1

Q1 FY17 FINANCIALS
JULY 26, 2016

INDEX

1. Key Highlights (IDFC Consol)

2. Entity wise P&L

3. Key Highlights (IDFC Bank)

4. Business Highlights IDFC IDF

5. Business Highlights IDFC AMC

6. Fund Snapshot IDFC Alternatives

7. Business Highlights IDFC Securities

10

8. Shareholding

11

Key Highlights (IDFC Consol) Q1 FY17

Securities

Balance Sheet

Revenue : 20 Cr

` 106,216 Cr

PAT : 3 Cr
Alternatives

Net worth
` 10,298 Cr

Fund Size : `16,379 Cr

No of Investments : 72
Revenue : ` 36 Cr
PAT: ` 6 Cr

PAT ` 182 Cr

AMC

Bank
O/s Credit ` 57,470 Cr
Income` 712 Cr
PAT ` 265 Cr
No of Customers: 60,000
No of Branches: 65

AAUM: ` 55,080 Cr
Revenue: ` 70 Cr
PAT: ` 22 Cr

IDF
Loan Book: ` 1,346 Cr
PAT: ` 17 Cr
AAA by CARE and ICRA
* 1st April to 30th June, 16
4

IDFC vs. Nifty*

IDFC

Nifty

17
%

7%

Entity wise P&L (Q1FY17)

IDFC
17

Bank
712

AMC
70

Alternatives
**
33

Operating Expenses

277

36

23

14

358

Profit befor Provisions

Provisions
PBT
Tax
PAT
MI
Share of Associate
Consol Pat

10
10
5
5
5

435
24
411
147
265
-125
140

34
34
12
22
-6
17

10
10
4
6
6

18
1
17
17
-3
14

6
2
4
1
3
3

-12
12
12
12

513
14
499
168
331
-133
-16
182

Operating Income

* Others Projects, Securities Singapore, IDFC FHCL, IDFC Finance etc.

** includes IDFC Capital (Singapore)
5

All figures in ` Crore

IDF
20

Others/Elimi
Securities nations*
20
-

Consol
872

Key Highlights Q1 FY17

Outstanding Credit$

PAT

` 57,470 Cr

80%

Net Adv.: `45,914 Cr

NCDs: ` 4,496 Cr
LC/BG: ` 7,060 Cr

265 Cr

60%

Income

712 Cr

1,905
1,894
10,813
36,455

(up 28%)
NII: ` 515 Cr
Non Int: ` 197 Cr

72%

45,914
4,713

Network / Customers
Branches : 65
ATMs : 14
Micro ATMs : 330

869
6,835
10,434
29,374

Expenses

277 Cr

49%

NIM

EPS# / Book Value

2.4%

0.8 / 41.0
Loan: 3.2%

23,321
5,757

6.7%

C/I Ratio

Headcount

39.0%

2,702

(down 6%)

7,107

CASA Ratio^

HR/Total

Mar 16 : 2,405

HR: ` 137 Cr
Others: ` 140 Cr

Asset Quality
GNPL: 6.1%

Net RSA: 2.9%

NNPL: 2.3%

Net SR: 0.2%

Capital Adequacy

$ Outstanding Funded Credit (Net Adv.+ NCDs) grew 4% from ` 48,474 Cr as on

Mar 31, 2016 to ` 50,410 Cr as on Jun 30, 2016
Outstanding Credit (FB+ NFB) grew 7% from ` 53,580 Cr as on Mar 31, 2016 to `
57,470 Cr as on Jun 30, 2016

IDFC Bank vs. Bankex

20.39%

7%

Tier 1 : 19.91%

CASA/Total Funds : 1.0%

~ 60,000

NII/Total

Funding Mix (` 83,697)

CASA
FD
Infra Bonds
Bonds & Deb.
FC Loans
CBLO/Repo/LAF
Others

1.1% / 7.7%

Q4 FY16: ` 165 Cr

Asset Mix (` 101,694)

CRR
Cash & Bank
SLR
Investments
Net Advances
Other Assets

RoA / RoE

*
^ CASA Ratio = CASA / (CASA + FD+CD)
* 1st April to 30th June, 16
# for the period

11%

Business Highlights IDFC IDF

Outstanding disbursements as of June 30, 2016 were ` 1,346 Cr across 28 companies
Total long term borrowings as of June 30, 2016 were ` 808 Cr
The portfolio includes exposure to a diversified set of borrowers across the infrastructure
spectrum including roads, power, education healthcare and SEZs.
PAT as for the quarter ended on June 30, 2016 is ` 17 Cr
Capital adequacy ratio is ~47.82%
Rating of AAA by CARE & ICRA

Business Highlights IDFC AMC

Particular

Jun-16

Mar-16

AAUM (for the month)

55,080

52,460

MF

54,134

51,448

IA

946

1,012

23.0%

25.0%

Equity AUM (%)

Fund Snapshot IDFC Alternatives

Particular
Fund Size

Private Equity
Fund I * Fun II Fund III
844
1,858
2,903

IIF1
3,837

IIF2
5,500

RE
Office Fund REYF
688
749

Total
16,379

Number of Investments

12

17

12

17

72

Number of Exit Events (Full & Partial)

12

12

44

* Completely Exited

Infra

All figures in ` Crore

Business Highlights IDFC Securities

Increase in FII market share in broking

Healthy pipeline of capital market deals

10

Shareholding
Sr No
1
2
3
4
5
6
7
8
9
10

% of Top 10 shareholders
Name
GoI
Sipadan Investments (Mauritius)
The Royal Bank of Scotland
Orbis Sicav - Asia Ex-Japan Equity Fund
First State Investments
Platinum Investment Management
Actis Hawk Limited
UTI MF
East Bridge Capital Master Fund Limited
Life Insurance Corporation Of India

Category
GOI
FII
FII
FII
FII
FII
MF
FI
FII
FII

30th June, 2016

Corporate Bodies
3.9%
Retail
17.8%

MF
8.5%

31st Mar, 2016

Corporate Bodies,
3.6%

GoI
16.4%

MF, 8.7%

11

GoI, 16.4%

Retail, 17.8%

FII / FDI / NRI /

FN, 46.9%

FII / FDI / NRI / FN

47.1%
FIs / Insurance
Co / Banks
6.4%

Jun-16
16.4%
9.5%
8.9%
3.2%
2.5%
0.5%
2.3%
2.1%
1.6%
1.9%

FIs / Insurance Co
/ Banks, 6.5%

THANK YOU