Plan B Guarantee

In the unlikely event that no errors or omissions are removed or corrected

by any of the three credit bureaus after 30 days of investigations, Plan B
will initiate a second 30 day round of investigations at no additional
charge (Bureau fees not included in guarantee). In the highly unlikely
event no errors or omissions are removed or corrected by any of the three
credit bureaus after the second 30 day investigation, Plan B will refund
100% of all Plan B fees 30 days after receiving the results of the second
30 day investigation.

Founder/Owner
Plan B

Flex-Pay Retainer
Plan B Ph. 714-361-4467 Fax 714-508-7800
Rev. 5/17/16

FLEX-PAY Retainer
Authorization to Dispute Credit Bureaus Errors and or Omissions
Name:

Last Name:

Middle Initial _____

Current Address:
City

State

Social Security Number

Date of Birth

Home Phone:

Work Phone:

Cell:

Email:

Zip
DL#

DL State
Fax:

By signing below I authorize Plan B herein referred to as (PB) limited Power of Attorney to purchase my credit report
and work directly with each Credit Bureau to investigate credit report inaccuracies based on information obtained
directly from me. I understand that I hold harmless PB and its affiliates of all responsibility for any errors or omissions
the Bureaus fail to remove.
I understand that I will receive an email saying your investigation is complete directly from each credit Bureau within
30 days. Please forward that email to: info@planbcrs.com Note: Please check your junk email box for these emails.
They sometimes will get routed there. These emails are very important to the processing/monitoring of your
file.
By entering this agreement, I agree to pay PB a monthly retainer of $95.00 plus ONETIME ADMIN FEE of $50.00
to dispute four errors or omissions on each of my credit bureau reports each month. Each payment is due each month
on the date signed below.
I understand that PB will work directly with Equifax, Experian and TransUnion to dispute errors or omissions each
month. I understand this contract is a month to month contract and can be terminated at any time in writing. I also
understand that the removal of inaccuracies are not guaranteed and may or may not remain corrected. The removal of
any and all errors or omissions that the Bureaus make are not intended to allow me to avoid repayment of bad debt.
The repayment of bad debt is your responsibility and the best way to eliminate bad credit.

You may cancel this contract without penalty or obligation at any time before midnight of the 3rd
business day after the date on which you signed the contract.
Date:
Sign Here

Referred by:

Rep: Terry Gould

Phone:

Contact Email:

Referral Code: PBTG8224

Flex-Pay Retainer
Plan B Ph. 714-361-4467 Fax 714-508-7800
Rev. 5/17/16

Date

Questionnaire
Client: Name
Address:

City

Do you have credit monitoring online with any Bureau?

State

Zip

Credit Karma

If yes, please provide: User Name

Password

Bureau Credit Report program you purchased e.g. (Three in One Credit Monitoring)
Personal identification questions the bureaus typically ask:

What is your Fathers middle name?

Whats your Mothers maiden name?

Who is your Mortgage with?

Who is your car loan with?

What make and model is you car for the above referenced car payment?

What City were you born?

What is your middle name?

Please list your previous addresses for the last 5 years:

Payment Date:
Payment Date:

1.
2.
3.
4.
5.

Flex-Pay Retainer
Plan B Ph. 714-361-4467 Fax 714-508-7800
Rev. 5/17/16

Amount:
Amount:

Sign up with

ITS FREE
https://www.creditkarma.com/signup

Carefully type User Name & Password

(CASE SENSETIVE)
Then email it to: info@planbcrs.com
info@planbcrs.com

Flex-Pay Retainer
Plan B Ph. 714-361-4467 Fax 714-508-7800
Rev. 5/17/16

CREDIT CARD AUTHORIZATION for Plan B Retainer Only

(Exactly as it appears on the credit card statement)

Name on Card:
Current Billing Address:
City

State

Zip

We Accept:

Check One:
American Express

MasterCard

Visa

Discover

Credit Card Number:

Expiration Date:
C. V. V. Number:
(Last 3-4 digits located on the back or front of your credit card) referred to as a Security Code.

I hereby authorize Plan B to debit the above credit card monthly in the amount not to exceed $95.00 plus
ONETIME ADMIN FEE of $50.00 to dispute four errors or omissions on each of my credit bureau reports each
month. Each payment is due each month on the date signed below.

Authorized signature for the credit card listed above.

Signature

Date

Flex-Pay Retainer
Plan B Ph. 714-361-4467 Fax 714-508-7800
Rev. 5/17/16

CREDIT CARD AUTHORIZATION for Experian Monthly Fees Only

(Exactly as it appears on the credit card statement)

Name on Card:
Current Billing Address:
City

State

Zip

They Accept:

Check One:
American Express

MasterCard

Visa

Discover

Credit Card Number:

Expiration Date:
C .V. V. Number:
(Last 3-4 digits located on the back or front of your credit card) referred to as a Security Code.

I hereby authorize each credit bureau to debit the above credit card in the amount not to exceed $19.95 for
Experian & TransUnion per month.

Authorized signature for the credit card listed above.

Signature

Date

Flex-Pay Retainer
Plan B Ph. 714-361-4467 Fax 714-508-7800
Rev. 5/17/16

Help us help you!

What not to do?
1. Dont have your credit report ran unless we tell you its ok to do so.
2. Dont call any collection agencies or old creditors and negotiate any debts until we say its
ok to do so.
3. Dont go online and dispute youre credit yourself. This will make Plan Bs efforts
ineffective.
4. Dont apply for any new credit unless we say its ok to do so. (Credit cards, cars, new
homes, refinances, etc.)
5. Dont use more than 30% of the total allowable credit that you have on your credit cards. If
you owe more than 30% and you have the money to pay off the balance, let us know
before you payoff anything.
6. Dont pay off any Large Debt in full unless we say its ok to do so.
7. Dont pay off any Credit Cards in full unless we say its ok to do so.
8. Dont close any accounts (Revolving account, Installment account or Mortgage accounts) unless we
say its ok to do so.

How can I help?

1. Make all payments on time (Revolving account, Installment account or Mortgage accounts)
2. Please advise us before you take any legal action to provide debt relief. (Credit Counseling,
Bankruptcy, Foreclosure, etc.)
3. Make all payment to Plan B on time (if not, it can cause a delay in the dispute process)
4. Please return all calls and Emails from Plan B ASAP (if not, it can cause a delay in the
dispute process).
5. Please be extra patient during your account setup process. There are a lot of security
measures that the bureaus and Plan B have implemented on your behalf.
6. For a list of DOJ approved Non-profit Credit Counseling Services go to:
http://www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm
Below you will find a chart that will demonstrate and help you understand how your actions and participation
will affect your credit scores. As you may have noticed that 65% FICO Scores will depend solely on how you
pay your current bills and the balances you hold on your current Credit Card Limits. There is a lot that is not
explained in this chart >Please Follow the Dos and Donts List

Flex-Pay Retainer
Plan B Ph. 714-361-4467 Fax 714-508-7800
Rev. 5/17/16