NUMAN-JAVED ENTERPRISES

5-YEAR FINANCIAL PLAN-Manufacturing

Enter data in white cell only.
italicized unmberin gray cells are calculated that should not be overwritten.
non-italicized number in graw cell are calculations that can be overwritten.

General notes and assumptions

[Document key planning assumptions here]

year 1 model inputs

use this area to capture key components of the profit and loss statement and the balance
1. year-one revenue expectancy
<Product 1>
Number of units sold annually
Average sales price per unit
Annual revenue per product
Total year 1 revenue

#
$

###
240,000

454,000

2. Year 1 cost of good sold

<Product 1>

70.00%
$168,000

Expected gross margian per product

Annual cost of goods sold per procuct
Total year 1 cost of goods sold

241,000

3. Annual maintenance, repair, and overhaul

Factor (%) on capital equipment

4.Number of years for straight-line depreciation

5. Annual tax Rate
6. If long-term debt is being used to finance
operations,enter the total loan value.

15%
5
30%
$80,000

atement and the balance sheet fore the first year only .

<Product 2>

##
###
$ 120,000

<Product 2>

40.00%
$48,000

30%
$80,000

<Product 3>

<Product 4>

#
$

#
64,000

<Product 3>

25.00%
$ 16,000

##
###
30,000

<Product 4>

30.00%
$ 9,000

NUMAN-JAVED ENTERPRISES
5-YEAR FINANCIAL PLAN-Manufacturing
Profit and loss statement

Year-by-year profit and loss assumptions

Annual cumulative price (revenue) increase
Annual cumulative in flation (expense) increase
Interest rate on ending cash balance

Revenue
Gross revenue
Cost of Goods sold

Gross margin
Other revenue (source)
Interest income

Tolat revenue
Operating expenses
sales and marketing
Payroll and Payroll taxes
Depreciation
Insurance
Maintenance,Repair,and overhaul
Utilities
Property taxes
Administrative fees
Other

Total Operating expenses

Operating Income
Interest expenses on long- term debt

Operating Income before other items

Loss(gain)on sale of assets
Other unusual expenses (income)

Earnings before taxes

Taxe on income
Net income (loss)

30%

Year 1

Year 2

Year 3

0.50%

2.00%
2.00%
0.50%

4.00%
4.00%
0.50%

Year 1

Year 2

Year 3

$
$

454,000
241,000

$
$

463,080
245,820

$
$

481,603
255,653

213,000

217,260

225,950

$0
$1,000
$

214,000

$0
$0
$

$40,000
$60,000
$40,000
$40,000
$15,000
$30,000
$15,000
$18,000
$4,000

217,260

$10,000
$0
$

$40,800
$61,200
$40,000
$40,800
$15,300
$30,600
$15,300
$18,360
$4,080

235,950

$42,432
$63,648
$40,000
$42,432
$15,912
$31,824
$15,912
$19,094
$4,243

262,000

266,440

275,498

(48,000)

(49,180)

(39,547)

3590
$

(51,590)
0
0

2866
$

(52,046)
0
0

2106
$

(41,653)
1,000
0

(51,590)

0
$

(51,590)

(52,046)

0
$

(52,046)

(42,653)
0

(42,653)

Year 4

Year 5

6.00%
6.00%
0.50%

8.00%
8.00%
0.50%

Year 4

Year 5

$
$

510,499
270,992

$
$

551,339
292,671

239,507

258,668

$0
$0
$

239,507

$0
$0
$

$44,978
$67,467
$40,000
$44,978
$16,867
$33,733
$16,867
$20,240
$4,498

258,668

$48,576
$72,864
$40,000
$48,576
$18,216
$36,432
$18,216
$21,859
$4,858

289,627

309,598

(50,120)

(50,930)

1308
$

(51,428)
0
0

470
$

(51,399)
0
0

(51,428)

0
$

(51,428)

(51,399)
0

(51,399)

NUMAN-JAVED ENTERPRISES
5-YEAR FINANCIAL PLAN-Manufacturing
Balance sheet projections

Assets

Initial balance
Cash and short-term investments
Account recivable
Total inventory
Prepaid expenses
Deferred income tax
Other current asset

Total Current assets

$50,000
3,000
25,000
0
0
5,000
$83,000

Buildings
Land
Capital improvements
Machinery and Equipment
Less:Accumulated depreciation expense

$100,000
$100,000

Net property/equipment

$300,000

###
$100,000

###

Good will
Deferred income tax
Long-term investments
Deposits
Other long-term assets

Total assets
Liabilities
Account payable
Accrued expenses
Notes payable/short-term debt
Capital leases
Other current liabilities

Total current liabilities

Long-term debt from loan payment calculator
Other Long-term debt

$0

###
###
###
###
$383,000

Initial balance
$2,000
0
0
0
0
100
$2,100

$100,000

Total debt
Other liabilities

Total liabilities
Equity

Initial balance

Owner's equity (common)

