Beruflich Dokumente
Kultur Dokumente
not allow
the bank to sanction him the loan
Write to the Head Office of your bank requesting specific amount of budget allocation for purchasing furniture for
your branch
IFIC Bank
Shantinagar Branch
Dhaka 1005
Telephone: 02-7163 Fax: 02-7164
Email: ificshantinagar@ificbank.com
Our Ref: Budget/Supplement/09
Friday, May 22, 2009
Executive Vice President
IFIC Bank, Head Office,
Common Service Department
Motijheel, Dhaka 1000
SUB: SUPPLEMENTARY BUDGET FOR PURCHASE OF FURNITUR
Dear Sir,
You would be happy to learn that our Branch made a net profit of Taka 14 crore in the last year ending December
31, 2008. We are the leading bank branch in and around Shantinagar and Mogbazar areas and the number of our
clients and customers is increasing at exponential rate. On an average, 200 customers visit our branch everyday.
We are facing acute shortage of furniture to cater to our needs both for our clients and our back office personnel.
There has not been any addition of furniture in our branch since its inception in the year 1998.
Now that OTOBI, a reputed furniture manufacturer in our country, has offered 15 percent discount on office
furniture we request to your esteemed authority to allot in favor of our branch a supplementary budget of Taka 3
lac on account of furniture so that we can furnish our branch with adequate furniture befitting our corporate
environment.
Write a letter to your friend giving him an account of how well you did in banking diploma examination, Part-I.
Nirjon # 603
House # 30, Road # 01
Block-I, Banani,
Dhaka 1213
Friday, May 22, 2009
Dear Maroof,
Hope, this letter will find you hale and hearty. How are you doing with your new assignment in the foreign
exchange department of your bank branch in Agrabad?
I would advise you to appear in IBB examination to be held in next November. Initially, I had thought the exam
would be a tough one. But, believe me, the exam was easy and smooth. I appeared in all the papers of IBB exam
Part-I that has just been held.
Among all the subjects I found Accountancy a bit difficult. But I sensed a great relief as I could solve the question on
final account with some typical adjustments. I am pretty sure I would qualify in all the subjects.
To pass the IBB exam what you have to do is read thoroughly all the question papers of the previous IBB
examinations and find out their appropriate answers from notebooks that are available in the market. You may
also attend the tutorial classes on all the subjects that are especially arranged by IBB authority in Dhaka.
Sincerely,
Raakeeb Reza Khan
As a manager of a particular branch of a bank write a letter to the proper authority of your Head Office describing
the bright sides of opening foreign currency accounts in your bank.
Shahjalal Bank
Ambarkhana Branch, Sylhet
Telephone: 04-33214 Fax: 04-33215
Email: sjalalambarkhana@sjalalbank.com
Our Ref: Suggestion/FEX/03/09
Monday, May 18, 2009
General Manager
Shahjalal Bank
Head Office, International Division,
12, Dilkhusha Commercial Area, Dhaka 1000
SUB: OPENING OF F.C. ACCOUNTS IN AMBARKHANA BRANCH
Dear Sir,
As you know, our branch has already achieved all its business targets of the current year seven months ahead of
the annual closing due on 31 December 2009.
You would be excited to learn that when in the beginning of this year the number of savings accounts was 1,900
and that of current accounts only 56 our branch can now pride over its present number of accounts, which is 4,500
savings accounts and 1,200 current accounts. Our total deposit as on April 30 stands at Taka 60 crore while our
total advance stands at Taka 22 crore.
As everybody knows, Sylhet is famous as the richest abode in Bangladesh for expatriates working abroad. All the
branches of all the commercial banks in the entire Sylhet Division are dependent on Sylheti wage earners for
building their deposit bases. Those bank branches, which offer the privileges to expatriates to open their F.C.
accounts, are gaining the best fruits in their deposit hunting.
We would be immensely benefited if your esteemed authority could arrange permission from the central bank for
authorizing our branch at least to open F.C. accounts of Bangladeshi expatriates as a special consideration, if at this
moment our branch is not given A.D. license to operate other foreign exchange businesses.
Write a letter as a customer to the bank for rescheduling your loan repayment program for some specific genuine
reasons
Bright Poultry
13 Feku Ustagar Lane
Narinda, Dhaka 1204
Sadananda Paul
Managing Director
Write a letter of thanks to a good account holder for maintaining fair banker-customer relationship during the last
few years.
S. A. Chowdhury
Manager
As a manager of your bank, write a letter to the proper authority requesting him to take proper step to introduce
computer system in your bank to expedite the banking works.
