever recorded and the
seller's mortgage to Washington Mutual noted in the HUD-1, in the amount of
$204,769.10, did not get satisfied by respondent, nor does it appear to have been
satisfied at all. The seller's lender, Washington Mutual, had filed a notice of lis
pendens on October 24, 2008. This lis pendens was updated on 03/23/09. See
12. Respondent furnished disbursement instructions from Lidia Polo and Jose R.
satisfying the seller's mortgage and basically shifting this responsibility to Irina
Ball. See Exhibit 12. As settlement agent, respondent is responsible to make sure
the monies are collected and disbursed in accordance with the HUD-1.
Respondent failed to produce the title policy, and when questioned further,
13. On April 27, 2009 respondent received $312,490.98 from Susan Friedman. On the
same date, April 27, 2009 respondent wired Irina Ball $250,000.00 per
instructions from seller Jose R. Gonzalez. See Exhibit 13. The instructions
Mutual of $272,890.00, monies were to be given to Irina Ball and upon the sale of
Irina Ball's property at 6101 Aqua Avenue, respondent then could satisfy the
seller's mortgage with Washington Mutual. See Exhibit 14. This is a clear
violation of the HUD-1 payment protocol. Irina Ball received payment on her
property on May 13, 2009, and the seller's mortgage was satisfied.
14. On May 13, 2009 respondent was wired $674,648.36 from Pathman Lewis, LLP.
See Exhibit 15. Respondent paid approximately $524,000 to Irina Ball, the seller,
instead of satisfying two Countrywide mortgages as indicated on the HUD-1. See
Exhibit 16. Respondent again indicates that this was done as per the directions of
the seller. See Exhibit 17. As settlement agent, respondent must satisfy the prior
mortgage and not shift that responsibility to the seller. Countrywide specifically
indicates this in the short sale agreement with Irina Ball dated May 7, 2009
paragraph 7, which states "The sellers will not receive any proceeds from this
15. As of this date, respondent has not provided complete real estate closing records,
to the public as a settlement agent, aiding and abetting an attorney who has been
emergency suspended and not producing complete real estate closing documents
and records. In my professional opinion, based on the underlying facts and the
affidavit, it is my conclusion that respondent represents the clear and present harm
forthwith.
/ Justin M. jGarcia
YOU ARE HEREBY COMMANDED to appear before Justin Garcia, Branch Auditor, at The Florida Bar. Suite
M- 1 00, Rivergate Plaza. 444 Brickell Avenue. Miami. Florida 33 1 3 1 . on Wednesday. May 13. 2009. at 10:00 a.m..
and have with you the following documents:
• Original bank statements, canceled checks (front and back), check stubs, deposit slips, wire
transfers, cashier's checks issued with supporting documentation, receipt and disbursement
journals, client ledger cards, HUD-1 statements and balance sheet, executed title polices for all
real estate transactions, closing statements from any personal injury cases, bank and client
reconciliations from the account identified as Law Office of Guillermo N. Lopez, P.A IOTA
maintained at City National Bank, account i^jjjfjjff and all other trust accounts in which
you have signatory capacity, any other account in which the funds pertaining to clients were
placed for the period of April 2008 to the present.
• Also, please provide original bank statements, canceled checks (front and back), check stubs,
deposit slips, wire transfers, cashier's checks issued with supporting documentation, receipt
and disbursement journals, client ledger cards, HUD-1 statements and balance sheet, executed
title polices for all real estate transactions, closing statements from any personal injury cases,
bank and client reconciliations from the account identified as Guillermo N. Lopez, P.A,
maintained at Colonial Bank, an mini /JBBBBP^ and all other accounts in which he has
signatory capacity, any other account in which the funds pertaining to clients were placed for
the period of January 2007 to the present.
