7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

Home

AboutMe

PrivacyPolicy

TermsandConditions

Suggestatopic

Sitemap

Stocks

MutualFunds

InsurancePlans

Taxation

FixedIncome

LatestInterestrates
Youarehere:Home>MutualFunds

Top 10 Best Performing SIP Mutual

Fundstoinvestin2016
October12,2015 SureshKP

Searchthisblog

Search

7RS6,3,QYHVWPHQWSODQV
Subscribeandgetin
yourmailbox

&DOFXODWH\RXU6,3DPRXQW
+')&/LIH8/,33ODQ

Join5,181other
subscribers
EmailAddress
Subscribe

6%,/LIH8/,33ODQ
HSROLF\VELOLIHFRLQH:HDOWK

,QYHVW\RXUVDYLQJVLQWKHPRVW7UXVWHG%UDQG1R$OORFDWLRQFKDUJH
Top 10 Best Performing SIP
Mutual Funds to invest in
2016
Earlier, I have written on
top and best performing SIP
mutual funds in past years
i.e. 2013, 2014 and 2015.
These mutual funds have
been

giving

superior

returns. We have another

2.5 months for 2016. There
are several best mutual funds to invest in 2016. However, I have

PersonBehindthisblog

SureshKPi.e.me,
havewritten800+
articlesonthiswebsite.
Ilovedoinganalysis
onmutualfundsand
allnewinvestment
productswhichkeep
coming.Youcanshare
onFBorTwitter,ifyou
lovethisblog.Thisis
theBIGGESTgift
whichyouwouldbe
givingtomeandto
thisblog.

analysed them on various aspects and providing top 10 mutual funds to

invest in 2016 in this article. Which are the Top 10 Best Performing SIP
KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ





7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

Mutual Funds to invest in 2016? What parameters I have selected before

TopPosts&Pages

considering such best mutual funds to invest in India? Which is the best
mutual fund to buy now?
Top 10 Best Performing SIP Mutual Funds to invest in 2016
These top 10 best performing mutual funds to invest through SIP in India
have been analysed and shortlisted based on several key parameters.
These top mutual funds to invest is suitable based on risk appetite.
These are picked based on highest returns received in the last 5
years. Care has been taken to see that such funds gave superior
returns when you invest through SIP and not just a lump sum
amount.
Mutual Funds that are rated by Crisil as Rank1, Rank2, Rank3
and Rank4 which indicates top performance across various market
cycles.
Value research (VRO) rated these mutual funds as 5 star and 4

66goodsmall
businessideaswith
lowinvestment
Top10Best
PerformingSIPMutual
Fundstoinvestin
2016
WealthFirstPortfolio
ManagersIPOIsit
worthinvesting?
Howtopayzerotax
andgettaxfreeincome
foroverRs10Lakhs?
6BestChild
InvestmentPlansin
India

star.
AUM (Assets under management) > 100 Crores. This is the amount
invesed by investors till now which proves investor confidence
among these top 10 best performing mutual funds.
Some of the funds might be a repetition from my earlier
recommendation.
Mutual funds SIP returns are also considered while ranking these
funds.
Also Read: Which are the Best Debt Mutual Funds to invest now?
Top#1: UTI Equity Fund

Fund Objective: This mutual fund objective is to invest at least 80% of

its funds in equity and equity related instruments with medium to high
risk and balance 20% in debt instruments with low to medium risk

CategoriesofArticles

ClassroomLessons
(60)
FixedIncome(159)
InsurancePlans(84)
Millionare/Crorepathi
Ideas(9)
MoneySavingIdeas
(26)
MutualFunds(63)
OtherIdeas(161)
RetirementPlanning
(25)
SmallBusinessIdeas
(8)
Stocks(231)
Taxation(74)

profile.
Fund Performance: This fund has beaten its peers and provided 12%

RecentComments

annualised returns in last 5 years. If you have invested in this fund for Rs
1,000 per month through SIP for 5 years, your total investment would
have been Rs 60,000 and your investment value would have been Rs
94,900 now. I had recommended this fund last year and it continues to
be another best fund to invest for long term of 1020 years.
KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ

nadeemonHDFCClick
2ProtectPlusTerm
InsurancePlanReview
sagaronUnionBudget




7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

Why to invest: The fund has provided low volatility returns through a
difficult period in equity markets. The strategy is clearly articulated and
has delivered exactly what it promised. This fund has provided 12%
annualised returns in last 5 years compared to S&P BSE 100 returns of
5.8%. This has given 15.5% returns in last 10 yars compared to S&P BSE
100 returns of 12.2%. This is one of the oldest fund of 22 years of history
and performed well even in bear markets.

Highlights201617in
Simpleterms
KishorKumarBalpalli
onIndialifeFirst
GuaranteedRetirement
PlanDoesitreally
offer9%returns?

