Standard Life of Indiana

Since 1934, Standard Life Insurance Company of Indiana has insured

the financial well-being of its clients. The company has never failed to
T O T A L • C O M M A N D
meet an obligation to its policyholders. In June, 2005, Standard Life
of Indiana joined with Capital Assurance Corporation. Stronger, driven Fixed
to innovate while honoring its tradition of customer and agent service,
Annuities
Standard Life of Indiana has become a revitalized company. At Standard
Life of Indiana, our mission is to provide fixed annuities with the highest that
customer value, offer industry-leading service and never forget that we
can be
owe our greatest loyalty to our customers.
Tailored
to Fit
Your
Specific
Needs

T O T A L • C O M M A N D

TM

10689 N. Pennsylvania • Indianapolis, IN 46280 • (317) 574-6201

(800) 222-3216 • www.standardlifeofindiana.com

The Total Command Suite of annuities is issued by and is an obligation of Standard Life Insurance Company of Indiana, TM
home office Indianapolis, Indiana. Individual annuities are issued on form numbers TC3-SLIAN35-3, TC4-SLIAN35-4,
TC5-SLIAN33, TC6-SLIAN35-6, TC7-SLIAN35-7, TC8-SLIAN35-8, TC9-SLIAN35-9, SLIC-RIDER-01, SLIC-RIDER-02, SLIC-
RIDER-03, SLIC-RIDER-04, SLIC-RIDER-05, SLIC-RIDER-06, SLIC-RIDER-07 or a variation of such, and are not insured by
the FDIC or any other government agency. Annuity contracts contain charges and limitations. The Total Command Suite
of annuities and/or certain optional features are not available in all states. Standard Life Insurance Company of Indiana
is not licensed in New York or New Jersey. This brochure is not a part of the annuity contract.
A Capital Assurance
Corporation Company
BROC-TCS (01/08) A Capital Assurance Corporation Company BROC-TCS (01/08)
 TO TA L C OMMAND SU I T E T AX-DE FE RRE D SI NG L E P RE MI U M G U ARANT E E D FIXED ANNUITIES

T O T A L
Most annuities have a pre-defined The Choice is Yours Liquidity Features
set of built-in product features that
an individual may or may not need.

C O M M A N D
Those features aren’t free; whether
you want them or not, they’re paid
for in the form of lower interest rates
than could otherwise be credited.

The Total Command Suite of

annuities lets you tailor your annuity
to your own specific needs. First, it
allows you to choose the duration of
your annuity, from 3 years to 9 years, Terminal Illness/
so that your money will become Nursing Home Care Feature
available just when you need it.
Second, it allows you to choose the
features you want and exclude those
you don’t, going down the list and
saying, “I don’t want to pay for that;
I’d rather have a higher interest rate.”
You end up with exactly what you
want and need.

The interest rate for the duration Death Benefit Feature

you select is guaranteed for that
duration, called a Guarantee Period.
And, at the end of that Guarantee
Period, you can:

The Total Command Suite of fixed annuities is the most flexible • Do nothing, in which case
the annuity renews into a new
wealth accumulation vehicle Standard Life Insurance Company Guarantee Period the same length
of Indiana offers. It’s designed for responsible, long-term savers as your original Guarantee
Period.
who prefer to make decisions about their own money, and who • Annuitize some or all of your
understand the power of tax deferral. money to create a predictable,
tax-advantaged income stream
• Withdraw some or all of your
money.
 TO TA L C OMMAND SU I T E T AX-DE FE RRE D SI NG L E
T O T A L
The Choice is Yours
The Total Command annuity contract
permits withdrawals at any time,
C O M M A N D
which are generally subject to a
Market Value Adjustment (MVA)
and Surrender Charge. However,
you may add features in the form
of contract riders. These features
eliminate the Surrender Charge
and, under certain circumstances,
the MVA. Choosing these features
may give you more flexibility but
at the expense of a decrease in your
credited interest rate.
Once a feature is selected it remains
part of the contract for the life of
the contract. When the annuity
renews from one Guarantee Period
to another, you may add specified
liquidity features so the annuity
can continue to serve your financial
needs. Not all features are available
in all states, and specifics of each
feature may vary by state. Please
discuss your individual needs and
the applicability of selected features
with your tax or financial advisor.
The Total Command Suite of fixed annuities is the most flexible
wealth accumulation vehicle Standard Life Insurance Company
of Indiana offers. It’s designed for responsible, long-term savers
who prefer to make decisions about their own money, and who
understand the power of tax deferral.
P RE MI U M G U ARANT E E D FIXED ANNUITIES
Liquidity Features Accumulated Interest
Withdrawal
Required Minimum
If chosen, this feature waives the
Distribution
Surrender Charge and MVA on
If chosen, this feature waives the
withdrawals of accumulated interest.
Surrender Charge and MVA on any
Required Minimum Distribution 72(t) Free Withdrawal
(RMD) from tax-qualified plans. If chosen, this feature waives the
This feature may be added at issue Surrender Charge and MVA if you
or at the beginning of any Guarantee withdraw the amount permitted under
Period. Internal Revenue Code Section 72(t).
Preferred 10% Free
Terminal Illness/
Withdrawal
Nursing Home Care Feature
If chosen, this feature allows a single
free withdrawal per year. You may If chosen, this feature waives the
withdraw up to either (i) 10% of your Surrender Charge if the annuitant
Account Value or (ii) the Required is diagnosed with a terminal illness,
Minimum Distribution (RMD) in any heart attack, stroke, life-threatening
contract year, whichever is greater. cancer or requires nursing home care
The Surrender Charge and MVA for more than 90 consecutive days.
would apply if withdrawals exceed Age limits apply.
the limit or if you make more than
one withdrawal per Contract Year. Death Benefit Feature
This feature may be added at issue
If chosen, this feature waives the
or at the beginning of any Guarantee
Surrender Charge for a lump-sum
Period.
payment upon the death of the
10% Free Withdrawal Annuitant.
If chosen, this feature waives the
Surrender Charge and MVA if you
withdraw (i) up to 10% of your
account value in any Contract Year
after Year 1, or, (ii) if greater, the
RMD in any Contract Year.
 Standard Life of Indiana

Since 1934, Standard Life Insurance Company of Indiana has insured

the financial well-being of its clients. The company has never failed to
T O T A L • C O M M A N D
meet an obligation to its policyholders. In June, 2005, Standard Life
of Indiana joined with Capital Assurance Corporation. Stronger, driven Fixed
to innovate while honoring its tradition of customer and agent service,
Annuities
Standard Life of Indiana has become a revitalized company. At Standard
Life of Indiana, our mission is to provide fixed annuities with the highest that
customer value, offer industry-leading service and never forget that we
can be
owe our greatest loyalty to our customers.
Tailored
to Fit
Your
Specific
Needs

T O T A L • C O M M A N D

TM

10689 N. Pennsylvania • Indianapolis, IN 46280 • (317) 574-6201

(800) 222-3216 • www.standardlifeofindiana.com

The Total Command Suite of annuities is issued by and is an obligation of Standard Life Insurance Company of Indiana, TM
home office Indianapolis, Indiana. Individual annuities are issued on form numbers TC3-SLIAN35-3, TC4-SLIAN35-4,
TC5-SLIAN33, TC6-SLIAN35-6, TC7-SLIAN35-7, TC8-SLIAN35-8, TC9-SLIAN35-9, SLIC-RIDER-01, SLIC-RIDER-02, SLIC-
RIDER-03, SLIC-RIDER-04, SLIC-RIDER-05, SLIC-RIDER-06, SLIC-RIDER-07 or a variation of such, and are not insured by
the FDIC or any other government agency. Annuity contracts contain charges and limitations. The Total Command Suite
of annuities and/or certain optional features are not available in all states. Standard Life Insurance Company of Indiana
is not licensed in New York or New Jersey. This brochure is not a part of the annuity contract.
A Capital Assurance
Corporation Company
BROC-TCS (01/08) A Capital Assurance Corporation Company BROC-TCS (01/08)
 5
T O T A L • C O M M A N D