For failure to comply as herein required, you may be deemed to be in contempt of the Supreme Court
of Florida
CHECKS
Number Date Amount Number Date Amount
9999 10-03 150.00 9999 *R 10-14 6,750.00
9999* 1 0-08 1 98,81 6.88 * Skip in check sequence
9999* 10-08 6,750.00 R-Check has been returned
9999* 10-08 1,750.00
(
Thank you for banking with City National Bank Of Florida EXHIBIT
a
•
CITY NATIONAL BANK OF FLORIDA
CHECKS
Number Date Amount Number Date Amount
2676 10-23 100.00 2877 10-15 190.00
2849* 10-01 200.00 2878 10-20 3,281.00
2850 10-01 66.06 2879 10-15 100.00
2852* 10-02 409.00 2880 10-22 1,010.00
2853 10-02 409.00 2881 10-22 355.00
2858* 10-02 300.00 2882 10-22 320.00
2859 10-02 300.00 2883 10-22 599.00
2860 10-09 670.00 2884 10-23 1 ,999.70
2861 10-03 427.23 2885 10-17 4,000.00
2862 10-06 100.00 2886 10-17 4,141.00
2863 10-07 700.00 2888* 10-17 4,242.40
2864 10-14 190.00 2889 10-20 4,000.00
2867* 10-09 345.00 2890 10-17 100.00
2868 10-10 250.00 2891 10-24 355.00
2869 10-08 100.00 2892 10-24 930.00
2870 10-10 18.60 2893 10-20 500.00
2871 10-15 5,000.00 2895* 10-22 700.00
2872 10-10 20.00 2896 10-21 695.00
2873 10-14 1 ,424.00 2897 10-24 190.00
2874 10-17 65.00 2898 10-24 100.00
2875 10-15 1 ,600.00 2899 10-22 100.00
2876 10-16 585.00 2903* 10-27 585.00
CITY NATIONAL BANK OF FLORIDA
CHECKS
Number Date Amount Number Date Amount
2062 09-26 325 .00 * Skip in check sequence
9999 * 09-10 582 .00
Thank you for banking with City National Bank Of Florida DC 2788
rMBER FDIC ACCESS YOUR ACCOUNTS) 24 HOURS A DAY WITH CltyTel. CALL 1-800-762-C1TY
"I™"1
CHECKS
Number Date Amount Number Date Amount
1 09-18 3,429.00 2817 09-08 1 ,600.00
2322* 09-15 355.00 2818 09-18 340.00
2729* 09-26 17,850.63 2819 09-10 100.00
2811* 09-03 100.00 2821 * 09-12 125.00
2812 09-15 500.00 2822 09-09 301.00
2814* 09-04 427.23 2823 09-12 3,481.00
2816* 09-10 545.00 2824 09-08 630.00
AJbW ACCOUNT INFORMATION
City National Bank of Florida
8725 NW 18th Terrace
Miami, FL 33172
TEMPORARY I I REPLACEMENT
DATE 04/18/2008 OPENED BY 001B5 SAND 0000014 DORAL OFFICE
ACCOUNT INFORMATION
AMOUNT OF DEPOSIT * .00 PLAN* ACCOUNT NUMBER \
TITLE OF ACCOUNT cuillermo N Lopez P. A. 1COUNT T.I.N. 5-3912441
Trust Account
759 NW 22 Ave
Miami Fl 33125
OWNERSHIP TYPE Corporation
/•RODUCTNAME +Conunercial DDA-AAS
Wordi, numbtri or phraui preceded by « | | »• eppliceble only II Iht It marked.
*L APR 2 5 200B
SIGNATURED Guillermo DATE Taxpayer Identification Number: 20-3912441
President
ADDITIONAL TERMS
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and
money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that Identifies each person who opens
n account.
A/hat this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to
dentlfy you. We may also ask to see your driver's license or other Identifying documents.
ACKNOWLEDGMENT. By signing this document, the undersigned acknowledge that they have opened the type of account designated above, and
ave received, understand and agree to be bound by the terms of the Account Agreement for that account type. If this is a consumer account, the
ndersigned acknowledge receipt of an Account Disclosure, and a copy of this institution's Privacy Policy. The undersigned also acknowledge receipt,
where applicable, of this institution's Funds Availability Policy and/or Electronic Fund Transfer Agreement. If this account is opened in the name of the
usiness entity, all signers are acting on behalf of the business entity. All signers authorize this institution to make inquiries from any consumer
eporting agency, including a check protection service, in connection with this account.
Dote
EXHIBIT
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Jones 445 / Smalls recording Check 5061
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6
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MOV 27 ?008 11:3SRM HP LRSERJET FRX I5'1
rtiflj-1 U.S. Department of Housing
and urt)an
A. Settlement Statement Development QMS No. 2502-0265
B. Type of Loan
6. File Number 7. Loan Number B. Mortg. Ins. Case Num.
O 1.FHA Q 2. FmHA O 3- Com. Unins.
