All The Best Series-8

1 The maximum permissible amount of transaction per person per day is Rs -------------- for cash withdrawal with BCA,
a) Rs.1000/--b) Rs.2000/-c) Rs.2500/-d) Rs.5000/-e) Rs.10000/-2. To promote financial inclusion Bank has taken which of the following steps
a)
b)
c)
d)
e)

Basic Savings Bank Deposit Account Scheme

Baroda General Credit Card
Baroda Kisan Group Loan- Joint Liability Group
Baroda Kisan Credit Card
All above

3. BGCC will be valid for a period of

a) 1 Year
b) 2 Years
c) 3 Years
d) 4 years
e) 5 Years

4. The maximum permissible amount of transaction per person per day is Rs

---------- for deposit of money with BCA,
a) Rs.1000/-b) Rs.2000/-c) Rs.5000/-d) Rs.10000/-e) There will not be any limit. However, this would be subject to KYC
norms as stipulated by Reserve Bank of India.

5. Which of the following is not correct for incentive paid to BC for canvassing of
Life insurance product of India first life insurance Company is?
a.
b.
c.
d.
e.

Per Policy Rs. 5/- for sum insured up to Rs.15000/Per Policy Rs. 10/- for sum insured above Rs. 15000 & up to Rs. 25000/Per Policy Rs. 20/- for sum insured above Rs. 25000/None of the above
All of the above

6. Which of the following is not a feature of Basic Saving Bank Deposit Account
under financial inclusion:
a) This account shall not have the requirement of any minimum balance
b) The services available in the account will include deposit and withdrawal
of cash at bank branch as well as ATMs
c) Facility of ATM card or ATM-cum-Debit Card
d) Account holders will be allowed a maximum of five withdrawals in a
month, including ATM withdrawals
e) Receipt/credit of money through electronic payment channels or by
means of deposit/collection of cheques drawn by Central/State
Government agencies and departments.
7. What is the incentive payable by our bank to BC for canvassing of retail
loan/GCC/BKCC:
a. 0.25% of loan amount subject to a maximum of Rs. 500 per case
b. 0.50% of loan amount subject to a maximum of Rs. 500 per case
c. 0.50% of loan amount subject to a maximum of Rs. 1000 per case
d. 1.00% of loan amount subject to a maximum of Rs. 500 per case
e. 1.00% of loan amount subject to a maximum of Rs. 1000 per case
8. What is the incentive payable by our bank to BC for canvassing RD accounts?
a) Rs. 5 per account subject to a maximum of Rs. 25 per customer ID
b) Rs. 5 per account subject to a maximum of Rs. 50 per customer ID
c) Rs. 10 per account subject to a maximum of Rs. 25 per customer ID
d) Rs. 10 per account subject to a maximum of Rs. 50 per customer ID
e) Rs. 25 per account subject to a maximum of Rs. 25 per customer ID
9. The initial inbuilt overdraft limits Of Rs. --------- to be allowed immediately

after opening of account under Financial Inclusion.

a) Rs. 250
b) Rs. 500
c) Rs. 1000
d) Rs. 5000
e) Rs. 10000
10. The maximum limit for BGCC is:
a. one time of the Net Acceptable Annual Income subject to
Rs.25000
b. two times the Net Acceptable Annual Income subject to
Rs.25000
c. three times the Net Acceptable Annual Income subject to
Rs.25000
d. four times the Net Acceptable Annual Income subject to
Rs.25000
e. five times the Net Acceptable Annual Income subject to
Rs.25000

maximum
maximum
maximum
maximum
maximum

11. In Baroda Basic Savings Bank Deposit Account ------ Cheque Leaves shall be
allowed free in a year:-a) 10
b) 20
c) 30
d) 40
e) 50
12. Incentive to the Business Correspondent Agents for sourcing Aadhaar numbers
for the purpose of linking with customers accounts. This scheme is applicable
upto:-a. 31-03-2013
b. 01-04-2013
c. 30-04-2013
d. 31-05-2013
e. No specific date
13. The finacle code for opening all financial inclusion accounts in our CBS system
through business correspondent is:

a. SB101
a. SB114
b. SB130
c. SB131
d. SB150
14. The Government of India has rolled out Direct Benefit Transfer (DBT)
scheme, for credit of various government benefits such as pensions,
subsidies, scholarships, MNAREGA payments etc. to the account of
beneficiaries in ----- districts w.e.f.01-01-2013:-a. 21
b. 33
c. 43
d. 45
e. 51
15. The Aadhar number of the customer can be linked in existing account as well
as for the new accounts through menu option:
a. CUMM/HCUMM
b. APBS
c. APBSLN
d. HACM/ACM
e. HCLM
16. The incentives to the field BCA is to be paid ----------only for sourcing of each
customer who has been issued Aadhaar number for linking of their account with
Aadhaar number:a.
b.
c.
d.
e.

Rs.1.00
Rs.1.50
Rs.2.00
Rs.2.50
Rs.3.00 .

17. The Complaints and Grievances would be dealt with by the ------ of the ------under whose area, the BCs are operating.
a. BH of the Branch

b. DRM of the Region

c. RH of the Region
d. ZH of the Zone
e. BH of the Link Branch
18. OD facility through no-frill /Basic Savings Bank Accounts should be sanctioned
in eligible Savings Bank Account of customer in scheme code ----a.SB101
b.
SB124
c.SB130
d.
SB150
e. SB124 or SB150.

19. What is the incentive payable by our bank to BC for canvassing Savings Bank
accounts?
a. Rs. 5 per account
b. Rs. 10 per account
c. Rs. 20 per account
d. Rs. 30 per account
e. Rs. 32 per account
20. The smart card is capable to store account details, biometric data, latest ----transaction of the account and balance available in the account.
a. 3
b. 5
c. 7
d.10
e. 12