HINDS COUNTY SECT]ONAL INDEX

1911 SUBDIVISION: I,'iOODGLEN SUB PT 2

D BLOCK LOT PART ]NSTRUMENT DATE BOOK PAGE GRCNTOR/GRANTEE
A1 /13/88 3499- 28A GREAT SOUTHERN NATL
RE],
45
1

1
1
1
1
1
1
1

WD

A1

/22/BB 35OO- 529 KING

,1

E1

25
BK

BEACHER M JR ET UX
W]NDHAM T]MOTIIY R ET UX
45
MOD AGREE O"I/22/BB 3505- ]6 KING BEACHER M JR ET AL
KING BEACHER M JR ET AL
45
ASS]GN A2/AB/91 3811- 63 UNTETRST BK EOR SAV ET AL
MAGNOLIA EED BK FOR SAV
45
ASSIGN 06/25/93 41.4'7 - 44 ItrAGNOLIA TED BK FOR SAV
TR CO TR
STATE STN'ET B](
'
SUSAN
C
W]ND]-:A!l
82]
19
A2
5535i"iD
C3 /
15
/
YARBER TO\Y T
A3/79/A2 5541 131 YARBER TONY T
DT
15
UN]ON PLANTERS BT
REL
A 1/ 21/ A2 5560- 3CC I.iASH]I]GTON MUTJAL B(
15
K]]iG BEAC:.IER 11 JR
TONY T
.15
YARBEi
A
6135
664
7A
Dr
/2A /
FARGO E]N: IlISS T TO ]:NC
'iELLS BK
7l/r4/al 6794- 380 REGTONS
REL
45
YARBER TCNY T
IMAGE, TAB & XMTT FOR R!]MARKS
EoR NENU, F2 :0 SCRoLL, TAB & E9

45

K]NGBMETAL

GIROO6C

'OR

)
1

HINDS COUNTY SECT]ONAL iNDEX

7911 SUTDIVISICIJ: 'dOODGLEii SUB PT 2
BLC'K ].O: PART INSTRUMENT DATE BOOK PAGE GR4.NIOR/GRANTEE

45

REL

46

ASS]G].i A2/|4/B'I 3432 94

46

ASS]GN

09,/18/95 4505 326

46

UCC

lA/27/96 4683- 131

46

AGREE

A5/21/91 4781 310

46

I]EL

12/2../A1 5494- 310

46

DT

O4/|A/A2 5553- 2A1

46

REL

1C/A2/C2 5551- 289

46

RXL

01,/10/05 6192- 115

46

DT

1A/2A/A6 6580- 910 KILLEaREI'i AL

GIRCO6C
25

C5/23/L4 7162 3cs9 l/iEll,s

FARGO BK
YARBER TONY T
LOMAS & NETTLETON CC iHE
TNDEPENDEiTICE ONE MTG CCRF
INDEPENDENCE ONE MTG CORP
NOIIiEST MTG lNC
KILLEBREI,,T' AL M
M]SS VALLEY GAS CC
DEP CTY NAT], BK
KILLEBREI"J ALPHONSE
MrSS VALLTY GAS CC
(]-iEBREId AI,
ITLIEBREI'i ALPHONSa

-M50U,;i tst

AMSOUTH BK
(l LLEBREI.J ALPHON
WELLS FARGO aX
KILLEBREtr,i AL M

Si

AT:SOUTH BK

Fi

FOR MENU/

F2 TO SCRCLL, TAts & F9 EOR ]MAGE/ TAB & X]'IIT

EOR REI{ARKS

'

rND;xrNG rNsTRUcTroNs:

- Boon

55 4 I

PA6E".

Lot 45,

Part I1, si!s! District

l,iooalglen,

1.1ff.$#*:,

ATIN' Post Closrng oeprrtrnent.

P 0 Bo)\ 1718

AX2

R TURN TO:
Paul David Hastings
Attorney at Law
l2l Highlray 51, Suite
Ridgelanal, MS 39157

",;":"

Henphis. TN 38101-1718

647-2996

4325 North State Street

Jackson, l1S 39206

DEED OF TRUST

28r:2886406 703

0495010373
LM 0495010373

Harch 14,2002
THls DEED OF TRUST ('S4urit, Inst@nf') ii Bdc on
IONY T YARBER and wife. ROSALIND NEAL YARBER

ft.6r6tor k

("Boeud").lbe

rllG i!

Emmett James House

ard

Bill

R. llclaughlin.

7130 Goodlett Fa.ns Park ay. Cordova, TN 30016

('T.!.c'), Th. b6drci.r, i! union Planters Bank. l{dtional Associdtion

.&d
rr M@izd od qidio8 hdB ln.1*r oI
the llrted States or tu.rcd
sh.s ddtB is 7130 Gooolell Fdrns oa'k&a). Cordord, TN 18016
('!eder'). Botu*( o*.r tadd dl. pri.ci!.lrlo oI
Sixty Three lhousand Eleven and no/100
shrd

fti!

md

ti. 3@

Dollus

(U.s.3 ff.0r1.00

).

dlte 6 l}n! S*u.iry ltrll]lM! ('Noc'), whlch

d.br, ilnol p.id @li.r, due dd pry.blc o! April 1, 2032

&br tu evidemd by Borb*a's mE d{.d

pqlMB, vil! tle 6rll

, Th! Sclrit, Ir*lrllMr @G o L@rLr: (, i6. rerym of dc d6l didaeGd by rh.
Nor.. v,$ itrl.d, -n dl @*,1!, dhioB ,!d nDdinc.ri@ ol.hc Not : (b) th. D3yEn of dl onE !um,
vilb ir@t, .dwled udci psllrapt 7 b pdtd ln. @tir, of rhit seuity lBllrelti -d (c) rh. Fr(ontu@
p.ovi.t. tor

e tuliei

@.*..,,,*,,

D-c

o,

rnd

"-4%

IlrilllililLililil1rilililffi

Boo(
AP# 0495010373
of BonNdt @va@ts and

imebly
In

trtl

5541pa6r 132

LN# 0495010373
unds llis Seuiry totudr &d te Nok. For ihi! pu!o6e, BoMer
greB dd @Dveys ro l[e Ttus@. in @n wiLh pows or.at., rt fouNrs desib&
;opqiy l@.d

!9uffi6

Hirdt
Co6ty. Mi$dsrppi:
lioodglen, Part II, a subdivtsion
to tbe
plat thereof on file and of lecoldaccoiding
1n tbe;ffice
Chancely clerk of ltinds county at Jackson, r,lississippi
Book 20 at Page 45! leference to rhich is hereby
The funds de!ived froh the irdebredness secured.y this
Deed of Trust have been used entilely to pay the selle,
a1t or part of the purchase price of the ploperty descrlbed
*hi.h ha

lne add.6s

Milsisippi
@voEd by .hh

DORGAN STRETI.JAC(S0N

tzir

cdd

(Pr'openy

addEs')i

.ll tlc inpove@$ &e or n.&aner Eeted d the pDpdy, dd .ll effim6.
ard iiruB ,N or ndcafier a pafl ol lh. pmp.ny, ArL Epl.lt@$ ed addidoa lndl ale b

TOGETHER

appuneluG

or :605

39204 4305

wlTE

Sdity Irsr,l)]Mr,

All of lne forgoil8 n Efdred to in

1his

Seuily luiru@t d U. 'Po!.i.ry.,

IORROWER COVENANTS tnal Botro*e! is laf,tmy sizd of th. Brarc hc@!y @nveycd dd h6 d. riEht lo
9tu1od @nvey tn ProFrly ard that 6e Poperty ir ummb.Ed, exc.p fd dcuElral6 ol rerd, Bomrs
wa@$ dd vill d.iend gene*Iy rh. lnlc 10 lh8 Pmpeny !8!i,sr rll cl.jft and d.on<k, subj@r lo ay

wnh

TIIIS SECURITY INSTRUMENT onrbiG ulifom @veld6 fo! Mri.nzl w dd noa-unlfo@ @@t
lmkd veiaumr by iuftdidioo b @6riN. a uiloE.mrity insmor @verins rBI propsry.

Bmws od Ltrdd covad dd

aare

a folow.:

UNIFORM COVENANTS,

1. EArDor

.t l,riaiD.l, IltqBt ed Lrt

Chcae. Borowa 3h.ll pay

vhe dlc

dE

pli&ipd of, .&l

intsEd o!, 0E debr .vftImcd hy th. Nor ed l(e chsg6 duc urds tie Not.-

2. Mo hlr Pltr@r of rd6, [Muc ed Othd Chars6, Bomver snal irclude io e.,n mffi]y
p.y@nt, bgedrer witn &d principal &d i,!e6t a set Ioflh in tt Note ud oy la& clEgs, a M for (a) trc &d
lpeid ss5l@ts ldied or b be l ied ag.iat lio Prcp.fiy, O) ls.hold p.r@& or ground ED$ @ ln.
ProPeny. dd (c) pmiuE for iDsre@ tquird undar p-.sr.ph 4. b ny y6 in *hich 6e &ndd @l pa, !
mrErle illufue ped@ ro tle Sd.lary of H@i!g md Urle Dd.lopmot ("serctary"), or in ay y@ in
wljch .uch pmiM would have be6 Equir.d if lad.! ill h.ld tne SEuniy lEl,:rmnt, qch Dnthly payEat
sla[ 3]so include .itnq: (l) r sM ror lbe @ud @ngagt ilJufu@ p@im 10 b. pdd by tad6 lo rL sqrary,
or (fi) a
cb.rgc iBlead oi a mrtgage il:ffiE proiu iI nis S4uity tElIWt b nB by dc S.@1ary,
'e&1, lmul ro b. deldrined by rn SeEt ry, Excep for tue @dny chd8. by l! s..r.ory, ln@
in r @ombL

ird! @ called "E5@* Itru' ed tne s@ p.id to tids d. c.lled 'Escroy !u!d5,'
Iadcr my, a &y tiE, colld ed bold @unts fd E@w Iem i, e aEEg.r. @ur

not lo

*ccql dc

nwiN munr dat ruy he cquir.d fo. Boewq'8.sdo* uoui utrds lbe R*l EsoE Senlemr P@d@6
Acr ol lr4, t2 U.S.C. Se.tioD 260! .t !.4. !d inDle@Dtibg lulr,rios. 24 CFR Fd 3500, .s ihey Dly be
eDded nom d@ @ titu ("RESPA'), except lhd rhe cushioD or B*c p.mined by RESPA for @licipated
di6b!r@nt6 or disburffits h.foc IE Botuwd's pdynec
mo6rs dlc for lne mngr8. insrre p@jum.

q4rMsreo,

u.

alailabl. in the @oud my rc1b. bad(@

Bool(

5541PA0E

AP# 049s010373

133

LN# 019:010373

lf the euts ldd b, &nds lor Esow It@ excei rre rmunB pemin4d to b. held by RESPA, kldd
shdr !@@i to Borcwd for rhe cxG6 ftEds s equled by R!S?A, If ln! eourr or njnd! nda ty knds e &y
dm e lor fdcie,r io pay lnc Escroy IteG wh@ drc, tader my noriry the Borcwer dd rcqut!. Bonows to
D.Ie Dp de shoregc 6 pmjrt d by RESPA,
th. E&!ow Fuldr de pledsed a addirio!.l 5*!tiiy lo! all !@ 3t.ed by rlis Sffiiy I4tl@!t. It
Borove tode6 to Ldde! rhc tu1, payt@l of a! ub suN, Eorower'! !@ul snsll bc crdid wnh l[c b,lece
r@iniDg ior all ituiallnd ii@ (a), O). dd k) od uy rcnerSe isue@ prD1m toi!!tuDt tls 1lDds h6
rcr t@@ obliSen lo lay io the ssEEry, ald t ndq sball prompuy rctuld uy x6s nh& b AoEow..,
Inmdi.r.ly prid to a fo@lo@ 6alc of tlre Propely o! tu &quirition ty lnde., Bomw6t a@@l shall be
cadned with e, bala@ rtuinins Io! all insr.I@DE for ite4 (!). O), and G).
3. ADpliedon ol Pa'@te. All par@fls u6d.r dagEpb6 1 ed 2 snal b. applied by tads s foltowsl
EIIrL io rhc @ltsa8e iNrm@ pmim ro b. plid b, !.ndq to ln. SeEEry or ro lhe mDrhty chsgc hy the
Sereoty ldic.d of t[e rMttny mon8.ee tuum@ prnn@i
Ss!!d. lo Ey L,:s, spciel sr6.dBb, lBelDlrl p4r1mts or glmd mB, dd fire, flood ed other haad

i4uda pmilm, s requirdi

!!illl, b int@st dE udd ih. Not r
&sBh, b mnizdo! of rh. prlnchal oI lhe Noter
E!i!,

axl

io la& chas6 due unda rhe Nor..

i!.r

sd Olhs tuald llElme.