2008-135
Q *. VA' 9 5. Cohv. Ins.
ID:
C. NOTE:This form Is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items
marked "(p.o.c.)" were paid outside the closing: they ere shown here for Informational purposes and are not included In the totals.
101. Contract sates price 243,000.00 401. Contract sales price 243,000.00
102. Personal property 402. Personal property
103. Settlement charges lo borrower [Line 1400) 5,555.60 403.
104.
405.
301. Gross amount due from Borrower 248,555.50 601. Gross amount due to seller 243,000.0
(line 120) (line 420)
302. Less amount paid by/for the borrower (208,172.90 602. Less total reductions in amount due seller (243,000 00
(line 220) (line 520)
303. Cash ( |Z From Q r° ) Borrower 40,382.70 603. Cash ( Q T° D Fn™ ) Seller: 0.0
lubsmuW Form 1099 Seller Stalernene The information contained In blooKs E, G. H, and I and on line 401 Is important tax information and Is being
.mushed to the !RS If you are required to file a return, a negligence penalty or other sanction will be imposed on you if this Item is required to be reported and
ie IRS determines that it has not been reported.
i>U»r Instructions: If this real estate was your principal residence, file Form 2119, Sale or Exchange of P nnclpal Residence, tar any
eturn; for other transactions, complete the applicable parts of Form 4797, Form 3262 and/or Schedule D (Form 1040).
orrower'a Iniiialfa): .
iitdsaHll HK LHSERJET FRX p.Z
now
HUD-1 ',S. Department of Housing and Urban Developmei Page 2
00. Total Sales/Brokers Com, baaed on price t243.000.POi8 5.0000%= 12,150.00 Borrower's Seller's
01. 6,075.00 2.5000 % 10 USA COMMERCIAL Funds at Funds at
Settlement Settlement
02. 6,075.00 2.5000% ID REAL ESTATE TEAMMATES
13. Commission paid at settlement 12,150.00
Ot loan origination.tee
102. Loan discount % to WELLS FARGO BANK NA 972.00
33. Appraisal fee to RELS 450.00
04. Credit report to RELS 55.00
05, Extend Loch fee to WELLS FARGO BANK NA 486.00
)S. 'Processing fee to WELLS FARGO BANK NA 395.00
07. Flood life of loan fee to WFF5 19.00
08. Tax service foe to WFR6ETS 78.00
09. Underwriting fee to WELLS FARGO BANK NA 400.00
10.
11.
1301. Survey
1302. Pest Insoechon
1303.
1304. Payoff HOA to BAY SIXTEEN CONDOMINIUM 4,000.0
1305.
1307.
1308.
1309.
. Borrower . Seller
LIDIA POLO
Borrower . Seller
The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused, or will cause, the funds to be disbursed In accordance
ivfth this statement.
0UILLERMO N. LOPEZ, PA
.. ___ (
tt/2L>lC
As Its Authored Representative
WARNING: It it a otna to knowingly nwKe false sttlementB lo me United Stoles on this or any other imllar torn. Penalties upon conviction can include a Una DoubleTlme®
ind Imprisonment, For details see; Tine '6 U.S. Code Section 1001 and Section 1010.
Fage i
ACCOUNT NUMBER
SUBTOTAL
LESS CASH
5°
is
H3 £2SS88EOi'l
013140004 T-H 6 3ft
Img: Deposit - 1 2 / 0 2 / 2 0 0 8
03/27/200y page ±
1600686317
0000791
12/01/2008
U "W&CHOVIA
G U I L L E R M O LOPEZ TRUST A C C O U N T $30,882.70
$
IRINA J. BALL
Remitter Authorized Signature
ffEB :
iiii
_ _
HOtO DOCUUENT UP TO THE LIGHT TO VIEW TRUE WATERMARK HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK
1600645117
4012087
11/26/2006
,- ^_, ™le
s. Order Of
'§
* * * G U I L L E R M O LOPEZ P A * * *
$ $9,500.00
|S
"NINE T H O U S A N D FIVE H U N D R E D D O L L A R S AND 00 C E N T S
Dollars
Wachovia Bank. National Association
* * « L I D I A POLO 1 ***
- Remitter Authonzedsignati
Img: Transit - 1 2 / 0 2 / 2 0 0 8
If!