Rupali Bank
Srinagar Branch
Dhaka
Telephone: 0752-232451 Fax: 0752-232451
Our Ref: Suggestion/Comp/13/09
Monday, May 18, 2009
The General Manager
Administration Division
Rupali Bank, Head Office,
Dhaka 1000
SUB: INTRODUCING COMPUTER SYSTEM IN OUR BRANCH
Dear Sir,
With due respect to your esteemed authority we like to inform you that our Srinagar Branch had earned a net
profit of only Taka 2 crore in the last year ending 31 December 2008 though the branch has the potential to make
much more profits. This branch is commercially a very important branch for its strategic location.
Almost all the branches of all other commercial banks in Srinagar are doing better business compared to ours and
their employees leave their branches at 5 PM after balancing all books of accounts; after office hours the bank
employees of those banks visit different shops and trade houses to interact with businessmen for deposit hunting
and for recovery of overdue loans. On the other hand all the employees of our Branch have to remain in the office
everyday till 7 in the evening to complete their daily works.
The secret behind the success stories of other banks is computerization. All the bank branches in Srinagar, except
our branch, are fully computerized. As a result the efficiency of those branches has increased manifold.
We appeal to your esteemed authority to take necessary steps to introduce computerized banking operation in our
branch as soon as possible.
Thank you.
Zubair Manhood
Manager
Draft a circular letter to the bank branches for taking proper cautionary measures in sanctioning house-building
loans to the members of the public.
Dhaka 1000
In response to a bank customer, give him in details the system of money gram in your bank
BRAC Bank
Mohakhali Branch
Dhaka 1212
Telephone: 02-987 3054 Facsimile: 02-987 3055
Email: bracmohakhali@bracbank.com
Write a letter to an account holder of your bank telling him clearly how he can get money quickly through your bank
instead of using money-gram system
Bahadur Shah
Manager
Write a letter to your friend about your experiences in banking during the last three years of banking job.
Lutfur Rahman
(Your friend in need)
In reply to an enquiry of a student write in details about the education loan facilities available in your bank for
education abroad.
Thanks.
Manager
As a branch manager, write a letter to a bank client warning him for the last time to adjust his overdue loan before
taking actions.
Agrani Bank
Nawabpur Branch
Dhaka 1000
Telephone: 02-956 7430 Fax: 02-956 889
Write a report on a meeting held in your bank with a view to strengthening the security measures in your banks
head office
A meeting presided over by Mr. Abdul Baten, General Manager, Administration, was held at the Board
Room to discuss the present security arrangements of the Head Office and how to streamline the
arrangements in view of the recent trend of detonating bombs and Molotov cocktails by unscrupulous
elements.
A unanimous resolution has been taken by the meeting that the present security guards who have been
doing their duties for the last six months have to be replaced by new ones and CCTV cameras have to be
installed at the main entrance.
The Deputy General Manager and all other officers of the Common Service Department also attended the
meeting.
The meeting decided to present this report to the Managing Director for his kind approval.
Achintya Goshshami
Senior Prinicipal Officer
Lutfur Rahman
Deputy General
Abdul Baten
Manager General Manager
Write a letter to the Legal Department in the Head Office of your bank, seeking advice on
what action should you take on a loan defaulter
Dear Sir,
Chittagong Diary Products Ltd. is a valued party of our branch. They have been banking with us for the last
12 years.
But, of late, the party is not responding to our repeated requests to pay their installments of a long-term
loan. They have already failed to pay three installments and the loan has already been classified.
According to our normal banking practice it is high time we instituted a case against them in the Ortho
Rin Adalat. But, we are afraid, they will stop banking with us if we file a suit against them.
Can we take any legal measure that may motivate them to adjust the long-due loan? We have sent them
our reminders through letters. But, no legal notice has yet been served to them.
Awaiting your early response.
Sincerely,
Prepare a feasibility report on any industry seeking bank loan of Taka one crore
Dhaka Bank
Agrabad Branch
Chittagong 7020
Prepare a report for consideration of the Board regarding the problem of excess liquidity in the bank
Islami Bank
Khatunganj Branch
Chittagong 7020
As a manger of your bank, write a report to the authority concerned of your Head Office, stating the sound financial
position of your bank
Dhaka 1000
Telephone: 02-713 5656 Facsimile: 02-713 6565 Email: sonaliprincipal@sonalibank.com
Such stupendous achievements have been possible, thanks to all employees of our branch who have been striving
hard for achieving their respective business targets.