Eodowa sh,ll
all irelov.@dr otr lhe Prc!ry, rhethr
agaist ery nes&, casudris, dd snril8 ei6, includirg nB, for *nich
tdd* rEquiB itrurde. this
sb,I be
ained in de
d &r ihc !riod! that Ladcr
rEquir6- Bodowd sna[ .ls i6u aI ]otrcvelmts @ tlc Plopcfty, *hdln mw i! *isre@ or $bequ@rly
@led, asaiEl los by flmds !o rhe enat Equi.ed by &e Sqsaly, All
sh.ll bc csied win coDpuis
appbved by Lad6, Tte illsim@ policiB and &y Enwals shll be beld b, L6<ter dd lh,ll iellde lo$ Iay36L
clruB i! favor ol ad in r fom &..pr.ble b, Iadd,
q imdiai. @tie by @il. taDde. My aatc p@f of los if ,ot
In&.rye ollo$,E iiwtr lball eive
mde pto&pdr 6/ Borc{q. E&h iNlro@ 6r@ey 6mmed ir heEby audD.i4d ed diEl.{t ro !ut. pay@ll
fo. esh loss dirdy lo llde!, iBread ol to !o@ws rad to Lodd jolfily, AU .r
pe of (b. insurae
p@dr my 6. applied by l3dq, at ns oplio!, lthd (a) .. dE Ed@lion or dre indebtdn* mdd ihe Nole md
tlis surit, LD!dl@!, filst b my d.linqent @uts applied i! tle order i! pdagrapb 3, {d lno b prepaynot
of pnndpcl, or O) !o tn. Btoalim or Elan ol rle d.blgd Propcfty. Any applic.rion of rhc !rce.di ro lh.
prieipal .n I &t dlrld oi !.61poe lnc dr de of lbe mallny BrlMls wtucn m Elmd b in pdagEpn 2. o!
cba8. th.
or och p.rffi8. Aly
l!!ill@ ,roc.!dr ovq e mu$ cquned to pay !I ouinudilg
indebredlss urdd tne NoG dd dn6 S@dity lcil1]lMi $all b. laid ro the dny le3rlty mlitled ti.ir{o.
In lhe asr of forelotue of tni, Seqfiry lairuHr or ods 1ruBtr oI titlc lo lle Propny thal extilglbhts
thc indeh.dms, all !igh, tjlLe ed interest of Bomwer h ed to irstue policiB in loe shall pas
lh.
4. alle, nood

mw io

*isLrc

ot sb.lqu@dy

.el.d.

ilM@

mi

@uls

iMce

tr

u,

'lrur

*6

5. O{cu!.ayt Prercaior, Iuoiri@ee ed l,rore.tio ol th l,ropqty; Bomrs's I,ln Appliotio;

Ia*horak, aorcwd.hall ompy, 6obnsh, ad ue ihe Pspeny a Borovlas priachd eidoc wlthia sity
d.ys dnlr tu mution of thir Sdriry LNtEmt (or sitlin sixry d{y3 oi a Id* 3ale or trddq of th. P$pefiy)
&d sh.ll @nri!@ ro @upy lt Pbpert, 6 Botupdt ltircipal ,6id.ne for * le6t onc y6 atts dE dat of
o@pM.y. url6s larLr det@iq6 &,r Equilllml vill *e u!du. uddllip ior BoroE, or udc$ cxreoarins
ci!.mrr]q .xirl wlich e berold Bome.!'! @nt ol. B.mwd sbalr mnry teds of ey dLnuaing
ciewl,@.. Bo@w. shall lor omit waE or dclnoy, d,m8c o sl!8t&lially ciaSe Uc Plop.ny d allow the
PmFny o del,nolare, lwMble wE ud ld ex@prd. bdd.r may isp*l thc Pmpdry if lne P!op.rt, i6 vimt
or atedo.ed o! lie lod ls in d,.la l. tad.r @y tate r6on ble Drio! b !ro@ md pew. Nch i&6r or

@;.nlusr,*"

soo(

5541PAor 134

0495010373

AP#
LN# 0495010373
,bddoned Prop.ny, Bomwq !h.11 also !. in dcfiul. if Borc*q, durins Ihe L& apgli@ion p!!ce, gave
,mtijally ,.16c or ilrcdalc ilfolurod or rErertrts lo Lndd (or faild to provide tadr witt ay @ial
irfomnon) i! @@doo wirh lle lod .vidmcld by tne Nde, itrludila, b!! noI limited to, tpBdtnions
@,@i!C Bonowqt @u!&ry of rhe }Iop*q s a pi,ciprl Esid@.- Il llis s@rny Insilllmi i5 on .
l*hold, Boewd $aI @ely *,!n lhe pprllloB of tbe t@, If Bomwd rcquir4 i@ tnG lo th. Poprty, ih.
l@hold &d lc r e shrl rc1 b. @ged unl6! Lad6 .grd to $e tMse! in writirS,
6.

CoDdmiion. T[.

proceedB of

dy

avard or clain ,o!

d@8s, di@r

or

m6eqMid, ir @trMtiu slth

or ode! uling oI sy ldrr of thc l\@eny, or fo. @!vey&.. i! pla of 4ndem.lion, !e

h@by Bign d rnd shll b. ra1d b tsder to rh. 4 n of tne finl amud of the indeblednB lhat lmim upaid
ude, the Note &d this Sffiity Irsl @n1. tdder sh.I opp)y slcn poceeds to the Edlctiotr oi lte ind.bledness
udq lhe Nole dd this Seultry I6!t1)@t, 8s1 ro uy delinqE t amuls applied ir d. ordd pbvided in
pe.gEph 3, dd &.n to pieparlMt ol lrincipal. An, applic3lion of rh. proceds ro rhc prieipd nrdl uo1 qtod or
posrpo@ l]]e due d*e of lle run|Il]y PlrcDE. which @ EreE d to in parag!.pb 2, or cneEe th amut of such
,aym.l!. 4!y ex6 preeeds over o @ul Equird 10 pay all outi&trdilg indbLdn6s uld6 lnc NoE &d lbh
S4liry Insllm shdl be laid ro rhe dty leally arirled rh6e.o,
7, Ct.uB to Bdm*s ed Proletion ol L.ldqt Righ& ia lb. hn!6ry. Borover sball pry all
edffint l or mulcipal cbtg6, iiE ud iEposilios tnal @ rol ircludd in ldasn?n 2. Borrcw* slDll pay
the obliSarioG on ti@ di@tly to rb. @dty enicn is owed lle gaymt. lf failue ro pay wo!]d adveEely afier
tadd! ilteest i! lhe FoDdry, upor Lad{'r eqBr Borow.r shlll pro.@tly n@isn !o kod6 leeipls

dy condcmiion

didtrilg

lhes.

parmts.

et6 lhe$ par@a or tle !.yftor. r.qunEd by ,aa8a!b 2, or faik !o pefoe @y otlet
@v@ts Md a!cm@t! con|jred in 6i. seuliry In iEmat, or 6sc ir a l%al proccdirg rhat my sigrifiEdy
sfiet Ifldas ristu ln o. PrcIsty Gucn s r pr..eedi4 in ba*rwcy, for @ndotulnon 6r lo sfor@ law. or
If Bomw6 fails !o

and pay vhaLvs i5 trE*s!ry lo prol4t lhe vdue of llE Pioperty dd tadels
nElE b tne Pmpeny, imludlng payhdt of tar6, i@rd i!$ra@ and orhs nc@ neddoled h pdaSBth 2.
Any @urs dishmed b, !@dd ude. $iE p.ngrarh sh.ll bMr e additioDal debi of Boftqd ed be
6ffid t, tlis S&urity INrI]jlMr, T!es. all!@ts sh.ll ba inr.r6t foo UE datc or dibu34@r, at th. Nol

Egrlalio6), fieo Lsds my do

ed

the optim of lndar, sbrll bc jflo.didely dE snd ,oya6le,

Botuws 6h.ll psDpdy dlshdgc sy lie, whjch n6 Fiorily ovtr ihis srony Insru@t ul6s Bomwer:
(a) agrB i! kiing !o the plrrdl oI the obligatid @uDd by rbe Iia in a t,@6 a.c.ltable lo tdd6i O)
@lterls i! good hitn &e t6 by, or defedd! agajEt sfolmr ol lhe lie! ia, legEl pro@edirsr wnic! i! lhe
tadis opirlon opfr|! ro pp@t ihe orol!@nt of the lia; or G) s u 6qn dt hold.r of the lid &
4l!!@l .alif,tory b ladq s6ordidios rhe lim to thi! Seclrity I!$tulmr. r l6dd dcEminB rh{ uy p&t
of .n P@pe.ry i! s!je! to a lid whicb Ey aEin prioriry ovE this Sduity I!6t4@t. Ladd my siv.
Bodoeer a !or@ ide ifri.g tne li@, Bodowa sna]r sartury the lia or Et. one o! DoE of de adm, et roin
abovc withid 10 days oltn sivils oflolice,
3. F6. Lerder tuy @Uet r$ ed chdss aiioiEd by the sdsy.
9. Grcuib lo. A.celmtior ol N,t.
{r) Dehun. rrDdd nrry, exccpt d limiied by @gubtjotr nsd !y n)e Soetsy, in the @ oi payndt
ilefall!, equi& @@diat laytrml i! tull of all sm sesed by Grt Sduniy llstrljMl if:
(i) lonoed detdlls by friling to pry i, tull6y mrhly pay@t !.quireil by tnh SMily LstrllMt
lrior b or o! $e duo dale of lne Ml m nly Parndt, o.
(I) Bo@ws ddsuls by LiliDs, for . per16d or tbiny dayr, ro !rfom y otnr olLiSadoM onEited

!aE,

i! &is Stuity l$r!l@It.

