Mandatory docs:

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4 passport size photographs

Colored Passport copy front and back and all relevant visas stamped pages.
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Academic docs originals and Xerox beginning from year 10 till highest (originals and Xerox)
IELTS score original and Xerox
Work Experience docs originals and Xerox
Updated Resume/CV
Statement Of Purpose (Guidelines Below)
International credit card copy for visa application fee AUD 535+6 Credit Card Surcharge = 541 AUD (Front
and Back) (Credit Card Limit Rs 35,000 approx) (Please note spouse additional charges refer to hyperlink)
http://www.immi.gov.au/fees-charges/visa-pricing-table.htm
Student Affidavit (Format Below)
Difference in Name Affidavit if applicable (Format Below)
Marriage Certificate along with Wedding Photos if applicable
Completed Visa forms
OSHC Health Cover

Sponsor docs
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Sponsor Affidavit (Format Below)

CA Statement of Assets and Liabilities (Format Below)
Passport copy
PAN card copy
IT Returns for 2 Years
Proof of Income (Refer to next page)
Liquid Assets

Who are Acceptable Sponsors

Self (Applicant)
Parents
Grandparents (Maternal and Paternal)
Brother and Sister (Applicant Immediate Brother or Sister)
Uncle and Aunts (Immediate Maternal and Paternal Uncle or Aunt)
Bank Loans (Education, Personal, Overdraft)
Spouse

CHECKLIST OF MANDATORY FINANCIAL DOCUMENTS FROM SPONSOR

Documents in a regional language must be translated into English and notarized.
All proof of income documents must be attested by the CA or relevant authority (eg. Bank manager, Notary)

Type of Income

Description and Requirements

Income from Salary

Income
Business

from

Retirement income

PAN card copy

IT return copies filed for the last 2 years along with the computation of
income
Form 16 copies for the last 2 years
Salary slip copies for the last 3 months and Bank A/c Statements
showing deposits of salary income for last 3 months.
Appointment letter OR
Letter from employer, confirming employment, stating annual income,
and giving contact details (address and contact numbers) of the
employer if Applicable.
TIN (Taxpayer Identification Number) / VAT No. Card copy
IT returns copies filed for the last 2 years, along with the computation of
income
Company balance sheet for the last 2 years indicating profit share /
current account / capital account
Current account bank statements of the company for the last 3 months
Proof of ownership - proprietorship / partnership / directorship
If sponsor is a proprietor of a firm
o Registration proof (usually the Sales tax Registration)
o Statement of the current account (for the last 3 months)
o Letter from Bank where firms account is maintained indicating
the name of the proprietor and the firm
If sponsor is a partner in a firm
o Partnership deed
o IT returns of the company for the last 2 years
If sponsor is a director in a company
o MOA and Articles of Association of the company
o Company Registration Certificate
o Salary certificate from the company
Letter from employer giving pension details or Pension Payment Order
Recent bank statements showing credit of pension
IT Returns for the last 2 Years if Applicable

Standard Exchange Rate is taken as 1 AUD = 55 Rs

Expenses need to be shown for 1 Year
EXPENSES

PER PERSON

Yourself
AUD 28000 (example)
Tuition

Course fees
(Approx 11,000
to 13,000 AUD
per Semester*)
{Total Fees for 1
Year (2
Semesters) is
Approx 26,000
AUD*}

(As per the Offer Letter)

Living Expense

AMOUNT
REQUIRED IN
A$

Yourself

A$18,610 per
year

Yourself

A$ 2,000 (Return
air fare to
Australia)

(Accommodation, Food and Travel)

Travel Expense

Total for 1 Year = 28000+18610+2000 = 48610 AUD

Total for 1 Year = Rs 27 Lakhs

*The Tuition Fee May Vary depending on the University

What are LIQUID ASSETS in the definition of DIBP?

Shared (joint) accounts are acceptable if all account holders are eligible sponsors for that visa subclass.
Where the liquid assets are held jointly the joint holder is considered as a partial sponsor. Every partial
sponsor must submit sponsorship documents. (Sponsorship affidavit, statement of assets and proof of
income)
All financial documents must be attested by the CA or relevant authority (eg. Bank Manager)
1. Savings bank accounts

Funds should be held for a period of 3 months.

Updated bank statements to the date prior to lodgement of the visa application are required

2. Fixed deposits

Funds should be held for a period of 3 months.