li
Img: Transit - 1 2 / 0 2 / 2 0 0 8
MID:081202141851SAOO
Message - Text:
User ID : ARESS
Message Status : COMPLETE
Value Date : 12/02/08
Date : 12/02/08
Time : 14:57
URC:
Test Key :
Branch Code : 014
Fee: 0.00
Pin :
Ext Ref:
Skpcallbck: NaN
Tkprf:
TranCode:
SkipHost: NaN
REU ID : DORAL
Version: 0
Sender ABA :
Sender Name : CITY NATIONAL BANK
Receiver ABA:
Receiver Name : WACHOVIA BK NA FL
Msg Type : 10
Msg Subtype : 00
Product code : CTR
Amount: 40,382.70
Reference : 081202141851SAOO
Originator ID Code : AC
Originator ID : 1403885523
ORG : GUILLERMO N LOPEZ P.A.
Originator Address : 759 NW 22 AVE
Originator Address : MIAMI FL 33125-3365
Originator Address : MIAMI,FL
OGB Idcode :
OGB Id :
OGB:
OGBAddl:
OGBAddZ:
OGBAddS:
http://pam:8080AVireHouse/General/WHCBlank.html 3/27/2009
INS Idcode :
INS Id :
INS:
INSAdd1 :
INSAdd2 :
INSAddS :
IBK Idcode :
IBK Id :
IBK:
IBKAddl:
IBKAddZ:
IBKAddS:
BBK Idcode : FW
BBK Id : 067006432
BBK: Wachovia Bank
BBKAddl: Boca Raton
BBKAdd2: Boca Raton,FL -
BBKAddB:
BNFIdcode : AC
Beneficiary ID : 1090012798513
BNF : IRINA BALL
Beneficiary Address : MIAMI, FLORIDA
Beneficiary Address :
Beneficiary Address :
Ref for Ben :
Originator to Beneficiary Info : PURPOSE OF WIRE: PAYOFF LOAN/POB/
VALDES
FI to FI Information :
As of reason :
As of date :
Reference IMAD :
IMAD: 20081202F6B7021C000175
OMAD :
Charges :
Freetextl :
Free text2 :
Corcode :
Corid :
cor :
coraddr :
coraddr :
coraddr :
http://pam:8080/WireHouse/General/WHCBlank.html 3/27/2009
CITY NATIONAL BANK OF FLORIDA
8725 NW18TH Terr
Miami FL 33172
Direct inquiries to
|000000000000| 305-994-7780
GUILLERMO N LOPEZ P.A.
TRUST ACCOUNT City National Bank Of Florida
759 NW 22 AVE 8725 NW18TH Terr
MIAMI FL 33125-3365 Miami FL 33172
DAILY ACTIVITY
Date Description Additions Subtractions Balance
11-30 Beginning balance $463,079 48
12-01 ' Wire Transfer-Out -67,200 00 395,879 48
IRINA BALL
12-01 ' Service Charge -2500 395,854 48
WIRE TRANSFER-OUT
12-02 ' Deposit 40,382.70 436,237.18
12-02 ' Wire Transfer-Out -40,382.70 395,854.48
IRINA BALL
12-02 ' Service Charge -2500 395,829 48
WIRE TRANSFER-OUT
12-02 ' Preauthorized Wd -7,688 38 388,141 10
MDC REAL ESTATE 3053755452
081202
12-03 ' Deposit 20,000 00 408,141 10
12-04 Check 5006 -420 00 407,721 10
12-16 Check 5015 -1 ,040 00 406,681 10
12-16 Check 5017 -615.00 406,06610
EXHIBIT
/o
CITY NATIONAL BANK OF FLORIDA
CHECKS
Number Date Amount Number Date Amount
5006 12-04 420.00 5015 12-16 1,040.00
5014* 12-16 500.00 5016 12-16 385.00
iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiniiiniii
CPN 2OOSROSA7SO1
i < OR Bk 26423 Pss 07*7 - 7*85 C2pss>
IN THE CmCUTT COURT OF THE ELEVENTH | HARVaERUVIH?*CLERK 0°' COURT
JUDICIAL dRCUrriN AND FOR DADE COUNTY, FLORIDA | HIArll-DADE COUNTY» FLORIDA
CIVIL ACTION
WASHINGTON MUTUAL BANK,
Plaintiff,
CASE NO.
