Member per PACS

Borrowers per PACS

Deposit per PACS (Rs. Lakh)

2011-12 2012-13 2013-14

2864
2945
3020
1151
1163
1247
223.4
249.4
268.1
3500
3000
2500
2000

Members and Borrowers

1500
1000
500
0

2011-12

Member per PACS

Deposit per PACS (Rs. L

2014-15
3103
1299
284.2
3500

300

3000

250

2500

200

2000

owers

150
1500
100

1000

50

500
0

2011-12

2012-13

Member per PACS

Deposit per PACS (Rs. Lakh)

2013-14

2014-15

Borrowers per PACS

Deposit

2011-12 2012-13 2013-14 2014-15

ST (SAO)
401.6
492
645.1
725.7
LT/MT Agr
34.1
37.1
40.5
35.75
MT/LT Non
14.1
13.3
9.9
6.7
NPA
88.13
86.59
40.04
34.14

Loan and NPA deta

Short term loan and NPAs

ST (SAO)

800
700
600
500
400
300
200
100
0

45
40
35
30
25
20
15
10
5
0

NPA

Loan and NPA details (in Rs. Lakhs)

term loan and NPAs

ST (SAO)

800
700
600
500
400
300
200
100
0

Medium and Long Term Agri & Non Agri Loan

45
40
35
30
25
20
15
10
5
0

NPA

LT/MT Agri.

MT/LT Non-Agri.

SHG/ JLG/ Coverage per PACS

No. of Groups credit linked
Loans O/S (Rs. Lakhs)
No. of JLGs linked
Loans o/s (Rs. Lakh)

2011-12
2
1.53
3
3.43

2012-13
4
2.22
2
3.01

2013-14
3
1.16
8
1.21

2014-15
2
1.03
7
1.62

SHG
9
8
7
6
5
4
3
2
1
0

2011-12

No. of Gro

No. of JLG

SHG/ JLG Coverage per PACS

2011-12

2012-13

2013-14

No. of Groups credit linked

Loans O/S (Rs. Lakhs)

No. of JLGs linked

Loans o/s (Rs. Lakh)

2014-15

Incoem and Profit

Income from financial products
Interest Income from loan
Interest Income from deposit
Income from non-financial products
Fertilizer (Retail)
Seed business
Pesticides
Paddy procurement
Others (New service implemented)
Total Income
Profit per PACS

2011-12 2012-13 2013-14

2014-15

24.5
14.6

27.9
19.1

28.5
22.8

0.12
0
0
3.3
0.25
42.7
-7.36

0.28
0
0
4.12
1.35
52.4
3.57

0.19
0.08
0.06
2.31
0.31
54.1 N/A
6.87

30
21.3
0.32
0.11
0.09
3.74
60
0.85
50

Income a

40

8.75
30
20
10
0
-10

2011-12

-20
Income from

Profit per PAC

Income from financial products

Income from non-financial products
Profit per PACS

2011-12 2012-13 2013-14

39.1
47
51.3
3.67
5.75
2.95
-7.36
3.57
6.87

Income and Profit of PACS in Rs. Lakhs

60
50
40
30
20
10
0
-10

2011-12

2012-13

2013-14

2014-15

-20
Income from financial products
Profit per PACS

Income from non-financial products

2014-15
51.3
5.11
8.75