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CHAPTER I
INTRODUCTION
A. background
Financial crisis that hit everywhere , not least in our beloved country . The world economists are
busy looking for their causes and make every effort to recover the economy in their respective
countries . The economic crisis has caused a lot of losses , rising unemployment , rising crime,
and so on . Capitalist economic system with a system of interest is suspected as the cause of the
crisis . Islamic economic system began ogled as an alternative option , and expected to answer
the challenges of the world in the future . The Qur'an has given some examples of emphatic
about economic issues stressed that the economy is one area of concern Islam . " ( Remember )
when Shoaib said to them ( residents Thicket ) : ' Why do you not fear Him ? ' I am a messenger
who has earned the trust for you . Therefore bertaqwalah to God and ta'atilah me . I did not
demand wages from you for this invitation , my reward is only from the Lord of the whole
universe . Measure and stick to it when you do not get you be the ones who lose . Weigh the
appropriate scales . thou shalt not harms the rights of persons (other ) and do not do evil and
cause corruption on earth . " ( Qs.26 :177 - 183 )
B. benefits of Writing
1 . Students can understand the rules of the Islamic economic system and its application
procedures .
2 . Students can compare the differences between the Islamic economic system with other
economic systems .
C. problem Formulation
1 . What is the economic system of Islam ?
2 . How is the economic concept in Islam ?
3 . What are the economic fundamentals of Islam ?
4 . What is the difference between the Islamic economic system and other economic systems ?
5 . How Islamic economic system to overcome the economic crisis that hit the world today ?
CHAPTER II
DISCUSSION
person's
desire
to
meet
the
needs
Economic principles are the steps taken by humans to meet their needs with a certain sacrifice ,
to obtain maximum results . Economic systems used in different countries there are different
kinds , including :
Economic systems Capitalist
Property
rights
over
the
means
of
production
by
the
state
- The process of running the economy on the basis of plans that have been made .
- Economic planning as planned / in the economic process to be followed .
Socialist Economic System
Socialist economic principles are :
property rights over the means of production by cooperatives unions , legal entities and other
community
economic
Government
processes
control
running
on
of
the
the
basis
tools
of
are
market
vital
products
mechanisms
.
.
economic planning as the influence and driving with a business suit the needs of the individual
with the needs of the community .
Islamic Economic System
style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansilanguage: EN;" lang="EN">Islamic economic system has fundamental differences with other
economic systems , where the Islamic economic system there is a moral and religious values in
every activity .
Islamic economic principles are :
- Freedom of the individual .
and
-
Ahzab
Sunnah
:
72
Humans
Rasul
as
being
,
bearers
namely
of
God's
in
message
:
)
healthy
relationship
and
mutual
respect
Labor is placed not only as a means of production limits , but are placed and valued as a human
being , therefore , laid out in a fair remuneration system based on its experience and capabilities
so that the workers can plan with clear and spur them to work to catch his performance .
In terms of this wage labor rights considered seriously by employers , even those rights can be
granted without delay . Granting rights to a fair and humane employees will have an impact on
the productivity of their work , otherwise disregard for the rights of workers spawned inevesiensi
which could hurt the company such as strikes and so on .
Similarly in the case of liability of the workers , islam teaches to do their job well and full
responsibility for the smooth progress of the company and , because of the obligation to work to
meet the needs of not only material needs , but also the duty to live as human beings , as well as
the
task
of
3 . distribution system
devotion
worship
to
God
Distribution of goods and services according to the teachings of Islam should to immediately
smooth to the hands of consumers , and there is no disadvantage because it aspects in the
distribution of goods and services is emphasized . Efforts that could harm consumers , especially
playing in prices due to irregular distribution should be kept away . Monopoly and oligopoly in
the economy is not in accordance with Islamic ajaranm , because monopoly sector will bear the
economic domination by the majority society who have big capital alone can thus be a gap
between big business and small entrepreneurs . Competition , which is unhealthy and ultimately
hurt many people . Islam teaches justice and economic equality and a level playing field , so
everyone can get the results of operations as they try . This requires a healthy business climate
also through regulation and market mechanisms , which can ensure the creation of economic
justice
Prohibition
prohibitions
Prohibition
in
the
in
Trafficking
trade
according
According
to
Islam
to
Islam
are
"
In the sale and purchase shall avoid the oath that is intended to make buyers interested or believe
da purchase of goods for sale . Because it can eliminate the oath of Allah 's blessings . Words of
the Prophet : " Stay away from buying and selling a lot of swearing in , as he would later
popularize
merchandise
obliterated
"
3 . Compete unfairly
4 . speculation
E. The difference between the Islamic economic system with other economic systems
The difference between the Islamic economic system with other economic systems are :
a. The basic assumption / basic norms and rules of the game in the process or interaction effect of
economic activity . In the Islamic economic system is the basic assumption of Islamic Shari'ah ,
overall good effect on individuals, families , community groups , businesses and authorities /
governments in meeting their needs for both physical and spiritual needs .
b . Principles of Islamic economics is the application of the principle of efficiency and benefits
while
preserving
the
natural
environment
c . Islamic economic motive is to seek their fortune in the world and in the Hereafter as
khalifatullah
with
the
worship
in
the
broadest
sense
Talking about the Islamic economic system and the capitalist economic system can not be
separated from the argument about the halal - illegitimate interest by most scholars regarded as
usury
is
forbidden
by
the
Koran
Benefits of money in various functions both as a means of exchange , a store of wealth and
supporting the transition from a barter system to the economic system of money , by the author
of Islam has been recognized , but they agree on the concept of usury to be avoided in the
economy . Interest in the banking system ( rents stelsel ) began believed by some experts as a
factor that lead to the worsening economic situation and the system of interest as a factor driving
investment and savings in the Indonesian economy , has been tested not only the best way to
overcome
the
weak
economy.
Prohibition of usury in Islam aims at fostering an economic structure that establishes that the
capital can not work by itself , and there is no benefit to capital without work and without
placing themselves at risk at all . Therefore Islam expressly declared war on usury and the
Muslim Ummah shall leave ( Qs.al - Baqarah : 278 ) , but that Islam justifies the search for profit
through commerce ( Qs.83 :1 - 6 ) .
an
outline
can
be
described
as
follows
Moral education / mental absolutely must be improved , both in the level of the per - person ,
household , community, or country . And even this moral shades should be always echoed in
every
activity
both
in
politics
berekonomi
cultured
and
so
forth
Justice evenly covering a variety of areas, including : human resource equity , distributive
justice in the implementation of the law , in the sense that each offender should get tough
sanctions .
The transparency / openness in any activities regarding the life of the nation .
Keep track of the source that caused the crisis ( what crisis tegantung ) .
Implementing Islamic economic system and remove flowering practice money .
CHAPTER III
CLOSING
Economy as one of the joints that are important to human life , by the Qur'an has been arranged
in such a way . Riba is expressly been forbidden because it is one source of the world economy
lability . The Qur'an describes it as one that can not stand upright but it swayed like a person who
possessed Shaytan .
The most important thing of all is that we should be able to restore the original function of
money as a medium of exchange / sale . Treat money as a commodity by way of charging interest
is a great sin , and those who continue to take God's prohibition of usury after arriving ,
threatened to be put into hell ( Qs.al - Baqarah : 275 ) . Establishment of Bank Muamalat
Indonesia is one example of a challenge to prove an opinion that the conception of Islam in the
monetary field can be an alternative concept .