//w /. ;^ w~ (\ /4~ vJ t*
DIVISION f C » -
JOSE R VALDES; THE UNKNOWN SPQUSE OF JOSE R VALDES; MELANIE VALDES; ANY AND
ALL UNKNOWN PARTIES CLAIMING BY, THROUGH, UNDER, AND AGAINST THE HEREIN
NAMED INDIVIDUAL DEFENDANTS) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE,
WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS,
DEVISEES, GRANTEES, OR OTHER CLAIMANTS; WASHINGTON MUTUAL BANK F/K/A
WASHINGTON MUTUAL BANK, FA; BAY SIXTEEN CONDOMINIUM INC; STATE OF FLORIDA;
TENANT #1, TENANT #2, TENANT #3, and TENANT #4 the names being fictitious to account for parties in
possession
Defendants).
By:.
Michael R. Esposito
Florida Bar No. 0037457
Andrea D. Pidala M^HRISTINA N. RILEY
Honda Bar No. 0022848 FLORIDA BAR
Anne M. Cruz-Alvarez MO 46836
Florida Bar No. 17140
WMFIDELrrY-CONV-R-ldurtiiMier
You are hereby notified that pursuant to Rule 1.250, Fla. R. Civ. P. the Plaintiff voluntarily dismisses THE
JJNKNOWN SPOUSE OF JOSE R.-VALDES. TENANJJ2,TENANTJJ, and TEN ANTJWr the names being
fictitious to account for parties in possession; from the above-styled action without prejudice.
I HEREBY CERTIFY that a true and correct copy of the foregoing has been furnished by U.S. Mail to all
parties listed on the attached service list on this ^--> day of March, 2009.
By: ^_
Michael R. Esposi\o
Florida Bar No. 0037457
Andrea D Pidala
Florida Bar No 0022848
Anne M. Cruz-Alvarez
Florida Bar No. 17140
JOSE R. VALDES
950 79th Terrace Apt 2
Miami Beach, FL 33141
STATE OF FLORIDA
c/o Katherine Femandez-Rundle, State Attorney 11 th JC, R.A.
E. R. Graham Building
I 3 5 0 N W 12th Ave
Miami, FL 33136
MELANIE VALDES
2155 West 52 Street
Hialeah, FL 33016
TEN ANT #1
1601 BAY ROAD APARTMENT # 7
MIAMI BEACH, FL 33139
Disbursement Instructions
(Purchase)
GUILLERMO N. LOPEZ, P.A. (Closing Agent) is hereby authorized to disburse the Borrower's funds as follows:
We, LIDIA POLO and JOSE R. VALDEZ, do hereby instruct and authorize ihc Law Offices o("Guillermo N. Lope?,
P.A. lodisbuise:
I R I N A BALL will be responsible for submitting the payoff proceeds to WASHINGTON MUTUAL.
