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ThesisAbstract|DissertationAbstractsThesisLibraryAProposedCreditCooperativeForTabukProvincialGovernmentEmployees:AFeasibilityStudy

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AProposedCreditCooperativeForTabukProvincialGovernmentEmployees:A
0
FeasibilityStudy
AbstractCategory:OtherCategories
Course/Degree:MasterinBusinessAdministration
Institution/University:SaintPaulUniversity,Philippines
Publishedin:2011

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ThesisAbstract/Summary:

1.Problem
ThisstudyentitledAProposedCreditCooperativeforTabukProvincialGovernment

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Employees:AFeasibilityStudyaimstoexplorethefeasibilityofputtingupacreditcooperativein
thetownofTabuk,KalingaApayao.
Specifically,thestudyaims:
1.Topresentsufficientinformationregardingthemarketaspect,technicalaspect,financial

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aspect,organizationandmanagementaspectsanditseconomicandsocialimplications.The
followingquestionswereansweredtoascertaintheneedandviabilityofputtingupacredit
cooperative.
a.Isthereaneedfortheproposedproject?
b.Aretherefinancialinstitutionsofferingthesameservicesandprivilegesastheproposed
project?
c.Aretheservicesandprivilegesofferedbytheexistingfinancialinstitutionsadequate?
d.Whatservicesandprivilegeswilltheproposedprojectoffer?
e.Whatdotherespondentsthinkoftheproposedproject?
f.Isthereareadyandadequatelocationfortheproposedproject?
g.Isthereenoughcapitalfortheproposedproject?
h.Whatorganizationalstructurewilltheprojectadopt?
i.Whatformofbusinessorganizationwillitchoose?
j.Aretherequalifiedpeopletoruntheproposedprojects?
2.Topresentaprojectproposalthatwilleventuallybenefitthemembersinparticularandthe
communityasawholebygivingoutloansatlowratesofinterestandnocollateralneededandin
easytermsofpayment.

MethodsandProceduresofAnalysis
Theresearcherusedthequestionnaireandtheinterviewmethodsingatheringdataforthemarket,technical,
financial,andorganizationandmanagementaspectsofthestudy:

SummaryofFindings

a.MarketAspect
ThereisanurgentneedtoorganizeacreditcooperativeamongtheprovincialgovernmentemployeesofTabuk
sincethepresentandexistingsourcesofcreditarenotenoughtomeettheneedsanddemandsoftheTabukprovincial
government employees. The respondents were in dire need of a credit cooperative where they can save and borrow
moneyatalowrateofinterest.Thisdesireisevidencedbymajorityoftherespondentswhosignifiedtheirapprovalto
the establishment of the credit cooperative and their commitment to patronize the credit cooperative should it
materialize.
b.TechnicalAspect

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ThesisAbstract|DissertationAbstractsThesisLibraryAProposedCreditCooperativeForTabukProvincialGovernmentEmployees:AFeasibilityStudy

ThetemporaryofficeoftheTabukCreditCooperativeamongtheprovincialemployeesofTabukshallbelocated
attheformerKAPGEAcanteen.ThisissituatedadjacenttotheOfficeoftheRegisterofDeedsandtheBudgetOffice.
ThissiteisprovidedbytheKAPGEAPresidentsinceatpresent,thereisnoenoughfundtofinancetheconstructionofa
CreditcooperativeOffice.
c.FinancialAspect
1.TheprojectedmemberscanraisemorethantherequiredinitialcapitalizationofP5,000toregisterthecooperativeas
afullfledgedcooperative.InsharesalonetheprospectivememberswillbeabletoraiseP123,000.Theestimatedinitial
financial resources of the project is P125,460 of which P123,000 will come from the members share of stocks and
P2,460willcomefromthemembershipfee.
2.Analysisoftheprojectedfinancialstatementsoftheproposedcooperativeshowsthattheprojectwouldbeprofitable
andwouldgivethemembersamodestreturnontheirinvestmentatanaveragerateof9.4%duringitsfirstfiveyearsof
operation.
D.OrganizationandManagementAspect
1.Ofthe250respondentsinthesurvey,246respondentssignifiedtheirwillingnesstobecomemembersoftheproposed
creditcooperative.
2. A modified organizational setup of the proposed credit cooperative is prepared based on the model bylaws as
prescribedbytheCooperativeDevelopmentAuthority.
3. It is evident in the survey that the majority of the respondents are professionals who would be tapped to become
officersoftheproposedcreditcooperative.
4. The personnel of the Cooperative Development Authority will prepare the training design of the muchneeded pre
membershipseminarandwillalsoconductamanagementseminarfortheofficersoftheproposedcooperative.

E.ImplicationsoftheStudy
Theimplicationsofthestudyareeconomicandsocialinnature.

Conclusions
Fromthefindingspresentedinthisstudy,theresearcheraswellastheprovincialgovernmentemployeesof
Tabukfeeltheurgentneedofestablishingtheproposedcreditcooperative.

Recommendation
Theresearcherhighlyrecommendstheimmediateimplementationofthecreditcooperativefortheprovincial
governmentemployeesofTabuk.

ThesisKeywords/SearchTags:
cooperative,credit

ThisThesisAbstractmaybecitedasfollows:
Nouserpreference.Pleaseusethestandardreferencemethodology.
SubmissionDetails:ThesisAbstractsubmittedbybeatrizonatefromPhilippineson14Jan201311:46.
Abstracthasbeenviewed4167times(since7Mar2010).

beatrizonateContactDetails:Email:onate.beatriz@yahoo.com

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