O) Sd. mthout CEdtt Alprdat. ladn shdl, if pemi[.d by applicabl. ]a, (includiDg S{tio, 341{<l)
ot lte G@-Sr, Gmtn Deposirotl I6riurio6 Ac1 of 1982, 12 U,S.C. 1701j-3(d)) ald vil! 6. prior
of all
sur.d by rhk Seurjtv
arprcval ot lhe Seebiy, i.quiE im.diale p0y@t h

ii:

@+tuet,*,

InslMt

8oofi

5541paoE 135
rN# 04950r0373

AP# 0495010373

ln. Prop.ny, o. . b.*ncid inE6i i! . tut ominS dl d ps ot t!. Pro!.riy, il $ld

or d[.Ei* fefaEd (dnd lh{ b, d4iE or der). .nd
(ii) Th. Pblsty is d @pid b, ih. pltbad or 8le6 a nir or hs p,ircipd cid@. d t!.
plrle d !@re dG s cupy rb. P,oF!r, bul hi. o. hd cr.dir ta d b@ @6v.d i!
-ord!@ *irh rh. rquillmr5 o, th. Sctciay.
(r) NoWoiyE. rcituar.c esrd.r @ld F6it L.qlE lo Eqlia ilDdirrcD.rDEr i!n, bu
radcr dc od aquia lucn pay@B, tadn do6 nor !.iv. tu n8rtG wid c?Er lo sutc.qpal cls.
(dl B.sdri6 or EUD sdd3rr. b mr.irclmb6 E8uhim isEd by ib. Sdd,ry v rioir
Iida's ri8!!, i, dE .& of p.y6r d.f.!|r., ro r.q!I, inuEdiar. p.ymr ir n &d fo(elo* if sr
paid, This Serity lullulmt dcs nor .uiho,izc &.4l.rri@ o. ro.6l6u il oo. pemi(.d hy Esuhrio
(i)

Nl d Dd

oa

(9 Mon34. Not IEu.d. B6tuc6.gG, t!.t ildrl. S@riry IEr,u.oi and in. Nor. e rcr ddc@in.d
b b. lBibl. ior iNr4e und.r tu N.no!.l Hourlog Acl wnniD 60 days tioB th. &E hd@1, Irdder
Ey, , ia option, equir illndidc pryturr i! firll oi.ll ruB sered by thi! Sdil, t6ru@!t. A
uiri@ sratq@t or &y .urtodan uar of u:. s*dry da.d ,!bieq!.nr ro 60 dars ftoE rh daE h.@r,

b iEuE this Suriry lNl&Mt .nd &c No!., shill t d.md conduciv. pmf of such
irclisibilily, Notwi&studing ln. forloir8, drir oprior my @r t exercisd by Lade! phm th.
mavailabilir, of i6uMe l! el.ty due lo ttnd6's t jlue ro r.mir a MgE8. IBume pftniun ro rhe
delining

Rl,slslemEt. Eoftowr h6 r riSh !o b. Eidded if Lcnds h6 iequned iff.dide pay@Dt in tun

of Eorove!'s failure !o pay M &Dunt dE Ed.r lh. Nor. or &ir Scuriry lB!]llml. Th& ngtu appliB
ev.d aiid forulo.m pc..di4s ac
ut d, To ciorr.rc lhc Scrity lanllmnt, lomyq shall larder in a
ln)p
all amuE cqulred b briDs Borowdt accou clmr ircllding, to the.xrdi lney ee obligaioa of
10.

bdM.

iB

Bo@ret u!d6 $n Seuity l6t!u@rr. forelosur @3l! Dd r4oMblc 6d .utonEry rnohys fer ad expass
!n!.rLy Esoci&d vnh thc for*losule ltocEdio8, Upo! r.imt cmfl by Borc*er, tbis Sddty lnxtaMr od
lxc obligatiors tur n seu6 !n ll Emin in .Ifd a ir lad.r hrd mr Equireil inmldiae pay@lr i! tull.
Iro*evd, tadd is lot Equird t6 p.6rdt Ein.lrtIMr itr (i) Ladcr hs iept d lcis6reMr rn r th.
olmnc.lMt oI foialosu. pce.dir8. willia lwo y.s i@n di.t.ly p,eding d!. @m@!l of : cuful
foBlsw pDc..dinB, (i) Eilsutut *ill p@ludc foElo E on difi.mt gbuds in t[e tutu , o! (i,i)
Ei,6@nqr vnl .dvdFly .fid lM prio y oi tt li6 cr.&d b, rhir Scuity lDitnjlmi.
rr. BmE Nor R.ra..d; Fcbdlrd Bt la&r Nor . WriE. Er6iotr of lh. tiE of psrM or
lbditu5id of @nidim of rhc ffi 6!6d by rbi. Selriry lD9llrllid Amr.d by ltndd b ay 3lrc. it
i.rGt of Dotrl,w rt.! &r opd& b rd@ Uc li.bilny of rhc ongi., Boru*s q Bqlrfu s l,w
i!
ilrl.d. Irdd ihall d b. E|!n d io @lllfua. prca.di!9,.lxi@ ey ru@. itr ilrlct or Etus.o sbd
ri@ for p6rEr s ortde 6.diry @4i2ri@ of dc l@ l.u.d b, ini. S@rit, Ilfu
by I!.@ of o,

ort by rhc digilrl Bl)lrwr or Bqrew'r 6lle&'' ir i!t.d. Any forbar.E by Lukr in .I4i.itr!
ldt stiu et b. r $.ird or or Dclud. O. a@is of e, ,i8h d Brdr.
ll. s...s ud AsdaE DNd; Jol:r .nd Sddl Ll.bllir CoSl3!6, Th. a.tla:!d aglEllEc
of dis Sadi/ IGlml snJl bind.!d h.r.tu thc lueMa ed a3i8a of Irndq an Edrc*r. srbj{f| ro rb.
d.Dat

&y righ o.

pBvisi.u of pesr.ph 9O), Eorc*as @v.dB &rl

4lc,MB iEll

b. ioirr dd

w6d.

BorbG sb.

Illl]ljjMr only b
.r4t. lnc Nol.l (.) i! @+i!ni,8 (hn s.cBiq ^[,
.6r iD d. Ptup.iiy !rd.r rhc l.G oi t ris seuiy Lstl@m: ib)
is.or peMEIy oblis@d !o pry rn. m su.d ty lbn Seltlq lErIWt; ud (c) asr ltat t nd.i dd ay
oIler Bo(ows dy asre ro.tr..d, drdify, forb.a o! fl}! sy .ffiod{ioG wilh e8ad to rh. icm of lnjs
@!ign! lhis sdriry Iarllmar b8 dB oot
mn8a8., 8mr a,!d onv.y fid aodoq.as i
Smnry

Insluar

@.aF m'

*-

or rh. Noe

eirtour lhr B.noweas onenr.

ooil 554lPA0E 136

AP# 0495010373

LN# 0495010373

6 Bolrwq pbvided ao. in $is Sdutuy lctmr $dl b. givm by d.liv4iog n d

by milinS n by rtrn cls3 mil u.l6s rrPlic$l. la, r.qliG !r ol e6.r Mtod Tt mtic sndl b. di@icd @
lne P6p6y Addr$ 6. ey oller sddlcsr Botuw.r {t6i8,ar* !y node lo tBdet Ary Nnce b Lsider stull be
sir6 by nNt d4! Ddl ro ladels addftr sraled hmi! or ey addrc$ tadr desis lB ny ooti@ to Bomwer.
Aoy eie ,ovidet ior i! llis S6ariry llstlrl@t shall b. dcold to hrv. b.en Siycn !o Bomwer or Lldd.r wncn

lf. NodG

Any @rie

givd a pmvid.d ir tbk pareEph.

la. C@iIg Lt*; Sddhinrr.

Th

sduriry

lrllJjer !n

b. govd..d by F.d.r.l las ad ln. la, or

clu.

lhc jNlldlcriod in which rh. Prcpny is laard. I! th. .v?nr rh.r ey plovision or
of .nis Seurity
or tn. No!. @troiot! *irh $ri4lbL l.w, $ch @Dr ict 3h.lr not eJre oh.r provisiotu of this Seu y

hsh@tr!
lllJlM! or

6e Not vhich cd bc givcD .ffect witlour lne co.niciing provision. To thh sd (h. Erovtlioff of lhh Seunty

lNdrllht sd

$e NoG

U. E mc'.

e delad to be w.Ebl..

Copr.

Bomw shrll b. givo orc @nfoord

copy

of

t!.

NoD.

3!d of rhi! SclrIy

16. IIoadou Sub.tllc6 Boio*cr shall nd ..us. or pcmir l]1. pr.s.ne. us., disposai, sbBg.. or r.lee
dy l{urdous SDbtruer on o! in l!. Proredy. Botrower sndl lor do, Do! allow oyo.e ele ro do, my&hi
aff@iiD8 d. Prop.ny lnar h in violdiotr oI ey Enviormlal I-3w. Th. pu.nilg 1wo ieEMs sndl not ipply to
th. prcrm, E, or (orage m rh. PrcFty of &tdl quoriri.s ol H@dous Slbno@ lh.r a. Bco.rally
of

ro b. .pempii& b mdrtl iddid lE ud b minbod of th. PrcFny.

Bomw.r sndl pedprly Sive Lsd.r uih !o.ie ol ey inv6tig.rim, cllic dcfud, lrv$i! or otX.r Etion
by uy lowdil
or rsul3tory a8.ocy or pnvac ru, intolvinE h. Proprny ad &, Haza our sub$a!.e or
Ervircart l Ilw oi ehich Lnowe! hs eNal knosL.d8.. ll Bo(o*cr l.ms, ot is norhcd by ey lov.mnul
or reSula$ry au$oriry. thar dy ltmval or olns re@dlarioD of dy Hredou Subsiser aJfe.ii4 inc PDpedy is
!.cs.rr, Bonowcr sh.ll pobpdy Lt dl ne$ry Efidid ..tios in !@due vith ENno@Dtd trv.
A! u$d in lnis p{:grpn 16, 'H{:rdms $bsr.@s' e tbe s .'i,* d.fr.d a bric or h.zrdor

@8ni.ad

hy EnviroM$l Lav eil th. t6llowi,8 sbsl!@!: 8&lic, tme., otlq fl@bl. or enc
!trolM poduct, toric p6ricid6 d hsbicidB, volxile solvais, ureliak o aiDin8 sbss or lbriEldehyd.,
dd r4lio..rve Msii.lr, As used in rhii pda8Eph 16, 'EnviElw,rld L.* ' Ees lcdqal Laws od h*. of thc
juftdidion ebE !h. PDpeny is la{?d r[d else !o h!r16, sfeiy or .nvimffitud protction.

$bit4s

NON UNIFOnM COVENANTS.

Astmqt

Bo@w ed

ter6

6rntd

@@l

rnd

.grE a tollow3r

ol Rdtr. Aodo*.. usndirioldly 6si8s ed l!&sf.a b Loder.ll ihe !m$ ud EvenB

ollhc Prcp.nr. Borow{ auLio.ia t odd o. b.deC. rsellJ to ellet rh. Mts ad B6uer dd h.Fby diech
eeh t.nEr of thc Propcny b pry tn? cnts ro k!d6 o! ladert aldE, llowevqi prior to tEderii norie ro
Sorovd 6f B6rord't bq.! ol sy @h&t or agrcm.Dr i, rh. Scurity Inih@!. Bom*d sndl @Ued md
@iv. dl ltG rd &v.M of t!. Itlp.ny a tutE lo. dE beenr 01 Lodcr ard Bom*.r- Tnis aiBMr of
17.

r.!r3

66riNG & .bslle &si8@t ud

Dor

d ait@.nr

fo.

ddirioln s.uiry

only.