Top#2: ICICI Pru Focussed Blue Chip Fund

Fund Objective: This mutual fund objective is to invest in 20 large cap

companies from the top 200 stocks listed on the NSE on the basis of
market capitalization. This fund's objective would get altered if assets
cross more than 1,000 Crores (which we are seeing now) where it would
invest beyond 200 stocks listed in the NSE.
Fund Performance: This fund has beaten all its peers and provided 11%
annualised returns in last 5 years. If you have invested in this fund for Rs
1,000 per month through SIP for 5 years, your total investment would
have been Rs 60,000 and your investment value would have been Rs
89,200 now. Recently this fund has lagged in performance compared to
its peers, however, I still believe this is one of the best performing
mutual fund to invest for long term of 1020 years.
Why to invest: This fund has a clear strategy and consistently performing
in the long run. This fund beats all its peers and provided 11% annualised
returns in the last 5 years comparing to CNX Nifty returns of 6.05% in a
similar period. This makes this as a unique fund among its peers. Hence,
this is one of the top mutual funds to invest.
Top#3: Birla SL Frontline Equity Fund

Fund Objective: This fund aims to generate long term growth of capital
by diversifying across various industries/sectors in BSE 200.
Fund Performance: This fund has beaten its peers and provided 11.2%
annualised returns in last 5 years. If you have invested in this fund for Rs
1,000 per month through SIP for 5 years, your total investment would
have been Rs 60,000 and your investment value would have been Rs
KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ





7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

94,040 now. This is another top fund to invest for long term of 10+ years.
Why to invest: This MF scheme is a consistent performer. In long run of
10 years, it has given 17.8% annualized returns against S&P BSE 200 which
just gave 12% annualized returns. This has never lagged in last 10 years
and winner in various investment cycles. This is one of the consistent
top performing mutual fund to invest in 2016 as it has performed well in
various market cycles over a decade.
You may also like: Should you invest through ZIPSIP mutual fund
platform of myuniverse ?
Top#4: Franklin India Smaller Companies Fund

Fund Objective: This funds objective is to generate longterm capital

appreciation from a portfolio of midcap and smallcap companies. It
invests upto 75% in smaller companies.
Fund Performance: This fund has beaten its benchmark and provided
19% annualised returns in last 5 years. If you have invested in this fund
for Rs 1,000 per month through SIP for 5 years, your total investment
would have been Rs 60,000 and your investment value would have been
Rs 130,650 now. This is one of the best performing funds to invest for
long term of 810 years. This is one of the higest return mutual fund
which provided 30% annualised returns in last 3 years.
Why to invest: This fund differentiates itself from market cap
orientation. This fund invests smaller portion in large cap and invests a
sizeable amount in small companies, hence it can be termed as smaller
stock fund. This fund performed excellent in last 5 years and given 19%
annualised return comparing to CNX Midcap benchmark of 7.1%. In my
personal view, this is one of the top mutual funds to invest in mid
cap/smallcap segment.
Top#5: Mirae Asset Equities Blue Chip Fund

Fund Objective: This fund aims to generate income and capital

appreciation from a diversified portfolio predominantly investing in
Indian equities and equity related securities of companies which are not
part of the top 100 stocks by market capitalization and have market
KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ





7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

capitalization of atleast Rs.100 Crores at the time of investment.

Fund Performance: This is new entrant in to my top 10 best performing

funds. This fund has beaten its benchmark and provided 22% annualised
returns in last 5 years. If you have invested in this fund for Rs 1,000 per
month through SIP for 5 years, your total investment would have been
Rs 60,000 and your investment value would have been Rs 128,500 now.
This is one of the good funds to invest for long term of 810 years.
Why to invest: This fund performed well in last 5 years and given 22%
annualised return comparing to CNX Midcap benchmark of 7.1% and
overall category average of 13.8%.
Top#6: UTI Mid Cap Fund

Fund Objective: This mutual fund scheme objective is to provide

'Capital appreciation' by investing primarily in mid cap stocks.
Fund Performance: This fund has beaten its benchmark and provided
17.8% annualised returns in last 5 years. If you have invested in this fund
for Rs 1,000 per month through SIP for 5 years, your total investment
would have been Rs 60,000 and your investment value would have been
Rs 126,700 now. This is one of the best midcap funds to invest for long
term of 810 years. This is one of the best performing mutual funds
which gave 19% annualised returns in last 2 years.
Why to invest: This fund invests majority in midcap funds which
outperforms in shorter duration if one invests in the right midcap
stocks. This fund performed excellent in last 5 years and given 17.8%
annualised return comparing to CNX Midcap benchmark of 7%. High risk
investors can invest in best performing midcap funds through SIP.
KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ





7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

Top#7: ICICI Pru Value Discovery Fund

Fund Objective: This fund aims to invest in a welldiversified portfolio

of value stocks which are having attractive valuations in relation to
earnings or book value or current and/or future dividends.
Fund Performance: This fund has beaten its benchmark and provided
17% annualised returns in last 5 years. If you have invested in this fund
for Rs 1,000 per month through SIP for 5 years, your total investment
would have been Rs 60,000 and your investment value would have been
Rs 114,400 now. This is one of the top performing funds to invest in India
for long term of 810 years.
Why to invest: ICICI Pru Value Discovery is actually a marketcap agnostic
fund that practises classic value investing. The fund beaten records
when the markets have reversed directions unexpectedly. This fund
performed excellent in last 5 years and given 17% annualised return
comparing to CNX Midcap benchmark of 7.1%. Even in last 10 years it
generated 19.3% annualized returns compared to its CNX Midcap
bnenchmark of 13%. If you want to play safe and reduce losses in a
downturn and make the most in bull run, you should own this mutual
fund scheme.
Also Read: Best Hybrid Mutual Funds for moderate to low risk investors
Top#8: Franklin (I) High Growth Cos fund

Fund Objective: The fund invests in Indian companies/sectors with high

growth rates or potential. It will focus on companies offering the best
tradeoff between growth, risk and valuation.
Fund Performance: This fund has beaten its benchmark and provided
15.4% annualised returns in last 5 years. If you have invested in this fund
for Rs 1,000 per month through SIP for 5 years, your total investment
would have been Rs 60,000 and your investment value would have been
Rs 114,700 now. This is one of the best funds to invest for long term of
810 years. This is another good highest return mutual fund that
provided over 30% returns in last 3 years.
Why to invest: This fund performed well in last 5 years and given 15%
annualised return comparing to CNX 500 benchmark of 6.29% and overall
KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ





7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

category average of 9%. This invests in various sectors and hence this
multicap is expected to perform well in future too.
Top#9: HDFC Balanced Fund

Fund Objective: This mutual fund scheme aims to generate capital

appreciation from a combined portfolio of equity and debt instruments.
This scheme invests up to 60% in equity and balance in debt related
instruments.
Fund Performance: This fund has beaten its benchmark and provided
14.1% annualised returns in last 5 years. If you have invested in this fund
for Rs 1,000 per month through SIP for 5 years, your total investment
would have been Rs 60,000 and your investment value would have been
Rs 96,900 now.
Why to invest: This fund performed well in last 10 years and given 16.3%
annualised return comparing to balanced fund category of 10.8%. Equity
centric balanced funds limit volatility by keeping part of investments in
fixed income and regularly rebalancing the portfolio. This fund re
balances its portfolio with an aggressive equity part.
Top#10: ICICI Balanced Fund

Fund Objective: The scheme invests in equities and related securities as

well as fixed income and money market securities. It invests 60%
minimum in equity and balance in debt related instruments.
Fund Performance: This fund has beaten its benchmark and provided
14.5% annualised returns in last 5 years. If you have invested in this fund
for Rs 1,000 per month through SIP for 5 years, your total investment
would have been Rs 60,000 and your investment value would have been
Rs 95,600 now.
Why to invest: This fund performed well in last 10 years and given 14.5%
annualised return comparing to balanced fund category of 6.3%. It would
reduce risk by investing part of the investment in debt instruments.
Also Read: Top Funds which I recommended to invest in 2015
Complete list of Best Performing Mutual Funds are indicated below

KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ





7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

Conclusion: These Top and Best Performing SIP Mutual funds can be
invested to get good returns for the long term. This portfolio is
designed for all types of investors. I have excluded sector based funds as
these are for high risk investors and we need to monitor them regularly.
If you are a high risk investor, you can add more in the mid cap
portfolio. If you are moderate risk investor, you can add most balanced
mutual funds in your portfolio.
If you like this article, please share this on your Facebook or Twitter.
This would be a special gift which you would be giving to our blog.
Suresh
Top 10 Best Performing SIP Mutual Funds to invest in 2016

Sharethis:
6KDUH

.

7ZHHW

10

243comments

KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ





7RS%HVW3HUIRUPLQJ6,30XWXDO)XQGV7R,QYHVW,Q_0\LQYHVWPHQWLGHDVFRP

243comments
OlderComments

atulsahni
March3,2016at9:27am

veryusefulinformation
Reply

OlderComments

LeaveaReply
(QWHU\RXUFRPPHQWKHUH

Myinvestmentideas.com(20132016)

KWWSP\LQYHVWPHQWLGHDVFRPWRSEHVWSHUIRUPLQJVLSPXWXDOIXQGVWRLQYHVWLQ