LIDIA POLO
EXHIBIT
CITY NATIONAL BANK OF FLORIDA
8725 NW18TH Terr
Miami FL 33172
Enclosures 14
Low balance $578,477.80
Average balance $593,227.09
DAILY ACTIVITY
Date Description Additions Subtractions Balance
03-31 Beginning balance $600,915.19
04-02 Check 5104 -460.14 600,455.05
04-06 1 Wire Transfer-Out -4,950.00 595,505.05
LAWRENCE M WEISBER $f
GPA
1
04-06 Service Charge -25.00 595,480.05
WIRE TRANSFER-OUT
04-06 Check 5100 -585.00 594,895.05
04-07 Check 5113 -1,134.17 593,760.88
04-07 Check 5111 -993.28 592,767.60
04-07 Check 5112 -322.50 592,445.10
04-07 Check 5110 -50.05 592,395.05
1
04-09 Deposit 4,831.25 597,226.30
04-09 Check 5106 -375.00 596,851 .30
04-10 ' Wire Transfer-Out -4,675.00 592,176.30
IRINA BALL
04-10 ' Service Charge -25.00 592,151.30
WIRE TRANSFER-OUT
04-10 Check 5115 ff -11,100.00 581 ,051 30
04-10 Check 5107 -1,000.00 580,051 .30
04-10 Check 5105 -635.00 579,416.30
04-16 Check 5109 -228.50 579,187.80
04-17 Check 5117 -355.00 578,832.80
04-17 Check 5118 -355.00 578,477.80
1
04-23 Deposit 265.00 578,742.80
1
04-27 Deposit 312,490.98 891,233.78
1
04-27 Deposit 3,000.00 894,233.78
r np i ' Fbi v;i JP Af v '.TUf.T S v .'- HOl'PS * DA1) V.rTH C itvlr-l C4U p051 3« i DacV) Ol 1 -SOO-7fi^-CITv (ChitSKie
CITY NATIONAL BANK OF FLORIDA
CHECKS
Number Date Amount Number Date Amount
5100 04-06 585.00 5112 04-07 322.50
5104* 04-02 460.14 5113 04-07 1,134.17
5105 04-10 635.00 5115* 04-10 11,100.00
5106 04-09 375.00 5117* 04-17 355.00
5107 04-10 1,000.00 5118 04-17 355.00
5109* 04-16 228.50 5121 * 04-29 409.00
5110 04-07 50.05 * Skip in check sequence
5111 04-07 993.28
[Purchase)
1,1 11.1,1.R\H) N. 1 01T-/.. I'. \ . « ] i , - \ n ' U j m ' ^ i . v - u - h s .iu;hu-i/cJ I,...livMi'-Jila-Delict • funJ .-- i,>lli.\\ -
I JOSI C;ON/,.\1J"/ do"s.icb\ iimnii.-! .uul .•uilion/i- ilic I ,iv. (ifiltt.- o l f n i i l l v n i u ) \ I uinv. P \ m Ji--b,ir>.-
^::;0(JiMitlUl(>iRI\\ BM i
^i-: i i u i i O U in IRJN \ H \1 i
s^ Odd (iv to 1K1NA IUI.I
IK!\ \ HA I 1 -.hall iv ]!.-,j\!n'.ibL 1m itpl.Kini: UIJ-M. lunj-. its t>ulc: lo >-uoiiii! SJ.Li's ^ \ ^ ^ l . ^ ( ^ l in \\ \ s l l i \ u I < i\
Ml II \l i!\\'K iiiiir ihc vile o! !KT puiptii\ ,il ( > I O I \qu.i A\cnvn.\ 1 nil "UH
EXHIBIT
X.Y
CITY NATIONAL BANK OF FLORIDA
8725 NW18TH Terr
Miami FL 33172
Enclosures 20
Low balance $498,874.16
Average balance $732,235.21
Interest paid year to date $4.1 0
DAILY ACTIVITY
Date Description Additions Subtractions Balance
04-30 Beginning balance $643,799.78
05-01 ' Wire Transfer-Out -5,000.00 638,799.78
IRINA BALL
1
05-01 Service Charge -25.00 638,774.78
WIRE TRANSFER-OUT
1
05-04 Wire Transfer-IN / 70,164.90«H ~v 708,939.68
DESJARDINS BANK \ ^f
05-04 ' Service Charge I -15.00 _3 708,924.68
WIRE TRANSFER-IN I
05-04 Check 5124 \/v\ fC I -30JDOQ.OO 678J24.68
05-04 Check 5125 KT*— -100,030.00 578,894.68
05-04 Check 5120 -110.00 578,784.68
1
05-06 Deposit 19,940.64 598,725.32
05-07 Check 5127 \fe -82,367.1 9 516,358.13
05-07 Check 5126 -900.00 515,458.13
05-08 ' Wire Transfer-Out -14,000.00 501,458.13
IRINA BALL
1
05-08 Service Charge -25.00 501,433.13
WIRE TRANSFER-OUT
05-11 Check 5129 -375.00 501,058.13
1
05-13 Wire Transfer-IN -> 674,648.36 1,175,706.49
PATHMAN LEWIS LLP *•
1
05-13 Service Charge -15.00 1,175,691.49
WIRE TRANSFER-IN
05-13 Check 5132 -2,131.00 1,173,560.49
05-13 Check 5131 -400.00 1,173,160.49
eettlomont stotemont
« «f M«i)ilnp wf VtM
OHB «»,«»»•««
(Mfatll
ft'N'iwnm™
no, onwi<wniax«t
&.