Bor6w. (!) .ll rds E@iv.d by Bomw.r sh.ll b. h.ld by BoEoser 6

kusk hr bcnelit of L.Ddrr only, ro b. .pplicd to thc iuru smred by tj1c Seurny Inltdmant (b) Lnder shal be
ednkd lo collel sd rc*iv. alt of th. Ents oi lne Pro!.nyt dd (c) .sch tad of de ?sDerty stuil Ply all relts
due od u.p.id io t.!&, or Lad.li aSmr on lsd.r! vnrh de(Ed b lhe leMt.
SonoEr h6 Dr .r@..d !y prio, et@d .t rh. mr! .nd na nor dd {ill @r pafod dy &f ia w@ld
lEv.nt kndd frob.xcEidna iB righr. udd this per3r.ph 17.
If Lada give @de of b4&h

ro

lAdcr stall er be icqnn.d ro ar.r upo!, lale @tol ol or minui. rhe Propny b.ror. or afta 3iviDg notiE
of btord 6 Borower, Howeve, knd4 or a jdicially rDpointed Ecolv$ tu, do $ rt ey ti@ th.4 k a bre&h
Any Trlicario! of Eni ltrll no. cu.. or v.lvc &y d.f.ulr or irv.lidlc uy orbe! ri8!l or smdy ot Lcnds Thir
of 815 of rh. ttopqry !h.ll tdnidr e,ha lll. debt Eurld b, tn surity lrEttl]lmi is p.id i! flrll.

eiglfut

soo(

i541paoE 13?
LN* 0495010373

AP# 0495010373

Forelc@ Pre.du.. Ir Iade r.quiE i ndl . poyD@l in hru u.la !.rrarrpL 9, ladd @y
bak tn. [M oa d. .rd dy .lhd Etr diB pqdtt.d by .pdionl. hr. Isdrr thdr b. o.itr.d to @Iel
.! sDaE nEn .l in punba ln. rE .n6 Doi.Ld l. tLL F,.sEpt 18, ln l!tli!g, tu mr [EiLd lo,
rt@Mlll. .rh.t ! as .!d .6rr ol tid. .nd6@.
r l,6.ta tDvot6 th. ,o*a of sL, l,6dd .Ldl alv. BomE, ir th. @( lrovid..l in DuEs..pn l!,
notia ol t&&r's d*rlo! ro sell th. ItoDery. Trun* 3t.ll sive mlice ol d. b, Dlblt. s&.rti*mdr tor rh.
preibd b, qpliebl.lry, Trune, i4fiotrt d@d o! Borcwet sh.I s.I th.
llm. &d ln rh.
Prop.rly .t publi.',l@{
N.llon to th lnsn6t blddd lor .slr .ku.h lih. dd plsc. ln Hi rds
Couly s TrudE &.ign!16 h tbt notle ol sde tn on. or mE prr..ls rnd in sny order
TrEte del@j.6. L.trdE or lL! d6lgD* @y pu.h4 rh. Proprty .t sly $1..
Trune 6!rI d.tlv4 to ln puchag Ttul!.t. dBd mrve'Irg lh. hopqt, *irhoot otr, @velmr or
*.rut , .xpr6d or iED[.d. T!. redr.L tn th. ,rcrc's ded sbelI b. prl@ .|cic dd@a or tt. E[lI ol
rh. i.dd6ls !!d. .6ddn. TI1,c d.! .Dply t6. p.o...dr ot !L. i.l. i! ab. t llorl4 onle (d t .tr
qrds of rh. slc ilchnbs, t{l dl liEir.d .o, lEomtL lrude" .!d ..r.m.ry.' r6i O) to.ll 3lr
Kuld br .tn S-Elq lar'l@r; ud (c) ry d ro rt pds c lqgd r.a.lt, 6till.d ro ir.
Il ah. l@de'r ilt.rea ln rhl! Sauily Lit1ent i. i.ld b, rh. sdEray ud rh. Sdrdat nqulG
iMedi3te pdrBal ln lull udr PrnEr.plt 9, lh. Sdmily my invok th. noqjudicjd p.vq ol loL
Dtuvid.d in o. silsL lrt l, Mongage rord6u. A.r ol 1r9.a (irA.rl (12 U.S,C. 3?51 a rd9.) by rqu6ti!8
. lorslc@ .ommlsdoDc delg@t.d under lh. Acl lo olmo@ lodl@w .u.l .o sel lne Prcpqty d
prcvldd ir ti ,{cr. Nolhln! h rhc prccdilg &016.. sha! dpnrc th. Ss.t ry ol rhy rlghti olheNls
18-

cvellable

10 o

Ledr

@d.r i$s PBdg.apt

13

N lDpllc.bl.laR.

p.ymr ol dl ss .dcd ty d* S4uity Idtr.lmr, Lql.r lnrrt tu.1 dis s..uity

cna8c io Bo!!tM. r rtuc i. dqrclrcd b sEd rtrir sauiry hs!lr)!Hr, atl !.16
cvid@t g dcbr rrusd by this seuir, lsn:r]lMi sh.ll t $tra&st io Trulc. Aod@ sbdl p.y !
19.

Rd6s.

lErrurEr

lJpon

,ir[or

stc ed appoi a 6u.ss!

20. Sunddtul. TrunE. bdd.., d its opriotr, tuy foE ritu b li@ r@v.
r@rec lo uy
lle arpoinEd heroDde! by d in.torn nt ft@rded in d counry i! Rhicn uis s&Ety lNrl]Wrr
is reolded- withour convcyec ol &e PBpny, ile la*sor taslc 6halt su.....! !o dl U. tnl., Powet ud duri.3
coDferd upon TGkc h.r.lr rnd by applicable las.

Rid6 to r[i. SElrlty IuElmr. Ia o@ o. DE lido @ muLd by Bo@er rrd Mrd.d qd!.r
lnk Sdnr, l,.r!llter, llc @itfu of ad tu t riLr Ehrll hc i@+o..rcd ilio .!d 6t r .f,6d tld

21.

wnn

.!rtl@.t 6.6v.uE !d.s@rs

14!!!1d.

IChEI .prlicablc bo(6)l

L--l condo@'d

Pdaed Lnn

@f4'Ms,Bd

R'd.r

Dc'.lopnErtudfl

of dlir Saany

Ll
L -l

l!n!rl@t 5 ir thc ri&rG) v.E . !.n

G@"hg tqu ) Rrde,

craduar.d Paymot

cde!

of this

otr* I.poiryl

Sorily

soox554lpacr 138
AP# 0495010373
$l+ 0495010:73
BY SIGMNG BELOV. Ebllm &d!{r.nd .i6
.ny ri{ia(i) dErrld by BdDw rd @dd wih n.

sr^rr

oF

MItsIssE?r,

Onrhi! t4!h

day

!o rhc

1cr6 con i!.d

rhL

r,radison

of

March,2002

@, tle udcntan .umonty i! &d lor $id couly &d Sl.L, tlc within D3trd
TONY T YAR8ER ANd ,ifE,
ROSAI.IND NEAL YARBER

lh8 they

sisndd rnd

&lilded !E

Giv6 u!d.r dy n5d ad ssl

Mvcomjsion

Sdri9 h.tN@l ud h

roE8oin8

ofofie.

iGhdnr

on rhc day

od

yq

peeldl}

sppeded

beloe

. Pho &lnowl.dg.d
rheei! GntioDed.

E'pi*f 'rrr

r,ar a.r u-r.,mr" .-9]

",
IrGdiretlL.rj{3/1.,,005,,]/
E|ar. r o!x4lr<<
aid..ttrw
'|.'rr.

f.t4'6
S,

,,

o-

r'ac

u9NtjY;e;.gat
200? n

@ri,m,"*'

PN

3,

\2

*u,. Wl
-ii*"rtffi

PEF&edby: Ilclts Fdgo fitllmial rN.

800 wdDt Shct
Dcs Moiles,

Rehn

loi

WEIIS

INo

eoa

50109

)*r,rYbullo'

FARCO FINANCIAI MISSnSPPI2,INC

4235 I-AKELAND DRTVE

JACKSON, MS 39232

1 206,2

DEED OF TRUST
DEFINITIONS
Words nsd
Scctjons 9. I

i!
l,

msltiple

wlion

ol $is docutut are denled below @d

16, t8 and t9. Ccrtai, ruLes Egardlng the lsage

oflrods

ot!*

words ar. denned

used in lhie

i!

doamelt de .lso

(A) "s.qrfty lutnmoa" mE &is <bcumcdt, wbich i. dt&d 102310?

with r[ RidcB ro r!! docM@r,
(B) "Bonorer" h TOI\Y T YARBER AND ROSALIND NEAL YARBER

, ioscther

HUSBAND AND'wlFE

BoEovq

(c)

ie

lle tMlo! uDda $is Sccuity lrstrurnoDt.

.l

exislius u!d{ th. laws of Dclawrrc.

.IACKSON, MS

39232

(D)
(E)

Misissippi 2, In - IrDd.r is

Irndeis addrc$

is

(TTBIESN iS BTLAD WILKINSON

"NotI mcaG th. prosulsory nore signed hy

. 6$on

ion organizd and

LAKEIiND DRIYE
. lilder k lii bd.fidary undd lhk
4235

Borover .!d

$z!u?lL_G.S.

d.ted

SecuDty

l0/23l0?

. Tho

DoUm) plN inteBt. B{mwd tas

No& sbt6 ihlr Bonow ow6 Ledq
prooiscd to pdy this .lebt i! E8nle Pqiodic Prytrnr! md to p8y tte .lebt in full nor lalB lhan
toD1l47
"lrop.tyl hes@ tl& !rcpedy ihat k dcseib.d below ud.r the heading lTEEsfa ofRighk

(E)
(G) Lo!!n D*N the dobt evideoced by lle Note, llus ilteroll, any prepaymod .halges add latc
ctltss du. un&r ll\c Note, ard aU slm due uEdcr this S@uty Ir.tunenE ph! iDlrresr.
(H) "Rtdcrsn nrils sll tud.rs L ttis Sccurity IEtruf, t th8t rrc exe.uied by Bmowi Thc
follo\yitrg Ridcls are !o bc .,ccured by Bodows lc]eck

bq

as

applicablj:

tr Adjusrable Rare Rid.r fl c."domnriDn Lider

E second Hoh. Rider
n Bluoon Ridur E ?l.nned UnitDcvelopbentRide! E orb,(9 hpooifyl
tr l4 FamilrRidcr n Biw*Uy P.youn! Rider
(I)

"Appll.rble Lorv" rcaDs.ll oDtrclling .pplicablc fedenl, sllc &d lo@l $atqr*, Bgulations,
ordin&ces and adniniskutivc nlcs snd o.dds (lhai have tho cffcct of law) as wcU rs sll .lplicabl.
linal, uo!-.ppcilable judicial opinions.

(O

"comm! ty Ais@htlon Dues, Fe$, lud AssesmeDtJ' neuns ali duN, tocs, dsshdnls
ald orhcr clurgs thal are imposed on Bormwq or lle Prcpcrty by E condominiM lssociaiion,
ioEo!ruen 0ss@iatio! or simila orgeiatioD.
(r() iEl.tro cFmd! Tr.$tc." manc aDy tlasfs olnbds, olhcr tbar s lransaclioo origiMbd
by .heck d6& or sihilar papor instruDm! which ie iliriatd droqsb. s elctronic t.minsl, rhphonic

inslrument, conputer, or Eagnctic tupe so as 1o order, instruct, or luthorize ! fm6noi0l jrsiitutlon to

debit o. clcdi! an accolnl Srch term ircludcs, bu! is noi limiied to, roili-of"salc t$Bf.rs, automold
icller maclirc tlansactjols, hssfds ioiriated by tolqphon, wir E6nsfeE, md aulorur.d cleuingholsc

(L) "Mkcsllr ori

Proc@de"

lrfus

any compssation, scltletrBrt, nwrd

of dMge,

or

g,{if$5ru0r
y uy rtid

iJ) 4trnqgc tq,

66S,,

ty Gt Nr lh4'rtijislii'nce

Prcrr$a oii) convcyd6t

&o

!mcc!.t p.iil udc. thr .orcFscs dercdb.d in

o d$|nrctid oi.Ur! PritFltr 6i) codeEnarion

i4lis

or oficr takiog ot nll or

of qondcen0tloir or (iv) hiiropr.seli.rioru oi or

and/o! aondition ofillo }roprl1y.

ftirnmrace" ,nffns ic0trBDco pIotertjIg L.n.Lr a&jrsr

valLLo

gagd

PirronP m.a$ tb. Esulrly ldlodubd aeoult de fq

AI mcffi

tire

ltc ,Dnparrcrt of, o,

priocjpal

!.d

interst

mdet

R4lEstatc Sdirilament P]lcedrlds Adi (12 U.s.C.02601 ctseq) and irs

gulithn. Rlsulatior X (24 q.f.R, Pad3500),?i they miglt be amended fron dme to
ljtiomt o! ilcce$or bBhl6lior'or resolan@ lhrt govems tbe ssmc subject mah.r. As
rny bsuu@rt, 'RE$P l d;rs b nll r.quircrrcrr3 rud rcstricrio.j lh6t re imposed in
cially rclrted BodgaSc loan'Eav.n if the Loan does tut quali& ss a 'fedelally rel ed

riEE

of Dorrc*ollr ecaN any Ddiy l,ht las lakn tillc ro the Prcperty,
asumed Borlor}r/3 otlieatiori undsr the Note sn or rhis Sccrrir,
ruGrIIS N.i THE FROPERIY

uN

le.ures to Lcode!: (0 tlre rcpaymotrt of rhc Loe, and all En.wals, cxlctrsio$
of U,e Nolcj and (ii) t]'B reitomaocc of Botrowc/s corcnanls and Bereemenu und.r
ad itc Not . Fd iE6 puilosq Borowd ifthobly gmnls ed conwys to
lhe
salc,
folo*idg deso.ibed gopcny_ lqcrlc{

of

_=__
I..- _ lae(soN _. .:r

wlish curilidy h.!