Only PRINCIPAL amount is considered as liquid asset

3. Post Office accounts

Savings account, FDs (Funds should be held for a period of 3 months), Time Deposit(full amount
considered if doesnt fall in the lock-in-period of 3 months)

Monthly Income Scheme (MIS - Principal amount invested is considered after 1 year from date
of opening the account)

Recurring Deposits (Funds held for the period relevant to the visa subclass taken after 3 years
from the date of opening the account in post office & Minimum balance for the relevant period
is considered if held in bank.)

National Savings Scheme (NSS Funds should be held for a period relevant to the visa subclass)

Senior Citizen Savings Scheme (Funds should be held for a period relevant to the visa subclass if
held in bank & Full amount is considered if it does not fall within the lock-in period of 1 year if
held in post Office )

4. Public Provident Fund (PPF held in State Banks or Post Office)

ONLY the WITHDRAWABLE amount is accepted

Letter from the relevant authority confirming the withdrawable amount is mandatory

5. Employee Provident Fund (PF / EPF / GPF)

Only WITHDRAWABLE amount is accepted

Letter from the employer confirming that the amount can be permanently withdrawn for
education expenses of the student is mandatory

Company loans taken against PF / EPF / GPF are NOT acceptable

6. Bank Loan

The loan must be fully sanctioned. An in-principle sanction is NOT acceptable.

The loan must be sanctioned in the students name

If taking a personal loan or demand loan, the sanction letter must mention that the money can
be used for education expenses.

The assets you pledge as collateral for the loan must be in the name of your acceptable
sponsors. An attested copy of the collateral must be submitted with the loan letter. (Property
Deed)

Share Certificate Copy if Applicable.

Valuation Report Copy Attested

Loan Sanction Letter (Format below)

Collateral attested copy

Loans against LIC Policies and Mutual funds are not acceptable

Loan issued against life insurance, super annuation funds; gold, shares and Kisan Credit Cards
(KCC) are not acceptable. Collateral owned by non-eligible sponsors is also not acceptable..

Acceptable sponsors must evidence the capacity to repay the loan

If collateral is made using funds other than regular income then the applicant must provide the
trail of funds. For example, a sale deed can be provided as evidence if funds are obtained by sale
of property. Please note that sale agreements are not acceptable. Only the registered sale deed
is acceptable for visa purposes.

7. Overdraft (OD) facility

The sanction letter must clearly state that the overdraft facility available to the acceptable
sponsor can be used for education purpose

An attested copy of the collateral must be submitted with the loan letter.

SAMPLE STUDENT AFFIDAVIT

Affidavit must be Notarized and prepared on Rs 50/ 100 Stamp Paper (if done in India)
AFFIDAVIT

I Name Residents of (Address, Contact No.) do hereby solemnly affirm and declare as under:

1. I the above named deponent do hereby declare that I have enrolled for the
course of Name of Course at the University of Name of Institution
starting from_________ for a period of_________ years, I am aware of the total tuition fees _______ ,the
living expenses AUD 37220 and travel AUD 2000.

2. I further declare that I have sufficient funds to cover the cost of my tuition and living in Australia for the
requisite period and I will be sponsored by _________________

DEPONENTS
Sign
Date
VERIFICATIONS:

Verified at _______ on this_________ day of_________ . The Contents of the above

Affidavit is true and correct to the best of my knowledge and belief and nothing
has been concealed there from.

(STAMP- NOTARY)
(Total Tuition Fee and Living Expenses includes the fees for entire duration of course)

SAMPLE SPONSORSHIP AFFIDAVIT

(For all acceptable sponsors)
Affidavit must be Notarized and prepared on Rs 50/ 100 Stamp Paper (if done in India)

PARENTS/ GRAND PARENTS/ SPOUSE/UNCLE/AUNTS/BROTHERS/SISTERS/ OTHERS)

AFFIDAVIT

We/I (Name of Sponsors), Residents of (Address, Contact No.) do hereby solemnly affirm and declare as
under:

1. That we/I the above named deponents do hereby declare to sponsor our
Son / Daughter Name of the Student for his / her trip to Australia for the
course of Name of Course at the University of Name of Institution
starting from_________ for a period of_________ years, we shall
bear the entire financial expenses at Australia for the required duration.

2. We/ I further declare that we/I have sufficient/ partial funds to financially
sponsor him /her for the requisite period.

