Mutual Funds

Mutual Gains

Visit us at www.sharekhan.com

April 07, 2016

Sharekhans top SIP fund picks

Why SIP?

SIP over a longer period can reduce the cost per unit

Disciplined investing

Being disciplined is a key to investing success. Through

a systematic investment plan (SIP) you can choose to
invest fixed amounts in a mutual fund scheme which
could be as low as Rs500 at regular intervals (like every
month) for a chosen period of time (say for a year).
The amount you invest every month or every quarter
will be used to purchase units of a SIP of a mutual fund
scheme. Small amounts set aside every month towards
well performing SIP mutual fund schemes can make an
investor achieve his financial goals in future.

Example (see table below): An investment of Rs24,000

in a mutual fund resulted in a value of Rs25,200 after
12 months; whereas an SIP mutual fund investment of
Rs2,000 per month grew to Rs27,095 after the same
period.

Fewer efforts to opt for SIP

The procedure to invest through SIP is easy. All you

need to do is give post-dated cheques or opt for an auto
debit of a specific amount towards SIP from your bank
account. SIP plans are completely flexible. One can
even start an SIP just by placing an order by logging into
Sharekhans online mutual fund page. One can invest
for a minimum of six months or for a long tenure. Also,
there is an option of choosing the investment interval
which could be monthly or quarterly.

Invest

in instruments that beat inflation

Equity investing can help you combat rising inflation

that diminishes the value of your savings.

Illustrative example
Month

Price per unit

(Rs)

One-time investment

SIP

Amount
invested (Rs)

Units
purchased

Amount
invested (Rs)

Units
purchased

1,200

Jan-10

20

24,000

2,000

100.0

Feb-10

18

--

2,000

111.1

Mar-10

14

--

2,000

142.9

Apr-10

22

--

2,000

90.9

May-10

26

--

2,000

76.9

Jun-10

20

--

2,000

100.0

Jul-10

18

--

2,000

111.1

Aug-10

17

--

2,000

117.7

Sep-10

15

--

2,000

133.3

Oct-10

18

--

2,000

111.1

Nov-10

20

--

2,000

100.0

Dec-10

21

--

Total investment (Rs)

2,000
24,000

Average price (Rs)

Total units purchased
Value of investment after
12 months (Rs)

95.2
24,000

20

19

1,200

1,290

25,200

27,095

*NAV as on the 1st of every month. These are assumed NAVs in a volatile market.

For Private Circulation only

Registered Office: Sharekhan Limited, 10th Floor, Beta Building, Lodha iThink Techno Campus, Off. JVLR, Opp. Kanjurmarg Railway Station,
Kanjurmarg (East), Mumbai 400042, Maharashtra. Tel: 022 - 61150000. Sharekhan Ltd.: SEBI Regn. Nos.: BSE: INB/INF011073351 / BSE-CD ; NSE:
INB/INF/INE231073330 ; MSEI: INB/INF261073333 / INE261073330 ; DP: NSDL-IN-DP-NSDL-233-2003 ; CDSL-IN-DP-CDSL-271-2004 ; PMS-INP000000662;
Mutual Fund-ARN 20669 ; Commodity trading through Sharekhan Commodities Pvt. Ltd.: MCX-10080 ; (MCX/TCM/CORP/0425) ; NCDEX-00132 ;
(NCDEX/TCM/CORP/0142) ; NCDEX SPOT-NCDEXSPOT/116/CO/11/20626 ; For any complaints email at igc@sharekhan.com ; Disclaimer: Client should
read the Risk Disclosure Document issued by SEBI & relevant exchanges and Dos & Donts by MCX & NCDEX and the T & C on www.sharekhan.com
before investing.
Sharekhan
April 07, 2016

Mutual Funds

Mutual Gains
Data as on April 01, 2016

SIP investment (monthly Rs1,000)*

1 year

3 years

5 years

Total amount invested (Rs)

12,000

36,000

60,000

NAV

Present
value
(Rs)

Compounded
annualised
return (%)

Present
value
(Rs)

Compounded
annualised
return (%)

Present
value
(Rs)

Compounded
annualised
return (%)