709. Paltt from CeWKtcm
Oorwwqf'c Sttllor'j
701. IP 8QUTHePOHTSTAT6& Funds at Funds jt
702, t »,60009 to HeRNvw onoup ftflAl ^ytfl Sotllnmont
iT.WO.M
800.
00. .llama
llamo PAVjbbln
PAVabl? In 0Connopllon With loan
«P1. icunPnoWflifonFoo ft
SSL
tot.
UBBOIlWUnl
805,
IwT Moitomu |t»iH8iitg AppllMihn FgB
80?.
ew.
010.
Oil,
90P. llama nomilrvd By tonrttf To fto Paid Irt'ArtKOti
COJ, MoiinoB* Ihiunnet PwniWm tot
DM, Hu»h) m»r«nw Prtmtuift monthi to
ftf
(Of. for
iQO_i
9), HwnfinsiHonco
PttfiMflft
IKH,
AflftuM p«Kiifli«nl> gtfuuntf)
1t»8.
(00?.
IMP,
IMP.
1100,
MSO.DO
110?.
1103, lo
JIM. TW»(ft|uft)flMblfttfjjf
to ONI. PA OTiS.OO
Notary lew to
nor. AJi9nw/»r«« TW.M
_ llntftfits t obtvo lloiM numtx)r<:
tioo. Wolnumww
UfKfflYi Ktveiarlly
1110, Cwna^i cowiaao
1JM.
in:.
1(13. tHrttotrth la tmlPA 2EO.OD
1200, (30V oni Rcoofdlnn and tmmfw Oliamaa
T»T. K«0ft DftHt Peed $18,80 .' !MQilO»0 > 00.00
mi. Clty/wnty»x/t<ampi! Doodl
IJ05. 4.0EO.OO
)5M.
.ie.pAjBHwtBvan.tfL. 7C.OO
WM.08
/10 OMI.PA Z1.B2
MAY 1 3 2009
759 NW 22 A \ e n u c , 2 lul Floor
Miami, Florida 33125
(305)649-0105
(Purchase)
A BALL
MOl \qua AM-IIUC. "301. Miami Ikacli.
( h'.iny Date 5/1.V(W
I lie Number
(.111 l.KKMO N. LOI'CZ. !'. \. u'10-.niy \^-i\\> is li.-iob> auiluni/Cvl ti- dishu M.- ihf Borrouci's t t i n J > js ioll
i IKIS'A [}-\l,L, cki lK-icb\ insinict and ;iiuhoii/c ihc.' l.au Ollkes ol (luillcimo N I ope/. P A in disbiuse ilk'
piuv.-vjs in mcicnit'nis ;is iollau--
P0BOXSAB3S1
Mloml PL 33152
Property
6101 AqU
Mlamreewh, FL 33141
IMs letwr will serve *« Cmintiywida'i demand for payment and advises you that countrywide Home loam
end Its Investors and/or irwurftra have agreed to accept a short payoff tavoMna the above-referenced
property jth» Shon sole transtuftion). TTfils deniMd should bo wed by th» d«lnf agwit as our forrnel
demand jwtement. NO eddlHonal «wwmani will fea Issued, TO* approval l» exduilve tt the offer by *B
buyer referenced in this letter. The conditions oFtho approMara MI ipJIowi:
1. dosing must wfc&pface no law Than Juno 7, 2009 or thttwprwaits wld.
2. The approved buyar(») Is/ara opBRA PRIMA REAL ESTATE, INC and the <4tes price for the
prqpsrtyl$$675»OOO.W).
3. Artoiher buyer cannot be substituted without Countrywlde's prior written apprAwl In connection with
(hit short sale.
4. Proceeds to Countrywide to be no Iws than $613399^5
5. Realtors ccmmlsslon not to exes W4.0H
6. The property Is being sold "AS 15^ condlHwi, No repairs will be paid for out of Hi* proteedsj unlen
specifically stated otherwlje.