3. We/ I further declare that we/I are aware that our daughter/son is taking an
Educational loan from a (financial institution) / is being sponsored by his/her grandparents. (If Applicable)

DEPONENTS
Sign
Date
VERIFICATIONS:

Verified at _______ on this_________ day of_________ . The Contents of the above

Affidavit is true and correct to the best of my knowledge and belief and nothing
has been concealed there from.

(STAMP- NOTARY)

P.S: UNCLE/ AUNTS SHOULD MENTION CLEARLY THE REASON FOR THEIR SPONSORSHIP +
CLAIM THAT THEY HAVE ENOUGH FUNDS TO BEAR THEIR OWN/ FAMILY UNIT EXPENSES
EVEN AFTER PROVIDING THE SPONSORSHIP/ SUPPORT TO THE STUDENT.

SAMPLE AFFIDAVIT DIFFERENCE IN NAME

Affidavit must be Notarized and prepared on Rs 50/ 100 Stamp Paper (if done in India)
Affidavit must be Notarized and prepared on Rs 100 Stamp Paper (if done in India)
I, Mr. ______, an adult, Indian Inhabitant of Mumbai, residing at (Postal address and contact details), do hereby state
and declare on solemn affirmation as under: I say that my name ______(if in passport then mention the passport no, issuance date and place) has been recorded
as ______. My name in all my ______ is _________.
The suffix (Kumar/Bhai) as it appears in my passport has not been entered on my academics. This is the only
difference in my name on my documents.
I say that the names i.e. _______ and _______, belongs to one and the same person i.e. myself.

That the purpose of making this affidavit is to produce the same before DIAC so as to establish the names
i.e. ______ and ______, belongs to one and the same person, as the same is required for issue of
Students Visa.
Whatever has been stated herein above is true and correct to the best of my knowledge and belief.

Deponent
(Name and Signature of Sponsor)

VERIFICATIONS:

Verified in Mumbai on DD / MM / YYYY. The contents of the Affidavit are true and correct to the best of my
knowledge and belief and nothing has been concealed therefrom.

Deponent
(Name and Signature of Sponsor)

SAMPLE OF CA STATEMENT OF FINANCIAL ASSETS & LIABILITIES

OF SPONSOR
(TO BE PRINTED ON THE CA LETTERHEAD WITH COMPLETE CONTACT DETAILS)
Statement of Assets and Liabilities of (SPONSORS NAME) AS OF DD / MM / YYYY (Financial Year)

PARTICULARS

AMOUNT (Rs.)

Salary income

00

Business income

00

Income from other sources

00

Income from rent

00

Income from pension

00

Agricultural income

00

TOTAL

00

(Per annum)

FUNDS
Saving bank balance

00

Fixed deposits

00

Post office deposits

00

Monthly Income Scheme

00

NSS

00

Public Provident Fund

00

EPF / GPF / PF

00

FUNDS:

National Saving Certificates

00

Kisan Vikas Patra

00

LIC policies (surrender value)

00

Shares and debentures (face value)

00

UTI

00

IMMOVABLE ASSETS:
FACE VALUE

MARKET VALUE

Property

00

00

Land / Plot

00

00

LIABILITIES (IF ANY)

Loan / Overdraft

00

(This statement shows your total Net worth. Therefore you need to declare all your Investments Assets and Liabilities
to the DIAC)

SAMPLE PROVIDENT FUND OR PUBLIC PROVIDENT FUND LETTER

(TO BE PRINTED ON THE COMPANY LETTERHEAD WITH COMPLETE CONTACT DETAILS)

On Provident Fund Disbursing Authoritys Official Letterhead

Complete contact details of Signing Authority required (Name, Designation, Address, Contact numbers
during business hours)

This is to certify that __________ (name) has been working in __________ organization since __________ (date).
He / She maintains his / her provident fund account with us since ________ (date). The balance in his / her provident
fund as on ________ (date) is Rs. _________________

As per the existing rules and regulations he / she is eligible to permanently withdraw / make a non-refundable
withdrawal of Rs. __________ for the purpose of higher education of his / her child __________ (name of student)

Points to Note:

Letter must be on the Provident Fund Disbursing authority on official letter head
Name of employee (parent) must be clearly mentioned
EPF / GPF / CPF is acceptable only from parents of the applicant
The purpose of higher education must be clearly mentioned
The students name must be clearly mentioned
The withdrawal must be specifically non-refundable or permanent, and this must be stated in the letter
The name and contact details of the signing authority must be clearly mentioned
The withdrawal amount percentage is acceptable