Prepare a memorandum for the Board of Directors to allow a car loan facility for senior officials of the bank
Dhaka 1000
General Manager
Managing Director
Make some proposals for consideration of the board of the Bank regarding disbursement of small loans for the
flood affected rural people
Sincerely,
Newazish Ali
Regional Manager
Write a report on the meeting held recently in your bank regarding a threadbare discussion on the total position of
the bank in the last financial year
Prepare a report of a meeting held recently in your bank, presided over by the manager, discussing the point of
strengthening the security measures in your bank
Prime Bank
Islampur Branch
Dhaka 1000
Telephone: 712 3098 Fax: 712 3098
Email: primeislampur@primebank.com
Our Ref: Meeting/security/02/09
Thursday, May 21, 2009
MEETING HELD ON WEDNESDAY, MAY 20, 2009 AT PRIME BANK, ISLAMPUR
BRANCH, DHAKA, TO DISCUSS ABOUT SECURITY OF THE BRANCH.
An emergency meeting was held at 5 PM on Wednesday, May 20, 2009 at the chamber of the Branch Manager to
discuss about the existing security arrangements and the measures
that can be taken to streamline the security aspects of the Branch in view of recent robberies being committed in
different shops and offices in and around Dhaka city.
Presided over by the Branch Manager the meeting was attended by all the employees of the Branch. Mr. Kamrul
Islam, Sub-inspector of Islampur Police Station, attended the meeting as a special guest.
The meeting reviewed the law and order situation in Islampur area and security arrangements of the Branch. There
are only two security guards employed by a private security firm. The guards are not smart and intelligent as was
reported by the second officer of the Branch; it was also reported that on holidays only one security guard remains
inside the branch on mutual arrangements between the guards so that the other guard can visit his family on
holidays. More alarming was the fact that the guards who are supposed to remain alert round the clock sleep
during night.
The following resolutions were unanimously adopted by the meeting:
01. The guards have to be replaced by four smart and honest security guards who will guard the Branch on
alternative roaster so that at least two guards are always found guarding the Branch premises round the clock.
02. The guard on duty must toll a strong copper bell every hour according to clock so that the officers of the branch
who reside near the Branch can hear the bell tolling.
03. A CCTV camera attached with a standby computer that can run on battery for at least one hour, in case of
power failure, have to be installed to record movement of people inside the Branch round the clock. All files in the
hard disk of the computer will have to be kept saved at least for one month before erasing the memory disks.
04. Movement register has to be introduced to track movements of both clients and personnel.
The meeting that lasted for about one and a half hour was over with a vote of thanks delivered by the undersigned.
Md. Imam Hossain
Second Officer
Copies for information and necessary actions to:
01. Staff Officer to M.D., Prime Bank, Head Office, Dhaka
02. Staff Officer to G.M. Administration, Prime Bank, Head Office, Dhaka
03. Staff Officer to G.M. Operation, Prime Bank, Head Office, Dhaka
04. Staff Officer to G.M. Dhaka Division, Prime Bank, Head Office, Dhaka
05. Deputy General Manager, Head Office, Common Service Department, Dhaka
06. Deputy General Manager, Dhaka South Region, Islampur, Dhaka
07. Officer-in-Charge, Islampur Police Station, Dhaka
08. Managing Director, Top Security, 14 Topkhana Road, Dhaka
Draft a circular to branch managers urging them to take appropriate measures to recover long-due agricultural
loans.
Write a report to the Head Office of your bank regarding the misuse of staff house building advance in two specific
cases.
One Bank
Mohakhali Branch
Dhaka 1213
Telephone: 02-988 3324 Facsimile: 02-988 3325
Email: onemohakhali@onebank.com
Strictly Confidential
Our Ref: Discipline/39/09
Wednesday, May 13, 2009
REPORT ON THE MISUSE OF STAFF HOUSE-BUILDING LOAN IN TWO CASES
We are extremely sorry to report that two of our employees have been involved in diverting fund of staff housebuilding loan for their personal benefits instead of using the loan in house building.
After learning about the deviation of fund the undersigned formed a two-member committee to probe into the
matter and submit a report.
According to the report of the probing committee one Mr. Ramesh Chandra Adhikari, our cashier, invested the loan
fund amounting Taka Two lac fifty thousand with his brother who is a goldsmith and one Mr. Jalal Ahmed, our
Senior Officer, invested the loan fund mounting Taka Four lac and seventy-five thousand in share business of Dhaka
Stock Market. Both the officials are reported to be negligent to their duties, as they always remain busy talking to
people over telephone about their business activities.
In such circumstances it is imperative to initiate disciplinary proceedings against the aforementioned officials of our
Branch.
Submitted for information and granting approval for our initiating disciplinary proceedings against the alleged
personnel who misused their staff house building loans.
Parimal Kanti Debnath
Manager
Deputy General Manager
Personnel Division
Disciplinary Wing
One Bank, Head Office,
Motijheel, Dhaka 1000
Draft a circular letter from the Head Office of the bank regarding the introduction of staff loan for the purchase of
home appliances.
Dhaka 1000
Telephone: 02-956 3946 Facsimile: 02-956 3947
Email: bkbpersonnel@bkbbank.com