. . -,

=.

Ur

:!

in

rhB addross ot

torlt

:;.

,____1llllrif;
,

tlttlsisipgi

--t

1(ia.tl'IlrFR 4lTH Jrl tha Hp encnK nrw o- 56jtrtur erccred 01 rlc prc!<rt). ndd all
u.,&n;'i ipn,n6r.e'. dd fistuc. oow G hscdFci 6 dfl oflhe propqf, All repl,-lnenrr ond
.ddl one-jlr*lr aho bc .ovlrcd by lljs seoEity ]DsuMEt. All ol lhe forosoinS k lefsed to iD this
Scel tyl&;uE ,r

ss lhe

"?rop.rry."

of the esrai. hdeby convyed and

,edy is ucDcMbcrcA otopt lor
r rhe Lide,to tl. Pro!{ty dg!,$1,11
unifom covenarls for natioml use ud lron{itom
io coBtiturc a oiiiom sicurity ishurent oovdins

.+

606
2.

Appllcollor ofPeymenh or Proc..dr Excepl

otleMisc dcscribcd i!

tlh

Soolior 2, all

paymenls acc.pled and appled by Ledd shll b. Bpplied in tlE foliowi,s ordcr ol priorityr (a) f@ ed
chrrgg due uoder tlc Notc; (b) iotedl duc undc. th. Noq ard (c) pliocipal duc usder the Nore. such
paysE rs shalt bc appli.d io
Pniodic PayE nl in lhe ode. iE *tich it bctam. due. Any rcnairisg

a.l

tld

lo
be .pplied firsl io any olhq srnolnG due mder rhis Seurily InslrDme.t, ed
rduce the pliociDal balance of ths Note.
Any applicalio! ofp.ymetrh, insuance prccoeds, or Mrsceli@eous hocc.ds lo prinolpsl duc urdd
ltc Nole shlll not exrond or poslpoae the du dale, or clange tle amoudt, of th. Pc.iodic Pa}tebt.
clurgeti Llotrs. Borowq shall poy all lxes, asesmenls, chGs, llnes, and lmposilioqs
lBtumcrl, Ieaselold payhents
atlribulable to ihe !rcpody which @ 6nain priorily ove! lhj8 Secu
or Elonad rents o! lls lropcny, iI5ny, ald Comrnunity Associatioo Dues, lccs, md Assossmenls, if

m@!ts shall

3.

Bomwq shall prcmptly dischs$c ey litn which has priody ov6 thh Sccurity IrfIrucnt uole$
agrccs in wititrg ro the poymenr of $e obligarion sc@rcd by rh lid in s M@cr
acccpr.ble lo tide., bur oly so lotrg s BoEowa i! ptrlomitrg ssb agn6m.Dt, (b) onresrs the lid
ir Sood faith by, or dcfcnds sSainlt etrforccment of lie lie! in, lsal prcoedilts rvhict in L.nd.ts
opioiotr operate to plevdr fte eEforcenenl olthc Lictr while those poce.dinge aE peodiug, bul orly
unlil such pro@dings ale corcludedj o! (c) lcouos Aom the lolder of th. lien an aglesment
sslhfrctdy lo Lender lubordinatins fie lien lo tlh Secuity Insrment, If L.nd det@iDes fia1any

Bomwq: (a)

pa ofue

Propelty i! lubjccl to a lien which c6n angin priorily over tli! Sccurily hstrument, Lenda
may give Borowr a node idtutifyitrg tle li.n, Wilhia l0 days of th. drlo otr which that notice h
give!, Bonower shall sqtisry the licn or rskc o& or Eo.e of l!. actios set forth .bove in this Seotio! L
L6dr may rcquirc Bomwd to pay onc-rinc chalge tu a E.l
t.x Eifi@tion adlor
rcponitre swie ls.d by Lendq i!
wilh lhjs Loe,

!
@lion

4. Prc!.rty tn.!ntu.. BomE.

etrt

lhall tccp the inprev@ells nov cxisting or bdeafi.!

erscled on lhe Proplny jnsured agailst loss

!y

ffrc, hrzads included within thc tcm "e{tended

covelage,r'Ald atry othor h.ards includidg, but notljhitcd to, eqdhquates snd floods,lor which Lender
requiles insuta'lce. This in$nnce shau be dinhinrd in the amounrs (iocludins doductible lcvlr) nd
for the pedods lhut LDder requiB. Whst Lend* requirs pusuant ro th. p&ceding senlonoes cdr
.hrnse duing thq
oflle Lod. The iDsulsnc. carid proidirg th. irllurance shalL be chosen by
aomwer subjecl to Lcrdqs.ight io disapprov. Bomwe/s cloice, wlich ridt shall @1be exercised
unrcaso..lly. Lcldcr mly require Bo@wer io p0y, in co eciioD wilh tlh Loe, .ither (a) s one-tirc
cha.ge fo. n@d zonc dctmi@lioD, Eriarcltion rnd traclilg s6viB; or (b)
chsgE for
flood
detennjilioD ed cotneti@ stuic6 ,od subseq@d ch&ges qch tim rmlpiDgs or
simild chegcs occlr which rea@qbly oi8lt ar.ct $ch ddernilatio! oi ccrtioc.tiotr. Bomw shall
also be tesponsibl. lbr lhe payE.lr of ay fccs imposcd by the Fcd.nl Em.rgcnoy Mmagmcrt
Agency in corneotion witb lhc @view ol aoy ,ood zone detminatlon le3ultiDg fron aD objecrion by

lm

! oBtie

dc

tfBonower fails lo naillaia atry orihe cov.mges described above, Lcndcr may obtain insLyonco
covemge, al Lerdc/s oplion od Borowls oxponle. Le"d* is uder !o oblitrrion to purchdse any
puticlla t pe or amuot of covenge. Th.rcforc, such covoage shall covd ndo, but night or
oot prolect Borow.r, Borrc{el8 .quily i! th. &op.ny, or t}e contenls of lhc Propcty, agai$i my risk,
hoard or liability od might prcvide gukr or lcss6 @re6ee the was prcvioudy in e{Iccl. Bomwr
ackDowledges lhal lhc @st of the ioslmcc @vcmgc ao obtliDed midl si&ilican0y .xeed nc @st of
iNudce lhat Boror"c! @uld lave oblaiaed. Any mours disbu&d by Lendcr uder lbis Sclio! 4
shaU becon addilional dabl of Borows securcd by lhis S4uity Ilsnlmenl. Th* adoults sbau bcsr
inteEst at ihe Nolo ratc from the date of diebusom.nt and shall te paydble, wiih luch inieresi, upor
.ofice Aod Lold.r to Borower requesling psyment.

nidt

Al,jnsuloDcepolici.srequiredbrLn.ierardEneMlsofsuc!poli.i.ilhollbesubjecltoLsnders
rrglt to dislpprcvc Buch policies, sldll includo a ltMdad turrgag6 olaus., end shau n n6 Lelder a6
mortgagee m{yor ss hn additioial los laycc, Lodcr shal nay tho right to ho]d the lolichs Dnd
rctreMl cd1ificll6. t, Lrnder rcquiB, Borowc! sbal proopdy give b Lcldc. all @eipts of poid
ptuilm &d rcnwd 1066,f Bmower obt ils any fom of iMnce covcr.gq not ori6visc
r.quied by Ifndd, for.lrMge tq d dahuclion of, thc Ptupeiy, such policy shlll include a rt ndard

mortgage clausc and shaU nam Lelder s mon808cs snd/or .s an additional l$s pay@.
h the event of los!, BoEower shall give Frompt mtice to ihc i8!h!oc canler .!d L.ndh, Lead.t
may make prooi ol loss if not nade proeptly by Borowcr. Unh$ Lend! and Bonowe! otheMile

h wriling, lny insurunce proc.eds, whotiror or not te mderlying iosurdncc rvs requjred by
Lend*, shall be appli.d to restomtion or r.p6t of llD Propeny, if tho resloBtion.or ropat is
agree

econoDically feasiblo and Lendis

suny

ir rot

lcssened, DnriDg such repair dbd rcslqaiion pdod,

:l

Ol,

/ :

inlil

&e&e mrk is.omd.ted. Unl.s atr a8rccmcnt is

isloncc procltds. Lcnder siall
ingso! sug! pr@ceds. Focs for public adjuslcis, or

ro be paid oh su.h

bcpaidoutoltlci suancc?ioccedsandshlllbctbe

t:

cconodicnlly lcsible or lend e/s scc u.ily

be appued 10 tte slm s@ued by this &Mity
,

abmdo$
,.

t.erder has had an o?trodudty !o

toLcndrls sarisfacdoD, providcd ihat sucn

disluse lro.ccds for thc Eprtrs ad rcslDEIioa itr

Ddtcrs,

bsi.