Total Command 5-Year Annuity

Total Command 5 is a single premium tax-deferred fixed annuity issued by Standard Life
Insurance Company of Indiana. It gives policyholders a unique level of control over aspects of their
contract that are standardized on most annuities, allowing you to tailor the product to suit your personal
needs and priorities. Interest rates are guaranteed for the full 5-year Guarantee Period and will be
renewed at the base rate being offered for that duration to new Total Command Suite customers at that
time. Taxes on accumulated interest are deferred until money is withdrawn from the annuity.

Guarantee Period – 5 years

At Standard Life
Cash Surrender Value – Total Command 5 can be surrendered at any time for an amount equal to the
Account Value subject to Surrender Charge and a Market Value Adjustment. of Indiana,

Surrender Charges – The Surrender Charge for the initial and subsequent Guarantee Periods of Total
our mission is to
Command 5 is listed below. At the end of each Guarantee Period the Surrender Charge is 0%.

Initial Guarantee Period Year 1 2 3 4 5 provide fixed annuities

Issue Ages 0 - 80 8
%
8 %
7 %
6 %
5 %

with the highest

Issue Ages 81 - 85 6
%
5 %
4 %
3 %
2%
customer value,
Subsequent Guarantee Period Year 1 2 3 4 5
Attained Ages 5 - 80 5% 5% 5% 5% 5% offer industry-leading
Attained Ages 81 - 90 2% 2% 2% 2% 2%
Attained Ages 91 - 95 2% 2% 1% 0% 0% service and

Market Value Adjustment (MVA) – Total Command 5 may be subject to a Market Value Adjustment never forget that
on withdrawals during the Guarantee Period that may increase or decrease the contract’s Cash Surrender
Value. Please see your contract for details. we owe our

Contribution Limits – $5,000 - $250,000, qualified or non-qualified, without prior approval.

greatest loyalty
Available Features –
• Required Minimum Distribution • Preferred 10% Free Withdrawal • 10% Free Withdrawal to our customers.
• Accumulated Interest Withdrawal • 72(t) Withdrawal • Terminal Illness/Nursing Home
• Death Benefit

Features cannot be removed once the contract is issued, and only the Required Minimum Distribution or
Preferred 10% Free Withdrawal feature may be added at the start of future Guarantee Periods.

Upon death, the beneficiary may choose to leave the Account Value of the annuity on deposit until the
Contract Maturity Date.

TM

10689 N. Pennsylvania • Indianapolis, IN 46280 • (317) 574-6201 • (800) 222-3216 • www.standardlifeofindiana.com

The Total Command Suite of annuities is issued by and is an obligation of Standard Life Insurance Company of Indiana, home
office Indianapolis, Indiana. Individual annuities are issued on form numbers TC3-SLIAN35-3, TC4-SLIAN35-4, TC5-SLIAN33,
TC6-SLIAN35-6, TC7-SLIAN35-7, TC8-SLIAN35-8, TC9-SLIAN35-9, SLIC-RIDER-01, SLIC-RIDER-02, SLIC-RIDER-03, SLIC-
RIDER-04, SLIC-RIDER-05, SLIC-RIDER-06, SLIC-RIDER-07 or a variation of such, and are not insured by the FDIC or any other
government agency. Annuity contracts contain charges and limitations. The Total Command Suite of annuities and/or certain
optional features are not available in all states. Standard Life Insurance Company of Indiana is not licensed in New York or New
Jersey. This sheet is not a part of the annuity contract.
BROC-TCS-5 (01/08) A Capital Assurance Corporation Company