Paid-in capital
preferred equity
Retained earnings

Total equity
Total liabilities and equity

$50,000
250,000

###
###
$300,000

Year 1

Year 2

Year 3

3000
25000
0
0
5000

3000
25000
0
0
5000

3000
25000
0
0
5000

###
###
###
###
###

$0

$0
###
###
###
###

###
###
###
###

Year 1

Year 2

Year 3

$2,000
0
0
0
0
100

$3,000
0
0
0
0
100

$3,000
0
0
0
0
100

$2,100

$3,100

$3,100

$150,000

$175,000

$200,000

Year 1

Year 2

Year 3

###
###

$50,000
###
###

$50,000
###
###

###

Year 4

Year 5

3000
25000
0
0
5000

3000
25000
0
0
5000

$0

$0
#
#
#
#

###
###
###
###

Year 4

Year 5

$1,500
0
0
0
0
100

$1,500
0
0
0
0
100

$1,600

$1,600

$225,000

$150,000

Year 4

###

Year 5

###
###

$50,000
###
###

###

NUMAN-JAVED ENTERPRISES
5-YEAR FINANCIAL PLAN-Manufacturing
Cash flow

Year 1

Operating activities
Net income
Depreciation
Accounts receivable
Inventories
Accounts payable
Amortization
Other liabilities
Other operating cash flow items

Total Operating activities

###
$40,000
0
0
0
0
0
0
-$11,590

Investing activities
Capital expendituries
Acquisition of business
Sale of fixed assets
Other Investing cash flow items

$0

Total Investing activities

$0

$0
0

Financing activities
Long-term debt/financing
Preferred stock
Total cash diviends paid
Common stock
Other financing cash flow items

Total Financing activities

Cumulative cash flow
Beginning cash balance
Ending cash balance

0
0
0
0

Year 2

Year 3

Year 4

Year 5

-$52,046
$40,000
0
0
1000
0
0
0

-$42,653
$40,000
0
0
0
0
0
0

-$51,428
$40,000
0
0
-1,500
0
0
0

-$51,399
$40,000
0
0
0
0
0
0

-$11,046

-$2,653

-$12,928

-$11,399

$0

$0

$0

$0

$0
0

($1,000)
0

$0
0

0
0

$0

($1,000)

$0

$0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

Total
-$249,115
$200,000
0
0
-500
0
0
0
-$49,615

$0
($1,000)
0
($1,000)

0
0
0
0

NUMAN-JAVED ENTERPRISES
5-YEAR FINANCIAL PLAN-Manufacturing
Loan payment calculater
Annual interest rate
5.0%
Monthly rate
0.41%
Loan amount
$80,000
Term of loan (month)
60
Payment
($1,505.63)

Month
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

Principle Balance
$80,000
$78,820
$77,636
$76,446
$75,252
$74,053
$72,849
$71,640
$70,427
$69,208
$67,984
$66,756
$65,522
$64,283
$63,040
$61,791
$60,537
$59,278
$58,014
$56,745
$55,470
$54,190
$52,906
$51,615
$50,320
$49,020
$47,714
$46,402
$45,086
$43,764
$42,436
$41,104

33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

$39,766
$38,422
$37,073
$35,718
$34,358
$32,993
$31,621
$30,244
$28,862
$27,474
$26,080
$24,681
$23,276
$21,865
$20,449
$19,026
$17,598
$16,164
$14,724
$13,279
$11,827
$10,370
$8,906
$7,437
$5,962
$4,480
$2,993
$1,500

Note: this calculator can generate principle and

interest payment for a period of up to 13
years (156 month)

Principle Payment
$1,180
$1,185
$1,189
$1,194
$1,199
$1,204
$1,209
$1,214
$1,219
$1,224
$1,229
$1,234
$1,239
$1,244
$1,249
$1,254
$1,259
$1,264
$1,269
$1,274
$1,280
$1,285
$1,290
$1,295
$1,301
$1,306
$1,311
$1,317
$1,322
$1,327
$1,333
$1,338

Inerest
$326
$321
$316
$311
$307
$302
$297
$292
$287
$282
$277
$272
$267
$262
$257
$252
$247
$242
$236
$231
$226
$221
$216
$210
$205
$200
$194
$189
$184
$178
$173
$167

Payment
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506

$1,344
$1,349
$1,355
$1,360
$1,366
$1,371
$1,377
$1,382
$1,388
$1,394
$1,399
$1,405
$1,411
$1,417
$1,422
$1,428
$1,434
$1,440
$1,446
$1,452
$1,457
$1,463
$1,469
$1,475
$1,481
$1,487
$1,493
$1,500

$162
$157
$151
$146
$140
$134
$129
$123
$118
$112
$106
$101
$95
$89
$83
$78
$72
$66
$60
$54
$48
$42
$36
$30
$24
$18
$12
$6

-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506
-$1,506