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CTS-2010
In the year 2010, RBI came up with the guidelines for Cheque Truncation system. (CTS 2010)
The banks would need to upgrade a few things to comply with CTS 2010 standards of RBI.
For example, in their branch offices, they would need to buy scanners and install special software
provided by RBI, to securely transfer and receive the scanned image and data.
They may need to change the color-scheme of chequebooks so that signature and handwriting is
visible in the scanned image. And so on
Problem: some jholachhaap banks, are yet to comply with RBIs CTS 2010 guidelines.
Hence recently RBI issued a warning to all banks: upgrade your banking infrastructure according to
CTS 2010 guidelines, before the end of Sept. 2012