SAMPLE BANK LOAN SANCTION LETTER

(TO BE PRINTED ON THE BANK LETTERHEAD WITH COMPLETE CONTACT DETAILS)
Ref:
Date:
Mr / Ms (STUDENT NAME)
Address (STUDENT ADDRESS)
Subject: Education Loan: Limit Rs. ____________ lakhs
Dear Sir / Madam,
This has reference to your application for sanction of Education Loan of Rs. ____________ lakhs.
Considering the value of connection, we are pleased to sanction an Educational Loan of Rs. ____________ lakhs on the
following terms and conditions.
1. Limit

: Rs. ___________

2. Margin
: Rs. ___________
(The loan letter must specify whether the margin money is included or not included in the amount sanctioned)
3. Purpose : For pursuing the (COURSE NAME) program
4. Collateral Security

a) (NAME OF SECURITY) in the name of Mr. / Ms. (NAME OF SECURITY HOLDER) together with his / her relationship to the
student)
b) Personal guarantee of Mr. / Ms. (NAME OF GUARANTOR together with his / her relationship to the student)
5. Rate of Interest

: ____________ per annum.

6. Repayment
: (No. of Installments) Equated Monthly installments of Rs. ___________ each after the end of the
moratorium period. Terms of repayment (repayment period / holiday period)
7. Documentation

: To be executed by both jointly

8. Documentation charges: To be borne by the applicant

9. Other
: The Loan of Rs _____________ has been fully sanctioned and all terms and conditions are
completed except disbursement. (Please note this point is very important and has to be mentioned on the bank loan sanction
letter)
Yours faithfully,
Bank Manager
(FULL NAME and CONTACT DETAILS)

Note: Submit an attested copy of the asset given as collateral / security for the overdraft facility together with
the appropriate source of funds as applicable.

GUIDELINES FOR STATEMENT OF PURPOSE

Given below are guidelines that are not intended to stifle your creativity in the least, but merely to give you a sense of
direction in terms of the content required. Please address your SOP to the DIBP
Introduce Yourself
A brief about yourself, your focus, your personality and philosophy of life. Talk about your areas of strength and personal
interests like your hobbies.
Family Background
Your familys academic background would be worth a mention if believe that it has been an influencing factor in your academic
career. If you plan to take your spouse and / or child along or for that matter, leave them behind or if you are being sponsored by
relatives (other than your immediate family) make sure you provide convincing explanations for the same.
Educational Background
Highlight your academic background and medium of instruction at school and college. Also mention all projects, research,
internship, extracurricular activities and training undertaken during period of study. Explain shifts in educational interests,
instances of weak academic performance (repeated failures, arrears and consistent low marks) and breaks in education if any.
Do make a mention of what you consider your academic strengths duly highlighting exceptional achievements including receipt
of meritorious awards, ranks and scholarships if applicable. The relevance of your course of studies to your academic and/or
Employment background. Draw co-relation and links between prior learning and proposed course of study.
Employment History
In case of relevant work experience kindly establish the relevance with the proposed course of study. In the event of a break
in service, mention and explain the same. In the case your hail from a business family, highlight the scope and application of
proposed course of study in relation to the familys business interests. Detail your job profile and experience in the organizations
you have worked with.
Career Goals
Explain why you have chosen to go to Australia to study, your reasons for choosing to undertake the course of study specified in
your application, your reasons for choosing to study in Australia rather than in your home country. Also provide a brief outline of
the course you propose to study. If a similar course is offered in India, elaborate on your reasons for wanting to do it in Australia.
You have to draw a comparison on which other Universities you have researched/applied in Australia. Please list those names of
the University and then explain why you have chosen a particular University and mention the campus location and the
uniqueness of the course structure, list of few subjects you are looking forward to studying and the highlights of your program.
Write a brief note on what your future goals are and how you think going to Australia will help you achieve them, the relevance of
the course to your future career/educational plans. Mention concrete plans of career progression upon return to your home
country, whether you have a job or family business to return to or wish to come back and set up something of your own.
Finally mention any previous visa rejects from Australia and other countries and the reasons given for the same. This section
has to be very clear, coherent and convincing.

Conclusion
Conclude by requesting DIBP to grant your student visa at their earliest convenience.