!1rc

?ropcdy, Lender rn0y

IlBodoer

rleo

lhe

does

no.is

st

ifmy, lold to Eotowcr. SEh tuuaacc p&ceeds

ljh,

oogolioh aDd sc$lc d1ly ayaildblc insNalce

rBlotrd wilhid 30 drys to

tulicc ftom Lcudsihri lne

I*ldcr oiy iegoti5le qnd settle lhe cloio. IB

lr eltl* evcnL, o! ifLeldd acqqjes lhc Prop.lty
mrisnslo Lendor G) Bonow.d! risih to a.y illsulace
thctr

unpdid LDdcr tho Note o. this Secn ty lnsi,,umsn(, iDd

rietil lo aDy rclund of urEamed premjurls paid by
!Fp.rty, i!5otu .s sucb .idts de applicable lo tlc
enher to rep.irorr6tore thc Proterly
l$rrulncnt, whct[ff or not thcn due.

lr{!1,w.Cs risnk (dtt6

.pc!{y. Lcnder mdy use d

ur{id uider the Norc or
rlncy. tsomv/e! sht l occupi, cEhbliih, ed llsc lhc Propdry 6 Borowcrs princilnl
60 drrs 6ter tio .xccution Drll)is Sccuity hslrumcnl and shill coltiNo lo oc rpy r.he
ovcls pdiEipal rcstlene rtr at l@st on6 yeai ,fis ihe dtl. of @cupnrct utrl*
, ryre6 in 1rdtin8, shiclr:]ooB.rt sirll nol be ffieasonrbiy sirtncld, o! @les
nildnciti *ist lvhicX are beynrd Botrowc/s contro],
altlon. Msldlenoncr rnd nrorccrlon of lLe Propc,l): tolpecllons Bonostr
"hall
dsc or jmpatr 6c Props./, JIow thc Propeiry ro dcrsiodrc ur comir wasrc oD ,h(
lhe Prolqty, Boi.orrtr stall Daintain dre Prope y
tr defflasils in val@ due to its colditio!. Udcs ii is
to SeaiioD 4 rli$ Epnn or rcstoh$on is nor econonically feosible, Borowcr shall
'flnt
thc Propeny if &nEsc.l rd trlojd tunhe! dderiorrrior or dmrse. Ir jnslnnco or
o.e.G ire lnid in connectio! wn} damagc lo, o! tbc taking ol the ?roperry, Dorowcr

i!

i;

b6 ir def&l i4 during &e La[ lpptication

wnh Bdowe*
rte {tiection
tte
Edowe*
{tiecrion of Bonoqe. or wilh
roffont
ont sale
intolmoIotr or sraremenrs
statemenrs ro
sare hatcliaily Glsdiimkhd;ng or in&@raie intomoIotr
.d to provide Leld.r with miiclinl inlqmatiqE) ln Io!trection with the Loai. Matelial
includc, trj! are nol linild b; Bprc$6nh1ions oonci$irg Bonowerrs @cupancy of the

urt Lqtr Appllcrtbn.

ver or

uy pel3c

B4iro\rGr

or enlitii{;alring
enliriii*alring

dall

!t

prieipslr.sidatre :--

@ or tad6/r Inl.iqi h rhe Proporly lnd RistlB Undr fiir SeNrlty

Sormwq faih lo pcrfofiefu covnaft ard agrcmenrs coltoined b dis sccujty
o ls a Lcsal

pr@ordins thE!,sri8hr sidnificsdly

(srcb

for

what4tr

is Easoonble

6 !

o{c.t Lends !

inrerest in lhe P'operry

pr@eediic in barl@plcy, probate, for

o licn which my aliain prioity ovor lhh Seclrity
(c) lroircw h.s ,bmdoaed rbc !rcperty. to Ldde.
iaic toprorcclL.ndels iolcrest in tlc ProFsty dd

and/or asso$lng ltrc valqc ol tbo rrcpeny,

actions crn include, blt are not liniled to: {a)
'by a li6 whicn !a- p.iodty orer this Ssuily Lrlmcnq (b) lppediog
AllonE}f:flc' lo prcl@! il6 i'{q61 i! lhc Pop.rty ar.Ud righls
iy lDsrrllMt, includinS irsrecurcd posnio! in d b.*n'ptcy Drocecdins. Securids thc

lloE.ting

ir

(ri),t

]lb"o[k"hr]8B'ilm

66s

Prcp.rry ieludB, bul is od linited to, @tqm8 rh! PrcPcdy lo make ElaiE, chr!e l@ks, rcplacc ot
&m PiP.s. eliminde buildins or othq code violaions ot
bo;d ;p doos ed wiadows. dni!
d.nr.rous conditio$, ald hare udl i6 runod o! or on Al$oud Lends @v lake action udcr 0tis
56;00 8, Lend6 dos ool hov. io do so and is oor ud.r ey duty or oblisarioo do so lt is igrccd
th.l Lender Btus oo liabiliry for nol laldng any or alL octioss sutlori2ed ude! [!i$ Sectiotr 8

Etr

Any dtuLirs disbused by Letrdcr undc! ihi! Sec!,on 8 sholl become addnioo0ldeb! of Borcwc!
!.curod by this Securil lnsmmeit. Thes moun shall b$r inlerr d the Nolc ldle from the dalc ol
dilburscm@t ard EbaLI be payable, witl such inr.Esl, upon notice AoE Leqder to Bonower rcquoiting

If rhh secudty Iislrment is o. a lashold. Boftowfi shaU @mply,{ith all the provisions oflho
l!as.. lf BoEower acqunc! fee tilleto the Prop.ny,lhe hashold ald lhe f.e title stallnot mory. unhs
Lcndcr sgrees lo tho Eerger in 1lriling.

AletgnmeDt oI MLcelatr.otrr Proceodti ro elture, All Mkcellorcous lrccee& lic

&d shall be laid to Ledei
If th. kopedy is d@ge4 such Mislho.ous Proceeds Bbalt be applied to rcsioatiotr o! EPsi! of
Oo Prop.ny, illhe Brorati@ or rcpan is ec,o!@icily feNiblc ald L@ders seuity b not lsco.d.
Duins such rcpair md GtoEtioE p.!iod, Lladcr shrll tare tltc ridl to lold $ch Mi&dhn ols
Proccis udil Lede. ha had u opponudiy to inspcct such Property to ltlsr lhe u/ork has bcctr
complcicd ro lridels etishctioq prcvidcd tlllI suoh i$p@lion shall b. Ndertal@ promplly. Lcnder
my p.y for lh! FlaiB od resionlion in a Biogle dhbuucnc or in a seris oflloSres payrEcnG as
tlo work h conlleted. Unless m ag.emnt it m0de in ffitiog or Applicable La* r.quiros inl.Eli to bc
paid on such Mhcellaleous !rcceeds, Lldr shau lot t requiEd to pay Bonowe! atry intcrest or
.umings on suoh Mhcelldeous Prcc@&. lf thc rutorution or EPqir is lot economically foasiblc or
Lcnder s sccuily would b lessen d, the Mi6c.iloncous Proceeds sh8ll be slplied to tle sMs lccurcd by
thi! Scclliiry instuelt, vhether or nol lhen duc, with ihc excess, il atry, paid to Bonowor, Such
Miscellancous Ploceed! sholl be applicd ii tho otdo plovided lor in Soctiotr 2.
b be event of a tolal iatin& desh@tion, or lo$ iD lalue of tne Property, the MiscellarcoL's
lrococd! shall be applied lo lle srN sccurcd by lhh SecLr ty lllblnetrl, wheder or uot lhcn du!, with

9.

hercby $sisned !o

thc.xccss. ifany. paid io BoEowe..

ln thc cvtut of a p.nial tatiry, deslruotion, or lo3s in mluo of lhe Prcpdty i, whjch th. fair Mket
v.lu! of rhc !rcpdty i@ediniely befoE ilc panial takjng, d*tuctioD, or lo$ i! value is cqual lo or
g!6td rhsn Ue aDomt of the slB @urcd by thh S.ou.ily hstMEnt imdiarely bcforc th. plniol
rrl<iDt, ddrruclioo, or lss i! value, unl6s Borcqlr md Loder olheMise ag@ i! wiftt" llle suns
s.ouicd by this Seo.ity Inshurull sIaU bc Educ.! by th. @oul of the Mi*.Ua.ous Pocccds
mulrjplied by rhe follNing fizctioo: (a) $c lolal lmoud of llle sDG sec@d imedialely bcfoE lbc
psrti6l talinS, d*lrstim, or lss h voluo dividcd by O) lhe fai, Ddkel valu. of h. kopcny
imcdistely before the panial laking, d.shuclion, or los in value. Aly balancc ahall b. prid to

h th. orcot ola parti6l rakiry, deslrnclion, or los! i. vallc oille Proldty in which thc fah mMkct
vsluc ofthe Proprty i]mBdiately before the pani{l lEkirg, dcstaction, o! loss in value is less than ihe
imounl of the sum secud imcdialely bcforc tho parti.l taking, desb_uction, or Lo$ in v6luc, uDless
Bono{r md Lmder otleNise 6sr@ in wlitiDg, thc Mbceuarcou ?rcceeds shaLl be uppli.d lo rhc
sums $cured by lhis Secuiry bstrumenl wbclhc! or nol rho 3ums are tlen duo.
If tho Propdty is abtudoled by B@owq, if, a&er notice by
er to Borovor {rBi thc
OppoliDg Puty Gs defined in fte nexl senlenc.) offcu 10 make !n awsrd to settLe s clliD fo! daE.gcs,
Bormwd fails to respond 10 L.nder wllhi! 30 days after the dqte the aolice is Bivc!, Londer is
ls1omuotr o! rcpan ofih Property
au0odzed to coUect aud apply the Miscellancou! ?rocccds eitler
or to lhc sums s@ed by thk S.cuity li6inuDcal, whcthcr or lot UEn du. "Opposing P!dy" mos lh.
t[ird p..ty tiat oms Borc*g M*[a@us Pocedr o 0E larry ag,i"sr whom Bomrer hls s risht
of odior in Egsrd to Mi@llatr@us Proced..
Bomws shrll te in defaoll if any actioa d ploceding; wbetnq civil or qiDitr.l, is b.8un lh.l, in
Lcods! judCrMl, c@ld
in forlcituE of lhc !rcpety or other mterisl inpoimnr of Lon.lc*
int.EBt in the Propedy or lighrs under lhis Seculity In8Euncol. Borowd can cN such a dcfault and,
.cc.l.ntion nB occEed, reiGtarc.s pbridcd in Sqction 17, by colsins the a.tion d lrocccding to b.
dkniscdwi&! line &al, iD Lendcls judFonl prcluds forfeitue of tb rrolerty or oth6r moterial
impsim.nt ofl,end/s eret in lbe Eop.ny or ritlts uder this S@rity hshued. The prccc.ds of
dre stkibutabl. to tbe inpBiiment of Lerdd's inlorsll in tlc
ory 0i!rd or clain for dmages
Prororry are hoEby as,ign<dand shallbo paid ro knd+.
All Misoellaneous Proceeds that ue lot opplicd to restomlion or rclai! of ibe ?rop*ty BhiU be
amlied in lho odr provided for in Seclion ?,

Le

rsll

il

tn

P,l\6E

669

lclcrjedi Iorbe.rr$.c Bv Lendor Noi a Woiver' Ertensiotr oflhe time

10.

ofirnodzation ofthc $ffs seourcd by Lhh Securiiy Instarnent granEd by

ucucssorjn InlelEt olBonowcr slxllnot opesrc ro EleAse lhc liabitirv of
ceis$ in Intcrst ot,Borcwe!. Lqd{ shFll nol be required lo colxmctce
nr htcraf:irlBoEowr or o rciEc to qLsd tine lor payrc or
lroiudjDc, lrLho( lnrjhtion, lcndor's aco.ptaDce of p0ytuonrs ftoo
rsln Iitqeslbf]]oEorvu or j! drouurs less (han Ihe,Doutrl Lhctr due.
dc lhe

cx.rclle of any nStrt or rcmedy.

$e co-signc/s intcrsst in rhe

ri (b) is not pqsooally obligated ro p.y (rc sums
Ihai l,euds dnd any othc! Botrowcr cor asrec lo
wiLh rcgard to the rrdc oi this Sccurity
ci srdDl and ooneey

flcib!'rr o! ,Ekc

m,

ljjary

liic tirovisiois of Sslioa

arioJleudor this S@Eityl
rielts ud bcnefits rds

Sulceler

i;ndtils;

i!