28

11,948.6

-0.5

45,224.6

8.1

92,088.4

9.1

Birla Sun Life Frontline Equity Fund - Reg

155

11,779.4

-2.0

42,711.1

6.0

86,127.1

7.6

Kotak 50 - Reg

165

11,756.8

-2.2

42,591.0

5.9

82,336.4

6.6

Franklin India Bluechip

343

11,871.3

-1.2

42,292.1

5.7

80,916.9

6.3

Tata Large Cap Fund - Reg

156

11,741.4

-2.4

41,128.1

4.7

79,916.6

6.0

25,269.6

11,538.1

-4.2

37,871.6

1.8

71,970.5

3.8

38

11,962.7

-0.3

50,839.9

12.6

106,598.0

12.4

109

11,707.3

-2.7

48,290.7

10.6

101,993.2

11.4

33

12,069.9

0.6

47,355.6

9.9

94,712.9

9.7

Franklin India Prima Plus

431

11,900.5

-0.9

46,220.2

8.9

92,801.8

9.3

HDFC Capital Builder Fund

194

11,822.0

-1.6

44,050.8

7.2

87,772.1

8.0

10,179.6

11,596.6

-3.7

39,940.8

3.6

75,631.7

4.8

DSP BlackRock Micro Cap Fund - Reg

41

11,991.8

-0.1

58,392.2

18.0

122,887.9

15.7

Franklin India Smaller Companies Fund

38

11,975.4

-0.2

52,912.9

14.1

118,288.5

14.8

Mirae Asset Emerging Bluechip Fund

30

11,849.0

-1.4

52,593.9

13.9

114,096.5

14.0

Kotak Midcap Fund - Reg

52

12,026.2

0.2

50,048.3

12.0

99,932.1

10.9

HDFC Mid-Cap Opportunities Fund

36

11,796.7

-1.9

49,146.8

11.3

102,945.3

11.6

10,642.3

11,889.6

-1.0

45,895.0

8.7

86,130.4

7.6

Axis Long Term Equity Fund

29

11,596.7

-3.7

47,120.5

9.7

101,252.6

11.2

Birla Sun Life Tax Relief 96

21

11,818.0

-1.7

46,820.7

9.4

95,092.6

9.8

411

11,843.5

-1.4

45,820.3

8.6

91,943.9

9.1

DSP BlackRock Tax Saver Fund

31

11,883.5

-1.1

44,850.7

7.8

90,901.6

8.8

L&T Tax Advantage Fund

36

11,643.9

-3.2

42,573.2

5.9

82,861.5

6.8

7,713.1

11,602.0

-3.6

38,475.8

2.3

72,934.6

4.0

Funds would have grown to

Large-cap funds
SBI Bluechip Fund

BSE Sensex
Multi-cap funds
Birla Sun Life Pure Value Fund
ICICI Prudential Value Discovery Fund
SBI Magnum Multi Cap Fund

BSE 500
Mid-cap funds

BSE Midcap
Tax-saving funds

Franklin India Taxshield

Nifty 50
(*invested on 1st day of every month)

We will be showing compounded annualised returns for three years and five years from now on.

Sharekhan

April 07, 2016

Mutual Funds

Mutual Gains

Franklin India Prima Plus

Fact sheet

Key features

Aims to achieve growth of capital and dividend through a

diversified portfolio.

Fund category
:
Launch date
:
Minimum investment :
Load structure
:

Fund manager
:

Latest NAV (gr.)
:
Latest NAV (div.)
:
Expense ratio (%)
:
AUM
:
Benchmark Index
:

Schemes performance
Franklin India Prima Plus
25.0

Multi Cap Category Average

21.7

20.0

17.3

15.0

13.0

19.1
15.3

13.9
10.4

10.0

Nifty 500

9.0

6.8

Holdings by market cap

5.0
0.0
-5.0
-10.0

6 Months
-3.4 -3.1
-1.6

1 Year
-3.7
-7.5
-8.7

-15.0

3 Years

5 Years

Multi-cap
September 29, 1994
Rs5,000
If redeemed bet. 0 year to 1 year, exit
load is 1%
Anand Radhakrishnan, R Janakiraman,
Neeraj Gaurh
Rs431.1
Rs33.1
2.2398
Rs6,388.43 cr
Nifty 500

Particulars

Since Inception

Nifty 50

59.8

Nifty Mid-cap 100

21.9

Nifty Small-cap 100

Returns < 1 yr: Absolute, > 1yr: CAGR

BSE Sensex
Style box analysis
Large-cap

Small-cap

Top 5 sectors

8.90
9.66

IT

11.63

Automobile

12.17

Financial Services
0.00

28.24
5.00

10.00

15.00

20.00

Top 5 holdings

24.3

Top 10 holdings

38.4

Company name

Growth blend value

Consumer Goods

0.9

Top 10 stock holdings (total no. of scrips: 62)