If 9 promissory note \i required, It must be tianed and returned to Countrywide prior to the close of
escrow. K i» the rttpOASlblRty of ttie dostn« agent to en$U» that the promissory npte Is signed and
returned*! Countrywide.
If a pr<7ttiU)ory note has already been signed and agreed to between thn jftltar, Invastor and the
Mortgage iruuranee Company, a signed, «ri»f(«d copy murt be provided to Countrywide prior to the
cJa« of the short Wle trsnwrtlon. -It Is the nupoAslbflhy of'the wwtog agent to ensure that Countrywide
r<celv«s the copy. .
**»We» ptoceedi win bo returned U tA0 H«M AM nor been received. Tftl* will mult In « delay of
the IrmtnKttM and/or passible tffneAttottonafthtttlwttale «ttnnK*/w*.f *•
EXHIBIT
• 7. Trt* setters will not receive any proceeds from this short Mia transaction, (filter* are any remaining
: escrows fund* or retorto1* they will net bereturnedto tha sWw, they win bo tent to Cdimtrywlde to
i offset
8, Trtatheproperty
loss, musk be free and dear of Hens »nrf aneumbronees other Ww\ the first mortgage &t\d
1
CCSRs,
j 9. Countrywide does not charge stotamant, domaniJj reeonflug and roeonvevanw feet on riiort payoff
• transjtttons, Do not include them In your cettlemtnt staterrwnu CountrYwwa prepare* and neoftit
HOME LOANS
P080X5263S1
Miami Fiaaisa
Property Addr«»
6101 A«l» Ave# 801
Miami Beach, a 93141
This l«Ur will seiVfc as Courtiywldfl'jj demand tor payment and adVfeesyou that Countrywide Home loans
and its investors and/ftr insure* hwe agreed to swept a thort payoff (nvoMttB '(De above-frfefeneed
property (the short S«lt trantflrtton|. TWi dementi ihoultf be used by the dostae ««ert as our formal
demand jtatemant No vddtUonftl iwtemwn will ba issuwi TWs spprtival u axdusJw to the offer by the
buyer referancedtnthft letter, The t*nffltlfln$ofthB»pprowal are as follows:
}. Owing must take place no later thai) JWB 7. ZOtw orthlt ^pwal la vcW.
2. Tho •PP^w^bdwrM U/««re OPERA PRIMA mwi WTATe, WC and'the Mlas.prl eft for the
property is $«S,WH)iOD.
3. Another buyercartnet be substituted without CountrywUtfs prior written approval Iti connection with
this snort sole. i
4. Proceeds wCovntrywWe to be rtb le« than Sfl/HJaOB
5. tester* tcmmlstton not to «Hceed4,QH
6. The property Ubelnesotd "ASlSVondWon. Norepaintwill bepafdforowof theprocaBds,unifiat
%
Jp«<ficaUyjtatad«Tierwiae, .
If a promissory not« Is wwlred, Ik rnust be signed «nd returned to CounirywW4 prior to the dose of
escrow. It li the wpon$!bility of the dosing ajwt to ontur« that the .(KomlMorv ncttt is jlgo&d and
returned to Countrywldu. ,
if a oromluory note has Already f»ain signed ttftd agratd to between tb* J«tlcr, investor and the
Mortgage insurance company, 6 slinad, certified copy mutt be provided to Cwintrywitto prior tp the
dos» of We ihort sala transaction. Mt Is tha respoaUhity of the closlne sjpnt to muwe that counlrvwlds
rec«tvo$ the copy.
***5dJw /ii-ofieerfj wffl fte retarnttf If <h« ^J«t« Acs wot been race/vetf* Tfkfs W/f r«n« to a tfe/w «/
Me fronr»rt/wJcwor;JDMH>to
EXHIBIT
1
7. The sellers will not radv* any draceed* from this short-tain transaction. If there vc any rematnlng
; sicrows fund* or refunds they will not b« returned to the MM, ttwy willfeesent to Countrywide to
| offseuhelojs,
; 8, The property must bo tee ami dear of (tens and encuitihrartws other than the first mwtgaga e«i
I CC8.R?,
9. Counttywlde does npt charge jtatcment, dqmutdi recording «nd r«9nVBy«W8 few «n short .
wnjactlonj, Po not include them in your settlement toteinftftt* CouhtrywU* preparas «nd racordt
their own reconveyances. I