Personal Budget - Year 2 After High School

Monthly Income Monthly Expenses

Income Type Amount Expense Costs
Parental Support $700 Tutition $2,410 Savings/Debt
Job $2,359 Gas $50
$13,000
Loans and Grants $2,376 Food $150
Available Cash $5,435 Books $170 $12,000 Column B
Room and $11,000 Column C
Board $1,085
$10,000 Column D
Personal $300
$9,000 Column E
$8,000 Column F
Total $7,000 Column G
Monthly Column H
Expenses $4,165 $6,000
Column I
$5,000
Planned Expenses Column J
$4,000
Expenditure Month Amount Column K
Home for the holidays November $300 $3,000
Column L
Gifts for family December $700 $2,000 Column M
Travel: Tokyo April $1,500
$1,000
Travel: Europe December $1,500
$0
Total Planned Expenses $4,000 Row 34

Income and Expenses January February March April May June July August September October November
Previous month’s balance 0 $1,271 $2,541 $3,812 $3,582 $4,853 $6,123 $7,394 $8,664 $9,935 $11,205
Available cash $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly expenses $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165
Planned expenses $0 $0 $0 $1,500 $0 $0 $0 $0 $0 $0 $300
Savings $1,271 $2,541 $3,812 $3,582 $4,853 $6,123 $7,394 $8,664 $9,935 $11,205 $12,176
Column B
Column C
Column D
Column E
Column F
Column G
Column H
Column I
Column J
Column K
Column L
Column M

December
$12,176
$5,435
$0
$4,165
$2,200
$11,246
 Personal Budget - Year 4 After High School
Monthly Income Monthly Expenses
Income Type Amount Expense Costs
Parental Support $700 Tutition $2,410 Savings/Debt
Job $2,359 Gas $50
$20,000
Loans and Grants $2,376 Food $150
Available Cash $5,435 Books $170 Column B
$17,500
Room and Column C
Board $1,085
$15,000 Column D
Personal $300
Column E
$12,500 Column F
Total Column G
Monthly $10,000 Column H
Expenses $4,165
Column I
$7,500
Planned Expenses Column J
Expenditure Month Amount $5,000 Column K
Home for the holidays November $300 Column L
Gifts for family December $1,100
$2,500 Column M

$0
Total Planned Expenses $1,400 Row 34

Income and Expenses January February March April May June July August September October November
Previous month’s balance 0 $1,271 $2,541 $3,812 $5,082 $6,353 $9,623 $10,014 $11,284 $12,555 $13,825
Available cash $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435 $5,435
Additional income $0 $0 $0 $0 $0 $2,000 $0 $0 $0 $0 $0
Monthly expenses $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165 $4,165
Planned expenses $0 $0 $0 $0 $0 $0 $880 $0 $0 $0 $300
Savings $1,271 $2,541 $3,812 $5,082 $6,353 $9,623 $10,014 $11,284 $12,555 $13,825 $14,796
Column B
Column C
Column D
Column E
Column F
Column G
Column H
Column I
Column J
Column K
Column L
Column M

December
$14,796
$5,435
$3,000
$4,165
$1,100
$17,966
 Personal Budget - Year 6 After High School
Monthly Income Monthly Expenses
Income Type Amount Expense Costs
Parental Support $0 Tutition $981 Savings/Debt
Job $6,500 AT&T Pack $75
$37,500
Food $200
Available Cash $6,500 Gas $150 $35,000
$32,500 Column B
Apartment $1,500
Utiliities $100 $30,000 Column C
Personal $200 $27,500 Column D
Car + Car Column E
$25,000
Bills $300
$22,500 Column F
Books $150
$20,000 Column G
Total
Monthly $17,500 Column H
Expenses $3,656 $15,000 Column I
$12,500 Column J
Planned Expenses
$10,000 Column K
Expenditure Month Amount
Home for the holidays November $200 $7,500 Column L
Gifts for family December $900 $5,000 Column M
$2,500
$0
Total Planned Expenses $1,100 Row 34

Income and Expenses January February March April May June July August September October November December
Previous month’s balance 0 $2,844 $5,688 $8,532 $11,376 $14,220 $17,064 $19,908 $22,752 $25,596 $28,440 $31,084
Available cash $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $3,000
Monthly expenses $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656
Planned expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $200 $900
Savings $2,844 $5,688 $8,532 $11,376 $14,220 $17,064 $19,908 $22,752 $25,596 $28,440 $31,084 $36,028
 Personal Budget - Year 8 After High School
Monthly Income Monthly Expenses
Income Type Amount Expense Costs
Parental Support $0 Tutition $981 Savings/Debt
Job $6,500 AT&T Pack $75
$35,000
Food $200
Available Cash $6,500 Gas $150 $32,500
Column B
Apartment $1,500 $30,000
Utiliities $100 Column C
$27,500
Personal $200 Column D
$25,000
Car + Car Column E
Bills $300 $22,500
Column F
Books $150 $20,000 Column G
Total
$17,500 Column H
Monthly
Expenses $3,656 $15,000 Column I
$12,500 Column J
Planned Expenses
$10,000 Column K
Expenditure Month Amount
Home for the holidays November $300 $7,500 Column L
Gifts for family December $1,100 $5,000 Column M
$2,500
$0
Total Planned Expenses $1,400 Row 34

Income and Expenses January February March April May June July August September October November
Previous month’s balance 0 $2,844 $5,688 $8,532 $11,376 $14,220 $17,064 $19,908 $22,752 $25,596 $28,440
Available cash $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500 $6,500
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly expenses $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656 $3,656
Planned expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $300
Savings $2,844 $5,688 $8,532 $11,376 $14,220 $17,064 $19,908 $22,752 $25,596 $28,440 $30,984
Column B
Column C
Column D
Column E
Column F
Column G
Column H
Column I
Column J
Column K
Column L
Column M

December
$30,984
$6,500
$0
$3,656
$1,100
$32,728
 Personal Budget - Year 10 After High School
Monthly Income Monthly Expenses
Income Type Amount Expense Costs
Parental Support $0 AT&T Pack $75 Savings/Debt
Job $7,094 Food $200
$40,000
Gas $150
$37,500
Available Cash $7,094 Apartments $1,500 Column B
$35,000
Utiliities $100
$32,500 Column C
Personal $300
$30,000 Column D
Car + Car
Bills $300 $27,500 Column E
Loans $1,000 $25,000 Column F
Total $22,500 Column G
Monthly $20,000 Column H
Expenses $3,625 $17,500
Column I
$15,000
Planned Expenses Column J
$12,500
Expenditure Month Amount Column K
$10,000
Home for the holidays November $300 Column L
$7,500
Gifts for family December $1,500
$5,000 Column M
$2,500
$0
Total Planned Expenses $1,800 Row 34

Income and Expenses January February March April May June July August September October November December
Previous month’s balance 0 $3,469 $6,938 $10,407 $13,876 $17,345 $20,814 $24,283 $27,752 $31,221 $34,690 $37,859
Available cash $7,094 $7,094 $7,094 $7,094 $7,094 $7,094 $7,094 $7,094 $7,094 $7,094 $7,094 $7,094
Additional income $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly expenses $3,625 $3,625 $3,625 $3,625 $3,625 $3,625 $3,625 $3,625 $3,625 $3,625 $3,625 $3,625
Planned expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $300 $1,500
Savings $3,469 $6,938 $10,407 $13,876 $17,345 $20,814 $24,283 $27,752 $31,221 $34,690 $37,859 $39,828