Mid-cap

Pharma

25.00

30.00

% of net assets

HDFC Bank

7.50

Infosys

4.80

ICICI Bank

4.05

Bharti Airtel

4.01

IndusInd Bank

3.98

Dr Reddys Laboratories

3.06

Yes Bank

2.91

Larsen & Toubro

2.80

Axis Bank

2.67

Kotak Mahindra Bank

2.61

Scheme analysis
With more than 19 years of experience, the fund has been an outstanding performer in comparison with both the benchmark index, Nifty 500, and the category average. Despite the volatility and uncertainties in the market, the fund performed better than
its peers, giving returns of -3.7% over one year as against that of -8.7% and -7.5% given by the benchmark index and the category
average, respectively, in the same period. Over the longer time horizon of three years, the fund has grown at 21.7% compounded
annual growth rate (CAGR) while the Nifty 500 index and the category average have grown at 13% and 17.3% respectively. In the
recent months, the fund has garnered returns of -1.6% as compared with -3.1% and -3.4% returns posted by the benchmark index
and the multi-cap category average.
The fund currently has about 62 stocks in its portfolio. It has nearly 96.06% of its net assets exposed to equity while the rest is
exposed to other money-market instruments. The top ten stocks form about 38.4% of the portfolio. The fund has invested nearly
28.24% of its funds in the financial services sector followed by automobile and IT with 12.17% and 11.63% allocations respectively.

Sharekhan

April 07, 2016

Mutual Funds

Mutual Gains

Disclaimer
Nothing in this report constitutes investment advice or tax advice in any form and these products may or may not be suitable for you. Investors should make independent judgment taking into account specific investment objectives,
financial situations and needs before taking any investment decision. Mutual fund investments are subject to market risk. Please read the offer document carefully before investing. Past performance may or may not be sustained
in the future.
This document has been prepared by Sharekhan Ltd. (SHAREKHAN) and is intended for use only by the person or entity to which it is addressed to. This document may contain confidential and/or privileged material and is not for any
type of circulation and any review, retransmission, or any other use is strictly prohibited. This document is subject to changes without prior notice. This document does not constitute an offer to sell or solicitation for the purchase
or sale of any financial instrument or as an official confirmation of any transaction. Though disseminated to all customers who are due to receive the same, not all customers may receive this report at the same time. SHAREKHAN
will not treat recipients as customers by virtue of their receiving this report.
The information contained herein is obtained from publicly available data or other sources believed to be reliable and SHAREKHAN has not independently verified the accuracy and completeness of the said data and hence it should
not be relied upon as such. While we would endeavour to update the information herein on a reasonable basis, SHAREKHAN, its subsidiaries and associated companies, their directors and employees (SHAREKHAN and affiliates)
are under no obligation to update or keep the information current. Also, there may be regulatory, compliance, or other reasons that may prevent SHAREKHAN and affiliates from doing so. Sharekhan provides non-advisory/order
execution services for Mutual Funds. This document is prepared for assistance only and is not intended to be and must not alone be taken as the basis for an investment decision. Mutual fund investments are subject to market risk.
Please read the offer document carefully before investing. Also, Recipients of this report should also be aware that past performance is not necessarily a guide to future performance and value of investments can go down as well.
The user assumes the entire risk of any use made of this information. Each recipient of this document should make such investigations as he deems necessary to arrive at an independent evaluation of an investment in the securities
of companies referred to in this document (including the merits and risks involved), and should consult his own advisors to determine the merits and risks of such an investment. The investment discussed or views expressed may not
be suitable for all investors. We do not undertake to advise you as to any change of our views. Affiliates of SHAREKHAN may have issued other reports that are inconsistent with and reach different conclusion from the information
presented in this report.
This report is not directed or intended for distribution to, or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction, where such distribution, publication, availability
or use would be contrary to law, regulation or which would subject SHAREKHAN and affiliates to any registration or licencing requirement within such jurisdiction. The securities described herein may or may not be eligible for sale
in all jurisdictions or to certain category of investors. Persons in whose possession this document may come are required to inform themselves of and to observe such restriction. Either SHAREKHAN or its affiliates or its directors or
employees/representatives/clients or their relatives may have position(s), make market, act as principal or engage in transactions of purchase or sell of securities, from time to time or may be materially interested in any of the
securities or related securities referred to in this report and they may have used the information set forth herein before publication. SHAREKHAN may from time to time solicit from, or perform investment banking, or other services
for, any company mentioned herein. Without limiting any of the foregoing, in no event shall SHAREKHAN, any of its affiliates or any third party involved in, or related to, computing or compiling the information have any liability for
any damages of any kind. The analyst certifies that all of the views expressed in this document accurately reflect his or her personal views about the subject company or companies and its or their securities and do not necessarily
reflect those of SHAREKHAN. Further, no part of the analysts compensation was, is or will be, directly or indirectly related to specific recommendations or views expressed in this document.
Compliance Officer: Ms. Namita Amod Godbole; Tel: 022-6115000; e-mail: compliance@sharekhan.com Contact: myaccount@sharekhan.com

Sharekhan

April 07, 2016