Itlt rest of Bdmvet who somcs

Leden shall oblai!

sad is lpprovcd by

udtyhstrudeir. Boaowcrshaunot bc tclsscd iron

unh$ Lende! osees to srch relesc
Sccurir lsarncnt shall bind {excopt ss provided itr

pjit

i2. Iorn

Ch'uge!, LeEder

my .h8gc Boro*er

lms fo. sNices pellomd in comectio!

llotro!,6ds dehuli-for lh. purpe ol pJqic6ting Leodcl' inl.rcst in thc Prcpnv 3d ,i8hB udd{
aRlf.i irdudhs, blr lot tindibd tq atioms# fccs, [oPcrtv irc!@lio! and vrluation

eylDqlees, do arnc. E!ci!@5 ,ulhor;Ii

in lhk

scuilv lrEtnDol

lo chaigc a

oo rh. charsineolsuch rcc. Londerilv

sccrdty inslrumcnt or by Alrplicable Li\v.
imrm tolo ohnraea, add thar lalv is inrlly inleQleted
Loar exced
orro Dc collccred ln colncctlon wjth
shrll be rcd&edrby the ardoutrt rcccssary !o rcdlcc
a

prolihitio,

tl[

,t!..][c!: ({) .iy 5uc} bar

albady eqletcd from Bo@*r ehich qceend

my chorxc lo mrlc this Efind by Edrcin8 the
ci p.,bent to Borcwer. It a rcfund Educct pridciPal,
brlJrdar.d as r rtrdial prcpnyncnt ,lthout rry prcnayment chargo (lvhedld o. not a
. is $ovidcd for utrdq rhc Notu). Bouovcis seccrrtuEc of any lucn rerund ha.le bv
Bomwe. will coNtih,tc a ,i/oivs Dr my risht of aclion Borowd Ejshr irave isins

plai,litcd limiti ard (b)

Notiqe 10 any one E!(owe! shalL cociitule Dotice ro

rcqrdres otlrpirc, The notice address shall be the
a subsritulo nolicc sddres by notico to Lendcr.

,nwt S.vat.bility! :[a u of CroNtNttloD. 11 s s@ity lBlrumcnt shall bc

or th; jr,:id,(',on io which rhc P,oped) k la'd(ed. All ,isrrs ard

; al.lihr l"!

I 1,,"0;{t.r91, IIfl$,,,6 ? o
In thc .veot ihat ey provlsio! or olalse of &h Sclrity h!truent oi lhc Noie oonflich vith
Applioablc Lae, r@i sonflict slall uot affect odrc! prqision! of tbis Seollity lnshument or lhe Nolc
which can be giveD cffcot wiihout th. coDflicling provisioD.

45 Nd io ttis Stuity lBkumne (a) vod. or thc u$t{ine ge{d< 3haU lr'm and iNlude
.oftspondins .ol.' turds or mds of the f.tninim gnderi O) wods in tlic aiosule shall mdn .!d
irclldc thc plual .!d vico versa; .nd (c) ihe word "l'lsy" gives lole discletion without oy olligarion to

15, Borover\ Copy. Bonowe. shali bc givetr on copy oI the Nole aod of ltrit Security
16. Trarllor of lhe Proporty or a BenBclal haerdt In Bonorvr. Ar used in this S.cdon

16, "hrercst ln th lrope.ry" ocans any legal or benehcial idlerdt itr the Proleny, includin& but rol
limited ro, lhose benellcial iDterests transfered in r bond for decd, colhacl for deed, iDslallment sles
contact or cscrow agc@m! lle itrrcat ofwhich h drc
of lille by BoEower at a tulure dale 10

trsf

If all or .ny pan of rhe Piopelty or .ny tdte.st itr the ?rop.ny is sold o! lr&sferd (or if Bonower
n6tt6l peBon ald a bnefioi.l interesl in Bomwff is lold o! tarsfeEed) wittout Lcrdcls prior
wdllcn consonl, Lend.! my rquhc imediat ptymert in tull ofall $mE !.cured by thh slurily
Irsaumc.t, tlowwer, this optiou shqll noi be cxcEised !y kuder if sucl lxircise is piohibited by
is nol a

gilc BoEotwr noncc of acc.l.Btioo Thc notice shall

$e dste the nolico is given in aocordanoe wi0r S.cion 13
witlin wlich Botrowlr most pay all sutr secur.d by lbis Seourily hsi.uinenl. If Eorclw! fiils lo pay
th.se suN pdor to thc expirariotr of fiis period, Letrder ruy invoke aly remcdies pemitled by rbis
Socuriry lslrmdt rvittoot ftnhcrr)oti@ or dcmod o! Bonowci
U. Borroryer'r Rlght to R.lnltat After Acc.leralio!, lf Botuw m.ets cedain conditions,
BoEowcr shall have th. rlght lo have enforcemeEt of this securlry lEtrudeol dhcondlued at any iim
pioi (o lhe rli*loU (a) five .!.y! bclore sale ofthe rroperty lsuatrt to my pown ofsal. contaired
itr .his Seruity IrEtruneEq (b) su.h olh{ perod ai Appucablo Law migbt lpeif, for lhe l.Enielio! of
BmwcCs rietr b rci.sr.re; or (c) mny ora juds@t elforoing ahis S.cunty IDshunEol. T!@
condilione arc that Borowei (.) lays Lendr all sMs whi.i th@ wouLd b. due !!dcr tbis security
iisrlucht and $e Notc as if no aoooleration had occuEed; (b) cur6 atry def.ult of my othcr covenuls

pt

If L.lder exerchca thG opti@, Lender

vido.!

iod of trot

l.$ ibu l0

shaU

dnys &om

or agc.mentsi (c) pa)5 all npe$ca ido !!ed io cnforcing thk S.cuiry lslrumml jnchding, but not
lioited to, Re.soable Auony8' Fccs, prcpe.ty isspcction 0!d valulios fes, ed other fccs incEed
for lho purpN ofFrecctioB L.ndq5 inrcBsl in lhe Propeny ond ridts und.r fiis S@uily InslrDMl;
ud (d) tokes slch aclion .s !ndc! may e.sorsbly require to assue lhat Lende/s inlcr*l in th.
?rcporty ond rig}ts l]nder this Seourily
menl, ard Borcwcr's obligalion to ray the sumg socured
by lhis Securit ]trshrseni, snal coolime ush0nscd. Lmdq may reqL,n fiat Bonowor pay snch
rcinstated slm ,nd .rpdse i! @e or mrc of the following fom, B solccted by Iadq: (a) cash;
(b) Doncy ordd; (c) ccrrified chclq bslk check, tcasE/s ch@k or cashiefs ch@k pmvided &y such
chcc! b dram upon nn i.slitution whose deposils arc jlsured by a fedd.l !9.@y, i!(tun16tr(ality or
eDrityj or (d) Blotrclio rurds TBosfer, Upon reinetateDent by Borowcr, tiis Securlly lrsl,.ltmenr and
oblisstioDs secucd bcreby sball rmajn fir.Uy efrctivc as ifno as.clclaUoa hid occured. Howewr, thh
ri8hi to rciBiate sidl no1 .pply thc ce of r.cctcrstion uqdcl Sstiotr 16.
'n
S.la oI Noae; Ch.nge
ol Lo,n Servlccri Noatc ol cdcv&n@. Tte Nor. or p6djal
idercri in I} Nolc (o8et!er wilh this Sewily bltrument) osn hc sold or or nole lins witlout prlo.
qotice 10 BoEowe!. A sde hisht iosult ir a chnnge ih the cniiiy (lJotu as ihe
"Loaa S.diceo fiat
colleck Pcriodic Payhenls due under iIe Notc !!d lhh Scuriry IlstrumcDt and p.lfoms other
oorl8lg. l@ sdicinc oblis.lio,E mdd tt Not , tbis Sccurity I8trumcnq aod Applicrble L.w.
ThcE .l!o mieh bo ooo or mrc ob@e6 of lbe Loo Sdi@r lshied lo o snl of tbe Nore. If drft is
a chugc of the Lom Scrvicer, BoFower wiu b. Siven Mitren nothe ofir..hlnse which willslatc tic
nabc 0I)d addre$ of lho new Loan Servicer, the oddrcss to which paymeok should bc nudc and any
olht jlfoEatiotr RESPA requhes in comclios Mth a Doiice ot
of seflicios. If rhe Note i&
sold aDd thceaoer tlo t@a is
iccd by a L@ Swjcq olhd thu the pebas oflhe Not!, tte
hongaSe lod swicing obligatioB ro Bomrc. pi! E@ir wifi tte Lod Scwi@r 6 te t!ms(c@d to
a succcsor Loo Servjccr ed arc nol ssumed by the Not purchsser ule$ olhwise provid.d by the

lBi

18.

ie

hasf

19. Ile8dous substlN.i. As Eed j!) this sectio! 19r (i) "sd6rdo!! S$srec6,, ee !!ose
substlncd iletled as ioxic d b@rdo$ rubg.rcca, polluhlls, or rcic! by Envirel@n.sl Ilw sld
the followitrg substarB: g8olilo, kercseac, olhr fla@bl. or loxic petrolcum prcducl!, toric
lesticid* and herbicidos, vol.lilc sDla@ts, rnrElials oonldniDg sb6to! or fomoldchyde, and

aitrialri (b) Endroimnldl

,roaff icdeEl ldrs aDd hqs oi thc j,,rlsdictio! lvhoe

o. ervi.onmcnul protsdioni (O 'Envhoinonlal
acti!4. or remv.i aclio!, N dofiled in Enviromrcntal
mcans a coodrlio4 tlnt can causc, .ortribute to. o.

nlirolmeDtal Coldi1i

se
rvlialt ucrtcs an l
Hizddotrs Suhhncc,

6iongc, or rElede of any

ltaadouj

)lulrl Coidition,

or G) ,hich, due to the preseocc,

ldvcrscly aftects lhs valnc oI ihe
ly lo lhe presencc, usc, or slom8e or the Propoty of
!r. gserdty 6ogrj4d to b. appoP.iate o rc@l
(ircludilc, but nol lioiied to, t@rdous sutstmcs

La,,v, (b)

or

diBposal!

Substlrc6; on or in &e Property. Bonower shEU aoi

sffecting the Pto?.rty (a) lhdt h jn violalion of any

oirgEzardous S$s1a!B

condnio!

uft

ohid, dcmtrd,larv rit

isency or Fildrs p!!ty involvlns thc ProPcrty and
of whicb Bom\'r* has rctual knowledsc, (b) dy
to, dy spillirSi lcaling, dilchuse, reloae or tbr.at
any cooditio! .ru.d by thc prs@e, ulc or reLe of a
vrlue of lhe P@po!l, lf BoEo*.1e,tr, o, js @Ijted
aly private patty, tlul ary rmoEl or olher r.hediation
is necessary, Bonower shall plodplly tdke ail
Urvirolmcnol la!v. Nolhirg liercin shJI oern. &ry
ootice of(a) any iDv.$ris.tion,

',

Condiriqo,

hcludi4

bnt

diil

astionr ln Ncordaicq
ldet for ar Ehvirottlmtat

}IOXi$'*IFORM{OVBNANIS- Borc\rr

- 20,

AE el6i.{osr

Ree.i[6. Iandir

undsrSeclon

16 unless

l IJDder

ftrihq covc@

sheu dv noticc lo

andagt@as

Borord lrjor

folloB:

to n.celc..tloo

Apt,llcableLav provlds oth.nvlso. Thu nollccshdl

drt! ll (b) (hc ncUon rclrul, ed ro c rc the dctuBU; (c). dflte, notless thnn 30 dnrs
j norlcc lr qhsn lo Eorrorvr, by l/lUch lbc dcfnulr mNr h. curc.li lnd ( ll'Jt
e nehu! un or before rh. d.lc speulled ti rbt notlcs miy rsull ln rctchr.tlon
td bI rhisS.curlty hsrruBerr lndelc oftheProperty. Thc nodcc dr.U rurrhs
'of rhc rlShr lo rcirst e rft.r lccel.mllotr and lhc rlghl lo brtng t courl rcLiotr
Inon-exlel.ncc ola dcfault Dr rury othor dlonse ofBorrolver to rccdler.ilon.n{i s.le.
ll b not rnrcd on or,rolor.lle d,t.rpcciii!{j in tho noticc, Leldcr!t lh opljo! nay
n.dlntc pymont in ttrll of *U r!,ns recured by thls Sc.oily lNlrtrment rvluroui
iind ,nd mry lnvokc (he Fopor of sale .nd ony otller rcniedics pcrmitted by
L l,aw. Lender lhuu lE mttlLdi, elhcr atl .ryctuc5 ltr.urred in pur$dn! tno rcDcdlcs
h tl s Sccllon 20,l,cludtnq, ii't nol llnrlcd to,Rc onrbic Attorreys'Fces trnd cor(s ol
t4yokes tbe

po*r

ofsile, Lcnd.r 6holl slve BDrr.wen

dddsrlisr:Itr

tt.id.+ .f !.lc tr onc dt mor4 prrel,

EEnderorlb

d.dplc

may

pur&is.

the=&olorry

l,

the

Drnncr provided in

,oJ I

elprlsscri of lnrpllsd. The rccltoh itr rhcTrulled5 deed shnlt bc prlo. facie
truth ofU st!tL'nl'rt rtndc thereln.Trustcc shrlllpply the Proceeds of lhe sale in
orddr t") to dl oxDonres,oI0r. 16l!, lndudirA but not llhilcd to, rcrsoD,blc
,lidrnoysr t&!i (b) ro allru,rs lccured b, urtu Securiiy lnsnN)cnti lnd (c) .ny
grec$ io ih6 penoa or p(6ons l.g.u, .ntltled ro lr.
. : 11, B.tersa.Up@ piymcnt ol ,ll aiN $c!r.d by this Sccu.ity !Eil@.ft, tcndcr shall ceel
!!ii qe J&Br lsvuhonr 1lTtult e is equ-eltcd !o orrcol rhie sequity Inskument, all notes etideocirg
:ite in*lllrl by $is,sdcLuity loinmo.r:slall be sumendeied io Trustee. Bouowd shau lay aDy
ieqordrrllhh.osrs, Leade n.y clraGe BoEqv/or a f60 tor eloasing thh Seclrity hstn'ment, but odv if
ili.i&""ii!did ro a lhhd lrny for sflilli rcMorcd @d l|e cbeginE of the fee is p.anitted nnder

ll i

il

800fr''6,?i8ibpAS6

6?2

sDbllitub Tr$tcc. IEd{, st ii. option, ooy lmd lim lo timc rchovc Trust@ tnd
su@or kulcc lo ey TNste appointcd h@@dfi by e iEt$m.nt eoded in ,E county
itr which this S@uriiy lrslrlmot is.6ordd. Withou co$vcym@ of lhe Prcperty, the ccarsorlruslco
shalt $eed lo all t!. lillc, powq ald duti6 conf.rcd tpon ansl@ hscitr 3d ty Applicable L!w.

22.

appoitrr s

^.^.

FJ

al:-

,i

ard agees ro the lcms and covdtants contiined in

in any tuder drc@ted b! Dorolerardrecoid l vlrh jr.
l

ISp.cc li.lo.r

thb

Llne !_or Ackno{ldlgEctrtl

)
:

may br,

zfrL

slprtd.nd dclilscd tho dbolo loregoiDg

ao

NOTARY

Boort

6?85raor 6?4

ADDENDIM A

'TO

MORTGAGE
Descripdon ot?roPcrtY

INDE& I.OT

45, WOODOLEN, PAET tr,

IIRST JUDICIAL DISTRISI. HINDS COUNTY, MISSBSIP}I

LOT 4 5, WOODOLE{, PART rI, A SI/EDIVISION ACCOR.DO.I6 TO THB M.A, OR SLAT THEE.EOF ON FILB A}.ID
OF RECORD IN 11]E OFTICB OF THE CEANCERY CLERK OF HNDS COI'NTY AT JACXSON MISSISSPPI IN
TLAT BOOK 20 AT PACE 4J, XSFBX,ENCS 10 WIICH IS HEREBY MAbE"

s"$!f"ffi$ea

-'b".h*l^tri""i'#'

6785-664 No+e 1: RE;

REL BK7T62 P6 3059 O5l23l14 B5HERIFF DC

awrw

c$$f{S$cs
Pll '01

when R6corded Retum Tol

PATSY WELBORN

REGIONS MORTGAGE
215 FORREST SIREET 2ND FLOOR
IIATTIESBURG, I\IS 39401

ltflIilllll[Jl]Il lflt
REGTONS BANI( DEA REGIONS

[mRIcaG ]10([4050103?3'YrrRDEr

u lltilirl

Lgdr lor.$/o$,3o003e222 ]rnG oir0&).

KNOI/I/ ALL MEN BYTHESE PRE.SENiS IFAI REG,ONS BA\K SUCCES6Oq 6Y MCROER W'TH UNION
PLANTERS BANK, NATIONAL ASSOOIATION AKA IJNION PLA}.IIERS BANK, N A hold.I oI . CedAh D..d OI
'rru.l. whoso padl@, dd$ and @odT^! lnlomaton aE hl@, does h6by aoknNl6dg6 lhBt lt has rcc.lv.d lull
d sallslac{.o oi lh6 *mq .nd l. cocn oEuoo dE@f, dor h6Eby c.m6l. Dkd.rgo and
oeedofTn6r
!o lh6
eld Oeed ofTrust, andrhe{.rs.ft..nd

Dayodt

R.6tu.,

tlu{wnv,

l.b6twlEldbynudar3.ld

p.mn kgaly en8 .d tr.@lo.

Odg]i.I TrustoII IONY T YARBER

O&ln.l Bonofici.ry: INION PLANTEFS BANK, N.A.
D6iir& 03/14rmo2 Red.d d O3/lOl2OO2 n in BdrReuLrboi 554 r PBgorfoli! 0l3 r
ln 0E lt6@d6 of he Colnly R6@rd.. ol Hinds (1st o6t) Msisippl

.. hsthal

No.: MA

PrcpBE Add'esg 1305 DORGAN STREET, JACKEON, M6 31204

lN WlTNEss WHEREOF, lh6 unde6lon6d, by lh

RECIONS BAM( SUCCESSOR BY MERGER

I.)NION PLANIEAS AANK, N A

orc$dulyauthod4d, h$ duly 6ecul.d lh ro6golng

WII}I

UN1ON PIAN-TERS

B,qN( NA-IIONAI ASSOCIATION AKA

o. Qc&!e4l-FL2!!Z

EN. Assislant \4@-PGsident

o-oc@b..3rbr,2ooT,DeforemePATSYL.WELBOR,l,dNolaryo-br'.hJrdbrroreslnrrsrat60r

ssr$!..i Ds6ona ,v .Doeared BRAoAI' cN, ascislait vLe.P es'don, psr6o.t i lnoxllo ma (orp'or6d ic no
onlnab;.;;rsaskiddlo,ide.@)tobareoso1(srs.d$.ara..)15/6'oELbs(lbodror-o!vtrinh$ans1t
M

rr$rdrhoisls;nu

on

rs

'

sltororr i\e perofls) arlhe enlr, upor bdrrrortrl -h u. o6roon(q)

"

hd,

WITNESS my hand 2nd ofljcial sal,

$\ttlli',.<i,

+i-lP

#r*-l.:'.,t{S
R;ido;v,

REroGr,oRrGA.E 2rsFoirEsrsEEr2l.D FLooR Posox r@r,

MmEariq l.s

3e.ot (t00)

{<J3

l,t{
Bcor

k*

716 2pa6r30Sg

1,4a8484

Recordlng Requesled Byr WELLS FARCO

Prepad By: Seltnda lngram, WELTS FARGo x9400.L1C,

1200 W PARK!-ANO AvE, MILWAUKEE

53221 800.262 5294

,. . >
\B/'
vLrwaureE wr s:zzl

when Re@rded Retun ro: LIEN RELEASE DEPT $IE!!S']:4E99]uAC.:9$C!jI] P.o.8ox 245018,

Of RELEASE
WFHM - CLIEN, WFF ,:2r 107188 "YARBER" LonderIO:WFF Hi.ds{1srOasr.), Mississipri
OEEO

KNOW ALL lV EN BY IHESE PRESENTS that WELLS FARGO 8AN K N A , succ$sor by m6rg6r ro
WELLS FARGO FINANCIAL MISSISSIPPI 2 INC AI112OOW PARKLANDAVE MILWA!KEE, W]
53224 Phoner 800-222.0238 holde. ol 5 @rrain oeed of Trusr, who3e panles. dates and recordins
infomalion are bdry, does hereby ackn ledge lh.r I has ceived full payme and srisracdon otthe
same and in consideiion $ereor d@s heeby Canc6r dischaqe 3nd R*onvey laid Oed ol Trusl, and
the eslat., tite and inl.re$ now held by it under s.ld Deed oI Trusl withoul wa.ianV, to lhe p.6oa Legally
eniilted th6reto.

OdghalTrusior TONY T YARBER aNO ROSAIIND NEAL YARBER Addess: 1605 OORGAN ST,
JACI<SON. MS 39204 Phone: Origlnsl Bareliciary; WELLS FARGO FINANCIAL MlSSlSSlPPl2,

lNC. Address

1537 UNIVERSIry

AVE OXFORD MS 38655 PhONE] N/A

Orgn6 Trustee: BRAO WILKINSON at Address: N/APhone: N/A

Daled: 10/23/2007 Recorde; on 10124/20!7 as in BooURee/Liber 678s PaserForio:ools nst,ume"t

No.r 1120612
r. the Records orlhe counly Record.r of Hinds (1sl oisr ) Mississrppi

PropedyAddress l605 OOROAN ST, JACKSON, MS 39204

I-eoal] LOT45, WOOOGLEN, PART

\q((

II.

A SUBOIVISION ACCOROINGTO THE MAP OR PLAT

TI]EREOFON FLEANDOF RECORD IN IHE OFFICE OF THE CHANCERYCLERKOF HINOS

COUNIY AT JACKSON, MISSISSIPPIIN PLAT EOOK20AT PAGE 45, REFERENCETO WNICI] IS
HEREEYMAOE,

iN WLTNESS IVHEREOF, rhe undersigned bythe

WELLS FARGO aANK, N

On

a,

A, successor bymerger

ofcerdlly.ulhorzed, hasduy executedlhe

ToWELLS FARGO FTNANCIAL MTSSTSSIP Pl 2, INC

i/av 1615 201.

ga.L:Z-,*-

BEL NOA NGRAM,

Vic. PTesidenl Loa.

'SYTBYIWFMC'otl/2014 07:17:39 AM'WFMC03WF1W0000000000000000709E31' MSHINDS'

2I107133 MSSTATE TRIIST,REL-'BYIWFMC'

DEEO OF RELEASE P.ge 2

Bool(

of2

7162PA0E3060

coUNTYOF MiLwaukee
a Norary Public in and lor Milwaukee i. $e Siate ol
Wisconsln, personally appe.red SELINOA INGRAIV Vae PresidentLoan Oocufianlalion, pEonally
known Io me (orprcved lo ne on the basis ol satsladory evidence) l0 be the p6rson(s)wlrose name{s)
is/are subsorbed to lh. wilhin instrunenr and a.knowedged ro me lhar he/she/lhoy execured the same in
hls/her/thelr aulhorized c.pacity and that by his/hedtheir signalure on the insltumlnl lhe Pe.son(s) orthe
6n11y upon beha f ofwhl.h lhe person(s) acted, exscuted rhe insiru.neit

06 May 16ih, 2014, belo,e me, LEE ANN EITTNER,

WITNESS mv hand and o

TEE ANN BITTNER

Notary Expnes: 10/182015

LBeAnn Bittnor
NOTARY PUBUC
STATE OF WSCONSIN
(lh s aa fornota alsezl)

SIAIF OF h5
coxlrTY 0F 8tllos

flrt0.f,Ec0R0E0

rsI0lsIRlcr

201\llAY

23 Pll 3: 03

0001{
PAGE

a66ir JEfd LARn

CHANCEFY CLENK

'BYTBVWFMC'oy1612014 07:17:40 AM' WFMCo3WF1W0000000000000000709831' MSHINOS'

107I88 MSSIATE-TRUST-REL "BYIWFMC'

21